Quit Beating Yourself Up for Your Money Mistakes | November 13, 2024

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The Ramsey Show

The Ramsey Show

Күн бұрын

Пікірлер: 154
@TroyBlack
@TroyBlack 4 күн бұрын
John, you pushed through the awkwardness and spoke truth to the young man who needed to be around for his 4 year old daughter. Thank you.
@KG-by5qe
@KG-by5qe 4 күн бұрын
When John was telling that dad that God would never call him to not be in his daughter’s life, I was thinking, “Speak truth John!” Glad he had the guts to say that to that man. God calls men to be leaders of their homes. How can you say you’re obeying God if you’re not present to lead your family as He commands in His word?
@NundorGurui
@NundorGurui 4 күн бұрын
It's a very good idea if people get to setup some stuffs aside for themselves that could be bringing them money apart from there businesses
@vsimon59
@vsimon59 4 күн бұрын
Growing your money in a bear market is an action
@KABACHERACHDI
@KABACHERACHDI 4 күн бұрын
That's right, you have to put the money to work for you instead of working for the money
@aarondemello
@aarondemello 4 күн бұрын
I invest with Josh Olfert, I make about 30 thousand US dollars every month.
@AdrianaPorras-ii5wk
@AdrianaPorras-ii5wk 4 күн бұрын
Same here, transfers from £4000 to £15400 in just 2 weeks, it's really the best
@buhaysawi05
@buhaysawi05 4 күн бұрын
It seems that expert Josh Olfert never surprises me - I also trade with him, his strategies are top notch and I do not joke with him.
@republicunited2183
@republicunited2183 4 күн бұрын
I was raised by my father. It's the best thing that ever happened to me. Be in your daughter's life.
@jimsmith9717
@jimsmith9717 4 күн бұрын
What an awesome woman Anne from Boston is.❤
@Candisa
@Candisa 4 күн бұрын
At the 15-20 minute mark: A mortgage at less than 2% is basically still a (small) investment with todays inflation. I wish I was smart enough to refi into a fixed rate a few years ago, I'm now carrying an adjustable that's luckily capped but still sits at 5.35% for the second year in a row, so I'm trying my best to pay it off as quick as possible without setting back my other goals too much. Before it shot up, it was somewhere in the 2.5%-3.0% range and I didn't even think about doing extra payments. Now, compound interest is less of a factor when you have to start investing at a later age, closer to retirement, and I definitely get the sentiment of wanting to be completely debt-free, but man, don't waste money on that
@kortyEdna825
@kortyEdna825 2 күн бұрын
Nobody can suddenly become prosperous financially. Although they did the background work, we mostly see the ultimate product. Fear is a harmful factor that prevents us from making the courageous decisions we need to make in order to achieve our goals. You have to deal with things like inflation, the recession, Fed policies, and more. In just a few months, I was able to add $289k to my portfolio.
@Justinmeyer1000
@Justinmeyer1000 2 күн бұрын
I think it's not always about fear, Sometimes realistic factors discourage people from reaching their goals in life. For instance, I've tried investing in the stock market several times but always got discouraged by fluctuations of stock value
@NoorJari406
@NoorJari406 2 күн бұрын
This is the problem! Most times people with little or no knowledge of the stock market try investing by themselves. It once happened to me, then I learned my lesson and contacted a US-based finance consultant my financial advisor…. and everything changed. in the first quarter of last year i made $370k and counting
@PatrickFitzgerald-cx6io
@PatrickFitzgerald-cx6io 2 күн бұрын
Impressive can you share more info?
@NoorJari406
@NoorJari406 2 күн бұрын
Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Sophie Lynn Carrabus’’ for about five years now, and her performance has been consistently impressive.She’s quite known in her field, look-her up.
@PatrickFitzgerald-cx6io
@PatrickFitzgerald-cx6io 2 күн бұрын
Thanks a lot for this suggestion. I needed this myself, I looked her up, and I have sent her an email. I hope she gets back to me soon.
@AnicaEmbregts-j3e
@AnicaEmbregts-j3e 4 күн бұрын
Hit 240k today. Appreciate you for all the knowledge and nuggets you had thrown my way over the last months. Started with 24k in September 2024.,,..
@BryonyClarke-e4v
@BryonyClarke-e4v 3 күн бұрын
I would really love to know how much work you did put in to get to this stage
@AnicaEmbregts-j3e
@AnicaEmbregts-j3e 3 күн бұрын
I will be forever thankful to you, you changed my life and I will continue to speak on your behalf for the world to hear that you saved me from huge financial debt with just a little trade, thank you Jihan Wu you're such a life saver
@PauletteSmith-s8n
@PauletteSmith-s8n 3 күн бұрын
As a beginner in this, it’s essential for you to have a mentor to keep you accountable. Jihan Wu is also my trade analyst, he has guided me to identify key market trends, pinpointed strategic entry points, and provided risk assessments, ensuring my trades decisions align with market dynamics for optimal returns.
@ElliGConcepcion
@ElliGConcepcion 3 күн бұрын
His guidance allowed me to restructure my retirement plan, resulting in an estimated $700 thousand more by the time I retire.
@JimJamieson-z4h
@JimJamieson-z4h 3 күн бұрын
I'm favoured, 90K every week! I can now give back to the locals in my communities and also support God's work and the church. God bless America,, thank you Mr Jihan Wu😊🎉
@Trustbutverify2651
@Trustbutverify2651 4 күн бұрын
Grandma's call leaving the money to the grands - Grandma may have already given the kids their "share" throughout their lives that the grands don't know about. It's your money - keep it!
@pandafox12
@pandafox12 4 күн бұрын
Bought a $6k car in 2020 instead of the $40k car I really wanted. Since then, S&P is up 70+%. Simple decision will add $100k to my net worth in
@maryjoness2898
@maryjoness2898 4 күн бұрын
I started investing in the 80 s with the princely sum of $500. for the most part I invest in stocks that pay dividends. first : Learn HOW to invest you can do this for free in the finance section of your local library. reinvest your dividends. By the way.. my portfolio value today is well into the 6 figures.
@jenniferwatleyj
@jenniferwatleyj 4 күн бұрын
Investing in stocks is planting a tree for your future; with patience, it will bear fruit
@danielquinn2
@danielquinn2 4 күн бұрын
Just like a tree, investments need time and care to reach their full potential
@jenniferwatleyj
@jenniferwatleyj 4 күн бұрын
I've been in touch with a financial analyst ever since I started investing. Knowing today's culture the challenge is knowing when to purchase or sell when investing in trending stocks, which is pretty simple. On my portfolio, which has grown over $900k in a little over a year, my adviser chooses entry and exit orders
@danielquinn2
@danielquinn2 4 күн бұрын
Mind if I ask you to recommend this particular coach you are using their service? Seems you've figured it all out
@jenniferwatleyj
@jenniferwatleyj 4 күн бұрын
Gabriel Alberto William is the financial advisor I work with. Most likely, the internet should have his basic info, you can make a research with his full name
@danielquinn2
@danielquinn2 4 күн бұрын
I just google his name and his website popped up immediately. I'm very much impressed and i will email him right away
@dannyzwolf4546
@dannyzwolf4546 4 күн бұрын
The cabin story: There is a 3rd option, buy the land for 30k, payoff the house, and then build the cabin.
@KaylaAlbert-rp5jg
@KaylaAlbert-rp5jg 4 күн бұрын
*Making money is an action. Keeping money is a behavior, but "Growing money is wisdom" I just saw this quote?*
@JessicaBrenda-qc1gg
@JessicaBrenda-qc1gg 4 күн бұрын
I'm favoured financially with Bitcoin ETFs approval, Thank you buddy.$28,600 weekly profit regardless of how bad it gets on the economy.
@EdwardCoblah
@EdwardCoblah 4 күн бұрын
YES!!! That's exactly her name (Shabz Evelyn) so many people have recommended highly about her and am just starting with her from Brisbane Australia...🇦🇺​@MaryRose-h3b
@WallaceHerbert-fl1ve
@WallaceHerbert-fl1ve 4 күн бұрын
Did someone just mention Mrs shabz Evelyn!? Damn! You just made my day; what a coincidence.. I've worked with her for over 2years and I can tell how good she is
@MathesonMcDavid
@MathesonMcDavid 4 күн бұрын
She's mostly on Telegram, using the user-name ...
@MathesonMcDavid
@MathesonMcDavid 4 күн бұрын
*@ShabzEvelyn* That's her Username ?
@travispalaszewski9799
@travispalaszewski9799 4 күн бұрын
Can I say I’ve been a trucker for 7 years and I feel the same way as the man from North Carolina. I don’t have kids tho. It’s rough life but I truly love my job. I found Dave after I started my company and learned buying an asset for company is written off different the buying one. Put me in whole but after that fixed I got all my income to the bby steps
@HOLDXSTEEL
@HOLDXSTEEL 4 күн бұрын
I never see the last part of the show because I don’t download new apps
@ianpatgriffin
@ianpatgriffin 4 күн бұрын
Same
@HashPhantom
@HashPhantom 4 күн бұрын
Me neither. Gained an hour of our lives back each day :)
@deb9806
@deb9806 4 күн бұрын
Me either. Don't miss it
@crazymouselady
@crazymouselady 4 күн бұрын
I watch on a PC and don't even miss not getting the last hour.
@timothywilliams2887
@timothywilliams2887 4 күн бұрын
I thought I would miss the verse and quote of the day. But I don't.
@Fluffbean_æə
@Fluffbean_æə 4 күн бұрын
The "poverty" guy, your call just broke your family curse. Good for you!
@binti-mfalme
@binti-mfalme 4 күн бұрын
Love this duo
@kellellebelle
@kellellebelle 4 күн бұрын
Nothing beats the compound growth when you invest in yourself!
@Scarface_445
@Scarface_445 4 күн бұрын
At 70. Yea the market will.
@rosedewittbukater5763
@rosedewittbukater5763 3 күн бұрын
I love how deloney is so concerned with peoples nervous systems 😂❤
@soniamaldonado6906
@soniamaldonado6906 4 күн бұрын
The person who calls the show wants to get out of debt. The first caller had to take a quiz on why he wanted to get out of debt. Usually, they give advice on the individual's finances. I wish they would just ask the information, so that the person can get their questions answered before they have to end the call.
@BrianaBudgets
@BrianaBudgets 3 күн бұрын
That first guy was very confusing, I still don’t know why he called in.
@TulsaDude
@TulsaDude 2 күн бұрын
If they asked that guy more questions, he'd still be rambling today.
@Jackman66666666
@Jackman66666666 4 күн бұрын
Great show!
@brettrice4017
@brettrice4017 4 күн бұрын
What is wrong with the first caller
@TulsaDude
@TulsaDude 2 күн бұрын
He's a nervous wreck.
@Scarface_445
@Scarface_445 4 күн бұрын
1:02:03 Jon is so good at what he does, same way Dave is irreplaceable to the brand, neither is Dr John. Dude literally runs the people part of this Company almost solely! He is so down to earth yet so incredibly smart and understanding of peoples emotions!
@sarahjoy8479
@sarahjoy8479 4 күн бұрын
This is a family show 😂😂😂 he’s such a sweet dude. Truly hope this call sets her free and she is walking a little lighter and in freedom
@silvermoon293
@silvermoon293 3 күн бұрын
Keep in mind that the cars built during the Covid years (2020- 2023) are coming out of warranty and my husband who is a mechanic is seeing a lot of them coming in with major repairs and part failures.
@anniethomas451
@anniethomas451 4 күн бұрын
I failed to understand something about the dad truck driver. If someone could explain, is he separated from his family due to being on the road all the time, living in his truck and ministry? Did he say he was getting into law enforcement? I am confused.
@billdiehl8463
@billdiehl8463 4 күн бұрын
@@anniethomas451 Yeah Annie. That guy was all over the place. It was God's Will though lol. Who in the hell leaves their 4 year old daughter and lives in a Semi Truck, wants to play the God's plan card, has no money to his name, wants to be in Ministry and Law Enforcement lol. One word describes this guy: "Dreamer". He needs to put his Big Boy pants on and start adulthood. Probably too late for that though.
@anniethomas451
@anniethomas451 4 күн бұрын
@ Thank You!
@JacquelyneOlveira
@JacquelyneOlveira 3 күн бұрын
Great content, as always! Just a quick off-topic question: My OKX wallet holds some USDT, and I have the seed phrase. (alarm fetch churn bridge exercise tape speak race clerk couch crater letter). How should I go about transferring them to Binance?
@rosedewittbukater5763
@rosedewittbukater5763 4 күн бұрын
This first call was so disorganized
@bettedavis9261
@bettedavis9261 4 күн бұрын
It was a waste of time.
@edwardhale2412
@edwardhale2412 4 күн бұрын
(BS7) With George cutting in with his stupid comment (joke) instead of letting the man speak doesn't help.
@ses-ei7oc
@ses-ei7oc 3 күн бұрын
It was so bad.
@TulsaDude
@TulsaDude 2 күн бұрын
George was trying to set a good time for the show, the caller instantly ruined that and was a waste of our time
@BrianaBudgets
@BrianaBudgets 3 күн бұрын
1:00 Poor George😂 Not everyone has a sense of humor like us, unfortunately!
@nowthatsurban
@nowthatsurban 2 күн бұрын
Awkward
@BumpkinBros
@BumpkinBros 4 күн бұрын
18:00 Love that my SS pay goes to someone who can clearly work and make more then me monthly because of it by almost $1000 Love greedy old people that didn't prepare
@TulsaDude
@TulsaDude 2 күн бұрын
Why wouldn't he take advantage if it's there? You mean you'd rip up a $1700 check every month? Lol yeah right
@BumpkinBros
@BumpkinBros 2 күн бұрын
@TulsaDude because clearly the guy doesn't need it and is just taking advantage of the system and mind you he taking money too if you are a taxpaying american citizen. He didn't prepare for retirement and honestly we are better off if he suffer the consequences of their actions instead of us always having to bail out stupidity
@BumpkinBros
@BumpkinBros 2 күн бұрын
@TulsaDude plus no I wouldn't take advantage of it because it simply won't exist when most people retire because of idiots like the caller
@janetcross2797
@janetcross2797 21 сағат бұрын
Invested now
@hessiebates
@hessiebates 4 күн бұрын
If paying off his house would give in peace, then do it. He can still invest for several years.
@Scarface_445
@Scarface_445 4 күн бұрын
Disagree. That’s difference of 150k. That’s an extra 15k a year he could use to live on. All b/c he paid off his 1% home.
@hessiebates
@hessiebates 4 күн бұрын
@@Scarface_445 you are right financially speaking, but he seemed to be so emotional about having his house paid off.
@willtacoma2ndgen661
@willtacoma2ndgen661 4 күн бұрын
What is wrong with John Delaney? This guy always has some unethical theory that makes no sense. I like George because he stays on subject.
@JBJB992
@JBJB992 4 күн бұрын
Generally I do like John, but he was hyped up to for 'mental' help today when he shld hv just stayed on the finance topics.
@flashthecorgi2053
@flashthecorgi2053 4 күн бұрын
@@JBJB992umm what? Dr. John is “the mental health guy” that’s the reason Dave hired him! He’s supposed to go into mental health! George does the finance topics.
@notgivingmyemail3381
@notgivingmyemail3381 4 күн бұрын
@@flashthecorgi2053he may be referring to the call where the caller was asking a financial question and Delony lectured him for not living next to his four year old.
@flashthecorgi2053
@flashthecorgi2053 4 күн бұрын
@@notgivingmyemail3381 Well the guy DEFINITELY needed that lecture. Glad John gave it to him. He’s got his priorities all mixed up!
@DDEHoodStarz
@DDEHoodStarz 4 күн бұрын
Bark bark. Corgi alert. Deloni's personal guard dog. Lol
@theclothingcottage
@theclothingcottage 3 күн бұрын
I have no idea what that first caller was calling about. What was the question?
@mmp495
@mmp495 3 күн бұрын
The 2 dudes. 👍
@edwardhale2412
@edwardhale2412 4 күн бұрын
(BS7) This seems to be the George Kamel Show. He interrupts callers all the time and John can hardly get a word in a majority of the time.
@kimberlymartin459
@kimberlymartin459 4 күн бұрын
You think this is bad... watch Jade and Rachel 😂they over talk the caller and themselves... then they miss the most important detail. Their remark is... I missed that... 😂😂😂😂
@isidorolopez265
@isidorolopez265 3 күн бұрын
AGREE All that speakers interrupt all the time
@sXePunkV2
@sXePunkV2 4 күн бұрын
Robert bough a brand new Jeep?! 🤣🤣🤣
@tlberg7231
@tlberg7231 4 күн бұрын
Bobcat is the tractor to have!! :)
@BrianaBudgets
@BrianaBudgets 3 күн бұрын
I’m having a hard time understanding what the first guy’s question is.
@billdiehl8463
@billdiehl8463 4 күн бұрын
That first call, that first minute, oh my. Seriously boring. Calvin, when you call into a live radio show get your act together and don't stumble/fumble with the conversation. Ughhhhh!
@edwardhale2412
@edwardhale2412 4 күн бұрын
(BS7) With George cutting in with his stupid comment (joke) instead of letting the man speak doesn't help.
@mike112079
@mike112079 19 сағат бұрын
I agree with both comments lol
@DonaldRedeemed
@DonaldRedeemed 4 күн бұрын
51:46 If I were in their shoes I would put 20k max to a car, pay off the 11K, and put 9K plus of what they planned in investments.
@marypladsen5231
@marypladsen5231 4 күн бұрын
Did the other 'divorced, problem' kids get a share of the million dollar hunting ranch?
@Scarface_445
@Scarface_445 4 күн бұрын
1:22:50 by the way girl, that 1 year is costing you half a million in this same math equation. If you did 15% now instead of a year from now.
@insanedrummer89
@insanedrummer89 4 күн бұрын
Dave needs to come back for real 😴
@Shadowwind4
@Shadowwind4 3 күн бұрын
Dude is rich he might never come back
@PrestigiousProdigy
@PrestigiousProdigy 3 күн бұрын
“We thought about it and prayed about it and decided it was God’s will I be away from my daughter”. Yeah ok buddy ppl like you are why Christians are laughed at and mocked.
@billscruggs5170
@billscruggs5170 Күн бұрын
John deloni's personality is irritating as hell.
@maryjoness2898
@maryjoness2898 4 күн бұрын
my now ex was around his children., However he is an alcoholic,. I divorced him after his third or fourth DUI. i wanted him to go to AA, and offered to go with him. he refused. which is WHY we are divorced.
@Scarface_445
@Scarface_445 4 күн бұрын
48:53 You got fricked my man. 0% interest is how you get a crazyyyyy expensive price tag. You just lost 40% of depreciation my dude.
@janetcross2797
@janetcross2797 21 сағат бұрын
You might get sick
@maribethvance9958
@maribethvance9958 4 күн бұрын
Okay John you're pissing me off right now! This guy is doing everything that he can to try and support his family, and to get back to his child and you have not experienced a type of life that he has experienced and you're pissing me off by judging what he's doing and by telling him that he's not doing the right thing.
@flashthecorgi2053
@flashthecorgi2053 4 күн бұрын
LOL he’s doing everything he can EXCEPT being there for his child. Give me a break with being “pissed off” it’s all excuses so get over it. Delony was 100% right! 🙄
@sXePunkV2
@sXePunkV2 4 күн бұрын
Doing everything he can, except for actually being with his child?! And using god as the excuse. Please. You're pissed at the wrong person
@nectarlifefitness7551
@nectarlifefitness7551 4 күн бұрын
This guys pissed off
@billdiehl8463
@billdiehl8463 4 күн бұрын
@@maribethvance9958 But it's in God's hands to not see your 4 year old on a year. Dude's not doing shit to get back into his daughters life. Dude's a Dreamer nit a doer. Let's recap: Lives in a Semi Truck, lives thousands of miles away, hasn't seen his kid in a year, is in the Ministry (lol, sure he is) and wants to be in Law Enforcement when he grows up? What do you want a bet he's not sending Child Support? Dude's a F-ing clown. You defending him is off. Way off!
@YouMissedBro
@YouMissedBro 3 күн бұрын
You look like Rachel Levine 😂
@Zanzan8
@Zanzan8 3 күн бұрын
John comes across as unfriendly to co-host sometimes 🤔 maybe not
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