The Ultimate Guide to Choosing the Best Health Insurance Plan in 2023

#healthinsurance #insurance #comparisonvideo #reassure2 #reassure #hdfcergo #optimasecure #caresupreme #starhealth
The Ultimate Guide to Choosing the Best Health Insurance Plan in 2023
In this video, we're going to teach you everything you need to know about choosing the best health insurance plan in 2023. We'll cover everything from the different types of health insurance plans to the benefits of each option. We'll also give you tips on how to choose the right plan for your needs.
If you're looking to buy health insurance in 2023, then this is the video for you! We'll teach you everything you need to know about the different types of health insurance plans available, and help you choose the right plan for your needs. This video is the ultimate guide to choosing the best health insurance plan for you in 2023!
#healthinsurance #besthealthinsurance #comparisionvideo #insurance #reassure2 #reassure #optimasecure #caresupreme #starassure
The Ultimate Guide to Choosing the Best Health Insurance Plan in 2023
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Toll free no- 18008900455

[@dipakkumardas1443]

Starhealth 420 company

[@insuranceseva]

Dear Viewer, I'm sorry to hear that you've encountered difficulty with settling your claim with Star Health. If your concern remains unresolved, please don't hesitate to contact us. We have a dedicated claims team ready to assist you. 18008900455

[@Shivavlog4278]

Bhai aisa kyu bol rahe star health ka mai v policy lene ka soch Raha hu le lu ya chor du

[@rajatbose4165]

Mera bhi Star health ka policy Hai, abhitok koi claim bhi nahi kiya, lekin star health claim settlement kafi problematic Hai sun raha hoon, isliye port karane ki soch raha hoon.

[@Shivavlog4278]

@@rajatbose4165 suni sunai pe dhyan dene se acha kisi aise insan se pata kro jiske pas star health ho and uska claim pass ya reject hua ho

[@siddharthnikam3122]

Sir, if you need to migrate your existing policy into adityabirla insurance. let me know

[@MariaGarcia-gv8hj]

Healthcare insurance is a cornerstone in anyone's financial strategy. Ensuring comprehensive coverage not only safeguards my well-being but also protects my hard-earned investments. It's pivotal to secure robust health insurance plans that provide peace of mind, allowing us to focus on growing our Investment without the constant worry of unexpected medical expenses.Big ups to everyone working effortlessly trying to earn a living while building wealth. I’m 63 and my husband 65 we are both retired with over $5 million in net worth and no debts. We started late but saving and investing lifestyle made it possible for us this early even till now we earn monthly through passive income. 😊

[@vicahmed221]

Alright, speaking in general terms, investing requires a good amount of knowledge. That's why it's essential to have a solid support system like a financial counselor, especially when picking out assets. I've been working with Regina Louise Collaro, who is an investment advisor at a registered wealth management company. I can't recommend her enough; my financial journey has been fantastic thanks to her. She's quite well-known for her services, and she helped me achieve financial stability through investments. Now, I benefit from her passive income strategies every month. So, I'd strongly suggest finding a reliable investment advisor for yourself

[@MariaGarcia-gv8hj]

Alright, speaking in general terms, investing requires a good amount of knowledge. That's why it's essential to have a solid support system like a financial counselor, especially when picking out assets. I've been working with Regina Louise Collaro, who is an investment advisor at a registered wealth management company. I can't recommend her enough; my financial journey has been fantastic thanks to her. She's quite well-known for her services, and she helped me achieve financial stability through investments. Now, I benefit from her passive income strategies every month. So, I'd strongly suggest finding a reliable investment advisor for yourself

[@MariaGarcia-gv8hj]

Regina Louise Collaro is based in the United States and can work with anybody wherever they stay. If you would like more information on reaching her, you can conduct a search online.

[@ugojazzy7812]

I am one of many people who has benefited from investing with Regina Louise Collaro, and you are right. When I lost my work due to COVID in 2020, I had no reason to live, and it will always be a memorable year in my life. I owe Regina my life since she made it feasible for me to live well through passive income. To be very honest, I believe she is an angel who was sent to assist individuals who are through financial hardship.

[@sonlee8066]

I have had the intentions of starting investing. But I always thought it was late and I think I need to stop procrastinating. I will definitely 🔍 Regina Louise Collaro and see what she can advise .Thanks a lot . This was of so much help to me .

[@sumitdasbiswas]

What people don't tell about is Claim reputation ratio. Star Health has 99% claim settlement ratio because they don't reject claims they directly repudiate your claim. Their Claim repudiation ratio is scary high 18%.

[@SukrutPriyadarshi]

Star health is a joke in name of health insurance .they are famous for collecting premium .when u r in hospital they will show their colors .i recommend only 2 Company Tata nd Hdfc .

[@insuranceseva]

Dear Sumit, I am sorry to hear that you faced trouble with Star health kindly call us if your issue has not been resolved yet 18008900455

[@insuranceseva]

Dear Viewer, No doubt Tata Aig and Hdfc ergo is much better than Star health in terms of claim settlement and other services.

[@srinivasanranganathan7349]

Understand that in HDFC Ergo premium increases every year whereas in others it is either as per age band or once in a 5 years. Can you please tell approx % increase annually in HDFC Ergo

[@karansidhpura1744]

Hdfc is crazy expensive doesn't come under middle class policy. Instead it's a luxury. Our family premium was increased since 2019 in these amounts - 26k, 28k, 32k, 38k and this year directly 46k! We had to port to niva bupa because of this trouble. Also hdfc are totally unresponsive and when I asked about premium amount if I change sum insured they were asking me to fill 2 seperate forms with signatures of all, like comeon this is about renewal and you are harassing for that😂, imagine what they'll do at time of claim. Anyone else had any issues with hdfc?

[@insuranceseva]

Thank you so much for contacting us , Dear Karan, I am sorry to hear that you faced trouble while purchasing HDFC ERGO health insurance policy. Kindly call us as Insurance Seva is committed to providing top-notch insurance services with a dedicated and qualified team. Our experts meticulously compare a wide array of insurance products to ensure you receive the best coverage tailored to your needs. With a focus on customer satisfaction, our adept claim settlement team ensures a seamless and efficient process in times of need. Trust Insurance Seva for reliable and comprehensive insurance solutions.18008900455

[@ashishchaw]

Worst HFDC ERgo. Never go for It

[@beditz1591]

May i know why your premium will increase??? How many times do you claim insurance????

[@mindfulnessmusic6401]

​@@beditz1591, In HDFC Optima Secure Plan, they increase the premium every year, whether you make a claim or not,

[@Alex-o8v5q]

You have explained very well what is the difference between these four top health insurance companies THANK YOU SIR

[@insuranceseva]

Dear Viewer, Thank you so much for your kind words. Kindly watch the complete video as I have already explained everything about companies and plans . For more information about this kindly call us 18008900455

[@kiranagarwal5694]

Very useful information Very nice explain sir

[@insuranceseva]

Thank you so much for your kind words! I'm thrilled that you enjoyed the video. Your support and feedback mean a lot to me. If you have any suggestions for future content or any questions, feel free to let me know. Stay tuned for more great videos

[@ranjitpanda8787]

Family Age 52,55 & 22. Sum assured-5 lakhs, period -1 yr, Sir, advice me, which will be the better policy according to the minimum premium budget.

[@insuranceseva]

Thank you so much for contacting us, Dear Ranjit, Universal sompo A plus plan is the best option for 5Lakh sum assured with economic premium price for purchasing a best health insurance policy feel free to contact us as Insurance Seva is committed to providing top-notch insurance services with a dedicated and qualified team. Our experts meticulously compare a wide array of insurance products to ensure you receive the best coverage tailored to your needs. With a focus on customer satisfaction, our adept claim settlement team ensures a seamless and efficient process in times of need. Trust Insurance Seva for reliable and comprehensive insurance solutions. 18008900455.

[@vikasshingare9791]

Hello Sir how are you,God bless you Thanks for sharing so knowledgeable and comparison about Health insurance plans 👍👍👍👍

[@insuranceseva]

"Thank you so much for your kind words! I'm thrilled that you enjoyed the video. Your support and feedback mean a lot to me. If you have any suggestions for future content or any questions, feel free to let me know. Stay tuned for more great videos!"

[@akhilkr100]

I'm from Kerala, your explanation was very good. I would recommend to see the comments as well for those who are planning to take any health insurance. That will give more insights to the users experience as well.

[@insuranceseva]

"Thank you so much for your kind words! I'm thrilled that you enjoyed the video. Your support and feedback mean a lot to me. If you have any suggestions for future content or any questions, feel free to let me know. Stay tuned for more great videos!"

[@ankureshawasthi8359]

Maine two years pahle hdfc optima se care classic me port kiya tha policy ke port ke time kaafi kuch btaya nahi HDFC ergo has very high premium and best for among so much confusion

[@insuranceseva]

Thank you so much for contacting us, Dear Ankur, If you have any doubt regarding your current health insurance policy kindly call us 18008900455.

[@saitama8759]

HDFC ergo Require 20% mandatory token whenever you go for treatment. It is not chashless. They silent changed the terms . Also limited day care limit for several illness. Not good enough now.

[@dr.yogendrasinghneuropsych9250]

Simple and clear.Thankyou Sir

[@insuranceseva]

Dear Dr Yogendra, "Thank you so much for your kind words! I'm thrilled that you enjoyed the video. Your support and feedback mean a lot to me. If you have any suggestions for future content or any questions, feel free to let me know. Stay tuned for more great videos!" 18008900455

[@yakshamithani8406]

Superb explanation bhot sare doubts clear ho gaye.

[@insuranceseva]

"Thank you so much for your kind words! I'm thrilled that you enjoyed the video. Your support and feedback mean a lot to me. If you have any suggestions for future content or any questions, feel free to let me know. Stay tuned for more great videos!"

[@ravikarunachintha9499]

Very Informative. If you provide Tabular form, it will be great Sir.

[@insuranceseva]

"Thank you so much for your kind words! I'm thrilled that you enjoyed the video. Your support and feedback mean a lot to me. I will definitely make comparison videos in tubular form If you have any more suggestions for future content or any questions, feel free to let me know. Stay tuned for more great videos!"

[@VJ38]

I ported to CARE from HDFC Ergo as they assured carry over of NCB earned in HDFC..But after one year, now they refuse to add hdfc ergo NCB to cumulative NCB

[@insuranceseva]

Dear viewer, While porting your existing health insurance policy to another you never get the benefit of your previous insurance cos NCB. For more information about this kindly watch my video specifically released for portability clauses. kzbin.info/www/bejne/fmaUpqegZsmUqrs

[@vkumarcheriyath3251]

@@insuranceseva Thank you for the clarifications. The Agent never clarified these things before porting rather contra views were given.

[@insuranceseva]

@@vkumarcheriyath3251 Thank you so much for your kind words! I'm thrilled that you enjoyed the video. Your support and feedback mean a lot to me. If you have any suggestions for future content or any questions, feel free to let me know. Stay tuned for more great videos!"

[@vkumarcheriyath3251]

@@insuranceseva What would be relevant for everyone is to release annual vlogs on changes brought out by each major company in their med insurance plans; one vlog per company, every year. eg 2024 changes by CARE in their Classic/Supreme Plans.- one vlog.

[@ps2k12]

From last few years star health bohot belar ho gyi he. Khud Hospital wale bolte he ki mostly sabhi claims me vo problem create krte he. I am planning to port yo Niva bupa

[@insuranceseva]

Thank you so much for contacting us, Dear Viewer, Porting your health insurance from Star health to Niva Bupa is a wise decision. kindly call us as Insurance Seva is committed to providing top-notch insurance services with a dedicated and qualified team. Our experts meticulously compare a wide array of insurance products to ensure you receive the best coverage tailored to your needs. With a focus on customer satisfaction, our adept claim settlement team ensures a seamless and efficient process in times of need. Trust Insurance Seva for reliable and comprehensive insurance solutions.18008900455.

[@entertainmenteducavlogs9717]

Which heaith insurance is best for family My age-26 . I am jobless My sister's age -19 My father-58yers My mother-45 Kindly suggest me best health insurance with sum assured 50 lacs Single ac room should be in policy I have mental illness pre existing disease My sister has liver failure history My father has sugar, thyroid

[@insuranceseva]

Dear Viewer, For your family at the age of 58 years with diabetes and thyroid disorder Niva bupa Reassure 2.o is the best option for you and family as in Reassure 2.o you need to opt DM rider for diabetes coverage from day one. For more information about this kindly call us 18008900455.

[@ravimondal9174]

Father ki policy alag say lo.. Other members ki alag say...

[@ramaniyer6631]

Cashless is also not settled by star health The bill contained only Injection charge Surgeon charge and Ot charges Can I change to HDFC . I WILL BE 65

[@insuranceseva]

Dear Viewer, I am sorry to hear that you faced trouble while settling your claim in Star health Kindly call us at 18008900455 if your issue has not been resolved yet as Insurance Seva is committed to providing top-notch insurance services with a dedicated and qualified team. Our experts meticulously compare a wide array of insurance products to ensure you receive the best coverage tailored to your needs. With a focus on customer satisfaction, our adept claim settlement team ensures a seamless and efficient process in times of need. Trust Insurance Seva for reliable and comprehensive insurance solutions.

[@abhishekjadhav9357]

Which policy is best for newly married couple including hospitalization expenses during pregnancy and childbirth ??

[@satyarao1534]

🙏🏻 Tq sir for health policy info 👌💐💐💐

[@insuranceseva]

Thank you for sharing your positive experience with health insurance! It's great to hear that you found valuable information. If you have any specific highlights or insights from the video you'd like to discuss, feel free to share. Your positive feedback is appreciated!

[@TenzinWoser]

If the baby's delivery date is after two months and if I buy the HDFC ergo policy tomorrow, Can I claim all the expenses? 1) If the hospital is not listed in their policy list, will they give the reimbursement for all the expenses? How much will it take to reimburse? 2) Can I claim all the expenses that occur pre-hospitalisation and post-hospitalisation? Thank you so much for the informative video.

[@mrtecch]

Maternity claim are not covered in any policy. Only some special policy give it. But it think you should avoid that policy. Maternity claim is only once and dont cost more than 2 lakh in any good hospital.

[@insuranceseva]

Thank you so much for contacting us, Dear Viewer Maternity is not covered in Hdfc ergo optima secure and New born baby will be covered after 91 days from the delivery date. For more details kindly call us 18008900455.

[@vijayakalai1999]

I checked in Google that CARE HEALTH INSURANCE CSR is 99.9 as per IRDA Report. Where as you say 85% no where near to it. In any case not less than Star. What is the correct rato, please share exactly

[@insuranceseva]

Thank you so much for contacting us, Dear Viewer, This data has been taken from a reliable source so the chances of any discrepancies are very rare. For more details kindly call us 18008900455.

[@vijayakalai1999]

@@insuranceseva thanks for your response. But 2021 - 2023 report shows entirely shows entirely different ratio 👍

[@anandbisht3261]

@vijayakalai thanks your comment is helpful, you gave reference for IRDA but he is like trust me bro😂😂😂😂 my source are better than IRDA😅

[@rajatthakur3058]

​@@vijayakalai1999 hi bro .. where can I check on Irdai ?

[@vijayakalai1999]

@@rajatthakur3058 you can check in Google, search claim settlement ratio of Health insurance companies or IRDAI Annual report

[@satish.22m51]

Is nivabupa health insurance reassure good or bad. Shall i continue or not. Let me know

[@insuranceseva]

Dear Viewer, Niva bupa Reassure is a good plan. Without any specific reason you must not port your existing policy to another insurer. For more information about this kindly call us 18008900455

[@surjitsingh8618]

would you sugest policy for senior citizens

[@insuranceseva]

Dear Viewer, Kindly watch the senior citizen plans comparison Video link given below and for more information about this kindly call us 18008900455 kzbin.info/www/bejne/ZqbQo4SBjs6kqK8si=r0l6iZA1zA9WqXtr

[@snehashishghosh364]

Sir how is ICICI Lombard in settling the claims? I am holding their policy for more than 12 years. Kindly suggest.

[@insuranceseva]

The claim settlement ratio of ICICI Lombard is up to the mark. For more information about this kindly call us 18008900455

[@rajarshichakrabarti]

Does normal health insurance cover illness like cancer ? If so then what is it like ?

[@insuranceseva]

Dear Viewer, The treatment of Critical illnesses are covered in all health insurance policies. For more information about this kindly call us 18008900455

[@1977csc]

Thank you sir this is really helpful. Kindly add reinstatement clause as well

[@insuranceseva]

"Thank you so much for your kind words! I'm thrilled that you enjoyed the video. Your support and feedback mean a lot to me. If you have any suggestions for future content or any questions, feel free to let me know. Stay tuned for more great videos!"

[@satyasadhannag4004]

Sir, For HDFC ERGO, I want to know how do I join or purchase a policy from this insurance company; I stay in West Bengal and 100 KMs from Kolkata but my residence is in District Main City. Thus, I request you how to purchase policy of HDFC ERGO whether It will be purchased either through Agent or through online purchase. Please Please advise me in this valuable point.

[@insuranceseva]

Dear Viewer, Kindly call us as Insurance Seva is committed to providing top-notch insurance services with a dedicated and qualified team. Our experts meticulously compare a wide array of insurance products to ensure you receive the best coverage tailored to your needs. With a focus on customer satisfaction, our adept claim settlement team ensures a seamless and efficient process in times of need. Trust Insurance Seva for reliable and comprehensive insurance solutions. 18008900455

[@ejazquazi6618]

Thanks for the Information, I would like to know what will be premium for above 63 years of age for Husband and spouse

[@insuranceseva]

Thank you so much for contacting us, Dear Viewer, Kindly call us to know more about the premiums and policy features. Insurance Seva is committed to providing top-notch insurance services with a dedicated and qualified team. Our experts meticulously compare a wide array of insurance products to ensure you receive the best coverage tailored to your needs. With a focus on customer satisfaction, our adept claim settlement team ensures a seamless and efficient process in times of need. Trust Insurance Seva for reliable and comprehensive insurance solutions. 18008900455

[@venkatreddym3389]

Please add another parameter for how future premiums would affect i.e by age(s), inflation, entry etc

[@insuranceseva]

"Thank you for your suggestion! I appreciate your interest in other factors of health insurance like How inflation will impact on future premium s. I'll definitely be working on a video covering that topic soon. Stay tuned for the upcoming content!"

[@phyeasycs3803]

It was good sir

[@insuranceseva]

Thank you so much for your kind words! I'm thrilled that you enjoyed the video. Your support and feedback mean a lot to me. If you have any suggestions for future content or any questions, feel free to let me know. Stay tuned for more great videos

[@charminarkelog]

hdfc ergo is best payment immediately

[@insuranceseva]

"Thank you so much for your kind words! I'm thrilled that you enjoyed the video. Your support and feedback mean a lot to me. If you have any suggestions for future content or any questions, feel free to let me know. Stay tuned for more great videos!"

[@iampriyanshudubey]

Why not Tata AIG medicare plus in your list?

[@insuranceseva]

Thank you so much for your valuable feedback. Dear Viewer, Thank you for your suggestion! I appreciate your interest in Tata AIG Medicare premiuer. I'll definitely be working on a video covering that topic soon. Stay tuned for the upcoming content!"

[@pawantiwaribhadra5347]

Sir I have one existing niva bhupa family floter policy from last 6 years without any claim. If I will switch this existing policy into Reassure 2.0 then my all covered disease will be same from day one to new reassure 2.0. Your guidance will be highly solicited and I have only two days to renew it. Thanks

[@insuranceseva]

Dear Viewer, In Niva bupa you can migrate only your existing Reassure plan into Reassure 2.o whereas from Health companion, Heart beat or Health Premia are not allowed to migrate into Reassure 2.o. For more information about this kindly call us 18008900455.

[@ishumehrotra2985]

Why not Icici Lombard??Any specific reason??

[@insuranceseva]

"Thank you for your suggestion! I appreciate your interest in health insurance comparison with ICICI Lombard. I'll definitely be working on a video covering that topic soon. Stay tuned for the upcoming content!"

[@balrajnarsinghani2768]

Premium in the following years. How it is going to increase year by or in 5 years and by what percentage the premium will increase. Because it should not happen that today 30k premium should become more than 50k after 5/7 years

[@insuranceseva]

Thank you so much for contacting us, Dear Balraj, For which health insurance plan you want to know about premium age slab Kindly let us know. For more details kindly call us 18008900455.

[@chandrasendeshmukh7813]

Wating period for PED & critical diseases ? What about road accident ?

[@informationgalore4679]

I have health companion individual plan in Niva Bupa. I have to add my spouse now. will it be good to switch to reassure 2.0 ? And plz tell me if I switch, will I get all my accrued benefits?

[@insuranceseva]

Dear Viewer, In Niva bupa Reassure 2.o internal portability is not available as of now as soon as we will get the update regarding the same we will get back to you. 18008900455

[@MOHANSINGH-io5of]

Super comparison Sir

[@insuranceseva]

"Thank you so much for your kind words! I'm thrilled that you enjoyed the video. Your support and feedback mean a lot to me. If you have any suggestions for future content or any questions, feel free to let me know. Stay tuned for more great videos!"

[@sumantaroychoudhury1836]

HDFC health insurance increase their premium almost every year, niva Bupa having charge co payment and room rent restricted. Both insurance companies given ambulance fair charges Rs 2000.

[@insuranceseva]

Dear Viewer, Premium increases in every health insurance policy in some policies every year and in some after 5years of age slab in the same proportion. In Niva bupa Reassure 2.o and Hdfc ergo Optima secure there no room capping and no capping on Road and Air ambulance too. For more information about this kindly call us 18008900455.

[@bhupenhazarikalifeandbiogr1272]

HDFC ERGO Optima Secure policy has no capping on Road ambulance. It's as actual.

[@prashantpathak9163]

I had Care Health Insurance of corporate, I did Bypass surgery. Hospital was not listed in Care Health Network. I submitted all documents to company after almost one month late I got full Insured amount from Company.

[@insuranceseva]

Thank you so much for your kind words! I'm thrilled that you enjoyed the video. Your support and feedback mean a lot to me. If you have any suggestions for future content or any questions, feel free to let me know. Stay tuned for more great videos!"

[@Kashish.talreja]

Hello what care policyy was it? Advantage or supreme?

[@insuranceseva]

@Kashish.talreja Dear Kashish, In this comparison Video I have compared with Care supreme plan . For more information about this kindly call us 18008900455

[@PrakashSrivastava]

What is your review of Aditya Birla Health platinum enhance plan

[@insuranceseva]

Thank you so much for contacting us, Dear Prakash, Aditya Birla Active health is a good plan . We have a video for the same at this channel link given below Kindly watch the complete video. kzbin.info/www/bejne/h37Heol_pdueasU

[@praveengupta5740]

Please advise if health insurance portability is allowed

[@insuranceseva]

Dear Praveen, Portability in Health insurance policies allowed since Oct 2011 in all insurance companies. For more information about this kindly call us 18008900455

[@anandbisht3261]

Your data is incorrect....In below comment Vijay gave IRDA reference to compare, but whats your personal source better than IRDA.

[@insuranceseva]

Thank you so much for contacting us, Dear Anand, The data for this comparison video has been taken from reliable sources so the changes of any error is very rare. For more details kindly call us 18008900455.

[@Rajsalvi123]

Can you explain the portability clause for each of these options? Would there be any waiting period applicable one the policy is ported from one insurance company to another?

[@insuranceseva]

Feel free to contact Insurance Seva at 18008900455 for a detailed discussion on plan premiums, features and portability guidelines. Our representatives can assist you in choosing the most suitable insurance plan for your needs.

[@sanatkumarbehera6106]

Sir health insurance policy ko monthly base pe liya Jane se koi problem hai kya??

[@insuranceseva]

Dear Viewer, Health insurance policy aap monthly EMI ke saath purchase kar sakte hai. Isme apko kuch percent premium jyada Dena hoga. For more information about this kindly call us 18008900455

[@armangaming9118]

Well explanation sir .

[@insuranceseva]

Thank you so much for your kind words! I'm thrilled that you enjoyed the video. Your support and feedback mean a lot to me. If you have any suggestions for future content or any questions, feel free to let me know. Stay tuned for more great videos

[@neerajpatidar535]

Niva bupa vs star which is better sir??

[@insuranceseva]

Thank you so much for contacting us, Dear Neeraj, If we compare Niva bupa and Star Health, then of course Niva bupa is Much better in terms of claim settlement, claim process and product features. For more details kindly call us 18008900455.

[@drquddus1921]

Kia aesi policies hen jin me bahut kam amount dena hota hai lekin wo nonrefundable hota hai. Wo paesa wapas nhi milta hai lekin agar treatment ki zarurat padi to kafi big amount milta hai.

[@insuranceseva]

Dear viewer, Thank you so much for contacting us. Kindly call us for more details 18008900455

[@princesoni6732]

in one of your video, you considered tata aig very neaby to hdfc ergo (claim settlement) along with more features than ergo. than why its not even in the list?. I bought that plan watching your video

[@insuranceseva]

Dear Prince, Thank you for your suggestion! I appreciate your interest in health insurance from comparison with tata Aig. I'll definitely be working on a video covering that topic soon. Stay tuned for the upcoming content!"

[@aviwaman49]

After policy ke bad mujhe kuch disease find huva may be TB, Diabetes to cover karege kya policy?

[@insuranceseva]

Dear Viewer, If any diseases or ailments are diagnosed after issuance of the policy then terms and conditions of policy will remain the same. For more information about this kindly call us 18008900455

[@finlite1]

Where from you got the claim settlement ratio?

[@insuranceseva]

Feel free to contact Insurance Seva at 18008900455 for a detailed discussion on plan premiums and features. Their representatives can assist you in choosing the most suitable insurance plan for your needs.

[@maamidaala7493]

Niva bupa me konsa modern tretament exclusions hai ?? And kisme capping till one lak hai

[@insuranceseva]

Dear viewer, Kindly go through the policy wording clause 4.5. Modern Treatments What is covered: a. The following procedures / treatments will be cove byred either as Inpatient Care or as part of Day Care Treatment as per Section 4.1 and Section 4.2 respectively, in a Hospital : i. Uterine Artery Embolization and HIFU (High intensity focused ultrasound) ii. Balloon Sinuplasty iii. Deep Brain stimulation iv. Oral chemotherapy v. Immunotherapy- Monoclonal Antibody to be given as injection vi. Intra vitreal injections vii. Robotic surgeries viii. Stereotactic radio surgeries ix. BronchicalThermoplasty x. Vaporisation of the prostrate (Green laser treatment or holmium laser treatment) xi. IONM - (Intra Operative Neuro Monitoring) xii. Stem cell therapy: Hematopoietic stem cells for bone marrow transplant for haematological conditions to be covered. b. If We have accepted a claim under this benefit, We will also indemnify the Insured Person’s Pre-hospitalization Medical Expenses and Post- hospitalization Medical Expenses in accordance with Sections 4.6 and 4.7 within the overall benefit sub-limit. Special condition applicable for robotic surgeries: A limit of maximum INR 1 Lac will apply to all robotic surgeries, except the following: i. Robotic total radical prostatectomy ii. Robotic cardiac surgeries iii. Robotic partial nephrectomy iv. Robotic surgeries for malignancies 4.6. Pre-hospitalization Medical Expenses What is covered: We will indemnify on Reimbursement basis only, the Insured Person’s Pre-hospitalization Medical Expenses incurred in respect of an Illness or Injury. Conditions - The above coverage is subject to fulfilment of following conditions: a. We have accepted a claim under Section 4.1 (Inpatient Care) or Section 4.2 (Day Care Treatment) or Section 4.3 (Alternative Treatments) or Section 4.5 (Modern Treatments). b. Pre-hospitalization Medical Expenses are incurred for the same condition for which We have accepted the Inpatient Care or Day Care Treatment or Alternative Treatments or Modern Treatments claim. c. The expenses are incurred after the inception of the First Policy with Us. If any portion of these expenses is incurred before the inception of the First Policy with Us, then We shall be liable only for those expenses incurred after the commencement date of the First Policy, irrespective of the initial waiting period. d. Pre-hospitalization Medical Expenses incurred on physiotherapy will also be payable provided that such physiotherapy is prescribed in writing by the treating Medical Practitioner as Medically Necessary Treatment and is directly related to the same condition that led to Hospitalization. e. Any claim admitted under this Section shall reduce the Sum Insured for the Policy Year in which Inpatient Care or Day Care Treatment or Alternative Treatments or Modern Treatments claim has been incurred. Sub-limit: a. We will pay above mentioned Pre-hospitalization Medical Expenses only for period up to 60 days immediately preceding the Insured Person’s admission for Inpatient Care or Day Care Treatment or Alternative Treatments or Modern Treatments. For more information about this kindly call us 18008900455

[@rahulnema9896]

Good sir But Please suggest BEST POLICY for Female 70 years with PED ( Brain Stroke) happened May 2023 with day 1 Cover at present she is having Star Senior Citizen Red Carpet ,but want HDFC ETGO or Niva Bupa , please send your contact also

[@insuranceseva]

Thank you so much for contacting us, Dear Rahul, Kindly call us for best insurance advice for your mom's health insurance policy. Our team is eager to serve you 18008900455.

[@mantaidas1234]

What about pre-existing medical conditions??

[@insuranceseva]

Dear Mr Das, Pre-existing ailments are covered in all 4 plans after completing 36 months whereas in Niva bupa if you opt DM rider Diabetes and hypertension will be covered from day one. For more information about this kindly call us 18008900455

[@sanjeevmittal1922]

Sir port ke bare main batao Agar hamne port karna ho toh saare benifits continue rahenge ya nahi

[@abhishekkamane5066]

Individual better rahega ya family health insurance better rahega?

[@insuranceseva]

Thank you so much for contacting us, Dear Abhishek, Family floater policy is always better than purchasing individual policies for all family members . Kindly call us for better insurance advice we have a qualified and experienced team who is eager to serve you 18008900455.

[@NaveenSunkari]

Even though HDFC Ergo claims Non-Medical expenses, I think it is still NOT 100% of the hospital bill we get to claim. Please confirm.

[@insuranceseva]

Thank you so much for contacting us, Dear Naveen, Almost in all the cases 100% claim paid except some rare cases treatment/ surgery where some additional device or consumables are used like Alfa bed, food, registration charges etc. For more details kindly call us 18008900455.

[@DrAkashraj]

Yes, few days ago even with protector rider they didn't pay full. Something or other they will exclude

[@satish513]

Sir, Nobody tells about how many years we need to pay for optional benefit if i choose PED reduce to 1year(should we pay eztra for 1 year ped or for default 4 years ped or lifetime) & if i choose cumulative bonus super (should we pay upto 5years or lifetime). Your reply is appreciatable

[@insuranceseva]

Dear Viewer, If a add on you select to reduce your PED waiting periods you have to pay additional premium for the life time same as for other add on covers. For more information about this kindly call us 18008900455

[@LalitGoyal-s8g]

Please comment on Per existing diseases (like diabetes and heart disease)

[@mohammadzaeem9765]

sir.. hdfc ka 99 percent bata rahe hai .. yeah data kitna sahi hai... aur aapko kaha se mila... baaki ka itna low kyu bata rahi.. give us authentic link regarding this..

[@insuranceseva]

Dear Viewer, The data of this comparison video has been taken from a reliable source so the chances of any discrepancy are very rare. Kindly call us for more information about this 18008900455

[@nishatiwari6357]

My age is 41 years and wants to know about low premium health policy plan

[@insuranceseva]

Dear Nisha, Ensuring the right insurance coverage is crucial, and we suggest contacting the Insurance Seva team for the best advice and plans. Their commitment to excellence extends to a dedicated claims team, guaranteeing a smooth process during unexpected events. Trust Insurance Seva for comprehensive coverage and exceptional service.18008900455

[@anshulgoswami6389]

I am really confused how icici lombard health shield 360 is giving so less premiums compared to other plans in the market. Kindly help.

[@insuranceseva]

Dear Viewer Contact Insurance Seva for the right coverage, meticulously selected after comparing options from all major insurers. Plus, our dedicated claim team is here to assist you whenever you need to file a claim. 18008900455

[@sreedharanunni1]

Sir Please put a video on the procedure to port the health policy from one insurance company to another

[@insuranceseva]

Thank you so much for contacting us, Dear Viewer, "Thank you for your suggestion! I appreciate your interest in the health insurance Portability process from one insurer to another . I'll definitely be working on a video covering that topic soon. Stay tuned for the upcoming content!"

[@SrrinkuDhakre-bx8uy]

Hdfc ergo policy online ya offline kaisa lena thik rahta h please tell me 🙏🙏

[@insuranceseva]

@@SrrinkuDhakre-bx8uy While online policies have their merits, I believe the human touch provided by agents, personal assistants, and other services adds a valuable layer of understanding and personalized assistance that can be hard to replicate online. The blend of technology and human expertise often results in a more comprehensive and tailored experience. 18008900455

[@gautammukherjeekmukherjee7829]

What about waiting period for high BP,sugar

[@insuranceseva]

Dear Viewer, Waiting periods for BP and sugar are different in all four plans. For more information about this kindly call us 18008900455

[@technogiri318]

Care ka policy direct care official website se buy karna best hoga ya policybazaar se best hoga ????

[@insuranceseva]

Dear Viewer, Consider purchasing your health insurance policy through a licensed agent. They can provide personalized guidance, tailor the policy to your needs, and offer valuable insights that may not be readily available online. Kindly call us for more information about this 18008900455

[@technogiri318]

@@insuranceseva everyone try to make their business🤣.

[@selectioncgl]

Sir my father has taken a health insurance policy of 5 lakh rupees in bharti AXA super smart in 2019. And now I'm thinking of shifting to any other health insurance company. The reason is that the premium is very high at 26k for 5 lakh insurance. Can you suggest to me which company I should shift to? My choices are HDFC ergo or niva Bupa.. Please reply it would be a great help

[@insuranceseva]

Thank you so much for contacting us, Dear Viewer, Choosing a health insurance policy depends upon your needs. Kindly call us 18008900456 we have a qualified team who will help you to choose the best health insurance policy which fulfills your needs.

[@SupashAlawadi]

@insurance seva- when I took the policy in Niva Bupa (Reassure 2.0 and Senior citizen platinum) for my parents I am in zone 2 with my family , now i am shifted to zone 1 (as a proposer) however my parents are in zone 2 only , do i need to inform Niva bupa and change my premium according to zone 1 or shall i remain with zone 2 premium only as my id proofs are of zone 2 itself ,please confirm highly appreciate ur help, i dont want any issue at the time of claim

[@insuranceseva]

Dear Supash, At the time of claim the insurer will ask about address proof as per your aadhar. Whatever address you have in Aadhaar, the same should be there in your policy also. For more information about this kindly call us 18008900455

[@insuranceseva]

Dear Supash, At the time of claim the insurer will ask about address proof as per your aadhar. Whatever address you have in Aadhaar, the same should be there in your policy also. For more information about this kindly call us 18008900455

[@anshusingh3585]

What about icici Lombard healthadvent?

[@insuranceseva]

"Thank you for your suggestion! I appreciate your interest in health insurance comparison with ICICI Lombard. I'll definitely be working on a video covering that topic soon. Stay tuned for the upcoming content!"

[@ap14spt]

Hrllo sir, We the increasing age how cover can be increased. Let's say now age is 50 yrs ...up to 80 yrs how cover will go up

[@insuranceseva]

Dear Viewer, I understand that you want to ask about cumulative bonus then cumulative bonus increases as per the plans and the insurer. For more information about this kindly call us 18008900455

[@vanishnayyar5908]

Hello Sir i purchased star health policy FROM BANK 5 LAKH FAMILY फ्लोटर, IT'S ok or not ( Claim Ratio क्या होगा bank star health policy ka.....) Suggest me...Continue करूँ ya Shift करूँ any Others policy....

[@insuranceseva]

Thank you so much for contacting us, Dear Viewer, Wherever you purchase the policy, whether from a bank or online, the claim settlement ratio of the insurance company will remain the same. For more details kindly call us 18008900455.

[@Nonstopstudy]

OPD and doctor consultation ka paisa milega HDFC edgo me hai

[@PANACEA-cs1lk]

What about Pre Existing Disease features and Covers. on all companies

[@insuranceseva]

Thank you so much for contacting us, Dear Viewer, Pre-existing diseases are covered in all four plans in Niva bupa , Hdfc ergo and Star Assure pre-existing ailments will be covered after 36 months whereas in Care Supreme PeD will be covered after 48months. For more details kindly call us 18008900455.

[@sugurikavitha8906]

Sir senior citizens health policy with which one is best

[@insuranceseva]

Dear Viewer, Thank you so much for showing interest in senior citizen health insurance plans. A video of senior citizen plans comparison is already available at our channel kindly click the link given below. kzbin.info/www/bejne/ZqbQo4SBjs6kqK8

[@sandipghosal5529]

Age 46, male, just diagnosed liver cirrhosis, need liver transplant in future. Please suggest me which policy will be best for me for liver transplant in future and will cover all expanses.

[@insuranceseva]

Thank you so much for contacting us, Dear Sandip, I regret to inform you that none of the insurer will offer a health insurance policy with pre-existing ailments like Liver cirrhosis. For more details kindly call us 18008900455.

[@DDDHSEGroup]

did u visit ILBS Delhi for treatment.

[@pinaki351]

What is the best policy for 75 years or above

[@insuranceseva]

Dear Viewer, At the age of 75 years Hdfc ergo my health suraksha and the second option is Niva bupa Health companion are the best options. For more information about this kindly call us 18008900455. Ensuring the right insurance coverage is crucial, and we suggest contacting the Insurance Seva team for the best advice and plans. Their commitment to excellence extends to a dedicated claims team, guaranteeing a smooth process during unexpected events. Trust Insurance Seva for comprehensive coverage and exceptional service.

[@ngulestha1978]

What about iffco tokio health insurance... please comment.

[@insuranceseva]

Thank you for your suggestion! I appreciate your interest in health insurance from iffco tokio. I'll definitely be working on a video covering that topic soon. Stay tuned for the upcoming content!

[@Mapleclinicindirapuram]

If we need to send Hard copies to the Office of STAR, how can it be cashless... Does it means this company only reimburses d expenses

[@insuranceseva]

Dear Viewer, Hard copies will be required in case of reimbursement claims only in Star health but for cashless you need to submit your policy copy along with KYC documents to the TPA desk of the network hospital. For more information about this kindly call us 18008900455

[@earphonesat69rsinkerala89]

​@@insuranceseva start health don't have in house claim settlement? Need TPA for star?

[@insuranceseva]

Dear Viewer, Star health has a direct claim settlement facility. There is no TPA involved with Star health for claim settlement. For more information about this kindly call us 18008900455

[@earphonesat69rsinkerala89]

@@insuranceseva star health have direct claim settlement in all cities in India? Like in trivandrum district in Kerala?

[@venugopalg]

Whether to buy these online or visit the Branch? Will the chain settle ment is different if bought online or through branch office?

[@insuranceseva]

Thank you so much for contacting us, Dear Veenu, You must purchase a insurance policy from a well qualified and experienced full time Agent who can assist you at the time of claim and update you from time to time about the trend of insurance. We, at insurance seva have a dedicated claim, sales and renewal team who is dedicated to serve you in a better way. Kindly call us 18008900455.

[@babji8958]

Very less cashless hospitals in the list of hdfc corgo in my town, can i go with hdfc ?hdfc can accept Any other hospital bills for reimbursement ?

[@insuranceseva]

Thank you for your valuable feedback, Dear Viewer, HDFC ergo has the maximum network hospital in their network hospital list across all the insurance companies. If there are less hospitals in your city then you can take reimbursement claims in any hospital. For more details kindly call us 18008900455.

[@manojsuri007]

What is thr waiting period for pre existing disease for all 4 plans?

[@insuranceseva]

Thank you so much for contacting us Dear Manoj, In Hdfc ergo, Niva Bupa & Star assure PED waiting period is 36 months whereas in Care supreme PED WAITING PERIOD is 48 months. For more details kindly call us 18008900455.

[@rahulmudgal4892]

@@insuranceseva How about pre-existing BP and / or Diabetes? are those covered?

[@insuranceseva]

Thank you so much for contacting us, Dear Rahul, PEDs are covered in all four health insurance plans as per their specified waiting periods. For more details kindly call us 18008900455

[@ramdasbaghel6783]

How someone can port 10Lac Base converge Optima Restore Family Plan (Tier-1) from HDFCErgo to NivaBupa without resetting Moratorium Period and any Waiting period in new/renewed policy with NivaBupa?

[@insuranceseva]

Thank you so much for contacting us, Dear Viewer, While porting a health insurance policy from one insurer to another all the waiting periods will be waived off but the moratorium period cannot be waived. As per moratorium period guidelines one should stay in a single insurer for eight continuous years. For more information kindly call us 18008900455.

[@dineshaggarwal1462]

Sir mere pass care health insurance hai. Mera accident me front four tooth lose ho gaya hai. And lip surgery nearby nursing home me karaya hai . Now i need dental treatment. Can i claim dental treatment through in any dental clinic

[@insuranceseva]

Dear Dinesh, Dental treatments are covered due to an accidental injury but only if hospitalisation is required. For more information about this kindly call us 18008900455

[@natvarsinhzala9078]

Why you not consider Govt insurance company ?

[@saikat_saha_]

Like ?

[@insuranceseva]

"Thank you for your suggestion! I appreciate your interest in health insurance from public sector companies. I'll definitely be working on a video covering that topic soon. Stay tuned for the upcoming content!"

[@dipanjansaha2125]

Wrong Information. You intentionally favouring Hdfc ergo which is not upto the matk. Star Health have most no of Network Hospitals in Indian. 14000+ . But Hdfc has 12000. Only Assure Plan has Maternity Benefits. Unlimited Auto RESTORATIONS are Inbuit in Assure plan only but other companies have Rider of RESTORATIONS benefits. Assure plan most Lucrative and Premium is lowest comparing with other Companies. 17 Cr Policy Holders in Star Health only whereas in other Companies have only 1.5 cr 2 Cr 1 Cr only. Undoubtedly Star Health is No.1 Company in India. Akways Best. Some people are feeling jealous

[@mahendrapodder8471]

I just took Care health insurance for my mother two weeks back from policybazar. In one or two points, the data available was in favour of Care. Also they're pocket friendly. Now you are saying they reject genuine claims also. What should I do? I was thinking to take a super top up from care again or niva Bupa also.

[@arunalex7580]

Tum policy lene time apki ma ki kuch illness( disease )chupa kar policy liye toh. Claim reject sab company karti hai Kuch unko pehle surgery hoyi thi kya? BP sugar thi kya? E sab hai toh . Udar apko bolna hai .. policy lete time..

[@insuranceseva]

Thank you so much for contacting us, Dear Mahendra, Kindly call us to discuss in details as Insurance Seva is committed to providing top-notch insurance services with a dedicated and qualified team. Our experts meticulously compare a wide array of insurance products to ensure you receive the best coverage tailored to your needs. With a focus on customer satisfaction, our adept claim settlement team ensures a seamless and efficient process in times of need. Trust Insurance Seva for reliable and comprehensive insurance solutions.18008900455

[@shyamvishnudev8539]

Koi rider v add kiye the mje v leni h care supreme ka police bazar se

[@mahendrapodder8471]

@@shyamvishnudev8539 ped reduction liya tha

[@technotgh6099]

Sir bura mat mano muje isme knowladge nahi hai mai 35 age ka hoon sugar bp ka mareez hu meri mahina salary 7k hai and feature me agar muje kisi karan hosputalize hona pada mai khud paise deke karau wo nahi ho sakta ya mar jaau ye sahi rahega...mere relative dost koi 1 rupya bhi help nahi milati hai please muje aap rasta dikhao mai kounsi kam ratewali insurance lelu jo muje leni hogi...and please ek video is par banayiye taaki muj jaise bebas helpless log jinka koi sahara na ho wo kaise serview kar sake

[@insuranceseva]

Dear Valued Viewer, Ensuring the right insurance coverage is crucial, and we suggest contacting the Insurance Seva team for the best advice and plans. Their commitment to excellence extends to a dedicated claims team, guaranteeing a smooth process during unexpected events. Trust Insurance Seva for comprehensive coverage and exceptional service.18008900455

[@manojsood8188]

🙏I THINK YOURS MAKE GOOD VIDEO SO I INFORM YOU MY AGE 32 AND I AM DIBITIC PLEASE SUGGEST SELF HOSPITAL HEALTH INSURANCE. I THINK CARE SUPREME ( FORTIS) BUT I NO ABOUT APOLLO AND OTHERS HEALTH CARE INSURANCE SO PLEASE MAKE VIDEO DIRECTLY ATTACH HOSPITALS HEALTH CARE PROVIDER BECAUSE SUM COMPANY NOT FAITH OTHERS HOSPITAL BILLS OR TREATMENT🙏

[@insuranceseva]

Thank you so much for contacting us, Dear Viewer,, Niva bupa Reassure 2.o will be the best plan for you with pre-existing conditions like diabetes in which you can opt DM rider and get day one coverage of diabetics. Almost all health insurance co is directly attached with network hospitals there is no TPA attached between the insurer and the hospitals. For more information about this kindly call us 18008900455

[@chandankumar11]

Sir , I am having optima secure policy right now and after ERGO blacklisted many hospitals , they keep me asking if i want to port to different one as my renewal is due on Jan 2024 , should i port my policy to Reassure 2.0 , it can save me some premium as well and this is my 3rd renewal . please suggest

[@insuranceseva]

Thank you so much for contacting us, Dear Viewer, Kindly call us to discuss in detail 18008900455. Our team is eager to serve you.

[@parthaghosh7126]

is there any rider option for unlimited restoration under HDFC ERGO Optima Health Insurance ?

[@insuranceseva]

Dear Viewer, HDFC ERGO OPTIMA SECURE has unlimited restoration by opting a rider with an additional premium of 0.5%. For more information about this kindly call us 18008900455

[@mitrascreation5845]

Thank you Sir, very useful information

[@insuranceseva]

Thank you so much for your kind words. We are at insurance seva trying to serve you in a better way. For more details kindly call us 18008900455.

[@sonamsharma8259]

This the best research of healthinsurance 2023 in india

[@insuranceseva]

"Thank you so much for your kind words! I'm thrilled that you enjoyed the video. Your support means a lot, and I'm grateful to have viewers like you. Stay tuned for more content - I appreciate your continued support!"

[@JitenderKumar.1990]

My age is 33, My mother age is 65 My father age is 69 Which police is best

[@insuranceseva]

Dear Jitendra, Ensuring the right insurance coverage is crucial, and we suggest contacting the Insurance Seva team for the best advice and plans. Their commitment to excellence extends to a dedicated claims team, guaranteeing a smooth process during unexpected events. Trust Insurance Seva for comprehensive coverage and exceptional service 18008900455

[@ArupDas-sq9mg]

Well explained sir

[@insuranceseva]

"Thank you so much for your kind words! I'm thrilled that you enjoyed the video. Your support and feedback mean a lot to me. If you have any suggestions for future content or any questions, feel free to let me know. Stay tuned for more great videos!"

[@samirchowdhury8605]

Good sir informatics

[@pravinsurve5756]

sir please give information about senior citizen for two persons best possible

[@insuranceseva]

Dear Viewer, Senior citizen health insurance plans comparison video is available at our channel. Kindly click the link given below kzbin.info/www/bejne/ZqbQo4SBjs6kqK8

[@pravinsurve5756]

@@insuranceseva sir I watched this video but get confused on co payment and some terms

[@sabyasachichatterjee7375]

Govt. Insurance company is the best

[@insuranceseva]

"Thank you for your suggestion! I appreciate your interest in health insurance from public sector companies. I'll definitely be working on a video covering that topic soon. Stay tuned for the upcoming content!"

[@mango2654]

Which one?

[@binodkumar6195]

great sir I have got Care health for 20Kkh for my son. Plaese advice he got treatment by OPD at NCR ,. Can it will be remburst

[@insuranceseva]

Thank you so much for contacting us, Dear Binod, OPD is not covered in Care health insurance plan. For more details please call us 18008900455.

[@kiranDSquare20]

Hi sir, AAP premium example dhene samai kitne ka sum assure pe liya woh nahi bataya tha.. 😅

[@insuranceseva]

Dear Kiran, In this comparison video I took the premium example of 10Lakh Sum assured for all 4 plans . For more information about this kindly call us 18008900455

[@gulshanbd]

I have New india assurance mediclaim since 2003 but i m thinking to switch to HDFC ergo hope this woulbe be good decision and it will treat me as existing usser & not new?

[@insuranceseva]

Thank you so much for contacting us, Dear Viewer, Porting your existing New India insurance policy to Hdfc ergo optima secure is a wise decision all your waiting periods will be waived off. For more information about it Kindly call us 18008900455.

[@alishakumari3663]

Yes please port it to hdfc. New India is worst with lot's of clauses 20% copay and all the things.

[@DeepakSharma-sp8cr]

Don't bother Govt. insurance is far better and best. Don't you see their responses to my comments? It is auto generated response, they use AI without understanding the problem and you can abuse them as much as you can. See I have not taken the name of the company so their AI won't catch this and so you wont see any response otherwise see how quick it is.

[@amritjsb6]

Recently contacted HDFC ergo Health Insurance they said you can't port to HDFC

[@bhupenhazarikalifeandbiogr1272]

It's a wise decision to port to HDFC ERGO.