The Ramsey Show (REPLAY for December 25, 2023)

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[@naturesause677]

Merry Christmas everyone from a 19 year old who is currently debt free, paid off car, and is saving up for a rental home! Love the energy here!

[@cleliaparnell8743]

Good for you!!!

[@cjusino85]

I wish I started when I was 19! You'll be a multi million in no time! Great news!

[@ebonylo.]

Yes sir!!!

[@bjwedd18]

Awesome job! And if that is you or anyone you know in your picture thank you for your service!!!

[@drakespicer9176]

You just started bud you’re 19. haven’t even started life yet. but thank me and the military for free housing and food so you can save your money to be free at a young age

[@scrubs4everr]

Beautiful family that did the debt free scream. Great work.

[@NikkNak86]

😅😅 When Dave said, You're making good money. Why don't you have any?", I felt it in my soul because that was me not too long ago.

[@GuruChaz]

Are there unmarried singles out there living in a home or apartment and paying utilities, insurance, food, etc and trying to stay afloat on just one income? This is the scenario I would like to see addressed. Is this the norm? No, but a lot of people are struggling on one income. $60,000 a year can be rough if you have to put $1000 a month into a 401k/IRA to catch up and make sure you have a retirement plan if you didn't start one at age 25.

[@shannonpolice9365]

I'm single, paying mortgage, food, utilities, insurance, etc all by myself I'm on bs2 with student loan scheduled to be paid off in 2025. And I'm in Fairfield CT - YIKES! I'm following the steps, so I wouldn't say I'm struggling. I'm in much better shape than I was pre-dave.

[@toxtwinzjl7602]

Big wake up call for me when widowed and hubby had no life insurance. If I lived on widow benefits I’d be homeless. Trying to figure out how I may possibly retire someday.

[@GuruChaz]

@@toxtwinzjl7602 The only thing worse than a single person with a career and no retirement is a single person with no marketable skills.

[@Itsanawfulwasteofspace]

If you win the lottery tell no one!! Absolutely no one!

[@Nigriff]

Except your spouse... and The IRS 😂

[@sandrao8146]

Merry Christmas everyone!

[@clintmmartin]

Dave hung up on the seperating the finances lady real quick. Lol

[@JorgeRamirezFinance]

“Don’t argue with a fool lest they drag you to their level and beat you with their experience”

[@Harveykitty]

Merry Christmas everyone

[@ControversialTopics]

Merry Christmas from the UK ❤❤❤❤

[@chimeragothic2972]

Merry Christmas to our cousins across the pond. 🎄

[@carlatoppins8567]

Gotta Love The Dave!👍🏾💕

[@unbothered6357]

“In 1963, the average family in America had a one level home, 1000 square feet, one car Today, the average family has 2.5 cars 2900 square feet home.” Barz😂❗️

[@diannebee]

Anyone else coming into 2024 consumer debt free? I’m half way through baby step 3. And I’m debating if baby step 3B is in my near future😂😂

[@flashthecorgi2053]

Great Christmas gift to have Delony on the replay!!!! Merry Christmas y’all! ❤️

[@frederickruderman2997]

Why is it when Dave wishes people a Merry Christmas 🎄 he says with an anger ? Incredible, there can’t be much more Dave lacks than hair and a flat stomach and yet he so quick to anger 😮.

[@Cherry-rs1fv]

Divorce your finances. You'll live happier. My finances with my husband are seperate and it's more stress free cause we both have the freedom to do whatever we want whole having one small account where we both put in a certain amount of money as savings for the future. It really helps rather than micro managing each other and then being bitter

[@Caliabra]

You can divorce up to a certain point you know. My husband and I are semi-independent which I think allows us full control of our guilt free spending which I love

[@clintmmartin]

Bad advice

[@Simfukwe]

Why not just be in one accord? Come in agreement with spending and work towards common goals but not condemn each other for spending? You don't have to be guilty at all if you both agree. It's all about compromise. Also, the main issue with that caller wasn't the finances. It was the other underlying trust issues they need to work on. The money doesn't matter if the issue isn't even about the money.

[@jpsy422]

I still don’t get how a guy won the lottery with coworkers and no one knows

[@matthewmarston5149]

Uncle David❤ tu looked me up in the Seal Database 😊

[@mgthairdesign9176]

My insurance friend also told me that you have a whole life policy, Dave. 😂😂 He said “it’s got his SSN on it and all!” 💀😂

[@amireallythatgrumpy6508]

Now prove it's This Dave Ramsey and not one of the other 1000 people in the USA called Dave Ramsey. Insurance people do nothing but lie. Even more than average Americans.

[@unbothered6357]

Wayne Congratulations on your 3.4 million “give or take” Your wandering chatter is another thing.

[@JenniferKays-wk3ym]

😂 ha ha love you

[@keithhager199]

Atlas shrugged.

[@drakespicer9176]

Dave straight hung up on her

[@pavlab3353]

😂 I didn’t realize he did that but she wouldn’t listen. She had her mind made up and then wanted them to agree with her.

[@ProbablyBased]

I think they mute the callers but don't necessarily hang up on them. I've noticed occasionally when they hit the button they continue to talk to the person like they're still on the line

[@Itsanawfulwasteofspace]

Are we sure the elder parents who are 70 are just being lazy? I mean helping your very elder parents doesn’t seem odd to me. It’s not uncommon for cognitive decline at 70. It seems abit harsh to say they are lazy. Perhaps the wife is being a tad selfish or unreasonable?

[@matthewmarston5149]

The United States Navy has full record of me in the DOD but can't tell me that 😅

[@Nigriff]

Dude makes 220k and owes 50k on a truck... but "I got an Excel sheet" 😮

[@bundydata]

He needs to automate a lot of their things

[@matthewmarston5149]

BUDS 8596

[@rchi3906]

U funny

[@robertpalos564]

She sounds hard headed, she’s not gonna listen

[@marcdenoire5462]

To Autumn from Denver - don't listen to these guys. If you don't agree with your husband about finances, separate your finances. I don't see what's wrong with this.

[@Nigriff]

Does John know he's being filmed? He makes some weird faces

[@jaycm7027]

The 1st caller. They have been married and managing for 13 years. Their views on finances aren’t even so crazy different. She’s not saying oh let’s work until 80 when he wants to retire at 40. You can definitely enjoy separate finances while pulling your lives and marriage towards the same direction.

[@lisarussell5741]

I disagree. You can divorce finances and be fine.

[@MsValiG]

When will end up supporting the one that makes less and then the first caller's case, is probably going to be her. She probably maintained that marriage for 15 years by spending more than he did

[@josephhood1591]

They could try for a year. Just because a majority of millionaires he polled rarely did it, doesn't mean people can't be happy and successful without being millionaires.

[@MsValiG]

just because peole do it, it doesn't mean it is ok. One LIES and HIDES@@josephhood1591

[@zachpierce641]

There data saying that’s not true. He’s saying things based of research not just his feelings

[@anthonydelgiudice3245]

gods money now thats funny but the bills are ours ok

[@unbothered6357]

Abbey and Cole, no need to mention that you know a lot of people who didn’t pay their student loans during COVID forebearance period. We are aware. Nonetheless congrats on being debt free. Myself and others are working at it.

[@TheBigBananaaa]

🙀