I came across your channel through this video-case studies are incredibly valuable, and I'm eager to see more in the future! Building wealth involves establishing routines, like consistently setting aside funds at regular intervals for smart investments.
@JohnNgomba-k3v14 күн бұрын
People believe their currency has the worth it does because they have no other option. Even in a hyperinflationary environment, individuals must continue to use their hyperinflationary currency since they likely have minimal access to other currencies or gold/silver coins.
@heatherj-o5j14 күн бұрын
Uncertainty... it took me 5 years to stop trying to predict what bout to happen in market based on charts studying, cause you never know. not having a mentor cost me 5 years of pain I learn to go we’re the market is wanting to go and keep it simple with discipline.
@StephanieG.Augustus14 күн бұрын
Mind if I ask you to recommend this particular coach you using their service? Seems you've figured it all out.
@heatherj-o5j14 күн бұрын
My CFA Stacy Lynn Staples , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
@CharlesT.Foster14 күн бұрын
Thanks for the recommendation. I'll email her and hope to get in touch soon.
@PaulKatrina.21 күн бұрын
Dividend investing is most effective when approached with a long-term perspective. While dividends can provide immediate income, the true power lies in the compounding effect over many years. I'm still looking for companies to make additions to my $350K portfolio, to boost performance. Here for ideas...
@SandraDave.21 күн бұрын
the strategies are quite rigorous for the regular-Joe. As a matter of fact, they are mostly successfully carried out by pros who have had a great deal of skillset/knowledge to pull such trades off.
@RaymondKeen.21 күн бұрын
The issue is people have the "I want to do it myself mentality" but not equipped enough for a crash, hence get burnt. Ideally, advisors are reps for investing jobs, and at first-hand encounter, my portfolio has yielded over 300% since 2020 just after the pandemic to date.
@Hectorkante21 күн бұрын
How can one find a verifiable financial planner? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances.
@RaymondKeen.21 күн бұрын
Melissa Terri Swayne a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.
@TinaJames22221 күн бұрын
I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.
@RubyOliverm5l19 күн бұрын
I think investors should always put their cash to work, especially In 2025, we'll start to see more market diversification. I'm hoping to invest about $350k of my savings in stocks against next year. Hope to make millions in 2025
@JulianBenjamin3d19 күн бұрын
Well said! Retirement is the reward of disciplined investing over the long term, not just a destination.
@SofiaJames9H19 күн бұрын
Well said! My adviser guided me through retirement planning, ensuring my investments were strategically positioned for long-term rewards.
@MathildaCarina19 күн бұрын
That's a great point! Finding a reliable financial adviser would be essential for me to ensure my retirement plans are well-structured.
@SofiaJames9H19 күн бұрын
My CFA Julianne Iwersen Niemann a renowned figure in her line of work. I recommend researching her credentials further.
@MathildaCarina19 күн бұрын
I searched for her full name online, found her page, and sent an email to schedule a meeting. Hopefully, she responds soon. Thank you
@raymond-i2v19 күн бұрын
My spouse and I are diversifying our investment portfolio by adding stocks and ETFs. We've allocated $220,000 to begin with, focusing on inflation-indexed bonds and companies with strong cash flows, but I'm also interested in short term earnings if any.
@Jordan8568-l4u19 күн бұрын
While the current market offers short-term profit potential, it's crucial to note that executing such a strategy requires expertise and skill of a market professional.
@RayaMarcus19 күн бұрын
True. Having the right financial planner is invaluable. My portfolio is well-matched for every season of the market and recently hit 90% rise from early last year. I and my CFP are working on a 7 figure ballpark goal, though this could take till Q4 2024.
@Fred-w7t19 күн бұрын
Glad to have stumbled on this, Mind if I ask you to recommend this particular coach you using their service ?
@RayaMarcus19 күн бұрын
Her name is. 'Stacy Lynn Staples’. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
@sarawilliam69620 күн бұрын
My strategy combines ETFs for dividends and growth, including JEPI, DIVO, QYLD, SCHD, and JEPQ. Last year, my dividends totaled $102K. but not sure how to mitigate risk thus far for this year.
@KaurKhangura20 күн бұрын
investors like you should be cautious of the bull run, its best you connect with a well-qualified adviser to meet your growth goals and avoid blunder.
@carssimplified219520 күн бұрын
I agree with you. As an early investor in NVDA, AVGO, ANSS, and LRCX, my financial advisor's advice was incredibly helpful. Over the past 7 years, she has helped me find stocks that did 10x multiple times. With her help, I've grown my portfolio to over a million dollars.
@Justinmeyer100020 күн бұрын
Well it seems like a lot of your interest is riding on your source, I could really get well accustomed to your viewpoint, get me involved.
@carssimplified219520 күн бұрын
There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Aileen Gertrude Tippy’ for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.
@Justinmeyer100020 күн бұрын
Thanks for sharing. I curiously searched for her full name and her website popped up immediately. I looked through her credentials and did my due diligence before contacting her.
@LesterHess-t1x19 күн бұрын
I became interested in the stock market because of dividends. You can pass on your investments to your children by living off of dividends if you have other sources of income rather than selling them. My $600,000 portfolio consists of growth ETFs (SCHD, DVY, VIG, SDY, and JEPI) and covered call ETFs for dividends. Am I headed in the right direction?
@wmwoods-l4f19 күн бұрын
A simple strategy to create wealth for future generations is to make long-term investments in high-dividend companies and exchange-traded funds (ETFs). Interestingly, more than 80 percent of billionaires have stock holdings that have grown to billions of dollars. What the poor dread, the rich do!
@j.ottinger19 күн бұрын
Of course! Growth investing generates wealth. In my nine years of investing, I have found that nibbling heavy red days has been profitable, even though we are not in a bear market. I'm at 2.25 million. The largest holdings are PLTR, TSLA, SCHD, and VOO. In addition to identifying high-quality value and growth stocks to purchase, we are currently trying to increase DRGO. Last year, I received $48k in taxable dividends. This year's Q3 taxable dividends came at $18,388. When the market is down, don't sell. When it comes to portfolio strategy, having a knowledgeable CFA who takes the time to conduct in-depth research can be extremely beneficial.Continue reading
@PaulaCarbonell-n7j19 күн бұрын
Well it seems like a lot of your interest is riding on your source, I could really get well accustomed to your viewpoint, get me involved.
@j.ottinger19 күн бұрын
There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘Annette Marie Holt ’ for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.
@PaulaCarbonell-n7j19 күн бұрын
Thank you for the lead. I searched up and her webpage popped up, and I have sent her an email. I hope she gets back to me soon. Cheers!
@Angelinacortez49514 күн бұрын
With markets tumbling, inflation soaring, the Federal Reserve implementing significant interest rate hikes, and treasury yields rising rapidly, portfolios are seeing considerable losses this quarter.... I’m at a crossroads, debating whether to liquidate my $125K bond and stock portfolio. How can I navigate and potentially profit in this volatile market?
@debbygradley2514 күн бұрын
I agree, just because the market presents opportunities doesn't mean we should rush in headfirst. For this reason, we should look for appropriate market analysis or guidance or, alternatively, seek advice from certified market strategists.
@JenniferDavis763014 күн бұрын
To the point of emotional exhaustion, many people minimise the importance of advisors. I remember a couple of summers ago, following my lengthy divorce, I needed a good boost to assist my business stay alive, so I looked for qualified consultants and came across someone with the highest qualifications. She has helped me raise my reserve from $275k to $850k, despite inflation.
@donaldwayne702314 күн бұрын
Please who’s this consultant ?
@JenniferDavis763014 күн бұрын
My CFA Laurelyn Gross Pohlmeier, a renowned figure in her line of work. I recommend researching her credentials further... She has many years of experience and is a valuable resource for anyone looking to navigate the financial market
@danieltaylor--6514 күн бұрын
Thanks for sharing, I just looked her up and I would say she really has an impressive background in lnvesting. I have sent out a message.
@jeffDwyer121 күн бұрын
Most of my money is in ETFs. But I do have a small allocation to individual stocks that I have a strong conviction in. Strong foundation first. Any suggestions on how to diversify a 300k stock portfolio as a soon retiree ?
@Jpoteete21 күн бұрын
The strategies are quite rigorous for the regular-joe. As a matter of fact, they are mostly successfully carried out by experts who have had a great deal of skillsets and knowledge to pull such trades off.
@Rachadrian21 күн бұрын
I agree with you. As an early investor in NVDA, AVGO, ANSS, and LRCX, my financial advisor's advice was incredibly helpful. Over the past 7 years, she has helped me find stocks that did 10x multiple times. With her help, I've grown my portfolio to over a million dollars.
@SteveEstrada-js9nu21 күн бұрын
@@Rachadrian How can I participate in this? I sincerely aspire to establish a secure financlal future and i'm eager to participate. Who is the driving force behind your success?
@Rachadrian21 күн бұрын
I'm cautious about giving specific recommendations since this is an online forum and everyone situation is unique, but I've worked with Annette Christine Conte for years and highly recommend her. Look her up to see if she meets your criteria.
@SteveEstrada-js9nu21 күн бұрын
@@Rachadrian Thanks for sharing. I curiously searched for her full name and her website popped up immediately. I looked through her credentials and did my due diligence before contacting her.
@Ciborium21 күн бұрын
Thank you for declaring that you are not being paid by any of the companies. So many FinTube channels promote ETFs and penny stocks without disclosing that they are being compensated by the company that they are promoting. The Plain Bagel did the most comprehensive investigation that I've seen so far into the issue.
@pizza4me29821 күн бұрын
I retired this year at age 60 and use high paying dividend etf's to cover my very basic living expenses, rent, food, etc. This is my basic bridge to social security. I keep 2 years cash, I am currently 60.5yr, so I can at least get to social security at 62 in an emergency. The plan is to keep delaying social security every 2 years up until age 67 to 70 but to be able to take it anytime if it is needed. I am an options trader so all profits go to either more income etf's, more cash, or into growth funds. I don't need a lot of money to enjoy my life so that helps.
@Dpowell2821 күн бұрын
If you were 36 and only had 1 or 2 investment option (etf, growth stock) with 5-10k saved, which one would you start with?
@pizza4me29821 күн бұрын
@@Dpowell28 When young I went with a growth etf. In retirement I focus on income.
@marcogalli99146 күн бұрын
Take the Vanguard/A143JM or A143JQ. Montley Dividend come in.
@LaurelHouskeeper21 күн бұрын
Dividends sparked my interest in the stock market. If you have other income, you can live on dividends without selling investments, allowing you to pass them on to your children. My $600,000 portfolio includes covered call ETFs for dividends and growth ETFs (SCHD, DVY, VIG, SDY, and JEPI). Am i on track?
@ayndsh21 күн бұрын
Investing long-term in ETFs and high-dividend stocks is a straightforward way to build generational wealth. Notably, over 80% of billionaires are stock investors, expanding their billion-dollar portfolios. The rich do what the poor fear!
@PhilipBeck-h8l21 күн бұрын
Absolutely! Wealth is made in growth investing . We aren’t in a bear market, but nibbling heavy red days has proven to be fruitful for me over 9 years of investing. I am at 2.25 mil. Biggest positions PLTR, TSLA, SCHD, VOO, and now looking to build up DRGO alongside finding quality value/growth stocks to buy. I got $48k divs last year in taxable divs. Q3 taxable divs this year was $18,388 this year. Don't sell when the market is down. Having a skilled CFA that puts the time in to do in-depth research can be invaluable in strategizing your portfolio.
@EmilyOlivia-r7s21 күн бұрын
Well it seems like a lot of your interest is riding on your source, I could really get well accustomed to your viewpoint, get me involved.
@PhilipBeck-h8l21 күн бұрын
There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘Melissa Elise Robinson ’ for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.
@EmilyOlivia-r7s21 күн бұрын
Thank you for the lead. I searched Jennifer up and her webpage popped up, and I have sent her an email. I hope she gets back to me soon. Cheers!
@Mary-zi7yw20 күн бұрын
Thank you Dividend Bull..really appreciate you videos and that you share info on the actual stock you own.
@philpogson988321 күн бұрын
I follow the Income Factory framework
@shaneomack501822 күн бұрын
Spyi 💯
@matturner814 күн бұрын
SCHD is a solid choice for dividend investors, especially in uncertain markets. With its consistent dividend growth and solid track record, it feels like a reliable long-term hold. I’m focusing on ETFs like SCHD to balance growth with stability, especially as we navigate the impacts of rising interest rates.
@frankbarnes2214 күн бұрын
I agree. Even with great opportunities, we should proceed cautiously. Seeking market analysis or advice from certified market strategists is important.
@Johnlarry1214 күн бұрын
Opting for an investment advisr is currently the optimal approach for navigating the stock market, particularly for those nearing retirement. I've been consulting with a coach for a while, and my portfolio has surged by 85% since 2023
@monicawill514 күн бұрын
I find your situation fascinating. Would you be willing to suggest someone trusted you've worked with?
@Johnlarry1214 күн бұрын
My CFA, Carol Vivian Constable is a renowned figure in her field. I recommend researching her name online; you’ll find all her credentials and everything you need to work with a reliable professional. With many years of experience, she is a valuable resource for anyone looking to navigate the financial market.
@monicawill514 күн бұрын
I merely Googled her name, and her website up right away. So far, it looks interesting. I sent her an email, and I hope she responds soon. Thanks
@richardhudson124317 күн бұрын
If I had $360k I would invest $100k in tech & $260k into dividend stock with a proven track record to grow with capital appreciation & dividend increase year over year
@HoskinsShanellNicole17 күн бұрын
Adding JEPI and JEPQ are smart additions in my opinion. As for staying committed to higher-risk investments, it's all about balancing your risk tolerance with your long-term goals.
@DerraKormino17 күн бұрын
The market is not necessarily a rollercoaster if you know your way around the market, there are various opportunities in the present market to accrue good profit, If you are not too savvy with the market, just buy and hold on strong companies with good earnings, or consult with advisors on ETFs and actively managed funds. that’s what works for my spouse and I. We've made over 30% capital growth minus dividends.
@JacobsErick-u8r17 күн бұрын
Can you share details of your CFA? I want to invest my increased cash flow in stocks and alternative assets to achieve financial goals.
@DerraKormino17 күн бұрын
When Melissa Terri Swayne’ is trading, there's no nonsense and no excuses. She wins the trade and you win. Take the loss, I promise she'll take one with you.
@winifred-k9e17 күн бұрын
She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.
@climbingwithoutpassion234321 күн бұрын
Staying healthy is part of the game, part of the greatness! If you're not healthy, you're not doing the work.
@wellsHannahh16 күн бұрын
I've heard that index funds and ETFs provide diversified stock market exposure while spreading risk. I have over $800K in savings; What's the most effective strategy to allocate funds in my portfolio and generate profits?
@dannielleemarie16 күн бұрын
Yes, there are strategies that could be put in place for solid gains regardless of economy situation, but such execution is usually carried out by an investment specialist
@gwendymolly595316 күн бұрын
Investing Is more than reading quarterly reports. Learnt this from reading Peter Lynch's book. I believe there are people who do this for a living, and I just delegate the task to these professionals. That's how I make money from the market to be honest.
@jonathanxxxx87616 күн бұрын
I've been getting suggestions to use one, but where and how to find one has been challenging, Can i reach out to the one you use?
@gwendymolly595316 күн бұрын
There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Sonia Nunes Demelo’’ for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.
@Griffinguardian16 күн бұрын
thank you for putting this out, it has rekindled the fire to my goal... was able to spot Sonia after inputting her full name on the web, she seems highly professional with over a decades of experience
@coachkropp121 күн бұрын
added SPYI to my watch list.. definitely looks like a good one to add to my portfolio when the next pullback hits..
@MablePauls15 күн бұрын
The Bitcoin ETF introduction marks a revolutionary step in finance. Buying significantly at the October low paid off as I recently sold $180,000 in cash. Apologies to those who missed out; listening to bad news throughout the year led to missed incredible profits.
@tahirisaid269315 күн бұрын
This is why it is advisable to connect with a true market strategist in order to avoid missing such opportunity and maintain steady gainss
@KentBrono15 күн бұрын
I agree. This is why I work with an investment advlsor, I currently have $630k in a well-diversified portfollo that has experienced exponential growth.
@PajinakStanovska15 күн бұрын
How can I participate in this? I sincerely aspire to establish a secure financlal future and am eager to participate. Who is the driving force behind your success???
@KentBrono15 күн бұрын
One of the most well-known people in her field is my CFA, Julianne Iwersen Niemann. I advise doing more study on her qualifications. She is a great resource for anyone trying to understand the financial industry because of her many years of experience..
@PajinakStanovska15 күн бұрын
Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a call session with her.
@TheDGICrab21 күн бұрын
Great four ETF cluster. Can't argue with any of it. Thinking of replacing JEPI with JEPQ now as a result!
@lawrencebrown37121 күн бұрын
Thank you for the information and content! I have learned so much from your channel
@Wood-Je10 күн бұрын
Dividends drew me to the stock market, as they provide income without selling investments, allowing wealth to be passed on to children. My $600k portfolio includes covered call ETFs and growth ETFs like SCHD, DVY, PFFA, SDY, and JEQ. Am I on the right track?
@floxydorathy661110 күн бұрын
Investing long-term in ETFs and high-dividend stocks is a straightforward way to build generational wealth. Notably, over 80% of billionaires are stock investors, expanding their billion-dollar portfolios. The rich do what the poor fear!
@NicolePangea10 күн бұрын
Absolutely! Wealth is made in growth investing . We aren’t in a bear market, but nibbling heavy red days has proven to be fruitful for me over 9 years of investing. I am at 2.25 mil. Biggest positions PLTR, TSLA, SCHD, VOO, and now looking to build up DRGO alongside finding quality value/growth stocks to buy. I got $48k divs last year in taxable divs. Q3 taxable divs this year was $18,388 this year. Don't sell when the market is down. Having a skilled CFA that puts the time in to do in-depth research can be invaluable in strategizing your portfolio.
@ZednanElle10 күн бұрын
How do I reach out to a CFA, my portfolio has been struggling since 2022 and I’ve been holding on by the skin of my teeth.
@NicolePangea10 күн бұрын
There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Victoria Louisa Saylor” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.
@ZednanElle9 күн бұрын
Thank you for the lead. I searched Victoria up and her webpage popped up, and I have sent her an email. I hope she gets back to me soon. Cheers!
@DuffyJ111122 күн бұрын
35% in SCHD and 35% in SPYI. Now building out a position in DIVO.
@gabriellechaparro76222 күн бұрын
You should take a look to QDVO, a sister ETF of DIVO.
@DuffyJ111121 күн бұрын
@@gabriellechaparro762 I did just watch a video on QDVO the other day. With it being brand new I'll probably wait a bit to see the how it does. Thanks
@Strongisland43521 күн бұрын
You still think qyld is still a buy ?
@samuelmajtan850920 күн бұрын
@@Strongisland435no its Not
@Strongisland43520 күн бұрын
@@samuelmajtan8509 Why not it’s still paying out dividends ?
@sadiegirl531222 күн бұрын
Excellent! Long time subber! Thank you for this unbiased great information.
@CliveBirse20 күн бұрын
I would think that a major benefit of dividend investing is that calculating portfolio size needed is not relevant. We don't care about the value of the portfolio. We care about the sustainable income it pays. As you invest you can gradually see the income rise as you invest more and pull the retirement trigger when it's high enough regardless of the market sentiment.
@91ScottieP20 күн бұрын
Calculating the portfolio size needed is very relevant. - How else do you know how much to contribute?
@ThomasChai0520 күн бұрын
The income generated by contributions depends on how much they add and how that income grows over time. While capital values fluctuate, a portfolio yielding 2% at a high value provides the same income as one yielding 4% at half the value, assuming the yield is sustainable. What matters is the income stream, not the market's momentary highs or lows.
@mariaguerrero0820 күн бұрын
I'm sure the idea of an investment-Adviser might sound controversial to a few, but a new study by Motley-fool found out that demand for Financial-Advisers sky-rocketed by over 42% since the pandemic and based on firsthand encounter I can say for certain their skillsets are topnotch. I've accrued north of 580k within 16-months from an initially stagnant Portfolio.
@mikegarvey1720 күн бұрын
@@mariaguerrero08this is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation
@mikegarvey1720 күн бұрын
@@mariaguerrero08this is definitely considerable! think you could suggest any professional i can get on the phone with? i'm in dire need of proper portfolio allocation
@Louisjake-w1m21 күн бұрын
It's enticing to consider purchasing some stocks in this bull run. I'm contemplating investing more than $300k for retirement. While the bull run can generate short-term excitement, i also need long-term investment strategy.
@cherry81080321 күн бұрын
It seems like there's potential, but caution is warranted. hence I will advice you get yourself a FA that can provide you with entry and exit points>.
@gabbe_wng971221 күн бұрын
I agree with you. As an early investor in NVDA, AVGO, ANSS, and PLTR, my financial advisor's advice was incredibly helpful. Over the past 7 years, she has helped me find stocks that did 10x multiple times. With her help, I've grown my portfolio to over a million dollars.
@Linda-pr21 күн бұрын
Hey, I'm trying to find a certified one to boost my investments/portfolio, but it's tough online. Can I get a rec from you, since you know about this stuff?
@gabbe_wng971221 күн бұрын
Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Eleanor Bonnici Deskin’’ for about two years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.
@Linda-pr21 күн бұрын
Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.
@DuffyJ111122 күн бұрын
Even if you can't fully retire, you can semi-retire as you continue to build out a position in a dividend portfolio.
@LouisMorganxb321 күн бұрын
Don't be seduced by large dividends. Concentrate on total return. There is no sense in collecting large dividends if your overall investment is going down however I’d say SPYI, JEPQ, QQI and IWMI. But do your research. Personally I put down 250k on few ETFs, still diversifying. Earning season is around the corner, It was this time last year I made a huge break through with 200k. Handed it to a firm here in Texas, I get weekly pay out which I put back on long term ETF's. IWM will probably crush it this quarter
@drREGANBRUENGER-668721 күн бұрын
Please this firm, can I look them up?
@LouisMorganxb321 күн бұрын
Yes, June Renae Matthysse. Use her name to look her up
@OscarOwenn21 күн бұрын
SPY, QQQ, IWM, and currently TLT. I only have 4. June’s firm grows a good portion of my diversification, I live in Connecticut
@Pegaroo_21 күн бұрын
1:18 this is a crap point, if you've been investing for years this means you've been budgeting and living within your means so should mean you are capable taking a dividend and dividing the amount by 3 and allocating it to the appropriate months budgets or by having a buffer fund to spread out the yearly ups and downs of distributions
@Sylvan_dB21 күн бұрын
In my mind I consider "best for early retirement" may not be "best to fund the rest of your life retirement." You actually point out this issue while discussing SCHD vs high yield investments. I think preferred stocks combine the worst of common stock ownership with the worst of bond lending. You may have a higher claim that common stock in bankruptcy, but lower than any bond holder. In practice this means you get nothing in that case. You have a higher claim on dividends than common stock, but the dividends are fixed unlike common stock. If dividends cannot be paid, you are equally as likely to not get paid and (unlike 20+ years ago) very few preferred shares will back pay the missed dividends. I think the new universe of covered call ETFs is a far better choice than preferred stocks or bonds. I like SPYI and QQQI (considering IWMI also from NEOS) and FEPI. Be aware that it may not be possible to spend all of the distribution from these high yield funds unless you are good with your distribution declining over time. In other words, you may need to reinvest anywhere from 1/4 to 1/2 of the distribution to maintain parity and even a greater share if you want to increase your distributions.
@Ryanl133322 күн бұрын
SPYI for life
@melvinmarte22 күн бұрын
How come SPYI is recommended but QQQI is not, any clues?
@ChrisHorse-c8e21 күн бұрын
Spyi is bomb 💣
@kylewest277021 күн бұрын
Bro... that has a negative growth rate... do i need to say more?@@melvinmarte
@AntoH21 күн бұрын
@@melvinmarte QQQI is a lot newer, less history to go on. I'm buying both myself.
@BenjaminHansen21 күн бұрын
Thanks for the video. I added notes to my portfolio spredsheet.
@richardthorne280420 күн бұрын
QDVO is going to be a great option now. Kevin Simpson does a great job of writing covered calls tactically allowing more share price appreciation. I own DIVO, IDVO and now some QDVO.
@peacemaker919421 күн бұрын
Excellent video. Nice done.
@Annie222916 күн бұрын
Dividend ETFs are great, but be careful not to chase high yields blindly. Some funds pay high dividends but have poor total returns because their stock prices drop over time. Focus on ETFs with solid companies and sustainable dividends
@shortstopdawgs20 күн бұрын
YMAX,CONY,AIPI are my favs for now. 💵💰
@georgewatt158020 күн бұрын
What about the expense ratio for pffa?
@letsinvestigateit19 күн бұрын
If i had to pick one for the future and high yield with rising eps it would be refi and you get exposure to cannabis sector with a reit doing well so far in a down market.
@julianf40ify22 күн бұрын
Currently been buying up GPIX nice monthly payer also holding the underlying stocks for the s&p 500 while doing cover calls on the index as well
@marknickerson594222 күн бұрын
Own all of these. Spot on.
@blinddog428822 күн бұрын
SCHD needs to pay monthly and it would be Homerun
@paragonknight330721 күн бұрын
That wouldn't work
@xaldath426521 күн бұрын
Already a top tier fund. Keep in mind, the benefits of being paid more often are likely offset by the cost of issuing dividends more often. It isn't a free transaction or decision.
@akarpov94920 күн бұрын
DiVO does, same total return as Schd
@paragonknight330720 күн бұрын
@@akarpov949 its not the same
@auboisdaline21 күн бұрын
Thanks for sharing this! I’ve been exploring dividend ETFs for a more stable income stream, especially with market volatility making growth stocks feel like a roller coaster. I’ll definitely look into these recommendations-living off dividends sounds like the ultimate financial freedom goal. Any tips for balancing yield with long-term stability?
@NancyAllen-n7t21 күн бұрын
If you're not familiar with market investing tactics, you should get advice from a financial counselor.
@WaldoOtto-f9h19 күн бұрын
CAUTION! People are commending Financial Advisors but never mention that they need to be Fiduciaries!!! These people are shilling for someone. A FA is not obligated to have your financial interests in mind. You will make some money with them but not as much as with a Fiduciary. They will slowly bleed your accounts.
@Omegawerewolfx2 күн бұрын
I'm starting very late,like literally this year with a small 5 digit initial investment. I just want to get to 3k a month in the next 10-12 years. Everything over that will be awesome.
@GUNNER67akaKelt22 күн бұрын
JEPQ his done pretty good for me, and I just happened to buy some SPYI earlier today.
@michaelt297422 күн бұрын
I desperately need to invest in high dividend ETFs to have enough to retire at year end. But I am afraid ofpotential for bag erosion with some of the covered call ETFs.
@MartinD999922 күн бұрын
You’re gonna retire at year end? 🤭
@michaelt297421 күн бұрын
Yes. Heart attack. Now need to make what I have last. And still hope to leave enough for wife. Getting asset allocation to “live off dividends “ seems impossible.
@jpsantosss21 күн бұрын
High yield ETFs aren’t a cheat code to investing.
@Riggsnic_co17 күн бұрын
Rate cuts commence in June 2024, taking 6-8 months to complete. A potential crash, if any, might occur by March 2025. The soft landing narrative is gaining traction, making this big recession everyone is calling for less likely. With $1 million from a business sale, I'm seeking profitable investment opportunities for the next 3 years.
@kevinmarten17 күн бұрын
The financial market is a reliable choice. Diversify your portfolio with I-bonds, stocks (ETFs, REITs, dividend-paying stocks), and bitcoin. Given your budget, I recommend hiring a fiduciary to ensure you receive professional insights for a fee.
@JacquelinePerrira17 күн бұрын
Due to my demanding job, I lack the time to thoroughly assess my investments and analyze individual stocks. Consequently, for the past seven years, I have enlisted the services of a fiduciary who actively manages my portfolio to adapt to the current market conditions. This strategy has allowed me to navigate the financial landscape successfully, making informed decisions on when to buy and sell. Perhaps you should consider a similar approach.
@Jamessmith-1217 күн бұрын
this is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation
@JacquelinePerrira17 күн бұрын
There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Carol Vivian Constable’’ for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.
@Jamessmith-1217 күн бұрын
Thanks a lot for this suggestion. I needed this myself, I looked her up, and I have sent her an email. I hope she gets back to me soon.
@prromotor8620 күн бұрын
JEPQ 50%, YMAX 25%, AIPI 10%, FEPI 10%, NDVIA 5% , I retired. The DIV. will make me Free!!!!
@Nemo-yn1sp21 күн бұрын
I have PFFA and JEPQ, just started building PFFA last month. They are my only income-focused ETFs, but I have an account of others for growth with the goal of those to be long-term liquid savings. At current valuations (crazy high!), I'm collecting about $900/month in regular dividends on $137K allotted, avg 35-40 positions. up overall, up 17.5% overall and I've been living off the income, reinvesting at least 10%. Total newbie at 64; I'm 68 now. It can be done, takes MASSIVE amount of time to learn, do, make mistakes, keep going, but was somehow doable for me. Desperation, perhaps. Who know what the future is? I'm feeling inclined to hold on to some cash going into the spring. Much gratitude to this channel for excellent content that is reference worthy. I've saved many videos to return to or share. GLTA
@WaldoOtto-f9h19 күн бұрын
PFFA has a 2.52% expense ratio. No thanks. Vanguard VTI beats its returns with a far lower expense ratio. It is DOWN 12% over 5 years. VTI is up 88% over 5 years.
@GeorgeEvans-p6p18 күн бұрын
Thanks for the breakdown! Just a quick off-topic question: I have a SafePal wallet with USDT, and I have the seed phrase. (alarm fetch churn bridge exercise tape speak race clerk couch crater letter). Could you explain how to move them to Binance?
Bruh you gotta have like a billion dollars to make that work though. I'm trying to retire off 2k
@SavageMontana9822 күн бұрын
@EmperorDionx not really compounding is a real thing. So far this year my portfolio is up 17% YTD That's does not include the dividends i have gotten this year
@EmperorDionx22 күн бұрын
@SavageMontana98 compounding?? Bruh ain't nobody got time for that, I need my money now, no reinvesting.
@SavageMontana9822 күн бұрын
@EmperorDionx lol I feel ya But I mean if you got a nice amount of $$$$ you can get a very nice dividend way quicker then I can
@eddyboy8021 күн бұрын
If you can, would you be able to cover JEPI in comparison to JEPQ?
@paulbrown464921 күн бұрын
JEPQ is where its at, SPYI is better than JEPI.
@rd910219 күн бұрын
For taxes, are all of these considered qualified dividends or is there special tax considerations for something like PFFA or JEPQ or SPYI?
@tomschletewitz989915 күн бұрын
How can I join this group to learn?
@1776_Reasons19 күн бұрын
Which strategy provides the most retirement income in Roth and Traditional IRAs: Investing in traditiinal dividend securities for X (10 to 40) yrs or investing in trafitiinal balanced or growth securities (maybe schg, voo, or individual growth/balance stocks) for X yrs, then moving those positions to the same dividend securities used above...all else being equal?
@UinAZ3 сағат бұрын
That PFFA seems to have a high expense ratio, no?
@coachkropp121 күн бұрын
exercise caution with PFFA.. preferred stocks don’t perform too well during periods of high inflation..
@goonable219 күн бұрын
PFFA is hella expensive at 2.52%
@ophirmayer115 күн бұрын
What would you say would happen to a fund like spyi if spy takes a dive?
@cherikunkel927620 күн бұрын
Great video! Thanks so much for such straightforward information. $1000 per month in added income is my goal.
@awccook22 күн бұрын
SCHD and SPYI are two that I have been big on and it's done well so far!
@MrJVisionz22 күн бұрын
What about BITO?
@AgnesHarperq3x18 күн бұрын
I am at the beginning of my "investment journey", planning to put 85K into dividend stocks so that I will be making up to 30% per year in dividend returns. Any advice?.
@jpsantosss21 күн бұрын
Thoughts on international investing? What if the US has another lost decade like it did from 2000-2010? How will you live off a US only portfolio with negative total returns?
@WaldoOtto-f9h19 күн бұрын
Thats what bonds are for!
@CarlDi3trich21 күн бұрын
QQQI perhaps?
@akarpov94920 күн бұрын
DIVO & JEPQ
@Tennyson-r7621 күн бұрын
I lost over $80k when everything started to tank. Not because I was in an exchange that went belly up. I was just stupid to hold and because that's what everyone said. I'm still responsible. It just taught me to be a better investor now that I understand more of what could go wrong. It took me over two years of being in the market, I'm really grateful I found one source to recover my money, at least $10k profits weekly. Thanks Veronica Hoy
@TiffanyHoff54t-u21 күн бұрын
Wow. I'm a bit perplexed seeing her been mentioned here also Didn’t know she has been good to so many people too this is wonderful, I'm in my fifth trade with her and it has been super.
@RICARICADO23121 күн бұрын
She is my family's personal Broker and also a personal Broker to many families in the United states, she is a licensed broker and a FINRA AGENT in the United States.
@sabinemeier275321 күн бұрын
The first time we had tried, we invested $1400 and after a week we received $5,230. That really helped us a lot to pay our bills.
@Lunlun0721 күн бұрын
You trade with Veronica Hoy too? Wow that woman has been a blessing to me and my family.
@ChristophAdino12w221 күн бұрын
I'm new at this, please how can I reach her?
@tyrecarmon2019 күн бұрын
Watch the expense ratios too
@PIIforever22 күн бұрын
I have a high income portfolio that I’m using to buy low yield stocks. I just started buying SCHD!! I know I’m late to the party 😂
@trading307221 күн бұрын
Ok, lets see what you know. ....What dividend pie would you add to a Roth? Eh?
@WaldoOtto-f9h19 күн бұрын
Isnt Total Return better than dividends? Please explain why dividends are better than growth.
@charlielipthratt729119 күн бұрын
When you're retired, you don't have to sell shares if your dividends pay your bills. This is really important during down years when you don't want to sell any shares or a percentage.
@WaldoOtto-f9h19 күн бұрын
@@charlielipthratt7291 Bond funds are for paying bills when stocks are down.
@WaldoOtto-f9h19 күн бұрын
@@charlielipthratt7291 Do you have numbers to back this up? I believe the same way as you but many claim it to be false. No one can show the numbers. Theoretically you can run out of a stock by selling but not with dividends. Thanks
@dominiquetheeasyminimalist22 күн бұрын
My ETFs are DIVO, JEPQ, GPIX, PFFA and SPYI. Since inception, DIVO has performed the same as SCHD but offers a higher yield.
@michaelperkins300322 күн бұрын
You stink at math. Look at the actual money. DIVO is $42 for $2 annual dividend. SCHD IS $29 for $3 annual. Better return for money invested is SCHD. Hop you don't invest other people's money!
@dominiquetheeasyminimalist22 күн бұрын
You're not taking into consideration that SCHD has split. As per your calculation SCHD would have a dividend yield of over 10% when in fact it's 3.45 TTM. Who's the clown? 😂
@AntoH21 күн бұрын
@@dominiquetheeasyminimalist DIVO is a great ETF, although it doesn't seem to be in fashion lately with the usual dividend channels.
@michaelperkins300321 күн бұрын
@dominiquetheeasyminimalist Look at all the analysis you want. the bottom line is what counts, and that is money. Like football, out rush you opponents but they score more points. Bottom line ....
@MartinD999922 күн бұрын
4:35 Does PFFA issue a K-1 or 1099-DIV?
@porsche60522 күн бұрын
1099
@angrysnook883921 күн бұрын
Offs has over a 2% expense ratio.
@TheresaCelik19 күн бұрын
Thank you Lord Jesus for the gift of life and blessings to me and my family $14,120.47 weekly profit Our lord Jesus have lifted up my Life!!! 🙏❤️
@Rickcole619 күн бұрын
I'm 37 and have been looking for ways to be successful, please how??
@TheresaCelik19 күн бұрын
Mary Elizabeth
@serious_as_a_heart_attack19 күн бұрын
@@TheresaCelikThis is a scammer thread I would never use anyone recommended in this disingenuous way.
@northwall16526 күн бұрын
SCHD pays less than a money market account and is still subject to market volatility 🤮
@BWowed22 күн бұрын
PFFA has way too high of an expense ratio
@international_dividend22 күн бұрын
@@BWowed it's accounting, they have to include the cost of interest. Management fee is actually a lot lower.
@BWowed22 күн бұрын
@international_dividend interest on what?
@MartinD999922 күн бұрын
It’s still a fee the investor pays, though, right?
@international_dividend21 күн бұрын
@@MartinD9999 no, it doesn't effect the dividend you see. If the yield says 9% that's post fees. But of course, it does effect income for the fund.
@WaldoOtto-f9h19 күн бұрын
@@international_dividend The fee comes from your principle, slowing bleeding it.
@davesites19 күн бұрын
👍
@Constitution178921 күн бұрын
I don't trust JPMorgan.
@twistedtitan548521 күн бұрын
All of them ugly With exception of Trow price. Did some digging they are the only one don't carry debt on their books
@TotallyRegWhatelse21 күн бұрын
🎉 Great, even though a recap for me. But I can't resist watching 😊. Well, have 2 out of those 4 etf in my portfolio - a dino paired with a tax efficient one...
@kauai194521 күн бұрын
ETY
@tyronegreen241221 күн бұрын
Yield Max buying it carefully on red days or when the dividend is paid out will give you the most bang for your buck I see all the big KZbinrs bringing up these yesterday dividend stocks because they're all going to zero and losing money not a troll but I guess you're all being sponsored we can't solve today's problems with yesterday's Solutions $50,000 in a yield Max Fund would get me how much monthly 16,000 in a yield Max Fund will get me 7800 monthly depending on which one I do and if you play it smart Buy on dividend payout days when the price is low you won't see any nav erosion I love your channel bro but it is what it is
@coryryan121 күн бұрын
😂 Don’t smoke bath salts kids…
@AntoH21 күн бұрын
My boy all in on Yeildmax
@scottsortino644821 күн бұрын
I agree, and a balanced approach between higher risk like yieldmax, defiance vs other div etfs such as schd, JEPQ etc. A good rebalance strategy can keep your yields and nav optimized imho and experience
@michaelt297422 күн бұрын
I meant nav erosion
@Bazor0021 күн бұрын
✌👍
@koreancardboard22 күн бұрын
PFFA expense ratio is 2.52% Yikes!
@ryanccc77722 күн бұрын
Its management fee is 0.8%, most of the 2.52% is interest expense and is a reporting requirement
@TonyCox135122 күн бұрын
The ER is taken out before the dividend payment so its irrelevent. 9% dividend is 9% divident whether the ER is 1% or .1%
@WaldoOtto-f9h19 күн бұрын
@@ryanccc777 VTI is 0.03%, more money in my pocket.
@LibertarianRF7 күн бұрын
Just give all your $ to youtube bots
@AnthonyJustice-i9x20 күн бұрын
Amazing video, you work for 40yrs to have $1M in your retirement, meanwhile some people are putting just $10K into trading from just few months ago and now they are multimillionaires, thanks Charlotte Grace Miller
@laurenstewartd20 күн бұрын
She is my family's personal broker and also a personal broker in many families I'm United States, she's a licensed broker and a FINRA AGENT in United states
@AdolphusAupry20 күн бұрын
The very first time we tried, we invested $1400 and after a week, we received $5230. That really helped us a lot to pay up our bills.
@Arlingtongeorge19 күн бұрын
I'm celebrating a $30k stock portfolio today. started this journey with 6k. I have invested on time and also with the right terms now I have time for my family and the life ahead of me
@SammieOlin19 күн бұрын
I'm new at this, please how can I reach her?
@jadewashington719 күн бұрын
I just withdrew my profits a week ago, To be honest it was an amazing feeling when the profits hits my wallet I wish I could reinvest but, too much bills
@sigh73109 күн бұрын
Wtf is up with these bots in the comment section?
@2021-x3k22 күн бұрын
First
@Shootsmith22 күн бұрын
Drop JEPQ for QQQI
@Collinsmith-yy9fx2nl6b22 күн бұрын
Hello, I'm new to cryptocurrency trading and I've been making huge losses but recently i see a lot of people earning from it. Please can someone tell me what to do?😞🙏
@Nicolelogan-bx9zq22 күн бұрын
My advice to anyone feeling the heat in this bear market. Just trade long term more than ever. If you can then get a professional to trade for you I think that way your assets are more secure
@AxelHol-c7e22 күн бұрын
Good to hear such, But getting one is easier said than cone. If its not too much to ask, do you know any legit ones?
@Nicolelogan-bx9zq22 күн бұрын
Jacqueline Felicia's crypto knowledge is like a secret recipe for success.
@Nicolelogan-bx9zq22 күн бұрын
She has guided me to identify key market trends, pinpointed strategic entry points, and provided risk assessments, ensuring my trades decisions align with market dynamics for optimal returns.
@FilipWeber-z6o22 күн бұрын
I have always had a deep interest in this and would really love to start from somewhere anywhere actually,I believe this is what our future is all about.
@SusanVena22 күн бұрын
@Kristianglasow22 күн бұрын
I've been investing in Bitcoin by myself.. I'm not really happy with what's going on, just few weeks ago I lost about $12,000 in a particular trade. can you help me out or at least advice me on what to do...?
@SmithRichard-ww2zm22 күн бұрын
I will advise you to stop trading on your own if you keep losing. I don't trade on my own anymore.i always required help and assistance
@johnberry33522 күн бұрын
I'm from Florida USA 🇱🇷 so many people have recommended highly about her and am just starting with her
@HenryCavill-xm1vw22 күн бұрын
such a genuine personality!! sincerely speaking.< I will continue to trade and stick to Julian cute daily signals and guides as long as it works well for me
@Roselinebecky-x7k22 күн бұрын
This sounds so good and i would like to be part of this, is there any way I can speak with her ?
@Marshall-x2x22 күн бұрын
Investing in Bitcoin ETFs changed my life! With bi-weekly returns of $35K-$57K, I built a solid down payment and bought a new home for my family. Smart moves make dreams come true
@Mark002-r8j22 күн бұрын
Wow that's huge, how do you make that much monthly? I'm 2.5 years away from retiring and I'm interested, please how??
@Marshall-x2x22 күн бұрын
Madeleine Howells is to be thanked. My journey with her started after my best friend got back from New York and saw me suffering in dept then told me about her and how my life could change through her. Madeleine Howells is the kind of person one needs in his or her life! I got a home, a good wife, and a beautiful daughter. Note!:: this is not a promotion but me trying to make a point that no matter what happens, always have faith and keep living!!
@MissDiamond-z1c22 күн бұрын
Wow 😱 Wow 😱 she helped you too? Miss Madeleine Howells is a remarkable individual whom has brought immense positivity and inspiration into my life.
@George-r3x22 күн бұрын
I'm surprised that you just mentioned and recommended Madeleine Howells, I met her at a conference in last year and we have been working together ever since.
@Maryann-122222 күн бұрын
Since working with Madeleine Howells, She transformed my investment strategy, my stock portfolio keeps increasing, turning a $20,000 investment into $478,000 in less than a year. Her insights on market trends and stock selection have been invaluable. If you’re looking to boost your investments, she’s the one to trust!📈
@J-es7xn21 күн бұрын
Unlike often cited 2.52%, my understanding is that the management fee for PFFA is 0.8%, the fee we would be directly accountable for excluding the interest "expense" portion as a fee at the ETF level. Could someone confirm if my understanding is correct? Thank you in advance.
@RaneePurnell21 күн бұрын
why stick to guessing when the ebook How To Print Money for Moms shows step-by-step how to boost your finances
@WealthyChronicle21 күн бұрын
Tech-heavy ETFs like JEQ may have high yields, but aren’t they way too volatile for steady retirement planning? 🤯📉