The Best ETFs For Quitting Your Job!

[@shaunminehan]

anyone that has hit 40 and is 40 or older would be better of sal sac into super (and using up the concessional unused amounts from last 5 years).

[@SonofRambo23]

Agreed. If you also want to invest in ETFs, you can do so via super. Certain industry superfunds offer this option for you invest in range of asx listed ETFs.

[@harw_]

Some numbers since the lows of 2009, US CPI % Change 48.23% - S&P 500 Total Return 904.7%.

[@CollinLi]

I haven't modelled it myself, but I suspect that the Trinity study (4% for 30 years) could actually be quite resilient for 40, 50, 60+ years. A lot of the 95% success cases will have far more than zero at 30 years. The 5% that fail suffer from some bad sequence of returns risk. There's some on the margin that haven't failed but barely survive 30 years, but it won't be that many cases. If you believe the average real yield is 4%, then on average it would last forever (not 30 years). But obviously with a stochastic model (like modelled with Trinity study) it can still fail due to aforementioned sequencing risks. But stretching it from 30 to 40, 50, 60+ may not be that detrimental to make it 2%.

[@joepistone8922]

What you guys think of qual or most for long term growth?

[@Pacifist322]

One again losing all respect when you showcase actively managed funds. HYGG last showed its holdings in 2021 when it held 25 companies. The cost for this incredibly undiverse etf is 0.70% of total value a year AND 20% of the funds outperformance of its benchmark. The five year average performance fee is 1.48% bringing the total 5 year average fee to 2.18% a year. Investing $500 a month in world's index fund gives $2.65Mil after 40 years assuming 10%growth and 0.20% management fee. With a 2.18% fee it drops to $1.55Mil. Losing 41% of your ending retirement balance is not worth the VERY LOW CHANCE that an active manager outperforms the market for more than a few years. Rant over

[@icycoldcanofcoke]

If you disagree, why not just say that and why, there's no need to get aggressive by saying you're 'losing respect '. Let's keep the discourse friendly and respectful.

[@leelee3582]

Ive had the Equity Mates song in my head on repeat for days now... 😐

[@stevanpejic8517]

If I can recommenf the OOO ETF, Its just oil. Bought in during Covid and have had a steady yearly average dividend income of just above 5% Value has dropped since initial buy in, but that's irrelevant as this is a steady income producer for me.

[@joepistone8922]

@@stevanpejic8517 already got Karoon and been bitten by that :)

[@anthonyreed480]

You're recommending an ETF that's down 65% over the last 5 years lol.

[@joepistone8922]

@anthonyreed480 maybe good entry point

[@stevanpejic8517]

@anthonyreed480 what can I say but, read my comment word for word again, particularly paragraph two, if you can manage that, then you might have a chance in doing something right for once in your life 🤷‍♂️

[@stevanpejic8517]

@joepistone8922 now that's how someone who see things positively would respond 👌🤝👏

[@ASXStockPicking]

😂😂😂