Choose To Do The Hard Things Now, So You Can Live Easy Later

The Ramsey Show (July 21, 2022)
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[@123donmaster]

That's a real woman. Taking care of her little brother and saving money. Good for her!

[@Shanshu72]

I love the first caller. She was so sweet and fiesty.

[@carolannstevens5814]

Dave, the girl raising her younger brother and sister with kids… my heart. Great advise you have. You care tons for people! I always listen to you…

[@kaelaleedaley]

Prayed for them all right on the spot ❤ Xx

[@aparalegal2c]

I've been waiting for her all month.(the first caller) I'm so happy it worked out for her.

[@lilibethvilella]

Ramsey has changed so many lives. He may never know his true impact ❤

[@chris.shamblin]

My wife and I were in the audience watching this episode being filmed. It was our first time visiting the studio. It was a lot of fun.

[@sarahmilner8483]

Oh id love to go, id say my level of inspiration would go way up but if I travel to Nashville from Ireland Dave would not approve 😂🤑🤑

[@perennialrose4096]

11:59 Bridgett, you are so inspiring. As Dave rightly noted, you are your brother's hero. I wish you and all your siblings the very best -- Stay strong and keep thriving!

[@Nigriff]

This episode shows how great of a mentor Dave is to George... and all of us. God Bless.

[@aaronandcandacegarrido1664]

God bless Bridget! what a hero!

[@stuemler]

Let's set up the month without Credit Cards Bar with George Kamel. A Bar Seating Area in the lobby dedicated to discussing life without Credit Cards.

[@alf7190]

❤love the steps, where to start is always the most paralyzing part & his tweaks of a starter emergency fund vs fully funded right away and smallest debt first vs highest interest rate

[@mlovespring7892]

Sorry - but credit is the best thing for me. I accounted for every pennies I spent and I get cash back. ❤

[@Jaythatdrainguy]

They're actually so right about this. I will have my debit card and cash in my pocket and I feel less pressure when I'm using my debit card. I don't want to spend that cash that's in my pocket but if it's got to go on the debit I don't feel as bad. Thanks for sharing this video guys. I hope you guys have a great day!

[@cathy3701]

George!😃

[@nyemartin5737]

Make that first call a Ramsey clip.

[@SalviAkshay]

A year late, but I have to give this comment. The girl with the younger brother is awesome. While all 27 year olds are making babies this girl is taking care of the whole family. Awesome girl God bless her and make her deca millionaire if not more.

[@averynmitchell]

1:36:10 When I spoke with a financial advisor, I was told to get Target Date Fund 2065/2070 for retirement. Could someone please explain why Dave would not do that?

[@reneehenderson4818]

Truly, it does hurt to spend cash. I get physically ill.

[@bettedavis9261]

Bill in Green Bay needs to also be okay if the child flames out of college and drops out. It could happen. I've known many kids with potential and good heads on their shoulders who couldn't handle college/making good choices on their own.

[@brittanyaggett2824]

37:27 “BUT I GET A MATCH” - so funny 🤣

[@jefferydoherty7368]

1hr 35min in. I'm a full follower of dave. But I do this for living. Compare the funds. 457 have no penalty (if done correctly, no Rollins etc). This could be bridge account. Also think about match from employer.

[@tylerswenson3372]

Dave is always so humble on air I'd love to hear more about his worth, businesses, and investments. Stuff like spending $15m in 2008, what an incredible investment. What is Dave's lifestyle like.

[@sarahmilner8483]

Humble!? Dave?! Do you know the meaning of that word? That made me laugh🤣🤣this level Of blind weird devorion to Dave makes me understand how scientology came about. Youd swear he reinvented the wheel guys its really common sense but it does show a lot about American intellect.

[@anthonydelgiudice3245]

@@sarahmilner8483i laughed at humble wow people are blind to his arrogance

[@dennissarodriguez9071]

The first call😂

[@Stephiesma]

I remember Mr. Ramsey in the 90’s and I’m kicking myself now for not actually “listening” then.🤨

[@thethiefman2681]

Yeah Goeorgw 🤠👍

[@ezzombies8782]

That’s going to be me with the 88 Chevy. Mines a 98 Chevy. I’m 24. That will be me in 15 years when im still driving the same truck 😂

[@kristinsewell2949]

Bro! My youngest son and my truck are both 18. Truck runs great, she’s still a beast. 😂

[@oldglory2765]

Its funny I use credit card to force me to save money, I put a certain limit each month and I never spend more then that unless its very nessecary which prevent me to spend more of my checking account. Its like forced monthly budget

[@ericmoore9444]

The First Lady was crazy

[@teams3345]

You mean is crazy. Jill is a *()’.

[@shopaholica3097]

What’s under the table money?

[@zorkon08]

Money paid for a job that can't be tracked, usually cash.

[@ricks2371]

Dave thought he was being punkd lol

[@LawnProAdviceTalk]

She’ll be back to using credit cards again the next day 😂

[@unbothered6357]

Caller: I just accepted my first job out of college Dave and George: GREAT❗️How much❓❗️ Caller: $38,000 at a private Christian school Dave and George: 🦗🦗 🦗 🦗

[@FLOODOFSINS]

Dave Ramsey isn't an economist and yet he babbles as if he is one😂

[@FLOODOFSINS]

Dave wants to see decades of a track record on crypto even though when that happens he'll be dead😂

[@noidbusta1]

lady should give George a good lecture on that beard

[@CristianLL]

Onlyfans?

[@devenmurray3580]

Dave is in complete denial on house prices. The truth is 80% of people right now cannot become home owners. ESPECIALLY by his criteria. 100k down on a 400k house is 50% of take home for someone making ONE HUNDRED THOUSAND DOLLARS. And don’t tell me to move. There aren’t unlimited jobs everywhere. Cheap places to live are cheap for a reason.

[@sarahmilner8483]

Im literally clapping... But notice how no one even liked your comment! You are so right thats real talk, the blind devotees dont wanna hear it

[@misa5941]

Most people buy a home on 2 incomes. And that lady did have the 100k. By the way the 20% is the ideal. The main metric is that the payment is no more than 25% of take home pay. There’s a reason for that, you can’t build wealth if you’re house poor.

[@antifakeguru3592]

George Karmel please stop parroting everything DR says

[@thirdintegra]

What do you expect him to do? Make up his own stuff?🙄

[@jrwntctv8091]

DR is parroting George at this point.