I Did 2 Lease Programs And This Is What I Learned | Exposing The Truth About Trucking Companies

[@MuthaTrucker]

For information about financing your first semi truck or trailer? My team will do a soft pull that can get you the info you need to buy your first semi truck. Www.thefundingbooth.com/muthatrucker

[@teejay9944]

Shit what The Hell Is a “Balloon Payment”!?!? Lol 🤦🏻‍♂️ to hell wit that scam. I would never. My W9 was paid for in Full In just under 3 years. And I can Back That With FACTS MuthaTruckers! Lol

[@dlsdls9934]

Q

[@jaxsonjake7494]

I know Im randomly asking but does anyone know of a trick to log back into an instagram account?? I stupidly lost the login password. I would appreciate any assistance you can give me.

[@finnzayne7625]

@Jaxson Jake instablaster =)

[@jaxsonjake7494]

@Finn Zayne I really appreciate your reply. I got to the site thru google and im in the hacking process now. Takes quite some time so I will reply here later with my results.

[@fresh592003]

Great interview, with my friend Melvin Murphy, aka Hard Hustle! I met Melvin in December 2015 and he helped me after I had broke down, in a previous truck and wasn't able to fix it. I started off where he was leasing a truck and made enough money to get out of debt, save $300-$500 a week as I watched him pursue his dreams. The information he gives out is always honest and right on point! I've never seen anyone that was so knowledgeable about so much from money management, to painting, and being able to hear things in a engine better then a mechanic. I once saw him tell someone what was wrong with a guys truck by listening to it over the phone. Melvin doesn't like to see anyone paying extra money on things that he can help you with. I once found out that he has helped plenty of drivers change a alternator or starter to help them get back on the road for no charge. We've been pretty much talking about 5 years almost every day and never miss talking to each other for over a week. I ask a lot of questions and he has given me plenty of knowledge and understanding. Melvin won't just tell you something to be telling you, he will tell you what he knows to be facts!

[@melvinmurphy2142]

More to come

[@Bereket-mi5sg]

God bless him!

[@Peterbilt359]

Melvin Murphy Nice rig and good advice. Hope they listen.

[@MidgetMalone]

I am a mechanic and i feel you about the mechanics. So many just show up and want to do nothing. Most of the work i do is from previous mechanics failure to do their job. Far to many mechanics go through the motions.

[@Sheyi_Voltron1]

Sir! I'm looking forward to seeing you on the roads.

[@gregandkatecox2612]

I tell you what people, just listen and learn. Learn from his mistakes and listen to his advice. He has 26 years of experience so just listen.

[@melvinmurphy2142]

More to come soon!

[@littlegreencandlebigolwick5506]

Z

[@SoCal780]

Hey, I have 27 years and I learned a few things!

[@JonLondon210]

I could listen to him talk for days I'd love a mentor like him!

[@melvinmurphy2142]

There is more to come!

[@JonLondon210]

@@melvinmurphy2142 Thank you 🙏🏿

[@daltonbedore8396]

@@melvinmurphy2142 sick truck man, seriously!

[@johnnyboi3618]

@Melvin Murphy mane great spirit og

[@kinggod3115]

Fact

[@coldwolf7014]

“8 days a week”, I felt that in my spirit right there.

[@andreisocivoi]

Man... a lot of people will not get it

[@EDH90]

I cracked up at that!

[@stock4u514]

Bro fr

[@joeysimp9726]

I did too! For REAL!!

[@cc131195]

70 hrs 8 days. Keep on truckin

[@iamOAKland]

I respect this OG. I know leasing is not made for the driver to win. But the driver should take his time and stack and get his debt in order before jumping in.

[@williammccall2225]

Doing so will improve his or her probability of consistent profitability and longevity.

[@melvinmurphy2142]

More to come

[@paulklemer]

What does OG mean?

[@FrankMwangi33]

@@paulklemer original gangsta

[@mikenole1035]

@@paulklemer "OG": Orginal gangster used in this sense as a term of endearment as someone with a lot of knowledge and has put in the time to gain knowledge in one's craft.

[@coreypointer7894]

Im coming up on 14yrs and this brother is spitting nothing but facts Its hard to be your own boss 💯 I got 3yrs with my own authority and my own equipment by staying focused and prayer

[@coreyspeese6508]

Finally somebody telling the truth about leasing 👌salute O.G💯

[@melvinmurphy2142]

More to follow

[@lovingmymamalighter102]

I like this driver alot, he's super chill and gives good sound advice about the trucking industry. It's cool he's sharing his experiences over the past 26 yrs to the new drivers, cause this info he's giving ya is priceless!!

[@melvinmurphy2142]

More to come

[@dougfredricks2017]

His honesty and genuine concern for other drivers will bless him abundantly.

[@rannyhammond8138]

Stay a company driver until you can save up the money to buy your own truck.

[@melvinmurphy2142]

More to follow

[@polywoodtruckingllc]

i agree

[@truckingwithpacdawg2202]

Man I was doing that thought process but I told myself a yr and then hit the o/o side . But I hit a rough patch and I'm slowly getting there. I thought about going back to the company but I just know I won't give up and no way I'm going back to something I couldn't stand. Its a real learning curve I'll say that

[@donn.4766]

@@truckingwithpacdawg2202 you can do it bro. Keep your head up. What problems are you having? When i bought my truck 4 years ago, i needed a rebuild after 2 months! 15k down the drain but i kept on i had a no quit attitude. Now my trucks paid off and im doing a lot better. Ive been thru a shit ton of crap too. Everything from DOT violations, fuel tax coming after me, repairs repairs and everything in between, but i wouldnt trade any of that.

[@allenpaige2893]

It will never happen

[@waynez1025]

Congratulations Melvin, This is the type of guy you genuinely are happy to see succeed. You can just tell he’s a solid guy. Thank you!

[@Kathyak]

I’m so glad you did this interview. Take the contracts the company gives you and go to your bank. Talk to the lending officer, they will be real with you. Why would a company lease a truck without them having the upper hand? It’s all common since.

[@jmars]

Y’all make this future trucking goals don’t rush the process. Seen too many blow a ton of money on truck and trailer and ruin themselves because they rushed it. Save save save and be patient. If you not certain don’t rush it.

[@melvinmurphy2142]

More to follow

[@TruckingwithVinny]

became a owner operator by the age of 24 got into trucking at 22 im 26 now its all how u save ur money. and alot of hard work EDIT- i fully own the truck no payments

[@themendozafamily5055]

This is it right here man . I’m 23 been driving since I was 20 . Bought a lot of stupid shit (cars trucks toys) sold everything . Now just saving whatever I can to try and buy everything cash by August . I’ll be 24 by then

[@themendozafamily5055]

Who did you go through to get insured by the way man ?

[@bobbymcgee9892]

Good stuff! I'm 29 right now, just getting into the trucking business. I hope to be a owner before 30 or 31

[@jmh4ggg]

Same here, atarted driving at 21 and bought my truck at 24, put it on the road at 25 and now im 27. I have a family to take care of so I had other things to buy, but my wife is frugal like me, so we got much further much faster.

[@a1cxd166]

Same story and time line here bro. Working on second truck. All hazmat also

[@antoniohardy7416]

You can tell he love what he do but his truck 🔥🔥🔥 especially the INSIDES

[@melvinmurphy2142]

Thank

[@ronneynash9492]

You can say that....I think his truck is eye catching.... Great taste he's got!

[@princephan]

I remember this dude had the cleanest Prime trucks I'd ever seen. Glad to see him rolling a yellow 2020 Pete, I drive a 2019 yellow w900. 💛

[@grumpygrumpgrump136]

It is so refreshing to see a real man that is the real deal this day and time. Keep up the good work Hard Hussle.

[@claudioesteban8609]

appreciated the man took the time to share. great info

[@melvinmurphy2142]

More to follow

[@savagetownnextstop7931]

Watching these videos are saving me years of having to find out the hard way glad I can do my homework at 18 before I hit the road in 6 months 👌🏼

[@Dre23Swisher]

I been in the game 2 Years and jumped into a lease purchase fast and I learned my lesson really fast about Lease purchase and left the company and now I have my own truck payed for at the age of 22. I’m pulling containers now locally out of Savannah Ga

[@jeremybachan5916]

You making good money pulling containers?

[@Dre23Swisher]

@@jeremybachan5916 Yea bro

[@jeremybachan5916]

I'm about to move to Suwanee to pull for rooms to go, I just like knowing about other opportunities

[@planmasterone1]

One of the REALEST guests 💯

[@aminrafiq132]

I'm not even in the trucking industry and I watched this entire interview. Always appreciate realness when I see it.

[@lungelinecowboy]

Excellent interview! Only thing I'd add is that just because your making great money as a company driver and see all the nice new equipment the company owns, don't assume you'll make money as an owner operator there. I've taken just wages and fuel out of load rates and it comes out negative. You'll scratch your head how these companies remain open seeing the rates when it's your truck.

[@melvinmurphy2142]

More to follow

[@iheartcryptoverse2857]

This guy is really great at telling about all the things you need to know to be a successful driver. Meant to add, this is one of your top 20 videos.

[@MuthaTrucker]

😇🤗

[@melvinmurphy2142]

More to follow

[@SoloSailing77]

Thank You Truckers! Without truckers, the Earth would quit spinning!

[@perceptortron]

Im so happy for him. Hard work and sacrifice payed off!

[@melvinmurphy2142]

More to follow

[@VeniFettiVici]

Being business savvy is something you learn. In any industry no matter what you do. You can't be a boss with an employee mindset.

[@LinwoodPowell]

An employee mindset is exactly what you need to be a boss.

[@VeniFettiVici]

@@LinwoodPowell an employee mindset puts you in a perfect position to be used and abused for the benefit of the company you are working for. They offer you a 401k and baseline healthcare. Maybe even a 3% increase to keep up with inflation. They make 10s of 1000s off you and give you pennies. Being ok with a company having you by the balls for anymore than 10 years and you're not actively working on being your own boss is beyond me. I'll never have that mindset and feel bad for anyone who does. Life ain't about working 40+ until retirement age then being to old to actually enjoy life. Own your own! This is why the rich stay rich and the poor stay poor.

[@nutindoin2]

@@VeniFettiVici Well said, my friend, I totally agree with you 👍👍

[@hempsteadjungle9196]

2nd video and it’s just as good and informative as the first one i watched ...this is why i love the OG’s they live to just give the info away just to see younger folks succeed...they don’t make em like that no more!!

[@anthonyleftwich47]

My boy Melvin Murphy hard hustle talk too him all the time he knows his stuff

[@diamondd83]

Thank you for this video, I appreciate the OG Truck Drivers for their perspective, knowledge 🙏🏾 thank you Mr. Melvin 🙏🏾

[@melvinmurphy2142]

More to follow

[@Kabal06]

I like it when someone talks honest about money. For example the cost of his truck and the payments. Most times people don’t want to share that info. Other great info as well. Thanks for a superb interview!

[@DanielGarcia-zz9eg]

26 years. I tell you this. It might have taken him this long but in todays world with all this technology we have and unlimited information available 24/7, it dont have to take 26 years . You can get thier in less then 5 years or sooner . 26 years ago you were pretty much on your own. Now we have a huge help from every trucker in the community

[@MuthaTrucker]

I agree. Hes just proud to have his new truck and trailer and to really be able to make money with it.

[@IakonaWayne]

Help from every trucker in the community is called a congested and consolidated marketplace. Or more competition and lower profit/pay, its well known trucker pay has been stagnant for like the last 40 years. And like you said it ALL THIS Technology, trucking is a dying field of work, it will be automated in the next 10 years. I'd bet $50,000 on that right now and no of you would take me up on it because its true. So, every truck driver should be learning new skills and pivoting into another career in the next 5-10 years.

[@DanielGarcia-zz9eg]

@@IakonaWayne yupe, you can't truck forever, get in, get experience, stack money, make investments so you can get out of driving. So many ways to make money today without driving. Trucking can get you the money to start Driving is good, but we can't waste our whole life behide the wheel and miss out in life. Note: if you local driver, thats great. I'm just saying for those that are OTR

[@quesobabas6940]

@@IakonaWayne not in 10 years more like in 20+ years

[@IakonaWayne]

@@quesobabas6940 do you want to bet , I'd say we'll see job loss from automation as soon as 5 years from now ?

[@stephenowens8398]

Best interview I've seen! Melvin knows his stuff for sure!

[@amsm2022]

I appreciate all the gems dropped in this video. I've been driving the bus for 6 years. I start truck driving school March 1. Thanks for the heads up. 🧔🏾‍♂️👌🏾💯

[@feelnrite]

A man with some pride in what he does and what he is. We need more like him.

[@Calinkswag]

Good interview! I'm glad I had a few OG's to talk too, when I started trucking. I got this game 13yrs ago.

[@thorntonwhite3813]

Old head dropping real jewels appreciated

[@melvinmurphy2142]

More to follow

[@JStorysuoertech]

This is an amazing story. Love the fact he saved, and now ownes his own company. He's the man !!!!!

[@josernajarro1113]

Great outstanding interview!!!! Keep doing your thing Alex!!!🙌🏼🙌🏼

[@kcmusic1586]

Main, I am your number one fan in Jamaica, all I can say is inspiration, really appreciate you for the knowledge, I love that theme song do not change it, keep up the excellent work bro

[@KevinGenus]

This is the best interview I've seen in a long time. Thank you.

[@espaghetti99]

I like that dude. He really kept it real and to the point.

[@melvinmurphy2142]

More to follow

[@cowboy5706]

45yr y'all had my fun, finally I'm retired, kinda miss it. I'm done. Been there, NORTH, SOUTH, EAST, AND WEST. Yippee Yah ya.

[@hwyhustlin1996]

I've been driving 21 years and been on 2 lease purchases....This brother is telling you the truth.Im a company driver and won't leave unless i can get my own truck the right way.

[@officialyoungdoughty1241]

I’m glad I ran into this , I’m 22 been driving for about 2-3 months and literally every 3-4 weeks I’ll get a call askin when I wanna join the leasing program

[@kaisholeopard]

This gentleman has spoken like a grandmaster facts , the lows and highs . God bless you sir and Asian Mai . 🦾🦾🦾

[@otisbodie9029]

Nice..no truer words I've heard..this guy is gonna get me in the trucking industry...going to school in march 2022

[@mauricezurliene1892]

One of the best interview about owner operators I have ever heard, Melvin is Honest and tells the truth, great job and have more interviews with owner operators

[@michellejohnson9270]

Congratulations Melvin, and Thank you so very much for the knowledge. 👍

[@everydayjay7968]

Out of all your videos this one definitely was inspiring..I have so much respect for this brother.. 26 years 8 days a week and Hard Hustle OG salute .. 💯

[@yadaddi22]

This info was well needed. I have 6 yrs under my belt. A little Otr and the rest in the northeast with a concentration in the nyc boroughs. Owner op is definitely my next step now that I know more about the leasing hustle.

[@ozziecrosby2092]

I hauled out of the rail yards in Massachusetts for five years as an owner operator. That was back in 2002 to 2007. I made some money but I got burned out.

[@steve312]

That has to be the baddest looking, most awesome Pete Truck I’ve seen! Great Look Hard Hustle.

[@rollinwitzig7789]

5 yrs and I'll be on your show my man 🙏🙌😁 A lot of ol school haters lol 😆, you guys are dropping knowledge 🙌 Thx guys 🙏😁

[@jasontaylor2237]

good video and damn good advice!!! I was fortunate to buy my first truck but man I tell you I still had a lot to learn it was a great adventure. I'm out of the game now but sometimes I think about getting back in but I would do it totally different. listen to this guy newbies he's speaking FACTS! thumbs up to Asian Mai

[@bankrollwels]

I average $1900.00 a week as a company driver...I was a owner operator, averaging $3900.00 per week until I got hurt by another careless truck driver....O.G. is a great model, just wish I had seen this video before, it would've saved me a load of issues

[@transformationtheprocessof1649]

Life well lived as a trucker, well said bro. Positive and true... Keep it up you motivate us as young trucker. Blessings with you always and forever

[@KozmikEl7]

Very informative interview love the perspective Melvin presented. Pound for pound 1000% on point I appreciate this very much thanks ✌

[@kashflo1974]

I'm a company driver now and I don't have any plans to be an O/O. I'm stacking bread to leave the road completely. But if I was wanting to be an O/O I would do a walk away lease purchase to learn the game before I get my own truck

[@melvinmurphy2142]

More to follow

[@brianp8034]

Anybody that gives this video thumbs down, you my friend are the true definition of a bad minded hateful person...... this guy is as real as it gets, show some appreciation for facts !.

[@dominiquepatrick2333]

I’m new and was just having this conversation with a fellow driver. Thanks for the information. I’m not naive but I got in this business knowing nothing so I take in all advice and make sure I stay on the right track.

[@j.c.1789]

Wow I tell you men I freaking love this Asian Mai show you really really know how tell it men everyday and every time you tell it like it's 👍I love it I love it I love it

[@MuthaTrucker]

😇🤗🥰

[@melvinmurphy2142]

More to follow

[@francom8288]

Good tips brother really love your showe and people you interview I’m making about 2500 a week my highest was 3200 in one week as a company driver but it always changes depends on how many miles I go

[@MuthaTrucker]

❤🙏

[@Trayg720]

@@MuthaTrucker do you have a video on balancing driving , to your health issues? say exercising, good food and all when your not actually dropping the load off?

[@HappyBeeeee]

A dream!!!! Hard Hustle. I admire the drive his has and his motto!!!

[@melvinmurphy2142]

More to follow

[@lanetterenee4149]

I work in the Logistics industry so I see trucks rolling in daily. I'm aiming to get into to the industry myself as a business owner. My goal is to leave a legacy for my children. By watching videos such as this I'm learning & taking notes. Thank you for the knowledge ❤❤

[@garydickson9669]

Bro that was 1 of your best videos. Just going through school.

[@jibril2473]

In 26 years I’m gonna have a fleet of automated trucks! But hats off to him for his hustle!

[@lucasw2880]

Whenever I tell people I am getting into trucking, they always ask me: Well what are you going to do with all those self driving trucks? I always ask them, when is the last time you saw a self driving truck on the road, actually hauling a loaded trailer? I could be wrong, but I highly doubt we will see that in our lifetime.

[@bricklayerlzdp9825]

The technology is not solid enough. We're talking about 80k pounds going down a road. No time for glitches etc.. Only way I see it is maybe 15 years from now *with* a driver still in the seat watching

[@lucasw2880]

​@@bricklayerlzdp9825 I just find it funny the general population thinks we are on the horizon of self driving rigs, lol. I think it was Elon Musk who came out several years ago and said that fully autonomous vehicles are just not possible with the quality of roads in the U.S.

[@bricklayerlzdp9825]

@@lucasw2880 that's what I'm saying everything would need to be so perfect. Trucks don't drive in 1 road condition. 15+ years atleast till they can even get it to the point where a driver only has to watch it

[@lucasw2880]

@Abay Mine I have no doubt they are working on it. And of course they want it to happen. If you had a business you would want to keep your costs low so you could generate as much profit as possible. My point is I doubt we will see it in our lifetime. No technology can make an 80,000lb vehicle stop on a dime when some idiot pulls out in front of the truck and slams on their brakes. In the mean time, people still need their stuff...

[@rudymartinez9646]

This was real raw talk... homework is watching programs like this one. I’ve been leasing for 6 months and my goal is to pay this beast off within the one year, save, save save, drive, drive, drive...

[@kelvintorrence5994]

Proud of you brother I got 26 years also company driver,Ryder lease,owner operator on my 6th truck.a nnee,2016 lone star and I got 2 flatbeds. Its,lots of work ups,and downs this week I had a tow job.another 2000.00 repair and a new 205.00 window to boot and I used my company s Pete I used 4 2 days so a loss week.but you got to keep grinding.

[@eddie72bx99]

God bless my brother can’t stop won’t stop now many blessings to you and your beautiful truck well deserve HARD HUSTLE ALL DAY 🙏🙏🙏👊🏻👊🏻👊🏻

[@turbo8454]

I've been in and out of trucking for over 40 years (most recent 2017). Was an owner operator in the mid 90's with a paid for truck and leased to a local company with regional runs. It was a great part time gig for me then (I was also flying). When I age out of my current profession (commercial aviation) I'm heavily leaning towards my own truck again. It will be the same way......paid for!

[@LobzangGalindo]

Thank you Mutha Trucker and thank you Hard Hustle for your words that are worth pure gold that opened my mind with wisdom, this is the best video by far...🌟🌟🌟🌟🌟

[@killerkempa1]

Loved the way this guy talked, could listen for days. Should have his own KZbin

[@stevenbowles2068]

I appreciate this video. It was good. I jumped in head 1st bought a used tow truck with no experience or knowledge in getting contracts. It is a hard hustle gotta do research. Ive been broke down since covid hit to. So back to square one. Hope to get back at it and try again. Yall stay safe and healthy Folks✌🏾🙌🏾✊🏾

[@irvintuckeriii884]

That was an eye opener ,I was just looking into lease purchasing a truck. Do your research is an under statement. Thanks for the info. Keep up the good work.

[@ericm333]

Nothing but love right there. That work truck looks clean to me. Much respect ✊🏿-‘HARD HUSTLE’

[@sw_sharrod5974]

Much Respect to Hard Hustle.. He told the truth about leasing so did Asian Mai. I’m a lease/Trainer and it’s good money but it’s work, Average (4wks~4=) some wks 3k some wks $100.... Learn your lanes and fixed cost.. Keep trucking Driver’s....

[@craigj.651]

But if u got a good tax person u will have plenty of tax write-off right?

[@sw_sharrod5974]

@@craigj.651 it’s hard to claim a lost when u actually made money. It’s just your take home maybe $100 after all expenses are paid out.

[@sw_sharrod5974]

@@carrasco4712 depends on which company and if u own your own truck

[@kushcdlinstructor4776]

I am driving for 16 years and still love trucking:)

[@dansanders6097]

Bro bless you. Keep pushing that truckers knowledge.

[@thescrambler6684]

Dude I love seeing dreams come true, hard work!

[@tonytooks5116]

Hard Hustle " Met this Young Man about a year ago and when I first met him it was a joy. Keep up the good work 👍. HARD HUSTLE

[@tomrickwalker5859]

That's a great conversation keep up bro enjoyed it 26 years the game learn something everyday 👌 👏 💯

[@teeking4302]

When lease drivers do their math for the week they are not factoring in that their week is 7 days. Not 5 days like most people.

[@coreyjordan2745]

I like you interviewing the drivers in the truck. Its looks good.

[@brotherskeeper2253]

Awesome Vid. Appreciate the knowledge and wisdom from the certified OG (Original GoGetta)

[@jorgegonzales2012]

You need to bring him back brother, great video . Keep it up 100.

[@brandonj3058]

Great content and very informative this video is a real eye opener on the lease program for me 👍🏾👍🏾👍🏾

[@melvinmurphy2142]

More to follow

[@teeking4302]

Sounds like the cellphone scam when they want you to upgrade every year or two.

[@melvinmurphy2142]

More to follow

[@apangurra2775]

I got tired of it around more than a decade ago. I started to have an old cellphone that I could get for free from friends that otherwise would have been scrapped. Took the money and bought a used Swiss watch every year (Breitling, Rolex etc.) and since I had many I didn't put much wear on them, all in great condition. Last year I started to sell them, all of them so far has increased in value and made me a sweet profit.

[@ahmadr6847]

Thanks Hard Hussle for info rookie outhere 6 months.. appreciate you explaining the game ..won't forget it !!!!

[@shaneatwell8878]

This was the best interview good job brothers

[@al-mubdizahir8704]

you made some very good points known. i love it. i hope you get into detail on future videos. you all just helped me make a decision today. thank you so much

[@castaneda311]

Thank you for all your dedication and hard work ....god bless you

[@moctezumaRevenge]

That’s a long time to be a O/O my dad who was illegal and has no school education became a O/O in 1999 out of the gate didn’t speak English very good hustled and now he had 3 trucks paid for since 2004 and had ran and rebuilt them over and over, I think he did ok for himself and my mother.

[@spurs5677]

Yo he a beast

[@moctezumaRevenge]

@@spurs5677 yea he’s fixing to retire cannot wait to get all his equipment and drivers 😂 and add to my own company.

[@timgee8515]

Wow. I really like this information. It was very helpful.

[@melvinmurphy2142]

More to follow

[@lucasw2880]

If he ever gets tired of trucking, he could open up his own chrome shop with all the chrome in that rig, lol

[@bigdee2333]

Sound like a hater

[@alamo3955]

He could have a truckers talk radio show . imho lol

[@managerankh]

One of the greatest interviews.... had to share it out.

[@MuthaTrucker]

🥰🤗🙏🙌

[@754LavaFlow]

Good advice from this OG. No what you're working with and do your homework so you can plot within

[@JuggernautTrucking]

Salute to this Brother!!!

[@dustinromero7997]

Hell yeah thanks hard hustle L.L.C. just bout to take me cdl exam tomorrow...

[@bryanfuller1]

I always hear drivers shouting out numbers of how much per month on a note however I never hear all the details...ie term, money down, etc. Not every company has the same lease program either. You have to take the lease term, terms of lease, end of lease residual, year of truck, etc etc into account. Retail sale is never ever the same as lease and serves a different purpose. Just speaking from bank finance experience in bank industry now with lease and retail funding. Asian Mai, I'd like to hear all the details if the drivers will share. Always enjoy your show.

[@melvinmurphy2142]

More to follow