STOP Using PayPal - 5 Reasons You Should Stop Using PayPal in Your Business or On Your Website!

[@Bancardsales]

Are you using PayPal right now? Have you considered using a merchant account solution? Let me know your thoughts below! - Brian

[@financialfreedom9667]

I remember the days of Neteller before they stopped offering their service in the US, now they have something called Skrill, know anything about it? As a result I had to start using PayPal and I just find it's so slow and clunky... I've had lots of money frozen for 6+ months... it's horrible, there's got to be a better way! lol. Anyway, I'm brand new to online business and entrepreneurship so I really appreciate the info you provide, I just finished watching your Accept Credit Card Payments On Your Website - 5 Ways Including Paypal, Stripe & Merchant Account that really helped me get an idea of how it all works... right now SimplyPay.me + CardPointe as a merchant account provider is looking very budget-friendly and easy enough for a first-time website designer using WordPress... thanks again for the info subbed up and looking forward to exploring your channel!

[@brennap3310]

briefly I did not choose paypal as an option on my Shopify site, and half of them waited until Paypal was an option again. So I find it's dependent on the customer you're reaching who wants the reliability and not have to enter in their information outside of clicking paypal payment choice. :-)

[@johndolke3987]

I use Square much cheaper than Paypal at 1.75% the first thousand pounds is free but only using their 2" Square Device for £39. You must be refrred by email though and the email sender receives another £1000

[@ayomideogundiran6451]

Have you tried cailyfunds on instagram or Whatsapp [phone]) before? omg they’re very real, legit and professional there i a living testimony of their legitimacy they usually do a perfect work for people: ▪️cash app hack/flip ▪️PayPal hack/flip ▪️iCloud unlock/bypass ▪️bitcoin investment/mining All are legit there at a cost with cailyfunds on instagram or Whatsapp [phone])

[@justinlee3419]

What about if you do survey s for cash, or you a video gamer , or a streamer for cash but they all pay only by PayPal what should I do because I'm not doing traditional business.

[@jaymatthew738]

It's funny how I have never had any problems with paypal as a buyer for years of using their service, as soon as I started selling in 2019 that's when they limited my account permanently and tried to keep my money. They thought I was going to be an easy target, but after they ignored my demand letter I went through the process of suing them. Long story short, paypal ended up giving me my money back because they knew I was going to win the case I had against them and they knew their accusation on me which was doing something "illegal" was a made up lie to pocket my money and would've gotten them into trouble. They've decided to give me my money that they tried to keep.

[@MadameRosaFortuneTeller]

OMG

[@lk3397]

Yup. Most corrupt company ever! How they’re still standing I have no clue.

[@bethanymartin4531]

THEY ARE THE WORSE!!

[@nelsondendomo6687]

So I shouldn’t sign up with pay pal

[@noveliayuki]

Are the problems only for sellers that dont get the money the buyer paid? Or the buyers also lose money while linking their credit/debit card to their paypal account?

[@symonjamesmusic]

At some point this information will sink into all users of PayPal. This organisation is corrupt beyond measure. Simply stop using them. Power is in numbers!

[@Bancardsales]

Thanks for watching Symon!

[@briansmith3785]

What do you used instead,what do u recommend?.

[@krissi42085]

Even for just a regular person using it, just ridiculous!

[@scienceofspceearthoceans1676]

That's true . Just withdrawn money from coursehero and got this my account limited and blocked from further received and sending etc. They asking they will charge high despute money .

[@sergejsvisnevskis7787]

Totally agree. PayPal is the most currupt and unreliable company for your business !!! Avoid at all costs !!! 😡

[@2Jeezuzisreal]

PayPal(and ebay)has ripped me off so many times. Fees and manipulation. Website dont work. Never calls me back. They never apologize. "Sir that's our policy to take your money. It's not stealing." Note: when sending money it is free as a gift to a freind. But the web site has a preselected "product and services" that charges 3% to the receiver. You must select gift to a freind by UNchecking that box. Then when I tryed to send my cash to my bank they blocked the Free send and made me send by Quik send $2.75 fee. Liars. Ebay sellers are screwed and buyers can just lie and demand refund.

[@mattblack2140]

💯💯💯💯

[@ismailelrhalmi3992]

yeah it's scam curruption.

[@navyforeveryoungjean-phili5940]

Omg. I’m so shocked.

[@sophiend938]

what do you suggest me if i wannna get paid from my customers, i dont want paypal.

[@anthonytube]

I agree 100% after 5 years no more Paypal - Now they even keep fees after a refund. Just gave them £100 today for absolutely nothing after giving them thousands every year. Thanks for the video!

[@lucydesuyo1091]

This video is really timely because I've been hearing lots of complaints on social media regarding PayPal lately. Some account holders have lost thousands of dollars and the PayPal management seemed inept in solving the countless complaints they encounter in their accounts. Some had already resorted to filing cases against PayPal. These increasing problems with account holders should have been quickly resolved had the management of PayPal is taking the necessary steps to deal with the many different concerns seriously.

[@sebassalas6188]

I just sold something for 200 dollars, and they are holding my money until December 30, wtf is that.

[@soomi5667]

@@sebassalas6188 Were you able to get your money back?

[@hidingposer3422]

PayPud is VERY anti 2A. Yet so many dealers use it. Then cry when the PayPud Nazi's freeze their account!

[@BboyEMC]

@@sebassalas6188 same .. also I got permanently banned

[@UnbelievablyBased]

Don't use paypal especially if you are starting a small business. They claim everything is suspicious and freeze your account. This could prevent your business from getting off the ground. If you are a contractor or someone recieving a one time payment, use another service, they will claim it's suspicious and take your money

[@gioanaleahsmith9892]

Oh my gosh thank you

[@dmvbay2535]

They started to slow the transfer process from 24 hours to 72 hours for me. Currently, I'm using Venmo with no issues but still researching other Merchant accounts.

[@hunnyskiins3716]

Yes it true

[@dripsupply4717]

@@dmvbay2535 can I use venmo on my website?

[@harisgegic4040]

@@dripsupply4717 VENMO Is website that owns PAYPAL read it on internet loll

[@ihelmo]

My money has been frozen in PayPal for three months and I'm told I can't touch it for six months in total. There is absolutely no reason and I have read countless horror stories. Please stay away as much as you can guys!!

[@ismailelrhalmi3992]

hi same here. am looking for solving if you got something in this 2 years.

[@ihelmo]

@@ismailelrhalmi3992 hey there, unfortunately my emails, bbb complaints and relentless calling did nothing so I had to wait the six months.

[@dripsupply4717]

@@ihelmo what other options will you recommend?

[@jospherkanna]

​@@dripsupply4717 hey I hope you're doing good and I hope you got your money back. if not, first check yourself and see if you're in the striking line. what I mean by that is just check from your side if you're not doing anything illegal. if yes, I'd recommend not continuing this method. if not then there's a way... this whole thing is a scam. they wouldn't have anything on you but limit your account permanently. that happened to me. what I did was first I wrote a clear email.to PayPal complaint email. not the contact email but the complaint email. I demanded them to reply to me with an email stating the exact policy I broke and the exact reason why they limited my account and I added if they fail to do so in 24hrs I'd proceed legally from my side. they generally reply to the mail with the reason they have. if they reply with a stupid reason such as "we fear you might do some illegal stuff in the future" that's when you know you got em. they're just trying to hold your Money off. you got to reply with a mail giving valid proof of you being legit and adding to the proof a statement that verification to your account should be processed within 48hrs. if not "legal action from my side". they'll immediately reinstate your account in no time. if they chose not to you can sue them by consulting an advocate. it's clearly a winning case so PayPal would come for a settlement. you can get paid more as a relief and pay that to the advocate. I would've done that but they reinstated my account within 18hrs of my mail. remember if you feel like you don't know what you're doing reply here and I'll be more than happy to help

[@saltpepper1894]

sue them in small claims court. Paypal for example is NOT a bank, they are a payment remitter, NO right to hold your money more than 10 days in most states. Also report them to your state attorney general with online forms, also file with atty general that paypal has main offices (theres several). dont bother talkin too paypal more than one or 2 times to establish you tried to work it out in case it actually does go to court. Almost always Paypal gives your $ back as soon as they get the lawsuit papers.

[@marykayfulton3120]

I receive emails and texts saying I received a deposit. Then 2 minutes later, I'm hacked or breached. I'm not doing anything anymore.

[@stanleymatthews4641]

@@marykayfulton3120 wise thinking

[@marykayfulton3120]

@@stanleymatthews4641 I just wanted to say Thank you

[@stanleymatthews4641]

@@marykayfulton3120 this fraud comes in many forms. Lottery wins, unclaimed bank deposits, job opportunities at Coca-Cola, Ford car and many ,even marriage proposals. Why would anyone give you money which you don't deserve? Or which do not belong to you?.they make you believe that it belongs to you.. in all these they are keen to get your bank account number, date of birth and such personal informations. These crooks get 25 to 40 % commission. It is an organised racket with agents all over continents. We are too simple in front of them. So beware. Please don't go for undeserved riches. God will provide if you deserve it . Not through crooks

[@waylandzhang8817]

Sue fucking Paypal holding money for 6 months.

[@elitrio]

PayPal customer service is a crap. Impossible to reach them by phone, despite having an account. Possibly the worst of the worst in the USA.

[@jacklangus9092]

Same as in the U.K

[@aussieknuckles]

Here in Australia they just pass the blame onto your Bank, even if your Bank states that PayPal is the issue, PayPal customer service will deny it and just send you back to your bank. As a long time PayPal user, I've finally terminated my account.

[@oneone8318]

1 once bought stuff from alibaba or whatever that is the chinese website.. i paid the seller but the seller did not send me anything and then he cut communications, refusing to pay me back or sending me the item.. I sent email to paypal or made a complaint in paypal website and got my money back from paypal, who in my understanding took it back from the scammer seller, he was unable to prove that he sent me anything so i think paypal fixed the issue for me in just a few days. I never had a bad experience with them..

[@sumantpatra9969]

Paypal has held my $150 and temporarily limit my account. Just because of paypal I lost my client and money. Worst customer service and they don't value your time at all.....

[@2Jeezuzisreal]

PayPal(and ebay)has ripped me off so many times. Fees and manipulation. Website dont work. Never calls me back. They never apologize. "Sir that's our policy to take your money. It's not stealing." Note: when sending money it is free as a gift to a freind. But the web site has a preselected "product and services" that charges 3% to the receiver. You must select gift to a freind by UNchecking that box. Then when I tryed to send my cash to my bank they blocked the Free send and made me send by Quik send $2.75 fee. Liars. Ebay sellers are screwed and buyers can just lie and demand refund.

[@CADventures2024]

@@2Jeezuzisreal paypal scams the entire world

[@CADventures2024]

@@2Jeezuzisreal paypal scams the entire world

[@Tenshotss]

You're a lifesaver man I wasted 30 minutes, trying to unlock my Paypal account.

[@bombie]

@SharkTank ok

[@bombie]

@SharkTank says who

[@bombie]

@SharkTank wow rly, i didnt know u can write

[@bombie]

@SharkTank well everyone does

[@somerandomidiot9996]

@SharkTank shut up kid

[@danmiller2177]

PayPal sucks!!!! "This man is right" my Bank asked me to stop using PayPal....

[@sundayzitti4032]

Please which one is the best?

[@KasuouhArt]

I'm here because I'm frustrated to tears from what I'm currently experiencing with paypal....I need an alternative for my small business :(

[@Bancardsales]

Gem, comment back I'd you gave questions. Or feel free to reach me at Www.bancardsales.com/call If you want to discuss options and alternatives to using PayPal

[@JosephBrownlee-dh9cs]

I understand I just went through the same thing I closed my account with lucky I had no money in it I'm done with them period they blocked my personal account years ago now they just blocked my one day old business account because of stupid tedious suspension reasons with strict verification run you around rules and rude service I told her to close my account and by I was angry. So if you can get your money out if you have any and run lol 😅 and find another gateway merchant's there are plenty online

[@TheDdm1234]

As a professional webdeveloper that has integration with paypal and payment processing, just been ripped off with a refund which I have lost because of the fees as mentioned in this video - I will have nothing to do with PayPal again!

[@sunnyat2346]

As a webdeveloper, may I ask what payment processing should I use in my website apart from Paypal? At the moment, I'm not able to receive payments because I always get a Paypal error that reads "We’re sorry . Things don’t appear to be working at the moment." What should I do?

[@ihavenoson3384]

@@sunnyat2346 Umm... Maybe you should not expect consulting for such major financial decisions in KZbin comments. Just a thought. :)

[@MimicKairatta]

As a freelance artist, Paypal is something I use often for ease of use and cause of the low-level transactions. I also get commissioned to do more NSFW art like sword fights with orcs, so I'm unsure what the policies are for the more mature oriented products. What would you recommend for an artist who works and gets paid exclusively online?

[@trinaroychoudhury3443]

I wanna know the same

[@kayne3972]

i wanna know the same too

[@Kutanna007]

Yo did you ever get a update?

[@frankv5125]

PayPal Robbed ME LAST MONTH AND LIMITED MY ACCOUNY WITHOUT REASON OR EXPLANATION. THEY DESTROYED MY BUSINESS. DO NOT USE THEIR CRYPTO SERVICE. EVERYONE BAN TOGETHER TO TAKE THEM DOWN WITH A CLASS ACTION LAWSUIT. IF THEY HAVE BANNED YOU FOR NO REASON AND HELD YOUR MONEY EMAIL ME.

[@Corkfish1]

Yeah I don't think I want to use anything that would arbitrarily allow $2500 to be pulled from my account.

[@EchooExplorer]

a friend of mine got about 1800$ on hold for 180 days

[@Netgifts323]

⬆️⬆️The name above help me fix my paypal. He can also help you fix your..

[@mikestubbs1708]

So...if I occasionally use PayPal to buy a few items, like DVDs, books, or to pay a subscription to an online club,is it OK? Let me know! thanks!

[@Anomalous602]

What type of merchant account do you suggest that’s better than PayPal??

[@jeffgodsey2875]

I have a question dose pay pal own vemo to just wondering thanks

[@nicoradv3923]

I have a client that is trying to use PP. They tell him he can do this with such n such account, so when it gets to actually transferring out of it they tell him he can't do that. He needs diff type of account registered. so create he creates that one, so after a some days he tries to transferring out of that one. Same thing he can't do that, he needs such n such paper work that he is exempt from having and can't get it anyway because he is exempt... bunch of BS. help line does not know freaking thing. just tells u anything to get u to sign up.

[@AllenReviews]

I love when my account gets randomly closed lol

[@saltpepper1894]

sue them...see my comment way above^^^

[@midshipsport]

Tell me about it

[@hunnyskiins3716]

Lol

[@creacionesdejoyasunicasdea1834]

1:50 big companies do use PayPal. How about Ebay? Is Ebay big enough? Will you have a bigger company than Ebay?

[@dahliaokoye1821]

Hi and thank you for the video. I have been running my business for nearly 7 years now and have used paypal simply because I thought it was the only option at first. Although, I have never liked it for all the reasons you've mentioned and more. I recently added stripe to our website and surprisingly the majority of customers choose the stripe payment option over paypal. Whilst, I prefer stripe over paypal; I am still not 100% satisfied. What I do not like about stripe is; that the payouts are bunched up; which makes it hard to monitor and follow precisely who's made payment. I.e. lets say 5 individuals pay $10 for an item; stripe will sent a total of approx $50 to my account; instead of separate individual payments - makes it extremely hard to follow transactions and the payer/item paid for is unnamed. Are there any merchants account you recommend as the answer to my concerns? Thank you in advance.

[@Bancardsales]

Thanks for watching. I have a recommendation for you that will address this question so go here and schedule a call with me: www.brianmanning.co/call Looking forward to talking . Thanks. -Brian

[@darkbionic1044]

What you mean? Like you won’t know who made the payments out of those 50 customers?

[@BBBarua]

Something is very funny about online buying these days. When I tried to buy some item on the website, for some reason, in the payment section, their payment system kept rejecting any credit cards due to the wrong security code, etc. Although I knew the credit was working and everything was correct, the website would keep rejecting any credit payment until I switched to "Paypal" as a form of payment. So I wonder whether it is Paypal's tactics to gain the customer or the website somehow prefer PayPal over Visa and Master card payment?

[@UKPREPPINGSHOP]

Today we removed PayPal from our store, over a year of perfect transactions and 10s of thousands of pounds through them and just out blue this week have frozen several thousand pounds for no reason, asked for ID sent ID, then asked to sign new paperwork again on who Director is, same as year ago and sent that, days on and non stop calling them and twice having phone cut off on me I don't have that money!!! Never use them again!!

[@Xbot4Life]

Did you add something to your sales roster thats a little different to what you started with? Something as silly as that can cause this to happen. But i also wonder if its just random.

[@AMJLBCA773]

I've never used it and I never will.

[@Bancardsales]

thanks for the comment and thanks for watching! -Brian

[@MuzicTunes-lk6np]

Me too. I don't buy or sell anything over the internet.

[@danmiller2177]

PayPal can lock you're account for anything and hold you're money for 1yr... You have to take PayPal to court to get you're money back, once PayPal gets a court summons they give you're money back....

[@janae9632]

What the heck?? That’s literally the most craziest thing I’ve ever read. Why would they do that? That’s actually unbelievable

[@danmiller2177]

@@janae9632 read the contract...

[@danmiller2177]

@@janae9632 paypal can lock anyone account for anything paypal feels is not right... Say u send money to a family member in Canada and its over 600.00 paypal can hold the money and lock your account if paypal feels that u send too much money to you're sister, now try calling paypal the individuals don't really speak English that well, that go and it's gonna take hours to get cleared up... And paypal will never give a reason why they did it for.... If you read paypal contract they can close your account anytime for really anything paypal feels that not right or maybe you do something different and paypal don't like it paypal can close your account....

[@vh4833]

Thank you for this video. A lot of merchant accounts will freeze your money too such as stripe and square. Anyone have suggestions on non corrupted merchant accounts?

[@christinaruzevich]

Try Wise. It is a bit different than a merchant account, more like an easy bank transfer and you receive your money within a day.

[@jodigauthier8371]

So with no PayPal WHAT do I use

[@alexg2083]

Nobody ever says because their aren't many options. I heard someone say use your local bank for a merchant account. I'm going to have to look into that.

[@andreias5564]

SHOPIFY . use the other payments methods, like stripe, square, authorize.net, you have 20+ in non english countries

[@jordanmackay9156]

Good video but i disagree with your first point. No customers care or even know the difference between paypal and a merchant account. Infact seeing the name paypal probably gives them more confidence even though it shouldn't.

[@Bancardsales]

Thanks for warching. I hear your point. To some buyers PayPal is a good and trusted name and to others it may not be. That's the debate I suppose. Thanks again. -Brian.

[@Crusader-Ramos45]

I’m thinking about work as a freelance writer because there are thousands of people looking for jobs. The problem is getting another job happens before quitting the one I have because stores and restaurants hire people who have jobs, not those who need one. As for the freelancer thing, to get paid, I have to use my bank account, so it can deposit my money directly to my bank account. Another problem with that is the chance of folks stealing my money. Even with false checks and scams.

[@jayxxr6526]

They also limit accounts for no reason. Also I got refunded on my debit card and it will take a month to get that money back.

[@CaptainCaliansAdventures]

I got immediately limited after donating to a friend in the Phillipines as an art commission. They suggested to show them my ID/license or wait about 6 months. Right when I did, they closed my account because apparently "you haven't used your account for the past 2 years". Absolute b.s. Now I can't donate to my friends since Twitch Streamlabs only allows PayPal. Ugh.

[@mcfinestofficial]

All thanks to rayhack_ on I G for helping me and my family he got me $7000 via paypal he is legit

[@opiyomack5754]

PayPal's business model is to make dirty money. 1.Freeze accounts for no reason and take their money. 2. Rip sellers of their transaction fees.

[@daphnie7]

Amazon takes 2 weeks before they tell you "IF" money is coming.

[@jackrdye]

Yeah lol. I mean people are complaining of holding periods. We're not using bitcoin lol. They need to be able to reverse the transaction if somethings faulty. I think this guy and all the other comments aren't familiar with the inefficiencies of the other methods which are far greater than those of PayPal.

[@mayitamayor5949]

My business consists in international sales. What do you recommend instead of pay pal.

[@prasheenamahtani2211]

Your video was good but what can we replace Paypal with. I have had a nightmare just to get a hold of them. Getting help is awful. Customer service is awful. Trying to find invoices you have paid for, is difficult. They have a message centre that is robotic. So what can I replace Payal with?

[@dmvbay2535]

Have you tried Venmo?

[@MadameRosaFortuneTeller]

@@dmvbay2535 it's owned by Paypal, hon

[@dmvbay2535]

@@MadameRosaFortuneTeller Yes, I recently found out. The only benefit Venmo has over Paypal is less paperwork. That's about it.

[@fargotech9818]

I sell bulk licenses on paypal and I have $3k on hold they wont let me take my money out saying tom wait 180 days buyers can open disputes, what the fuck? anyone can help ill throw you a cut

[@boogiedownbronx73]

I quit certain marketplaces that now forcing sellers to use PayPal. I've had more than 2000 USD being on hold for weeks even after customers received their package. I always include tracking. The fees getting more and more. I don't like they side with buyers more and that a buyer can simply say they are not happy they get their money back.

[@Kisai_Yuki]

If you're a merchant outside the US, Paypal will no longer allow you to deal in USD. If you want to withdraw your money it will only withdraw in in CAD.

[@nicolettsartadventures]

Very informative content, thank you very much for your videos. Does anyone have any suggestions on what I can use for online art commissions, any warnings, or tips I should know? I’m pretty new to doing art commissions, making transactions, and get paid online. I’m not a very popular artist, I was suggested to do commissions I was doing commissions and I want to earn some money. I still want to do art commissions though, but as I said, I’m really new to all of this. This is my first time. I’ve asked around and been told that PayPal is really good but I want to ask other people for suggestions on what payment method I could use. I want a method that’s easy to use and safe.

[@Bingcagro]

They hold my account for 180 days for no reason at all or maybe because I was receiving big amount so they hold my money, maybe they will use for for 180 days

[@Tinalynn...]

I had family send me $3200 and they have a hold on it. No transaction was made. I'm feeling like they're stealing my money.

[@Bancardsales]

I'm curious if it was sent through the friends and family feature?

[@Tinalynn...]

@@Bancardsales it was sent echeck and HAS cleared their account I have screen shots

[@anthonybenjamin8254]

Reach out to ECTHA112 on 1πsta for immediate help

[@JulietW]

PayPal sent us an email saying they need some info for my business. There were 15 questions and the amount of info they need is insane! Some are considered business confidentiality. Therefore we decided to stop using Paypal straightaway. We currently use square and stripe which are working fine in Australia.

[@lanaj1107]

And now there's reason #6. If you commit "wrong think" they can reach into your bank account and remove $2500.

[@michellelam4978]

I wished I knew about all these before my hard-earned money is placed on hold for reasons that are different depending on the agent you are talking to. And you'll never get to speak to a real person. You wait for days for a reply that's useless. Currently living in this nightmare with no end in sight.

[@VinodKumar-rd8cd]

Same here!

Paypal is everywhere so I want to know what you recommend best to replace it with the same capabilities internationally?

[@edwardhacklbain1827]

The answer is NONE. There is no alternative to PayPal's capabilities around the world.

[@Shadow91507]

@@edwardhacklbain1827 What about Google/Apply Pay & Venmo & Zelle?

[@Shadow91507]

@ Plenty freedom with G Pay, I believe.

[@kriskorasek3461]

My money on PayPal is still frozen 1 year all ready because PayPal has system problem but they offer me PayPal credit. F.,.,. Scammers

[@irenegold3969]

Am I lucky? I used PayPal since they started and I never had a problem with them...

[@Bancardsales]

You're fortunate to not have had any issues! Thanks for watching!

[@whitesquirrelbooks1734]

I've had an account with PayPal for 19 years until a couple of weeks ago when they pulled the plug for no reason. I did a lot of business on eBay with them, and now that is 100% gone. Multiple calls to them resulted in the same answer "no idea why it is closed, but it is final and you can never go back". I can't even purchase anything on eBay using any card I had on file with PayPal! Since eBay uses PayPal until July 2020, this means a large business loss.

[@ruess]

Yes you're super lucky

[@danamckenny1694]

Yes you are lucky.

[@danamckenny1694]

People have had their entire bank accounts wiped out. Either due to PayPal being breached, using any apps on your phone, which can be accessed by using an engineered program. KZbin has videos with instructions on how to breach phones. If they have your phone number, they are in. It is Cyber Stalking and more. KZbin keeps those videos up and there are disclaimers by those who post the instructions. Wonder why?

[@billligon4005]

Ebay is today 5/6/2021 using direct bank payments, not using PayPal.

[@russel-yt7814]

Complete bullshit am I right. Paypal is honestly hurting small businesses and sellers with their shady actions. I have an online business and they limited my account permanently for no reason, luckily I never trusted them as in their user agreement you accept your right to 'waiver your rights to file a class action lawsuit against them' . So I only had 220 dollars in there, my money is frozen for 6 months and I don't have access to my funds which is complete fraudulus.

[@Bancardsales]

Sorry to hear. If your in need of an alternate solution visit www.bancardsales.com to review merchant account options . Thanks for watching. Brian

[@merewetherful]

I used PayPal since 2009. They refused to refund a transaction cause I didn’t provide the tracking. It didn’t even have tracking and it was fit and item not described properly!

[@Bancardsales]

Sorry to hear that.

[@edwardhacklbain1827]

You said it right. There is no better aggregator or a payment processor so easy to set up and receive payments for a small business other than PayPal. PayPal has issues but is there any alternative to it operating worldwide? All the alternatives to PayPal, such as Stripe, Square ... etc., do not operate in many countries and have their limitations unlike PayPal.

[@ismailelrhalmi3992]

did you got some good alternatives ?

[@PaulBeet]

Western Union online is not so bad.

[@healthbeauty7853]

It's annoying when you buy something online using PayPal and the payment goes into a pending status because there was an error with the transaction, and you have to wait weeks to get the payment refunded.

[@williamjamesrapp7356]

*QUESTION* How do I get a result from a PAYMENT process ( like STRIPE or PAYPAL ) to Trigger an Event or Function in MY website ? I am building a Business Website where in steps ( 1 ) a Customer ( anyone this is not a Subscription nor membership site ) comes to my web site Fills out a Form for DATA SUBMISSION into the Database. ( 2 ) Once the DATA Form is filled out they press NEXT button ( 3 ) they are taken to a 3rd party PAYMENT page where they fill out a payment form and then press SUBMIT ( 4 ) once the SUBMIT button is pressed payment is process ( 5 ) ONLY AFTER PAYMENT IS APPROVED THEN I want the Data to be submitted into the data base. QUESTION Is STEP # 5 completed with JS or some other language ? HOW do I complete the process where AFTER PAYMENT IS ACCEPTED from a 3rd party payment processor ( like STRIP or PAYPAL ) THEN the data from the Already filled out data form is submitted into the data base ??

[@GaryYoung-eq1ph]

Paypal best 4 shopping on line?

[@LOCKBEARD]

OK but what about receiving money from family & friends. What is Real alternative to Paypal. I don't see how a merchant account is the same thing as Paypal at all considering what Paypal does.

[@Bancardsales]

Great question. Here's clarification: The point of my video is ONLY to point out that you should not use PayPal if you are a business and you are regularly transacting business. IF by contrast you're a small one man business, or you are using PayPal other services like sending money to friends and family, then I would say, sure go ahead and use them if you don't see any alternatives ! Thanks again for watching. I may actually do a response video to expand a bit further on your point/question! -Brian

[@alanw2687]

@BancardSales so I don't own a business nor am selling anything thru PayPal. I only use it as a secure way to make purchases online and for Door darsh, pizza, and whatever. Also for sending or receiving money from friends or family. Is it safe to use PayPal then?

[@youngfinance6319]

F*** paypal they have 11k on hold from me and the issue is im 16. Like why can't they just transfer it to my bank acc. My bank acc has all my info if they need it

[@soomi5667]

Omg were you able to get the money back??

[@CFJC7]

Hi. Brian. What would you recommend as a good e-commerce for someone just starting out with selling on my own website. Thank you. Chris.

[@Bancardsales]

Hey Chris, are you asking for an ecommerce website solution that integrates with a merchant account solution? or are you asking about the merchant account itself? Comment back or feel free to schedule a call and I can talk with you about it. you can so that here: www.bancardsales.com/call/brian

[@joannekieff1521]

I do surveys and the money goes into my PayPal account is that also bad ? I don’t have a business.

[@tuckercreek7027]

Just starting out - site complete - selling membership and courses - added stripe but fear the loss of business without PayPal option. Can you have both on the same site?

[@Christian_Girl120]

Is it ok to use prepaid paypal debit card for games online, like the ones I play within facebook sometimes?

[@b26t4]

I have been trying to send money to a friend from the other side of the world and is telling me"" we can't make this transaction due to regulations". This has never happened before and is annoying me like seriously?

[@Xbot4Life]

What country are you in?

[@zunclez]

They ruled a case in buyers favor which made us stop using them. We provided video evidence of the delivery and they fully refunded the scammer. They also scammed us of the transaction fee + case fee. We lost the production costs on top of this. Never in my life been so humiliated as a business owner. They don’t care about your policy, reason why under them, you will be an employee.

[@christinaruzevich]

Gosh! We just got into the same bs couple days ago. Provided all the evidence of the deliverance of the service, wrote everything in detail, wasted time and energy and they just sided with the buyer and gave a full refund!! This is so unfair. It seemed like they didn’t even look into the evidence we provided

[@honeyyork1337]

Just found this...was about to open an account with PayPal for tarot readings and coaching. Do you have a suggestion? TIA

[@Bancardsales]

Yes, absolutely I have alternate suggestions. Schedule a call with me here and I'll go through the simple options with you: www.bancardsales.com/call/brian

[@zoodleinfo]

Yeah. I’ve been with them for years and I just got limitations on my account. I can’t play with them im going to open up another merchant. It takes them too long to review. They have a hold on a $400 trans I sent to a friend. I’ve got to go to another merchant. I don’t have a relationship with but. I got to remove PayPal.

[@markangelquiatchon7831]

I use agapay , they have a better customer service and updated equipment

[@AlphaMatt1000]

Good video and channel my man, I'm building an online business right now and my needs definitely require an API to provide a custom experience - and I want to have back end processes perform transactions for monthly subscriptions, etc. So definitely will be moving toward a merchant account - now just the approval process, one bank refused to even look at my application because it's online and no credit card present. I hope this won't be a huge hurdle as I've been been writing code and preparing for launch for over a year and still need this missing puzzle piece (I have already coded using a third party transaction handler API and they require the merchant account details to go into production)

[@Bancardsales]

Thanks Matt. Glad you're enjoying the videos. What type of business are you in? What products or services do you sell? Some merchant account processors are going to have more rigid underwriting guidelines than others. So One processor may pass while another one is happy to accept you. So if you want to take a look at some options message back or just schedule a call with me here. (US based solutions) Www.bancardsales.com/call

[@spirosalexiadis]

@matt my team and I are also launching an online business and I’m always looking to recruit. If you are interested we can set up a zoom meeting. My IT team has been coding for PayPal but now I’m thinking of leaning more towards a merchant. Maybe you could talk with my team-a friendly chat- and we can go from there. Email me at [e-mail]. Hope to hear from you Matt.

[@alduin3208]

Idw I started working recently and it’s been 21 days and the money is still on hold what should i do?

[@vanmasterflash7153]

Why not Venmo?

[@Bancardsales]

Sure. Go ahead and use Venmo. This video is not about Venmo.

[@justicetaylor3050]

I was sent $325 out of nowhere and it was held for a dispute. Im afraid to hit the refund button because i'm worried it'll use my money for the refund. Wait! If I even pay a transfer fee for some random dude's mistake, does that mean Paypal has a garunteed way to scam it's own users at random?

[@ChickenTendersFLG]

I haven’t been on PayPal in 3 months and they now just restricted my account

[@takuache2025]

quieres saber como pocisionar tu pagina web

[@Fire_soul1796]

What was reason number 3? 🤔

[@Bancardsales]

Editing error :) good catch. Thanks for warching!

[@Fire_soul1796]

@@Bancardsales no problem! Thanks for sharing this with us!

[@RafaelaMoning]

My PayPal rant: Paypal won't let me verify my account since I moved to another country and I cannot open a new account because I only have a phone number from the previous country. How is that supposed to work in the digital era? With the supposed 'open EU borders'.. My husband checks all their stupid boxes (phone number, bank account and address from same country) but they're refusing to verify his account even though he provided everything they asked for. They didn't even respond to his request 😐 I was thinking of starting out with print on demand at redbubble, but in the EU, only PayPal is allowed. So, yeah, not sure what to do.. Flee to the US or UK? 😅

[@GuidetteExpert]

Isnt paypal ment to be a personal bank account without the goverrment being envolved?

[@rasheedahrasheedah5972]

I hate PayPal!!!!!! I went out of the country and couldn't access in any of my money, I couldn't link bank accounts or debit cards, or even transfer money to cards that were already linked to PayPal. Even the supervisors I spoke to in customer service couldn't override the issue, and they were genuinely trying to help me. After a week of not getting it resolved and being down to $2 in cash (Literally) in a foreign country, and not eating some days. I just had to have a relative fly me back to America, and even then the account was giving me an issue. One of the worst times in my life.

[@gombet]

My transfer of money from PayPal is virtually instant without cost. I rarely have frozen funds on PayPal, if I do, the time is short. As of today, on cancelled orders all my fees are credited.

[@scotthahmis6902]

Making money everyday due to this pandemic is very difficult so just text hacker James if you really need help bruh [phone] ......

[@wendychu9225]

I need help!! I just transferred money from my bank to my paypal wallet because I purchased something online. My question is was that necessary? And will I have negative funds in my bank account? And after I sent the money to my paypal wallet does that mean it will automatically deduct the amount that I “payed” with Paypal online?

[@BrightSideCentral]

I have about $3 on my paypal yes its not that big of a deal but ,i just keep my paypal untouch for about 3 months. And when i try to login again it says "Something went wrong etcetc" even when i tried the 'Fogotten Password' button it will still says ' something went wrong, So,i really dont know what the heck happen,i cant login,they wont allow me to create a new PASSWORD Almost seems like both my gmail and passwrd expired.But,cmon can that really Happen?CAN THEY??

[@SahFeirce33]

Im so glad tht I never use PayPal account 4 my businesses!!!!!! I did my research!!!!

[@lifefacts24978]

Is your buisness working without PayPal??? I am thinking to stay only with Stripe and to stop using PayPal for my business but I thought my clients will not buy from my website if I don't have PayPal

[@spirosalexiadis]

What do you use then?

[@shawnyork8273]

Who should be using if we do about 20,000. a month. We are with PayPal. Honestly, I haven't moved because it makes shipping on our online easy.

[@Bancardsales]

Shawn, What ecommerce platform are you selling on? WordPress? Shopify?

[@shawnyork8273]

@@Bancardsales Paypal for the last 20 years.

[@Noum77]

I just want to know what to use with Ebay

[@whitesquirrelbooks1734]

Starting in July 2020, you can use eBay Payments as eBay will offer their own payment processing system.

[@richardkan1860]

PayPal is still the most globally accepted, secure option that customers trust.

[@spicy1ize]

I was a Merchant using PayPal for Years selling on eBay...Then a Customer lied and said they didn't receive the product I always provide a Tracking Number... Paypal automatically Refunded the Customer ,Ok Fine but they Froze My Bank Account while they were investigating the issue 🤦. ..and of course their Customer Service Sucks, basically None Existing ....My account was Froze for over 30 days and they returned the Refunded Money to my account. .... because the Customer had a History of buying on eBay and getting Refunds, Fraudulent Activity....Now I only use PayPal to Purchase Items,I don't use it as a form of Payment.

[@MadameRosaFortuneTeller]

what do you use now?

[@ozpan5540]

I have over 1000 pounds in my paypal account that I cant get as i cant remember the old credit card number and they wont use another way to verify me. I had used paypal for over 5 years . But now no more. they took away their customer phone support and now you have o message them in hopes of getting a reply. Buyer beware read the reviews worldwide . Majority very unhappy with paypal

[@juliusmorara577]

Send me the cash and I can send it back to your bank account

[@lainonet]

In the mainstream Paypal is still celebrated as the best payment service online and they have a position of Monopoly , for this situation are all the Media responsible!!! Criminals!!!!

[@BenjaminCronce]

Did you provide them correct and complete information with which to identify yourself when you registered the account? Having access to the account and using the account is not proof enough. This is common practice. You just don't hear about it as much from other services because they don't deal in the risky business of money, which is heavily regulated. Paypal could get in a lot of trouble handing out money to someone who doesn't own it. More trouble than if they just didn't give you your money. It's in their best interest to not give you access to your money unless you can prove beyond a doubt that you are the same person as the account claims.

[@the_spinewhisperer]

Great information. I am out of PayPal effective this month

[@Bancardsales]

Thank you Doctor. If you have any questions, just comment back. Happy to help you get a merchant account set up since your leaving PayPal! Bancardsales.com/call/Brian

[@SteveLosive]

Here is what. As a customer when I go to certain websites and find no PayPal payment method, I leave the website immediately. I'm sure people prefer PayPal, cuz it has the best security. Skrill just popped up out of nowhere. I tried to register an account in it, and they required me to deposit an amount of money with CreditCard in order to use my account. PayPal only requires you to add a card. It never forced anyone to pay anything.

[@LetishaMalakootiTV]

Not going to use paypal for my store after this! Thanks

[@Xbot4Life]

Still using Paypal?

[@LetishaMalakootiTV]

@@Xbot4Life I have decided to keep it on the store by the store is not going live for two weeks so let’s see how it goes. Why do you ask?

[@Xbot4Life]

@@LetishaMalakootiTV cool cool, just wondering if you really didn't use it. I think the positive outweighs the negative. Just DONT leave money in your PayPal account in case it gets locked

[@Bancardsales]

@Xbot4Life I agree with the not leaving money in your PayPal account. Transfer to your bank account as soon as it hits your paypal account!

[@daylightmoon7285]

Warning: They freeze your account for more than a week. On Feb. 16 I tried to buy bitoin on paypal. They set my account to "account limitation" (froze the account). They wanted 3 documents, bank statement, i.d. etc which I provided. Then on Feb. 22 they wanted my social security number. Today is Feb. 24 and my account is still frozen. Beware that paypal's system is very inefficient and will tie up your money for days.

[@a-triangle2735]

I think you are wrong about this. Big sellers supply the option to buy with PayPal. For many customers it's convenient. And as a seller, you wish to provide this convenience, to make more sales. I do not have a credit card and mostly pay with Ideal. But that option is not available everywhere and it's not the easiest payment method, to implement on your website.

[@FullyYoked]

Convenience is not a reason- that is stupid. Paypal has hundreds and thousands of complaints from people they damage. They hold people money for weeks, months, years and just close accounts - they say it's the "computer" and they can't do anything about it... pure evil.

[@tinatrevillion5583]

I am so upset with PayPal. My friend put some money in for my birthday when I gone to try put the money in to my bank next day they taken £44 pounds out Why ??? Please help

[@tylercat1437]

I love PayPal, but some how my app is functioning very weird almost like a corporate hit job now google can't log me in. Maybe I'll go with pay with google ?

[@digitallocations1423]

I think they won't steal your money like the fiend we call pal.

[@axay7247]

What about eBay ??? I don’t want to use PayPal anymore I wish their company falls

[@dude...are-you-sure]

Merchant account will slow the small business to make more money than having a PayPal account too. PayPal kills you on the fees.

[@jimtempleton4312]

Is western union mobile app better

[@digitalevidenceexpert7964]

Can you explain why the PayPal balance isn't right? For example, if your current balance is $100 and you made a sale and your net amount after fees is $23.50 your balance isn't $123.50 after the transaction goes through. It shows up as a random amount. Sometimes it's higher and sometimes it's lower. It seems totally random without reason. I don't understand it and there's nothing on the internet to explain why this is so.

[@christinaruzevich]

PayPal % fees?

[@christinarosemaryhancock2973]

Thank you for your advice, Brian! :)

[@Bancardsales]

You're welcome and thanks for watching. If you need a merchant account reach out here : www.bancardsales.com/get-started

[@abderrahimmandEnglish]

Thank you for the insights.not been able to get ones money back is really nasty.

[@natafirefox5913]

PayPal has been total nightmare. Freezes founds fo zero reason! Definitely done with this scammers!

[@natalial.5577]

PayPal Froze my funds and I NEVER received my money smh