How Much did a 21-year-old Pay For a 2019 Dodge Charger R/T Plus? Total Cost of Ownership Monthly!

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[@CyanetixNA]

"I'm not going to pay 40k for this car" ends up paying 40k for that car.

[@MrEliteLolz]

It was 36,500 + taxes/fees. If he paid 40,700 it would be +taxes/fees so approx 45,000.

[@gladiator_games]

Lol

[@trevorbyers7561]

Lol I was confused like um ya you did pay 40k lol

[@MrEliteLolz]

@@trevorbyers7561 40k after taxes and fees, nothing to be confused about.

[@Murphys_Law9]

@@MrEliteLolz still ended up paying 40k for the car after he said he wouldn’t 😂

[@hustleman7413]

You look like the dad from the incredibles lmaoo

[@gp20ss]

Hustle Man 😂😂😂😂

[@DinosaurPuppet]

😂😂😂no wonder i was like i have seen him somewhere lol . good stuff

[@rancescolumbiet6295]

Bro!thinking the same thing!!!!!

[@eastside313yahdig.2]

Hustle Man 😂😂😂😂😂😂

[@serenityalreadykno2639]

😂😂😂😂😂😂

[@ParabellX]

21 also, got a great deal on my 2015 SRT 392 Challenger. Paying $520 a month and placed a $7000 dollar down payment. Talked the price down from $36,000 to $32,000 out the door. 22k miles, gas is $60 a week, and insurance under my parents is $80 a month.

[@Jayrock_wrld]

How long would it take to finish paying off your car

[@ParabellX]

@@Jayrock_wrld What would of been around 6 years, I already payed it off 2 years later in full.

[@miksirr.2256]

2 years after the upload and you just helped pull the trigger. I'm going in to look at both a scat pack and an R/T Plus. Only 1500 bucks in price difference today, right around 35k sounding pretty good so far. Thanks for the vid!

[@izziereal2010]

$615 X 12 months = $7,380 / year $7,380 X 6 years = $44,280 That would be a great down payment on a house that can appreciate in value.

[@digitalfox482]

Not all homes appreciate in value bro, but I do agree spending $800 a month on a depreciating asset is a bad deal!

[@izziereal2010]

@@digitalfox482 True, not all homes appreciate in value, but with that kind of money, he can purchase a place to live in and own it. Cars depreciate in value. By the time the car is paid off, the value of the car will be at a fraction of the purchase price, plus interest. Houses can lose value, but not as much as a car. Overall, a house is a better investment than a new car.

[@omgitsh0udini358]

But can a house do 0-60 in like 5 seconds stock? No. It just sits there. Getting old. Let peeps spend they money how they like it.

[@tjkeegan470]

Well hate to break it to you, but people are gonna do what makes them happy. Let them be happy.

[@MR.LOU.SAINUS]

Lmao damn bro you got ripped off.

[@nicklaaflare1907]

Lane Lowry brand new card just isn’t worth it ..right when it leaves the lot you lost a couple grand ...never buy a brand new ass car

[@Mattolordlights]

Congrats man! Don’t listen to all these detractors. You’ll only be able to live this life once, why not do it to the fullest going 100+ mph in a hemi! I just bought a 2019 scat pack and in love with it. Worth every penny man.

[@DiddyBop_]

I would have just gotten a scat pack at that price point and that’s exactly what I did lol (before someone tells me I have a honda) your interest rate is great, payment is high for a 5.7

[@RealOctoberFirm]

Snowboat392 did the same thing but with a challenger haha I love this car

[@xxxrsgangstaxxx]

payment is outrageous for a r/t, but thats to be expected when he got a small discount from the dealer and a high interest rate because of his age and lack of credit history.

[@IWinYouQuitx]

My goal was to get my dream car by 24 and I just turned 20 this year. Got a 2019 dodge charger R/T and man I'm happy. People tell me, " why didnt you buy this car " or " you're paying that much ?" Like dude fuck off it's my car, my money, my happiness fuck outta here. Anyway, lets keep grinding and moving up brotha and to anyone out here who has a goal, keep working and it will come

[@griffeyking123]

Gotta look around your local dealerships, also depends on your area. In the dmv you can find a low mile r/t for 25-30k msrp.

[@tigerhoods7927]

I want to buy a charger rt soon and I live in the dmv area

[@peteyzawrinowski5946]

Fax. I gotta a 2019 wide body scat pack shaker for 40k with 33k miles on it

[@dario7258]

@@peteyzawrinowski5946 what a steal

[@392JT]

@@dario7258 Ong wtf 😳 I’m looking at a 2019 r/t for 35k with 40k miles on it idk tho

[@benwalters2527]

give it a few months to a year and you'll want a scat, I know from personal experience

[@bmorehemi392]

He’s 21...factor that in...not sure of a lot of 21 year olds who gets bored from a 375HP vehicle

[@benwalters2527]

Bmore Hemi I was 22 when I bought my 16 Dodge Charger rt, and thought it’d be enough but after 2 years I’m dying to get into a scat. And not trying to be nit picky but the chargers only have 370 horse power which is kinda low compared to all the other “muscle cars”

[@DiddyBop_]

Yeah I went all the way up and now have a scat and now I’m looking at hellcats 1 year later after owning scat

[@DiddyBop_]

Dog King I think hellcat is where most people would be content

[@benwalters2527]

Dog King because a brand new scat is only 4K more and a used scat can be found cheaper than a new RT while a hellcat is way more expensive

[@MoparBosss]

Paid 28k for my 16 RT, fully swapped to hellcat hood/Bumpers everything + more goodies. & i Pay 470 a month Build It yourself save $$ 👍lol

[@josecam0455]

Melvin LoL 😂 yeah but no actual hellcat engine which basically you’d be getting shit for trying to pass as a fake hellcat just saying tho lol 😂

[@MoparBosss]

Jman Gaming if you’d like to check my channel out and see my car you’d see I have 345 emblems on both fenders very visible to see. Not trying to pass for nothing :)

[@everyonewasstealingmynamea919]

Melvin My neighbor clearly has a regular RT and has a 392 badge... like wtf I walked over there and asked him😂

[@MoparBosss]

5pointoh yeah no I will never understand why people do that 😅

[@fire398017]

2018 RT, no payments.

[@senyio1]

Damn, that makes me feel good on mine. I got my charger R/T 2019 for $28,500

[@zionben4709]

sen Gonzalez I got mine for 25000 and I put 5000 down seeing this makes me feel awesome

[@scorlingonzalez9003]

@@zionben4709 what's your monthly if you don't mind me asking?

[@sebastianguzman1790]

I am leasing 31k for a gt... might change to RT but I want the scat. Ouch

[@lur9586]

He got his brand new a year ago. You got yours used this year so that’s the price difference . You can find these cars for 25-28k now depending of the milage. For the descent one out the door price probably high 20s or super low 30s

[@reflex2420]

I got my 2019 R/T for $28,000

[@treyatl2006]

Congrats on the purchase. Man it's funny how similar my story is to yours. I started out with the v6 challenger but traded it in for a brand new rt plus challenger instead of the rt charger. Payments are around the same. It kills me when people say I should have gotten this or that. I just tell them why dont you have it? 90% of the time they are riding in some piece of sh... car but they are trying to tell me what I should buy. You got what you can afford at that time. Eventually I will get the scat pack. Then they are going to say I should have gotten the hell cat or demon or some other brand of car.

[@davidwood7170]

Car payments these days are reaching the level.of single bedroom apt rent. Its crazy And then there is that HUGE DEPRECIATION HIT...ugh.

[@everyonewasstealingmynamea919]

treyatl2006 800 bucks a month for a car is ridiculous, you could be investing in your future and buy a home which doesn’t depreciate like a car does..

[@Anthfigueroa]

@@everyonewasstealingmynamea919 buying a house is stupid

[@treyatl2006]

@@everyonewasstealingmynamea919 I dont necessarily disagree with you because I do invest and plan for my future. I current pay about 750 for both but even if I did not purchase a challenger then I would be paying atleast 550 to 600 for a cheaper and less exciting car with insurance. For me it's worth the extra 150 to get what I want. Investments are good for the future but you must also live for now. And I cut back in areas you probably over spend in.

[@DieselThaGreat]

David Wood buy used

[@GearheadK20C4]

I got a 2019 Challenger R/T in late April. I financed about 30k for mine and I'm paying 460 a month and 151 for insurance. Worth it though. The car is fun to drive.

[@ernestadams8613]

SDolemite92 what’s your age

[@GearheadK20C4]

@@ernestadams8613 26

[@txmxan88]

Dave Ramsey does not approve

[@dubover]

YESSSS

[@justin77782]

txmxan88 well it’s a good thing it wasn’t dave ramseys money

[@tsimmons1974ts]

👍🏼👍🏼👍🏼👍🏼

[@RexLarrieux]

Ramsey doesn't approve of anything😂

[@AlessandroVolta1]

Dave Ramsey, debt free and no fun.

[@katyray6308]

I started off with a v6 charger then traded it in for a used 2018 r/t Daytona fully loaded with similar payments and insurance. I pay a little more on the payments because of extra warranty but congrats! Dodge life is the best life!

[@pipemadness]

It’s a awesome car man! I’ve been watching you from the beginning. You’re a good guy. Enjoy your life man, it’s a short one.

[@raiderlopez268]

That’s expensive for a Dodge Charger....yikes in reality your paying 800 month for car and insurance.. no thank you I rather invest in a house.. good luck

[@izziereal2010]

I was thinking the same thing.

[@francej9754]

He'll Definitely regret this shit in a few years. Hopefully it gets stolen soon and taken off his hands.

[@MrSlidthunder]

France J lmao wtf

[@shortstories3349]

And to think that in a few years the car won't be worth anything close to what he paid initially... I'll stick to getting a house too and rolling around in my old Honda.

[@ThePimpin9]

He's act paying $1,200+ a month if you add his razor payments

[@LsxSosa]

For launch control hold the brake all the way down and press the gas while your foot is on the brake and wait until you see and hear the rpm climb up to what ever you set it to

[@NotTheFather69]

I love how you reward us with a little pull at the end of a lot of videos haha, great stuff man!

[@AlessandroVolta1]

I have the exact same car but the base sticker price is $36245 on mine. I also have the interior appearance group added on for Another $475 which gives you the bright work on the sills, the deluxe floor mats and trunk mat. I got the horsepower disc, and two other discounts and we paid basically the same. The deal was supposed to be a Costco deal, which is supposed to be no more than $1000 over invoice, but I took the deal they gave me. The car is just great. Dodge has really made something special here. Lots of features and performance. Yeah, more with the Scat, but I feel like there is a really good power/handling/comfort balance that you don’t get with an all out racer. I don’t like throwing my money away with insurance companies either and the 5.7 gets lower premiums and regular gas too.

[@Jake__X]

I think you got ripped off

[@Gateway-io]

Bro this the third video I’ve watch and the information that a golden from the mileage to the price . Thanks g 🙌🏾

[@bluedini5.098]

Aren’t scat packs cheaper used? 40k for an rt ouch!!! Nice car doe

[@joshharrison1169]

yep i was about to finance a 2017 SP Shaker with 30k miles they only wanted 33k after everything was said and done, only reason i didnt get it because when i test drove it the back tire pressure sensor was messed up so i know they didnt take care of it at the lot

[@bluedini5.098]

Josh Harrison I’m getting one soon 22k miles 6.4 34k

[@joshharrison1169]

good deal, im waiting til after christmas hopefully i can get the charger i hate having a challenger lol

[@theblackstriped3928]

Got my 2015 392 or 34k

[@hairychesticles1]

@@bluedini5.098 thats a decent deal what are the options and whats the year

[@01trsmar]

R/T is a great car...Remember the Scat Pack needs Premium fuel,so you save more money with the 5.7 Hemi,plus cheaper purchase price..and insurance may be cheaper ! Beautiful car ignore people saying its only a 5.7 lol..Yeah,like the 5.7 is slow..Its a quick beast ! Also,elevation,air density and outside heat effect performance !

[@brandoncaldwell95]

Technically all of dodge requires at least 89. Says in the manual.

[@moparmotionless173]

I have driven my scat pack on 89 for a year 🤷🏻‍♂️ and she runs just fine

[@brandoncaldwell95]

@@moparmotionless173 The car can be driven on 87, but 89 is what is required by the owners manual. Should read it like i have on a used challenger i was thinking on getting. Chose a 3500 instead

[@foeshow4846]

You can get yourself a 2004 Ford Lighting used for $20,000 low miles with the same power, an 04 with the same power as a 2019, and it's cheaper

[@SuperNathan777]

Foe Show no one wants a broken down Ford

[@reborn9110]

Not bad of a price I paid 20k for a used 2015 charger Sxt awd 35kmiles couple of months ago. Watching this makes me wish I just bought a brand new 2018 charger.

[@josephjohnathan3374]

Bro not gonna lie was not that smart. Should gotten a 2018 easily would’ve cost you for a 2019 set base everything with negotiations of price about 24-26k.

[@SRT392CHARGER]

2 years ago I bought my 2016 sxt with all the packages with 25k miles on it for 18k... bless the old man who’s wife made him sell the car. Now 2 years later she’s sitting at 35k miles and I looooove her

[@stefbro]

it looks like you paid a bit too much usually super track pack r/t's go for 33k after everything, you can get a scat for 36-40k still a great car tho

[@Kay-eq3ug]

I’m 21 with a 2018 rt. I only paid 27 and when it’s all said and done I pay about 700 a month with full coverage everything and my car is only 400 something a month. I went through usaa with insurance and navy federal with my loan. Love the car tho, I’m about to fix her up too

[@Gavy61]

Post a video of it!

[@Kay-eq3ug]

Gavin Of Steel I should post it but my thing is like I don’t know when I’ll do a follow up video. I don’t want to be one of those people who post one video and don’t hear nothing else from them.

[@Gavy61]

Boe Ahhh okay

[@Kay-eq3ug]

Gavin Of Steel if you honestly want to see it then I’ll post a video for you to see it. Nothing special done to her yet.

[@Gavy61]

Boe Okay! I would love you see it!

[@Kay.D]

600 a month, wow .... that makes me appreciate my paid off Camry

[@brandoncaldwell95]

My truck is 988...

[@danielmurillo4992]

My ss 1le is 720..

[@rickrocker118499]

My ss 1le is 666

[@edgarh252]

Camry? Lmao

[@Mr_Green1017]

Camry's are gay

[@rustypliers74]

That’s a lot of money

[@raidersfan1384]

Ghost 74 indeed $600 for monthly payments, $174 for insurance

[@hairychesticles1]

@0 views maintenance and gas isnt bad. you can get over 20mpg no problem

[@hairychesticles1]

@0 views i drive a 2015 used scat pack for 500 a month and i get 24mpg and with the tazer now 27.; my insurance is 1800 a year. its not that bad if you are smart about getting one for the right price. my father with his new 2017 after financing 30k out of the 35k was doing about 470 for the car payment and i think his insurance was 1700ish. now i put down 50% and took out a loan for the rest but because i did it through the bank my interest rate was a little high. but trust me you can do a scat pack for 500 to 700 a month its not that hard. if i can do it than allot of ppl can do it. 1000 a month is if you let the dealer stuff u or put 0 down. my scat pack is cheaper to own than the car i used to own and that was a 1988 f250. other than changing the oil and a paddles under warranty i have had no maintenance and for me to run premium its about 45 bucks

[@xxxrsgangstaxxx]

its not so much about the money but what he got for the money, he could be in a hellcat lol.

[@rustypliers74]

0 views I feel your pain my guy. My V6 Challenger is the base model it came with nothing plus it wasn’t in the best condition so I got it at a very good deal only 14k I would rather keep this because it looks cool and wait until I have money and a house to buy a newer car.

[@Theycallmekenney]

Lot of haters in the comments....good for you young blood keep rockin and rollin you only live once!

[@H8onG]

Awesome ride to have at the age of 21, I think at this time I had a Accord or something(04) I can't remember. It was my first big purchase on my own. Keep doing what you do.

[@Costar1982]

Why I feel like he paid too much I seen this car for 25k used an as a 2019 with like 8000 miles on it

[@Rude_Boi]

That's why you buy used, or in that case "New/Used". Still new, but not sticker price new, unless you got the racks.

[@ibrahimsaleh5376]

GREGGO YUNGSTAR yeah its kinda a lil too much. I got a used srt 392 charger 2019 with 6k mils on it for 34k otd. And i feel i got fucked up.

[@dostonsmopar9608]

Dude honestly your challenger was fine. Charger is good too, but honestly you paying twice more just for v8 sound , you could hit 0-60 in 5 sec maybe, but with v6 challengers people hit 0-60 in 5.7 sec. It’s just my opinion. Don’t get me wrong I really like you videos.

[@adolfoosuna1835]

500 doc fee... ? Way too much

[@CCross777]

Im 22, I just ordered a 2019 Dodge Charger Daytona 392 custom from FCA. It was around 54K with taxes and fees. My insurance went from 124$ per month to 175$, totally worth it!

[@CCross777]

Red Rum haha! Good one. I actually have a career. You know you can purchase things when you have a job.

[@josephybarra9018]

$615 a month just for the car?? I pay $435 a month and $200 for insurance on my camaro ss I’m also 21

[@jennaduvall2060]

It’s better if you get GAP directly through your insurance company, because it’s a pain using it if you need it if you got it through the dealership.

[@milplayer17]

Jenbug0421 i had no idea u can get gap insurance through your insurance company 🤦‍♂️ so i wasted my money on that shit right?

[@milplayer17]

Brian Waller wow so the fucked me over because i put down a few thousand

[@jennaduvall2060]

Dealerships will try everything they can to sell you GAP, and it’s more expensive rather than getting it through your insurance because they charge you interest on top of it. I only know this because my mom is a insurance agent. I know someone who went through hell trying to use it, the dealership would not tell her who the GAP company was and was being very difficult.

[@NewKind]

Jenbug0421 I wanted to add GAP through insurance company while at the dealer and my agent straight up told me over the phone that they recommend I get it through the dealer vs theirs 🤔 USAA

[@jennaduvall2060]

NewKind Wow, that is the really weird. Definitely not the smartest insurance agent that you spoke to, as long as the vehicle is brand new or at least 2 years old. Insurance companies should give you no problem adding it on.

[@calebs7557]

that's not much of a bargain imo. just the payments will add up to 44k which is over the MSRP but if it makes you happy that's really all that matters. also i have no idea how you can get insurance so freaking cheap, i pay 120 a month on my parents plan for liability on a 4 cylinder truck. it's insane

[@richl1319]

how will it add up to 44k

[@calebs7557]

@@richl1319 the 615 dollar payment multiplied by the loan term is a total of about 44k

[@thisismerica5721]

Ever heard of intrest? Its how banks make money on the loan. They give you 40k upfront in this case, with a 4.29% rate, would add up to about 44k.

[@calebs7557]

@@thisismerica5721 bruh I'm aware that's why I'm saying it's not actually a good deal. last time I checked paying 44k for a car when you think you're getting it for under 40k is not a good deal

[@thisismerica5721]

@@calebs7557 i meant to @ richard lopez, my bad i forgot to

[@badgoatnation1714]

Hell no you didn't shop for a good deal could've found a used older scat. I'll keep my lowly 05 gto and keep blowing these r/t doors off

[@christianandrew5515]

Dude thank you for not adding all the fluff and bieng of the few KZbinrs that gives the true information. We bought are challengrs at the same time and I'm happy I subscribed.

[@bleachlover531]

Congrats on the purchase man. You got a good deal and that’s a good vehicle for the money. Enjoy it!

[@xxxrsgangstaxxx]

sorry to say but you got hosed on that deal, not sure what your mileage situation per year is but you are basically paying hellcat lease money, and then on top of that you paid gap when your insurance covers gap if you get full coverage. Your interest rate is expectable for age and no credit history. Insurance is a bit high but it depends on area, my hellcat is under my parents name as well insurance purposes and im paying $150 a month for max coverage with a $0 deductible. Either way enjoy your new ride.

[@quiksilver0715]

I work at Mercury insurance and I hate hearing people say full coverage because in reality they don't have full coverage. List the coverages you have and then we'll see if its really "full" coverage. BI liability? 15/30 PD liability? 5k? 10k? 15k? 25k? UMPD? UMBI? Collision w/ $1k deductible Comp w/ $1k dedutible? Rental? 20/600 30/900 CDW? So many people make videos saying they have a nice expensive car and that they pay $150 a month for full coverage. But they never list their coverages

[@digitalfox482]

Dude i'm happy for you, but $1500 down on a 40k car was a bad idea, when I brought my 2016 R/T Scatpack I put 11k down, which took me a lil while to save up, but was totally worth it, and look into Geico they rates are cheaper since they classify the charger as a "4 Door Family Sedan" u gotta shop around bro.

[@selin8285]

Digital Fox if ya don’t mind me asking, since you put 11k down how much did you have to pay monthly

[@Jake__X]

Digital Fox ??

[@mrbetone7868]

I have a V6 Charger and it’s very tempting to get a upgrade V8 . This video definitely helps with some examples of payment . Thanks .

[@davidwood7170]

You could have gotten a used '17 -18 scat pak certified and be at the same price, or lower than you are with the '19 RT.. And still had the fac. warranty and you would not have taken such a huge depreciation hit.

[@edgarh252]

David Wood for 40k maybe even a hellcat

[@bmorehemi392]

Not bad honestly...2019 R/T PLUS, Brand new with lots of options ...plus you didn’t really put anything down...$615 ain’t bad

[@theguy1224]

Dude a base scat pack is 39.995, why not just get a scat pack?? the 5.7 is ancient. And sounds like a UPS truck. The 392's so more exotic/muscle car like. And of course 100 more hp.

[@bohyahsnacks]

Congratulations. Great videos. Love the R/T

[@wpdjs626]

$1k deductible means that if you require a $3k repair, they're cutting you a check for $2k and making you pay the rest. You're your own insurance company for the first $1,000.00.

[@broeheemed32]

Four years later..... I decided that this is likely the last chance to buy a traditional V8 musclecar before everything is EV/hybrid/CVT. I went with a 2018 R/T. It better last me forever.

[@malcomweyforth1897]

I got a 2018 ScatPack with 10 k miles . I got for 42k payments are $628 with extended warranty and gap . And oil changes for 5 years . You got an okay deal , you just have to negotiate with them

[@j.vosier6786]

1stocke90 u should’ve negotiated to 37k

[@malcomweyforth1897]

I had 4,000 negative equity roll over from my previous vehicle

[@rey3468]

That's not a bad deal man. The only thing I would have done differently is shop around for the best interest rate. Chrysler Capital has been offering as low as 1.9% for 60 months with stellar credit (770). But a lot of credit unions are doing 2.24% for just good credit (720-740). Also I would have negotiated a bit more off the sticker price but that has to do more with where you live as some areas just sell more of these cars than others. But all in all a sick car at a good price, enjoy it man!

[@dempsey96]

Nice car man. Not to be *that guy* but I feel as basically doubling your car payment to go from a v6 to entry level v8 is a little crazy. But your car and your money! I do wonder why you did not instead get a used model that is a little older (say a 15, 16, etc) for way cheaper. I did a quick search and am finding RT chargers with under 25k miles for well under 30k; I personally would have gone that route, but you do you. Enjoy the car!!

[@chrissanchez8730]

Dempsey Daniel I agree. I bought my 17 r/t fully loaded w/leather and 6k Miles for 28k.

[@dempsey96]

sorry just saw your comment. But yeah, that was a good deal man!! I think he overpaid, but if it's the car he wanted, and he could afford it, more power to him.

[@Thatkidx01]

My base insurance for my 2018 ecoboost was $345 in NYC. Mind you I’m on someone else’s insurance. Had I been on my own it’s $470. Car payments are $345. If I wanted a GT my payments would be well over $400 and my insurance would be well over $500

[@MrJay214tx]

Car looks great man ! But launch control isn’t activating . I’m noticing your lifting off your brakes to early . That last try it activated ! Do it again and wait a little before letting off the brakes . Wait till you see your RPMs holding at whatever rpm you set it too . Once they lock in , release the brake and bam 💥.

[@tigerhoods7927]

I’m late to this video but this is definitely what I needed. I want a Dodge Charger rt and I wanted to know the breakdown of all the prices and monthly fees

[@chrish3615]

Sweet car man....$600 a month, If you love it, if you wanted it, and you can swing it monthly...why the hell not? Some people spend more than that a year on travel and vacations, some people like their cars. It’s about personal preference and what you want!! I’m happy for you man and love the ride!

[@stevenreichertart]

Absolutely amazing car for sure, but that is a lot of money right there. Your low down payment and a 6-year loan really made your payment high. Thanks for sharing the details of your financing.

[@IAFB]

Kudos. Congratulations on your new car.

[@MODERNTHUG1408]

Whatever makes you happy bro don't listen to these people that think they know everything! in the long run you will establish great credit and also later can refinance the car

[@stepaukob]

You're falling into the negative equity trap of new car buying. A lot of us have done it, just be careful going forward. Nice looking car btw.

[@TheBatman512]

Congrats bro... Really nice Charger

[@thatericdude]

I’m twenty two. Used my dads 2004 Ford Explorer as a trade in at a preowned car lot because his Ford Explorer was having major issues with the engine and I took out a 2016 Nissan Frontier under my name because his credit was good enough so the truck is under my name and I pay $567.22 a month plus $200 a month on insurance. I do live with my dad so I don’t pay housing but I do take care of the truck payments and insurance on my own.

[@juniorcontreras90]

There has to be a hidden fee or charge on your contract. Something doesnt add up on that monthly payment

[@JamesDuncan1]

Great video. I did the complete opposite. I bought a brand new mustang in cash at the age of 21 and my insurance raped me. Not having monthly car payments is a huge stress off my shoulders.

[@hey41ful]

I don’t understand why people put that low of a down payment on a car and have that high of a monthly payment, I would freak the fuck out

[@MattM72301]

Nigga you realize you pretty much paid 40 bands for the car and it depreciated when you drove it out the lot enjoy your bread and be proud to spend a Lil more💯

[@justin77782]

People sure know how to tell everyone else what they could have got when it’s not there money and plus a hellcat goes for 60,000 to a 100,000 so no he couldn’t get a hellcat unless you go used and no1 And I mean no1 wants a used hellcat so stop saying that and it’s his money if that’s what he wants and that’s what he got good for him great 👍 I love the car bro good job on the 4.29apr have fun with it and enjoy 😎😎😎

[@benji6606]

You got screwed on that doc fee and gap. Gap is cheaper with your insurance company. The doc fee is profit for the dealer.

[@DevMikey]

I think this was a horrible decision first off you took on a 72-month loan for a vehicle so you plan to keep this car for six years and at the end of loan you're not going to sell it that's the only way that you're going to get your money's worth out of it but a lot of people end up selling their cars so you're pretty much lost all your money 2: you should have just financed it for 2 years your payments would have been cheaper and you could have got a new car faster. I would have saved up to put a little more money down as well over $600 a month as pretty expensive for a car: 4 I would have bought a used scat pack more power cheaper price most of the same aesthetics. so at the end of this phone you can end up paying around $44,000 for this car and it's not even a scat pack.

[@DevMikey]

You could have got a used c7 Corvette for less, you could have got a used for GT350 for less (slightly less) I've even found a used 2017 AMG c63 for $43,000 used and a great thing about those cars they going to depreciate slower then a a charger RT cousin about a year that exact same car is going to be around 25 to $20,000

[@FlimsTV]

When that cars 4 or 5 years old and he’s still paying over 600 a month, that’s gonna suck

[@edgarh252]

FlimsTV its a RT so it’ll still be worth like 20- 30k

[@FlimsTV]

Edgar Heredia and what’s your month income, after taxes?

[@bryantmatthews93]

you know 615x72=44,280 okay so they got over the amount asked this is how they get ya

[@abel5074]

No, that is called interest. The dealership did not get the extra over the asking price.

[@justinaldrich6016]

I’m glad people like you buy cars new and take good care of them so I can buy them used in a few years lol congrats though

[@edk487]

40k for a baby V8

[@adamsdailydriveway]

Why didn’t you lease? U could’ve put 1500-2k down and paid 350-450 month. Imo only because buying it wouldn’t be a smart decision only because the chargers depreciate very quickly, so leasing it for 2 years and getting out would’ve also been a better plan, but everyone has different scenarios.

[@TheSecretWithin]

Bro this is perfect you’re in my area and im actually looking into getting one pretty soon, so this is a great!!

[@justin77782]

Leonardosilva so I’m guessing that means he should be locking the doors to it then 😳

[@taje017]

How about how you are able to pay for this car a month video

[@dempsey96]

I agree, can't imagine making whatever money this guy does at a young age (I'm 22)...I'm guessing he spends all his money each month on cars, food, and houses and has just a *very* small amount extra.

[@sidewayzsrt706]

Taje017 Doesn’t he live with his parents still? I’m not judging if you can stay with your parents while going to college or whatever educational route you decide to go then definitely do it, it’ll help save you a ton of money nothing wrong with it and once you’re done with school and can find an okay job you can move out.

[@dempsey96]

Oh yeah, I believe he does. So that takes the house out of the equation. So yeah wow he must spend dang near all his money on car payments. He said he has about what, $700 a month in the car? So about 8500 a year...I guess if he has a good job making say, $30k a year he is in good shape since he doesn't have to have a place to live to pay for.

[@everyonewasstealingmynamea919]

Taje017 Not trying to be rude but it’s not hard to make 800 dollars in 2 weeks.

[@everyonewasstealingmynamea919]

Aget Oficial Honestly even if he made minimum (11X80)X2 weeks=1760 and we all know that’s before taxes so he spends 800 on his car then he’s probably left with 760? Good luck getting rent,food,insurance and having money for yourself to enjoy.

[@lavarball4796]

Why tf would u pay that much when u could get a scat pack that’s a couple years older. Ewhaaaaaaaaaaaaaaaa

[@johnjones1997bih]

Lavar Ball Lonzo getting traded

[@RaceEthereal]

Not even older , you can find the 2019 SCAT PACK FOR $38,000

[@DreCarFinder]

I just saw a 2018 charger scat pack with 8k miles for $34k...

[@charlestonlove6387]

Insuring a 6.4l v8 is more.. that goes without saying

[@charlestonlove6387]

At least it should go without saying

[@The02CumminsRAM]

And was that one a Plus model? Because I can find a good 50 to 100 of those right now for that price and everyone of them have cloth interior with little to no options.

[@txhemi_6781]

Charleston Love surprisingly enough it’s not that much different or at least when I got a RT and scatpack quotes. Around $15 a month difference if I remember correctly. Currently 20 btw

[@txhemi_6781]

The02CumminsRAM It’s sad that most dodge dealerships don’t have something in the middle in terms of combining options in the scatpack when allocating. It’s either bone dry or fully optioned. My perfect combination would be if there was a scatpack with the dynamics package, driver confidence group and alacantara seats. Nothing more, nothing less.

[@destroyer345hemi5]

If you knew you wanted the car you should’ve leased it first negotiate the price for the 3 years than buy it out and renegotiate the price again for the next 3 years plus the first 3 years is no interest

[@everyonewasstealingmynamea919]

800 bucks for a car is ridiculous, I’ll hold onto my pink slip to my 04 GT and be smart and put a good amount of money down on a home which doesn’t depreciate... I’m thinking about the future not the present.

[@Anthfigueroa]

That's boring

[@everyonewasstealingmynamea919]

Anthony Figueroa Indeed it is boring, but when you have 50 grand cash to purchase almost any car car I’d like or put down on a house I’ll take my 2nd option.

[@georgebutch6528]

@@everyonewasstealingmynamea919 same bro, 1996 cougar all I need. I'll probably buy another for 800 bucks when I run it down. Then I'll take my cash and buy 20 acres

[@MichaelF1]

@@everyonewasstealingmynamea919 Youre only 20 once bro. Who cares if you put $50k down on a house? But you could(could) call on3 and make your 04 Mustang about as fast as a 14...for $5500. Keep it for another 15 years, that is money well spent.

[@everyonewasstealingmynamea919]

Michael 1 My bank cares that I put down 50 grand and I have no debt... im still in my lower 20’s and Ill be in my 20’s by the time I buy my home so my saving account will only grow... I live in California so modifications has to be kept to a minimum.. becoming a parent changes how fast you wana drive before a ticket or a wreck.

[@miiguuuell3265]

A dodge charger is my dream car

[@endmaryjane8290]

My hellcat is $1,400 a month plus insurance $1,200 for 6 months full coverage

[@ColdSid]

End MaryJane 😂😂😂😂😂😂 SMH

[@Carter762_]

Turn it in my brother

[@jerroddooley374]

Wow, just bought the same car, 2020. Out the door with taxes was only 34,766

[@z71ben43]

So in SIX!!!!! years when it's all said and done you'll payed around 56,000 how is this a good idea...?

[@The02CumminsRAM]

Ben 512WHP $44,280 not 56k. Plus I won’t even keep this for six years so...

[@z71ben43]

@@The02CumminsRAM so you're going to trade up later on..? Probably not a good idea considering they just add what you owe on the vehicle to the next vehicle..?

[@jordanreyesivan]

The02CumminsRAM So in 6 years you will have paid about 44280 and the car won't even be worth half of that. Plus it will be six years old. I'll give you 7 k dollars for it in 6 years when you're done paying it off. Factor in insurance, it goes up to 56,800.

[@everyonewasstealingmynamea919]

Ben 512WHP The price of the car plus the initial interest rate..

[@aes-256e]

@@jordanreyesivan the price of insurance will only go down each year, unless he got accidents or speed tickets. In 6 year, he will be 27 yo, if his case is clean of road offence, he will pay less than 75 per month for insurance.

[@viixiconik]

If u got good credit payments will be low... credit up fellas.

[@caloFi]

72 months? you ok bruh? i saw all these hate comments and felt bad but 72 months 600 payments is ridiculous

[@shortstories3349]

Almost $800 alone to keep the thing in your driveway... Tack on a weekly fee of around $60 on gas just to be safe since at 21, I would be flogging that thing up and down the street to hear that 8... And then routine maintenance throughout the 72 months... Oof, not even my car and my wallet is CRYING. xD I'm so glad I've stuck with used cars.

[@simplyclean4907]

615 for 72mo... dayuuum that's expensive.. Should of gone with the mustang gt for same price and faster than dodge

[@kacemartinez2068]

Gt and mustangs are a coupe , much more comfortable in a dodge especially when you tryna Cruise and fuck around with the homies 😂

[@1redrubberball]

After you get a little older you'll likely decide that a car being faster than another, or even several others, isn't high on your list of priorities. I was a Mustang/'71-'73 Cougar fan for 40+ years, but my "toy" these days is a 2013 R/T Classic w/6 speed.

[@Theycallmekenney]

Simple Frankie it won’t be 615 the whole time he can refinance after a year or two

[@jesselugo3440]

Essentially you got screwed. The cars value hasnt changed much from 2014 till now. I turned my cars original $34k price tag into a $28k price tag. Learn how to haggle. I've had my rt over 4 years and it gets old way too quick.

[@j.vosier6786]

Jesse Lugo what month did u get your car?? And how did u talk them down to that price?

[@jesselugo3440]

@@j.vosier6786 i got it in april of 2014. And i think i was just in a perfect financing situation so when they brought numbers back i kept denying them and telling them that it was a waste of time and getting ready to leave and they didnt want to lose the sale so im sure they went down to its wholesale unit price.

[@IdontLikeAdulting]

Chargers are not considered sport cars; they are considered as a sedan so insurance is not that high in general.

[@mictlanteuctlimexica2985]

At 20 I paid 18k cash for a 2019 RT and no problems:)

[@k1ler82]

5.8 0 to 60 lol I get that on my v6 with bigger tires only

[@Biggamerese]

If you’re happy nobody can say anything but nice pick up honestly

[@linovasquez9327]

I think you got a good deal on the car. I think I ended paying about $39 thousand and some change for my Scat Pack, but after putting the extended warranty and everything else I wanted it brought the car up to $48 thousand. I’m paying $729 a month 😬

[@tez_foe4382]

Be Careful With Getting The Extended Warranties - Sometimes, It's a Hassle To Get Dealerships To Honor Them [ Extended Warranties / Service Contracts ]

[@linovasquez9327]

Tez_ Foe Thankfully I haven’t had to take it to the dealership yet, but I hope I don’t have any trouble with them.

[@israelcarbajal120]

Nice video. Trying to get a charger scat or r/t if too expensive, parents might not be able to have me on insurance so more than likely an r/t is my choice, I’ll probably get it with the performance pack and call it a day and shoot for a lower msrp. Usually around 36-37k but thanks for the vid. really helpful.

[@klever6913]

Wow, thats cheep insurance. I pay $230 a month for a 1999 honda civic. Thats the difference between staying on your parents plan or going on your own.