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In this video we will be cover the fundamentals of How to Apply for Section 8 Housing and how the Section 8 Housing List works. As a section 8 consultant it often falls to my office to offer Housing Assistance to those who struggle to navigate the low-income housing market and the many types of section 8 vouchers being offered.
One of the most common questions (Section 8 Consulting) gets, is how to get “section 8 housing immediately” or how to get low income housing fast!
Who is eligible for Housing Choice Voucher Program (Section 8)?
To be eligible for Housing Choice you must: Have low or very low income based on annual gross income; and Be in need of decent, safe, and/or sanitary housing
How do I apply for Housing Choice Voucher Program (Section 8)?
If you are interested in applying for a voucher, contact your local public housing agency (PHA).
How do I apply for the Section 8 Housing Choice Voucher Program?
Find your local public housing agency. This is the first step. Visit the U.S. Department of Housing and Urban Development to find your local Public Housing Agency. The website categorizes the PHAs by state, city and/or zip code and includes all available contact information.
Confirm that you meet Housing Choice Voucher program requirements. The PHA can help determine if an individual is eligible. In general, the applicant must be 18 years old and a U.S. citizen or eligible noncitizen with a household income of less than 50 percent of area median income. Eligibility is also based on family size.
Obtain an application for the Section 8 Housing Choice Voucher program. Applications for the Section 8 Housing Choice Voucher program are entirely free, and depending on the PHA, will available online, by mail or at the local housing authority’s office.
Complete all required parts of the application. The length of the application might vary, but most will request the following information from applicants: name, date of birth, Social Security Number, gross income of those applicable, mailing addresses, email addresses, housing history, criminal history, phone numbers and more. To ensure that an application is processed completely and efficiently, be sure to follow all instructions given by the housing authority.
How Does the Section 8 Waiting List Work? How to get on the Section 8 Waiting List.
The need for housing assistance is greater than the number of vouchers available; long waiting times are common. Some PHAs only accept Section 8 voucher applications during designated time periods. When a PHA has more applicants than it can assist in the near future, it may close its waiting list. If your local PHA has a long or closed waiting list, you can apply for vouchers through multiple PHAs. Your PHA can provide a list of locations where your voucher can be used.
If your family is eligible, you will be placed on a waiting list, or, in some rare cases, you will be assisted immediately. When your name is reached on the waiting list, your PHA will contact you about receiving a housing voucher.
Local criteria may be set by your PHA for choosing families from its waiting list. Some examples include families who are:
Homeless
Living in substandard housing
Paying rent totaling over 50% of family income
Involuntarily displaced
Families who qualify under local preferences move ahead of other families on the list. PHA’s have the authority to determine selection preferences that address community priorities and housing needs.
Generally, a family must pay 30% of its income or, at least, $50 for rent and utilities, whichever is higher. The voucher covers the remaining costs, up to a cap, known as a “payment standard,” set by your PHA.
Your PHA will calculate the maximum voucher amount. The maximum amount is usually the 30% of a family's monthly adjusted income minus the payment standard OR 30% of monthly adjusted income minus the rent payment, whichever is less. In 2014, the maximum monthly voucher value was $2200.
The payment standard represents the cost of renting a moderately-priced home in the area. Families can select a home with a rent below or above the calculated payment standard. The family is responsible for paying the difference if rent is more than the payment standard. The recipient is obligated to pay 30%, but cannot pay over 40%, of its monthly-adjusted gross income toward rent and utilities.