The Ramsey Show (REPLAY)

The Ramsey Show (REPLAY) for January 2, 2023
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[@cantuig]

Dave Ramsey for US President 2024 🇺🇸

[@dawnhanley6937]

The more I listen, the more grateful I am to have found Dave. He's a modern day Solomon.

[@johnk4451]

Solomon was an apostate. Ramsey prepares people for this kingdom not Gods.

[@momsspaghetti4504]

His solutions dont work anymore? What do u mean

[@johnk4451]

@@momsspaghetti4504 God wants our focus on his kingdom and righteousness not this kingdom. Detach yourself from the world. Ramsay's system is intertwined with the world. I mean no judgement about him. His intentions might be good. However it is of far greater importance to be holy/separate from the world. I'm sure you would agree. Ramsay's system does not place this in high honor. Of course GOD wants us to be a good steward but that comes first with seeking his kingdom and righteousness. The worldly principals should not be our focus. I use to get caught up in this world too. Be careful, time is short. The Kingdom of heaven is at the door step. Fill yourself with his Spirit because money won't get you into heaven.

[@inviz1769]

@@johnk4451 uhhh???

[@johnk4451]

@@inviz1769 where is the gospel in Ramsay's message. He preaches prosperity. Jesus preached the kingdom, the gospel and his ordinances. Dave is of this world not of the kingdom of GOD. Be careful of the wolves.

[@_Renee2]

Dave listens and has a good heart. Love the good advice. I’ve learned a lot in a short period.

[@victoriouslife1254]

I am not sure which video to comment on because I watch a bunch of these everyday at work. I am really loving this show. It has really helped me. I have never been in any significant amount of debt just a small mortgage and car loan. I feel like this show has really helped reshape my attitude and relationship with my money. I am currently learning how to budget better.

[@suneelpelluru6570]

Love the way Dr Delony makes the person experience the future through his words. Caller can actually relate to this conversation when it’s actually happening and keep going through it.

[@Maria-jo6nn]

I Mary a man that was in debt and I paid is debt and 10 years later he left me for another women and took half of my money 💰 I learned from that trust yes 🙌 thank you for great stuff I wished I had you all long time ago 😃

[@kashiro2492]

😢

[@Pellkot]

Thats a horrible thing to do. But interesting that for once it was the other way around

[@brianwalter8327]

@@Pellkot😂

[@kellyesposito2748]

Happened to me too I paid everything and helped dig him out of debt and launched a business for him and he took everything from me. He buried me now I'm starting over but have a decent chunk in my emergency fund and paid off 100k in debt in a year but had to sell my house and rent a room from a family member until I can get my own place ❤

[@Lashes888studio]

Wow, that’s brutal ❤

[@AlyssaMonetMason]

I love watching Dave Ramsey.

[@arh1234]

The segment with the divorced dad in Brooklyn would be a great short! I really enjoyed the discussion.

[@KSCzap360]

About time Dave is back I was getting annoyed

[@arh1234]

Lobe the debt-free scream! What an inspiring and charming couple.

[@JC-ru9tn]

I like Ken Coleman as a co-host.

[@coorkie]

I like him as a baby daddy… 😂😂😂

[@KC-dr3cg]

I like Ken Coleman and Dave Ramsey because they are researched contributors..as is John Delony..

[@rcnitro2233]

I CANT BREATHE .......... .

[@jefflederle2011]

You guys are awesome 👌 because you helped 😀 ❤️ a lot of people like me get out of debt and start a new chance in life thanks for all you do for everything 😀

[@jefflederle2011]

I learned a lot from Dave over the years he is a good guy 🙏

[@ParanormalPris]

I always love to hear Dave’s outro at the end on a show

[@vincentparra1175]

Love this episode. So many gems dropped Big dawg R

[@monicaambs]

Deloney had it right about the woman holding on to her credit card. If she has fear he will leave or she HAS to leave, she will hang on to an emergency credit card. I’m single now but had to do this once long ago. Had an abusive spouse and I ran.

[@rethinkcps2116]

And have that emergency credit card statement sent to a PO box. Or a digital bill with a real password, not a birthday or pet's name.

[@monicaambs]

@@rethinkcps2116 I don’t need a bill. I access mine online and pay immediately.

[@fourdayhomestead2839]

Great show today.

[@runningupracksent5194]

I use to hear this on the bus going to school I'm happy I found this and understand it and wanna be debt free 🗣 & build my clothing line

[@hanslaitinen31]

So… the bus driver had it on in the bus?

[@monopolymike1056]

Awesome stream!!

[@MarcKlark]

50:44 gets going w/ hope

[@skateata1]

I wish there were time stamps on this video. 😕 i want to watch delony and ramsey.

[@KC-dr3cg]

I just received shocking news about a tax bill. Even though Minnesota on May 12th agreed to not tax Social Security benefits at the last minute the deal fell apart and I didn't know that😥.. fortunately all of the focus on saving money will keep me in a survival mode even though it will take me longer to become debt free and not have to add a debt to the IRS to my consumer loans

[@lmao1915]

NO WAY. DAVE AND KEN. YES

[@sandracsaniz7435]

There are a lot of women who get scammed when it comes to second marriages.

[@No_life_haha]

When i Iisten to dave Ramsey I always ask myself how much should Jesus raise the rent on my talents

[@consumerdebtchitchat]

Dave is absolutely right. She can't escape math either.

[@realthatbrian]

1:40: It's *ensure* not *insure*

[@Hellsing12002]

It’s “if you aim at nothing you’re sure to hit, but if you aim for the stars you’ll at least tough the sky”.

[@sup6533]

Best

[@tennesseekartgarage1826]

Dave’s back in my day makes me think he CCW’s a Kimber 1911

[@UnicornDB8r]

Lol

[@thorpower1015]

Kimbers 1911 are great pieces

[@IrishMexican]

17:49 “unless thee is extremely richer than your spouse.” Book of Dave Ramsey.

[@rpgfluency]

What episode is this?

[@kaystafford8258]

Nobody: Dave: Tik Tak

[@lindagibson5227]

Are you lo longer recommending EveryDollar?

[@brittanym9996]

Why would they stop recommending an app they created?

[@khadijahjones2460]

Smh 37 and asking if they should leave 3200 in their tsp like it’s going to grow towards something big.

[@Jojo-tq5pt]

Dave have you considered being a marriage counselor? I think you would do well 😄

[@p.sherman3158]

Liked 👍🏻

[@ligbzd837]

Dave Ramsey has a lot of good tips on money, but I disagree with him about one and that is that I believe people should live with families (or co-house with friends & relatives) if there is enough room to do so. Why do I believe that? Because it puts everyone in a much better position financially if they do so. And humanity have been doing it for as long as we existed until about 100 years ago. By living together...1) We can save tons of money by sharing housing 2) We can share/split chores/responsibilities by looking out for each other 3) We will put less demand on consumption and our earth (one set of sofas versus 2 or 3; one set of cookware instead of 2 or 3; one housing demand instead of 2 or 3). One of the reasons why our societies are getting harder and harder from generation to generation is because too many people are falling into the trap of a "rat race" where people think they have to "move out" by age 18 in order to be on their own and to consume in order to help the economy. Never before humanity has a problem of independence when people have always lived together. All of this new age thinking is creating our own misery (having to deal with the rising cost of living) and the destruction of our natural resources because we keep growing and growing unnecessarily by moving out...! This lifestyle is NOT sustainable people. It stresses everyone out - the young and elderly. Living with family and/or friends/relatives is NOT only the smartest money move but also the best for everyone including our earth!

[@src4409]

Yes, good points. However, people are not the same as they were 100 years ago... they can't get along, don't trust each other, don't work hard, are selfish and careless, don't pull their weight. This is why people say they can't live with other people.

[@ZhiyingHarp]

@@src4409 so we have to start learning to live together in commmunities, learn to trust each other, learn to be less selfish, learn to take care of one another. Honestly i also don't know how to do this. I hope to live in a community where everybody support and respect one another.

[@pankayasit3736]

Dave is not against living with families, at least I've never heard that. He's against taking on Family's baggage and becoming financially responsible for them. Living together as a big family is fine, but everyone has to do their parts.

[@ligbzd837]

@@src4409 Most children grew up in families that are not 'together' and 'share' with other members of the family now a days. Therefore, they "LEARNED" to be selfish watching how every family only think about themselves and their own survival. They watch how their parents don't care about their grandparents. They watch how everyone struggle (because of not living together and higher costs) and think 'oh I better protect myself in order to survive'. People THINK, wrongly, that protecting themselves is the way to survival. The opposite is true. Getting together,, sharing together, and helping together is the TRUE way to survive. And when a family is always together multi-generational families, the children will naturally LEARN the skills of communication, sharing, caring, and unselfish behaviors. ALL bad things we see together is because families are NOT together.

[@ligbzd837]

@@pankayasit3736 Dave did not say the words "i'm against living together", but his other words like "why is he living with his parents..." or "why are your parents moving in with you..." implies that he doesn't like the idea of family members living together. The first and primary survival method for families in the short term and long term is to live together. This is a method that has nothing to do with which century we are in. This method works before, now, and into the future. Skills like communication, cooperation, compromise, caring, sharing, and helping, and all learned and acquired by always having others around.

[@BlakeC341]

I wish my rent was only 50% of my take-home pay. Currently at 78%. Haven't been able to land ANY job in this economy even with an MBA and 13 years of experience.

[@sariahhayford3331]

Yikes that sounds rough :-(

[@matasham]

Have you thought about using the MBA to become a part time instructor at a college or university?

[@BlakeC341]

@Matasha M no, I haven't. But to be honest, I'm not a fan of our educational system. It doesn't truly set anyone up for success, and a degree is becoming increasingly less valuable and overpriced by the month. I wouldn't feel right contributing to that problem. Something will turn up eventually. I'm just thankful I've always managed my money well beforehand, so I'm not forced to take the first job that comes along. If all else fails, entrepreneurship is always on the table, and I know I'd do well with it with my background and work ethic.

[@BlakeC341]

@@sariahhayford3331 it sounds like it, but I'm fortunately positioned well financially otherwise.

[@jeremyorwhatever]

Dave is out of touch with house prices. There are 3 houses in Billings under $200K.

[@Kastroth009]

I was led here by the Channel Millionaires Secrets to Success glad they talked about the baby steps!

[@secondcitysurvival8404]

Comment

[@timfoote2874]

2023 and we'll pay off our mortgage, in April.

[@FXCartel]

Replied

[@AlyssaMonetMason]

​@@timfoote2874I hope you paid off your mortgage.

[@heatherphillips2715]

?’s for Humans Great gift ❤ idea ❤

[@vanessaellis2195]

Give your Parents Financial Peace University.

[@bambirapinbogin]

Is ken okay he seems sad

[@vicenter3777]

Hi, I'm Vicente and I'm 28 years old. Two years ago my father passed away and he gave me a piece of land 5 minutes away from my hometown and an old apartment which I have completely renovated with a mortgage loan of €40,000 at 3.5% interest. Currently the apartment is worth €90,000. Sometimes I think about selling the apartment to pay off the loan and build a small house on the land with a little farm. Although people would think I'm a little weird for wanting to live isolated in the countryside. But I am attracted to the idea of ​​living without debt and being able to invest my money. What do you think is the best option? Greetings from Spain I love your program!

[@Sylancewillfall]

For the algorithm

[@gregguidry1]

Al guh rii thum. Comment like good positive yes great thanks

[@skiddysm]

You still have payments without debt😂 electricity and more

[@rcnitro2233]

Hi...

[@judithgrace9850]

Greed is worldwide God is on charge. Karma never loses an address We reap what we sow

[@Andykey-sb4hu]

This guy Ramsey pays about 50% of his income to google right + tax .

[@skiddysm]

My fiance has a brother whos 27 never worked aday in his life! No license nothing. He lives with her parents who are also poor the dad has a buiness which costs them the same amout that comes in sonhe just takes money from His sister. They're like we migh ask you for help sometimes in my head im like no amount of money will save you if you keep making dumb decisions including this business tou need to change something ( close the business and get a normal job) kick out your dead beat kid you can't afford he's older then my fiancee by 2 years and does nothing like wtf

[@rodneyprimal652]

The 2 become 1. Keep it biblical.

[@user-ob5nk3ss1p]

Things are different today, back in those days people stayed together and raised their children together. It is so far from that today. People with money and going into marriage needs to have a pre-nuptial on both sides and in a business manner go over their finances. People don't because they think it is going to hurt feelings etc. and that is the biggest financial mistake of all time. So many charming losers out there.

[@bug512]

Been watching for years. Personally I liked when it was only Dave. The other co-hosts have never walked his walk.

[@amare83]

John Delony is deeee best ❤

[@patrykdrozd2637]

Lol this guy is about to duck up this conversation with his wife…

[@foodshaw]

Alright ... there's a scam going on in the comments nd literally in every comment section of tgis channel's videos .. its bout some " ROCH DUNGCA " nd all i want to say is always do a thorough research before choosing your financial adviser

[@stickofbutter9733]

I'm sorry, but the salesman who's taking responsibility for his debt shouldn't expect his wife to bail him out with her hard-earned savings. People need to hold themselves accountable for their actions, and in fairness it looks like he is doing that.

[@JCWeng-vo7lu]

why should she do that. He aquired that debt before they were together

[@theinevitableend9412]

My wife acquired student loan debt before we got married so should I not be responsible for that?

[@mcmahenc1]

Yes she should hand it all over to him, with his track record of money mismanagement so he can pay off his debt and bail out his parents and they can all 3 be in a pickle. Makes sense to me. 🙄

[@theinevitableend9412]

When you get married, what his is hers and vice versa. That is now her debt as well.

[@aleciaharris2876]

Ss XO

[@Asstronauts93]

I'm not leaving my parents until they die. No thanks. Not paying 35k a year for a mortgage

[@patrashdigger]

I bet you voted for Biden

[@Asstronauts93]

@@patrashdigger nope. I'm not voting anymore though

[@a.miller8316]

Dr makes 250k per year... Dude ... Your debt is peanuts comparatively. Perspective is messed up in some people.

[@anthonydelgiudice3245]

says who that dumb intro

[@johnwinston1499]

Dr john has really gone stale on me with all this feelings talk. Jesus. Relax bud

[@erzr]

ALWAYS REPORT THESE CON MEN SHOWS RIGHT CLICK REPORT ALL RAMSEY SHOWS FOR BEING SCAMS!

[@FXCartel]

How's it a scam

[@marytoombs3101]

Must be a pay day loaner speaking

[@erzr]

@@marytoombs3101 I made the NPC mad go back to Preacher/Ramsey to reset your mad levels of ad hom worthless response! HARRY POTTER IS KANG!!!!!

[@blackdong4footwangnosucky]

If you’re looking the grinder site this isn’t it move along and swipe right on grinder

[@erzr]

This is not a financial show. This is a religious show with bad financial advise.

[@marytoombs3101]

Double dumb statement 😄

[@blackdong4footwangnosucky]

RUGAy

[@Skyesoceaneyes]

What advice do you disagree with?

[@FLOODOFSINS]

Every gold digger must love Dave Ramsey with his advice he gives them the permission to keep digging and for the other person to pay for it through marriage.

[@susanconnolly2013]

I agree. I didn't share money with my husband for several years into our (now) forty year marriage. Older Women end up poor much more frequently than men. A woman should hang onto her nest egg. Also, she should take some time to see if her husband cures his free spending habits before she shares money with him. The best indicator of future behavior is past behavior.

[@sariahhayford3331]

This is a prime example of weaponizing Dave's advice... I guarantee if the other person called in before the wedding took place, Dave would tell them to RUN

[@elocore1702]

​@@susanconnolly2013 Don't marry someone who isn't responsible with money and you won't have this problem