Millionaire Reacts: Living On $158K A Year In Grand Rapids, MI | Millennial Money

Today we're reacting to CNBC Make It - Living On $158K A Year In Grand Rapids, MI | Millennial Money - Enjoy! Add me on Instagram: GPStephan
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[@iamDestinyAdams]

Hey Graham!!! Loved your commentary on my episode. I copied your KZbin set up from one of your previous videos 😬 I would love to set up something with Alex. We love our handbags, designer items and foreign cars in Michigan.

[@hyngas1238]

Yessss he better respond that would be awesome!!!!!!!

[@trackourmoney5340]

You're doing really good! Go on the iced coffee hour ☕

[@salliatity]

Good job girl

[@letstalkfreedom5360]

You are an inspiration!

[@555noelle1]

You’re super inspiring Destiny. Much respect from Ireland.

[@financemadesimple-personal2086]

Once Graham gets used to that coffee without creamer, he’s gonna realize it’s an unnecessary expense and bye bye 20 cent coffee, hello 15 cent coffee

[@luism1209]

Probably cheaper than 15 cents

[@financemadesimple-personal2086]

@@luism1209 could be

[@imCurveee]

The cream is probably the most expensive part

[@aakashnaik1576]

Might as well stop drinking and save all of the money 😂

[@luism1209]

@@imCurveee yup

[@locsoflay6879]

“I might not know what these mean but I know a $ sign when I see one” 😩🤦🏾‍♀️🤣😂🤣😂🤣👏🏾

[@CalebOliver]

Loved this quote!

[@TrayLittle]

Lol I think every Black person could laugh when he said that🤣

[@problackpatriot3425]

😂

[@TheeMademoiselle]

The hair game is insane. You can make MILLIONS selling good quality bundles. If you’re concerned about people dropping $400 to $500 on a hair install imagine that that’s barely what most people pay a lot of people actually pay more 😩😭.

[@abbyoneill4473]

So true! If I knew anything about hair I’d get into the business she’s in. It’s a gold mine.

[@thetyasia9929]

Ikr some celebrities spend like thousands on wigs especially if its custom color

[@Lillith_sv]

the whole beauty industry is insane, 1 good product can make you an overnight millionaire

[@mollie.28.15]

People pay more than $500? I get that celebrities do but normal everyday people? Oh god I could never imagine doing that

[@thetyasia9929]

@@mollie.28.15 yea.. ik back in highschool some girl spent like $1,000 on her hair and it was 40inch... the most I spent was like $180

[@LifeofKairo]

Is this Superwoman? 🦸🏿 She is literally crushing everything from being in the Army, being a boss businesswoman, being a KZbinr and most importantly... Pivoting to online sales

[@Hawky1]

I know right?

[@iamDestinyAdams]

Thanks for the kind words Kairo 🙌🏾

[@cheerios4canaries]

I'm so impressed this girl has amazing time management skills

[@LifeofKairo]

@@iamDestinyAdams You totally deserve the praise Destiny :)

[@Emi-sb4qd]

Michigan work ethic

[@Jill_Horvath]

She has a great head on her shoulders, I think this is only the beginning of success for her.

[@iamDestinyAdams]

Thank you so much for the kind words Jill 🥰

[@Jill_Horvath]

@@iamDestinyAdams you’re welcome, God bless! 🙂

[@edwingonzalez5610]

She doesn’t need a man 😂

[@sherifnaguib1617]

Have not watched the video yet but I am gonna assume that you are not talking about graham.

[@Hi-mb1rr]

@@iamDestinyAdams well done on your success

[@DraiAKA]

She sells hair bundles, cakes and biz advice while holding down a 9-5 job & protecting the country? Midwesterners know how to hustle. Detroit, Chicago, STL natives will sell water to well.

[@hollystiener16]

She said she doesn't do the cake thing any more and she isn't in the army anymore.

[@QueenofDC]

STL native here and you’re right!! Hustle in the blood!

[@natalieitliongfechter6073]

Don't forget Cleveland too!

[@ashleysmith5953]

This comment made my heart smile lol. Michigan born and raised

[@raymondburley6475]

Detroit native here. We hustle harder

[@duranchr]

I also live in Grand Rapids. There’s 2 car washes “Misters Car Wash” and “Tommy’s Car Wash” that offer unlimited car wash plans

[@alp.9672]

Yes these are all over USA not sure what he was talking about lol “unlimited car washes”

[@digi9ten]

I'm in Seattle and I'm subscribed to Brown Bear Car Wash. They've been in existence for years.

[@TowPiglet]

Car wash subscriptions are nothing new sir

[@mroberts566]

I know, it was funny to see Graham’s mind blown over this.

[@iamDestinyAdams]

In Michigan, I pay $30 a month for unlimited car washes and the vacuum service.

[@KennyakaTI]

Graham washes his own car to save money

[@Tiffanyt899]

@@iamDestinyAdams I’m in Texas and I pay the same amount. I think its worth it.

[@Dimrain13]

@@iamDestinyAdams Same here. In the mitten as well.

[@RichardGoddard]

I saw this new millennial money come out and wondered how long until there was an episode! Haha

[@bridgettezerbe]

Her saying she has $40,000 in student loans Graham: "wow, student loans should never be that high!" Me: sitting here with >$200,000 in undergrad + veterinary school loans :/

[@mirabella2154]

😬

[@AC-qo8oq]

My dad is a vet. He sold his practice for 6MM right as he was about to retire. Some company bought him out. But he will say that for a long while, he worked 80 hours a week, every day to build his practice

[@lizwoodard7726]

lmaoo i was literally like *cries in pre-med*

[@lacey_heather]

Agreed. Graham's frequent comments about how nobody needs to spend x amount of money attending college and that we can learn everything we need through KZbin are wearing thin. I don't think we want KZbin "trained" doctors performing our surgeries, veterinarians caring for our pets, or attorneys defending us in court. This woman is a child welfare specialist, which takes time, education, and experience in order to assist children and families during intensely difficult periods of their lives.

[@lizwoodard7726]

@@lacey_heather yeah, i agree. a lot of financial "gurus" seem to totally wave off those who are receiving education to go into important fields. however, to be fair, i took graham's comment to mean that it shouldn't be so expensive to go to school in the first place and that his comment about learning everything on youtube was just sarcastic. plus, i don't usually take those personally since i feel it's more geared towards people who go to school just for the sake of going to school rather than those who are going to school with an educational or professional goal.

[@88ashjen]

I joined the Air Force at 17 and I’m thankful I learned about money management while I was active duty. I will definitely pass that on to my kids at an early age. It’s such a valuable life lesson that we all need at an early age.

[@anais1857]

Me: Noticing that there’s a new episode of Millennial Money Also Me: Not watching it so that I could react with Graham.

[@LAWGICYT]

Same lol

[@coreyladd371]

Be sure to like the original so that they keep making them

[@anais1857]

@@coreyladd371 Done🤝

[@LAWGICYT]

@@coreyladd371 I always leave a comment too 🤙

[@roseschoonhoven5297]

Same!

[@rusjun5]

Lmfaoo I remember they always used to say “don’t lend money to your family” at basic. It’s true though the majority of new soldiers are very young and they need to build before they give money.

[@tracy_cakkes]

Some people say that it’s selfish not to give now, like on the Fairfax VA millennial money he reacted to but I disagree You’ve got to build yourself up first and then one day you’ll have more to give MeetKevin talked about this with his wife in his reaction to that CNBC vid

[@NefariaAdventures]

Yup. There were a couple Soldiers when I was in basic, who left their moms in charge of their checking accounts. 2 or 3 moms stole money from their kids. One even bought plane tickets to her daughter's BCT graduation with the daughter's debit card...without her permission of course. Another one found out her mom drained her account when she went to withdraw cash from the ATM. The drill sergeants made her set up a different checking account on base and redirect her direct deposit. Smh some family members are complete mooches.

[@burkles4456]

You forgot to mention a lot of military are from lower class families aka less money so they assume your poor family will beg you for money lol

[@NefariaAdventures]

@@burkles4456 yup, very true. Often times, the military member is the only one in the family with a stable/secure job, and other family members expect SM's to pay their (family) bills. I've seen it happen too many times and it's sad. Total manipulative family members.

[@jogburn]

We love when we have to join the army to learn about finances

[@NefariaAdventures]

That 36% interest on that Dodge Charger though

[@Emi-sb4qd]

The work ethic in Michigan is unparalleled in the States. I’ve worked in many states but I’ve never seen such drive of ambition than those who live in the Mitten.

[@CabriniGreene]

thats bs.. ive grown up in michigan all my life.

[@lalotz]

Found the most bias opinion in the comment section. I bet you're from Michigan too hahahah

[@JeffWybo]

That would go a long way in Michigan !

[@TheGrahamStephanShow]

yeah!!

[@andieb3632]

This is my town. Woot won't. Grand rapids. That's a lot for my town

[@xHannahx0]

Me too! 😀

[@ImGeneralJAckson]

Same. 😌

[@nightfire7509]

Im glad her Army unit took those classes seriously. My unit always rushed through them in 4 minutes then wondered why everyone was blowing money on new trucks.

[@kyrianalynch9721]

Love this episode! She's full of wisdom and Graham has great reactions as usual.

[@aminat643]

Graham!!! I need to run an errand and you had to post just now! I’ll be back!

[@TheGrahamStephanShow]

See you soon!

[@MooreMoney]

Lmao!

[@alijibran3255]

My school (tennessee) has a mandatory personal finance graduation requirement. It's really informative

[@cocomarineblu993]

So weird because I’m at nashville state and no personal finance requirement is required? Maybe it’s for high schools students? I transferred from EKU in Kentucky

[@abhim9221]

dave Ramsy is from Tennessee, right? I think he and his company is trying to implement a personal finance class in all Tennessee high schools, I could be wrong tho.

[@alijibran3255]

@@cocomarineblu993 yeah I'm in collierville highschool

[@alijibran3255]

@@abhim9221 pretty sure that's it

[@JAMIEANDSARAH]

Grand Rapids represent!!

[@IsabellaBoyne]

Every time I watch a Millenial Money episode I can't wait to see Graham's reaction to it, this channel is literally the only reason I made my own what I spend in a month video

[@hanksflowell2994]

I appreciate this video This is exactly what I need as motivation

[@jessicamolly9733]

When you invest you're buying a day you don't have to work

[@silverfranklin508]

Assets that can make you rich

[@silverfranklin508]

Bitcoin Stocks Real estate

[@simontrees5289]

@@silverfranklin508 You're right , it's obvious a lot of people remain poor due to ignorance It's better to take risk and make sacrifices than to remain poor

[@gwencaster8470]

Now is the best time to purchase and invest in bitcoin stop procrastinating

[@myhealthspace]

I can’t watch any of the original videos anymore without hearing Graham in my head reacting the entire time.

[@EmilyRsktt]

Lol gram is so funny learning how much “women’s maintenance” cost. That’s a pretty normal price for extensions

[@joffrequezada4402]

Awesome 👏!! Thanks for the upload!!

[@fivestarsingh]

I saw the original yesterday, and I’ll watch Graham’s reaction now!

[@AlexandraAnnette]

literally same. gotta see his reaction

[@Quickonomics]

Graham: “I sit behind my computer screen and criticize them for views.“ He's living the dream! :D

[@SStudderz]

Graham, I wish you were my personal life coach 😂 you give me so much motivation to better myself financially as well as reminding me that anyone can do it. Keep up the good work.

[@ObeyDaqSwaqq]

I'm so proud of her! She works for the state which is a Union and offers health/retirement benefits, she has an entrepreneurial mindset, she fought for our country and now doesn't have to worry about student loans. This is inspiring!

[@abbymeadows511]

I moved from NYC to Grand Rapids a few years ago. This young woman is a wonderful representation of so many Millennials in GR who are an absolute inspiration!

[@N_lynnn]

I’ve been waiting on this since CNBC posted their video 🤩

[@jeffrounsville4961]

Great review, thanks

[@Coolwater83]

The tesla to the moon kindergarden meme was hilarious 😂

[@AshiyaWhitley-ShawVeganAthlete]

I was SO happy to see a fellow Michigander... 👏🏽 and see them doing SO well... 😁until I saw her spending habits.😬 YIKES!😐😅 BTW! I used to have a car wash membership. The membership was $9.99/month(regularly priced@$4.99/wash), for unlimited car washes(max 1/day). I’m in GA. The most expensive membership they had was around $20/month.👏🏽❤️

[@andreakubiak4778]

Car wash memberships are a little pricier here because the heavily salted roads make regular car washes a must all winter long.

[@martins4118]

Graham cranking out these videos like there’s no tomorrow

[@TheGrahamStephanShow]

tomorrow we have a NEW video!

[@4islandbeauty]

I just watched her video and have made it a habit to come and check Grahams review. She's very young and business savy, love her hustle.

[@DarkkJester]

love the SpeedMaster, love Omega!

[@allaynaweber2459]

picture this: Graham walks into a classroom full of kindergarteners, smiles... "WHO WANTS 4 FREE STOCKS"

[@user-bm9cv9vn2k]

🖐️

[@raymondscott9569]

Wonderful lessons for new trader like myself. Great detail and modeling

[@benedyktnowicki890]

Appreciate the vid. This is exactly what I need as a motivation

[@angelasamples7263]

I love this video, trading is profitable with the right strategy

[@hansonberry1872]

I recently got into trading and I'm already marvelling over the earnings I'm making. I'm like, "How the hell have I been sleeping in this?"

[@jaydenberry3509]

I'm interested to learn what this trading stuff is all about

[@ruthrogers2364]

Wish I knew about this earlier, bitcoin is a life changing business I'm still invested in stocks for now.

[@justskill8996]

Hey Graham, thank you for the video!

[@fbgmzae4722]

Graham’s the 🐐(btw smashed the like button :))

[@kibi.mp4]

The Army teaches financial literacy because TOO MANY soldiers go and buy a new camaro/charger/truck/jeep at 35% APR. 😂 Same with the Marine Corps. Edited, to add source: I'm a former marine and saw it WAY too often when I was in.

[@kellyegeline9823]

From my experience, the classes aren’t working. They weren’t working when I was in years ago, either. Lol

[@555125kevin]

they really need to teach ppl to invest in crypto or stocks, even in schools.

[@jmor2252]

@@kellyegeline9823 You can lead a horse to water...

[@trackourmoney5340]

Graham, how long until she is on the iced coffee hour? ☕

[@scootor3435]

Thank you for all the hard work you do!!

[@johnsanders3877]

Loved this episode Graham!

[@clashwithpokefan6867]

Smashing like and commenting for the algorithm as always!

[@samuelmulike2265]

Why is the army teaching this personal finances but schools don't 😔

[@jjjenjun]

I'm a bit late but been waiting for this react!

[@alwynjohn-thesimpleinvesto4730]

Great content Graham!!

[@Je.rone_]

$4,000 is almost what i make in a year😂

[@XxBeyondSkyxX]

A student I hope? Or part time?

[@KennyakaTI]

@@XxBeyondSkyxX you haven't seen his millennial money video yet?

[@Maryanne_Muthoni]

@@XxBeyondSkyxX in Africa the basic salary is $100- $150 dollars per month 😂😂😂😭😭😭😭

[@XxBeyondSkyxX]

@@Maryanne_Muthoni ah he used dollar signs so I assumed north america

[@pn6659]

I am delighted to watch this video, thanks 🙏 😊 I strongly believe this year will be great when it comes to digital investment and it's a very good time to get into the market. For over 2 months now the leading crypto asset bitcoin is still trading strongly in a bullish pattern and will ever trigger more energy now that Biden has been successfully inaugurated as US president. No doubt bitcoin is very much in a positive pace and getting involved in day trading still remain the best alternative to grow the little we hold. For me success has been on my side for over 6 months ever since i got in touch with a pro trader known as Mr waylon Dustin. His accurate daily signals and strategy is top notch and have been able to record massive success by growing the little BTC i hold. He can be contacted on WhatsApp *[phone]*and telegram: Lyor_signals for crypto inclined concerns.

[@siu-yee]

The way I somehow beat you to the upload 😂 life goal attained - can’t wait to watch your video on this!

[@TheGrahamStephanShow]

WOOHOO!! ENJOY!

[@mylifeasesteban]

Just watched this video yesterday. The very next day graham posts a video of it 😂

[@anabettencourt6943]

Great advice, Graham!

[@joedavitt1]

The way graham talked about McDonald’s warms my heart and made me smile lol ❤️

[@kulsoom]

Lol same, so wholesome 🍟

[@alishanook9324]

Ok but where does CNBC find these people, she has everything figured out lol

[@bryanfeliciano4102]

The people reach out to cnbc

[@iamDestinyAdams]

They have a form under their videos to be featured ❤️

[@stepheng9322]

Not quite. She spends too much

[@mirabella2154]

@@stepheng9322 She can absolutely afford it.

[@yerr2396]

Graham I love ur videos bro keep grinding you are changing lives

[@bababouille5006]

Bro! Love the watch 👍

[@ashlynw4500]

I like that the Army does that! At the company I work for, during our orientation they gave us a financial literacy presentation so we would know more about saving and contributing to our 401K. Even now, they offer webinars from time to time to help us reach out personal financial goals!

[@ChengTeoh]

Graham, do you still get the meal with the toy inside?

[@domzzytheofficial1373]

I love this guys videos love the lay out it’s beautiful

[@mcubedx3]

Ahhh yesss, a ad for every minute! Way to kill the vibe

[@jarrydmaxwell94]

you should do a "no questions barred" Q&A video. Put a question poll on your instagram and let us ask any question. Non real estate or finance related. just a suggestion, keep up the great content and videos!

[@Ben1998Jamin]

YES!!

[@KatesAdventures]

This is going well so far (I'm at around the 5:42 mark) but I've just realized I want her to do well more because I'm really enjoying her personality than because it makes financial sense.

[@SarahMahmoud365]

Love your energy and passion, bud(Graham) 😀

[@muffins6392]

god i LOVE THIS SERIES omggggg

[@elizabethcoleman4265]

I had 4 teaching internships where I wasn't paid. I was later told that I was supposed to be paid for one and I was like "I loved every minute and I learned so much so I don't even care". She told me I had found my niche☺️

[@EvanArgenal]

Everytime Graham uploads a new video, I cut back on another expense 😩 You've saved my bank account thank you Graham

[@OfficialL.DEEMUSIC]

ayo im from GR, Michigan. This was such a surprise to see, love it

[@PaulWeymouth]

the TSLA to the moon picture gave me a good laugh, thanks!

[@Sophie-Buendia]

The Thumbnail: _$4000 BAG_ Me: "YOU COULD'VE INVESTED THAT"

[@financemadesimple-personal2086]

We’re used to it now

[@Sophie-Buendia]

@@financemadesimple-personal2086 Well, yes :(

[@financemadesimple-personal2086]

@@Sophie-Buendia that’s why we love Graham’s channel

[@KingDannyT]

that bag is an investment though, they hold their value better than most stocks

[@Sophie-Buendia]

@@KingDannyT true, but I feel like investing $4000 is better over time but I get what you're saying.

[@notlikeyouraverage]

She has some great bundle deals! @Graham the extensions are worth it and help with putting less tension on your hair. Also, typically those extensions can last 1 to 2 years. So you can spread the cost over the time period. So happy for her!

[@megabeit6409]

Graham! You need to do a follow up of this now a year later! 🥳

[@vickiepatel7505]

Subscribed!

[@NefariaAdventures]

The Army teaches personal finance for incoming Soldiers (and sometimes annually or every time you go to a new duty station) for several reasons - payday loan places, car dealerships, furniture stores, etc. often take advantage of young Soldiers who have little knowledge of how loans and credit work (and often little self control lol). It's pretty common to have dealerships charge crazy interest on auto loans (30%+) to military members, or at least attempt to. Also, for many of us, the Army was our first steady and somewhat decent (though in reality, it's pretty low-paying, considering it's a 24-hour/365 days a year job) paycheck. You always know you'll get paid on the 1st and 15th, and it's a difficult job to get fired from (unless you fail a PT test or don't maintain weight standards). This causes a lot of us to blow money on things we could never have before - like new cars, electronics, etc. Being young, out on your own for the first time, and having disposable income (you don't pay rent in the barracks and some Soldiers are paid a food allowance, depending on their unit/location) can be a destructive combination.

[@rebeccastevens9026]

Idk if it’s just in Grand Rapids but we have mister car washes everywhere and it’s unlimited car washes for $30 a month. But yess girl representing our city!

[@debbiecarroll3276]

This lady is killing it! Excited for her

[@mutomboinprogress]

4:00 that is exactly what I said to myself when I watched the original episode on the CNBC Make It channel. I immediately thought of Alex Pardow.

[@therainbro]

Best videos are where Graham reacts to Millennial Money

[@TheGrahamStephanShow]

aw thanks!

[@cmac_415]

“TSLA 2 the moon” 😂👌🏽

[@hamable1995]

oh new upload wats up my bro

[@meetkrissyj1327]

I love this channel.

[@roses.9181]

“I’ve been out of the gas game for such a long time now.... I don’t know what’s reasonable anymore for gas” nice humble brag 😂

[@ashleytyler5225]

I have a feeling her and Graham are going to be bffs lol. She's doing everything right (mostly...almost)

[@SincerelySandcha]

Lol i was waiting for this!!!!!!!

[@TinaLeder]

I don't even watch the original video anymore and just wait for Graham.🤣🙌

[@RyanHarrisonYT]

How to rank high in Graham’s comment section: 1. Get here early 2. Mention 20-cent iced coffee in a way that vaguely relates to the video topic 3. Give it time. 😂

[@raghav3558]

Lol

[@raghav3558]

And smash that like button

[@TheGrahamStephanShow]

4. Get 4 free stocks

[@Saveg36]

@@TheGrahamStephanShow on webull?

[@controversial8339]

Motivating Graham to do a ted talk on finance day 2. Let's see how long it takes

[@Meeyahx]

Great vid

[@Sachianna-pm1df]

Yeah! Car wash subscription is exactly as you described! We do it in Georgia PLUS detailing.

[@lsfitness8188]

They have the car wash here in houston. 35 a month.. it’s good when you have multiple cars

[@Ben1998Jamin]

That coffee looks like it will take your soul

[@TheGrahamStephanShow]

It did.

[@mirabella2154]

🤣 Best comment...

[@krillansavillan]

The dye game pretty solid homie

[@elizabethhansen8598]

The drive-through car wash subscription exists in Texas! My dad has an unlimited car wash subscription. The only stipulation is only 1 car was per day.

[@arcourtneies]

“I may not know what it means but I know dollar signs” 😂😂😂

[@austonstanhope8527]

$15 a month, unlimited car wash in San Diego, definitely get your money’s worth.

[@brendanbrertram7666]

The gas station Gate has a sub. for carwashes where you can vacuum your car for free. the car was is 6 and the sub is 29.99. it comes with Soft cloth wash , Jet dry, Free vacuums, Tire shine, Wheel bright, Rain repellant, and Tri-foam polish

[@12haua]

Yeah, here in the Northeast US, we have carwashes that offer monthly subscriptions! Especially helpful in getting rid of winter salt