These Are The Best Investments for Living Off Dividends

Рет қаралды 67,663

Күн бұрын

/ dividendbull
Some of the most common questions I get from people who want to live off dividends but don’t have millions saved up revolve around what kinds of investments would be most appropriate. Although mainstream news outlets will try and tell you that you’ll need millions to live comfortably off dividends, the truth is, if you’ve been watching my channel for awhile, you’re well aware you can make a lot of money from dividends with less than half a million saved up. The tricky part is that a lot of the investments that allow you to do this don’t receive a lot of attention from more traditional news outlets. Many people who get discouraged once they find out how much they’ll really need to invest to live off dividends from a 1%-yielding investment quit dividend investing altogether. So in this video, I’m gonna briefly go over what I’d consider to be some of the most crucial types of investments an income holder should have in their portfolio to live off dividends. I’m also gonna give some specific suggestions as to what holdings investors should consider for each investment type. Some of these I’ll spend a little more time covering, and some will be more rapid fire.

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@Friedrich-j3i 4 күн бұрын

I came across your channel through this video-case studies are incredibly valuable, and I'm eager to see more in the future! Building wealth involves establishing routines, like consistently setting aside funds at regular intervals for smart investments..

@ChengHao03 4 күн бұрын

You're correct. I think the smartest way to go is to spread out your investments. By putting your money into different asset classes like bonds, real estate, and stocks from other countries, you can lower the risk if one part of the market goes bad.

@stephniedillar.1r 4 күн бұрын

That sounds like a good plan. In the past two years, working closely with a financial market specialist, I've built a six-figure diversified stock portfolio. Now, I aim to diversify even more this year.

@JunlaiAiguo3c 4 күн бұрын

Talking about a financial market specialist, do you consider anyone worthy of recommendations? I have about 100k to test the waters now that large cap stocks are at a discount... Thanks

@stephniedillar.1r 4 күн бұрын

My CFA NICOLE ANASTASIA PLUMLEE a renowned figure in her line of work. I recommend researching her credentials further... She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..

@JunlaiAiguo3c 4 күн бұрын

Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.

@tonysilke 3 ай бұрын

I want a balanced portfolio with growth investments, safe investments, and also focus on dividends to gain up to $20K monthly, my concern is picking the right stocks that can survive a recession. How do i go about this ?

@Nernst96 3 ай бұрын

In this current unstable markets, It is advisable to diversify while retaining 70-80% in secure investments. Depending on the worth of your portfolio, you should consider financial advisory.

@PatrickLloyd- 3 ай бұрын

Agreed, my portfolio is well-matched for every market season yielding 85% from early last year to date. I and my advisr are working on a 7 figure ballpark goal, tho this could take another year. financial advisors are the most sought-after professionals after doctors.

@PhilipDunk 3 ай бұрын

Please can you leave the info of your invstment analyst here? I need such luck

@PatrickLloyd- 3 ай бұрын

Vivian Carol Gioia is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..

@PhilipDunk 3 ай бұрын

I appreciate it. After searching her name online and reviewing her credentials, I'm quite impressed. I've contacted her as I could use all the help I can get. A call has been scheduled.

@williamyejun8508 4 ай бұрын

I have been a dividend focused investor for a long time. This does not mean I don't own growth stocks, I do. A well rounded portfolio should be a mixture of both categories. One way to minimize the anxiety out of stock market investing, is to make sure you keep a large cash cushion. I invest in the market, but never put all my money in market.

@alexyoung3126 4 ай бұрын

Dividends are dope. Personally, I sometimes use my dividends to buy other dividend and growth stocks for diversification instead of reinvesting in the same stock. To each their own methods though. The good thing is that you’re investing in the first place and that’s what’s important. Salute for the content!

@checkforme234 4 ай бұрын

Having the correct plan in place is crucial; my portfolio is well-suited to each season of the market and recently experienced a 100% increase from early last year. My CFP and I are working on a 7-figure target, albeit this could take until Q3 2024.

@checkforme234 4 ай бұрын

She is ‘’Rachel Sarah Parrish'’.... I suggest you look her up. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did.

@austinbar 4 ай бұрын

I would think that a major benefit of dividend investing is that calculating portfolio size needed is not relevant. We don't care about the value of the portfolio. We care about the sustainable income it pays. As you invest you can gradually see the income rise as you invest more and pull the retirement trigger when it's high enough regardless of the market sentiment.

@eloign7147 4 ай бұрын

Calculating the portfolio size needed is very relevant. - How else do you know how much to contribute?

@rogerwheelers4322 4 ай бұрын

By calculating how much additional income the contributions produce and estimating how that income rises. the capital value will fluctuate up and down over time so the amount of income new additions give you varies. so capital value being high with a market yielding 2% is no worse for retirement than the same portfolio at a different timepoints where the capital value is half and so the yield is 4%. so long as the yield is sustainable in real terms the capital value being half does not matter. its the same income stream at a different moment of low market sentiment vs high market sentiment.

@joshbarney114 4 ай бұрын

I'm sure the idea of an investment-Adviser might sound controversial to a few, but a new study by Motley-fool found out that demand for Financial-Advisers sky-rocketed by over 42% since the pandemic and based on firsthand encounter I can say for certain their skillsets are topnotch. I've accrued north of 880k within 16-months from an initially stagnant Portfolio.

@FabioOdelega876 4 ай бұрын

I think this is something I should do, but I've been stalling for a long time now. I don't really know which firm to work with; I feel they are all the same but it seems you’ve got it all worked out with the firm you work with so i surely wouldn’t mind a recommendation.

@joshbarney114 4 ай бұрын

I definitely share your sentiment about these firms. Finding financial advisors like Marisa Breton Dollard who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.

@Dantursi1 4 ай бұрын

My dividend journey began when I realized that two particular expenses in my budget were always going to go up and never go down. The two expenses were taxes and insurance. I realized that the dramatic rise in both will need some added income. So, I started buying shares paying dividends. I can now see that this will be the path I need to take to make sure those two expenses will not overtake my future income.

@Rachadrian 4 ай бұрын

As a beginner, educate yourself, Learn the basics of investing and the stock market. There are many resources available online, including books, articles, and online courses. It’s a good idea to diversify your portfolio across different stocks and sectors to minimize risk. I’ve heard of people accruing over $550k during recessions and inflation, its important to do your own research.

@michaelschiemer3 4 ай бұрын

A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850K.

@Jamesbrown1126 4 ай бұрын

This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? I'm in dire need of proper portfolio allocation.

@michaelschiemer3 4 ай бұрын

Amber Dawn Brummit is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

@Jamesbrown1126 4 ай бұрын

I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.

@matturner8 3 ай бұрын

If I had $360k I would invest $100k in tech & $260k into dividend stock with a proven track record to grow with capital appreciation & dividend increase year over year

@Johnlarry12 3 ай бұрын

Adding JEPI and JEPQ are smart additions in my opinion. As for staying committed to higher-risk investments, it's all about balancing your risk tolerance with your long-term goals.

@carolpaige2 3 ай бұрын

The market is not necessarily a rollercoaster if you know your way around the market, there are various opportunities in the present market to accrue good profit, If you are not too savvy with the market, just buy and hold on strong companies with good earnings, or consult with advisors on ETFs and actively managed funds. that’s what works for my spouse and I. We've made over 30% capital growth minus dividends.

@MarkGrimm8 3 ай бұрын

I've been looking to get one, but have been kind of relaxed about it. Could you recommend your advis0r? I'll be happy to use some help.

@carolpaige2 3 ай бұрын

Finding financial advisors like Carol Vivian Constable who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.

@MarkGrimm8 3 ай бұрын

I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an email shortly.

@BrewerVera 3 ай бұрын

@FaithAndrada-xo9ou 3 ай бұрын

@AndersonFair-cy2bb 3 ай бұрын

The best market strategy is to work with a credible investing coach. Since a while ago, I've been in touch with a coach, mostly because I lack the depth of understanding and mental toughness to deal with the ongoing market conditions. You lack the information necessary to succeed in a competitive market, not because you're doing anything wrong, but rather because of your lack of experience.

@VanessaWilliams-pu8vt 3 ай бұрын

Mind if I ask you to recommend this particular coach you using their service? Seems you've figured it all out.

@AndersonFair-cy2bb 3 ай бұрын

Her name is. 'RACHEL SARAH PARRISH’. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

@VanessaWilliams-pu8vt 3 ай бұрын

She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

@roddywoods8130 4 ай бұрын

Amidst this market downturn, the idea of buying stocks is tempting. What do you think? I'm considering investing over $200k. Any thoughts on alternative strategies during this period of volatility?

@selenajack2036 4 ай бұрын

stocks are overrated now. buy gold , 5% in crypto . rest in cash. and wait for the stock/property/land. price to crash . but them after it stops dropping for 7 - 12 months at the bottom.

@hushbash2989 4 ай бұрын

@bsetdays6784 4 ай бұрын

That's impressive! I could really use the expertise of this advsors. Please how can i get to your advsor?

@hushbash2989 4 ай бұрын

She goes by ‘’Lauren Marie Ehlers'’.... I suggest you look her up. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did.

@JulianBarnes-dd2iq 4 ай бұрын

Thank you for the lead. I looked her up and sent her an email. I hope she responds to me soon..

@bernadofelix 5 ай бұрын

@ScottKindle-bk3hx 5 ай бұрын

@hersdera 5 ай бұрын

Yes, I've been in constant touch with a Financial Analyst for approximately 8 months. You know, these days it's really easy to buy into trending stocks, but the task is determining when to sell or keep. That's where my manager comes in, to help me with entry and exit points in the industries I'm engaged in. Can’t say I regret it, I’m 40% up in profits just in 5months with my initial capital of $160k

@HectorWhitney 5 ай бұрын

How can one find a verifiable financial planner? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances.

@hersdera 5 ай бұрын

There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’ Melissa Terri Swayne” for about five aiyears now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.

@CraigLloyd-fz6ns 5 ай бұрын

I just googled her name and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a call.

@jameswood9772 5 ай бұрын

@alexyoung3126 5 ай бұрын

@williamyejun8508 5 ай бұрын

@johnlennon232 5 ай бұрын

@williamyejun8508 5 ай бұрын

There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’ Melissa Maureen Ward” for about five aiyears now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.

@johnlennon232 5 ай бұрын

Appreciate this recommendation, hopefully I can get some insight to where the market is headed and strategies to beat the downtrend with when I hear back from Melissa.

@Jamesjerome0 4 ай бұрын

As an lnvesting enthusiast, I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?.

@GaryNicka 4 ай бұрын

well as you know bigger risk, bigger results, but such impeccable high-value trades are often carried out by pros.

@Donald-George 4 ай бұрын

People dismiss the importance of advisors until they are burned by their own emotions. I remember a couple of summers ago, following my lengthy divorce, I needed a good boost to assist my business stay alive, so I looked for qualified consultants and came across someone with the highest qualifications. She has helped me raise my reserve from $275k to $850k, despite inflation.

@Owenra 4 ай бұрын

How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?.

@Donald-George 4 ай бұрын

Actually its a Lady. Yes my go to person is a ‘MICHELE KATHERINE SINGH '. So easy and compassionate Lady. You should take a look at her work.

@Owenra 4 ай бұрын

Thank you for this amazing tip. I just looked the name up and wrote her up, to schedule a call. many thanks

@sarawilliam696 4 ай бұрын

Because of dividends, I first began investing in stocks. It's important, in my opinion, to be able to live off of dividends without selling if you invest and make other income in addition to payouts. It suggests that you may pass that down to your kids and give them a leg up in life. Over the years, I've invested over $600k in dividend stocks; I continue to buy more today and will keep doing so until the price drops even further.

@KaurKhangura 4 ай бұрын

Hearing from an experienced investor who has survived adversity and prevailed is always motivating. It may be frightening when your portfolio goes from green to red, but if you have invested in strong firms, you should maintain growing them and stick to your goal.

@foden700 4 ай бұрын

I wholeheartedly concur; I'm 60 years old, just retired, and have about $1,250,000 in non-retirement assets. Compared to the whole value of my portfolio during the last three years, I have no debt and a very little amount of money in retirement accounts. To be completely honest, the information provided by invt-advisors can only be ignored but not neglected. Simply undertake research to choose a trustworthy one.

@carssimplified2195 4 ай бұрын

Impressive can you share more info?

@foden700 4 ай бұрын

There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Colleen Rose Mccaffery” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.

@carssimplified2195 4 ай бұрын

Thanks a lot for this suggestion. I needed this myself, I looked her up, and I have sent her an email. I hope she gets back to me soon.

@TotallyRegWhatelse 5 ай бұрын

Perfect overview, many thx! ❤ 0:55 REITs, 2:36 BDCs, 4:15 CC ETFs, 5:23 Pref. Stock ETFs, 6:06 CEFs, and 7:37 MLPs - all with examples 🎉

@S1lv3rdo7 5 ай бұрын

I don't know why he doesn't put chapters in or list the stocks somewhere. It's the #1 reason i don't watch his videos or recommend them to others.

@mfinite689 5 ай бұрын

@@S1lv3rdo7 If I had to guess, it's because educational channels like this rely on watch time and if enough people scrubbed 10 seconds of chapter listings and timestamps instead of watching a 9 minute video that would probably put a dent in things.

@Raymondjohn2 4 ай бұрын

The S&P 500 finished down 20% in 2022. This means long term investors have a great starting point in 2023. Here are 4 very popular ETF’s: $VOO- S&P 500 fund $VTI- Total US stock market $QQQ- High growth, tech $SCHD- Growth + Dividends| I just tallied my dividends for the year;$167k Blessed and grateful, disciplined and focused.

@kevinmarten 4 ай бұрын

My "boring" index funds just paid me over $6,000 in dividends last month. This is money that i can choose to spend without having to sell any of my shares. But for now i have it all set to reinvest to buy me even more index funds.

@Ashley186fre2 4 ай бұрын

Anyone have recommendations for a reliable monthly investment? I hope to ultimately supplement my income from work with a monthly income from investments. I will still make long-term investments, but it would be wonderful to have a little additional money each month.

@JacquelinePerrira 4 ай бұрын

That's awesome! Diversifying your 350K portfolio with the help of an investment coach has really paid off. Making over $730k in net profit from high dividend yield stocks, ETFs, and bonds is quite impressive. Your investment strategy seems to be working wonders for you!

@kevinmarten 4 ай бұрын

this is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation

@JacquelinePerrira 4 ай бұрын

When ‘Carol Vivian Constable’ is trading, there's no nonsense and no excuses. She wins the trade and you win. Take the loss, I promise she'll take one with you.

@kortyEdna825 4 ай бұрын

Recently bought some recommended stocks and now they are just penny stocks. There seems to be more negative portfolios in the last 3rd half of 2024 with markets tumbling, soaring inflation, and banks going out of business. My concern is how can the rapid interest-rate hike be of favor to a value investor, or is it better avoiding stocks for a while?

@Pamela.jess.245 4 ай бұрын

Just ''buy the dip'' man. In the long term it will payoff. High interest rates usually mean lower stock prices, however investors should be cautious of the bull run, its best you connect with a well-qualified adviser to meet your growth goals and avoid blunder

@PatrickFitzgerald-cx6io 4 ай бұрын

@KaurKhangura 4 ай бұрын

Impressive can you share more info?

@PatrickFitzgerald-cx6io 4 ай бұрын

Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Colleen Rose Mccaffery” for about five years now, and her performance has been consistently impressive.She’s quite known in her field, look-her up.

@KaurKhangura 4 ай бұрын

Thanks a lot for this suggestion. I needed this myself, I looked her up, and I have sent her an email. I hope she gets back to me soon.

@CRBarchager 5 ай бұрын

3:50 The yield may be low but MAIN also pays extra quarterly dividend that is usually larger than their monthly. As of 2024 the dividend is $0.24 pr share and their quarterly is now $0.3 pr share. The extra dividend is not a garantee but have been consitent for years and combining the normal and extra dividend does raise the yield to above 8% which I would say is great considering the alternatives.

@wewhoareabouttodiesaluteyo9303 5 ай бұрын

And it gets you to a WHOPPING 12%! Woooooo. -_-

@BWowed 5 ай бұрын

I would love to see a video just on closed end funds that are worth buying.

@ckm-mkc 5 ай бұрын

My favorite is CLM, but YMMV - @dividendbull has a video about IRC.

@clinton4161 5 ай бұрын

Unconventional Wealth Ideas is a channel where most of his holdings are in a couple of CEFs. He knows how to play them well. I would like to get Dividend Bull's opinion on this strategy.

@Jaycan 5 ай бұрын

Been watching for a while. Using the knowledge I've gained here I can really feel my snowball starting to grow.

@seanuh60 5 ай бұрын

I think it’s worth talking about the extra quarterly dividend that MAIN puts out. I’m sure it’s not guaranteed but it ups their output to 10%.

@Steverino70 5 ай бұрын

There is no doubt MAIN is one of the best operated BDC's in the market. I do not own it, the premium you pay over the net asset value of 50%+ is just too rich for me.

@valvend 5 ай бұрын

I think if a person buys a CEF that holds MLP but individual does not have to deal with K1's the Closed End Fund takes care of that.

@keithmachado-pp6fv Ай бұрын

Good video. I prefer MLPs to REITs as they have comparable distribution yields that are not taxed annually vs reit dividends that are non qualified and taxed as ordinary income.

@stonersgym8120 5 ай бұрын

My 2 cents: ABR, APLE, BDJ, BEP, ET, ETG, HDV, PFFA, PNNT, PPL, RQI, SPHY, UGI, UTG. Good luck to all. IMO it's never been a better time to be a dividend investor

@milo23-v4s-z7y 5 ай бұрын

Thank you😊

@alvinjohnson9531 2 ай бұрын

I like these CEF's; They are PCF, IGD, MGF, NRO, JPC, and CMU!😊

@TortoiseInvesting 5 ай бұрын

Gotta love the feeling or reinvesting and getting bigger and bigger dividend payments over time!

@OptionsCB 3 ай бұрын

Instead of buying high dividends stocks for income I do deep in the money covered calls. This can also be done on non-dividend stocks. I just did one for a 5+/- month period. Invested $31,330 with a return of $1950. This may be done twice a year and with the same results it’s a 12.5% yearly return with only being in the market 10+/- months. The stock can go down 16.8% before losing money which is downside protection.

@mplate1792 5 ай бұрын

It is very responsible of you to mention the K1 forms. Too many others will tout the investment but fail to mention the K1 complications.

@Cwra1smith 5 ай бұрын

Turbotax Business edition makes quick work of K-1s. Once you get the hang of them they are pretty easy.

@mplate1792 5 ай бұрын

@@terra_world , I've adjusted to the fact that my taxes get done later in the year. I file for an extension. The income from LP is just too good to walk away from.

@skiller189x4 4 ай бұрын

This year I also had Form K-3s to contend with. Had to file for an extension as well, since these don’t come out till the summer.

@PlaybookEmpire 5 ай бұрын

I love dividend investing!

@John-wl3hu 5 ай бұрын

Problem with covered call ETF’s is the price keeps falling

@drescherjm 5 ай бұрын

I am approaching 40K in investment income per year. I have between 30 and 40 different stocks, bonds, ETFs and money market funds in my dividend portfolio. Some of those are growth but in the last 5 to 10 years I have mostly invested in income and looked for securities that pay more than 4%.

@skiller189x4 4 ай бұрын

Form K-1s have never bothered me with all my MLPs, but tax year 2023 I got hit with Form K-3s, which is a new requirement where MLPs report foreign tax. Problem is, K-3s don’t come out until June, July or even August. I’ve paid taxes for 45 years, and 2023 was the first time I EVER had to request an extension to file a return, now until later this summer. Just feels strange to have to delay. MLPs definitely are getting more complicated. Still, it’s worth the dividend return.

@paulmea3166 5 ай бұрын

PBDC is a BDC ETF. I own the usual bdc suspects already but if I didn't I'd think about this one.

@8ofwands300 5 ай бұрын

It's great.

@richardthorne2804 5 ай бұрын

I do agree that everyone is different when it comes to how much you need. I actually have around $1.9 million and I’m retired and I rely completely off my dividends and options income. I sell covered calls on my growth, dividend stocks such as PEP, MCD, PG, JNJ, IBM, HD etc. however, the mistake those so-called experts make is saying you need more to live off dividends it’s actually the other way around you need more if you’re going to rely on the 4% rule and selling shares to live your lifestyle.

@marksatterfield3100 5 ай бұрын

It ain't how much you got, it's how much you spend. 🙂

@richardthorne2804 5 ай бұрын

@@marksatterfield3100 exactly

@SergeantPsycho 5 ай бұрын

There are a few high dividend companies that don't fit into these categories, like Altria and Legget and Platt.

@ckm-mkc 5 ай бұрын

LEG is really interesting, thanks for that. Gonna have to research it a bit more.

@8ofwands300 5 ай бұрын

LEG pays a high dividend but has been losing money for years. I don't know if it's sustainable.

@mikelalor424 5 ай бұрын

HESM is a great MLP without the K

@shelleyb.1522 5 ай бұрын

RIV is one of my favorites. It has 3 or more of assets you covered.

@rodemrick3437 5 ай бұрын

I look for flat or increasing divideds like PDI and AVK

@DuffyJ1111 5 ай бұрын

I've got the MAIN/CSWC combo to go along with a SCHD/SPYI combo

@CP-qg4ks 5 ай бұрын

HESM HESS Midstream is a corporation not a MLP so no k1s

@JamesJoseph-u1y 5 ай бұрын

This is not correct. HESM is an LP, not a corp. Go to their website and you'll see for yourself. I wish it was a corporation.

@seanbyrd4987 5 ай бұрын

@@JamesJoseph-u1y HESM is a corp. They converted from a LP in 2020. You will get a 1099 and not a K-1. I am invested in them.

@TheTechCguy 3 ай бұрын

Diversify in all of them. Have at least one of each type of investment. And have cash on the side in another account, just in case the market heads south. ❤️💯👌

@AZsmoothrider 5 ай бұрын

MAIN pays frequent supplemental dividends!

@jackwilson3121 5 ай бұрын

I am retired and own & buy QYLD, JEPI, JEPQ, DIVO & O for monthly income.

@druvaciam5407 5 ай бұрын

BTI is my favorite stock, fantastic dividends, low payout

@GrandPrix46 5 ай бұрын

I like SVOL, as well. 16% yield and pays monthly. They have some issues with Fidelity to sort out by June 3rd, potentially looking at a $100 charge to purchase shares after that date, but you can still sell and drip for free after.

@mrsterling5306 5 ай бұрын

I really appreciate you sharing your knowledge to help enrich other people’s lives. Thank You! 🙂

@Wazup4177 5 ай бұрын

FSK for the bdc's

@MrAlbinopapa 5 ай бұрын

Your content has given me the confidence I needed to settle down and just stick with higher dividend stocks. While investing in the general market ( SPY ) may be a good idea for those that can make regular contributions, for those that can't dividends give us the added income needed. Thanks for sharing your journey with us.

@wewhoareabouttodiesaluteyo9303 5 ай бұрын

ADC, ARCC, MAIN, NNN, OBDC, O , PTY, UTG, and UTF all have really good balance sheets.

@rodemrick3437 5 ай бұрын

GOF 0.18 per month for 10 years. 5 star morningstar

@monsterenergyaxe 5 ай бұрын

@@rodemrick3437 -27% on the 5yr nav so no growth. Almost invested but did not like the red values but that's just me.

@boxman8957 5 ай бұрын

@@rodemrick3437 GOF and PDI.

@burrinch5142 5 ай бұрын

Please how do I reach out to her? I’m in need of her assistance.

@RobertKulusix 5 ай бұрын

Access to good information is what investors need to progress financially in life. Here’s a good one and I’m gratefully I’m not surprised by the amount investment is the higher you invest the higher you earn.

@katherinebonkowski8925 4 ай бұрын

I'm a little worried about the inflation. Our cash cut in half....😅

@roswel7845 5 ай бұрын

Thanks for the great info as always. I wish more people would be as concise and informative

@openfor45 5 ай бұрын

Very well presented Bird's eyeview of the various investment types for generating dividend income. I was wondering your thoughts on TLTW ? TLTW is relative new.

@mitchthornton1820 5 ай бұрын

I am a big fan of MO …

@jimwavect 5 ай бұрын

MO may offer high dividends, but if you started with $10k 10 years ago and reinvested the dividends, it would only be worth $9540 today. An S&P 500 ETF like VOO would return $21,700.

@mitchthornton1820 5 ай бұрын

@@jimwavect The purpose of dividend investing isn’t about growth .

@Gcock 5 ай бұрын

Energy. Energy. Energy.

@SpeakerBuilder 5 ай бұрын

Of my five accounts, four of them follow Alan's advice and are doing very well, and one was my idea to invest in energy stocks, and it has done exceptionally poorly. I have sold most of that stock and cannot get out from under them fast enough, and I will be lucky to get all my money back, never mind make any money. Biggest mistake I have made in the market, never again.

@Gcock 5 ай бұрын

@SpeakerBuilder Your cashflow from those stocks are doing poorly? You must be kidding? Stock price themselves are cyclical in energy companies; when you buy is important; cashflow from these investments is far more than RIETs. In many of these companies you will have a freeroll option after 8 years or less. Fundamentals are better than any industry in the stock market. You can gain perpetual equity in the Permian basin at 0.60% price to book with zero debt. Upstream, mid stream, downstream arbitrage opportunities abound. You will find that nowhere else. I also invest in RIETs- land and natural resources are the only real assets in existence. I watch this channel also and value his opinion .

@wernerschonenberger7668 5 ай бұрын

@@SpeakerBuilder You're right, but energy and mining investments are not for the "faint-hearted". Some of my most successful (Glencore and Alpha Metallurgical Ressources) and some sub-par investments (VALE as an example) belong to this category. A more stable alternative are Royalties (Gold Sandstorm, Wheaton, ...), Farmöand REITs if you're afraid of hyperrinflation, Mexican and Canadian stocks if you buy into the "deglobalisation" aka "on-shoring" thesis (I like VOLARIS a mexican airline, but there's plenty of infrastructure (Mexico) and mining/energy (Canada), railway and trucking?), ...

@Gcock 5 ай бұрын

@wernerschonenberger7668 This game we play; is not for the faint of heart. The realities of life are even more complicated.

@williebrown1974 5 ай бұрын

I'm almost all in on Nuclear Power, but my heart is with dividend investing. I get it!!!

@originalrecipe6113 5 ай бұрын

This video is literally gold.

@A_man_not_your_man 5 ай бұрын

Very nice and concise view of different income generating assets, would like to hear your opinions on why you also hold CEFs along with stocks and real estate stocks, most youtubers gloss over CEFs when they generate solid income

@AmeliaClerk 3 ай бұрын

I just initiated my investment journey, planning to put in at least $80k into dividend stocks. I am project a 30% per year on dividend returns. I seek advice.

@EthanRaynolds 3 ай бұрын

JEPI and JEPQ are smart addition to your portfolio in my opinion. As for staying committed to high risk investment, it's all about balancing your risk with your long term goals.

@jimbrown4640 4 ай бұрын

FEPI. High yield. Maintains price. Tax advantaged.

@Lo_boiii 5 ай бұрын

What are your thoughts on abr, or arbor realty?

@wewhoareabouttodiesaluteyo9303 5 ай бұрын

ABR has a lot of liability.

@zacworld2061 5 ай бұрын

I'm a little surprised to hear you say Realty Income is still your favorite REIT. A year ago at this time their share price was $62. Now they're at a bit more than $53. Doesn't that large drop in share price concern you at all?

@ahkeem0 4 ай бұрын

Thanks for sharing this was very informative 👌 👍

@AprilRae19 5 ай бұрын

Thanks for debunking the myth that you need millions to live off dividends! 🙌

@meme9495 4 ай бұрын

63, retiring with RIV, CLM, IGR, DSL, ECC, BITO

@jonmulack4226 5 ай бұрын

PDI 14.5%, NXBG 10%, JFR 11.4%. All prices have gone up since Oct '23. Please talk about the affect of Return of Capital (roc).

@tortoisehead30 5 ай бұрын

This is not enough diversification. There are healthcare stocks that pay 4-6%. Same with energy companies. Also, telecommunications pay over 6 like VZ.

@marksatterfield3100 5 ай бұрын

Always look at distribution. Is it from income or just return of capital (ROC). Also look at depreciation of NAV.

@Thedividendprojectt 3 ай бұрын

This is sweet!

@thecollectiverisk 5 ай бұрын

Thanks for another video to digest!…I know it’s way too early to make an educated assessment but I’m eager to see how the 2 weekly paying ETF’s hold up!

@charleslewis564 5 ай бұрын

Can anyone recommend a good book on this subject. I have two left until I retire. I have two rental properties, one is paid off. I do not to pull money from my 401k

@rcdyer 5 ай бұрын

Yieldmax ETF's, Defiance ETF's, SPYI, SVOL could be good positions

@judge9637 5 ай бұрын

Well crap I didn't know mlpx had a k-1, now I'm wondering if I should swap it with something else in my portfolio

@sdt1sdt 5 ай бұрын

Another great feature of REITs, specifically, is that they do not have a traditional expense ratio, like other similar investments such as ETFs and mutual funds. There are other costs associated with owning a reit, but they are all built in and you never see them.

@jabberwockytdi8901 5 ай бұрын

Don't bank on any significant rate cuts if the economy stays reasonably OK , 5% is the longterm average.

@et_phonehome_2822 4 ай бұрын

Dividend stocks are the way to go due to the snowball effect with dividend reinvestment. Watch out for funds that have high management fees.

@itsdarioyt3747 5 ай бұрын

REITs like realty income have a payout ratio of more than 100% realty income to be precise 200% how can this be sustainable long term

@PrivateUsername 5 ай бұрын

Yeah, but BDC nd CEF tax implications can kinda suck.

@Wurstbrot5555 5 ай бұрын

Tobacco, Coal and Oil

@SomeUserNameBlahBlah 5 ай бұрын

Don't forget coco.

@ws2940 5 ай бұрын

Thank you for the video. This definitely helps.

@pauobunyon9791 5 ай бұрын

TUGN is solid for. Monthly income

@Shootsmith 5 ай бұрын

I didn’t think you owned ADC

@brianoverton6442 5 ай бұрын

Have you looked at any CLO etfs? I’m surprised you haven’t mentioned these. They seem to range between 6 - 10% dividends. Some include only AAA rated CLOs (ICLO, CLOA, CLOX)

@jijiipetti1433 5 ай бұрын

Great video! For each and every category, everyone should research the tax consequences and filing requirements (k-1 taxes are a pain, most online tax preparers won't do them and they always come super late in March) whether it's better in a taxable or tax-sheltered account and whether more appropriate for a reg or Roth IRA. Secondly, many but not all of these tend to have declining share price. So if you want a steady or some growth, be ultra choosy. Or be ready to hold it for longer as it works through a cycle (if you like to sell gains and reinvest elsewhere) or hold long term.

@davesites 5 ай бұрын

Great video, good information.

@international_dividend 5 ай бұрын

Very nice video

@BenjaminHansen 5 ай бұрын

Thank you.

@blackwaltz3135 5 ай бұрын

can you look at $TWO ? looks interesting but curious what you find on this

@jesperpetersson6698 5 ай бұрын

I don't get why other people don't go for yield when young, just focus on growth. Say 100 stocks with a 9% yield means you can buy 9 new stocks with the dividend, that is your growth, not the "hope" that the company will be able to increase their dividend from 0,5% to 0,55%. Being from Europe i hate that we are not allowed to buy ETF's from United States, you got some real good ones i'd love to own myself.

@TotallyRegWhatelse 5 ай бұрын

Being from Europe... why not opening an account at *Interactive Brokers* or one of their many 'introducing broker' across Europe like *CapTrader* or *LYNX?* Or using *Freedom24* as 2nd/3rd broker? It's an Europe based broker, US stock exchange listed, and offers US securities (incl. US ETF) across Europe. Or an account at a bank/broker located in *Liechtenstein* or *Switzerland* (well, at higher cost)? So many options 🎉. Why moaning? 😅

@jesperpetersson6698 5 ай бұрын

@@TotallyRegWhatelse All i said was i'm jealous of a few ETFs, you getting triggered like a little girl is not my problem, nor is my "need" for those ETF's worth the trouble of what you are suggesting.

@suhasshinde2037 5 ай бұрын

Are the recommended tickers dividends qualified?

@stevemann3611 5 ай бұрын

reits are taxed so inefficiently. all a dividend does is create 2 taxable events

@Kibatsume1 5 ай бұрын

Roth IRA, no taxes

@stevemann3611 5 ай бұрын

@@Kibatsume1 did he mention taxed advantaged accounts in this video? or about how reits are taxed?

@modernpirate 5 ай бұрын

I think the only one you didn’t mention was SVOL. Also, what are your thoughts on CEFS?

@8ofwands300 5 ай бұрын

He discusses them.

@ReconPro 5 ай бұрын

Hey folks 😊❤

@bertrandbelancourt2951 5 ай бұрын

Can you give us your opinion on using margin to invest in those?

@fenner1122 5 ай бұрын

Don’t, rates are high and means it cost more to borrow

@bertrandbelancourt2951 5 ай бұрын

@@fenner1122 I appreciate the response, ty.

@joshgo2888 5 ай бұрын

does ARCC and OBDC provides K-1? What tools can I use to find out if the stock gives 1099-DIV or K-1?

@fenner1122 5 ай бұрын

Just Google it…. But it’s a 1099

@Steverino70 5 ай бұрын

1099's for both. I own about 15 BDC's(both of what you mentioned). I have never seen a BDC that issues a K-1. BDC's are great!

@joshgo2888 5 ай бұрын

@@Steverino70 Thank you for the response but is there a way to check every dividend paying investment whether what form they give? it'll be much easier that way before buying any tempting investments.

@wewhoareabouttodiesaluteyo9303 5 ай бұрын

@@joshgo2888 Almost all dividend income stocks, ETFs, really anything traded will give 1099Div. Just think of your brokerage as a separate job. If you add MLPs, you get the k1. I have had the unfortunate time to deal with these. NEVER AGAIN.

@Steverino70 5 ай бұрын

If you type in the investment symbol or name into google it will provide the web site of the security. On the web site they will disclose if it is a corp or REIT or mlp or other partnership.