the great thing about being poor is that it motivates you to never never never ever want to be poor again.
@carennorthcutt77245 жыл бұрын
Truth! When I was married, we were always stone cold broke days before payday to the point where half the Bill's were paid on the second paycheck & late. Never, never, never again.
@jimroscovius5 жыл бұрын
We were flat broke right after marriage, horrible jobs, debt collectors calling every day, we even got an eviction notice served on us. But, we got out of it and swore NEVER AGAIN. And we haven't. No debt and even the house is paid off.
@cato4515 жыл бұрын
Jim Roscovius Nice!!! i’ll be joining you mortgage free next year. Wahooo!!
@kjsampson58115 жыл бұрын
and not being able to eat... It saves on gym costs and obesity expenses.
@kodyeldridge58475 жыл бұрын
say it louder for the socialists in the back 😂
@Uniqorn5 жыл бұрын
I always laugh at the start of these "How are you?" "I'm great Dave!" "So whats your problem?" "I am $3million in debt my wife just left me, my dog just died and my car needs work"
@CorySpears19785 жыл бұрын
You forgot got the part where they just bought a 60,000 dollar truck because the boat won’t pull itself.😂
@Mag1c4lyfe5 жыл бұрын
And racking up $20,000 in CC debt because people work hard and deserve things because they work hard.
@matthewwilliams92005 жыл бұрын
Also add.. we make 300k a year and don't know where the money goes every month.
@yeaitsmae62775 жыл бұрын
🤣🤣🤣
@Timetrae5 жыл бұрын
I always think the same thing. If I ever call Dave I would just say I’m calling for your help Dave!!!
@jkay074 жыл бұрын
You call Dave Ramsey for financial advice and he tosses in the wisdom as an extra.
@chalklounge4 жыл бұрын
Nailed it.
@TheGearShots5 жыл бұрын
So nice looking at my credit score and seeing $0 on credit cards. All that’s left is $30,000 in student loans and $9,000 on my car and it’s time to scream!
@DaLastMonster5 жыл бұрын
Good stuff, I hope you reach your goal!
@ChrisInvests5 жыл бұрын
You'll get there! 😀
@thomasm59225 жыл бұрын
Good for you. I hope that in your scream you add " Never again! " I see so many people get out of debt and reward themselves with a new car..Furniture... on credit , that I wonder about their sanity.
@JiisTube4 жыл бұрын
Woohoo!
@truthlove11143 жыл бұрын
Congrats
@loserplanet5 жыл бұрын
Absolutely the BEST advice, ever, Dave!!!!! Love this call. I grew up in poverty myself. Grew up with holes in my shoes, stained clothes, and free school lunch. My home was dysfunctional and abusive. My mom finally left and the finances got worse. I lived in a TENT when I was in highschool of all times. But you know what? My family had a lot of LOVE. Sometimes my mom would get all the presents at the dollar store so at least the tree was full of presents for us on Christmas. We played outside. My brothers and I had fun. Sometimes she would take us to "get lost" and she would just entertain us by driving us around to explore. Once we found a house that was made up to look like a castle ...think pink and purple and Disney Princess. I never forget that. Dave is right about CHARACTER. It has definitely made me who I am today and also inspired me to to better. I make well over six figures now. And I married a GOOD man. If I hadn't seen and lived through what I did, I would not be who I am today. Don't spoil your child. She will not be grateful. She will be entitled and expect life to hand her what she wants. She won't value hard work. I mean, I stated a "car washing club" with my friend when I was in 4th grade so I could have money to go to 7-11 and get slurpees and nachos. I learned the value of a dollar young, and that hard work pays off. I'm forever grateful for everything I worked for. Kids don't even remember the STUFF they had when they grow up. I can barely remember any of my toys. But I remember the silly games we played when the power went out.
@ja41205 жыл бұрын
Thanks for taking the time to share your story.
@ChrisInvests5 жыл бұрын
That's awesome! I'm sure you're living a better life now.
@arnauddeguenon64995 жыл бұрын
It's help to know hard times get rewarded!
@numanuma205 жыл бұрын
Wow, reading that made me cry.
@californiagurl17445 жыл бұрын
Anne the Nurse Thanks for sharing your story.
@NickPeitsch5 жыл бұрын
Schools NEED to make a personal finance class! This lack of knowledge is insane.
@nicolehanna5905 жыл бұрын
It is already a required class in high school. Plenty of very practical information in shared. However, Madison Avenue has spent billions convincing the American people that they need all of this stuff to be happy. Very hard to combat this, but the teachers are trying!
@Genesisramseyy4 жыл бұрын
They are but some aren’t interested I am and 17 and I learned a lot but them other Jit’s they already messing up with money
@sammierose11504 жыл бұрын
Nicole Hanna my school didn’t have any financial literacy classes whatsoever - and I went to a private, catholic high school in the suburbs 🤷🏽♀️🤔
@Theswitchy14 жыл бұрын
90% of public schools require a personal finance type class
@xman666soad4 жыл бұрын
Investing Engineered and who is the winner of that? Banks. Credit card companies. Personal loan businesses.
@elonr10185 жыл бұрын
I really needed to hear this. I grew up in a very unstable environment (homeless and moved a lot) and I fear I’m over spoiling my kids.
@numanuma205 жыл бұрын
new mommy Wow!
@alyssam89775 жыл бұрын
If you teach them how to be grateful and to give to others...they will turn out alright!
@inthevault96034 жыл бұрын
I grew up very poor as well, never homeless, but almost too many times I count, and now that I make very good money I spoil my younger daughter, who still lives with me, and it’s at the detriment of paying down my debts.
@truthlove11143 жыл бұрын
Don’t worry. They will be just fine because you are so balanced and appreciative.
@ChrisInvests5 жыл бұрын
They might deserve a new dress but they deserve to have a financially stable household. Something they probably won't understand 😕
@jayh405155 жыл бұрын
"Deserve has nothing to do with it". -Unforgiven
@shaddowgolden10543 жыл бұрын
Children who grow up in poverty definitely understand better than those who don’t.
@harrisonwintergreen11475 жыл бұрын
Smart lady. Lots of people aren't introspective enough to analyze their own thinking and habits
@khoado1234 жыл бұрын
every video.. Dave: "Better than i deserve ! how are you ? " every caller: "Im doing great Dave !" Also caller: "i'm 1 mil in debt, homeless, jobless, someone died, i'm about to die..."
@jill96065 жыл бұрын
She missed what he was implying... that just because she didn’t have EVERYTHING given to her as a child, she got through it.
@sherryellesson96655 жыл бұрын
Dave and friends, I was a financial analyst for my state's government (Delaware) and I was a trainer. So many people in my classes told me they wished I could give their kids some of the basics. I got in touch with some local schools and offered to do things like "Friday, brown-bag lunch & learn" sessions for things like how to have a checkbook and balance it, how to save up for things, etc. I was told there was no room in the schedule because they had hired someone (paid, not free, as I was offering) for hip-hop lessons. Okie dokie, then!
@paperremix4 жыл бұрын
Oof their mistake! Kids need financial lessons!
@lizrodriguez67544 жыл бұрын
Make KZbin videos for kids :)
@JiisTube4 жыл бұрын
So did you get to go to the hip-hop lesson
@DH19864 жыл бұрын
I didn't come from a single parent household or even a low income one, but my parents were super tight so I grew up with hand-me-down clothes and store brand food. So I went absolutely crazy when I started working - I bought all sorts of stupid stuff! No more used clothes - I'm going to wear $100 jeans ect; I cringe when I look back at my 18 year old self. So much money wasted. I still don't want to buy the .75 cent spaghetti, I pay the extra .25, but I've found a happy middle ground.
@fsmoura5 жыл бұрын
I have an unhealthy relationship with money-it's always fleeing me and going to Sallie Mae 😎 💸
@countingchange86775 жыл бұрын
fsmoura same here
@shannon27485 жыл бұрын
Sallie mae is Satan incarnate.
@derrickmichael-simpleautom24885 жыл бұрын
I grew up with little money and always heard no, I think that’s what motivates me the most...if you didn’t come from money make sure money comes from you. That said, you need to make sure those kids understand how hard you worked for them to get what they have.
@inthevault96034 жыл бұрын
I grew up poor and I would tell my mom no it’s okay I don’t need it. I remember I wanted a class ring. I had the catalog and had one picked out and my mom said okay I’ll get it for you but I knew there was no way we had the money and I knew it would cause another stream of unending arguments with/at my dad about what a loser she thought he was, etc and consciously or unconsciously I knew this so I put the kabash on it and college was no different. 😔
@shaddowgolden10543 жыл бұрын
@@inthevault9603 my children are the same. My 10 year old said she didn’t need a birthday present this year which hurt my heart so much. I got her a $12 gift and made her favorite food.
@diannamc3673 жыл бұрын
@@shaddowgolden1054 that will probably be one of her most cherished Birthday memories!🥰
@humbletobeforgiven17535 жыл бұрын
This is the best advice I have heard from Dave Ramsey.
@brittanyolson6275 жыл бұрын
It feels like I’m calling unpacking my own story. It’s nice to know I’m not the only one and it’s nice to finally find a story that I can actually relate to. None of them ever relate or touch close to home.
@sunset60105 жыл бұрын
Part of WHY schools do not teach about money
@andyhandyman21184 жыл бұрын
Because we need army of consumers
@sunset60104 жыл бұрын
@@andyhandyman2118 exactly right !
@eubankles4 жыл бұрын
Chase, CITI, AMEX, etc would lobby against it. The government got involved in education in the 70's when we were #1 in education and since then we're now in the 20's.
@michaelmetric654 жыл бұрын
there is no way a government school is going to teach the truth about money - if they did you'd have an uproar about social security. Basic math on what they STEAL out of your check every month tells you if you invested that same amount of money, you'd be a millionaire by the time you turn 40. When you retire and start collecting it, you're lucky to get a fraction back of what you paid in.
@inthevault96034 жыл бұрын
If they did shareholders would be as broke as everyday ppl that they scam.
@dreadrea32655 жыл бұрын
Unlearn the way you were raised if it's not healthy. Sorry, but when we become adults, we're 100% responsible for our own lives.
@Jemgirly4 жыл бұрын
Exactly!! This is called accountability, and it's becoming scarce.
@Cosima9094 жыл бұрын
Wonderful comment Drea Drea, it’s hard bloody work improving yourself but it’s a lot better than writhing in past sorrow and misery that you cannot change. Have an excellent day 👍🏾
@inthevault96034 жыл бұрын
But what happened to us doesn’t disappear.
@jenniferannfox23165 жыл бұрын
I think personally being raised in a stable home with necessities but not everything I wanted created my drive as adult to be responsible with money. Have you ever noticed people that have a bad relationship with money, irresponsible, tend to have bad relationships too?
@Eli-tq8fj5 жыл бұрын
I have noticed! Grewing up in Africa, our lights and water were interrupted every now and then, thank god no eviction! That has led me to be so frugal with money that I think sometimes i am crazy
@Omonike885 жыл бұрын
Nope. I have a wonderful relationship with money and not a good relationship with men.
@daisylavender52755 жыл бұрын
Lottery is my problem! After I win, I'm gonna quit😉
@chuchuliben13525 жыл бұрын
Haha
@Brian-hd4rb3 жыл бұрын
I will forever be your problem then
@daisylavender52753 жыл бұрын
@@Brian-hd4rb update: I won, so I quit!
@DoctorSmartyPants5 жыл бұрын
Caller: "My husband and I are married".....
@wastelanddan73885 жыл бұрын
👌👌
@kodyeldridge58475 жыл бұрын
chalk it up to nerves? 😂
@DoctorSmartyPants5 жыл бұрын
@@kodyeldridge5847 probably. Lol
@laid074 жыл бұрын
Perhaps they're married to other people. Lol
@cowishere82224 жыл бұрын
You would be surprised how many people I speak to say they are married, then change it to we've been dating for years upon asking why their names dont match.
@brookswoodward72784 жыл бұрын
I remember being 8 and enjoyed saving money.... Too bad my birth giver was bi-polar and would "borrow" from me. Keep users out of your life it helps.
@monicadhenderson86703 жыл бұрын
That’s right Dave!! Spend time in prayer!!! Yahweh always makes away🙏🏼🙏🏼🙏🏼✝️
@itamchi9084 Жыл бұрын
The Maslow pyramid, being at the bottom is part of the journey
@jjwrenmusic4 жыл бұрын
Why does Dave always recommend pastors for mental health treatment or marriage counseling? What specific training do pastors have? Makes no sense to me. I wouldn’t go to a car mechanic for a plumbing issue.
@tmusa20023 жыл бұрын
I grew up without brand names and when I had kids, I wanted them for my kids. I thought they would fit in better. To my surprise BOTH of my kids refuse to wear them, a brand cannot be visible! LOL. My husband is the same way. How lucky and what a lesson I learned. They don’t like the “daddy’s money” vibe, as they now call it as teens. ❤️
@Caprivlogs5 жыл бұрын
I applaud this woman for her courage to share her story.
@Codmaniac08795 жыл бұрын
God bless this family !!!!!!
@sidharthchand80725 жыл бұрын
jordan dunning first nice logical comment
@numanuma205 жыл бұрын
Amen.
@heatherjohnson56124 жыл бұрын
This was a great episode! I needed to hear that! Parenting out of guilt is what we call it
@aroncarvajal70804 жыл бұрын
Some of this people need to live in other countries so they can see what poor is.
@mariee.59124 жыл бұрын
Well, not really. If you want to see poor go volunteer in a family homeless shelter, go to a soup kitchen, go to low income schools right in your neighborhood. I worked in a homeless shelter for a number of years, I have seen families without having on dollar for food. You don't need to go to third world country to see poor. I see homeless people sleeping on the streets every day including extreme weather. Cold/hot. How can't you ignore poverty in USA?
@aroncarvajal70804 жыл бұрын
@@mariee.5912 I agree in part, but here in the states you have the option to go somewhere (a shelter) and the government is always willing to help, in a bunch of other countries he doesn't, this people that call are very very far from poor.
@mariee.59124 жыл бұрын
@@aroncarvajal7080 I also understand your point, people call themselves poor, but they still have options. I get it.
@SuthenGirl4 жыл бұрын
Go to the Mississippi delta. Third world conditions there. Plenty of KZbin videos about it.
@aroncarvajal70804 жыл бұрын
@@SuthenGirl they need to see this videos I came from a border town in Mexico selling fruits on the streets and living in part of hardware store without ac or heater I know somewhat what poor is, Saludos
@jillstover87824 жыл бұрын
I like how you explained things to her and most that call in! Makes common sense seem alive again, over,and over! She calmed down listening to you.
@ajaaquiningoc49635 жыл бұрын
Thank you for this advice Dave. I really appreciate what you do here on this show.
@Ryan_DeWitt5 жыл бұрын
You deserve what you can afford. Period.
@youngandbearded84745 жыл бұрын
Ryan De Witt That’s true the first world and democratic countries, not in the other parts of the world.
@incolourxx26135 жыл бұрын
Many people can’t afford healthcare but, call me crazy, everyone deserves not to die from treatable diseases
@paulcherrytrains33393 жыл бұрын
There is no substitute for love. just being there is the best gift.
@rachlearningmotherhood73364 жыл бұрын
Love how Dave always Says Rachel is sooo dramatic 🤣
@guyhill35287 ай бұрын
Not having things that your mother could not afford is part of what made you the successful person you are. Why take that character-building mechanism away from your children? Wouldn't it be better to not be so focused on material things and instead be mature with your money and build a solid financial future for yourself and your children???
@chicodaman23455 жыл бұрын
I seem to have an "unhealthy relationship" with money also, I am in love and I want to see more of it and more often but money only wants to be with me every 2 weeks and always leaves ASAP!!
@twilde37544 жыл бұрын
Your children can also be part of their own future...want to know how? From the day they start pre-school, lovingly let them know they must work hard in school and do their very best. Emphasize the love of learning and the beauty of discovery. Be curious with your children! Then your children will journey through school (life) knowing that education is important...AND know they chart their own course, so to speak. Your children will get great grades. When it comes time to take college-entrance exams, your children will excel. What is the OUTCOME: scholarships and entrance into fabulous schools.
@BwantleyBoo5 жыл бұрын
8:53 Awe poor baby Rachel. So cute !
@willieboy30114 жыл бұрын
Life is a struggle, including financially. Kids need to learn that. Don't worry about things you can't control. Mom needs to learn that.
@RogerPack2 жыл бұрын
Seems to me like her building up an emergency fund, so she's not as stressed about finance, might go a long way to helping her daughter not feel as much "proxy stress" about money as she did? Maybe some budgeting?
@corranda5 жыл бұрын
Dave always has sage advice.
@Codmaniac08795 жыл бұрын
Dave !!!! The Great I’m a new Subscriber!!!!!
@CandiceB5 жыл бұрын
I grew up upper-middle class but I didn’t care, that why I trade FOREX because I knew early on that I had to take advantage of the foundation I had and create multiple sources of income & teach MYSELF financial literacy
@Omonike885 жыл бұрын
❤
@wallywallace89234 жыл бұрын
are you consistently profitable trading FX? I've tried pattern trading it and switched back to stocks, why FX over stocks for you?
@CandiceB4 жыл бұрын
@Wally Wallace - I’ve been definitely increasing my profit with forex, slowly but surely. I don’t trade patterns as much as I just trade price action itself in forex. I have stocks for long term investment
@nrlombardi4 жыл бұрын
You are a smart girl... 👍
@W1LDWESLEY5 жыл бұрын
A.d.d it is a light yellow issue for me. Food is my weakness... If I could just not eat for one month
@daejonmoody33045 жыл бұрын
Wesley Groth make food at home :)
@HaikesXO2 жыл бұрын
He’s right. Pain, conflict, adversity, etc is coming. So how are you going to deal with it?
@christettec30455 жыл бұрын
An excellent interview and advice! In my opinion, it does not hurt to allow children to experience consequences. Thanks for sharing and good luck to the caller. (p.s. I can relate, my mom worked her tail off for us and just passed away too). Hugs to all!
@llopez61094 жыл бұрын
That’s my husband to the T and that WAS me until I realized that I have to get out of our debt carrying the brunt of it.
@Je.rone_5 жыл бұрын
Solid advice!!!
@marisolvalencia22394 жыл бұрын
My family of 7 was also “poor” and I put it in quotes because we never lacked any basic needs. My mom was a stay at home mom and my dad didn’t have a stable job but hussled and worked at everything and was always working. Yes we were told no and we didn’t vacation very year and go on a plane but I NEVER felt poor. My childhood was great from what I remember even though my mom tells me know that I’m an adult that people would tell her things and that she felt bad but I always tell her that we didn’t suffer. Also now that I have my own kids yes they have gotten in a plane already on a vacation but I plan on raising them humble and what I mean buy that is we don’t own a tv or a computer or laptop or tablet and they will not be receiving a newest iPhone for their first phone not because we can’t afford it but because we want them to earn what they want. We want to teach them you want the newest iPhone ok you’re going to work and save up and buy it yourself so you can feel it.
@truthlove11143 жыл бұрын
They should have more access to technology and TV so they can learn there is so much more to the world and access to other cultures. They will need computer skills for any decent job in the future. You are hurting them more than helping them even though I know you think you aren’t. Sounds overly controlling and not connected to the real world. You need to teach them to be both book smart and street smart. Over sheltering them by denying tv computer phones they will isn’t helping. My kids are up-to-date on all the scams etc out there. They help me avoid scammers that text links and emails and calls. Street smart is worth it. All you need to do is keep a limit on their technology time and use parental controls. When I hear people say they don’t allow their kids these things I also notice they aren’t very comfortable with technology themselves so that is something to ponder.
@marisolvalencia22393 жыл бұрын
@@truthlove1114 Yes thank you so much for your opinion. This is true and balance is key. My kids are only 1 and 4 but they will be learning computer skills that I lacked and he does have a school laptop for class.
@MR3DDev5 жыл бұрын
As a child I did have everything, that being said everything is not much in a third world country. Now that I am the US I value every penny I have, you don't need to feel the pain, is all about reason and what will give you a better life in the future.
@sethbender28634 жыл бұрын
I didn’t grow up with much and I’m gonna make sure I’m an everyday millionaire. I’m 20
@batirtzeurkiaga49735 жыл бұрын
Wonderful conversation. Best of luck to this lady. She needs to probably change the way she's been thinking for a long time. There's nothing more powerful than trying other ways and seeing the upward change for ourselves.
@TheKASHDrecords114 жыл бұрын
Dave you’re awesome but man, why are your hands so ghostly white
@lunganikhubone25954 жыл бұрын
I can relate. When you come from a poor family. It very difficult to relate when you become rich because you have to become reverse of what you thought before having money. Getting rich is not a problem, the problem is staying rich.
@DisabilityExams5 жыл бұрын
Do or do not - there is no try.
@dustenpribble58415 жыл бұрын
And they say money isn’t everything lol 😂 💰 💵
@ChrisInvests5 жыл бұрын
And "they" go to work everyday 😂
@carojames67765 жыл бұрын
I have always been good with money. The secret is to find a healthy balance between spending and saving
@SuthenGirl4 жыл бұрын
@@bsca1956 I think Suze Orman once said money isn’t everything. It can’t buy happiness. However, not having enough will bring you all kinds of misery.
@garybrown47535 жыл бұрын
Love your videos dave All the way from sunny Scotland
@justynmacfarland93223 жыл бұрын
Sweat equity is definitely lacking in child rearing these days.
@passyk99684 жыл бұрын
Spending time with your kids is the best gift you could ever give them. I’m a single mom too. Just make sure to always include GOD.
@LovePatience324 жыл бұрын
Yes, Jesus Christ
@benpamplin44825 жыл бұрын
His fingers are so white but the rest of him is so brown
@jenniferneal78294 жыл бұрын
That's good Dave! Wise advice ☺
@percyastronautstatus.87804 жыл бұрын
Dave is old school......love it. His kids are well balanced..go figure. Dave for President !! Yea!!!
@itsmamawolf4 жыл бұрын
I’ve been waiting for this!! I feel the same... grew up without much now I have money to spend and I want to buy everything....
@Rashaadthegr85 жыл бұрын
Dave never asked if she was debt free?
@davinasquirrel76723 ай бұрын
The majority of the last one to two generations were spoiled, and it shows. Growing up, even though we were middle class somewhere, I rarely ever got what I wanted. Had to earn stuff. I remember many a 'high level negotiation' with one or other parent. And I was 'the saver', not much of a spender at all. Had always been that way, it was just a thing. But spoiled children generally grew up to be useless adults.
@Tanya77744 жыл бұрын
Actually, we do still call them spoiled.
@charlesyoung99805 жыл бұрын
I have an unhealthy relationship with money as well. My wife won't sleep with me unless I give her some.
@azizsaqi5 жыл бұрын
Greetings from Morocco
@systemdeadlock5 жыл бұрын
fomo
@brilliantwriter48565 жыл бұрын
Yep that's me, spending money makes me feel happy
@jayh405155 жыл бұрын
Unfortunately to "stay" happy you have to keep spending.....not a very sound plan.
@brilliantwriter48565 жыл бұрын
@@jayh40515 I know. I've been thinking about it alot today. Just because theres money doesnt mean I have to spend it. I lose in the end. Thanks
@jayh405155 жыл бұрын
@@brilliantwriter4856 I have been fortunate to always have been good with money, debt free and my motto has always been "If my bank account isn't happy, I am not happy". I've been thinking of starting a youtube channel to help people and share my knowledge, what I have learned along the way. It's hard to get my thoughts to come across on camera, without rambling..lol
@brilliantwriter48565 жыл бұрын
@@jayh40515 my husband always says that too. When his bank is happy hes happy. Maybe you can make a video with different images and do a voice over with an organized compiled script of all your ideas. You should do it! I'd love to listen to what you have learned because I am still learning
@daejonmoody33045 жыл бұрын
Saving money makes me feel happy lol
@tymom93133 жыл бұрын
Love this! So raw
@redstridetechnologies94004 жыл бұрын
"My Husband and I are married"
@Victic0054 жыл бұрын
I rent fun all the time.
@lilibethvilella7 ай бұрын
Rachel 😮😂& look at her today!!!!!!!
@jessicaqu5 жыл бұрын
Feel pain in a protected environment - tough love breeds strong discipline and accountability!
@keitht.27272 жыл бұрын
I'm just now trying to recover my finances in my mid forties after a less that optimal upbringing. The violence I saw in my family due to lack of funds made me not want to think about money as it resurfaces trauma. I'm on here because I force myself...
@drummergeorge96423 жыл бұрын
Listing to Dr while I'm a t gym
@lynnebucher65372 жыл бұрын
We had some lean years but thanks to our mother's frugality we always had a roof over our heads, food, clothes and medical and dental care. I do however remember a year or two when we were on food stamps after my stepfather died from suicide. It was humiliating to have to go use them in the stores and we got free school lunches as well. Our mother did not make good choices in men but we never felt unloved.
@1redrubberball5 жыл бұрын
"I have an unhealthy relationship with money" is psychobable for irresponsibility and lack of self discipline.
@fsm123858 ай бұрын
Good Mom teaches from mistakes from granny , and changing it all for her daughter
@JoelMPanchevre5 жыл бұрын
Dave’s never answered my calls. :(
@YanRAWR5 жыл бұрын
Same here.
@ChrisInvests5 жыл бұрын
What's your question?
@ThandsTV5 жыл бұрын
He probably has a lot of calls to go through. Can you find a question similar to yours in one of his old videos?
@JoelMPanchevre5 жыл бұрын
Thands TV I am in a unique situation, like most of his callers. I have gone thru a lot of his videos. I have found my answers. I also know Mr. Ramsey’s a busy content creator and businessman.
@JoelMPanchevre5 жыл бұрын
Chris Invests - Personal Finance Videos it’s not a question. Just sort of direction.
@orphanedhanyou4 жыл бұрын
Controlled pain, controlled discomfort is essential. Nothing grows without learning how to deal with the blistering rays of the sun or under the heavy downpour of the rain. Whether you learn to cover up or do without.
@michaelritchie76993 жыл бұрын
Love this show...positively/hope is missing in our culture. Great job Dave
@juniperbrooke38833 жыл бұрын
This one gripped me. Great talk Dave. Thank you for this.
@mahanaimrobles2065 жыл бұрын
Wow
@ALXSSA5 жыл бұрын
first
@BoGaines4 жыл бұрын
Not even close lol
@lunganikhubone25954 жыл бұрын
Actually not when you get rich but when you are in transition.
@judyjohnson96103 жыл бұрын
Sallie Mae - somebody please enlighten me
@AceHardy5 жыл бұрын
👑🙏
@muffpaid69554 жыл бұрын
I write about 4-5 checks a month whoever cash it first is the lucky bill that gets paid 👀 I had it when I wrote it
@jshaffer1895 жыл бұрын
Hmm you never see single dads with money problems 😂
@alissahernandez80374 жыл бұрын
Joshua Shaffer that is a completely inaccurate statement.
@Introvertedtravel4 жыл бұрын
Raised by single dad, we had debt and money trouble the whole time
@tobagoak30144 жыл бұрын
Laying it on thick before the bombshell ...
@bigeric83345 жыл бұрын
If you want a promotion you gotta get out the lotion