Concerned About Sponsoring My Immigrant Son-in-Law

[@lms2379]

If either of the parents don't have peace about it, don't do it.

[@efraingonzalez137]

They need to understand what they're signing and then make a decision. It doesn't sound like they have enough information.

[@kimmykingslanddecarvajal4261]

Definitely should speak to an immigration lawyer to understand the consequences, not a finance show. Many offer a free initial consult

[@CecileEdwards]

I give a resounding NO! Now Trump is going to run all the immigrants out so he won’t be able to stay here at all!

[@isambard_prince]

My father is a literal Nazi who is sitting on a "dragon's hoard" of money. My mother blew all her money and had a very bad life and persistently mistreated me. So it was impossible to actually love them, and whenever I attempt to communicate with them, all I get is more of their gaslighting and bullshit, which at 40 years old I'm too old for. I don't see why I should seek or care about their approval for anything, which would never come. The only thing I'd get for trying to "earn" their approval is more abuse. I could have children in the hopes of amusing them, but then I might f--k it up as badly as they did. Which would terrify me. I doubt I'd be as bad as my father, but you'd almost have to invent some way of being a lousier dad.

[@twoteenine]

As someone who has personally dealt with spousal immigration, I can say that no one on this call knows what they’re talking about.

[@SoUnDMaN831]

Why are they calling with this question?! Consult an immigration lawyer. This isn’t an issue for Ramsey Solutions to deal with.

[@NotEnoughHobbies]

Because he isn't asking about the logistics of immigration law. He laid out the situation and said financially and ethically, should we do this. it's a fair question. If he's as hard working as he says, and he trusts his daughters judgement, you do it. What's the point of having all that wealth if you cant help your family.

[@rhondaa5191]

@@NotEnoughHobbies Maybe i missed the, "wealth" part, but I have seen a similar situation and it's not so difficult to fool someone for a year. When they're married 10 years, if they still need a sponsor, I'd consider it.

[@As_A________Commenter]

He stated they are talking with an immigration lawyer, but lawyers give legal advice not financial advice

[@jahh155spl2]

Yeah but they're misinterpreting what a sponsor is. What they are signing up for is being responsible for any cost incurred by the government. Basically if they get Medicaid or food stamps, the parents parents would have to reimburse the government.

[@talyahr3302]

He should've called Dr. Deloneys show.

[@imveryhungry112]

If the daughter wants to sponsor this man, SHE NEEDS to go and get a job and sign the 10 year agreement to support him. The government does not need your parents to sign to do this. In fact, many people who do this their parents are already passed on. Come on people. Stop trying to drag your parents into your lives. Your adults.

[@rhondaa5191]

This! And I adore my kids...

[@Wall2000x]

It is "You're adults" not "your adults."

[@eddievangundy4510]

​@Wall2000x he probably knows that, not everybody checks their dictation.

[@Sheryl777]

@@eddievangundy4510 Agree, and I do understand the feeling of seeing something spelled wrong, but there are small things like that which should probably just be ignored, unless someone has OCD I suppose.

[@efraingonzalez137]

It's not as simple as co-signing for a house or a car. And it doesn't even have to be for 10years. He can apply for citizenship in 3yrs and the agreement is void.

[@rondafun1]

I did this for my son in law. There is no legal obligation to give yearly paperwork. My son in law came 10 years ago, this is in fact true, they do need this co sponsor. Its only required so that they don’t go on any public assistance at all, to show there is someone capable of feeding or helping them. If they make less you don’t owe the government. I absolutely had no problem doing this at all.

[@jrcolmena]

but these right wingers love pushing anti-immigrant fear mongering, Ramnsey knows about immigration law what he knows about cardiology. Zero

[@sgc1401]

Exactly. the sponsor does not have to make up the difference in the person does not meet a certain income. The sponsor only is responsible for making sure the person does not apply for any assistance benefits. The sponsor has to make 125% or more of the poverty level in order to be a signer. It is not guaranteeing the the person being sponsored will make that much. This man is not understanding the situation.

[@rondafun1]

@ He has this all wrong, he has no idea w hat he’s talking about. I did this because my daughter was finishing her last year in college and obviously didn’t meet the income. He acts like he is signing loan papers.

[@ClayBuff-l8i]

Exactly right. It’s just scary government language. All they have to do is sign a paper and upload their tax return to show they have a job.

[@rondafun1]

@@ClayBuff-l8i yes, they don’t check yearly and bill you. This guys wife has him all paranoid.

[@monikaw1369]

She got married and became an adult. Let her be one!

[@zybard01]

Are you really an adult when you need to ask your parents to cosign for your husband to come to the USA? Not for a car or a house... for a person cause princess has no job history while being in college unlike me who had it in high school

[@efraingonzalez137]

You're oversimplifying the situation. Many Americans that have never been through the immigration process do, but the reality is that the immigration laws in this country have been touched and made more complex by each administration. My recommendation to you is to browse the USCIS website and get a better understanding of the complexity.

[@mightymouse9001]

@@zybard01I understand marriage means different things to different people, but is it really such a shame if they just wait 1 year for the whole process? Can’t the daughter just get a year of work in first? Just seems so sketchy to me

[@imveryhungry112]

@@mightymouse9001 the fiance wants a us visa QUICK.

[@2013aurora]

I wouldn’t do this. She was grown enough to get married. She’s grown enough to work this out with her husband.

[@ajoyforlife1]

💯

[@_Y.Not_]

exactly! It sounds incredibly immature that she married him not having a clue of how he would be able to live and work in the US. Daughter needs work history then she needs to join him in Jamaica, work for a year and then sponsor him to the US.

[@opinionbytriz]

Unless the guy isn't trustworthy, I see the son in law as a family.... so I wouldn't desert them. They're family. Just have to be very honest & specific about the terms.

[@ajoyforlife1]

@ He is family but this is unfair for the parents. They are on the verge of retirement and shouldn’t have to take on this burden. They (daughter and new husband) should figure it out as two married adults. And don’t punish or guilt the parents into such a huge financial burden. It’s not right. The newlyweds are young and strong.

[@opinionbytriz]

@ajoyforlife1 I think the parents should know whether they want to do it or not. And it's on them to be honest about it with their daughter & son in law. But family is family. If they can help, they should.

[@emilyh6293]

The fact that you’re calling signals you and/wife has doubts. Let your daughter wait a year or two. So she can mature and meet the requirements herself.

[@OkayBilly]

I sponsored my “loving” husband and he took off immediately after getting his green card. I was told I’d still be financially responsible for him for 10 years.

[@fourdayhomestead2839]

Many do. Best for her to get an immigration lawyer.

[@MsMak03]

Can I ask how this works? You send him money wherever he is

[@JustinLarmore-t9t]

No, you do not ever need to give/send them money. The sponsorship means that if they end up obtaining government aid then you will be responsible for repaying that. This caller clearly doesn’t understand what they are talking about.

[@MsMak03]

@@JustinLarmore-t9t thanks

[@mrich9654]

Dave has no business advising on this. He actually doesn’t know what he’s talking about. They need to consult an immigration attorney

[@kendrascorner]

I understand that they don't like the way the immigration process works, but that is the process. My husband is Canadian and I am American. As an elementary school teacher, I did not make enough to sponsor him coming to the U.S. and getting a green card, so instead I had to move to Canada and he sponsored me. And, for 2 years while I was being approved for permanent residency, I was not allowed to work. It's not a fun or easy financial process. However, it is the way it works. And I don't regret it for a minute. Just celebrated 8 years of marriage, one beautiful boy, and two beautiful girls on the way :) We love our family.

[@imveryhungry112]

@kendrascorner Jamaica is a poor country. The daughter needs to find someone in her home country. What is she doing? This is madness lol. And she's trying to drag her parents into it.

[@tammyschilling5362]

Nope, nope, nope. Don't do it. They can wait a year until the girl has her work history and then she can sponsor him. No way do I put myself on the hook for a decade.

[@efraingonzalez137]

It doesn't even have to be for 10years. He can apply for citizenship in 3yrs and the agreement is void.

[@rondafun1]

@@tammyschilling5362 There is no hook. He is not financially responsible for his new son in law at all. You don’t have to make up their income. He has this completely wrong. You sign this showing that you are capable of feeding him and he will not go on financial aid. You don’t file anything yearly, he just can’t go on public benefits.

[@mightymouse9001]

@@rondafun1 so what happens if the person TRIES to go on public benefits? Do they go after the cosponsor? If I sign and then say tough luck, what happens to the sponsored person? They don’t have access to public services? Do they become homeless without my help?

[@imveryhungry112]

@rondafun1 wrong. The 10 year agreement is an agreement to financially support the immigrant.

[@imveryhungry112]

@mightymouse9001 the 10 year agreement is an agreement to financially support the immigrant. The parents should not sign this.

[@chemaster100]

He said ... he is working under the table so there is no documentation for wages. Yet. He totally overlooks this

[@rhondaa5191]

That was my first thought, as well, but he may need a green card to work, legally. As a taxpayer, I have pretty harsh feelings about people working, "under-the-table".

[@thedragonslayingkitten]

​@rhondaa5191 he has to unless the immigration office says yes you can work you need permission as a immigrant to work

[@sgc1401]

@@thedragonslayingkitten that means the man is already breaking the law

[@eurekahope5310]

​@@thedragonslayingkittenOh the irony! As someone with a number of immigrants in the family, under the table is VERY common. The frustration is not only tax free income, but as soon as they have children, they qualify for everything. So not only do they NOT pay into the system, but the TAKE from the rest of us.

[@suen5006]

@@rhondaa5191 You understand that's a significant part of our workforce? Without these folks we would feel a huge loss in services and groceries and constructions costs would go up substantially.

[@UncleDavesKitchen]

I appreciate the caller being concise and stating his question clearly and quickly. The parents are not marrying him, their daughter is , I'd not do this.

[@gmarie3053]

I laughed when he said Jamaica…as a Jamaican

[@francismarion6400]

The whole family is a disaster.

[@rr-ti2xp]

@@gmarie3053right…😂. I was like uhh red flag red flag!!

[@MsMak03]

@@gmarie3053😂😂 that’s wild - as a Jamaican

[@aylecatalina7]

This is proof of how little people know about immigration and how it works.

[@AyeZo]

True. I’m learning now as I just married my wife

[@Jim_Curtis]

Dave and Ken show they have no idea about this topic. The parents are not going into debt over doing this.

[@mrsterious5845]

My husband and I needed a sponsor for the I864 form. I also practiced immigration law in a former life. Your comment is spot on. Ramsey and his people are giving information outside their wheel house here and it shows. Shame, really.

[@levirleon5001]

@@mrsterious5845what do you mean in a former life?

[@galileykwong7017]

What happened to open borders?😂😂😂😂😂😂

[@michellemagruder2261]

I knew some one that married someone w out a greencard. He was real nice until he got his card. Then he was out the door

[@DarthFurie]

That's usually how it goes. Desperate people will do a lot of things, lying and breaking someone's heart is nothing to them as long as they get their papers. I've also watched this happen to people

[@CountryboyBOB]

He’s scamming you and your daughter one word RUN!!!!!!

[@MichaelJohnson-ny6zs]

As soon as he said he was from Jamaica I knew the fix was in.

[@imveryhungry112]

@@CountryboyBOB the entire thing is a scam

[@calebmallen]

As soon as he's locked in with that green card, he's gonna disappear like a ghost! 🤣

[@imveryhungry112]

@@calebmallen I don't blame him either to be honest

[@Naima__joy]

The daughter needs to work full time and overtime to up her income. They don't need a sponsor. She decides to sponsor someone she needs to work and do it herself.

[@jeretso]

I am a recent immigrant. He has to do it himself. Daughter can move to Jamaica and wait for the process.

[@jrcolmena]

I’m also an immigrant who got his green card sponsored by marriage. This video and your comment reek of ignorance and Ramsey is as good on immigration advice as he can be on oncology advice. The sponsorship is only so the kid cannot apply for Medicaid, snap and those benefits, the family is just signing that they will support him so he won’t be a burden to tax payers. They won’t have to write a check unless they will feed him. Is a way for the federal government to wash their hands if he is lazy. No real risk for them.

[@focuseddrew8737]

Could they wait a year or 2 for the Daughter to make more money?

[@hemrajification]

He can do it all while staying here in the US.

[@_Y.Not_]

exactly, daughter get some work history and in a year or 2 can sponsor him herself, daughter sounds really immature marrying someone and wanting to rely on daddy to take the risk to let him work and live in the US. Most marriages don't last 10 years.

[@jrcolmena]

Reposting this comment because it was deleted. I'm also an immigrant who was sponsored. This just means that the family certifies that because they'll support him he won't be able to claim medicaid and food stamps, thats all, that he won't be a burden to the states. They don't have to pay any money unless they will pay his rent and groceries and they don't have to. Only if he goes and ask for federal money this paper will work against him not them. This is anti-immigrant fear mongering from Ramnsey who knows about immigration law what he knows about oncology.

[@alltraveltrends]

I am an immigrant daughter in law. I am grateful to my parents in law for co sponsoring me. The time when we applied for visa, my husband has not yet established yrs of stable income and so a co sponsor was necessary. The US government has very strict requirement to sponsor a spouse. The month I entered the US, my husband and I immediately started working and we're never a burden to the inlaws.

[@brianpeterson6976]

As we should!!!!!

[@rondafun1]

@@alltraveltrends I did the same for my son in law, as family should do. My daughter had been in college so didn’t have years of stable tax returns. I had no problem sponsoring him. I’m glad they did it for you too.

[@carolr7823]

You only need 1 year of decent employment. Not years.

[@jumpiam8477]

​@@rondafun1In 3 years, that guy can apply for a citizenship. After that, he doesn't need your daughter's sponcer anymore. If he is still live with your daughter, that's mean he truely love her. 😉

[@opinionbytriz]

​@rondafun1 Exactly. Unless the in law is untrustworthy I don't see a problem helping family. Idk why people are straight up against it

[@theresamc4578]

If the daughter is mature enough to marry, she is mature enough to see to the legal requirements herself. Not a good way to start married life, to be dependent on her parents' good will or financial aid. She and her husband can work it out.

[@Katy_living_simply]

As an immigrant myself. No. Dont sign. Too young. Too short (relationship). Too fast (marriage).❤... And after you say no and let them stand on their own two feet... see what kind of character this man really has. He could stand up to the plate or ditch your daughter for someone else who will. Then you'll know.

[@avagrego3195]

Agree

[@sw6155]

Speak for yourself… My gringo husband proposed marriage 6mo after we met, in 9mo we got married. We’ve been together over 10yrs, have beautiful children. We weren’t young, and he already had the means to apply for my GC w/o other sponsors… But the point is still valid. Each case is unique and should be evaluated on its own merits.

[@mightymouse9001]

@@sw6155 “we weren’t young” is the biggest factor here

[@Katy_living_simply]

@@mightymouse9001 Exactly.

[@Katy_living_simply]

@@sw6155 Your comment has nothing to do with what I said. And who else was I speaking for, but myself.

[@daraghmorrissey]

As a former green card holder, I can share that no one is checking if you are working or not. Other visa's like L1 are actually tied to specific jobs and job titles. In ten years if he is still working or not, he should be ok to renew. You just need to avoid doing stupid things like committing a felony or crime. You can get deported as a green card holder if you commit a crime. When you renew in 10 years, they ask that question and if you don't answer truthfully it will harm the renewal or citizenship application. They should not be worried about sponsoring them.

[@rondafun1]

@@daraghmorrissey Exactly. This is just a safety net saying the person we sponsor will not be going on any public assistance, we can feed them. That’s it.

[@Bees-knees99]

That was preTrump.

[@daraghmorrissey]

@@Bees-knees99 Not at all, I got my green card after Trump was elected. Through his first administration and Biden's no one audited my employment. Think about it, how would the government audit and check your employment - they might have the data but they are not organized enough to do it.

[@Bees-knees99]

@ well Trump is saying he is going to hunt down and deport all illegal immigrants. Wouldn’t you be illegal if you weren’t employed? So is Trump a liar or a dictator?

[@johnblocher8431]

The parents did not frame the question correctly at all. This sponsorship is merely to avoid someone moving to the US and becoming a "public charge." There is no dollar/ makeup the income requirement. The daughter should be able to prove her future income to some extent and cover this anyway. Reality is she should have waited to marry until she is at least at her first job with at least some income trail. The son in law is working and apparently the wife will be shortly. You would never have parents sign without the daughter signing also. The parents are getting bad advice from the immigration attorney or else just only hearing selectively. I would say daughter signs and only if that is not enough then parents sign for only whatever portion of support they need to for the legal residency to be issued.

[@Mansini77]

Yup. I sponsored I-864 my brother in law. You need to show income to cover him. It’s a one time thing, not every year. The answers he’s looking for needs to be answered by the immigration lawyer. That’s what’s he’s getting paid to do.

[@mrsterious5845]

This. A million times this.

[@rhondaa5191]

I think looming retirement may be the cause of concern.

[@jimmymcgill6778]

@@rhondaa5191 And what does that have to do with anything? He will not be paying anything.

[@rhondaa5191]

@@jimmymcgill6778 Wow. Nice crystal ball you've got there! So if the daughter can't find steady work and her husband gets hit by a bus crossing the street, who pays for his medical care? See, I believe the concept is to prevent a drain on the taxpayer. Think about it.

[@JoshOfAllThings]

There is no way that I would do this. 10 years is a long time to "cosign" for $28k a year for someone that you've only known a year.

[@DarthFurie]

Common story, come to the US on a non-immigrant student or tourist visa with no work authorization, and come hell or high water find some American willing to marry you and help with papers before you need to leave. He's already breaking the law by working illegally, since he apparently doesn't have in-demand enough knowledge or skills to get hired and have a legal work visa. And now he's suckered their daughter into marrying him and is giving a sob story to the in-laws about how he needs their help with sponsorship to get a legit legal job. The chances of this marriage working out for a lifetime are low, but trust me no matter what happens he is NOT going back to Jamaica, he already has a foot in the door here 😂

[@tdgdbs1]

Bingo!

[@imveryhungry112]

@@DarthFurie he's going back under trump if he gets so much as a speeding ticket.

[@wendybryan6071]

If the daughter decides to live in Jamaica, that's her choice. It's a beautiful country, and you can visit her or she can visit you. Let her spread her wings and fly.

[@bettysmith4527]

Very high crime rate there!

[@Protopat_Prints]

It’s like co-signing on a loan. If you’re not rich enough to buy your way in then you must ensure that taxes are payed for 10 years. If you default on that agreement your sponsor pays because you don’t have collateral.

[@darinaa3819]

It’s nothing like co-signing a loan. It’s just an immigration formality, no “writing checks” and any of this. Just a promise he will be self sufficient and won’t need governmental help in the next 10 years.

[@Suqrat400]

it is not like co-signing, and it is not a loan. It is just assurance that he will make his money as US resident.

[@efraingonzalez137]

It's not as simple as co-signing for a house or a car. And it doesn't even have to be for 10years. He can apply for citizenship in 3yrs and the agreement is void.

[@Protopat_Prints]

@@Suqrat400 I didn’t say it was a loan, I said sponsorship and co-signing are similar. Co-signing is just assurance that someone will make there payments as a borrower. They’re both fancy terms for vouch and the voucher is liable if the terms are not met.

[@ecclairmayo4153]

​​@@darinaa3819...but the moment he DOES need the governments help via food stamps, welfare etc then it becomes your problem as you must pay it back. The daughter already dosnt even make the low bar of $28k a year. This is starting off wrong. The daughter is in no position to sponsor him because she needs to first establish herself. She is in no position to get married either. The whole thing is on shaky ground, and the parents will be o the hook if the kids cant make it. If that happens, then you have to either pay up, or have them both move to Jamaica. Its anmess until the daughter gets her act together. Parents need to stay out of it.

[@hemrajification]

Caller, DAVE doesn’t know shit, nor do you know about immigration. Here is the deal: your daughter has to make 125% above federal poverty level to be able sponsor her spouse. Because she doesn’t make that much yet, you or anyone that meets the income criteria can co-sponsor. It is a ten years commitment, which means if he take some sort of government benefits like medicaid, then Government can technically come after you and ask for money back since you promised to the government that you would sponsor/take care of this man. But this is extremely rare case. They dont have time to go after millions of immigrants. These kinds of cases are least of their worries. HERE is the big thing: NO THEY DO NOT HAVE to make above federal poverty level every year. In fact, he can make $0 every year and still be fine as long aw he doesnot take government benefits. Also, after 2 years and 9 months of marriage to a US Citizen, he can file for his own US Citizenship, once he gets it, the sponsorship promise you made becomes void because he is now a US Citizen. So, in short, there is almost 0 percent chance that the government will come after you even if he takes government benefits but from what you said about this man, he will not use any government benefits. So i would not worry. Also, NO you do not have to report your income every year to the government, no one involved in this has to. You only have to show during the application process just once. I hope this helps.

[@hemrajification]

Just file I-130 and another form called adjustment of status. Refer to an immigration lawyer but what i said above is true.

[@jimmymcgill6778]

From what I read. It take about a year to get your green card. Then once you get your green card, the 10 year commitment ends.

[@hemrajification]

@ that is incorrect. The commitment starts once Green Card is approved.

[@francismarion6400]

Sounds like a broken system to me.

[@mr.castle]

​@@hemrajification Thank you, this is correct and it's exactly how I've seen it happening even with close friends. 💯 That 10yr thing is B.S and it shows that neither Dave nor the caller know about these cases.

[@michellemorales401]

We had a friend who asked us to sponsor a spouse, and we refused. The wage thing is accurate, and we figured it wasn't something that we wanted to be our concern. All is well, and they're still very happily married in the U.S. 👍

[@worldvoyagers4965]

I sponsored my aunt and uncle when they were going through the process. I never had to pay a penny. They had jobs and earned their pay and a few years later they became citizens. If the guy can work, they have nothing to worry about.

[@_Y.Not_]

ridiculous. Saying because your aunt and uncle did and you never had to pay a penny as if it applies to absolutely everyone who may be in this situation is nonsense.

[@rhondaa5191]

Sure, if he can work. That goes without saying, but what if he suddenly can't? He's paid NOTHING into the system but automatically becomes eligible to receive benefits from it.

[@efraingonzalez137]

@@rhondaa5191, this is part of "doing it the right way." Many Americans will say, "I'm have nothing against immigrants, I just want them to do it the right way." But have zero idea of how complex the process is.

[@rhondaa5191]

@@efraingonzalez137 I have friends who immigrated to this country, sponsored by their employer. They landed, had good jobs and never worked, "under the table". Yes, the process is complex as it should be.

[@macpduff2119]

An aunt and uncle are different because they are family - you know them and have family ties. This guy is an unknown entity. I would not sign

[@linhaton4957]

Don’t do it. Let your daughter do it.

[@luckypennybenny]

Love the honesty and consideration. Once y'all found out he had an immigration lawyer and was getting more info to cover the bases yall focused on what was needed here.

[@hammanta]

I went through this for my wife. He’s signing up as a co-sponsor. Which means he is on the hook to the USA government for any funds/assistance (food stamps,welfare,etc) his son in law would incur if he takes those out. The son in law could also technically sue him for up to 125% of the poverty wages if he himself doesn’t make that. This obligation lasts 10 years unless 1) the son in law gives up his residency, 2) becomes a USA citizen which can happen after 3 years, 3) dies. There is a risk but honestly it typically doesn’t happen often. As even if they divorced, I’m assuming the son in law would want to make more than 125% (15k roughly) of the poverty level. The daughter is also on the hook as well.

[@sherriianiro747]

The guy said he has been working under the table.

[@hammanta]

@ I meant in general, not specific to this man’s case. But working under the table may mean his son in law is not a legal resident. Once he becomes a legal resident then he can get a legitimate job.

[@mightymouse9001]

@@hammanta or if he wanted to, continue working under the table while he screws over the parents no? Seems risky. Maybe he meets a wealthy woman and they enjoy an extra free $15k for 10 years from the parents

[@jumpiam8477]

That person need to leave the country for a sponcer to be off the hook completely. Not just a divorce 😅

[@hammanta]

The son in law would need to leave the USA for an extended period of time, like a year, for him to relinquish his visa. His best bet would be to never discuss his rights with the son In law, hope he doesn’t find out, push him to work, and then apply for citizenship in 3 years.

[@Giasemi55]

After 5 seconds into this video I already blurted out “NO”

[@rr-ti2xp]

As soon as I heard, Jamaica I was like “NOO!!!!”

[@Khemtime]

After I saw the title I said no.

[@ArchieHwan]

I'm glad you made this video it reminds me of my transformation from a nobody to good home, $34k monthly and a good daughter full of love

[@RufusWesley55]

My advice to everyone is that saving is great but investment is the key to be successful imagine investing $15,000 and received $472,700.

[@BlackJones-z2x]

wow this awesome I'm 47 and have been looking for ways to be successful, please how??

[@Scott32185]

Making touch with financial advisors like Elizabeth Regina Nelson who can assist you restructure your portfolio, would be a very creative option. Personal financial management will be crucial to navigating the next difficult times.

[@Noaharth22]

Thanks to Mrs Elizabeth Regina Nelsen's time in my life, which had a profound impact on me.

[@christophersonkellyann]

Regina Nelson has really set the standard for others to follow, we love her here in the Uk 🇬🇧 as she has been really helpful and changed lots of life's

[@sarahsummers8919]

He is marrying her for the green card. If she wants to sponsor him, she can. Don’t get involved.

[@arsalan101]

I did it for 4 relatives, as long as they are not lazy, it’s not a big deal.

[@joesmith3590]

Relatives are a lot different than someone overseas who romances your daughter for citizenship. I am not saying he is bad but he could easily be taking advantage of her.

[@nursevinyl6185]

Did it to a friend, once you filled it, its done. Once he get his greencard and eventually file for citizenship then you are off the hook. Maybe the question should be is he worth sponsoring to?

[@TheAnthonyvzw]

This is Legit the only way for people to become legal, they always need a sponsor. They need a spouse/family member who makes a certain amount on their taxes or a sponsor such as a company he would be working for.

[@sgc1401]

But they do not have to promise that person will make a certain income. They just have to guarantee that they can assist the person if needed to keep the person from applying for any public benefits.

[@LM-gj6pn]

They can be their own sponsors too. Just gotta show a certain amount of money on your bank account...

[@Galworld761]

Gingrich/clinton passed legislation that immigrants here less than 5 years cannot claim benefits - unless you are Cuban. Asylum seekers are maintained until processed for work then they are their own to find work. So much disinformation around publicly available information.

[@lot2196]

"He's working under the table" so, breaking laws.

[@jimmymcgill6778]

It is not illegal to work under the table.

[@francismarion6400]

​@@jimmymcgill6778He's not paying taxes

[@hulagirlhere]

@@jimmymcgill6778you think an illegal is filing a 1099???? So yeah, earning from employment and not paying taxes IS a crime

[@Lighthouse1852]

@@jimmymcgill6778 It's illegal to overstay a visa. It's illegal to fail to file an income tax return every year and keep up SocSec and Medicare tax withholdings.

[@jimmymcgill6778]

@@Lighthouse1852 Who say's he overstayed his visa? Getting paid under the table, the IRS does not know about it. So no need to file.

[@jsy3359]

Sounds like the problem isn’t the immigrant husband, his hands are tied as our government won’t issue him a temporary work VISA which is a bit crazy. The problem is the daughter who hasn’t made $28,000 reportable income a year and hence needs a co-signer. Can they not wait another 6 months or however long it would take for her to get that full year of income over $28,000? Or are they committed to doing this within a certain time frame (like with the 90 day immigration rule)?

[@genglandoh]

I am thinking the same thing. He said he is not sure it he has to make the $28,000 or if it is combined. But I would explain to my daughter I will not sign the documents until she gets a real job earning $28,000. She just graduated from college and if she has a real degree she should be able to get a $28,000 a year job. Basically I would bet on my daughter not my new son in law after she has proven she can be trusted.

[@rondafun1]

My daughter had this because she had been going to college. They just want him to prove they can help them so they agree to never go on public assistance. You don’t have to report your income yearly, or pay anything back if they make less. He is completely misinterpreting the entire thing.

[@ecclairmayo4153]

I agree. $28,000 a year is a low burden. She can work almost any fulltme job, or two part time jobs to make this amount or more. If she is not mkaing that much, then she is not ready for a marriage anyway. She needs to focus on getting herslef established first.

[@buckeyedav1]

How did they miss where he said "He's working under the table" no taxes, no proof of working. Anna In Ohio

[@romystumpy1197]

Yes cash in hand ,under the table is disingenuous to the USA,

[@coderider3022]

Nope. I wouldn’t do it. If he can’t be “industrious” at home, what is US going to change ? Dave is on point, person needs to do what needs done.

[@kingmorrison749]

💯💯💯💯

[@DasBoot69er]

If he’s so industrious he’d have stayed in his own country and worked. Not come to ours illegally. No way I’m signing for an illegal immigrant.

[@jimmymcgill6778]

Who say's he does not work in his home country?

[@DasBoot69er]

@ he came to ours illegally.

[@lowestoftmattyhere]

​@@jimmymcgill6778in the interview they say he is working under the table so I would assume that's in the US

[@anthonynguyen9779]

You guys got this all wrong. The government will not give a crap nor will they check on whether or not the guy makes the money. The government is just trying to make sure that the guy does not go on welfare system. So as long as he has a job, making some bucks, and not applying to welfare, everything would be copacetic.

[@ojg386]

He also NOT allowed to work when he comes to the US. He is dependent on his wife (and you) until he gets his green card. I am an immigrant who arrived 40 years ago starting with working visa, then applied for green card and then US citizenship (total 10 years of waiting and paid at least $ 1,000 including lawyer fee).

[@isiswashington6857]

Honestly that’s pretty cheap minus the time waiting but that’s usual. Good for you doing it the right way as an individual legally.

[@sw6155]

No, that is NOT correct. As you apply for the green card (which is actually an application for adjustment of status), you can apply for a temporary work permit that becomes VOiD when the GC is finally issued. With the work permit, you can apply for the SSN and start working legally. Showing a good work ethic at the final interview will count positively and improve chances of getting GC approved in the old process. Biden Admin removed the requirement for that final interview w/ USCIS officer.

[@JamesTheHumbleSupplanter]

Every Jamaican I’ve ever known having grown up in New York will run circles around Americans who think they’re too entitled to not work. I’m talking about working too or three jobs at a time.

[@nohemimartinez8502]

The government just need to prove that somebody else would take care of him if something happened, but they don’t have to pay anything ! My husband did for me

[@ZurieKaurr]

He is gonna sign and he is gonna get entangled in the mess.

[@donaldjohnson-y6n]

It isn't just the financial commitment. You are vouching for that person. If they get into trouble, you get a call.

[@harshshukla3226]

Dave is absolutely right about this. He should have a hard conversation about this and his daughter needs to understand this scenario. Parents are old and if the guy doesn't do what he is supposed to do then she has to say good bye to the guy.

[@eurekahope5310]

She doesn't have to say "goodbye," she can return to his homeland with him.

[@windsongshf]

That's right, if you come here legally, the government makes sure you won't be a burden on the state. My husband came from England 25 years ago on a K1 visa (fiance visa) and I needed to prove I made a certain amount of money, or had a certain amount in the bank as a "guarantee", and of course a background check, proof of vaccinations, AND he had to bring an X-ray to the U.S. embassy in London to prove he didn't have TB. Oh, and if we had gotten married before his visa was approved, he would have been BANNED from entering the U.S. even as a visitor for 10 years! Meanwhile at the southern U.S. border... again, this was 25 years ago.

[@rondafun1]

It’s still the same

[@pamt3915]

Legal immigrants have a 5 year waiting period before they’re eligible to apply for any type of public assistance. Sponsors must have the financial means to support an immigrant.

[@mrsterious5845]

That's the reason for the 1864. Signing that doesn't mean the immigrant is a leech. It's a bureaucratic government thing.

[@bethany9430]

No, that's wrong. Marriage based residents can apply for citizenship after 3 years. Or if the person is still a permanent residents they have to work 10 years to gain government welfare.

[@pamt3915]

I think you misread my comment. However, you are mistaken. An immigrant who seeks permanent residency through marriage to a US citizen, also has to reside in the USA because they can apply for Naturalization. Immigrants, even through marriage, are NOT eligible to collect any State or Federal welfare program for 5 years. That 5 year waiting period requires a spouse or other person to take financial responsibility.

[@gibblespascack1418]

I had to do this when I got married, and it took about a year to bring her to the US. I married a Canadian engineer and I had to promise to support her and make sure that she did not get/use govt support like Welfare/food stamps/etc for 10 years. So, it was a good deal, once she got a green card, she out earned me for several years. The only concern from the govt is that they don't want to have to bring in people to the US, just to have to support them. He will get a green card automatically after he enters the country legally.

[@arlenefisher1164]

Ironic in that we now have 6 million illegal migrants who are on welfare, food stamps, etc. Upside down crazy.

[@USMC6976]

"The only concern from the govt is that they don't want to have to bring in people to the US, just to have to support them." We know this is not true.

[@arkansasgreg]

"He's working under the table. He's doing real well." WTH?!?!?!?!

[@GT-xw7qy]

He doesn't have a green card...

[@arkansasgreg]

@@GT-xw7qy Probably should not be here.

[@lynnebucher6537]

We'd all do so much better paying zero income and SS taxes. But alas, the government needs our money

[@GT-xw7qy]

@@arkansasgreg Hence why he is trying to get a green card to be here legally. He is married to a US citizen.

[@arkansasgreg]

@@GT-xw7qy Then the title should have read "Concerned about sponsoring my illegal immigrant son in law."

[@steverodgers5628]

Dave’s advice: Control him with fear. Answers a lot of questions, not just this one.

[@garronl.7989]

I wouldn't do it. 10 years is a long commitment, especially if they're planning on retiring soon. Anything could happen to their relationship within 10 years' time.

[@jimmymcgill6778]

They are both wrong about the 10 years. You have to renew it every 10 years. All you are paying it the filing fee. I don't know where Dave and Darrell are talking about.

[@levirleon5001]

@@garronl.7989 most of the people that get green card become a us citizen in the next 3 years…

[@bethany9430]

​@jimmymcgill6778 no you're wrong, too. To be eligible for any government welfare, you have to work 40 quarters(which is 10 years) with permanent residency. You can apply for citizenship of a u.s. citizen spouse after 3 years.

[@ecclairmayo4153]

Plus, if their daughter doesn't even amke the 28k that it demands, then she is not ready to help if necessary and she is not ready fkr marriage either. She needs to focus on getting established first, ao she can take on this burden of a possible 10 year committment herself.

[@jusplay7309]

The problem will only arise if he tries to get on government benefits. If the daughter is working to support both of them until he gets his work permit and gets a job then they should be fine

[@raiden031]

What if he refuses to work and then sues the sponsor for support?

[@jusplay7309]

@ then the dad is screwed until the 10 year period expires or they divorce and his greencard expires

[@marionel7591]

A good immigration lawyer could clear it up for him. It's not that complicated.

[@cuzimpoor7785]

Yeah this sounds like the guy doesn’t really understand the law.

[@saditycents8948]

Dave sounds like such a racist... To generalize anyone based on the country they come from! Also, I love how people can be so vocally against immigration, but they don't even know the requirements for entry.

[@Leo-eg7fu]

This is rarely enforced. Just do it. If not daughter can work for 6 months before filing. I have sponsored 4 people so far.

[@StonewallSheetr-yo2cb]

Two words- HELL NO

[@nikogio38]

Jamaica 😂😂😂😂 90% time they are scamming to get to the U.S..

[@ERMADELL]

You’re too optimistic. I say 99% scam - no question.

[@JozelleRenia]

Sucks to suck but I laughed when he said Jamaica 😵‍💫

[@ryanl3812]

I'm from JA and know no scammers.

[@JasRog1026]

I did sign twice that form to sponsor a friend's daughter and another friend, nothing ever happened,it is just a contract between the sponsor and the government that you are there in case they need help and won't rely on the government.

[@Tony_Starks-1]

I did my sister in law, but I trust my brother and I had no issues in 8 years

[@JozelleRenia]

Wow, that’s brave if you to do for a friend. If it was through the Biden Administration HPP then I believe that’s different they’re granted the two years to come here & work then go back.

[@jumpiam8477]

You're just lucky! 😅

[@rajbeekie7124]

Okay, working under the table is tax avoidance. That is criminal. Since the caller has made this public he can be deported.

[@JozelleRenia]

He’s in his own country working under the table I believe. If he comes to the states & does it that’s different.

[@rajbeekie7124]

@@JozelleRenia Okay, here is my guess. He is in the US on a student or visitor's visa and he is working for cash or he is using someone else's social security number. When I was a student I was given many offers.

[@husqv5147]

NEVER sponsor anybody for anything! It's no different than co-signing a loan.

[@99John99]

So the guy is a criminal....right. He's committing tax fraud.

[@jeniffervarela6066]

No. Seeking sponsorship is a perfectly legal avenue for getting a green card.

[@johnbriggs1038]

But he is trying become a legal tax payer.

[@BrianW211]

@@jeniffervarela6066 The caller said he's been working under the table since before his daughter met him (the caller met him 1 year ago, the daughter obviously before that), which means he hasn't been paying taxes for a couple years, at least.

[@ryanl3812]

Our entire government is a criminal by those standards. Who cares.

[@miguelbarragan6637]

@@BrianW211which means he’s probably being underpaid

[@gregorypiano00]

I married a girl from Latvia 7 years ago. They basically want to make sure that the immigrant won’t be using welfare. If you come in illegally though, you can get more welfare than anybody has ever heard of.

[@scottparrish2422]

They don’t want a spouse to go on welfare but allow millions of illegals to cross and make anchor babies 😂😂😂

[@hoteleandoconlafamilia]

Foreign college students many times get married with an American spouse (it's my case), your spouse's parents fill out that form for immigration purposes. I'm from Mexico and we've been married for over twenty years, and yes we are very ambitious.

[@efraingonzalez137]

Sponsors never have to send a check to anyone. They just need to show their bank statements to demonstrate that their income is above the poverty line. The SIL just needs to work hard and pay his bills and NEVER get on welfare. If the SIL gets on welfare, then that'll affect the sponsors credit and finances. My in-laws sponsored me and they never had to pay a single dime to anyone. My wife couldn't sponsor me because we were both going to university and only had part-time jobs and technically made under the poverty line. We managed our money following the Ramsey principles and made it through school without debt.

[@aae7583]

NO. Do not come here spreading misinformation. Nothing is guaranteed with this new administration. This call never even discussed how this man entered the country. Furthermore, young women have been duped and LIED to with these marriage green cards.

[@kentuckydan]

FYI it is NOT a 10 yr commitment, it is 40 working quarters. Some people think that means 10 years but if the immigrant does not work that time does not count. It is tracked by Social Security

[@moniquehackett6958]

That’s sound odd I would tell the man to speak to an immigration attorney without the guy knowing to find out if the validity of this.

[@1970broncoman]

This is a marriage based green card sponsorship. The spouse (daughter) is required to make enough money to NOT be reliant on government benefits. The daughter obviously doesn’t meet that requirement and is asking her father to financially co-sponsor. It’s not a big deal. If the father won’t do it, she can find anyone one else that shows the required income.

[@geezy4000]

28k? Calm down. Most people can make that by accident

[@pg9566]

Unless the dude is total deadbeat it won’t affect them in any way. I am the sponsor for my parents and haven’t had to do anything at all. It was just a signature 4 years ago.

[@gmarie3053]

Parents and not some random dude from Jamaica is the key differentiator here. The chances that they make their 10 year anniversary is slim and he may not leave the US.

[@rhondaa5191]

If they have children that need taxpayer-funded services, or if the son-in-law gets hurt working, "under-the-table" and has massive medical bills.... Too many "ifs" for me.

[@pg9566]

⁠@@gmarie3053he is not a random dude since she married him already. But I agree it’s riskier.

[@lydialukes522]

As a child of a parent with a green card. I am so glad my parents didn't give up on this. My grandparents had to sponsor back in the 90s. I figured sponsorship was always a thing.

[@mrsterious5845]

My husband and I needed a sponsor. That was in 2002. My husband naturalized in 2006. He has always worked. 22 years later we are still together. Unfortunately, Dave doesn't seem to understand the marriage based immigration process. The caller would do best to speak with an immigration attorney.

[@ethiopian6561]

There is nothing to worry about here. You will not be in any difficult situation over this

[@Crazylab1616]

Don't do it. Go ask your local church to help sponsor this man. My gf did this and the guy came up got a card and then left her. DONT DO IT!!!!

[@PhilipMarcYT]

It's so obvious.

[@ethiopian6561]

You will be fine sponsoring him.

[@therealmvp232]

It’s not 10 years total, it’s 40 quarters of work under social security act(usually 10 years). If he never becomes a citizen or never works those 40 quarters, it’s a lifetime obligation you have to support. He can sue you for that support and a judge has to give it to him. He’s scamming her anyway

[@Suqrat400]

this is not a big deal, it is just formality. They don't have to pay a dime, it is just guarantee that he will make 28K every year, which honestly very easy to make even on low wage jobs.

[@louisaisthankful6455]

It is a big deal. Being naïve will probably cause you some problems in the future. Get wisdom.

[@JohnSmith-cb5nk]

The Caribbean in Africa generally have very hard-working people as long as he treats your daughter well… also it’s only while there are resident until they become a citizen. I have high respect for Caribbean people and their work ethic generally speaking.

[@rhondaa5191]

The majority very well may be. Have you ever watched, "90 Day Fiance"? The aftermath can be enlightening.

[@jimmymcgill6778]

Jamaica is in the Caribbean islands. The Caribbean islands are part of North America.

[@Primitive_Code]

They are what Dave said. Either very hard working or very lazy. If they're lazy that's where president Trump comes in.

[@JozelleRenia]

Yes we can be very hardworking while some are lazy & waiting for handouts. I’m not Jamaican however, I am a first generation American and islanders who typically are in these situations (men especially ) find little white girls who are on vacation or online, make them fall in love. Me personally I don’t care how in love a family member is, I’d NEVER do it. I don’t care how kind, hardworking & loyal he appears. I’m not legally binding myself to a stranger. 9/10 the marriage won’t work. Then you have to pick up the pieces. 10 years is wayyyyyy too long. 🥴

[@rhondaa5191]

@@JozelleRenia Maybe when they've been MARRIED for ten years...

[@AccidentalHiker1]

Son-IL is one medical ER visit to cost In-laws lots of money. Signing immigration papers like that also makes them responsible for any medical event. So I hope daughter has great medical insurance covering the immigrate husband.

[@sw6155]

Once the application is submitted, he’ll receive a temporary work permit and legally work to have his own health insurance. Non-issue if the father had waited for the convos with the lawyer who could’ve answered these questions in much more substantive manner. This call was a bloody waste of everyone’s time!

[@rondafun1]

If your smar give them a fake name like 10 million other illegal immigrants do

[@jonathandrumond2977]

The financial part is the smallest problem, any criminal offense will go straight to him

[@sw6155]

Hehehehe… That’s not how that works buddy… Hehehe… This a “I’m vouching for you” mob type thing… 🤨🤣🤣🤣 Read the comments of others who ACTUALLY have go e through the process before making a fool out of yourself…. 🤦‍♀️🤦‍♀️🤣🤣🤣

[@jonathandrumond2977]

@@sw6155 Im sorry i didn't mean to offend you llttle girl. go back to school and grab your education back!!! god bless your heart

[@MsEmoji24]

I love dave ramsey for never changing 🚼

[@jackoats50]

The parents need to talk to their OWN immigration lawyer.

[@carlosmiro4932]

Before he called he should have gotten the lowdown from an immigration attorney to find out what sponsorship really means.

[@MisterNightfish]

I think Ken's point of "If you don't do what you say, you're leaving", in the sense that he disappears from their lives, is naive. If he doesn't have the character to do as he says, why would he have the character to honor any agreement? There's really no point in extracting a promise like this out of people. If he's good, he'll do it and if he's bad, no amount of promises will change that fact.

[@busymom7729]

Caribbean people are hard working or lazy. Ramsey would say I have friends that are Caribbean.

[@Jumperman12mac]

Jeezus no don't do it.

[@SGO_]

yes currently working on my green card, i have been working here with a work permit since 2012. Immigration requires the person to have 40 credits and that is 10 plus year of working. if the applicant does not qualify then the spouse and if the spouse hasnt worked many years yes you need a sponsor. I was able to qualify the 40 credits so I was good, but yeah there are some things they just wont work with you.

[@Nimsiv]

No you don't have to file papers every year. You will only have to worry if this person is lazy and becomes dependent on government services.

[@mrsterious5845]

Even then, it's not for certain the government would seek reimbursement from the sponsor.

[@Nimsiv]

@@mrsterious5845 right, Uncle Sam always seem to have more money to blow

[@tmfaber]

This convo is stupid. He doesn’t want his daughter to leave the country…so sign the papers. You are just proving they have a support system and won’t be reliant on the gov.

[@rhondaa5191]

@@mrsterious5845 Maybe, but it feels like co-signing to me, as well. Sometimes you have to let your kids work things out, themselves.

[@Nimsiv]

@ true, I wouldn’t be calling to ask Dave this question.

[@HelloKamesan]

What's the deal with trying to get a green card through a fiance. Why not just go for the fiance visa. I did that with my wife who was/is not a US citizen. They'll need to get married within 2 months, but that was worth it for me. At the time, I just got a job and was living in an apartment so maybe not the best financial decision ever, but we've been married 20 years so far, so I guess you can say it's worked out for us.

[@blashokowski8794]

So embarrassingly misinformed on the process and requirements 😂

[@mrsterious5845]

The video ought to be removed as it's providing inaccurate information.

[@glitterstarbeau]

Lame dad. Just sign. As long as the son ain't a bum, it's all good. Or don't sign and let your daughter stay abroad.

[@rhondaa5191]

You are signing a document that financially binds you to someone you've known a year and you're looking at retirement. First off, I would consider the divorce rate in this country and secondly, introduce the idea of children from this union. Unlike Dave, I wouldn't even have the conversation; the new couple chose a path and they need to figure it out without jeopardizing your financial well-being.

[@triplebbb291]

I gotta agree with you. You want to be generous but they decided to get married. They need to figure it out. And if they really want to be together, they will make it happen and appreciate each other more because of it.

[@jimmymcgill6778]

The have nothing to do with money. To get a green card, there is no set amount of pay you have to make.

[@ashleynobles1313]

Absolutely not 10 years and I’ve watched 90 day fiancé way too many times to know it doesn’t always work out and then he’s an ex husband and you’re taking care of him. Nope

[@allisona6482]

⁠@@jimmymcgill6778 the person applying for the visa must make a certain amount. The person receiving the green card does not need to make a certain amount.

[@rhondaa5191]

@@jimmymcgill6778 Cool. Fine. Then why ask the parents to sponsor him?

[@rogeronslow1498]

I would never risk that.

[@FernandoRojas-h8f]

You only have to proof you have the money ONCE you do not need to do anything after that

[@ReAl-uu8ku]

You have to support him for 10 years. If he ends up in hospital, the sponsor must pay his medical bills, if he ends up in jail, the sponsor has to pay the legal fees, if he dies, the sponsor has to pay the funeral expenses. It's not that easy. It is a 10 year commitment!

[@EvaDraconis]

Imagine the worst case situation. If the immigrant son in law turns abusive toward their daughter, cheats on her, all of the worst, moves out, chooses to not work, stays in the USA and is living comfortably on money paid for by her parents and the family hates him for who he has become and for what he has done and they still are funding his lifestyle. Imagine the worst case situation.

[@georgemugambi1066]

That's not how things work. If they divorce he loses his immigration status and can be deported.

[@Rainalias]

Don't forget that he also gets her pregnant and Gma and GPA will have to make up that additional cost too.

[@commanderbarbie2550]

Don’t do it. Your children’s bad decisions isn’t your fault.

[@jgbotwinick49]

Bad decision?

[@TheHunter3211]

bad decision? how stupid

[@Rainalias]

It is a bad decision. If they break up, and he decides to stay here, her parents are still on the hook for him for 10 years. No.. Absolutely not.

[@commanderbarbie2550]

@@TheHunter3211 cause they knew this was a problem before they got married. They still did it and chose to lay that problem on the shoulders of someone else. Like here you fix it. That’s what’s stupid.