They Keep Taking Out Micro-Loans Just To Survive | Financial Audit

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[@OhYeaMista]

If you’re broke and your girl is fighting with you about her engagement ring being too cheap, she’s the wrong girl, my dude.

[@Forakus]

Biggest red flag I've ever seen. This woman is one of the worst I've ever seen on this show.

[@jborrego2406]

I want to know if she was pregnant

[@gsin311]

​@jborrego2406 even if she was. Shes like a 3, and doesn't cook or work. With 85k you can do so much better. This guy settled for way less lol

[@cunnycunnycunny]

Sounds like she got pregnant on purpose to lock him in

[@littlelilly1352]

I always say it don’t matter if your man proposes to you with the soda tab as long as he means what he says you can always say but later for the ring you want even if you have to wear a ring that’s 20 bucks for three years shouldn’t matter about the ring size of the jewel. It matters about your love and connections, and the fact that you have someone who’s willing to propose to you and want to spend your life together, that’s all should matter

[@meangreen320]

-she stays at home -she doesn’t work -she has disability and military benefits -doesn’t take care of the kids -doesn’t cook -he takes care of all the bills -they’re in debt -flexes schooling without understanding it has amounted to nothing, and wants to go back despite lack of reasoning which will cause even more stress on the household ….she is 90% of the problem. The husbands attitude and passive nature on letting her do this to the family is 10% of the problem. I’d consider this to be abuse to both the kids and husband

[@elizabethallen4353]

No lies detected. Sad but true.

[@Bexamous]

Near end Caleb goes 'any final thoughts?' and husband asks 'is it sustainable?' while turning towards wife and just looks at her and waits for an answer while she fumbles a bit and thinks for too long for an answer to an almost rhetorical question. Zero confidence they follow though, wife is relying on husband and handouts to do everything.

[@TeKnoVKNG23]

American dream.

[@JT3446]

Some people are just a waste of space in this world.

[@vanesslifeygo]

welp

[@katjones4840]

this is not a stay at home mom- she's just unemployed.

[@blmonlineprotest2379]

If there is daycare involved & requires THAT MUCH MONEY she definitely isn't staying anywhere with the children

[@racheyl891]

There are plenty of kids that grow up in apartments and live fine. She is so entitled makes me sick

[@TinMan445]

Unemployed but stuffing her face with fast food everyday😂

[@KayteeQueue2024]

@@blmonlineprotest2379she has a business and is studying to start a web design business as well!

[@legalmemories]

I agree - as a SAHM of young kids who are not babies - the 7 year old should be in school during the day - there is no reason not be able to get them to bed at a reasonable time and get simple dinners cooked everyday. And she definitely should be spending money on random stuff and “degrees” right now. If you want to do that go back to work full time.

[@xScarletRead]

40% of your income on fast food while one parent stays at home is INSANE behaviour

[@Zellnov21]

Do you not see her chins?

[@TinMan445]

@@Zellnov21😂😂😂

[@Colpane123]

And dude they LEGIT GET EVERY BENEFIT THERE IS. HOUSING MONEY, her monthly check from the damn Military. And the dude has such a good job. 😭

[@Colpane123]

And it’s not like the food purchases are small. There were some CAFE PURCHASES FOR nearly 50 dollars. What in the world can you b buying consistently from a cafe for that much

[@timb787]

Does she hear herself? She can't work because she goes to school, but is trying to convince him to go to school while also working a full-time job.

[@kdizzle901]

I really don’t like her man she probably neglects those kids

[@laurenladybird]

People take 15-18 credits as full time students most of the time and people still work their way through school. Her complaining about working part time with 9 credit hours is hilarious

[@ShyLittle88]

​@@laurenladybirdshe seems really lazy...or have a lot of excuses

[@ShyLittle88]

​@@laurenladybirdexactly

[@coldorange5]

Engineering school too, compared to UI design thats much more time consuming.

[@Ashley-ku7is]

Taking out a loan to have a birthday party is the most irresponsible thing I've ever heard.

[@MDC21122MWC]

It’s also something you can plan for. She said it wasn’t planned and accommodated or whatever like she didn’t know her kids bday was coming up? Lol like it isn’t the same day every year?

[@deirdrekiely6187]

@@MDC21122MWC She is absolutely ridiculous. She should be embarrassed to have kids and have this "fly by the seat of my pants" attitude. If she wasn't "disabled" living off military income and didn't have a husband working full time she would be homeless.

[@alaskangalb]

Right? So many free ways and low cost ways to celebrate children under 10!! She made excuses through the whole thing. Why did they bother coming on the show? Defending every bad choice and she has lifelong habits. They make over six figures a year and blow 3k a month on fast food. They will never get out of debt.

[@MissMusicLuver97]

Go to a park!! Free fun exists!!

[@MDC21122MWC]

@@MissMusicLuver97 kids just want parents who are present. Giving your kids your attention is the greatest gift

[@itsomni]

Wait. Let me get this straight. Man takes $10k in student loans to make $83k a year Then *she* complains that it “doesn’t feel like enough” But she’s got $52k in debt *after* the GI bill, started photography business making $3.6k a year, and wants to start making websites? Oh honey. I think there’s an issue, and it’s not his income.

[@hornetguy9063]

Men sometimes need to just say “no”. There’s a reason why student debt, consumer debt, and all sorts of other financial traps are disproportionately women. I can’t tell you how many women tell me that I should get a masters degree because data scientist roles are increasingly demanding the advanced credential. Ignoring 13+ years of doing the actual work.

[@ninchemarie]

plus she admitted to being the one who “spends the money if it’s there” 🤦🏾‍♀️ also i don’t know much but i feel like if they didn’t spend $3000+ a month on eating out, $83k a year would go much farther. these people are so confused

[@Blanderr]

It's funny. She's the one that was in but she's the one who sounds like the typical dependa

[@David_Iglesias]

2,500 a month*

[@Tmp130]

First child is 7 second child is 2. Stay at home mom. Suspicious timing on the second child.

[@stoutie18]

Cliff notes: She is the 100% of the problem. The husband is massive passive and she is like the irresponsible money bulldozer

[@TheTataxx]

She's also a massive drain on society's resources...she seems pretty able bodied to me

[@JustinHenry-mr2bt]

That husband is a super simp..he needs to leave her and his life automatically improves.

[@jonathanschubert9052]

He, like Johnny Depp, signed up for what he got.

[@whiteboyangel4838]

Sometimes it's cheaper to keep her. ​@@JustinHenry-mr2bt

[@mey7579]

@@TheTataxxshe served our country in the Navy for 5 years- have you? Signed: mom of a medically retired USMC Sergeant

[@Smartypants-bz2fo]

This is a great example of a couple with a spending problem, not an income problem.

[@CalebHammer]

Very true- I hope they can turn it around!

[@jamestalley7357]

spending more on eating out than housing is mind boggling to me.

[@smittycat359]

Granted the entitlement is to compensate her for being injured during service, but her $30k annual VA disability is 100% tax free. They are only paying income taxes on his income and whatever she brings in through self employment.

[@RinaHwang]

You should let her know that Starbucks will pay for all of her tuition@@CalebHammer

[@fredfinger7092]

@@smittycat359 $30k untaxed is equivalent to about $43,000 in taxed income. There are families that size making it on that amount. Together they bring in (I won't say "earn") the equivalent of $120,000 and they waste it and have to borrow. Unbelievable.

[@ap0oth3kary]

Caleb, on the off chance you see this.. your editor needs a raise. He's made your videos more entertaining by a few factors with all the micro edits showing your and your guests' expressions.

[@IAmebAdger]

More importantly the new expenses pie. And all the visuals

[@kierstenbrowne]

when the graphs and visuals got added into the show it made a huge difference. i see that red bar go up and i’m like ohhhh wow. hope the editor knows how appreciated his work is!

[@Dayxpxp]

Here here!!! And they keep adding new details I love! Each video gets better

[@kellycarlson2299]

I’ve been binging all these shows out of order and can definitely tell how long ago it was aired just on the editing and visuals. Your team is doing a great job! Keep up the good work! You are all helping change lives

[@AJ-ew7kr]

Or he’s doing his job. I don’t understand giving a raise when you’re just being a good employee. It’d be more depressing if all this he’s working for Caleb, that he made no progress at all

[@dearestdarling9467]

It’s absolutely ridiculous that she is a SAHM and the whole family still eats out that frequently. She has time to cook healthy meals for the family.

[@Smartypants-bz2fo]

She can physically do photography but she can’t cook?

[@candijames3741]

She can’t stand that long 😂 ugh this lady drives me insane!

[@Dotthel]

@@candijames3741I thought you were joking. Omg. It’s true! 52:40 Homegirl is plain LAZY!! How do you have TWO children but can’t stand for an hour to cook!!

[@Amandy36]

You can cook sitting on a bar stool. I've done it while injured before.

[@dearestdarling9467]

@@Amandy36I was about to say, I’ve seen it done before. She is just lazy, I’m sorry. I don’t usually go in on people like this but it’s very clear.

[@katrinaoliver4167]

No one has ever offered to let me be a stay-at-home wife or mom. If they did, they’d get the cleanest house and freshest homemade meals. I work full-time in corporate America and I still am able to maintain a sufficiently clean home and homemade dinners most nights as a single mom. She could be rocking it so hard and really being an asset to her family.

[@pensandshakers]

It would be a dream to be able to be an SAHM. It wouldn't just be home-cooked and cleaned for me either. I'd start a micro-homestead for some supplemental income as soon as we had the space for it. I already grow an organic garden on my balcony, and I love plants.

[@marleyanalytics]

Well, most men are actually looking for that as well, as long as you're being honest with your intentions!

[@_____snake]

It’s honestly tragic, she has no respect for her family or herself

[@BacklTrack]

Hmu lol. If you don't look like her

[@SitavNabi]

Such a pick me comment. If you want a softer life, do it. Have a discussion with your partner or find a partner who wants and accommodates that structure. It's not a privilege to sustain your home. No one has to "let you".

[@brighterpoet]

Ironic that her goal is to “make an extra $3-5k per month” by going to school for years when like others have stated, she could literally save them $3k per month by just focusing on how to meal prep for the family which she could do within weeks of intentional effort.

[@joesmith3590]

I got a easy way to make 3-5k a month it’s called a J O B.

[@ericahoelscher3733]

No savings. Fed gov paying for school and housing. It’s called milking it.

[@ilovesugar1329]

​@ericahoelscher3733 NO she is spending 4000 a month on fast food and if she meal prepped they could save atleast 3000 of that.

[@vidyagyde7498]

Typical american mindset

[@thefunfam1433]

So true! She sounds very lazy

[@Lady.Luck.]

They actually have fantastic income. She even has amazing income for not having to work for it. It really rubs you the wrong way to hear her talk down on her husband's income when she's the problem!!

[@Theaterkid4L9733]

And military disability pay isn't taxed

[@runningdebate2670]

And she is a fraud, gotta move when all the disabled veterans have support jobs that never did jack sh1t in the military. She's an overweight navy sailor that 100% faked her sh1t she hasn't done sh1t. I was an infantryman and spent 3 years total in Afghanistan and I have 20%.

[@someusername4129]

Same... I couldn't stand her little jabs at him throughout this, it made me really dislike her.

[@hornetguy9063]

@@someusername4129she doesn’t respect him. She probably baby trapped him in order to get an easy ride. You can see how little she respects him based on her size; you think a woman that respects her husband would get out of shape like that, at 33, without some sort of underlying condition?

[@izzie999]

​@@hornetguy9063disgusting comment. Her body belongs to HER (not her partner) and has nothing to do with anyone else

[@CRS-fe2zj]

From her demeaning his income, to "we were going to split up so i could "got to school" etc. This guy deserves so much more than to come home to this everyday.

[@Lazirus951]

It's baffling that she demeans his income when she's bringing nothing to the table. She orders takeout for every meal. Lady, that's not what stay-at-home means.

[@CRS-fe2zj]

@Lazirus951 she took every chance to assert dominance it was rlly weird. I agree with you, she definitely hasn't earned the title of sahm. She's an albatross, a walking bill. If I was making 2.5k per month I'd keep my expses low and fo what I could to contribute. She's figuratively spend all this guys money then asking him to make more. Of course he isn't gonna take chances when this chick is making him feel inferior.

[@zachbrobst9473]

How much you wanna bet she baby trapped him when they were talking about splitting up. Now she has to try and destroy his confidence to feel like she deserves to have him around

[@happiness7808]

She definitely baby trapped him- they were about to break up and bam, pregnant.

[@jonathanschubert9052]

Nope, he has a previous marriage. He wanted this.

[@reallygoodgirl]

This was really ballsy on their part. They had better hope no one with the power to investigate their military benefits sees this video and decides to audit them - their lifestyle could change VERY quickly. She basically admits to milking the system over and over again in this video.

[@LawrenceTimme]

Agreed, there are legit war veterans living on the street with no money completely broken and this women is just pissing and leeching all the money that could to fixing that.

[@thecakeisalie6601]

I cannot stand this. I have a coworker who constantly brags about getting 3k a month in disability for his back and openly admits that the injury happend before he even joined the military. Whats worse is that he squanders the money and drives around in a brand new benz. Gross 🤮

[@evelynlopez6472]

​@@thecakeisalie6601 🤢🤮

[@KeryKatto]

@@thecakeisalie6601 I hate when people abuse the system. I'd be dead without my benefits and disability but people like that brag and get to work? Smh gross. The lady in the video said "I can't stand for an hour and cook" I can't stand for more than an hour so I push a stool into the kitchen. Adapt and overcome 😤 driving hurts a lot more than sitting on a stool to cook something up.

[@purpurina5663]

@@thecakeisalie6601I don't live in the US so idk, but couldn't you report your coworker (anonymously)? My blood would boil

[@buckothecatto]

stay at home mom but sending the kids to daycare. this video has A LOT to unpack.

[@mentalhealingwithelaine]

Right smh sad

[@clayprice924]

Yea she’s not a stay at home mom, just unemployed, lazy, and arrogant

[@amn1088]

Its pretty sad, I have heard of so many stay at home moms really wanting their kids to be put in daycare. Whenever you ask them what they are going to do with the extra time a job is never one of the things they plan to do.

[@BacklTrack]

that's the most ridiculous shit I've ever heard.

[@elizabethallen4353]

She’s created the same financially stressful, chaotic environment for her kids that she grew up with. 🤦‍♀️

[@jmb9701]

Except they are living basically in poverty here... 40 years old renting a shitty appartment. Embarassing

[@alisonf6478]

“They” created the same environment. It takes two.

[@elizabethallen4353]

@@alisonf6478you’re right. But - She stated that her childhood was difficult due to her parents’ behavior with money. Doesn’t appear that she did anything to prevent her kids from the same fate.

[@codypwnsu]

spot on

[@Takar100]

This is a hard thing to overcome. I swear my wife was the same way when we started. Been married 11 years. We actually just had some recent budget talks this past month because we started slipping (both of us). You (normally) turn in to what you grow up in/around in. So, hopefully we're doing better for our kids.

[@markcowan3366]

She has ZERO accountability! She got upset about bringing up the ring purchase, and upset when he asked if she was just being lazy. 100% she's being lazy, not going grocery shopping and cooking dinner for her family!

[@manuel_gaitan1103]

💯 percent agree with you !

[@saeedhossain6099]

when she said how do I make $1,000 cover a months groceries, if she commits to that, 3 month check in, I fear the kids have lost weight.

[@26Sundrops]

only part of the way through the video, so idk if it's covered later, but.. why am I getting the impression she wanted to make a point about having a more expensive ring than his ex wife? Or paying the ex to get the ring "back" for the new marriage? It just seems like there's something here she knew would be pretty widely regarded as a shady move, which is why she shut that part of the convo down fast. I usually don't like to make assumptions about the guests or judge them too hard, but this one has some big red flags...

[@blakeog2034]

@@saeedhossain6099that’s probably a good thing. You know all they are eating is fast food and bullshit too

[@frankvonfrauner]

And she doesn't understand that once she starts doing the work, cooking and cleaning and moving and taking care of her family like she's supposed to, that she will be happier and healthier and feel better. She provides misery for her family and she enjoys it.

[@tinkachu8743]

Wow she tried to control the entire conversation and interesting timing on the second child when they were fighting and about to split up.

[@samantha9446]

She is basically a stay at home mom but isn’t doing the work of a stay at home mom. One of the biggest roles of a stay at home parent is grocery shopping and preparing meals. There is no reason to be eating out on a regular basis when someone is home that much.

[@truebengalsfan]

Many American stay at home moms are useless

[@EnPapX]

The crazy Thing ist that she could Just Go to school and be a stay at Home Mom making Dinner and packed lunches and would save her Family 3 k a month and they would bei fine😂

[@truebengalsfan]

@@EnPapX door dash is easier lol

[@justinthomas5512]

Hahaha door dash is easier yo. 😅😅

[@bobjohnson1097]

She is a stay at home mom who sends the kids to DAYCARE😂😂😂

[@MasterOfMadmen]

Oh boy. Over an hour of a couples audit... And on a holiday?! Caleb, you spoil us!

[@baconoftheark]

Getting paid to watch Caleb and he gifts us with a podcast for 1.25 hours. 🎉

[@AlexandraAnnette]

100%

[@iguessso1790]

Mine just ended 😢

[@GoAgainstTheOdds]

we are indeed so spoiled

[@dking1362]

This woman is so unlikable. She is intelligent but works the system - intentionally PLANS to not pay money she owes, knows all the ins and outs of bankruptcy yet feels no shame repeatedly talking about their buying a house. She has amazing VA benefits - not only disability and education, but she also mentioned a housing stipend. We owe it to our vets to care for them, but this woman is just a "taker" - even from her own husband and children through her (in)actions. Ugh.

[@robertosalazar9676]

Yes shuts her husband up whenever he says anything about it

[@yesterdayseyes]

She's not intelligent, she's just a liar

[@SUlCUNE]

It really grossed me out with how unbalanced their relationship really seems to be. She's a stay at home mom only going to school part time. Yes, 9 credits is part time. It's most full time students take 5, 3 credit courses per semester. No excuse to not cook every meal for the family if she's the one who cooks and have a part time job at the very least.

[@bradleycox8835]

The wife could do an at home telemarketing job or ironically she could work as a debt collector making calls. Both options are flexible hours and you can sit vs standing. But that means she would have to stop playing the system and "benefits" aka welfare.

[@calminacrisis126]

Housing stipend is part of the VA education benefit. But sounds like she is going to school just for that and loan deferment which does feel like gaming the system. I’m a vet using the same program at 39 to make a career shift. I feel guilty as heck not working, but if you have kids and are going to school full time something has to give. Of course unlike these guys we have cash set aside for the process, and not taking out debt.

[@janetr5929]

She’s never going to work. The fast food is unbelievable. They are so irresponsible. I don’t know how they can sleep at night. Their poor kids.

[@frankvonfrauner]

It's easy to take a nap after a double quarter pounder meal.

[@j.s.669]

​@@frankvonfraunerbroooo ....i freaking LOVE this comment section!

[@kdizzle901]

Those kids are doomed the dad doesn’t have balls and she’s a Karen

[@kdizzle901]

@@j.s.669I love most comment sections

[@lynnw7155]

I'm retired and live (well) on a fixed income that is a tiny fraction of theirs. I have no debt and live within my means. It's hard to feel too sorry for them.

[@bianconerointheus6692]

$2,900 a month on fast food is simply amazing. These two are my heroes, the real American dream. $2500/month on disability after serving just 4 years, love it. "I'm actually fighting to get a higher disability check". What an amazing mindset. I repeat, these two are my heroes.

[@alialexander1943]

You don’t even know if she has any extra physical disabilities. You literally don’t know what she’s been through.

[@bianconerointheus6692]

@@alialexander1943 You know what, you're right, I don't know. I can't judge as I don't have the whole background. But seeing her, listening to them and knowing other people in similar position (I live in the South), I'm quite bitter about it. I'm not a fan of the mindset at all and I know how the disability program is taken advantage on first experience.

[@alialexander1943]

@@bianconerointheus6692 I understand. But I’m a disabled vet also. They messed up my feet. Everyone thought I was faking my problems until they did x-Rays and MRI. I was on a sprained ankle on a ship on a month before anyone(including myself) noticed. I also have friends who get disability because they’ve been sexually assaulted by people from their chain of command. There’s a lot of stuff with disability wether is physical or mental. The only thing I can tell is that she’s making dumb ass financial decisions, but that’s her.

[@nonaccountable]

She did the minimum for a few years, claimed a bunch of BS, and now the taxpayer is paying her a salary for the rest of her life. Such a scam

[@falcon2624]

And I bet she considers welfare horrible and votes for politicians that want to cut it as much as possible.

[@olivebranschofpeace]

Her "embarrassment" at spending literally more than I make in a month on EATING OUT is absolutely disgusting to me. Do better or just be open about the fact that you are taking advantage of the system to the absolute best of your ability.

[@user-qv2wc2jr6t]

She is annoying overall, insufferable to listen to

[@ilovesugar1329]

Why did Caleb go so easy on these people? She never agreed to change anything and is getting so much welfare. Caleb should have yelled at her till she was in tears

[@baconoftheark]

I don't think they will listen based on the husband's body language. If I got $2500/monthly, I'd have an easy retirement in my adult life. That money I get from VA would go to the HYSA or house fund xD.

[@Username0467]

@@ilovesugar1329 He doesn't try to make people cry...

[@robinrobinson8177]

Have you guys not heard of “ crockpot”

[@shannon6065]

0% chance she changes. She didn't know details about anything except how to milk the system as well as planning on trying to get more disability. Sooooooo frustrating to watch, I give Caleb so much credit for his patience in this episode.

[@Bigsteve0299]

I felt the exact same way. She would rather figure out ways to work the system than to put in the sweat equity to pull herself out. Hard and cringe watch.

[@bleulesyeux5416]

I would love to see the VA investigate her and actually give her less money lol

[@russellthompson2126]

Agreed. She is milking the VA and governemnt until she cant. Its really sad and kind of an embarrassment to those that served. EVEN AT THE IDEA of working fir just 5 hours a day twice a week, she made excuses.

[@russellthompson2126]

​@bleulesyeux5416 Same. I seriously question he disabilities. A lot of it seems like pure laziness, IMHO.

[@LibertarianGalt]

Listening to her say she wanted to get a bigger house to drive her to sort her life out annoyed me so much 😂

[@beverlyhayshouston2770]

She is the living embodiment of “The old ball and chain.”If you are a stay at home mom your children should have regularly scheduled meals, bath times and bedtimes. She is obviously not motivated to do anything but eat and dream up schemes and excuses. She can make spicy food at home! Rice and beans and quesadillas is easy and inexpensive.

[@frankvonfrauner]

And the saddest part of it is, if she kept better care of her husband, he'd make more money. She doesn't need a job, there's no reason he couldn't be working 70 hours a week if she was taking care of him. She takes care of the home and does her schoolwork, he works his bag off, in 5 years he can go back to being a person and she'll have her degree, the young one will be in school and they can both contribute. Instead, they'll probably keep doing the same thing because they're both addicted to gibs and would take a $1000 handout over a $2000 paycheck

[@someusername4129]

You can tell she came here to paint herself in a good light the way she immediately took over the conversation. Except the numbers dont lie. She is draining their relationship dry. What she is doing is almost borderline financial abuse. Hopefully this is a wakeup call. Edit: She thinks she is going to get hired at google with a ux cert from an online school and the desire to not work... Holy moly the delusions she has. She describes her parents with absolute disdain yet has become exactly like them.

[@hornetguy9063]

Remove the words “almost borderline”. She has this dude by the balls and he knows it. She could easily just leave him, take a fat part of his paycheck and stuff, and take his children away if she wanted. Laws need to change to let the higher earning spouse draw a line and threaten to dump them if they don’t shape up. As for this guy, well, there’s beautiful women all over places like Southeast Asia and Latin America that would love to marry an American man who makes $83,000 a year at age 37. This woman doesn’t deserve him.

[@someusername4129]

​@@hornetguy9063buddy I didn't need this incel shit in my inbox. Sign off for a while.

[@nineteenfortyeight6762]

😮 I haven't gotten to the Google part. One of the most competitive hiring processes imaginable, and she's counting on Google? For designing websites using tools that require no coding? And having publicly demonstrated that she has zero work ethic. Just wow.

[@kfitz192]

​@@hornetguy9063Goggle has a partnership with her school that includes paid internships.

[@someusername4129]

​@@nineteenfortyeight6762yeah there's a thing in UX right now where tons of under-qualified people are getting online certs (because colleges still haven't caught up with decent, consistent curriculum) and see it as an 'easy career change.' They are also seeing these 6 fig salaries at fortune 500 companies for the role and think they should get them off these online certs. There's a massive gap in the field between total newbies and people who have been doing UX since the digital revolution. To think she would go to a Google calibre company off that is truly delulu. She's about 10 years out from being qualified for that type of company, honestly. Even if she had that experience, Google and Apple get the cream of the crop designers, and to your point, the applicant pool is insanely competitive at either company. Even at entry level UX, this is not a person I would hire, she makes too many excuses. She wouldn't be able to collect data and analyze it without confirming her own biases.

[@Th3Think3r]

The worst part of their CC statement was the Costco membership. It was the only item they paid for that they didn't use.

[@SomethingSimpler]

And they could be doing so well eating at home with Costco. Costco will sell you very reasonably priced nearly ready to eat stuff. Not saying Costco is the best place (especially for frivolous spenders) but you can leverage them if you're smart.

[@prevaloir5362]

@@SomethingSimpler Just use what you pay for is what they're saying is the issue. Don't pay for a membership if you won't use it, hell you probably shouldn't pay for most memberships/subscription services any way.

[@g00bers24]

Fr fr. They could be eating those $1.50 glizzy's to feed their family and save a *TON* on food delivery fees! Do better guys, the lazy cop out to avoid meal preping is right in front on you!!!!!

[@caleb3909]

​@@g00bers24 Even beyond, I eat like a horse and got large packs of frozen veggies, frozen fruit, frozen chicken, and some fresh veggies and a variety of other items there that will last me about 3 weeks+, probably about 2 weeks for them, for about $160. So they could easily prep meals twice a week for a family and spend less than $400 on a Costco grocery budget.

[@Blake1720]

I sympathize with her wanting to be at home with her kids, but as a stay at home mom myself cooking and buying groceries is 50% of your job. It’s a huge part of keeping your family together among cleaning, organizing, doing activities, appointments, taking the dog for walks daily. I’m sure she’s doing her best but I can’t imagine buying *every single meal* out! That’s a bit ridiculous and seems her husband is just used to that being a “normal stay at home mom thing” when it’s certainly not. She said she has pain but I’m sure she’s doing all sorts of other stuff standing up as a mom. Seems she just doesn’t like cooking.

[@Blake1720]

@@augustmiller-uw2lyyep. It’s just really not sustainable in any way. Besides kids learn the best by watching and being around daily living necessity’s like cooking and cleaning. The oldest is 7 which is already past the early years of absorbing the basics.

[@elizabethallen4353]

It doesn't even need to be perfectly healthy to be wayyy better and cheaper than eating out. Meatloaf. Chili. Pork roast. Mac n Cheese. With some steamed veggies and nuked sweet potates you have dinner. Prep meals.

[@CashClarity]

I think she's on to something though... I want to be a professional athlete. I just don't want to have to train, practice, travel, lose games, do lots of cardio, go to press conferences, or any of that "athlete-y" stuff. All jokes aside- Stay at home moms or dads who step into the role and put their heart into it are heroes. It's mental, emotional, and physical tasks rolled into one. It is not for the faint of heart, and some of the most taxing work.

[@Blake1720]

@@elizabethallen4353 oh for sure! Almost anything you make at home will be a bit healthier than eating out. What saves money are the ingredients you buy can make many portions verses just one portion. (Putting this here in case she reads this thread) What I’ve been doing lately is everyone in my family loves my chicken enchiladas so I always have a tray available. Then I pick a crock pot meal to have as left overs/husbands lunch a week. I also have the basics like Mac and cheese, fruits, hot dogs, soups, a few veggies. Things you can put together in a snack/lunch pack. For breakfast I make omelettes fruits and bacon usually. Seems like a lot but it’s also a lot to eat out 3x a day.

[@Blake1720]

@@CashClarity lol I guess she’s onto a short cut. It’s challenging but allows a lot of wiggle room/freedom in the way you can decide what you want to do each day (for the most part). However, it’s never ending. Last week my husband was watching the kids while I took a nap and when I woke up he could not understand how I handle it each day. I think stay at home parents are really in tune with their kids so things that would drive most people bananas doesn’t as much to us.

[@Daniel-vu4qu]

The reasoning behind she isn't cooking is because 'it hurts to stand for an hour and I will feel it for days' is INSANE

[@janegarnham]

He seemed receptive I think he challenged her at the end. I want to see him only in the follow-up.

[@The8TrackChap]

When my feet hurt, I get my wife's vanity stool on wheels and roll it into the kitchen and cook sitting down. It's height adjustable and can raise way up high, problem solved. Damn, this stay-at-home mom is inexcusably lazy, especially being a veteran.

[@FrankS111]

She’s the epitome of how marrying the wrong woman can destroy your life.

[@emilyau8023]

It's a man's choice.

[@deirdrekiely6187]

There was no gun to his head. Make better choices.

[@amyeastman8764]

Yeahhhhhh…he made a really, really poor choice

[@haute03]

Marrying the wrong partner in general can absolutely destroy you. I have witnessed it across gender. Really sad.

[@joellejoelle6559]

Nah, this is just a man without balls 🏀🏀, he’s just like her. If he was different, he’d have taken charge and shine a light to their mess, but he can’t see any issues

[@MichaelMartin-qe5ye]

As a retired Army vet, I'm glad we have these benefits, but she's been given so many of these benefits and squandered them. She's not even a stay at home mom, she's a stay at home person who kind of goes to school and kind of does a little bit of photography.

[@user-oj8zo3cr4b]

“School” is her rent and “pell grant” (for low income within their 6 term student with NO STUDENT DEBT! ONLY) tax scam “photographyl is her small business tax scam

[@nineteenfortyeight6762]

Yeah but if you use your uterus to trap a man , you're a mom, and suddenly laziness is honorable 😂

[@enneirda07]

​@@nineteenfortyeight6762how do you trap someone when it takes 2 people to make a baby?

[@Mochalolo1928]

@@nineteenfortyeight6762he’s not trapped. He’s a weak man who can’t say no.

[@emmabrand5450]

​@@enneirda07By not using birth control properly when you tell your partner you are

[@ahnonamos]

This was the most measured and mature I have seen Caleb. Very well handled. The wife is an excuse maker. If they don’t face really and sacrifice for their kids this behavior and the accompanying excuses will be passed on to the next generation

[@spiderninjaswan8562]

I was wondering about their children's health with all of that fast food.

[@anncromarty2590]

Me too. Obviously they also live off McDonalds and chic fil-a too. So irresponsible.

[@outdoorfr3ak]

You can see how unhealthy they are I feel so bad for the kids

[@nickh3064]

Caleb got the message you could tell he knows the situation and he pulled back. Yelling at people is his way to express how he cares. He was in awe of the situation especially when there were kids involved. This was just sad!

[@HashFace253]

Strong "not mad just disappointed" vibes

[@AnnaDinkov]

I have a feeling that the moment they walked out that door they started making excuses to each other about why Caleb's budget won't work for them

[@justussar2612]

Absolutely

[@evelynlopez6472]

I feel like she's the one making excuses.

[@MendozaEd]

And stopped at chic fil a

[@janegarnham]

⁠

[@MJSherwood]

A conversation they had in a drive thru line.

[@santafilipina9020]

Her plan is to let the collections fall off and go to school so she doesn't have to make payments on the loans. She's a liability and totally irresponsible.

[@frankvonfrauner]

Meanwhile, she could pay everything off in a couple years and move on with her life, but she'd rather be a puddle.

[@gloriousapplebees]

So glad Caleb pushed them on the "no time to make a budget" thing. I'm so so so tired of people pretending like their day is packed end to end every second every day.

[@rangequeen]

For real, they probably spend hours just scrolling every day.

[@justussar2612]

It literally takes me less than 10 minutes a day with my checkbook register and YNAB

[@chrishuff6254]

@@justussar2612ugh I love YNAB

[@Tmp130]

“Stay at home mom” comes with job duties just like going out to work. Stay at home person is the main caregiver of the children, main cleaner of the home and main cook!! This woman is not fulfilling her contract of work. If this were an “actual paid job”, she would have been fired for non-performance.

[@iguessso1790]

Jupp, so true! I feel bad for the children. The husband needs to step up!

[@Blake1720]

Exactly. How are you a stay at home mom and don’t cook? I am one too. I homeschool my kids (2 and 4) make meals, clean, grocery shop, take them to Therpay and activities. Thats pretty typical for a stay at home mom. If you’re not cooking at least dinners that’s a problem. Shouldn’t be eating out more than once or twice a week , really.

[@matthewv4170]

I work from home, my partner works long hours so I do both. It's like having two jobs yet she can't even do one and gets a ridiculous amount of benefits

[@servo3]

She's a stay at home child.

[@mmmd3429]

She gets an easy $2500 a month plus whatever the Gi Bill brings in for a monthly housing stipend. Why should she try.

[@renatal1972]

I worked full time, commuted 20+ hours on top and took 16 units to get my masters along with being a parent of 2 small children. No excuses. You do what has to be done.

[@missislandgirl16]

👏🏾👏🏾👏🏾👏🏾 this! I’m sorry, but she is lazy.

[@yanasto]

Same! I defended my MS thesis while I was 9 months pregnant with my 3rd and left my PhD program ABD pregnant with my 4th. I teach now and nobody paid for our daycare or housing except us. My husband and I worked really hard.

[@Sobermama927]

She is gross and lazy

[@Smartypants-bz2fo]

She needs to give up the hobby business and school and put 100 percent into being the “house person” who focuses on running the house and raising the children as frugally as possible. The energy she spends on school and her hobby can be spent on learning how to feed the family on $600 a month with no eating out, keeping the house clean and orderly, and educating herself and her children about finances. And a side effect is the couple will become healthy. Their kids are at high risk of obesity, too.

[@July4ik]

👏👏👏

[@dm3988]

I save my family $9300 a month by being a stay at home wife.

[@Sarah-mc3hw]

Facts

[@barbararepko4824]

And eating out all the time also puts the kids in danger of diabetes and heart disease.

[@lindajohnson.]

Good advice, hope she reads your comment.

[@wescals6849]

She’s not a stay at home mom, she’s a leech, she trapped this man into taking care of her. She’s a grown up child who somehow got on the governments teet. And she can’t even take care of her own children.

[@OhDearWTF]

Agreed. Everyone I know being a stay-at-home parent does it to be practical. If you're getting paid shit it makes sense to stay at home and take on the cleaning, cooking and child rearing. Add some studying or part time job on the side. When the kids start school then they go back to working full time. I honestly don't get this couple's system.

[@happiness7808]

Agreed. They nearly were about to break up when she “fell pregnant” … he was roped in like cattle

[@jonathanschubert9052]

Sounds like they met in the Navy, which means their relationship started in an environment where they got direct government incentives to get married. She got medically separated from the Navy, which I cam tell from her collecting 100% VA Disability, and that her contract was an odd number of years, which rarely happens in short careers. He stayed in, maybe till about 10 years, and theu never figured out how to make it on their own. Could be wrong, though, still watching episode.

[@youdontknow7190]

Happens all the time.

[@amn1088]

@@OhDearWTF I hope most do, I know many that just don't want to work. Its really weird I've seen people just quit their job over nothing and not they are a stay at home parent of a kid that is already in school. I know one person ive talked to let it slip their partner that was stay at home just sleeps in until noon every day while they took the kid to school.

[@extrasagrada]

I’m sorry did I get this correctly? These people have great income AND have their entire lives subsidized and this is their situation?!

[@rambosandman4088]

More income won’t help a spending problem, they’ll jus be like aye we make more let’s spend more 😅

[@LibertarianGalt]

People think money solves problems but poor money management is a sinkhole no amount can plug for most people..

[@rohanch07]

The more you subsidise the worse society is going to be. Paying people for doing nothing will not motivate them to increase their productivity. A 5 years old will understand that.

[@ludovicusclericus]

As a veteran, that woman disgusts me. She's a shameless abuser of veterans benefits.

[@Junevalentino]

As a disabled army vet myself, I second that notion.

[@TheAwesomeadam25]

Yup, the second I seen her say it I knew. Then the facts just backed it up. Pure laziness and glutton. It makes me psycho knowing the government is just throwing her money while real vets are struggling to get by.

[@shmuelarom5773]

​@@TheAwesomeadam25 Someone should indeed check her disability, in order to cancel it. If she can drive to eat 3 times a day, and carry her weight, she is healthy enough.

[@gsin311]

​@@TheAwesomeadam25exactly my.point

[@kungfoochicken08]

@@shmuelarom5773This kind of crap is quite common. I know four vets abusing the system. One got in a motorcycle wreck that caused damage to his knees. Somehow that was service related and he gets a check for the rest of his life, and VA benefits. His wife gets a $3,000 check too because she’s his “caregiver.” He works on tug boats on the Mississippi River now. 😑

[@StaciaBielka]

She is not a SAHM, she is just an unemployed person.

[@rangequeen]

Sounds like she’s barely a mom. This was brutal.

[@Blueheart2011]

I live for these episodes! I officially got out of my credit card and loan debt this week. You inspired me, Caleb!

[@Deangirl86]

Congrats to you both. I’ve paid off over 12k in student loans in the last month. Caleb and the YT debt community are really motivating.

[@kathleenjevnisek1148]

Congratulations! That is so exciting!!

[@Racstacko]

Congrats bet that’s w big weight off your shoulders

[@debbiann121]

🎉🎉Congratulations to both of you.🎉🎉

[@rachelg.5348]

Congratulations!!

[@katelyn6039]

She seems like the type who would love for her kids to take care of her when she’s old.

[@shmuelarom5773]

They will see this episode and dump her.

[@CampsitePyro]

She’s getting over $30k per year tax free. Being she doesnt work, and is at home, raise your damn kids and cook at home. No school for anyone. 2nd job for the dad. Easy.

[@frankvonfrauner]

Exactly. As some other people have said, she's not a stay at home mom, she's unemployed. Her job is to take care of her husband and he's fat and miserable. If his health and mood improve, his income will increase. She's completely in charge of the relationship, she needs to step up.

[@kdizzle901]

I hate her face

[@malhunt7]

"SHES COMPLETELY in charge of the relationship "😂😂 because her husband is a child and EVERYTHING is womens fault!! Classic KZbin logic 😂😂😂😂😂​@@frankvonfrauner

[@macairhead5137]

@@malhunt7except in this case, it’s 100% correct. And I’m saying that being an old lady with my only debt being my mortgage

[@amn1088]

A lot of people blame the kids today getting ipads so early for their issues. Some of that it but a lot of it is just the neglect parents have been taught over the generations from their parents and so on. It also just gives such a bad name to stay at home parents. I know a few that literally sleep until noon and have their significant other do a lot of stuff with the kid and the kid even goes to school. So its like what are they doing all day? They will often have to say they need to clean up before anyone comes over, they go out to eat constantly, the other parent is doing work with the kids hours a day, so what do they do? From everything I just said it seems like nothing.

[@dove861]

When they said they don’t have time to make a budget, he should have made them delete their streaming subscriptions on the spot to free up some time for them.

[@g00bers24]

But what would she watch while waiting for her food deliveries?

[@gregoryvierra6114]

Savage

[@hc3550]

Yupppppppp

[@Daisylilly_]

@@g00bers24😀

[@macairhead5137]

But those streaming services are watching their kids

[@rae6141]

This lady actually makes me mad. She is the problem in this relationship. Stays home and doesn't cook AT ALL. How can a family make good financial decisions if they are eating out 3 times a day? She has an excuse for everything and she should be ashamed of her actions. No one can sustain this lifestyle when they aren't working. She literally eats more than her disability check brings in. It's her.. her two children cannot eat thousands of dollars worth of food in a month. She is living her best life and making her family financially ruined in the process. I can't blame her husband for being discouraged to try and be better.. he has no support and is dealing with an immature child for a wife.

[@JulianVR4]

Jet mechanic here: he doesnt need a new career. He needs a new conpany, or he needs to work just one day of fucking overtime if he wants to make more money. He doesnt need to take on more debt, stress himself out for several years and start all over at the bottom. He can do what hes doing with american or SWA and come out way ahead

[@CalebHammer]

For sure

[@IndecisionTelevision]

My thoughts exactly. Its so crazy to go back to school when you already have ✨️experience✨️ and making good money to boot. He could literally either do nothing, or fill out a few job applications

[@ashleyscott6161]

I worked for an aerospace engineering dept at a brown and gold company and it's mostly former military with and without various degrees. Experience and expertise is all that counts.

[@Afcknbum]

That’s what I was thinking some of my friends making 100k+ easy with minimal over time

[@zacknelson8918]

She wants him to work and go to school and he can use his gi bill, so they get an extra 1200 a month, she is monet hungry, greedy dependapotomus

[@gracewaterlilly8023]

She is exactly the kind of wife/mum you repeatedly hear saying she "does it all" while she doesnt do anything properly She is causing dumpster fires everywhere and Prentends she is soooo not into money but secretly is (opposite with education where she pretends she is soo into academics but changes her degree 5 times)

[@DrGoyo626]

Want to bet she spends the day posting on instagram about how hard it is to be a mom? How society mom-shames her into feeling guilty for taking “mommy time” or constantly complaining that her husband is out (working) while she is taking care of the kids.

[@Jajaky]

can't stand for an hour, but wants to be a photographer? "can you pause the first dance? i need to sit down"

[@kdizzle901]

She’s pathetic

[@Druggid]

I need a full analysis of the $90 McDonald's order. You can't let that go.

[@deirdrekiely6187]

Yesssss.

[@lifeofsomeguy8093]

30 cheesburgers

[@thefunfam1433]

Wait I must of missed that! 90 dollars on One order????

[@micahhord4032]

It was through DoorDash, if it was at McDs it probably woulda cost $50

[@laurenladybird]

Has to be for the party, catering for a bunch of kids or something (I pray)

[@PomsNTomsMom92]

Ma'am with all due respect, you are the majority of the problem. I had a hard time getting my husband to even file for disability benefits with the VA. He without a doubt, needs it. He's basically deaf from being blown up 4 times in Iraq. He is too humble saying he didn't want to take away from other veterans who need it more. He had to hear from other veterans that that isn't good logic to go by because he DOES need it too. Anyway watching this person blatantly taking advantage of and abusing the system. Shameful to say the least. Stop being selfish and lazy.

[@keithrutkowski5861]

She probably got anxiety from her leadership telling her to do things. We should appreciate her service more. “Said sarcastically” I know a couple people from my past that are making bank from having anxiety and depression that was given to them by the military. Disgraceful.

[@deirdrekiely6187]

@@keithrutkowski5861 this lazy, entitled woman aside, there are Veterans who legitimately have PTSD and the military does a poor job of making sure they can adjust to civilian life after serving.

[@robbank8027]

We need every veteran in this country drawing from disability period. You can't start any new wars when you are broke. I am vet, my unit had a 20% casualty rate. Everyone is drawing and no buddy works from my old unit. Bankruptcy is inevitable for federal government.

[@RJWaynerium]

​@@deirdrekiely6187part of the problem is we have people in office like Pelosi who would rather give that money to illegal aliens, as she has done for years in Sacramento.

[@Trouble2222]

She got real butt hurt too when he called her laziness out so she knows that's what it is.

[@yo9758]

Wait, she wants to start a photography business, but can’t stand for more than an hour. I guess weddings are out of the question then.

[@CinnaWhy]

make it make sense !!!

[@Hokieredneck]

I worked 40 hours a week at Burger King in college while taking 18 credits a semester for an engineering degree. She needs to get a job.

[@tashintomorrowland]

I feel bad for him. You can tell he is still resentful about buying her a ring… the fact that he brought it up 10yr later is alarming. I’m engaged and it was a super mutual decision… I can’t imagine dragging a man down the alter. Can’t end well at all… hope they get it together financially for their children.

[@saeedhossain6099]

he's a moron for buying that ring and putting it on. I feel bad for him because he was not raised correctly to see the world for what it is.

[@cyrc9837]

When I first heard they were together for 10 years I (naively) thought “oh, they must really love each other to stay together for so long with big money problems.” Now I’m just sitting in silence feeling bad for their kids.

[@lorirogers9304]

He keeps giving her the side eye.

[@djs2182]

I think it was more the cost of the ring that was triggering for him. Like she wanted a ring that was more expensive than he wanted? Even though they were “thinking of splitting up” around that time?

[@janeandrews1790]

I love bling, but there are gorgeous rings out there under a thousand dollars. They need to sell that ring and apply the money to debts.

[@larhondas.5658]

Caleb’s face when he asked what time the kids go to bed and they couldn’t give an answer has me screaming

[@23mrcash]

It’s kinda annoying seeing people make twice as much as you do be broke

[@kreneesimo]

To be honest - if meal prepping is that big of a stress on them, they would still be saving money and be able to stay within budget by using a meal delivery service.

[@ed8329]

It's not a stress. She is chock full of excuses and thats all.

[@Burgerz4Dayz]

Their kid qualifies for free lunches with dad making over 80k a year? WTF is literally going on

[@macairhead5137]

It sounded like his employer would pay for that, just like the ‘housing credit’ they get for her bs school hours.

[@brookibear3]

Probably because their both vets yet another part of the system they are milking

[@chesspwn7457]

It's crazy to me that they've been watching this show for months, referencing other people that have been on here. Yet it seems to have done nothing to impact them. I have good finances and these videos make me double check my spending and curb some BS spending that had slipped in.

[@TinCupChalice]

Well that’s not quite true, it did impact them, she wants to go for more disability because of Lockheed Martin guy.

[@Thaxannadrote]

​@@TinCupChaliceYup. She came on to get Caleb to tell the husband he needed to earn more so he should go back to school so she'd have an extra $1200/month housing stipend and the raise after, and to get the info on the company that was helping the Lockheed guy get 100% disability. If she actually gave any percent of a crap about their finances she'd have known they dropped 3-4 THOUSAND in a single month on fast food. She doesn't even know what they spend on household necessities (which is insane for the SAH parent in a relationship) or the time frame their bank statement covers. There were a couple points when it felt like this is the guy's final shit and if she doesn't start giving a crap he's out. He doesn't get through to her so he's trying to see if a third party she acknowledges as an authority can or if she'll just keep on with her BS.

[@jdmsurfer]

​@WhosKingOfAnything she should have less. Surprise you're part of the workforce now.

[@jasminer5286]

Right? My husband and I are in a very good spot with our finances but these videos really help me stay on track. It’s kinda scary to see some people just throw caution to the wind!

[@frankvonfrauner]

Same. I've been using the same budget spreadsheet for around 3 years. Time for a new one.

[@arekkusu888]

I can soooooo easily imagine them walking out of the studio and her turning to him: "I am not doing any of that."

[@wat5513]

If he does, he's being abusive (financially.) =/.

[@pnwoffroader331]

"She" ​@@wat5513

[@tonyc1938]

@@wat5513how does that make him financially abusive?

[@wat5513]

@@tonyc1938 I'm with you guys. But that's jsut how it plays out. Thermostat abuse (oh he wanted the room to be 2 degrees colder.) Financial abuse- (oh we had a fight when i wanted a mini vacation just to get away from all the stress from coming the last vacation.) Car abuse, meal abuse. Nowadays, we abuse the word abuse.

[@leecampbell2493]

Interesting she has obviously put in some serious time to figure out every possible welfare benefit available but has no clue what is being spent each month. If she spent less time scamming the system, she’d have time to sit with her husband and do a budget.

[@lilysue6381]

Yes!!!! This couple pissed me off lowkey…

[@redspice3230]

This is how low life people live though, they would rather invest their time learning to beat the system and suck us dry than actually learn to better themselves and contribute to society. This is why I believe we should have no welfare programs at all, and taxes should be close to nothing.

[@cgw9168]

My thoughts exactly, she’s scamming the system and taking advantage of her husbands passivity, not to mention being a terrible example to her kids

[@theclown888]

I couldn't have said it any better myself.

[@AllthingsZsa-2727]

She’s not getting welfare…

[@michelefilener8998]

These people make 110,000 a year, get a housing allowance and she is stay at home Mom so there is no child care expense, and they are drowning in debt and don't own a home despite their eligibility for a VA mortgage????? Blown away

[@Throwawyy]

And free childcare and kids get free lunches

[@bridgetkirk7065]

From watching these interviews, it's become obvious that junk food is an addiction much like any drug addiction. Companies actively formulate their products so that customers crave them. As a society we pay for it with our health as well as with our money.

[@turtleanton6539]

Yes 😊😊😊

[@Checkmychamnelforproof]

Not a victim stop it.

[@happiness7808]

Fat, salt and sugar; the unholy trinity of food addiction. Those food scientists are more than just chefs.

[@schuylergeery-zink1923]

Single payer healthcare like France I think works there only because everyone is friggin healthy. They eat homecooked meals and walk everywhere and drink a glass of red wine with dinner. They take it easy and live slow, less stress, and take a month of vacation in August. I studied abroad there and the traditional food ingredients and culture is really nice. A good healthcare system does not make people healthy. Rather healthy people make an affordable healthcare system. People - please love yourselves enough to take care of yourselves. Not dig an early grave with fast food.

[@Techpower888]

I commend Caleb for not flipping the table on this one. Outstanding composure. That woman's excuses are as endless as her eating habits. Not sure if I'm outraged or impressed. What an episode!

[@radaroskeel8328]

This one was hard to stomach, watching someone work the system. What you said went in one ear and out the other. My tax dollars will be subsidizing them forever. Sigh.

[@sarahditore8837]

Finally another to say it !!

[@BassProBaitShop]

Settle down they’re going to Ukraine

[@Junevalentino]

Not forever, with the rate that they’re going health wise, they’ll be kicking the bucket sooner than you think.

[@tylerdoop]

Maybe we should do something about it. Like maybe stop electing idiots that need their diaper changed for men

[@brianmiddlekauff2430]

They are spending over $100 a day on eating out, what the hell!?! $90+ at McDonald’s, frequent $40-$70 trips to bakery’s and cafe’s, $95 at Olive Garden? I don’t even get how you spend that much as a family of 4

[@cynthial3504]

For real. Buy eggs, a bag of bagels and cream cheese. Or oatmeal. Make your own coffee at home and save money

[@conmanxtreme]

Did you see the $268 at Qdoba, that's wild 🤣

[@ltltornado3337]

...and her kid somehow qualified for free lunch at school...

[@Mom_of_the_Chickies]

@@ltltornado3337that was crazy lol. I used to get so mad that we wouldn’t qualify for free lunch and others lied and had more money and got free lunch and free handouts

[@rahulcool7270]

@@conmanxtremethat caught my eye too 😂

[@JBrothersz]

Yes, you bought an extra mic stand! The show is doing wel 😅 Great episode!

[@suen5006]

100 a day eating out is $36K a year!!! Unbelievable!

[@Caliabra]

Wow is right - they don’t cook ever

[@consumer8651]

Don't worry it's the us taxpayer funding it

[@tmi4507]

So as a veteran myself who used the GI bill she was really pissing me off. Why do veterans pull loans out. Your freaking school is paid off ffs. So to update this, any veteran who uses their GI bill can apply for a 9 month extension on top of the 36 months ONLY if you are pursuing a STEM degree. Also, I wish people would not bash her for claiming disability compensation. People think VA disability means your disabled or you’re less than others or you’re a free loader getting free money from the government. Please be more supportive because there are too many veterans who are battling a condition that we don’t see. Not many people speak about the insane numbers behind veteran suicide.

[@zacknelson8918]

Not hers since she has been in school longer than the max 4 years if you use gi and Montgomery, if you use only one it's 3 years, she has been in school and still in school till 2026

[@crazychase98]

​@@zacknelson8918she's fucking around and finding out

[@andrewzilla89899]

They still have vrne (vocational rehabilitation) I’m looking into that once I’m get my disability rating. I wish she could find a reserve unit or do photography for the base as a contractor or something. Him wanting to go to college while already in a solid job position is nothing over qualifying.

[@tmi4507]

@@zacknelson8918 I took 5.5 years to do an engineering degree so I myself paid out of pocket to be honest. I never took any loans out though. It’s interesting too because any STEM degrees can apply for a 9 month extension on top of the 36 months.

[@tmi4507]

@@andrewzilla89899 yeah it’s pretty dangerous to “just go to college to get a raise”. It all depends on the return of investment. The ONLY reason I went to college was because of the GI bill. I never even planned on getting a degree. I personally don’t think he should go at all unless his company pays for the undergrad degree, which a lot of companies pay for degrees today.

[@LindsayViguePhotographyBristol]

I’ve been a professional photographer for 17 years and that is WAY more standing than cooking. I think if they get on the same page once and for all and making healthy home-cooked meals, they will be in such a healthier place mentally, physically and emotionally and can ABSOLUTELY do this and have so much of a better future for themselves and their kids. You’ve got this, guys! Focus, be on the same page and then you can have the house with the yard, great vacations and so much more flexibility in anything you want to undertake. The other side of debt is THE BEST! I used to lose sleep night after night over finances, but not anymore. 🥳 I’m rooting for you!

[@Mom_of_the_Chickies]

She needs to get some physical therapy to find out that the less she uses her core, the more she will be in pain…..what she needs to do is building up her core strength…..then she’ll be able to cook and stand

[@meishamom7298]

I thought the same thing photography has way more standing than cooking; she also most likely doesn’t like being a stay at home mom- she using it to do what she likes to do- go to school forever and have hobbies under the guise of “work”!!!

[@ShannaFarley]

Exactly. Im kneeling, doing cartwheels or whatever it takes to get the shot.

[@LindsayViguePhotographyBristol]

@@ShannaFarley always! 😂

[@LindsayViguePhotographyBristol]

@Neyskii527I also realized she said she knows how to build websites but has a Squarespace website for her business. 🤔 There are so many nuances to this episode.

[@mattmarcotte9048]

So I took your advise and hit the subscribe button instead of taking out a micro loan. Best financial decision I've made in years! This guy is a genius!!

[@slconstable]

If you are staying at home, not only should that house be SPOTLESS, laundry up to date, but there should be next to no eating out. Dinner at home from now on. Making birthday cakes from now on. Packed lunches for everyone. Get on the ball Mom!

[@2passportsandpostcards]

This has been one of THE wildest audits Caleb has done. Legit INSANE spending and dynamics. She was all over the place. And all that crap food eating out isn’t doing them any good - both looking 15+ years older than their actual ages, my God!!

[@rayrenz3599]

lol! I’m laughing because of how ridiculous that couple was. It absolutely blew my mind when she admitted that she was only going to school to defer her student loans. Like what in the actual fuck?!!!

[@kathyp2424]

How sad those kids are being raised on fast food with ZERO NUTRITION!

[@Junevalentino]

Not to mention 100 pounds over their normal weights.

[@antoniocamargo6580]

The wife feels like she’s a bs artist , has an excuse for everything

[@aliecarey]

Yes! She isn't a liar- she's full of shit 😂😂😂

[@nly4607]

Fat people almost always do

[@blueyedaxo]

Exactly. I think her largest disability is her mindset/work ethic. (Don’t come at me with disabilities you can’t see etc. I know. This woman is a user).

[@barbararepko4824]

And she’s constantly laughing about her spending and other bad decisions, while living off her husband and expecting him to do everything.

[@JoJo-ie8sl]

she says she just wants to finish college but seems really resistant when Caleb tried pushing a job.

[@Tmp130]

She doesn’t want to leave her cosy nest and be an adult.

[@JoJo-ie8sl]

maybe I just being cynical but it seemed like she wants a solution that doesnt involve any effort---can't cook because she cant stand, cant give up the streaming services, can't get a job because she's in classes

[@bridgetlove1884]

My 11 year old was listening to this in the car with me without seeing the couple. After Caleb rattled off all the fast food they were charging, he asked how overweight they were. I told him they spend more than 4x what we do eating out and we make more money and have a family of 5. Their spending and unhealthy lifestyle is out of control.

[@zacknelson8918]

​@JoJo-ie8sl she is a dependapotomus, what we call the wife's of service members that have no job, live off there husband, wear the pants, spend all his money. She might go to school, but she stays home and looks like her!

[@ericahoelscher3733]

Because she doesn’t get the housing allowance and day care allowance and tuition from the feds unless in school. If she works outside of school hours who watches the kids?

[@marymassey7116]

She pays for premium dog food but eats literal CRAP herself. Makes so much sense!

[@jenniferawelch]

I’d be shocked if this couple doesn’t end up divorcing. They are so far from being on the same page.

[@Smartypants-bz2fo]

They are together for a reason. Because she’s such a financial nightmare, he gets a pass in other ways. I bet he’s got some other addictions.

[@agentreynolds1027]

I'm an aerospace engineer and honestly with 12 years of avionics experience, he should not have a problem getting an avionics engineer job without the formal engineering degree. Also, Colorado is a hub for a lot of airlines, he could start applying for whatever the "next step" is at other companies. Avionics techs are in super high demand right now.

[@musicnovaproductions]

All this sounds fine and dandy but his income is not the problem. She is the problem. With her still in the picture he can make $150k or 300k and they’ll still be in the same situation they’re in now, or even worse.

[@zainkhalid3964]

I got in a habit if financing everything now with inflation all these payments felt like i am suffocating. I started waking up at 4 am with a panic attack making sure that i didnt miss a due date. I hid this from my spouse but after watching this show. I had the conversation where i told her how much i am struggling and worked on what is a requirement and what is not. We are making progress but just wanted to say thankyou

[@christinefrier7888]

So glad you had the really difficult conversation. Now you have complete transparency and can work as a team on this. Bet your sleep will be so much more restful moving forward. You got this!

[@edrolick1]

So proud of you!!

[@henryschermbeck4661]

it is hard to share with others but you are very strong for doing so and taking accountability. you got this!!

[@elizabethallen4353]

Rooting for you!!!

[@_____________888]

Standing ovation for you 👏all the way from Malaysia. I also have another standing ovation for your spouse 👏hearing your news would have been really hard but she listened all the way through it. It's no small understatement to say that your brutal honesty built your trustworthiness and her forgiveness just saved your relationship. This ride ain't gonna be smooth but my encouragement will be calling you onward together.

[@crystalm2316]

So he was married and cheated on his wife with her, and the military through them out. That is 100% what happened.

[@BudgetandGrow]

They get SO MUCH HELP! and have a good income and still they’re “struggling” wow just wow

[@CwingsTv]

Just goes to show how mindset and discipline are important.

[@joellejoelle6559]

Living the American dream 😊

[@Chris-ro2zd]

If they eat out less they’ll lose weight. If she loses weight then her joint pain should decrease. If her pain decreases then she should be able to stand longer. If she can stand longer than she can work It seems like she looks for ways to get handouts. I really do feel for him. He has no easy way out.

[@watchersmith806]

Her life m.o. is making excuses and sucking what taxpayer $$ she can get while doing as little as possible at home and in life.

[@deirdrekiely6187]

Or she could get a desk job!

[@g00bers24]

@@deirdrekiely6187 Bro I worked in a call center for 9 months, it's the perfect job for her. Turnover rates are high AF so they're always hiring, and she can just sit there and jaw jack like she did all episode. Sure, it's a shitty job, but not as shitty as suffocating in debt, fr fr.

[@joellejoelle6559]

😅😅

[@adamseidel9780]

She can work even if she can’t stand, she just doesn’t want to.

[@candijames3741]

Geez. This one was hard to watch. She’s lazy and it drives me crazy! I’m a single mom making half of what he does and not living this much paycheck to paycheck.

[@alisonf6478]

I’m always curious why people assume everyone is able to immediately follow the same path as they did. Can folks be on different timelines? Can we learn some things later than other people do? Perhaps that’s why they are even on this show? Did you know that some people with PTSD, ADHD and/or depression are viewed as “lazy” because their brain works differently than other people’s? Things to ponder, versus being driven “crazy”😂

[@RavenclawTia]

@alisonf6478 not to mention executive functioning differences.

[@ivana5618]

​@alisonf6478 grow up and put your big boy pants on and be an adult

[@williamking8231]

Yea very hard to watch, she exhausted me from just listening

[@mmmd3429]

@@alisonf6478 She screams self diagnosed ADHD. Good luck joining the military with it.

[@annikala]

Highly recommend a kitchen chair for cooking! Was a huge game changer for me because I also have chronic pain. It’s like a bar stool with wheels - makes it so that I can actually cook and meal prep and I’m not exhausted/in pain after.

[@ReddingRed]

They make $141,000 a year and have two kids to deduct. Yet she thinks it's OK to think about NOT paying debts because they will drop off. She is relying on OPM (other people's money) rather than thinking about being self-sufficient. One thing that was glossed over was, "We had a forced separation, but he still ended up with an Honorable Discharge". WHAT? He sits there passively like a limp washrag, which is probably the approach he took to being a sailor. She thinks no further into the future than the next Due Date. So what does she want to do??? Petition for a higher Disability Payment. She could be doing jobs that require no standing...it's called a Reasonable Accommodation, honey. Get a job, put the kids in daycare, ease your husband's burden, and act like a grown-up for the first time in your life. Maybe...just maybe...you can show your kids a different way of handling money than you saw growing up. Start by telling them, "we can't afford to..." Worrying about Christmas gifts for kids who are 7 and 2 is reckless. If she can't shop and cook so that they spend less than $100 per day eating out, she shouldn't carp about not being able to buy the kids stuff. I get the feeling she's milking the VA. I hope she is investigated to see if she is doing things that she shouldn't be able to. I'm for supporting vets who can't function, but she is capable in many ways. She should be required to perform tasks that are cleared by her doctors. Sadly, she won't change and she'll drag her wimpy husband down with her. She's OK filing for bankruptcy, which means that's always at the forefront of her brain rather than working hard, cutting back, and sucking it up.

[@lorijharman-runyan6433]

Yes! Best comment!

[@elizabethallen4353]

They're little kids. For Christmas you could wrap 20 cheap little $1 things for each one, and make it special with lights, decorations, music, cookies, etc. Fuss over them without stuff.

[@ilovesugar1329]

I honestly wish Caleb told her how much of a terrible person she is cheating the system and being a lazy lard

[@reagan2512]

@@ilovesugar1329i agree, he was softer in this episode than I would’ve liked. He could’ve criticized the fact they eat out despite her being a SAHM.

[@PM-mm3pz]

Being overweight is not a VA Disability

[@KayChardonnay380]

I’m sorry but 9 college credits for an ONLINE SCHOOL?!? Either you get a JOB or you keep that baby home and not send him to preschool… are you kidding me?!! And you are a SAHM you need to cook. I work a 40 hour work week, have 3 kids, and I still cook at least 5-6 days a week.

[@kdizzle901]

She’s a pretend stay at home mom

[@Smartypants-bz2fo]

This is a classic situation where one person needs to be in charge of the finances, and the other person is given a cash allowance in envelopes.

[@sandra_egh]

My solution to them was separate their account but this is a better option!

[@joellejoelle6559]

I wonder who would have to be in change because they seem to have the same mindset 😅

[@amn1088]

@@sandra_egh Sadly might as well just get divorced at that point. Anyone this delusional as she is will just get more and more irate that they are being treated like a child because they are acting like a child.

[@eitherorbooks]

And this is why you don't marry anyone that cares about the cost of the engagement ring. My man stress ate $90 of mcdonalds.

[@Pusaliciousss]

😂😂😂

[@FancyCapitalist]

I appreciate Caleb auditing them, but the IRS should audit them too. I am sure they're lying about a lot.

[@lindajohnson.]

Definitely!

[@angiegray4026]

I agree.

[@servo3]

Well the IRS would not be able to get anything from them.

[@user-oj8zo3cr4b]

Yeah she said shes on PELL GRANT! Low income students (under 28k salary) grants given to NEW STUDENTS (within their 6th term) and they cannot have outstanding student debt of which she has the most INSANE amount ever which she also admits all of this is being spent on MCDONALDS. She needs to go to prison for real im not joking

[@dm3988]

Her job is working the system for handouts. Handouts from the government, handouts from her husband.

[@lindajohnson.]

Really irritates me when people try to scam the government. She needs to grow up, get a job, and cook.

[@JV-uo7zz]

How's she asking for handouts tho. She's actually a veteran

[@JV-uo7zz]

@@guerococinero she was in the military. What if she has psychotic episodes you don't know of? She's lazy but saying she doesn't deserve disability because of how she looks is stupid.

[@JV-uo7zz]

@@guerococinero you're saying people with episodes can't raise their own kids?

[@Nineteen-Eighty-Four]

A stay at home mom with 1 kid in school all day, but she can't make meals at home? I have 2 kids under 5 and we eat out maybe twice a month. This is pure laziness.

[@karenrobinson129]

This lady has no intention of working in her life. It's disgusting that she never cooks these kid's meals. He's working his but off,she's so bloody lazy. She would rather get taxpayers to pay her rent than get off her ass and pay her own rent. I was a single parent and paid all my bills. Not once did I consider letting my neighbours who pay tax pay to keep a roof over my children's rent. My man died, and I was left with 4 kids. I fed them and put the clothes on their back. Under no circumstances would I let others pay for my children. Absolutely shocking!!!

[@Ladydi5966]

This lady is going to cause her kids serious health problems 😢

[@amn1088]

"I can't stand for more than an hour at a time" Well good because unless you work in a kitchen professionally you never will cooking. Most meals don't even take 30 min of standing even when you are learning. I pick our recipes to try and basically teach myself with them. As time has gone on I have gotten so much better and there are tons of things I can make with only 10 min of actual work, 20 min can get the food made and everything fully cleaned up easily. Its all the same excuse "groceries cost the same as eating out" no they don't "it takes so long to cook" no it really doesn't "I don't know what to cook" welcome to this amazing thing called the internet with billions of recipes to satisfy every kind of diet and preference imaginable "I don't have time to do that" The excuses just never end.

[@howlinghills216]

Please do a follow up on them in 6 months, this is absolutely insane

[@Thaxannadrote]

If they've made any progress at all it'll be because the guy put her on an allowance and she doesn't get to touch any money outside that or because it's just him and they divorced. He could EASILY be taking care of him and the kids. She's dragging everyone down and forcing them all to live her childhood. She needs large amounts of therapy, to stop making excuses for everything, and to stop looking for ways to game the system more. She's already over her head, she doesn't have the savvy to game the system more. She needs to start earning and contributing and stop taking.

[@alaskangalb]

There won't be any changes. She isn't read and lacks accountability for sure.

[@x3dominator28]

She’s a terrible human being.

[@zurieventdesigns5190]

Yes bring them back so we can see how many other ways she can scam the system

[@kdizzle901]

She’ll never change

[@jennifer.martin.48]

This couple makes a strong argument as to why there are people out there who are against student loan forgiveness. They spent irresponsibly for years, perpetually in school without any degree to show for it, living way beyond their means, and they want the government to forgive and this enable their terrible financial behavior?

[@Sjhcanada981]

That’s not what the student loan forgiveness was about. It was about loan companies and universities’ predatory behavior resulting in people taking out loans that are structured to never be paid back. The student loan repayment was about consumer protection, not about a few lazy people taking out $15k in loans.

[@jennifer.martin.48]

@@Sjhcanada981 erasing the debt doesn’t address the predatory companies or their practices. It’s been shown that the student loan forgiveness amount would be right back where it is in a few years.

[@somethingawesome1462]

@@Sjhcanada981but then we should be informing people to make smart choices. A college degree will pay off in the long run but not everyone has to take out massive loans for it.

[@Sjhcanada981]

@@jennifer.martin.48 So you agree.

[@chriscrawl3732]

​@@Sjhcanada981The student loan forgiveness lie was to get people to vote democrat. It worked on stupid people that are now upset they were duped.

[@bohorosewellness]

You guys ,get an INSTANT POT for making meals at home. It changed our life, seriously. Giant pot of food that tastes like you've been in the kitchen for hours in like 15 minutes. Also a rice cooker. You got this.

[@CalebHammer]

True

[@adrhall3053]

I SWEAR by my Instant Pot. They are $50 on Black Friday at Walmart, it will change your life and in this family's case save thousands of dollars. I hope they can figure out what will help them get out of this mess.

[@heidibond1203]

We got an instant pot as a Christmas/Anniversary present a few years ago and I still thank them for it all the time! Life changing for working parents. Also I still use the $10 slow cooker I found at a thrift store forever ago 😊 Literally look up easy weekly meal plans for Instant pot or crockpot once a week, take 10-15 minutes to throw it together in the morning and you’ve got dinner and lunch for the next day ❤

[@dddrrr7139]

got a favorite recipe thats easy?@@adrhall3053

[@dddrrr7139]

got a favorite recipe thats easy? @adrhall3053

[@thatdopesauce1413]

“Yeah”,”Yeah”,”Yeah” she does not listen, she waits for you to stop talking