SUPER FAST WAY TO READ AN INSURANCE POLICY - Public Adjuster Training

[@CommercialClaimsShow]

Thanks for watching the video guys! I hope you've learned something new. ✊ And if you need more in-depth training that will and... ✅ You want to MAXIMIZE claim payouts which means more money in YOUR pockets. ✅ You want to learn the process and have more time for your family, friends, and hobbies you LOVE! ✅ You don’t want to screw up and look stupid in front of a client, or other adjusters. ✅ You want to become confident and way less stressed when you deal with the insurer. ✅ To have lifetime support with your claims. We have a live Zoom workshop soon! With me, our estimator, attorney, and a water mitigation guy. Check it out, seats are limited: www.commercialclaimsadvocate.com/claims-training-2022/ Good luck with all those claims! Vince

[@evansc7174]

I appreciate how you simplified the process

[@CommercialClaimsShow]

Thank you! Don't forget to subscribe to our channel for more of educational content!

[@willyfischer5072]

Floating aka endorsements or riders or Addendum = an add on to the basic coverage

[@CommercialClaimsShow]

Thank you clarifying!

[@DvorahYael]

Your time is appreciated, keep it up! Thank you for sharing the tips.

[@CommercialClaimsShow]

Thank you Yamille!

[@mariamacedo2008]

Starts at 3:45

[@citivega19]

You explain things better than my Public Adjuster teacher 😒

[@CommercialClaimsShow]

Haha thank you. I've been a coach for quite some time now. Good luck out there!

[@ivorycrawford2508]

Great job for review of what is best in the claims process.

[@CommercialClaimsShow]

Super important. Glad you got something out of it Ivory!

[@nonetoomuch.nostupidnumbers]

Killed it bro, natural, straight forward and awsome. Good Job💥🤘😝💥.

[@CommercialClaimsShow]

Thank you! 😁🙏

[@lilyleone2546]

Thank you so much. this video was so helpful. I'm just starting, I just got my bond and starting my apprenticeship. Looking forward to more videos I know I have lots to learn.

[@CommercialClaimsShow]

That's great Lily! Good luck on your journey, and lmk if you need any help 😊

[@pandoraisland2081]

Im currently training for my FL Adjusters License coming from a legal background (Loan singing/Notary public) and your videos are much appreciated!

[@CommercialClaimsShow]

Thank you!

[@blakksonni]

Hi I just got my Florida license...hows everything coming along for you?

[@FiestaPopBalloons]

Watching your videos are helping me alot.

[@CommercialClaimsShow]

Glad you like them!

[@hidros1461]

This is gold! Thanks for sharing 🙏 Edit: What happens after you reach the payout "limit" amount?

[@CommercialClaimsShow]

Thank you for watching and for your comment! Once policy limits are reached, there is nothing more you can get. There are other coverages though. You must make sure to address all of them if it is warranted

[@abgunidos]

Excellent! Thanks so much!

[@CommercialClaimsShow]

You're welcome Luis!

[@bahmannosratollah7017]

Thank you very much well explained.

[@CommercialClaimsShow]

Thank you for watching Bahman!

[@genzelwade2754]

You’re videos are awesome

[@CommercialClaimsShow]

Glad you like them!

[@cassandracarrington1527]

Thanks for the video.

[@CommercialClaimsShow]

Thank you for watching Cassandra!

[@lanceshrader4871]

Ok. Debris removal is a 5% additional coverage (you notice that the additional is marked?) for when the house is a total. It allows for demolition and removal - it has nothing to do with the dang trees at the house. Trees are covered under the base coverage of the risk along with an endorsement that details how each carrier covers them. It is actually one of the true differentiated factors that impacts most customers.

[@CommercialClaimsShow]

there are many rumors out there, but I prefer not to listen to them and keep working hard every day. opportunity come from hard work!

[@philliphays4284]

You have not explained debris removal correctly. it has nothing to do with fallen trees. the removal of fallen trees derives from the carriers duty to inspect the damage to covered property. There is very limited coverage for the removal of a tree that falls in your yard(often only $500). Land is not covered property..But if the tree falls on covered property- the house or appurtenant structures, even a fence the carrier has a duty to remove the tree so that an inspection of covered damages can be performed. There is no limit on this cost. Debris removal is for the removal of destroyed property that is covered by the policy. usually the ashes of a fire or ruined things from a covered water loss. The 5% is an additional amount if the covered loss exceeds the policy limit.

[@RavenPoe-bz7qx]

You’re awesome, thanks very much!

[@ju-qm9ev]

Very informational thank you!

[@CommercialClaimsShow]

Thank you Jean! Glad you got something out of it

[@ladyliberty]

Water gushed along side the roof vent from hail storm. They said not covered. It's 20k of damage. I have HO5

[@Burnandlearnn]

The water damage is quite confusing, im studying for my examination and in the course it saids floods are excluded from policy however if it causes a fire than its covered. Does that mean water damage is not covered otherwise?

[@CommercialClaimsShow]

Well, water damage and flood are two completely different perils.

[@davidmoran71]

What about TVs mounted on walls is that dwelling?

[@musicbanks6518]

no thats personal property

[@jrican4371]

For a roof claim, who we have to go first? Insurance, claim adjuster or to a roof company?

[@CommercialClaimsShow]

Any claim must be reported to an insurance company. You should also have a roofer go out to inspect the damages, confirm the damage, and help put together a scope of loss. You should also hire a PA to help document the claim, present the claim according to your post-loss obligations, and negotiate the proper settlement to provide the roofer the funds he/she needs to put your home back together again.

[@mandywells1750]

I have a h03 Towerhill policy 2018 None of that contractor repair clause I put in a wind claim and they said the wind claim was covered under other Perils with a 2500 deductible It also states I need written consent from Tower Hill to make my policy assignable and a roofing contractor had me sign a “direction of pay” and got rights to my insurance benefits Did no work to my house and then demanded several thousand dollars from me in Lue of those benefits

[@stevenrodriguez8573]

Are you still hiring in Tampa and/orTexas?

[@CommercialClaimsShow]

Here it is: eliteresolutions.com/work-for-us/ (:

[@gulanator62]

ordinance of law is not for permits... it covers for rebuilding something up to new codes.

[@CommercialClaimsShow]

You are correct. Thanks man.

[@gulanator62]

@@CommercialClaimsShow thanks for great vids!!