The Ramsey Show (REPLAY)

The Ramsey Show (REPLAY) for December 27, 2022
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[@HarvestingFaithHomestead]

being debt free is the best feeling ever, especially when hard times hit. when my daughter was born with brain damage due to oxygen loss, we had to pay about $12,000 out of pocket for our deductible (out of network costs for life flight and 8 weeks in NICU were close to $1mil so ill take only being responsible for $12k of that lol), and we would not have been able to afford that if we hadn't followed the babysteps to get out of debt and then build our 6 month emergency fund (which happened to be the $12k we needed for hospital bills, go figure) now money is still tight but we are getting back on a budget for 2023 and finally feel like we are going to be okay again. we still have a mortgage, but once our emergency fund and savings accounts are built back up, im going to be attacking that mortgage and getting it paid down asap!

[@frederickruderman2997]

The first debt scream on this episode was the most informative & uplifting debt scream I’ve heard. They impacted me tremendously and are very inspiring

[@p.sherman3158]

My daughter’s employer paid for her grad school at USC (California). It was a blessing

[@whitneypledger1659]

Her hair is so pretty

[@rebeccatoruno4986]

Love this inspiring debt-free scream couple! Debt-free and they can dance! Congratulations!

[@Nonameagain80]

That first one sounds like was actually a sales man trying to make it sounds good to the audience.

[@runningupracksent5194]

Almost finished with 1st step 🚶‍♂️

[@denisebrewer4214]

That was my favorite debt free scream of all!

[@anthonydelgiudice3245]

After that opening ok thanks for listening lol

[@Swimfit998]

So glad it is Christina she actually did a debt free degree 👍😁

[@buildingyourfinancialfutur7843]

I don’t think the first guy understands what Dave was saying on the crappyness of the annuity. 😢

[@EdA-bz3bu]

the first caller does not get it but some how he saved 1M.

[@marysaltlife1427]

That first caller sounded like an insurance salesman, and the beeping on the line sounded like a recording alert.

[@EdA-bz3bu]

for life insurance when in step 7 it is to keep in a life style.

[@johnspears-cs4sd]

So my black rock with State Farm is back idea.? I have 2 who should I switch to and how with out paying the fees because I’m not 55

[@EdA-bz3bu]

the thing about the flip side of credit score is insurance looks at it, and other thing take it into consideration other then money loan. our credit score is high 700 or 800 depending on the agency and are on step 7(50 year old). we do use cards for everything with zero balances each month.

[@TrickyBoa]

Let’s goooo 🔥

[@JohnAranita]

Mr. Ramsey, I'm scared of your wife. She's too beautiful.

[@jaypal3815]

Let me understand this Dave is always telling people that you don't need A credit score. But when he rents his properties out to tenants he checks their credit score.

[@vintageswiss9096]

And you can guarantee his corps all have a Dunn and Bradstreet credit score that he takes loans against in the business name and not his own. Do as I say and not as I do.... And buy my book. -Dave

[@socketyellow3]

@@vintageswiss9096 well he earned millions telling other people to do it and buy his course/book. One thing I don’t get is why buy his course? Just watch these free videos and you get the general gist of it.

[@socketyellow3]

@@vintageswiss9096 i still use credit cards for gas and utilities. Can’t exactly waste more because I used my credit card on that and I have autopay. I will say Dave is great for the majority of people with bad self control.

[@amireallythatgrumpy6508]

He checks whether they're smart enough to not have one, or whether they're going to be a problem tenant.

[@enyky22]

@@socketyellow3better when you read … read always better way to understand everything.. take notes about what really need in you book …

[@asaeterntc]

Replay ✌🏼

[@sbreezej1999]

I can't believe covid completely destroyed a family. That is asinine

[@dakotakyd]

It’s destroyed many families & relationships

[@frederickruderman2997]

Why is it necessary to reaper yourself 5 times that typically the man makes more ? Or why keep using the phrase “mama bear” it sounds so condescending? It’s the same type of thing we’ve heard Sussie Orman say

[@Clark-DiabloKent]

Dave Ramsey will be paying like Hell's Kitchen. PAY MORE. PAY NOW. Learn sales.

[@amireallythatgrumpy6508]

He knows more about sales than the rest of America put together

[@Clark-DiabloKent]

@@amireallythatgrumpy6508 Pay triple.

[@amireallythatgrumpy6508]

@@Clark-DiabloKent Has nothing to do with anything.