The Most Disappointing Guest EVER on Financial Audit (Sad)

[@jayceewilliams5250]

Quoting grant cardone, the man who told people take the last 1k you have for Christmas and buy my make money program is nuts.

[@tpeters85]

Seriously, I lost a lot of respect for Graham when he mentioned Grant Cardone as some sort of serious business advisor and not an obvious grifter.

[@jvansickle6094]

Agreed! Don't promote a scammer

[@LiamRichie825]

Not surprised considering Graham is a scammer

[@DrGersh01]

Top tier grifter

[@erickn7985]

Yeah I remember seeing him and Daymond John telling people to spend their last 1k

[@matthewsawczyn6592]

I love Caleb's honesty that takes time. Many financial problems come from seeking instant gratification - reversing that will be long and "unexciting", but with real progress

[@muckraker80]

Cardone is a Scientologist. 'Nuff said.

[@silverstar4289]

So h3 wants people to be in such misery, they will turn to his cult for salvation

[@TexBirdie]

It can be such a big change but I like the idea of breaking down the behavior. I feel like they have so many comorbid issues. It's why I love that Caleb prioritizes mental help & gym plus walks along with the clients afterwards.

[@whasian2007]

Should have Graham get Caleb's guests to sign up with Yotta bank lol

[@blankprivatecompany9296]

They shouldn't because that bank is under fire for lawsuit's

[@whasian2007]

@@blankprivatecompany9296 that’s the joke. It’s more making fun of graham who continuously promotes garbage

[@whasian2007]

@katondragonrider But he is the one facilitating his viewers getting scammed so he can make more money when he's already rich and promotes how "frugal" he is so why sell out your fans just to make a little more money while his fans lose thousands of dollars each. You might not get scammed by his sponsers but many do and he's a POS for doing that to his fans and has never even addressed it.

[@mattmurdock5424]

And FTX

[@Mr.Rogers91]

Lmfao

[@jonathanmcgrath6144]

Respect to Caleb for recognizing his guests' difficulty by comparing with his own weight difficulty.

[@dustinsicedragon]

You can do it Caleb! You can make thst change and quickly get in shape for your build! Stick to your diet budget!

[@Ndasuunye]

7:48 here's what i realized about a lot of the YOUNG kids. heck even the grown ups on the show. THey never were homeless, or if they weren't not for long. they were bailed out, they had help a lot of the times. THese sorts of people are USED to getting helped out and haven't experienced that rockbottom of not going a DAY without food. they're expectant of a blessing will come to keep them afloat longer. they almost don't know true poverty because someone or something in the background keeps them going. they should spend TWO DAYS in a homeless shelter with nothing but the clothes on their backs, or maybe stay with a homeless person to realize how truly demoralizing and scary it is to be homeless if they keep their patterns up. WHen your young and your used to a certain lifestyle, being homeless shakes up that foundation so badly you'll do anything and when a positive change comes they take it. they stay like that for too long (usually around 45-50) it becomes much harder to shake off those bad habits. thus why companies prefer young people, more open minded. Overall they need to experience the reality of true blue hardship. being around addicts, smelly homeless folks. ANd those that actually GO to the shelters and try to get a roof over their heads are the less suspicious ones (my experience in NYC anyway)

[@BoldBrandFlakes]

What you said is accurate 100% no matter where you are in the United States. These people are so used to being bailed out that they don’t see negative consequences of their actions. Growing up is realizing you can’t always have instant gratification and need to work up towards it. Sometimes you have to live life boring and can’t always make purchases to fast food or traveling, that’s what they don’t understand. Then the family members understandably don’t want to see them struggle but at the end of the day they never learn

[@MichaelCarrPilot]

Subtle troll for Caleb and his current state of clickbait titles.

[@beev5496]

This argument is so tired. 😅 Whether or not you like it, clickbait does work. It has worked since news was a thing.

[@benjaminlehman3221]

@@beev5496newsPAPER even. They say those things to get you to buy it

[@respectedprophet6247]

5:41 how does graham not understand grant cardone is a scammer through and through

[@LiamRichie825]

Because Graham is a scammer too

[@respectedprophet6247]

@@LiamRichie825 facts

[@ericmichel3857]

The most disappointing guest, ever? How could you choose just one? It's almost like a competition, and with this show there are a LOT of very strong competitors for this category.

[@nodsib]

He was the most disappointing because he was actually a likeable guy, most of the other guests in that kind of situation aren’t very likeable, unfortunately

[@jtrgmr]

@@nodsibll

[@nikhilmalik62]

I think one thing that’s not really brought out is mental health and emotional control. It’s not an excuse for behavior but it does explain things. If you view yourself as a failure, you self sabotage, or if you spend to manage your emotions, you are doomed to fail at successfully changing your behavior. You need to 1) really want it more than anything 2) have a strong control of your emotions that don’t align with your long term goals since underlying emotions are what drive people’s behavioral choices. It’s true that bad behavior is the answer but it’s changing what powers the thoughts in your brain is why it’s not simple and most fail.

[@jonasking3670]

Although he doesn’t have people on that are as bad off as Caleb, Ramit Sethi covers psychological aspects of his guests’s money issues with his podcast “I Will Teach You to Be Rich”.

[@djtheman9]

Graham has a point about overwhelming guests. That’s always been a critique I’ve thought was legitimate.

[@beev5496]

No offense, but these are adults. If they are overwhelmed by a show they signed up for, traveled to, and even did the prep for... That's on them. They are willing and able people, even if they are inebriated, they were sober at some point to consent... And Caleb makes sure of that too. The people arguing this is bad faith act like he's talking to kindergarten-aged people. And they aren't.

[@thechannelofultimatedestiny]

​@@beev5496have you ever dealt with people, they never act in the way you suggest they should

[@BrickWolfy]

oh nooo, being financially responsible to get out of crippling debt and a life of poverty is overwhelming the guests? :(

[@carpelunam]

Thanks for taking shady promotions and leading people into sour investments, real stand up guy Graham.

[@SpicyBoba7431]

You have to be a special type of stupid to follow an influencers word like that. Sorry he got you 😂

[@IrStTC]

Interesting conversation. It's just a little bit sad to see the plants dying in the background.

[@jlirving]

That's called despair and inertia. For example how do people balloon out to 300, 400, 500 or 600 + lbs. They know they're killing themselves they jnow they're obese. After a while you accept your fate as to change course is so damn hard however just like climbing Everest turning your finances or weight around is one step at a time.

[@k1ngf3lon92]

5:28 that only works when you have personal accountability and discipline

[@TharsanJeyachandran]

Great ep

[@HMSShadow]

As someone living in Alaska i would go on Calebs show if the tickets would be any sort of reasonable 😅

[@charlesratcliffe6839]

Asking Cardone how to save money is like asking a pedo where to get a babysitter. All you ever get is “Oh just leave it with me”.

[@liamsmith2183]

Lmao bringing up Grant is hilarious

[@magamus.decimus.meridius]

I'm a western Michigan grad. I love that you rep Kalamazoo and Western with your T-shirts. Go broncos!

[@Gideon920]

Go Broncos!! KALAMAZOOOOOO

[@MRkriegs]

Should i put my emergency fund into yata bank?

[@ThinkTwice2222]

Grant was talking assets not liabilities

[@paddycrackhead]

Why don't the guests who struggle with money just defraud the public?

[@TheMukDesigns]

Grant is a known grifter, not sure why he was even brought up.

[@EddySan25]

Graham Stephen you should interview Joseph! 😂

[@PistonHonda87]

Bring back Joseph, he’s my favorite. Long live the Donkey!

[@briandstephmoore4910]

Yotta yotta yotta yotta 😂

[@RunningAces2022]

Alaska is only $1200 flight away from Austin

[@DericAnslum]

..."only"...

[@Glanzern]

Why is this clip channel so far behind?

[@Hm-bz4ps]

What about yata bank?

[@cineverse8842]

Are you looking for a video editor for this channel?

[@AlaskanHulk]

Yeah we never got the story on Alex

[@davysmith8569]

lol so Gram can fire you too? He had a great video editor then termed him immediatly. Plus he wont talk about his fraud videos, not a solid person.

[@ScribClips]

Fuck it I’ll apply

[@davysmith8569]

@@ScribClips don’t he will fire you like his other editor

[@TomH2681]

My biggest reproach to Caleb is that he tells people to stop going out and stop having fun. It's like telling someone to quit smoking cold turkey. You can't do that. You can't tell people who are already struggling to abandon their social life. Progressively REDUCE the bullsh*t spending. REDUCE the "wants" budget. Don't just "afuera" it. Not everyone is going to respond well to the Javier Milei method.

[@Krunked]

looks more like 720p than 4k

[@danjohnson7305]

Eating out 3x/day? WTF thinks this is affordable? That's plain lazy.

[@lyricalgraphiti2319]

Caleb, should these people sign up for Yotta? I mean Graham owns the bank right!

[@BenKellyMusic92]

What about Brent, he was pretty disappointing 😞

[@Yesirrrr2902]

Sorry by jack is so ignorant

[@Koolbreeze210]

WTF I don’t understand how these people get credit cards my credit is somewhat decent right now even when I had excellent credit I couldn’t get a credit card. I got rejected more times than the nerdy kid trying to ask the hottest girl in high school out

[@ExorFS]

Soon as I turned 18 with no credit, I had 3 credit card companies try to get me to apply for their card.

[@Koolbreeze210]

@@ExorFS me too but I applied and got rejected like a fat kid trying to eat healthy

[@teon54]

​@@Koolbreeze210it all depends on the cards you are applying for. If you are going for a card with good purchase rewards they usually require good credit. It's nornally best to start with one of the credit builder cards as they are easier to get.

[@Bigelite094]

Try a secured credit card. I dont rack up debt. I pay it off every week. I dont rack it up on a monthly basis.

[@Koolbreeze210]

@@Bigelite094 yeah I’m gonna do that as soon as I’m done with my cancer treatment right now I’m not working. I just have disability and all that money goes to my health insurance food and gas to get me to and from my appointment. I should’ve done it when I was a truck driver, but I wasn’t thinking about that. I was just basically trying to clean up my credit and buy stuff for my semi truck.

[@jonny-b4954]

God, imagine going out to eat 3 times a day. I wouldn't have the motivation. I'd literally just go hungry before going OUT a third time. hahaha 4:20 Yes, this. Caleb also continually asks "dumb" questions like why are they doing this. Like, dude, it's habit, I'm not disciplined etc. Obvious reasons. And just acknowledging and realizing it, saying it outloud, means nothing really.

[@Racer818]

I think the answer to why people don't change their negative financial situation is sadly easy to understand. Generally those who live in the West, specifically the US. Live such amazing and comfortable lives, EVEN in their poverty, they live better than possibly most kings that have ever ruled the earth. So the necessity to make hard and conservative financial decision is very low. I love the quote " necessity is the mother of all invention", or as i like to reform that quote, necessity is the mother of all motivation. These people don't have ENOUGH necessity to change their financial situation now, and possibly not ever. The west has gone soft because of unimaginable good times.

[@JessieA15]

What an incredibly naive statement. Way to put everyone in a box.

[@mydadspulloutgametrash]

That guest in the thumbnail got me acting up.

[@pji1979]

Graham the grifter

[@TheBoss0110101001]

(Sad)

[@RyanZe89]

❤❤

[@jacobcamoza9446]

Grant cardone is an absolute clown.

[@charliehancock4581]

Get Cleartax Value on this show lol

[@Girtharmstrong69]

I hate this garbsge theory about not having money in the bank, how do bills get paid if you dont have money in there ? How do you get a loan without bank history ? Low income and middle class folks need bank accounts to function...

[@richardking4514]

For several years I only kept one cent in my bank account. Paychecks were direct deposited and I'd immediately put everything towards bills and debt. For me it worked. Got rid of divorce debt, paid off my vehicle, only have my little mortgage debt that I don't mind dragging out. It really helped pay debts off and minimize the interest paid. I don't think anyone is saying to get rid of your bank account. Just that there is no point in holding cash when that cash would be better utilized by paying off debts or securing appreciating assets. I hope that clears up the theory for you. It's not for everyone. *Edit: I have no idea who Grant Cardone is or what he recommends. I'm just stating that leaving no money in the bank and going all-in on my financial decisions worked for me.

[@Girtharmstrong69]

@@richardking4514 yeah you still used a bank account, where was money auto deposited to?

[@richardking4514]

@@Girtharmstrong69 Yes, I used a bank account. Nobody is saying to get rid of your bank account, that's the part you're misunderstanding. Go back and listen. You just don't leave money in there, you spend it all paying off debt and buying assets.

[@Girtharmstrong69]

@@richardking4514 how do you buy assets if you arent saving up for assets ? Or do you think assets are all under 1000$ or something?

[@richardking4514]

@@Girtharmstrong69 Extra money goes into a stock portfolio. Sell stock as needed to purchase larger assets. While money is in the portfolio the returns easily beat leaving money in a savings account.

[@DrumRoody]

Ha he called kable fat

[@jameys2864]

(Sad) 😂

[@shelbynamels973]

why does Caleb refer to himself with the royal 'we'??

[@leightonspencer1691]

I think he’s giving the rest of his team credit

[@shelbynamels973]

@@leightonspencer1691 he's got a team?? I thought he was a one-man show?

[@shawnbradford2243]

More than him run the channel, with more than one person in English we say “we”.

[@DericAnslum]

...because he's a team leader/business owner/CEO who recognizes the value of that team...

[@Seikologist]

Are there people out there that don’t want to work? Is our economy really jacked since there are no job seekers and potential tax payers out there? People working make the economy better since the economy will exchange money for more jobs. My girlfriend’s son didn’t want to work until he was put into a position that he had to support himself. And now he won’t stop saying “you were right” to us. But we just want him to know the value of his life and start valuing it the way we do.

[@ftrudeau]

666 interview me!

[@phillherup]

😂😂😂😂😂

[@TheOodoneOut44]

Why too poor for this kind of podcast

[@inthedarkwoods2022]

I used to watch Caleb alot but all he does is scream and cuss out his guests. He needs to actually give advice.

[@maggiecramer8154]

He gives them advice. And a budget. And access to a budgeting course. And access to certifications when applicable. And a meal plan to help with budgeting. And investing resources. And has paid for other things to help them do better.

[@inthedarkwoods2022]

@@maggiecramer8154 you "gives them"

[@TheMarquisLovenorn]

@@inthedarkwoods2022 He gives them the stuff. I don't give them to the person.

[@kblues80fleisher20]

Hes Terrible

[@ahhhhrealpeople]

Caleb’s show is a hack just as much as Grahams both are just shilling whatever to get rich

[@jjakji2078]

Caleb is horrible at his job. Nonexistent or the most basic, vague advice that is complete common sense. Totally unlikeable, no charisma, poorly spoken, obnoxious, blah blah blah. Horrible “show”.

[@TonyRockPyle]

The problem is these people go on KZbin/ tiktok/ twitch/ twitter/ insta. Basically all the socials and see people throwing 100k away like nothing. Then you watch that for years growing up and then when reality hits... And they don't make even close to 100k and give up. People love to watch the glamorous lives of celebrities but don't want to work.

[@dylanvanhoorne3191]

Your currency is losing value and cost of living is going up and up and up.wages are going down .boot straps taste good when your work doesn't feed you😂

[@EricJohnson-st1pg]

For the Newbie if you are actually trading in the crypto space and you don't have a sound mentor. Then you are certainly going to get liquidated in 90% of your trades. Yeah that's sad truth. I remember when i just got into crypto back in 2019 but later in 2020 i ended up selling it because i have lost alot trading all by myself without a guide. Got back into crypto early in 2024 with $20k and I'm up with $232k in a short period of time

[@jerrypollo65]

I'm new to cryptocurrency and i don't understand how it really works. How can someone know the right approach to investing and making good profit from cryptocurrency investments?

[@Norberth67]

As a beginner what do i need to do? how can i invest, on which platform If you know any please share.

[@EricJohnson-st1pg]

I started working with devion back in February, and my financial goals have been clearer. It's like having a strategic partner for my money with a solid track record.

[@silver45q]

She is really a good investment advisor. I was privileged to attend some of her seminars. That is how i started my crypto investment

[@aliq218]

I've seen different people talking about this alice devion she must be very amazing for people to talk this good about her.

[@whysoblutube]

Firsties!

[@RESOURCECONTROLLER]

Lol I thought you were talking about the guy on the on the on the right. Which would have been rude All you have to do is look at the five hardest places on the planet. And everyone's going to be that. So. Look at war. Look at, look forward to half a year of being nothing but 100°. Yeah, you're not gonna like that. It was so hot, Stallone. And wouldnt even film in Oklahoma and Texas is hotter. So his tulsa kings is now in Florida. Might as well be the Antarctic compared to Phoenix and Texas in Egypt, Dubai. And, umm. In Iraq. quietplaceDVDEXTRAS mentions "OVERPOP" as reason! QUIET as in DONTBREATH(inspried frm my dontbreed overpop activism cool ; ) ALIENS even same in both franchises! AVATARactor even in DB! bay of course also knows of OVERPOP since also produced PURGE! 35PATTERN 350 can b used 4 antyhing comicbkstores grocery theaters etc even city dist 5HOTTEST PLACES ON EARTH IRAQ, TX, EGYPT, AZ, DUBAI cccccccccccccccccccccc how keep cool? less stuff = less heat as things absorb heat! misting cooling fans ex. outdoor ones BATHROOM FAN: It was so noisy with and was so noisy with the fan. The mobile fan in the air conditioning running. And I didn't realize I had left the bathroom fan on So when I woke up, the house was so much cooler. Now this bathroom fan is. Directly in front of the garage door in the garage door from the dog scratching as a the padding has been scratched off the door Near the dog height. So an acting as pulling air. In while sucking air out causing air conditioning effect. Really cool and it works really works. Energy Efficiency: Running the fan intermittently (e.g., 20 minutes every hour) minimizes energy consumption compared to continuous operation while still providing some level of ventilation. LEAVE GARAGE OPEN PUT A FAN ON THE WINDOW TO SUK OUT HOT AIR WHILE LEAVING A WINDOW ON OPPOSITE SIDE OF HOME OPEN to draw in outside air SO 2 WINDOWS OPEN! singapore ENTIRE CITY flows w water; concrete heat so GREEN=cool SWAMP COOLER TOWER FAN: desert building windtowers draws in wind cools down below w water circulates bk up keep ac temp under the outside temp within 2-3 bc strongest flow is cooling effect even if temp rises Heat Accumulation: If you turn off the AC during the day, your home will accumulate heat. However, homes have a limit to how much heat they can store before reaching equilibrium with outdoor temperatures. This means that even after several hours of being off, you may not need to remove as much heat as expected when you turn it back on. PUT BOWLS of water in house. open windows on sides of home 2 create cross-stream ccccccccccccccccccccccccc trump really is racist he said "they're poisoning the blood of our country". 1) FAKE MOON LANDING WAS FILMED IN CLOVIS NM = "c" rock = "clovis, cannon, crescent, cloverfield" 2) SHATNER drugged, strangled, drowned, cremated his wife shat on his legacy bc of divorce money used her drunk past as excuse 3) BY 2061 HALLEY'S COMET WILL USHER IN REVERSE TIMELINE as POP REACHES FULL MAX "end" of all tech as modern tech "everything" only invented a century ago "END" OF MAX PEOPLE in 400 years TRAIN TECH REVERSAL ends all modern tech my screenwriter teacher said if we only remember one thing from his class then remember it's all propaganda -- but to me if it's good it's not ; ) 90s CRIME STOPPED WHEN LEADRINKERS RETIRED @105F = smog smell appears 3rd wk of aug = highestemp SOLAR POWER **Eye Health Concerns:** - "SIDE WINDOW DEFLECTORS" REDUCE eye damage/glare while driving TURNS CAR IN2 A LIVING RM! - ROLLENS - Never stare at the sun: retinal detachment and eye damage from staring at the sun. - Myopia Pandemic because of increased screen time. - Horror stories about dilation causing acute angle-closure glaucoma and Bell’s palsy. - DILATION LIQUID can weaken eye muscles and potentially lead to blindness old lady assistant spilled said "oops" now light-sensitive reduction of accomodation more myopic never fully recovered. - Eyedrops recall since 2023 due to potential blindness. - Eclipse glasses for eye protection. - orangetanbrownVINLYPLASTIC LARGE/SMALL PANELS "lowblulitesite" for eye protection against HARMFUL BLUE LIGHT. - Privacy screens to darken screens. - Eyejusters adjustable glasses for vision correction THERE ARE METAL VERSIONS ALSO. **Health and Technology Concerns:** - Copper blocks WiFi; children absorb WiFi 10x more, so turn it off when not in use. - Overpopulation: Unplug WiFi to reduce 1.5°C. - LEAD=CRIME; Lead pipes: Crime stopped in the 90s when affected individuals retired. - Chickenpox vaccine can lead to shingles later in life. **Miscellaneous:** - Use ear protection (plugs and muffs) to prevent damage from loud noises (70-80 dB) tinnitus ringing dying hair cells freq u will never hear again . - "Pride" is mostly used negatively in the Bible, with only two positive references. - Girls' long hair protects them from hearing loss. - Moon landing was faked, filmed in Clovis, NM. - Grissom, Baron. - ZPG. - Obama, Mike. - tylenol=poison - dentists dontrack x-rays dont get mris either - SOLAR POWER

[@Himstimdim0]

Schizophrenia of Doom

[@iank6897]

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