Money in THAILAND - 15 Worst ATM and Exchange Mistakes

[@barnettmcgowan8978]

I've been traveling to Thailand for over 20 years. This is all good advice. The only thing I would add is that you should always choose an ATM located in a bank, not one in a public area like the street or a shopping mall. The risk that the machine has been tampered with by a skimmer is lower at the bank, due to the regular presence of a security guard.

[@steveswell1]

Too many options...Lordy, just take some cash, withdraw a bit more and live life. hahaha

[@paulweston285]

I agree having lived in BKK and had ATMs steal my card. Also a Wise card is a good option as there are no fees and only access to a balance you choose not your entire savings.

[@Yannickille]

Better to use cash❤❤

[@paulweston285]

@ Yes but you have to withdraw cash somewhere and it's always risky carrying to much

[@steveswell1]

@ While "risk aversion" may preclude some from traveling half-way across the world to a "risky" place, watching too many travel videos can also dampen the adventurous spirit. :)

[@wijn1008]

As someone who's been going to thailand 3 months of the year the past 8 years: Yes this is all very accurate! Perfect video. I will share this on my thailand group on facebook.

[@thebangkokguide]

Thanks for the kind words! Always great to hear positive comments from another veteran expat. Cheers!

[@Damien1_1]

This was a very informative video. I would have also wanted to know about tourist sim cards and how easy or difficult it is to recharge on the apps. Also, exchanging currency in Thailand only makes sense for currencies stronger than Baht. For others, e.g., Indians, NEVER exchange money in thailand. Do it in your home country. You will get better rates. Even if you convert to USD in India and then change to baht in thailand, that will be 2 conversion fees. So... yeah.. home country exchange is best

[@grahamjohnson4702]

@@Damien1_1 No problems with tourist SIM cards if you know what you want to use it for.

[@johnclark7973]

Wow! Excellent, thorough and well-done video!! Impressive, sir. Thank you!!

[@thebangkokguide]

Thanks for the kind words. Cheers!

[@dino8959]

Cal you’re an absolute champion another quality and very informative video and very professionally presented, I always use cash when travelling to Thailand and exchange at the best possible rate I can find then I will use my debit or credit cards that have been set up before I leave home , the work you do to make these videos you deserve to have over 100k followers, keep up the great work it’s very much appreciated, cheers mate !

[@thebangkokguide]

Thanks so much for the kind words! I prefer to use cash as well. Cheers!

[@Offon_A_Boondoggle]

Great video and informative as usual! Americans, spot on with the Schwab debit card (no exchange fees and reimbursement of all ATM fees). Just be aware they do not release the funds until 4 business days after you transfer funds into Schwab. Best to make that transfer on Saturday or Sunday so the funds are available by the following Friday. Also, inform Schwab of your travel plans and make sure to have your communication settings so every single time the card is used you are notified via text.

[@thebangkokguide]

Great additional advice! Thanks for sharing!

[@flicks28]

This is good advice. Just to add, if you use Schwab as your brokerage, retirement, bank accounts, etc etc and depending on value, that money can clear in 12-24 hours, occasionally a little longer, but yes, to be on the safe side, planning ahead is best.

[@_jamesbradley__]

Fidelity is better Period

[@winthorpetrois]

​@@_jamesbradley__ I give up, how?

[@sanderscupac7829]

How so?​@@_jamesbradley__

[@_jamesbradley__]

GREAT VIDEO, thank you. As an airline pilot who has been to 57 countries and lived in 8 (including thailand-BKK) I say Fidelity is the best ATM debit card by far.

[@thebangkokguide]

Thanks for sharing! I didn’t know about Fidelity. Cheers

[@_jamesbradley__]

@ yes Sir 💯👍🏻👍🏻

[@jparsit]

You never win, Thai banks is out of date, they are stealing money legally with their policy. Withdraw out of your bank area, at other provinces, fee is added.

[@ras9875]

Superrich money exchange had the best rates a few years ago There's one conveniently located in the sky train station at Siam

[@namkun78]

or BTS Asoke . But Normally with very long queue

[@indiandaeng]

Stratford exchange above the Therme. Best rates I have found.

[@thebangkokguide]

I think main office at Ratchadamri tends to have the lowest rates but you can check on the website before you go!

[@Lat265]

Thanks Cal, great channel, you're helping a lot of people....

[@thebangkokguide]

Thanks for the kind words! I hope the videos are helpful for many people. Cheers!

[@Educa69]

It is, thank you.

[@michaeltakayama8415]

Great advice! When you update this vlog in the future, you might want to warn folks to never exchange foreign currency with any individuals, who are offering a better exchange rate. This is a good way to end up with a bunch of counterfeit bills, as well as run the risk of being involved in a money laundering scheme - both of which can land you in a heap of legal trouble, incl. deportation and/or a prision stay. Another alternative to debit & credit cards is the pre-paid travel card. The advantage of this card is that the maximum amount you can lose, if the card is stolen/lost, is whatever you preloaded on the card. For some folks, this might also be a better alternative to carrying a large amount of cash.

[@thebangkokguide]

Good additional advice! I will! Cheers

[@LicLafarga]

Thanks, Cal, always good info buddy!

[@thebangkokguide]

Thanks for the kind words!

[@SeanBunzick]

Great advice! I have an account in my native country but also in Thailand and other countries in Asia--multiple sources IS a Wonderful Concept! 🙂

[@thebangkokguide]

I agree. Cheers!

[@postbro1]

Two things I do to head off any skimming activity on my debit card: 1) Keep it "locked" until I need to use it and lock it immediately after I get the cash. You can do that in your bank's app. 2) As soon as I get back to the U.S., I report my debit card lost. The bank sends a new one with a new number, and I never have to worry about that card again.

[@thebangkokguide]

Great tips! Cheers

[@fudgebucket11]

Cheers again Cal for an excellent info vid,, will help when I travel there late this year.. 👍👍

[@thebangkokguide]

Glad it’s helpful! Cheers

[@Viktors633]

Great info, excellent channel.

[@thebangkokguide]

Thanks for the kind words! Cheers

[@WorldTravelerCA]

Wow brother thank you so much for telling me about Fongo, I now reside in south east Asia for 5 years and always struggled with getting my Canadian number from abroad but thanks to you I got one now! Really thanks a lot my man. I’m now Your new subscriber!

[@thebangkokguide]

I’m glad it’s helpful! Took me a while to find it while my cards were frozen years back 😂 Cheers

[@EmeraldHill-vo1cs]

Hey a whats your number mean?

[@dmitrysedov1058]

Bangkok bank’s Cash deposit machines (CDM) allow you to withdraw up to 100.000 baht

[@thebangkokguide]

Thanks for the information! Will go check that out!

[@สุทธิศักดิ์มธุรพงศากุล-ษ9ธ]

If you get an ATM card from any bank, you withdraw with that bank. There will not be any fees. And if you are in the Bangkok area, you will not be charged a fee. And you can press from different banks 4 times in 1 month. If you exceed that, you will pay a fee of 10 -30 baht per time, depending on the bank. But if you press at an ATM outside of Bangkok, such as other provinces, you may pay a fee of 30 baht. In case you make an ATM card in Bangkok or provinces around Bangkok

[@thebangkokguide]

That’s correct. This video was mostly for people that don’t have Thai bank accounts. Cheers!

[@MrMrLeechill]

As always, great useful content... thanks

[@thebangkokguide]

Thanks for the kind words!

[@theminer3746]

As a Thai, I prefer exchanging my money at a small exchange called Siam Exchange, only a few paces from Siam Discovery. Their rates seem to be about the same if not the same as Super rich, but since it’s a bit out of the way the queue is so much shorter.

[@thebangkokguide]

Thanks for sharing. Will check it out.

[@ThornBismark]

In 6 weeks of vacation the best exchange rate i found at the Super Rich was in in the airport Basement level 1. The airport was even better then the super rich offices in Bangkok and Pattaya

[@thebangkokguide]

Thanks for sharing! I always found they are fairly similar. You can actually check the rates for each Superrich location on the website here: www.superrich1965.com/en

[@carstensanonym7527]

May be u haven't checked them all at the same time, so currency fluctuation may have occurred...

[@johnbell1810]

which airport?

[@philliproberts7294]

Correct 💯

[@markmorris4979]

suvarnabhumi airport,go down 1 level to basement level where the rail link is,​@@johnbell1810

[@princehakeem123]

Thanks Great information just what I needed to know

[@thebangkokguide]

Glad it was helpful! Cheers!

[@machinesnmetal]

Do you need baht to purchase your visa on arrival?

[@thebangkokguide]

You need baht. Good question!

[@ChaitenPancholi]

Many Many thanks for sharing your video clip. Excellent information.

[@thebangkokguide]

Thank you! Cheers

[@rgrtnyjjc]

The Thai ATM withdrawal fees really are exorbitant. I always used to go into the bank and do a counter withdrawal to avoid fees but all the banks seem to have stopped offering this service now sadly.

[@thebangkokguide]

I have heard this as well. I used to do it a lot too. Unfortunate!

I been in Vietnam for 11 years and I transfer money with wise direct to my vn account,hassle free and excellent rates and service.

[@thebangkokguide]

Having the local bank account is a huge benefit! Wise plus the local bank the easiest method. Cheers!

[@mjc8281]

Tip 1... Yep that's me lost my card in an ATM in Bangkok....ironically in Terminal 21 that you have used for some of this video

[@thebangkokguide]

I lost one there before too 😂

[@practice2025x]

I heard Charles Schwab refunds ATM fees at the end of the month

[@TheNicholaas]

Yes

[@TheNicholaas]

Good info bud thanks

[@thebangkokguide]

Correct!

[@winthorpetrois]

They refund mine to my brokerage account within 24 hours.

[@mr1234oz]

Thanks for the video, super informative! quick question, when using SuperRich, do they only accept cash for exchanging money or can you use a debit card?

[@thebangkokguide]

Glad it’s helpful. For currency exchange you’ll need cash.

[@manfredamesreiter240]

Hello, which ATM is recommended for withdrawing money with a credit card? Thank you! 🙏

[@thebangkokguide]

Credit card will be a cash advance. ATM fee is same but your card holder may hit you with separate fees.

[@illfreakynana]

Great content, I didn’t know about Wise

[@thebangkokguide]

Great option!

[@chuckh5999]

still have to pay the same withdrawal fee if use ATM.

[@mrdynamic8678]

I also found booking hotels and flights in country cheaper than booking from home Flight from Singapore to Phuket was like $60 USD

[@thebangkokguide]

Yes I will discuss some of this in an upcoming video about planning. The airlines and hotels adjust prices based on location. Cheers!

[@mangostickyrice555]

Thumbs up 👍 Cal

[@thebangkokguide]

Thank you 🙏

[@AprilGMckinley]

As a new resident in Bangkok with dtv visa which Thai bank is best for me to get and what’s the process?

[@thebangkokguide]

That’s a tough one currently. The DTV is technically considered a tourist visa and banks stopped opening accounts for anyone on tourist visas about a little over a year ago. I wonder if they have made any changes. I’ll take a look!

[@winnerwinnerchickendinner8809]

Good and informative topic

[@thebangkokguide]

Cheers!

[@ThleHusam-r3j]

You're doing a fantastic job! I have a quick question: I have a SafePal wallet with USDT, and I have the seed phrase. (proof inner hobby bounce blouse able donate virtual luggage cart morning ticket). What's the best way to send them to Binance?

[@Mr_Travel_88]

Great advice I left so many cards behind lol

[@richardhanley1342]

Cal I watch all your videos because you make them idiot proof,that’s what I like about them.

[@thebangkokguide]

Thanks for the kind words. I try to remember what it was like when I first arrived. Like a different world! Best to try to cover even the most basic information. Cheers!

[@annwel0921]

Can I take out money from a credit card at the exchange office? I don’t like 🏧

[@thebangkokguide]

No, exchange offices will only accept cash.

[@thaidawg9231]

Good info !

[@thebangkokguide]

Thanks!

[@exiapiemon3296]

Second time in Bangkok recently and ten times to Thailand, from Malaysia.

[@thebangkokguide]

Welcome!

[@jigga1017]

Hey Cal, Is it possible for you to do a video on being disabled in Thailand? • How difficult is it to maneuver around in sidewalks, BTS and crossing the street if walking with a cane or wheelchair bound? • Do they have handicap parking, ramps, and motorized grocery buggy's at the grocery store, malls and apartments? • How affordable is house cleaning services or hiring a part time caregiver? • What's the overall health care system like, along with the affordability of health insurance and what coverage typically comes with? • Are there apartments or condos geared towards the disabled? Any other input you can add that wasn't included here would be appreciated. Thanks in advance.

[@thebangkokguide]

That’s a good idea. I will add it to my schedule. But I can definitely tell you that Thailand is not ideal for accessibility. It can be very difficult!

[@jigga1017]

@thebangkokguide Thank You. I have friends who depend on both, a cane and wheelchair

[@glaubhafieber]

@@thebangkokguide let me know if you need s farang in a wheelchair living in Bangkok lol

[@thebangkokguide]

That might be helpful!

[@glaubhafieber]

@ id swissalain 😱

[@TattoodGringo]

Cal what’s your advice on getting smaller notes

[@thebangkokguide]

Exchange at bigger stores like 711 and check the change… carry around small notes mostly.

[@TattoodGringo]

@ thanks, will they freely exchange notes from the till?

[@xAiko88x]

your own country bank will also charge you a flat fee for the thai withdrawal, so meaning you may be better off exchanging your currency at those money changer if the amount you change is only like few hundred dollars or so.

[@thebangkokguide]

Correct. I find the money exchange booths can be best!

[@maumau6971]

One tip when paying with credit card ... add you card to your phones wallet and use tap to pay. That way it's impossible to for anyone to steal your card information!! When you use tap to pay, the vendor receives a token approval number, NOT your cc number. They never see your cc number. I was just in Thailnad, and everyplace I went that accepted cc's allowed tap to pay services.

[@thebangkokguide]

Definitely best approach. I like Apple Pay online for this reason as well. Thanks for sharing!

[@daltonwin46]

What are the must see spots in Thailand beach/waterfall/lake/hiking and do Most hotels have safes?

[@thebangkokguide]

I’m working on some itinerary videos now as it’s a big topic and depends which areas you visit! Most decent hotels will have safes.

[@miguelaznar]

If our smartphones and cell service (at home) support Wi-Fi calling, this is effectively voice over IP, like with your Canadian option of Fongo, right? Whenever I can connect to Wi-Fi in Thailand, I think I should be able to make and receive calls with my US number. I have not tried this, however.

[@thebangkokguide]

You’d have to test it out. It will depend on the plan. My Canadian number worked but cost a fortune… found Fongo and have used that since.

[@Kushal-v8b]

Thanks for sharing 🙏🙏

[@thebangkokguide]

Cheers!

[@michaelkrombopulos3664]

Thanks for the tip on the phone app.

[@thebangkokguide]

Cheers!

[@philmoroney9460]

I transfer money to my Bangkok Bank account using Wise and then withdraw in Thailand using cardless withdrawl at the ATM. There is No fee if you withdraw using the QR code.

[@thebangkokguide]

Definitely good option with the Thai bank account. I do the same. Cheers!

[@williambyron564]

Can I then assume then that there is a fee when withdrawing cash from a Bangkok Bank account with a Bangkok Bank card? I assumed that it would be entirely fee free using this method.

[@jeffreye7179]

Hey Cal. Thanks for more great content. I was curious. If I decide to retire in Thailand what would I tell my bank/brokerage firm about the way I would be using my debit card, so the account does not get flagged for fraud or blocked entirely. Thx in advance.

[@thebangkokguide]

I notified them that I was living in Thailand a couple of times. My bank still regularly freezes mine if I use it a few times. But if you retire here it’s best to open a Thai account and transfer funds!

[@colinkay6599]

Simple excellent advice Note that some retailers in Thailand add 3% So 1000 becomes 1030 And some banks charge 3% of that too?

[@thebangkokguide]

Correct. This is quite common with credit cards.

[@gorillapancake]

Wow, what a great tip about the Aeon ATM fee. What's their maximum withdrawal limit?

[@thebangkokguide]

As I recall they are 20,000. But they don’t have nearly as many ATMs, so it really depends whether you happen to have one near you.

[@brianterence3211]

AEON have closed many ATM's in the last 9 months in Chiang Mai.

[@jhenlim]

Early fam, where ya'll at 💪

[@thebangkokguide]

Yessir! Cheers

[@SteveSmith-zo4ml]

Yes, Thai currency exchanges are very fussy about foreign bank notes. I've had several UK bank notes handed back to me . One I remember had a tiny tear in it. And another which had some kind of printing error - and that was given to me over the counter by a UK bank. I don't think the Bank of England's printing process of these new plastic bank notes has been perfected yet. And the quality control isn't what it should be either. So it's a good idea to check them before you bring them.

[@thebangkokguide]

Good advice! Definitely best to check all notes. Thanks for sharing.

[@mrmagic3331]

nice information, the music you play after each segment is a bit annoying, i would suggest either getting rid of it or lowering the volumune by 75%

[@thebangkokguide]

Yeah it’s tricky to add the ‘in between segments’ correctly. I added them because it was a bit too non-stop without any break in between: thanks for your input!

[@mariovandenhovel1341]

Good to know mate

[@thebangkokguide]

Cheers!

[@NoMortgageNomad]

Hi Cal, new subscriber here. Am loving your content and still catching up. Would you ever consider doing a vid on the best hospitals to go to in Bangkok for us older individuals. I am retired in the US and would probably want to live near medical facilities...just in case something happens. Also is there a good area to live that would be close to these facilities. I know this is asking a lot, but thought I'd try. lol

[@thebangkokguide]

Thanks for the support. I'm working on a couple of healthcare videos currently. I'll make sure to add a hospital review. There are plenty of great hospitals here and that's a great addition. Cheers!

[@NoMortgageNomad]

@@thebangkokguide Thanks Cal!

[@mataba8026]

1:58 Interesting, with my card/bank. It appears that Krungsri is the cheapest. Perhaps my bank have some kind of agreement with Krungsri. And i do not have Fee from my bank in Norway for atm usage outside of EU

[@thebangkokguide]

Thanks for the information. What was the fee that you paid?

[@mataba8026]

​@@thebangkokguide Last time in Bangkok, But on atm it say 150 thb fee att Krungsri, but limited to 20 000 thb, other atm's had 250 thb. (Did not try higher than 20 000 thb) But i just remembered that my bank has merged with another bank, so i am not sure if that will change anything for my next trip.

[@rjlnell88]

Thank you…

[@thebangkokguide]

Cheers!

[@daviddowling3796]

I left my debit card in an atm in Thailand. When I went to pick it up at the bank, I was shocked to see they had hundreds of cards that had been left behind.

[@thebangkokguide]

This doesn’t surprise me. Good to know that they hold them tho! Cheers

[@CaptainKremmen]

The ATM exchange rate becomes irrelevant after the huge fee is added. Best to ignore everything until 9:03 . Bring high denomination USD and you'll get a rate that no ATM can match.

[@thebangkokguide]

Exchange is definitely a good option. For Americans the travel debit cards might be the best option though.

[@mrslcom]

There is risk to carrying a large amount of cash though. ATM fees may be high but they offer convenience and reduced risk.

[@CaptainKremmen]

@@mrslcom Do you need a large amount of cash? I converted $200 last trip (2-3 weeks) and stored most of it in the safe in my room. It more than covered my cash needs. The risk of being mugged walking back from the exchange shop is the same as the risk walking back from the ATM. If you are spending all your time at bars (and even some of them take credit cards) or seeing "freelancers", then you might need lots of cash.

[@WealthyChronicle]

I swear, the ATM fees always sneak up on me! 💸 I never thought to bring multiple cards.

[@thebangkokguide]

Multiple cards might be my number 1 tip.. that and using one card for spending and topping it up from another account. I know a lot of people who have had fraud issues lately. Cheers!

[@Roof_Pizza]

I left my card in a Thai ATM, the threat is real. I've only ever seen American bills get different rates depending on the denomination.

[@thebangkokguide]

This is a very common mistake. I lost mine during my first trip and ended up relying on my credit card for about a month. Packing multiple cards is the way! Cheers

[@mrdynamic8678]

Also advise your bank the dates you will be traveling to a different country

[@ammerudgrenda]

I just asked my bank (Bank of America) about travel notification. I was told that is not needed anymore. They also said to not use debit cards for any purchases as that is less secure than credit cards. Debit cards ok for use at the ATM, of course.

[@thebangkokguide]

Correct. Definitely better to use credit for purchases due to fraud protection. Notifying the banks is hit or miss. I notified my bank that I live in Thailand, and they also told me that it’s not needed anymore. And as soon as I used the ATM, card was frozen 😂

[@mrdynamic8678]

I always ask the bank when I call them to enter in their notes that I a traveling and the date I will return

[@สุทธิศักดิ์มธุรพงศากุล-ษ9ธ]

Who has the most ATMs in Southeast Asia and is ranked top in Asia And 7-Eleven is number 2 in the world and close to being number 1 in the world. Now it is very close to Japan and on average has a larger store area.

[@thebangkokguide]

ATMs everywhere over here 😅

[@mrslcom]

Unfortunately, AEON bank ATMs are few and far between.

[@brianterence3211]

Yes. And they are closing the few that remain. Why I ask ?

[@thebangkokguide]

Yeah I used to use an Aeon all the time out at Bangwa when I lived here. Not many around.

[@SuperheroArmorychannel]

Hey Cal, as you know, Bitcoin solves all these payment problems but i have yet to find any BTC ATM’s in Thailand. Have you seen any in Bangkok?

[@thebangkokguide]

I don't know of any specifically but I think that there are a few. I'll check as I'm curious!

[@CT80ish]

thanks

[@thebangkokguide]

Cheers

[@Damien1_1]

Exchanging currency in Thailand only makes sense for currencies stronger than Baht. For others, e.g., Indians, NEVER exchange money in thailand. Do it in your home country. You will get better rates.

[@thebangkokguide]

Good point! Thanks for sharing

[@st.christopher5842]

There is also a 5%-5.5% markup fee. At the ATMs.

[@brianterence3211]

I would suggest 7.5 %. Do your own calculation.

[@st.christopher5842]

@brianterence3211 It's visible on the screen (it's an actual line item), depending on which bank you withdraw Baht.

[@brianterence3211]

@@st.christopher5842 Today I withdrew some cash from a savings account. The screen said 5.5 %. But my math told me the cut they took was 10%.

[@brianterence3211]

In case you are wondering, I checked todays exchange rate for my currency. Then I checked their exchange rate used for my cash withdrawal. It was 10% - of that I am certain.

[@thebangkokguide]

Good to know. I’m going to go do the math as well! Superrich for the win then

[@Beep-Boop101]

As they say cash is king, especially in Thailand.

[@thebangkokguide]

Definitely.

[@georgeskrzypniak2731]

Bring cash or investible gold and you'll be ok.

[@thebangkokguide]

Good option!

[@danradu3632]

We tried Commercial Bank and they said it works only with credit cards, not debit.

[@thebangkokguide]

Yes, that’s the cash advance option?

[@nevertrythedesperateman8852]

The sherminator makes travel video's 🎉

[@thebangkokguide]

Sounds about right

[@logicalthoughts]

I withdraw my money from my home country then go to a fx booth in the country I am at. Cheapest way.

[@thebangkokguide]

Definitely a good option! Cheers

[@lifeintheprovincesthailand8132]

Left my card in the machine so many times even after few years of living here if not paying attention or under the influence of few Leo's

[@thebangkokguide]

Yeah this is definitely a common occurrence!

[@lifeintheprovincesthailand8132]

@thebangkokguide problem is that when the card is sucked into the machine not outside the bank they won't return it to you even if you manage to catch someone when they are refilling that particular ATMm didn't used to give it back inside the bank not sure if that's still the case, luckily I have thai banking so not a huge issue but coming with a single card could be a disaster

[@JohnDoe-Alien]

Cash advance doesnt work. I went to 5 or 6 banks noone would do cash advance.

[@thebangkokguide]

Thanks for sharing. I used to do it but it was at a very specific branch. Most would just tell me to go to an ATM. They may have shut this one down as they tightened bank rules last year.

[@JohnDoe-Alien]

@ yeah anything that is free is slowly being removed - next they will be taking our blood as payment....

[@jean-charlesmarlier6831]

Cash advances are no longer possible;they will tell you to use the ATM machines !That started last August in Chiang Mai where I went over to the counter of 3 different banks and they all refused my request and told me to use their ATM machines

[@thebangkokguide]

Interesting! I used to do that one at a bank near me years ago before I had a bank here. Banking definitely tightened up here in terms of opening accounts around the same time as well. Thanks for sharing!

[@jean-charlesmarlier6831]

@ Welcome,yes banks have tightened their policies for sure,the banks I went to last August were all located at Central Festival in Chiang Mai ..

[@walkaz]

Different banks give different rates Bangkok bank being one of the worst Also qr scanning is very popular in Thailand Worth setting up for it

[@thebangkokguide]

Thanks for the information! Cheers

[@turbod15]

Next vid how to open thai bank

[@thebangkokguide]

Yeah that’s a tough one these days. Banks really tightened up

[@JohnDoe-Alien]

Australian banks add 3 % foreign exchange conversion fees. So you get ripped off by huge thai atm fee, then Australian bank atm fee plus 3 % conversion fee plus the banks have the worst rates. Wise card has been best option for me otherwise try to open local bank account and send money to that from wise account. Avoid Australian banks.

[@thebangkokguide]

Sounds similar to Canadian banks. We get charged exorbitant fees for everything. Record profits year after year 👀

[@EmeraldHill-vo1cs]

Curious, do the machines have cheque or eftpos? Just for down the track.

[@iandann8788]

220 baht ,no way . I just use my Kasikorn atm so no fee but another one will be a 10 baht fee ,but not sure with a foreign card

[@thebangkokguide]

If you have a Thai bank account you don’t pay any fees. The fees only apply for foreign cards. Cheers

[@_Alfa.Bravo_]

There seeems to be very good oregano in Thailand ...

[@thebangkokguide]

Haha I just look that way all the time 😂

[@_Alfa.Bravo_]

@@thebangkokguide ... no problem. By the way, please compare exchange rates with the chinese gold shops. I think they make the best offers

[@nikocert]

Slovak language 🤓

[@j3rry.p]

👍

[@Alcom6]

Thanks Cal. Another helpful video. Other then wise what other means do you suggest to move medium or large amounts of money from US bank to Thailand. Let's say you need money for a years rent lease you want to pay in advance and need 10k or so.

[@thebangkokguide]

You can do swift and Iban transfers. Little bit more expensive but quite good. I use swift to fund investment accounts.

[@davidpilling6667]

0n sure call your bank tell them in thailand need to use the atm no problen they say sorry did not work same thing when went to italy you call them and say are you stupid they hang up on you do not trust all banks

[@thebangkokguide]

Mine unfroze my card when called.. I’ve done it a few times.

[@hebrewhammer7165]

Stopped watching at 3 minutes, every 1 minute getting an ad. For close to a 12-minute video, 11 ads.

[@thebangkokguide]

But if you stopped watching at 3 minutes, how did you count all the ads? Btw KZbin inserts the ads based on your profile. Normally you should only get one every few minutes. I’ll check it out.

[@thebangkokguide]

Checked it out. You're right. KZbin stuck 3 in the first 4 minutes. Sometimes the auto placements can be weird. Fixed that. Thanks for the heads up!

[@โจโจ้นะจ๊ะ-ฅ7ผ]

สวัสดีครับ

[@thebangkokguide]

Hello 👋

[@aussiecrew603]

Yes all well and good mate , but you are using a Thai account so it won't affect you, but for all people using cards from their own country, course it will, not rocket science

[@thebangkokguide]

This whole video is for people using cards from their own countries…

[@MyBelch]

"here in Thailand" 4x in the first 18 seconds. FFS. We get it, Cal. You're in Thailand. Get over it.

[@thebangkokguide]

Haha I noticed that when I was editing. Tried editing out a “here in Thailand” or two but then it made no sense.

[@PaulPaullus]

1 hour ago !

[@SergioFlorente]

I never use ATM. They are charging high transaction fees, and they attract all sort of criminals watching for opportunities. I prefer trading with the local banks, and when possible I even open an account in local currency.

[@thebangkokguide]

Opening a bank account is definitely best!

[@ziaali5264]

You said Charles Schwartz for American . What credit card is good for canadians? You have super informative videos. Thanks

[@thebangkokguide]

I’ve heard Wealth Simple has the best card for Canadians, but they don’t refund ATM fees… just no added fees on their side. To be honest, Canadian banking is among the worst in the world.

[@Grouter14]

I never use a card unless it’s an emergency like changing my flight etc. CASH CASH take CASH 😂 Better exchange rate once your there. Much better than the rip off exchanges in your home country even though they advertise “ No Fees” Cash IS King !! If you lose your cash… your an idiot sorry

[@thebangkokguide]

I used to just bring in cash mostly as well when I first moved here. Made the mistake of exchanging in Canada once. Horrendous rates. Think I lost like 10% in the end on that one.

[@steveswell1]

This is appropriately the "last" comment here cuz cash is the LAST WORD in best SE Asian travel tips. LOL Guys just gumming up the works for vid content. Wowsa

[@replicas11]

Forgotten my card on more than one occasion in Thailand

[@thebangkokguide]

I have a friend who lives here and he forgets his card on a monthly basis 😂

[@FriedrichOberwegner]

Compare value, i made ATM within 10 days , thai baht about 35,6 to 36 EUro kasikorn Bank booking down 619 EU Bangkok Bank 581,20 later changed to Wise Remitly transfer service because have thai account now# amazing 565 eu

[@thebangkokguide]

Thanks for sharing! Opening the bank account is best for any longer term plans here.