You Get To Control Your Choices! - Dave Ramsey Rant

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[@TheRamseyShow]

We just launched a NEW KZbin Channel with Anthony ONeal!!!!! Check it out: kzbin.info/door/aW51g-nmLfq703TPZC7Gsg

[@myjennaration4945]

honestly one of the most useful channels I've come across. You're awesome Dave

[@DarlingStudent]

The irony: Rich people act poor and poor people act rich. :P

[@Robert-uw5kq]

Ain't that the truth.

[@wkb9683]

DarlingStudent The irony

[@TheRealSuperStubbs]

It is a bit ironic. It's like Dave says, "That's how they became...RICH PEOPLE." If you make $200k a year, but spend $250k a year, you will have a lot of stuff, but (generally) a lower net worth than someone who makes $50k and spends $20k/year.

[@matthewcastillo9951]

The irony also is: Rich people are cheap at giving tips and poor people give generous tips..

[@MsPokiepie]

@@matthewcastillo9951 sometimes. . . . But I have always been a poor person. . . And I always tip good. At least 20% people that dont tip good are just low class

[@JohnGrayFinance]

I have always been money conscious, but recently I have been realizing this message is applicable to other parts of life, especially food. When I starting gaining that belly weight, I knew it was directly related to the foods and drinks I chose to consume, and if I wanted to get rid of it, I had to change my habits. Habits are key.

[@joshuamorris2908]

Change your habits change your life you're right bro!

[@PunishedBriggs]

"I just want to be a really rich hillbilly, shuddup!" LOL

[@rodneyadair1899]

I found Dave Ramsey's channel a few weeks back and now I'm hooked. Dave motivated me to start attacking my student loan debt with a vengeance. I ran the numbers and realized that with a few sacrifices, I could pay off my student loans in under 4 years. I probably would've kept that debt for a decade otherwise. I watch now just for a bit of daily motivation.

[@stephaniejane306]

Keep going at it! Live like no one else so you can live and give like no one else!

[@carladossantos1142]

Rodney, have you paid it off??

[@financialfreedom1991]

I'm also watching some of the clips every day to keep motivate myself in paying our land mortgage. We can do it

[@thecowboy9698]

May I ask, without being too personal, how has that gone? I'm genuinely curious, because I'd like to read someone who has either had complete success, or who has improved his situation in life.

[@amiroarrr]

"I'm a hillbilly, I grew up a hillbilly, I'm happy to be a hillbilly. I just wanna be a really rich hillbilly, shut up." - Dave Ramsey 2017 (thanks grandpa Dave

[@christinab.2864]

He don't have any grandkids that is talking yet

[@shatexposure4467]

That we know about

[@SIRLAVO4excellence]

man u r something else. you have helped me so much. i really and truly appreciate you.

[@keithcasey866]

I'm truly amazed how people just found Dave Ramsey now when he's been around for three decades on radio stations in every city and has multiple books out and has been a frequent guest on many news and talk shows for over 20 years.!!

[@joshuamorris2908]

Change your habits change your life!

[@GS.9093_Mart]

Loved your quote man

[@LilMermaid28]

I always tell my sisters it's not the situation that is bad it's how your react to it that shows who you are. Dave is speaking my language. Actions equal results. I grow up in a port household and went to school and got debit. I certainly understand where Dave is coming from. I never let my environment dictate my actions. I do things so I can better my self. People need to choose their actions more careful especially dealing with money.

[@elsaromero4743]

When I want to make a purchase or even think about it I listen to Dave !! Or when I need motivation 👍

[@neptronix]

Thank you papa ramsey.. i've been at digging myself out of a debt hole for 2 years and just got soaked for 9k in taxes.. it was so disheartening.. This really recharged my batteries today. Thanks for continuing to do what you do!

[@freedominabudget]

It is so true that you reap what you sow! I have seen that so many times in my life!

[@Ricardo1.]

Dave is correct. Listen to your elders.

[@gretchencline5124]

I love Dave Ramsey! I’m a single Mom working a full time job and a p/t job and I’m knocking out some major debt cause I don’t care what other people think! It’s actually liberating!

[@spaceinmusic]

Gretchen Cline attack it with a vengeance you got this! 🔥

[@weenisw]

Sometimes I think Dave is close minded about difficult situations and different starting points. For example his "You are not a victim" car rant I liked the positive message but felt it diminished some very difficult circumstances. This rant I think is extremely well structured and does a great job of encouraging people to go as hard as they can while acknowledging they may be forced to start from a disadvantage. Nice work Dave and team.

[@ir10031981]

sometimes we misbehave, it's normal human nature, this is why we need a rant to set us straight and get us back on track.

[@rthelionheart]

"I am stuck with a face for radio..." Good grief😅

[@equisader]

I watch a couple of DR videos every morning. 10-20 minutes well spent. Helps me focus. Nice work Mr Ramsey. Many thanks!

[@taukirsyed1769]

Dave Ramsey is an example of selling needles from a piece of iron.

[@TheLizardKing1967]

My home is paid off and I drive an older BMW X5 and it's paid for. Preach it Dave! I LOVE your show! You are the BEST!

[@nw8000]

I wish I had this talk when I was 10

[@vacationboyvideos]

I'm stuck from saving and living below my means.

[@pamelam4]

This is a good video for any kind of struggle you face in your life. I love this

[@KL-bg8fi]

This is powerful and I love it!

[@thecowboy9698]

I cannot say making a lot of money has ever meant a lot to me, but I like the principles that Dave Ramsey preaches, because they're so simple to understand.

[@MarkZimmerman]

Thank you for talking abt obesity while I enjoy a chicken fried steak meal with mashed potatoes and corn for lunch with an orange kick start to drink! Hahaha. But anyway, as I go back to having two jobs working 60-80 hours per week plus a part time nursing student, I am going to save this rant in my favorites so I can hear this over & over again so I can learn and stay motivated to living less & creating a budget. I was sick with a neurological disorder for abt a year and a half now & I am ready to do your plan sir Dave!!! Thank you!! :)

[@tripleekitchen...6676]

I will be choosing better for my family.. My mother have diabetes, my aunt, my grandmother. I refuse to have it too. I change my family tree diet..

[@gratitudetouniverse777]

Better late than Nothing at all.

Thanks for the good advice Dave! 💰

[@emailme6785]

Big hat, no cattle 😂 That always makes me laugh!

[@mmp495]

What I see is finances ties into so many areas of life. It can give you a happiness and liberation and security or it can give you sadness, stress and desperation. Its all in your power and within your hands.

[@bigbillmusic]

"You don't accidentally get in shape" ✨🔥

[@shanaythornton4718]

😂😂😂 I needed this, thanks Dave

[@10tepeyac]

Thank you Dave for the work you do! You have changed my life for the better!

[@twentyfrancs3744]

hahaha, his voice transition when he goes "the structural problems with the economy" at 7:59 dave is a hoot sometimes

[@mizzallen8076]

Love it!!! Good information.

[@Birkinbag09]

My favourite Dave Rant

[@marisarosas9503]

Big hat no cattle ... 👍🏽

[@arienfox]

RIGHT ON!!!

[@jordanfamilysoblessed5604]

I love 5he knowledge continue to spread it we all newd financial knowledge ...why is this not taught in school

[@johnoshea9619]

Love the background music at the end too!!!

[@jujubee90275]

Real talk!

[@mattmartin2205]

I love you buddy and I cannot lie!! Haha soo much truth! I had cut up all three chase debt cards before paid off and within a few weeks later they're 100% paid off. School loans paid off!! Car should be done by December for Christmas

[@fritogranito]

Just got done with a great read on this exact subject. 'Stop Acting Rich' by Thomas J. Stanley talks about this is great detail. Aspirationals is the term it uses for those who aspire by over consumption of high end automobiles, homes, wine collections, liquors. I would highly recommend it.

[@manimal1981]

Its funny that most of my life I have been doing stupid things trying to get rich; now Im so deep and financially crushed that I just want to be able to pay my bills and have no debt, thats my dream now. What a fool I have been!! in the process of getting there

[@JK-px2im]

I hope you are doing well. It's tuff and hard getting out of debt. So is being broke. Good luck.

[@nmc1859]

This is how I am already, minus the riches😂 I drive a good quality car (not a cool one at this time), live in a quality yet unassuming home and I don't wear name brand clothes with the names front and center. I just need more income and to manage my $$ better. Thank you Dave Ramsey!

[@carolinacarbajal8571]

I love this man!!!!

[@TheLizardKing1967]

"Where debt is dumb, cash is king, and the paid-off home mortgage and paid off 17 year old BMW X5 is the status symbol of choice." That's me.

[@JK-px2im]

Congratulations 🎊

[@shikha5246]

In taiwan, locals who are rich do not show it through clothes. They always strive to be humble. It’s difficult to tell who is rich in taiwan at times.

[@10tepeyac]

Thanks!

[@del_84]

Even if you plant something intentionally, weeds come up. Because they're weeds..... That's what they do.

[@samuelfreeman4928]

Right, but if you have beautiful flowers and vegetables in a garden one might be more inclined to take care of the weeds right away. Even take preventative measures to stop weeds from popping up in the first place 👍.

[@emilylednicky6718]

​@@samuelfreeman4928planting flowers and vegetables intentionally is also how you learn to identify the weeds.

[@drrush3421]

Demographic privilege is a very real thing - race and gender can very much place barriers when people expect you to assert yourself less and punish you more. But barriers can be tricky but not impossible - find a way around or another way. Money is one of the better examples of self sufficiency

[@daniell8992]

Love it!!

[@wkb9683]

Why this channel has only 233.000 subscribers?

[@mountiescorner]

Honesty Integrity pushing 500k now.. It’s getting out there- it’s awesome lol I only found out about him 6 months ago.. I started the program like a week after watching his videos

[@jeffwvu4602]

Because normal is broke and people are idiots.

[@soph3420]

People have other ways of getting his message...podcasts on Spotify, cable channel (don't know which one, Google it), classes to name a few.

[@shelleyraposa5234]

You are amazing

[@mr.g4272]

Awesome.

[@union310]

I made bad choices, now I make good ones .

[@tomlxyz]

"You don't accidentally get on shape" Actually you can when you start doing a job that requires a lot of physical activity (which become more rare every day with technical advances) or you for some reason are put on a healthy diet to do random circumstances that make you unable to have a unhealthy diet Granted, very unlikely that it just happens, especially to someone out of shape but theoretically possible

[@jasonhicks3364]

DR my spiritual advisor!

[@levijohnston3560]

You get to choose!!! 👏

[@nathanielaranda8407]

preach!! :)

[@drummergeorge9642]

I remember when I was poor people, man those were the shitty days, but now I'm just people. I need that adjective.

[@izykchristine]

oh i love this one so much I am on my way to being Rich love Dave Ramsey he is so right ....on all this i want to be a Rich Yankee !!!!!!

[@2themaster]

So true!!

[@nathanielaranda8407]

Preach 🙌🏻👊🏻

[@hieveryone.8508]

Very good video. Thumbs up.

[@misschenda4717]

amen sir!

[@griso107]

This is excellent 🤔

[@BrotherTonyshow]

I had to separate finances with my wife. She won't stick to fhe program. Paid off all her credits....she maxed em out already. I'm done with her issues

[@bmaiceman]

You real what you sow! Last spring I planted Skitty in my garden. WHEN THE HECK ARE THEY GOING TO GROW ??.🤔🤔🤔🤣🤣🤣🤣🤣🤣🤣🤣

[@artdeluxe5625]

Jesus, so powerful! god bless Dave !

[@jordanfamilysoblessed5604]

Amen God bless him for spreading knowledge..we need to spread this throughout the black community

[@gretchenbray2268]

Tell it like it is Dave!

[@sierrabird2460]

I only buy lotto tickets when they have the scented ones at Christmas :P

[@christinab.2864]

Dave doesn't look so bad to me but if it ever become a problem mix one egg and 1 tbsp of oil to grow hair. If you know friend with oily hair that grows so fast is half of the story the protein is the other. Trust me it works. It took me 2 weeks to grow mine it also shine it, gets rid of the fizz. For you Dave it may take a little bit more than 2 weeks. Much faster than 6 months

[@alfiemarie]

imma be a rich hillbilly shuddup 😂😂😂 im gonna dieee

[@Southboundsociety]

You know we talk about choices all the time but almost never talk about changing beliefs. 9/10 your actions and decision are a product of what you believe

[@michaelvargas6341]

I thought he said "where dad is dumb" lol

[@ronwhiteleo3352]

Dan is right 100%!!!

[@christinab.2864]

If he is correct on this than what do I got to loss?

[@FabledNarrative]

If your broke...literally NOTHING! :D (Besides all the burdens, hassles, harmful habits, emotional strains, etc.)

[@galaxyd4548]

Ain't this the truth

[@lindentree2687]

No one from the North actually calls themselves a Yankee. If you've accepted the label of Hillbilly that's fine but I've never meet anyone who has accepted the label of Yankee unless perhaps it's there favorite team.

[@sparkleafter50]

That's good

[@MrBryan30]

awesome

[@erich84502ify]

A used German car Oh The Horror

[@yaeltuttebel]

I dont think dave is really unattractive, his face seems pretty symmetrical

[@germanshepherdmom1143]

Talking about fitness, what about hormones ?

[@ProphetPay]

I have a car. I have 6,500 to pay on the car. The loan started off as 27,769. I can sell it for 7000. Would it make sense to sell the car. I'm so tired of paying the note. It's a Dodge Challenger. Or should I just continue to chunk extra cash at it??? Someone help!!

[@Khaltazar]

You might as well keep paying for it at this rate. It also depends on how much you make and how fast you can pay it off.

[@ProphetPay]

Khaltazar I found out about Dave in October 2016. Since then I've paid 7,000 dollars on it. I went from 14k to owing 7k. I also make 20k per year. It was a 72month lease. I would owe about 12.5k if I hadn't been so aggressive towards paying it off.

[@fpl_bailey]

Patrick Patrick do you like the car? If yes then keep it, if not then sell it and buy something with the cash you get.

[@ProphetPay]

Ben Climer 2010 V6 Se. & also Private party.

[@lizmarie4242]

Patrick Patrick Pay off your car. I spent a little over a year chunking all my extra money at my 2013 Sonata. I wish I had started sooner but I paid it off 2.5 years sooner and it feels so liberating to finally not have that car note and wasting so much money paying interest. You've already paid so much for your car so far so you might as well finish off the payments plus chunk whatever you can at the principal and keep your car. if you sell your car for $7000 you'll have to buy a used one for $5000 plus you will have to pay the taxes on it. selling your car would have made sense years ago but not now.

[@jack-ss1ig]

Go Dave you don't hold back on your words SMH

[@noreenmanzano539]

Hi dave! i want to ask what if i am investing in the stock market but i still got $250 in debt and i just have $300 savings and im planning to save more to get to a $1000 emergency fund, i want to know should i stop investing for a while then complete first my emergency fund and get out of debt, or i will still invest but with a smaller amount of money and put the rest to my emergency fund and pay my debt? i hope someone can answer me :) thanks dave you inspire me so much!

[@Jesseg-rj6xf]

Noreen Manzano pay off the debt first. Save to 1,000 and then follow the baby steps.

[@noreenmanzano539]

Jesseg0815 thanks for answering!

[@a_____t_____1834]

Your doing a GREAT job!!! Stop making payments on the debt UNTIL you save your beginner emergency fund of 1000 dollars and THEN resume paying off your debt in order from smallest to largest, attacking the smallest like an animal while paying the minimum on all other accounts, this is the debt snowball, hope this helps, good luck!!!

[@zorkman111]

Dave's baby steps is pretty clear on this. Step 1 is to build $1000 emergency fund. Step 2 is to pay off debts. Step 3 is to expand the emergency fund to 3 to 6 months of expenses. Only after that should you invest according to his advice.

[@misschenda4717]

hahahahhaha

[@elizabethvazquez4359]

what number do you call?

[@brantley2171]

Elizabeth Vazquez 281-330-8004 Mike Jones

[@droptozro]

1-888-825-5225, check the time zone though. It may play on your local radio later than the actual live show. I think it's 2-5pm Eastern Time.

[@FabledNarrative]

www.daveramsey.com/show/home/?snid=show Phone: [phone] Enjoy!

[@chrisparker9939]

Actually, we CAN control Washington and politics. It's just a matter of the American people ending their complacency and making their voices heard among representatives. But what if those representatives don't listen? Vote them out during the PRIMARIES and tell their replacement why they were voted out. SIMPLE.

[@NotMyWar]

We don’t have people like that in this country. If you have selfish ignorant citizens, you are going to get selfish ignorant leaders. Term limits won’t do you any good, you just get another group of selfish ignorant people. -George Carlin

[@NickWright01]

**400th like**

[@bneyens]

So why isn't Dave skinny and why is he getting fatter? If it's so easy Dave!