I Caught My Boss Stealing Company Funds! (Should I Report Him?)

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[@Lourd-Bab]

Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money. I started investing with $150k and in the first 2 months, my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and get more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.

[@BrandonIvan-c6e]

Hi. I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second child. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks

[@Lourd-Bab]

@@BrandonIvan-c6e However, if you do not have access to a professional like Clementina Abate Russo, quitting your job to focus on trading may not be the best approach. It is important to consider all options and seek guidance from reliable sources before making any major decisions. Consulting with an AI or using automated trading systems can also be helpful in managing investments while balancing other commitments.

[@BrandonIvan-c6e]

@@Lourd-Bab Oh please I’d love that. Thanks!

[@Lourd-Bab]

@@BrandonIvan-c6e Clementina Abate Russo is her name

[@Lourd-Bab]

Lookup with her name on the webpage.

[@tommycoe2333]

My heart breaks for this girl

[@angel-ij4xv]

shit she is doomed

[@DC-rd6oq]

Why? Because she didn't report the theft for 3 years and now doesn't know what to do?

[@tommycoe2333]

@@DC-rd6oq because she's in a difficult position where doing the right is going g to set her back a great deal. 50k jobs don't grow on trees.

[@DC-rd6oq]

@@tommycoe2333 She starts with "is it ONLY morally wrong"? Wow. And she's worried about losing her job, not about doing the right thing. She was going to leave and let it fall on someone else's shoulders. She needs to get her priorities in order. She needs a wake up call. She has other jobs lined up making less money and she picked up a part time job. She just needs to suck it up and hope she isn't prosecuted for being an accomplice.

[@regtalkswealth]

That's a rock and a hard place to be in but at the end of the day you got to do the moral thing I'd report it and find a new job

[@rohanthomas6153]

As for doing the right thing not hurting in the long term, tell that to all of the people who died because they did the right thing.

[@crazy_mind-ox8if]

Well, if they're dead they probably don't feel much pain now. Only short term pain... while they die...

[@jrowlet]

​@@crazy_mind-ox8ifYes, especially if they were followers of Jesus, which grants them into heaven where they receive the crowns for all of their good deeds (including the good deed of exposing this theft). Remember what the Bible says about crowns with decorations on them for us in the after-life in heaven for the good deeds that we did in our lives.

[@Exactchip8299]

3 years of hiding this information, she should be fired.

[@BabyGators]

This may not be a straightforward as it seems. Depending on the business structure, this owner may have the ability to take out what he pleases. I think the employee should ask about it, but should be cautious not to outright accuse him of stealing.

[@ARKenMan]

I'd rather be delivering pizzas with a clean conscience than making $1,000,000 per year with a convicted one.

[@marksix3027]

I worked for a guy who was a Sunday Christian and an everyday SOB. He would have us build a kitchen and other cabinets for his church then have us log our hours worked on other jobs.

[@TheEsperKing1]

Holy cow! That's extremely unethical.

[@mikemurphy9004]

Always fall on integrity. No matter what happens you can live with yourself

[@boxesbinslidsllc]

That's a good word right there.

[@DC-rd6oq]

Yes!

[@patty109109]

She left this far too long. In fact the proper thing to do now is resign and find a new job asap. She *deserves* to be fired for not reporting this immediately. She is also too old to do this and should know better.

[@HaroldGuthrie-qc3xb]

Do exactly what they told you to do. It’s the next right thing.

[@yourgooglemeister6745]

She sounds like a ditzy low-level A/P chick. she's going to get more embarrassed by calling him a theif. Should have asked for more details to confirm the manner of theft

[@Eric_Bassett]

Small private company.. co OWNER.. has been paying a credit card bill for 3 years ? Ok so first of all that’s his money. 2ndly the other guy would have access to the books so he has to know.

[@davidmilhouscarter8198]

Tiffany, you don’t want to work there anyway.

[@GunGlutton]

Blackmail the thief

[@tom30]

No! That is illegal and wrong

[@GunGlutton]

@@tom30 illegal morally?

[@ghostbird92]

I doubt that would help her anxiety

[@GunGlutton]

@@ghostbird92 then she should smoke a big blunt and she will feel like a gangsta

[@markg999]

Going to hurt her getting another job if they call this company also for reference.

[@jimmymcgill6778]

Do people call your previous jobs these days?

[@markg999]

@Jimmy McGill Imagine HR does some sort of investigations before hiring.

[@mightymouse9001]

@@markg999I think for the most part they just call to validate she actually worked there and her role, they don’t have time to interview bosses about performance

[@gloriaalex11]

@@jimmymcgill6778 In some fields they definitely do.

[@curtiscf1986]

Say something first, make them fire you if they choose to. I think most people would understand the delicate and intimidating circumstances here. I think the thief is more at fault for putting her in the awkward position.

[@stevegolacks8731]

Dave is 1000% wrong on this. If this was my wife, I would have my wife quit and not look back. I would not send my wife, a woman!, to put herself in danger when she gets nothing out of it. You never know what any of these guys will do. Violence is very common in situations like this. Dave is a fool for suggesting this woman put herself in danger for a measly $50k job, yeah right!

[@JakeStewart1343]

Would you put your wife in danger if she got something out of it? 🤔

[@terrybumpass4799]

And maybe this lady needs the money for her family. It's easy to tell someone to quit when you're wealthy.

[@ellasoes8325]

Well, what you are describing is sensible, but it's not a matter of concern because she's a woman. Anyone, male or female, would be in equal danger because "what any of these guys will do" is a factor dependent upon their character not on who did them in.

[@ellasoes8325]

@@terrybumpass4799 She does. She said said she has some debt and I believe following Dave's method to get out it. She also as two jobs, with the second one bringing her 6K out the total 56K she's making.

[@tommycoe2333]

What are you even talking about?

[@katyedwards3935]

This is more of a Ken Coleman kind of situation. My advice is to hang up and call him.

[@amireallythatgrumpy6508]

And he would get exactly the same advice.

[@katyedwards3935]

@@amireallythatgrumpy6508I'm surprised it wasn't him doing the episode as opposed to Dave, but I agree with what you're saying.

[@amireallythatgrumpy6508]

@@katyedwards3935 The caller happened to call on a day Dave was doing the show. These are highlights from a live broadcast, there is no opportunity to assign calls to individual hosts. It's a just a matter of who is on that day.

[@kekejefferson9219]

That is crazy. You take medicine for something you can cure by just walking away. 😂😂😂

[@stud6414]

I'd stay stay out of it

[@SS-fs3wo]

She should say something. This is a no brainer! I would say look for another job just in case since she didn't say anything.

[@jillpruett4772]

If she has any PTO needs to schedule it ASAP to get new job.

[@sleepyjoe1685]

I would play dumb and tell him I just noticed it.

[@adamseidel9780]

Just “doing the right thing” is an absurd consideration, this isn’t kindergarten. She should think about her legal obligations and legal protections as well. If she reports it and is fired, can she sue? What is she liable for, if anything? Is it a criminal matter she can report? What order should she do things in for maximum protection? Walking into the boss’s office and accepting ANY culpability for it like Dave recommended is potentially extremely stupid advice.

[@sblijheid]

Don't be so dramatic. That would be wrongful termination. Just get the dept of labor involved.

[@Eric_Bassett]

I think telling her to quit and take a 10$ an hour paycut over this is TERRIBLE advice. And Dave needs to stop interrupting.. she said the 2nd owner is “quiet and comes and goes” meaning the more prominent one who’s stealing is primarily running the show. She also said “everyone knows” before being cut off. This guy is paying off a credit card with the checking of a company he co owns. What if the other owner is aware and ok with it ? This is a small business we are talking about not a large publicly traded company. They can do whatever they want with their money. Large companies buy yachts, private jets, fund trips for the executives and etc. The co owner of a small company paying off a credit card with the business account is not unreasonable… HE co OWNS THE COMPANY… 50% of it is HIS. Furthermore she’s not a liar for minding her business and doing her job, what she knows might not even be the full picture. I think she should keep doing her job and leave when she finds another good job with the same pay or higher. She’s 98k in debt.. she can’t afford a 10 per hour paycut.

[@greggpurviance7252]

This is way beyond stealing from the partner. Most likely tax fraud, paying for personal expences from a hidden credit card then paying from business account, & likely deducting as job expences. Yah the guy is a thief, even if he is only a 50% thief

[@Eric_Bassett]

@@greggpurviance7252 But this is all ultimately speculation, she likely didn’t have all the facts In front of her and there are ALOT of unanswered questions here. Like the true nature of the credit card and weather or not the partner knows already.

[@sblijheid]

You clearly never had a business. You may not charge personal expenses to your business. If the IRS audits you, you're in real trouble. From an actual business management perspective, it's bad as well. I have a friend who used to do that, even though his CPA warned him not to. His businesd eventually went belly up.

[@hectorr3420]

Sounds better is we call the good owner. The honest owner. And then let's call the bad owner. The rat owner, or the stupid owner, etc

[@tate6809]

Sounds shady, but could be totally legit if the other owner is ok with it. Definitely need more information on the situation, which would be totally reasonable for a bookkeeper to approach the owners about.

[@Andiev12325]

What a dysfunctional workplace!

[@JC-gi6jf]

Why doesnt she just lie and say i barley found out

[@godspeedrr5790]

Lmao 😂

[@jasonhutchins9239]

Then she just looks incompetent as the office manager for not figuring it out

[@joelfenner9179]

You just opened the door in a moving vehicle and kicked morality to the pavement. Bravo!

[@boxesbinslidsllc]

​@MasterShake89 Go back and listen to the call. She said she would be blamed for not watching him closer so some type of way, their work ties together. If your role is accounting you can't pretend not to know what you should know in a three year job role. We don't know how deep the fraud goes or if he opened accounts elsewhere or used their credentials. He could say she was the one who did the fraud. Greed is a dangerous thing. You don't bury your head and hopes it goes away. In addition she could move on but always get a sketchy reference and that not good if your suspected of fraud when trying to get a finance job. Think beyond thr moment.

[@azteca6695]

I would keep my mouth shut

[@JakeStewart1343]

Legs too! She was probably the bosses sexretary and now that's not working out and she she wants out of the mess.

[@Drakhulis]

@@JakeStewart1343 Weird ass comment by a weird ass person.

[@joem1950]

IDK about this one, the moral high ground coming from daves side is a bit to much. She talks about how financially telling could hurt her and dave says "you dont have a choice." Find a new job with better or the same pay THEN tell.

[@patrykdrozd2637]

Ask for a raise

[@toddhill1465]

Anonymous tip to the IRS?

[@jimmymcgill6778]

The IRS can't do anything, unless it's being reported for taxes. There is nothing illegal about using business earnings for personal use.

[@toddhill1465]

@@jimmymcgill6778 - "Lion boss" has undeclared income, if he's getting personal items at the firm's expense. It would warrant an audit.

[@jimmymcgill6778]

@@toddhill1465 It is his money.

[@chrisc8603]

@@toddhill1465 not necessarily. If he's taking personal expenses as a business expense, then yes. If he's using profits to pay personal expenses, paying taxes on the the profits and the other owner is aware, then he hasn't don't anything wrong.

[@toddhill1465]

@@jimmymcgill6778 It's the company's money. If he's not reporting it as income, it's a problem.

[@beckymigdal3140]

Jade asked a stupid question. Of course, she would be scared about losing her job.

[@willelliott5052]

I think that Dave was a little harsh on her. The thief was her boss. My guess is that the thief is more effective than his partner in developing business and thus feels entitled to the theft. I have observed talented salespeople who could not manage their personal finances.

[@boxesbinslidsllc]

But, if her role is in an accounting capacity and she turned a blind eye, she could be in trouble as well.

[@ketocajun7451]

This is the problem with Debt. She is scared to do the right thing because she NEEDS the job more than telling the truth. Make sound decisions with money and life and you will be much better off. Life is not fair but you can minimize issues by following good morals.

[@patty109109]

You are absolutely correct. Her back is against the wall through bad decisions in the past which is making her make more bad decisions now.

[@JakeStewart1343]

What she really needs is, RICE AND BEANS, BEANS AND RICE!

[@OTOWN2STOCKTOWN]

Hugh 🤣

[@gmoney4458]

Exactly, her debt is keeping her prisoner more ways than one. This is a point made during financial peace university, once you are debt free and have a 3-6 month emergency fund you are more in control of your destiny, so you are free to leave a situation such as this and find one that doesn't create more anxiety.

[@derekd1510]

@@JakeStewart1343 And sell the car!

[@striperkid]

Her sole job was to balance the books and keep track of where the money was going. She found a hiccup a few years ago so, that was her time to speak up.

[@tabathia7633]

Yes, and after the word, going should be a ? Seriously, letting this go for so long, is going to be perhaps a large amount of money gone, and she knew all about it! Maybe not, but at this point, you are aiding and abiding person and no matter how honest you sound, and give all the infor, you are not coming out not guilty. A full audit and maybe from the IRS.

[@RaymondDawson-v2w]

​@@tabathia7633Tiffany is a self-righteous phony cowardly lying BS artist. She knows that boss is stealing for a while yet like all cowards, she didn't the right thing so now this nitwit wants a pat of the head cause she's "feels bad". Instead of whining about maybe repurcussions or losing money, she should have reported the thief and SCREAMED LIKE A MANIAC at both bosses for their dishonesty. Ethics is a choice. So is enabling theft.

[@RaymondDawson-v2w]

​@@tabathia7633Damn right, she's no VICTIM here, she's a willing participant.

[@SneakerGame-tp8gv]

I got in trouble for telling on a manager for bad behavior before. They didn't let her go, and she just retaliated on me.

[@masoquistaeo]

Next time, document everything and you can sue for retaliation

[@miaaugustine4321]

Yep and HR makes the person who complained out to be the bad guy.

[@SneakerGame-tp8gv]

@@masoquistaeo I wish I had a recording device. This was some years ago however and the company went under, I believe due to bad management.

[@Tashas_Travels]

Happens in many workplaces. I also had to leave a job because of a bad manager.

[@sensimania]

If the company has a "whistleblower policy", HR wouldve made sure that your complaint was anonymous. They would also have to "discipline" the person who was reported (if investigations proved the complaint to be true)

[@deniseharvey8924]

I reported a coworker for stealing only to find out he was friends with the boss so my life became a living hell at work.

[@deb9806]

I had a friend of boss getting away with things at work too until she couldn't. Never a good environment.

[@davidmolina7543]

Yes, this is a very complicated and nuanced situation.

[@karadanvers6136]

I worked at a place and the employees were stealing. I told and got fired. The owner said I don’t appreciate snitches, bye!

[@AB-qx3pf]

This happened to my wife. She exposed the thief. She was fired. The company wanted to create a clean slate after all the theft was exposed. To this day the companies owners cannot look at either of us in the eye and we see them once or twice a year at industry trade shows.

[@livurelife]

That says a lot about the owner’s lack of character.

[@missspell1714]

OMG, seriously 😨😰😥

[@whatevergoesforme5129]

Then I am glad you no longer work for an AH boss. For all you know, your boss is also a thief. I also don't appreciate snitches but it depends on the context and the behavior involved.

[@st.floyds.banana6644]

"How much do you make at the thief place" - Based Ramsey

[@stevegolacks8731]

I love me some Dave, but sometimes he simplifies things that arent simple..... Go find a new job TODAY! Go get a $1000 car TODAY! Go deliver pizzas TODAY! I will 100% admit, I have always been PROUDLY Dave-ish! I am debt free, use credit cards, drive old cars, and dont invest in things where I cant reap the benefits until my 60s!! Retirement should be at 50 MAX!

[@ellasoes8325]

I agree with you, especially, on first three sentences.

[@tmanwheeler8270]

Yeah like it’s almost impossible to find a 1k car that runs.

[@countrymusicandcher8593]

​@@ellasoes8325Seriously tho I bet yiu can find someone that will let you run pizza a couple of hours a month in a day. But even then this is mostly just a "representation" of what they need, not literal. These people sit still paralyzed with fear so long nothing ever happens. You need to get on the job market looking for a job TODAY. You need to start looking up used beaters TODAY. That's what he really wants you to understand.

[@speeddemon0712]

I'd hold my tongue until I found another job with comparable pay. If she thinks she has anxiety now, imagine how she'll feel with no income, bills piling up, and only $500 in the bank.

[@Eric_Bassett]

I agree 100% telling her to accept a 10 dollar per hour pay cut just for the sake of leaving immediately is bad advice. Especially coming from a decamillionaire and millionaire who may have lost touch with what it’s like to live on 56k between 2 jobs.

[@fhuber7507]

She's stuck now... She's goinig to get fired for cause. When it gets out that she didn't say anything about a thief for years, no employer is going to want to trust her.

[@deb9806]

@@Eric_Bassett Yea, he couldn't separate how he would feel at Ramsey and her. I'm sure something happened to him once and it was a PTSD moment. Quitting, taking a crappy job and then quitting that, is not great advice. She needs to take a breath, Dave is always "this week"

[@angel-ij4xv]

and more credit card debt

[@DC-rd6oq]

So, she should continue to be an accomplice to a crime so she doesn't suffer financially? I disagree.

[@natalienewtonebookwriteram1399]

The guy that's stealing the money probably views her as a silent partner also; get it!. Excuse the joke... but in all honesty there is no happy ending in this scenario. Mr Ramsey is right she waited too long to make her choice.

[@karenabrams8986]

She made her choice 2 years and 11 months ago. This is a call about how to manage remorse.

[@adammarkowitz7944]

She needs more help than Dave can give her.

[@VishalSharma-j6i]

True

[@davidmolina7543]

Absolutely

[@davidmolina7543]

Easy for Dave to say that having all of his millions.

[@Xodian650]

Sounds like a Dr. John problem

[@fhuber7507]

Turning a blind eye to crime is aiding the criminal in getting away with it.

[@adrianmechelle3784]

I hate to say this but I’d probably quit and not tell. Some drama is above my pay grade. I don’t have time to be making a case for why you should believe me. Really who knows what I’d do, but I wish her the best.

[@KENTUCKYUSA1]

I agree. Get a job and remove yourself from these situations and keep your mouth shut.

[@boxesbinslidsllc]

But remember earlier in the call, she said she'd likely be blamed for not watching him closer. So some way their jobs tie in together. No, you would want to say something because just leaving who knows what the guy could forge and say she did especially if thr Police are called in. Sneaking and leaving looks like you're a part of the mess.

[@adrianmechelle3784]

@@boxesbinslidsllc I agree she could be implicated after knowing for so long but in the beginning, I’d just quit. Silent partner should become more active.

[@KENTUCKYUSA1]

@@boxesbinslidsllc She can photocopy the thief's records of shady transactions and hang onto them. I would still keep my mouth shut.

[@DC-rd6oq]

She needs to get another job, quit, and come clean. Otherwise it will always be hanging over her.

[@cindy_lou_loves_to_stitch]

Even if she wasn't sure how to approach the other owner, she could have brought it to their attention with a question of needing more information with regards to the transactions. I walked out on a new job when they told me when people call regarding payment, you tell them a check has been sent, even though payment was not processed. I will not work for an unethical company!

[@jasonleatherwood2172]

Id tell him cause if you dont you might go down with him as a accessory

[@willdavids7075]

Reported a manager for this at a job I worked a long time ago. They told him I reported him and nothing happened so it was just awkward after that. I quit shortly afterwards. He was a nice manager aside from the stealing which there’s no excuse for imo.

[@plumtree8713]

Yes! Him stealing from company hurts everyone's job. What if he puts your company out of business? It hurts everyone.

[@angelalaskodi3459]

I once worked at a Fortune 500 company. The vice president would turn in questionable credit card charges that would get paid by me each month. I reported it to my boss who was the CPA. Neither one of us did anything. The CPA felt the vice president could explain away these questionable charges. He feared losing his job. Sorry, but I wasn't paid enough (10.00/hr.) to get involved, I just moved on to a different company with better pay and benefits.

[@angel-ij4xv]

she is out the door tomorrow

[@barexampasser]

@@angel-ij4xvnd probably making more, with ethical actors at a non shitty company that doesn’t participate in fraud. I’d report them to the state agency that investigates FRAUD and push for their prosecution. Fraudulent business documents is a CRIME :)

[@Pjsafa7373]

That is tough. Same thing happened to me when I was asked to work in a church office. Didn't take long to figure out stealing was going on. I turned the person in the same day, but felt the knife in my back until I couldn't take it anymore. Should have left the day I turned them in.

[@lombardo141]

Thanks another reason why Churches are full of hypocrites.

[@deb9806]

Dave was hard on her but I think he kept thinking of his place and how he would react in his own company. I'm sure things have happened he was ticked off about. It seemed to make him less warm than he usually is.

[@sabeenie21]

She should get advice from an employment lawyer so she can know her rights and what to do or not do.

[@DC-rd6oq]

Not a bad idea. Knowing it's been going on for 3 years and not reporting it could possibly make her an accomplice to the theft, depending on her position.

[@karlabritfeld7104]

An employment lawyer will not help and she can't afford one.

[@sabeenie21]

@@karlabritfeld7104Not sure of the laws where she is but they might be able to claim ‘fear of retaliation’ and get her compensation as well, which sounds like what she’s saying. Lawyers then take a (negotiated) portion of the compensation.

[@tabathia7633]

Yes, last time I heard, stealing money, is stealing money, from a company is always called embezzlement. I do hope the comments are listening to these good reminders, always speak up or leave tomorrow, but if caught, should hire counselor. Nice comment Miss S.😊😊

[@brittneysilver2351]

"Sometimes doing the right thing is painful in the short term...it is never painful in the long term."

[@rnt45t1]

Wonder how many things Dave buys with company money? LOL what a joke.

[@amireallythatgrumpy6508]

He owns 100% of it, so there's that. He's not hiding anything from other owners.

[@jamespungello8361]

This is NOT the forum for this kind of question. I'd love to know how she knows this is a "secret" credit card in the first place but either way she needs to discuss this with a legal expert and gather all the info she can before she does ANYTHING. Dave's advice bakes in so many assumptions about a situation he knows nothing about.

[@Excalibur2]

Yeah seriously. She should call her boss and anonymously report it. Maybe it's genuine, but if it's not that would at least do her part to declare it.

[@BachBeethovenBerg]

@@Excalibur2 Might be difficult to truly be anonymous depending on how many people work there and see the books.

[@Excalibur2]

@@BachBeethovenBerg good point. Tough situation to be in.

[@jangrosemartindale8740]

Good advice, get a lawyer to CYA before you reveal all.

[@MAMP]

The other silent owner might already know about the supposed “theft”

[@scoobie8amg]

Personally Id stay out of it. She def could lose her job. She needs the money.

[@boxesbinslidsllc]

Let's she how that works when the fraud is discovered. He can say, I found out she was doing this and told her to resign. It's her word vs his.

[@dna1149]

She should go to the weaker boss and show him the expense reports and mention that she's noticed an increase in the random expenses and food expenses or whatever. Then he can dig into credit card statements and see for himself.

[@Gibb591]

That just reeks of you hiding something and not wanting to come clean

[@derekd1510]

@@Gibb591 Still better than ACTUALLY hiding something and not wanting to come clean...duh

[@tmanwheeler8270]

Seems like a good idea actually since she feels her back is against the wall

[@sherryberry65]

“Go get a job this week.” Yeah, it’s just that easy, Dave!!

[@georgewagner7787]

She is employed. Someone will hire her quickly

[@xINTENSORx]

Exactly. These are the kind of out of touch things Dave thinks is just so easy.

[@KingSobieski]

@@xINTENSORx and buy a $1000 car lol

[@xINTENSORx]

@@KingSobieski right🤣

[@Eric_Bassett]

@@georgewagner7787 but will they pay her the same or more ?

[@wangarizipp6679]

😂😂😂😂😂😭😭😭😭"what do you make there at the thief place?"🤣🤣🤣🤣🤣Dave is hilarious😂

[@jimmymcgill6778]

How is the silent partner a wimp? He probably doesn't know. But Dave just goes to the name calling. Does he knows what a silent partner is?

[@aleksandar5323]

The thief is doing social engineering to create a false perception of the other guy. He would probably get angry and promote this woman for doing the right thing but she has been conditioned to think otherwise.

[@ellasoes8325]

I read your comment after writing mine. I'm glad someone else saw things the same way as I.

[@MrLalasd]

The dude is a whimp. Partners should know about their business finances and expenses. The silent partner is a cuck.

[@djpuplex]

Dave doesn't know silence at all.

[@marveling8927]

I think that's what he alluded to at the end, when he was talking about when she tells the other partner they've been calling a wimp and the partner decides to stand up and they clash saying "surprise" and she wasn't going to make it out keeping the job.

[@7thlady]

Tax fraud. That would be my angle. "I'm concerned that the IRS will come after the company for back taxes for writing off these many personal expenses as business expenses. I have recently learned that these are not legitimate expenses according to new IRS guidelines." But I'd find a new job first, or at least start interviewing. She has put herself in a terrible situation with all that debt looming over her head. So, get out there and find a new job, quit, report embezzler to silent partner during the 2 weeks notice period, and if he doesn't care or wants to let it continue, report embezzler to the IRS for tax fraud. This is a sinking ship . . . get out before you are implicated!

[@DC-rd6oq]

"I have recently learned"...yeah, 3 years ago. LOL.

[@anaa03899]

Maybe she is do one who is stealing 🤔?

[@vinnietaganekurukuru8519]

In this case I would rather tell the truth and keep your (company) money.I am outta here. I desire to follow God’s principles then earn a lot of money with crooked dealings! NO THANKS!!

[@wogeibe]

My boss charged a single mother who really trusted us with services we never performed. I was pretty upset and wasn't sure how to approach the situation. I considered talking to upper management but wasn't sure how useful that would be. I then decided to just take it to the Lord in prayer. I prayed that God would convict him of what he did and rob him of his sleep until he decided to give that woman her money back. The next morning when I arrived at work, I didn't even make it inside the building as my boss met me at the door. He told me very adamantly, "I decided to give that woman her money back." I replied, "I know." He gave me a quissical look and said, "You know? What do you mean you know?" I then told him what I had prayed the night before and how I wanted God to rob him of his sleep for his wickedness until he decided to return that woman her money. Not sure what I was expecting his reaction to be, maybe just kinda shrug it off and go about his day, but that is not the reaction I got. He was absolutely stunned. His jaw practically hit the ground. A sense of wonder came upon him as a realization that something supernatural had just occurred. He seemed at a loss for words, and then replied, "Since we know that God hears your prayers now, can you pray for my daughter that God would help our relationship." I still thought he was a lunkhead but I was glad he changed his mind, so I agreed. I prayed that night before bed that God would help his relationship with his daughter as a sign to him that God hears prayers and that he is watching over all. The next day at work, I was talking to the boss and he was still stunned about what had happened and we were discussing it. While we were talking, his phone rings and he says, " Hold on, I have to answer this." I can hear him answering the person on the other end saying, "Yeah. Yeah. Well I love you too." He then hangs up and turns to me with tears in his eyes and says, " You will never believe who that was." I wasn't thinking too deeply, so I asked, "Who?" He said, "It was my daughter, we haven't talked for months and she just called to tell me that she loves me." Needless to say, but I kind of became like a prophet to him for a while after that. He would offer to take me out to eat after work. Something that was very much out of character for him. All in all, I think it worked out much better than if I had simply told on him to upper management, though I do think that has its place at times.

[@9liveslisa]

She'll feel much better if she find an ethical company to work for. It is scary to be a whistle blower. I was a whistle blower at a large corporation. None of my co-workers would speak up. They all saw what was going on, but they didn't want to lose their job. I finally did speak up. I couldn't take it anymore. I didn't get fired, but no one really sat me down and said thank you for telling us. It was very weird. My conscience was clear, but it was never the same again at work. I hung in until I retired.

[@DC-rd6oq]

I was a whistle blower and I did get fired. My career eventually recovered. Did I make as much money as I would have if I had not blown the whistle? No. But, I sleep like a baby at night knowing I did the right thing. That was over 20 years ago and I've never had a single regret.

[@9liveslisa]

@@DC-rd6oq Exactly! Doing the right thing is always the best path forward even if it isn't easy.

[@jillgott6567]

YES, 1. because this is one reason why there are fewer raises for the employees. 2. There is a possibility you could be accused of the loss if it is found out. 3. If you tell the good partner about the theft you do run the risk of losing your job. 4. SHE IS NOT TO BLAME she was scared - I understand that fear.

[@tristan2332]

I'd be more worried if this guy gets into some sort of IRS trouble he could take her down also. If she isn't in accounting she can plead ignorance but if she is in accounting she could possibly get into trouble herself. Look for another job.

[@jrowlet]

Exactly, especially if the thief did not report the stolen money as income to the IRS in the event that it was legally required to be reported, and the IRS decides to audit the information. Remember that the IRS got Al Capone because he did not report his illegally earned money (that case established the precedent that even illegally gained money is income that needs to be reported to the IRS).

[@GitarPicker]

Sell the bosses car

[@screwdriver_bandit]

Ah the plot thickens! Sitting idly by and not saying anything for 3 years- you’re out of a job, lady.

[@frankm2385]

She should mind herown business. The person she's calling about is an OWNER. An owner can do whatever they want. This is between 2 owners. She may be morally correct and out of a job. It's easy to tell her to do something when they don't have a dog in the fight. Btw, there's 2 sides to every story.

[@sevenbeauty6502]

Girl you knew for 3 years?!!!! You should be fired!! I feel like she like the other man or something

[@tonycrabtree3416]

And she is will be set up as the fall guy…. How did she not know to say something.

[@sevenbeauty6502]

@@tonycrabtree3416 Agreed!!!! Makes me wonder what else she did doing those threes years. Did she smile in his face a lot? And did she knew he knew she knew so they played a love office game!!!? It may sound crazy!!! but it’s way more to this story and she’s not telling. That mean she was lying in the books to keep him safe!!!! They both need jail to me.

[@Anonyme67]

BS! I will mind my business and only report it when I am ready to leave. They are going to make her live a living hell if she report it without any plan for the future.

[@debragiovine9797]

Why you think she stay at that job,,,because of the salary she was getting to keep her mouth shut,,,,of course,,, they have a high turn around,,,at this company ,,,because of this problem,,,

[@debragiovine9797]

Now,, she realizes,,,she going to make a lot less,, at her new job,,,

[@jeffreysock]

How does she know the other owner does not know? Maybe it's agreed on without discussing it with her. I would just bring it up publicly to them both asking, how do you want mo classify these transactions.

[@A.S.Melissa]

I hope she read these comments before she quits.

[@JakeStewart1343]

I hope she sticks to rice and beans, beans and rice before she quits!

[@Drakhulis]

Seriously, this advise Ramsey gave was utter trash.

[@aqm8470]

Id hate to work at Ramsey

[@mikesforza7991]

Seems like progressively Dave gets more and more assumptive and abrasive on these calls. Being a silent partner doesn't necessarily make them a wimp. Why be so judgmental on a silent partner that you know nothing about.

[@user-ws2gn3wp4s]

He is just tired of doing this it’s clear

[@dudeorduuude5211]

Dude, he is going off what she told him

[@jimmymcgill6778]

@@dudeorduuude5211 And he has a big mouth to ask more questions. She clearly said the other is a silent partner. Which means that they are not involved in the business.

[@karnypharax1917]

Not her circus, not her monkeys. The partners need to be holding each other accountable. Also no surprise at all that Dave would just fire someone for failing to report something that (I WOULD THINK) would be taking place right under his nose. This caller should NOT be leaving the better paying job for a theft she had nothing to do with to go work at something making $10 an hour less. Never ever fire YOURSELVES people. Let your boss do it, they make more than you and you have a better chance of landing severance.

[@muradshawar]

100% agree

[@stephencullum8255]

We are repeatedly warned in the Bible , do not be unequally yoked. That includes business relationships . She needs to report this and then be out of there. Doing the right thing is not always easy. Sometimes you even get punish or hurt doing it. But ultimately the goal is to please God and partake of Hs divine nature. In other words be conform to the image of Christ. This is a test. Until she passes it the Lord will have her retake it. Time to pass.

[@lkj0822g]

Context matters. Did the caller ever establish a dollar amount or give an example of the types of personal expenditures? Also, as office manager, the caller is responsible for bringing this to the attention of of both owners. It may be entirely possible that the owner who is doing this thinks it is okay. Owners of small businesses using purchasing personal items and then expensing them through the company is one (of many) ways owners compensate themselves without paying taxes as income. Yes, it is a violation of the tax code. The way I would approach this situation is to bring it up with both owners under the context of "If we get audited, the IRS may disallow these expenses and the company will be liable for back taxes and penalties. To assist with proper tax classification, I have developed a one page checklist that identifies appropriate expense categories."

[@sblijheid]

Every small biz owner knows this. The IRS lets you know, the bank lets you know, and your CPA lets you know. Since this is a partnership, he knows he's cheating his partner.

[@DanteUchiha-go5dt]

Just mind yo business. It’s just the world we live in unfortunately

[@markg999]

Depends, if her Job is accounting it is her business.

[@blackspiderman1887]

Just mind your business! That's not your place. Do your job and go home. If it bothers you that much, find a new job and tell the owner. It is both owners job to make sure the other owner isn't scamming. Not your job. If the other owner is so stupid he can't see he's getting scammed after 3 years then that's his fault. Not yours.

[@MikeyB_1972]

If he is taking money out of the company and not paying tax on that, that is tax evasion. And because you know about it or you have known about it, that makes you complicit. You may also face IRS fines and levees because you let it happen. You need to say something.

[@Combat_Medic]

Why is she calling a finance show for legal advice that is common sense?

[@missspell1714]

what about an anonymous letter, then she won't lose her job, indeed she has to using gloves to avoid fingerprints, just in case. 😁😆🤣

[@boxesbinslidsllc]

Why is this even a question? If he's stealing from the business, he's stealing from you too.

[@Shay-yg7nm]

I would get another job and tell that owner when you leave. I wouldn't loose my job over it.

[@jcman240]

Just chalk it up as a distribution for owners draw / personal expenses, that's what most bookkeeper do. This stuff happens all the time. He owns the business so he's not a thief.

[@loganstrong2279]

Kinda My thoughts it’s His Company

[@ellasoes8325]

Dave, stop calling people you do not know, names like, "wimp", just because they don't share YOUR personality and modus operandi. I know for a FACT that quiet people can do many good things for people without anyone knowing. You have no idea how much good this guy, the silent partner, is doing in the world around him without BOASTING and BLASTING his GREATNESS. How incredibly egocentric and shamelessly and ignorantly judgemental of you to malign his character with the limited data you have on him. The guy is a VICTIM and you have no right to assume he has ANY role in the crime that is being perpetrated upon him. Kindly consider showing some humility, sir.

[@mightymouse9001]

He’s only has so much to go on in the call. The person the caller described would be considered a wimp if they wouldn’t do anything when confronted with this information. It looks like you took this call personally and added a lot of positive information about this guy for no reason. All we know from the caller is she’s concerned that the guy won’t do anything. That guy would be a wimp with the context we have

[@xINTENSORx]

Honestly, I would collect 100% proof and present it to the thief and force him to tell on himself. It’s a dog-eat-dog world out there people and all this ethics talk isn’t how you survive…

[@ellasoes8325]

What if that puts her life in danger? After all we cannot the know the extent or limits of a thief's scruples.

[@xINTENSORx]

@@ellasoes8325 well, if it’s that extreme then she needs to get law enforcement involved. I mean, let’s be real, she’s pretty stupid for calling the Dave Ramsey show and putting her self on blast like this.

[@boxesbinslidsllc]

​@@xINTENSORx Not really, the thief probably wouldn't be listening to the show being that he would rather steal money than work and get it honestly.

[@aolvaar8792]

@@ellasoes8325 What if he offers her $50K to look the other way. ~$4600/inch of $20 bills?

[@Sable1837]

It is really disgusting how they denigrate people on this show. Do they not understand the concept of a “silent partner?” Someone is not automatically a wuss or a weakling when they are being deceived and stolen from by someone who has a more active role and access in their company.

[@ellasoes8325]

Yes, they do get huffy and puffy and vain quite frequently, unfortunately. Interesting to see comments from other people after I wrote mine.

[@jimmymcgill6778]

Yeah. How can someone be a wuss, if they do not no about it.

[@willjay1202]

@@jimmymcgill6778*know

[@amireallythatgrumpy6508]

Americans deserve denigration.

[@greggpurviance7252]

Yes, should probably back off on name calling, but he is a redneck. Still don't steal from "silent partners" makes the dude a thief & her complicit, & if it is tax fraud she could be real trouble

[@NWforager]

Lawyer , tape recorder , bring Both partners in the room and tell the thief you know they've been stealing . Your butt is Covered . $ue them for the stress and forcing you leave 💸

[@janelleg597]

Tough love You're screwed, kid 😂

[@CroisMoi]

I have been self employed for 24 years. I have learned that sometimes a business owner is doing things that appear to be wrong, but you do not have the whole picture. He could be including that in his personal taxes. She does not know. She does not give enough info for us to be sure. She does not specify what the expenses are. She should give a full accounting of all expenses, but she should not have an attitude of telling on someone. Only give a complete report. Do not judge. If she thinks it is stealing, she needs to move on, but I suspect she does not know the reality of what is being done. What are the "personal" expenses? She does not say.

[@choicemeatrandy6572]

Right. She sounds like a very timid person. She could have confronted him (nicely) and asked him about it. But she's too scared of losing her job. That's the main issue.

[@Drakhulis]

I love this show but that was terrible advise. Find a job that pays the same or more. Unfortunately there's a lot of questionable people out there and that shouldn't hit your salary. Terrible terrible advise. Plan accordingly but jumping the ship over feelings is just plain ole STOOPID.

[@mcephas6982]

I wouldn't be surprised if the other owner already knows that the co-owner puts personal expenses on the company credit card.