HOW TO BE A STAY AT HOME MOM | DAVE RAMSEY | ONE INCOME FAMILY

Hey Friends!! You all have been asking a ton of questions, so I thought it was time to show how we are debt free and how I was able to be a stay at home mom! I hope you enjoy hearing how we made it to where we are!! Thank you for watching and please subscribe if you are enjoying my channel!!
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[@nicoleblack5249]

26:47 I love the way he stepped in a spoke for you when you became emotional. That’s a TRUE protector and partner❤️❤️❤️ You guys have wonderful spirits! I just hit the subscribe button!

[@TilVacuumDoUsPart]

Thank you so much! 😘

[@CorryJoe]

You can see the partnership between you two! Beautiful.

[@TilVacuumDoUsPart]

Thank you!! 😊

[@ghostgurl3727]

I agree with everything you said but especially about the true friends!! You will never have to impress a true friend!! Love your channel and your little family.. y’all are precious!! ❤️

[@TilVacuumDoUsPart]

I agree. They are very kind people but my eyes were opened to friends who better understood our situation and supported what we needed to do!! Thank you so much for watching!!

[@LynetteYoder]

Yes to Dave Ramsey’s plan! Financial peace university as a wedding gift and it was the best thing that could have happened to us!

[@TilVacuumDoUsPart]

That is awesome!!

[@heatherjackson304]

Great video!!! We are debt free except for our home as well and it has allowed me to be a stay at home mom for the last 14 years. My oldest child graduates in 19 days. There are not words to express how grateful I am that I got to be home with him. Every family is different - do what works for yours!!!

[@TilVacuumDoUsPart]

I completely agree!!

[@ShanajayeandEric]

GURL those chairs are gorgeous!

[@TilVacuumDoUsPart]

Thank you!! I love them. I’m still shocked I got them!! 😍😍😍

[@LisaMarie-gx5ku]

I agree with everything you guys said. Very wise advice. Love Dave Ramsey’s plan. So many people need to watch this video. You are raising Savannah right. She’s very blessed to have you both as her parents. Thank you for sharing this video. I love your channel so much Ashley. I’m so glad I found you! Blessings to you & your family 👍🏻😘

[@TilVacuumDoUsPart]

I love your comment!! Thank you! I didn’t know the reaction I would get from this type of video. Thank you for sharing your kind comment!

[@LisaMarie-gx5ku]

You’re very welcome. I love all your videos but this is definitely one of my favorites! Keep up the great work! Your channel is going to be so successful. You & your husband are so sweet & giving. You deserve way more subscribers!!!

[@TilVacuumDoUsPart]

That’s so sweet! Thank you! 😊

[@ImOldandSoAreMyBooks]

Lisa Marie Raise your children to live debt free, and you will change their life. My kids will NEVER out student loans.

[@kendracarswellgrose7741]

Awww Ashley! I just cried with you at the end of your video because I too know what it is like to lose friends. It’s crazy. I never thought I could lose friends over things like money and status, but Satan uses those things unfortunately to drive wedges between people. I guess what hurt me the most was when I lost friends when my twins were born so early at only 24 weeks. We were in the NICU for 3 and half months and friends I never thought I would lose just dropped off the planet. I still hurt over the loss of those relationships, but I try to remind myself that it’s their loss that they don’t care to know me and my miracles. You’re right. True friends will love you at your worst, as well as your best. I would love some day to meet you and your family. I have so much respect for you and your husband. Keep up the great work here on KZbin! The Lord is proud of your testimony. 💜

[@TilVacuumDoUsPart]

I totally agree. When others disappear the ones who truly love and care for you really stand out. It’s the ones you typically least expect too!

[@borfishing7690]

Whoa, whoa,whoa, dad was not onboard with you girls nails, lol. Maybe mom will grow to be just like you some day.

[@TilVacuumDoUsPart]

Ha ha!! I guess you’re right!! 😂 You paid for it but didn’t know about it!!

[@ShanajayeandEric]

We swear by a lot of Dave Ramsey's tips, as well as Suzie Orman. We're a two income household and STILL live off of 1 income! Bought our house on one, 1 car note (almost paid off), no credit cards (but all active), 8-10 months reserve, give tithes and offerings to our church, etc. It's definitely strict but it feels good telling those home goods, TJ Maxx associates NO when they ask about getting their card to "save" 10%. LOL Now I still get my nails done, drink Starbucks, have cable, and a lot of the things you guys don't, but you have to do what works for your family. :) Great video guys!

[@TilVacuumDoUsPart]

Exactly!! 😂

[@pamstewart8645]

Good information

[@TilVacuumDoUsPart]

Thank you!

[@ImOldandSoAreMyBooks]

itsShanaJaye and Family Y’all are on top of it, congratulations!

[@TilVacuumDoUsPart]

Thank you so much!!

[@FaithandFlour]

Thank you for doing this video! So many people need to hear this advice and it really helps to see how other people put it into practice. All of the sacrifices are really worth it - nothing feels as good as living debt free!💖

[@TilVacuumDoUsPart]

I had to cut so much out!! I could have easily had a 2 hour video. We are passionate about finances!! We know it can change your whole life!

[@chrisrt78]

Loved this video!!! I was waiting for it - what great information. I love how they are broken down into steps ... it makes the idea of being debt free that much more tangible. My husband and I are newly married & are so on board with this! Thank you guys for being so transparent and honest about your journey. God is so good & it’s refreshing to see how He has blessed your family while using these steps. Love your channel ❤️😍🙏🏾

[@TilVacuumDoUsPart]

I’m so happy to hear it!! It’s needs to be simple if people are going to do it!! It’s hard but so worth it. Thank you for taking the time to watch my channel and comment! God is so good!!

[@kristenrelyea5848]

I love this. I just became a stay at home mom with my 7mo old daughter. So I’m definitely going to look into Dave’s methods. Thank you!

[@TilVacuumDoUsPart]

It’s so worth it!! I linked his channel and book in my description box.

[@sheilaashcraft8290]

I truly believe this was my favorite video u’ve done. Ur so real & transparent sharing as a couple. Your passion for your mutual goal is evidence of the harmony in ur home. Stemming, in my opinion, from ur faith. Beautiful family. So glad I found ur channel. I’m the wife of a 40 yr veteran pastor & we found & adapted the (personally customized) Dave Ramsey plan & have lived debt free for 20+ yrs. stick w/ ur goals. We paid our mortgage off within the 1st 5 yrs of debt free journey. So thankful for the burden it relieved my husband & our church of. So, so, so worth the sacrifice! God bless ur family.

[@TilVacuumDoUsPart]

Thank you so much for sharing. I loved reading your story. I can’t wait until we can get our home paid off as well. I would love to relieve that pressure from my husband!! I’m so glad you found my channel as well!! I’m so thankful that everyone has enjoyed this video. I didn’t know how others would take it!! We love sharing what we have learned with others!

[@Mstoot7]

I’m really glad that I found your channel!! I can really relate to you all bc I’m a sahm of one as well! Hubby and I sacrifice A LOT in order for me to stay at home with our daughter. I’ve become quite resourceful (I do my own hair/nails/makeup, crochet and sew) But you’re right it’s well worth the sacrifice! I’m learning a lot from your channel! (And I love your channel name too!!) Thanks so much for sharing 💜

[@TilVacuumDoUsPart]

I’m so glad you are finding my channel helpful!! It’s not always fun and I might have thrown a few tantrums along the way 😂 but it’s always worth it!!

[@rhondal8887]

I'm currently a stay home mom and we're ready to make changes in our finances. This video is amazing and spot on! Thank you so much!

[@TilVacuumDoUsPart]

I’m sorry glad you found it helpful. Good luck on your journey!

[@notclaire612]

My dream is to be a stay at home mom, as far back as I can remember. My husband and I are halfway through our $60k debt starting only four months ago! I’m starting to get antsy about starting a family! But it’s important for us to be in the right financial standing. Thanks so much for sharing!

[@TilVacuumDoUsPart]

I don’t blame you if you are moving through it that quickly. Side note though Dave never says to be family on hold. 😘 you didn’t what’s best for you.

[@caprispillingtheteaLST]

I did a lot of Dave Ramsey methods and he is good and got me going. I went from working full time to part time to staying at home while i'm pregnant now. While I was working I saved up a lot of money for I would not have to go back to work for a while. I feel like your marriage is stronger and better when you are both united and on the same page. You guys are very united. Love Love your channel.

[@TilVacuumDoUsPart]

I totally agree!

[@annielou85]

We love Dave Ramsey! We've never had debt because of him! You guys are on the right track! God bless!

[@TilVacuumDoUsPart]

That’s awesome!! Good for you! Thank you for watching!!

[@annielou85]

Bless your heart. It's not fun to lose friends over something that's best and important for your family. Was wondering if your house is paid for as well? Did you pay cash or just pay it off fast? My husband and I are looking for a house. Don't want debt but it would be the only debt we'd have until it's paid off.

[@TilVacuumDoUsPart]

We still owe on our house. Dave Ramsey plan allows house debt he just wants you to pay it off soon. He says do a 15 year note instead of 30 and pay off even sooner.

[@annielou85]

Til Vacuum Do Us Part that's what we plan to do as well. Hopefully sooner than 15 years. We are also contributing to max out our retirement as well at the same time.

[@TilVacuumDoUsPart]

Yes! Sounds like you are on the right track!!

[@scottedwards807]

Finding golfballs? That sounds life fun!

[@danakrassoi8671]

Omg....I upgrade the same exact way! I homeschooled our 3 boys until graduation too!! We heated with 2 wood stoves, line dried clothes year round, no cable ever,

[@TilVacuumDoUsPart]

You’re a good momma!! Your boys will be better for it!! Thank you so much for sharing!!

[@evachur]

Everything well said! We also follow the Dave Ramsey plan and is amazing how our life has changed since then. Now we have a house and I feel so blessed! Awesome video!

[@TilVacuumDoUsPart]

He will change your life!! I just love the way he yells at people!! You can tell he has a passion for it!!

[@jessicamiller2277]

Love this, I think Dave is a genius for this simple system. I am a single mom to 3 kids and my goal is to be financially stable for them. Growing up I saw my patents worry and fight over money all the time and its not something I will ever let my kids see. It's harder the older my kids get (11, 7, and 5. I'm 30) because they want more expensive things but I try to steer them from that. On the plus side I bought my own house 3 months before my 30th birthday by myself. Thanks so much for the motivation.

[@TilVacuumDoUsPart]

That’s amazing! Your kids will thank you one day!! You’re doing an awesome job!!

[@DayWithMom]

Your home is gorgeous and does not look empty at all. Thank you for making this video, great tips!

[@TilVacuumDoUsPart]

Thank you so much!! I’m glad you enjoyed it!!

[@secondtimemommy1718]

YESSSSS! Love Dave Ramsey! Debt free is the way to be! Thanks for sharing!

[@TilVacuumDoUsPart]

Absolutely! Glad you enjoyed it!!

[@Spinning_laine]

I would love to see a video of your envelopes and (without being creepy 😂) what you put toward groceries and such. Also how do you factor in homeschooling curriculum. ❤️

[@TilVacuumDoUsPart]

Ok got it!! 😂

[@goldendoodle9867]

Same here!! I want to see it. How it is planned out.

[@pennyholt1353]

This pop up on my Home Screen. Just what I needed and it two years old. Woke u this morning thinking how can I save money and become debt free. Only God and you. Thanks a million.Now I have a plan.

[@sweethumblehome7789]

I'm in LOVE with your channel! I started watching about a month ago and am trying to catch up on all of your videos. Not one of your videos has let me down! Such a sweet family and I couldn't help but tear up along with you at the end! PLEASE do a follow up on losing friends in the process of becoming financially free! I feel like it's something that A LOT of people following the Dave Ramsey plan can relate to. That and the negative comments (like it's impossible, etc. etc. that you got...and maybe if those comments changed once people around you started to see that the plan was working for you guys!). Maybe your story could help those of us in the trenches right now! Can't wait until your next video!

[@caroleaustin8858]

Great video!! Love that you take the journey to heart!! It’s definitely not a easy one. But, like you said oh oh so worth it! As a Mom of grown children like yourselves- I just want to say that I bet your Mom is so proud of you!

[@TilVacuumDoUsPart]

Awe!! Thank you for saying so. Your comment made me tear up! Sometimes it nice to hear!

[@luella2897]

LOL !! The most "shocking" thing you mentioned was that you were once "blonde!" You have such gorgeous brunette hair that looks perfect on you!!! I just can't imagine you as a blonde!! LOL !! Picking up golf balls sounds sort of fun, at least when I was younger it would have been. I can't wait to see your painting furniture. Your home looks so nice and "put together". Such a loving and lovely couple!!

[@TilVacuumDoUsPart]

Ha ha I was blonde for years!! 😂 chase actually likes the brunette better or he just says it so I won’t spend all that money having it done! ☺️🙈 We’ve done a lot of crazy things for money but we always made it through!!

[@luella2897]

I agree with Chase! Brunette!!

[@joycep1533]

Ashley I just want to tell you how much I appreciate your video. I homeschooled my kids and totally agree with what you were talking about. They’re all grown now and I’m so thankful that I did! And that i didn’t work during that time. I agree with you - it takes sacrifice but it’s so worth it!

[@TilVacuumDoUsPart]

So worth it!! 💕🙌🏼

[@amandawatson8499]

Hands down BEST KZbin video!!!! I LOVE watching you but I think this video was absolutely amazing and real!!! Thank you thank you thank you!!!

[@TilVacuumDoUsPart]

Thank you!! I love hearing it!! Thank you for taking the time to comment!! I hope you learned something that will change your life!

[@joanneliulaykeng1416]

I agreed with u both. Debt free n sacrifices r great! So happy for both of u! Tis is y I love love to see yr video! Enjoy n take care!

[@TilVacuumDoUsPart]

Thank you!! I appreciate you watching my channel!

[@MaintainingMichele]

Great video, it's been fun getting to see your personality shine through the more comfortable you are on YT. You are a natural, and a delight to watch~xo

[@TilVacuumDoUsPart]

Awe! Thank you so much!!

[@ashleygrau2346]

I’m a stay at home mom with a cleaning job at night! I clean a dental office for extra income 5 nights a week! It’s amazing! We just started Dave Ramsey this month! I’m so glad you posted this video! It really pumped me up because I also love blonde hair lol! But I love being a stay at home mom and teaching my kids morals and being there for them! You guys are awesome!

[@TilVacuumDoUsPart]

Seems like you are already on the right track! I’m glad you enjoyed my video. You will make sacrifices along the way but I promise you they are worth it. Just remember it’s only temporary!!

[@CnJWade]

This is hands down the very best video on this subject that I have ever watched. I am a mom of 3, and my husband, and I finally said that enough is enough! I only made 1390 a month at my job, but it cost us 500.00 a month for me to even be at work with childcare cost, not to mention gas. For the past 3 weeks, I have viewed a TON of videos regarding saving, and making money in odd ways, and you guys have really inspired me that this is possible. I know that I am lacking in some of the income I earned, but I have also learned that with effort, and determination I can cut cost so I dont need to worry that I lost income. Thank you very much.

[@TilVacuumDoUsPart]

You got this!! Good Luck!!!🙌🏼💗

[@starlasewell1882]

Wow!! I love Dave Ramsey! This was a very good video!! It did help me to rethink how I spend money again.... there was a time in our life where we were struggling so bad to make ends meet and we started the snowball affect and within (2) years we were almost debt free! It was a miracle.... I’ve kinda gotten away from it and need to get back on it ... you’ve just encouraged me to do so.... thanks!

[@oliviasnyder9991]

This is great Ashley! Y'all are a great example. Love those examples of making money :) My hubby and I set out to pay off our house so I could stay at home with our kids. We ended up beating our goal of paying off the house in 7.5 years (we had a 15 yr mortgage) down to 33 months! It was a crazy 33 months but we budgeted like crazy and used a lot of Dave Ramsey's methods to do it. My hubby is a teacher so it was a must that we paid it off asap. I was a teacher too during that time so our income was/is low. I love listening to Dave...it for sure fires me up to keep motivated!

[@TilVacuumDoUsPart]

That is incredible!! Awesome job!! You are living proof his plan works!!

[@oliviasnyder9991]

And I'd totally sit on your porch drinking peach tea with ya...the good life! :)

[@TilVacuumDoUsPart]

That would be awesome!! 🙌🏼

[@bonniemuehleman396]

My husband and I are working on me being a stay at home Grandma!!! Our kids are grown but I am starting to watch our grandson. We are currently cutting our expenses and looking for more ideas, so this was PERFECT timing! Thank you!

[@TilVacuumDoUsPart]

Awe!! I hope you make it there!!

[@whitepinehomestead]

I'm a stay at home, homeschooling mom and I personally like the title domestic manager :-)

[@TilVacuumDoUsPart]

Love it!! 🙌🏼

[@karensunstein301]

This made me like you even more!! It was like my husband and I talking. We live our lives the exact same way! My husband was able to retire early, we paid for our house in cash and we are raising our daughter (Savannah) to be smart with money. I loved this video

[@TilVacuumDoUsPart]

Oh you have a Savannah too!! Our next goal is definitely to pay off our home!! That will be amazing! Congratulations on your accomplishments. You must have either hard for it!!

[@amandaaligned]

1) CONGRATS! On being so gazelle intense! 2) Girl, you do not look like you’re on a budget! That’s totally a compliment! I appreciate that you’re financially savvy but you look like a million bucks! 3) please forgive me for commenting on so many of your videos haha 🤣 I’m binging your channel right now. Obsessed!

[@TilVacuumDoUsPart]

I love it!! Thank you for watching them all!! I’ve learned you can have nice things you just have to get creative!!

[@reginabartnick2272]

LOVE Dave.Ramsey too. Glad i found people like you guys on here :) Love this video so much .

[@TilVacuumDoUsPart]

Awe! I’m glad you found us too!!

[@stephaniel4261]

Just watched you and your sweet supportive husband talk about being debt free! Very motivating to see such a young couple working together to reach the goals they set for an amazing future! God bless you both! Have been talking with my sweet honey about this and now I can show his how we to can do it ! I agree our plan will be a lot different but NOT IMPOSSIBLE BECAUSE WE HAVE STUDENT LOANS BUT WE TO ARE TITHERS as well AND SO ANYTHING IS POSSIBLE WHEN WE HAVE GOD in OUR CORNER!!! Wishing y’all a very prosperous 2019 !!! ENJOY WATCHING YOUR CHANNEL! You go girl !!

[@TilVacuumDoUsPart]

Yes he will help you fight through it!! Good luck on your journey!

[@AClark15]

I thought I loved you before but after watching this I really really love you! When you teared up at the end, I did too. Thanks so much for sharing this with us. I think I’m talking to my husband about this. We don’t have a ton of debt but I really want to be debt free. You guys are such an inspiration!! I am excited to see a video showing how you redo furniture pieces.

[@TilVacuumDoUsPart]

Awe I’m sure glad you enjoyed it. Good Luck on your journey!!

[@tracilewin4659]

I really love this video. I know what I need to do, now to just do it. I can do it! Thanks Ashley and Chase!

[@TilVacuumDoUsPart]

You can do it!! Watch Dave on KZbin when you get weak. He will get you fired up!!

[@brandycupcake5837]

I looooved this video! Your passion and dedication is inspiring...great tag team with your husband too. Would love to see more on the topic of finances!

[@TilVacuumDoUsPart]

I think I’m doing a part 2 very very soon. I’ve had a lot of questions asked!!

[@brandycupcake5837]

Til Vacuum Do Us Part looking forward to it! So excited to have found your channel!

[@QuatTastic]

This was a beautiful video at such a critical time in my life. You guys really spoke some life in to me thank you soooo much for sharing your personal journey & keeping it real ❤️❤️ I’m a newbie here but i am suuuuch a big fan !

[@TilVacuumDoUsPart]

Awe!! I’m so glad it did. Good luck with your journey.

[@shayshay34]

I'm a fairly new subscriber and absolutely love your channel. I've never commented before but felt led to after getting emotional just watching this. My husband is a huge saver and hearing this hit home. My favorite part was about driving new cars. We both drive reliable used vehicles and my husband feels the exact same way about driving new ones. He's told me time and time again that sure we could but we will be retiring earlier than those still in debt paying for their cars just to appear as if to have money. Sorry for the long comment but thanks so much for sharing your journey!

[@TilVacuumDoUsPart]

Thank you for commenting!! I’m glad you liked the video. My husband is definitely the saver. I just feel in love with Dave Ramsey’s plan. I love bring debt free and the idea of my husband getting to retire early. Good luck on your journey. I wish you all the very best!!

[@ImOldandSoAreMyBooks]

I appreciate your straight forward approach on your channel. Living without debt will certainly change the way your family lives forever.

[@TilVacuumDoUsPart]

Thank you!! We like sharing what we have learned!!

[@sleeper234]

It is good that you and your husband are sharing this. It will help so many people.

[@ashleyirizarry-diaz6415]

This video was such an encouragement! My husband and I took the Dave Ramsey course and we are planning on doing all of these tips so that when we do have our first baby I will be able to stay home so thank you for this encouragement!

[@TilVacuumDoUsPart]

That is awesome. Good luck on your journey!!

[@SimplySavanna]

You guys are the cutest!! 😍 My husband and I love Dave too!

[@TilVacuumDoUsPart]

I love watching his show!

[@HautePinkFluff]

You both should give yourselves a pat on the back because you seriously have such a beautiful home and furnishings, but you did it without overspending or wasting money. You and your husband's advice is so motivating and inspiring!

[@TilVacuumDoUsPart]

Thank you!! That is very nice of you to say. We enjoy things more when we don’t over spend. We have fun together finding deals!

[@ZenChiniVlogs]

These are all definitely great tips! I just transitioned from a fulltime job to a stay at home mom due to a car accident. My fiance is now the only income in the household until I can get back on my feet. Thank you so much for these!

[@TilVacuumDoUsPart]

You can definitely make it work!! I’m so glad my video was helpful!! Thanks for watching!!

[@carlyyianibas936]

I just love your little family. Good job on creating the life that is best for your family!

[@TilVacuumDoUsPart]

Thank you so much!! I appreciate you taking the time to watch us!!

[@tarahenke]

Loved this video!!!! Stay at home mom of 15 years here! Not always easy, but always worth it!

[@TilVacuumDoUsPart]

Always!!!! 😍

[@courtneymears5882]

Great video! I have been following you a little while now and just love how down to earth and real you are! You both have given me a big shove into reality... What's important in life is more than just the newest car or stuff. Bring on the savings!! Keep up the great work, you are goregous and love your videos!

[@TilVacuumDoUsPart]

Hearing you say this makes it all worth it. Good luck on your journey. Stay strong and remember it’s only temporary. Live like no one else now ... so you can live like no one else later!!

[@ourdiyary]

We are debt free (again!) and it feels amazing! I have done a lot of things you have done to make extra cash (except collect golf balls, haha). I also buy items at thrift stores and resell them; it's how we paid to renovate our bathroom last summer! I wish I could be a SAHM, but unfortunately I am the one who works in our household and we need our health insurance. I'd give anything to stay at home with my daughter!

[@TilVacuumDoUsPart]

That’s awesome!! It’s a great feeling being debt free.

[@healing1211]

This was great. Dont be sorry. Life is real and raw. Thank you for your transparency.

[@TilVacuumDoUsPart]

Thank you for being kind.

[@saras5917]

I LOVE your golf ball story. You guys are my kinda people ;) Glad I found your channel!

[@TilVacuumDoUsPart]

Ha ha Thank you!! 😂🙈 I’m so glad you found my channel as well!!

[@thechildrensebookclub1838]

There Were Some Great Tips In This Video For Aspiring One Income Families! We Subscribed! :)

[@avasmith882]

The Children's Ebook Club Yes budgeting is a must!! Meal prepping is also a great way to eat healthier and track your expenses! :)

[@thechildrensebookclub1838]

Great Tip! Even simple things like making a list when going shopping can make a big difference.

[@TilVacuumDoUsPart]

I’m so glad you enjoyed it!! Thanks for watching!!

[@dianeread8360]

Your so right about having credit cards, I suffer with Clinical Depression. Over the years I've impulsed bought. Finally I've realised I can't have credit cards for myself. I only use cash nowadays, my Hubby has cards, he has the self control you talked about tho... 🌈

[@TilVacuumDoUsPart]

That’s so smart of you though. Good job for knowing what works best for you!! If you can’t handle credit cards then get cash!! I think that is amazing!

[@HealedandThriving]

Can we be neighbors? Lol I love seeing other people who get it. This was so encouraging. We are debt free and just bought a house (our dream home) so I know the next few yrs are going to be back to scrimping and paying it off. I hate debt and cant wait to pay that house off and we haven't even moved in yet lol! My kids have learned so much watching us work hard, pay off debt and save. I am so thankful that they have tools to make wise choices as they grow up.

[@TilVacuumDoUsPart]

Wish we could!! 😀 Congratulations on your new home. Good luck paying it off and enjoying the rest of your debt free life!!

[@strickswife]

Loved this video ,Gonna check into these methods and use y'all's tips! Thanks so much .I totally feel ya with the struggle of not buying or doing stuff to please your friend's. I have the same problem too .But you are totally right those that can just live life with you in the simple things are your true friends .I just love y'all and all your videos ❤

[@TilVacuumDoUsPart]

I linked his channel and books in my description box. He will change your life. I love Dave Ramsey. His story is really neat ti hear! I definitely learned more about my friendships during this phase in our life.

[@maricelaandsammyshauls894]

Staying home is the best I did it too got rid of my car don’t do my nails do them myself and cooking only eating out once out. Great channel new friend

[@TilVacuumDoUsPart]

It’s definitely possible if you are willing to give stuff up!!

[@amandamarie3357]

Thank you so much for this video. We are in desperate need to get out of debt and I have heard about Dave Ramsey's method. I just hadn't actually dove into it. I'm so glad you linked his channel. You give me hope that I can actually do this too. I am an impulse buyer and it gets me in trouble.

[@TilVacuumDoUsPart]

You can definitely do it!! Good luck on your journey. Just remember why you are doing it and it’s only temporary!!

[@amandamarie3357]

Thank you!! I appreciate the encouragement!

[@67anap]

Hi ! So glad I found you . I have never heard or watched Dave Ramsey’s videos or read his books . I’m all for cash and have done the envelope system in the past . We just moved and downsized to a tiny studio and we love it having less . I’m still trying to figure out our groceries . I need to make a menu and stick to a budget and use cash for it . One of my main expense is groceries and dollar tree 😐 . I’ll be following you both from now on . I have much to learn from you both . Thank you !!

[@TilVacuumDoUsPart]

I’m so glad to hear it!! I would only take cash into stores that you over spend on. Then you are forced to stay within your budget. We grocery shop online now so I can see my total as we shop but before that I actually added each item that when into my cart on my iPhone calculator so I knew what my total was going to be.

[@nameuneeded579]

With the amount of info online today you can definitely learn to do your own hair bleaching, nails, and tan!! And selling all those clothes you might have in favor of quality over quantity and learning to properly launder clothes to make them last longer is huge. Also I'm surprised I haven't heard anything about couponing, that can be SO helpful to save on household essentials and even build a small stockpile which is great to have during a pandemic.

[@HappyHealthyandFree]

Love Dave Ramsey! We are with ya! Made those sacrifices too and we are also DEBT FREE!! WOOT WOOT. Great video!

[@TilVacuumDoUsPart]

It feels so good!

[@skyeways3740]

You have such a great heart!! 💗✨

[@TilVacuumDoUsPart]

Awe... Thank you so much!! It’s not an easy journey but it’s so worth it!!

[@thecokerfamily9218]

My goodness!!! We read "Total Money Makeover" in 2011, and are now debt free, we will be mortgage free in 3.5 yrs! We have 1 son and are content with 1 and plan to homeschool as well! I quit my job after paying off 65k! Thanks for sharing! Love this video a million times! This advice really does work!-Jen

[@TilVacuumDoUsPart]

Oh wow!! We do have a ton in common!! Good for you for taking control of your finances. You changed your life and your sons!!

[@thecokerfamily9218]

Til Vacuum Do Us Part love it channel! I'm sharing this video, hopefully it will help others and add more subs for you! God Bless you in all that you do! Thanks for sharing your life and wisdom!

[@TilVacuumDoUsPart]

Thank would be awesome! I really appreciate it. Thank you so much!!

[@christygray4120]

You two are the best! What a fabulous video with such helpful tip, no matter where you are on our journey. Thanks so much for doing this & sharing so much!

[@TilVacuumDoUsPart]

I’m so thankful you enjoyed it!!

[@LadyKacij]

This is inspiring! I am a sahm and homeschooling 6 kiddos! We are doing the Dave Ramsey plan.

[@TilVacuumDoUsPart]

I'm so glad you were inspired!! You are a rock star homeschooling 6 kids!!! Good luck on your Dave Ramsey plan!!

[@yolandam5359]

Great tips y'all work so well together

[@TilVacuumDoUsPart]

Thank you!! It’s a team effort!!

[@samanthahaakenson4413]

Love the golf ball story! My late father would grab golf balls at the bottom of the creek with his toes as a young man. Thanks for the ideas guys!

[@TilVacuumDoUsPart]

😂🙌🏼🙌🏼

[@mariedowney4668]

Such an inspiring video! We are doing the dave Ramsey plan and baby step 2 seems to be never ending. Thank you for sharing your story

[@TilVacuumDoUsPart]

You will get there!! It’s so worth it. Stay strong!!

[@lilkrissigirl]

Please don’t apologize for getting emotional. We’ve lost friends along the way and it still hurts. I’m sorry you went through that. 🤗 FPU is definitely life changing and works not just in the finances but in all aspects of your life not. It was a long but rewarding journey for me and my hubby getting out of debt while he was out of a job and I was supporting the 3 of us on a massage therapist income which is not a lot at all. We went through living in our friend’s basement to being out of debt and now living in a duplex with a big, beautiful backyard for our girls and fur babies. The only debt we have is our minivan(yes I am a minivan mom lol 😜) and we’re saving for our forever home. We’re so thankful and blessed for fpu and how much it’s helped us. It strengthened our marriage too. I love how beautiful your relationship is with Chase, you both are a true team and congrats on being debt free. The Lord sure is allowing you to reap those rewards from your hard labor. Well done! 👏😄

[@TilVacuumDoUsPart]

Thank you so much for the kind words Christina! Yes it’s a difficult process and decision and friends may be lost along the way if they are closed minded and not understanding. But so worth the financial freedom and sounds like you are doing great!

[@Amy.Darley]

Loved the video Ashley! Wow we are just so much alike!!! LOL! It’s crazy!

[@TilVacuumDoUsPart]

Thank you!! I can’t wait to watch your video. I woke up looking for it and then I saw you had to take it down. Boo! ☺️

[@Amy.Darley]

Til Vacuum Do Us Part yea it only had 8 mins of the video so I am reuploading now 🙄

[@mayarigby6366]

Thanks for this Ashley! It’s great to see someone reach their goals. I am also working to become debt free and have been trying to follow Dave Ramsey’s plan. I wish I had you here to help me sell all my stuff for top dollar lol!

[@TilVacuumDoUsPart]

Ha ha!! I would totally help if I were closer!! ☺️ good luck!!

[@lovalin4139]

I wish even more people could see this video! So inspirational 🙏

[@julieannamyers7319]

I have 4 children. I am actually quite surprised by this lol as my dream was always to have a fancy house and burn the midnight oil as an attorney. Flash forward 20 years. I have a 20, 18, 13 and 11 year old. Oh my! I love love love all the suggestions you gave to pay down debt! Living a frugal simple glamorous life is so possible. Nothing in life is easy but when you have determination to make it happen LIFE IS AWESOME!!! Love your videos!

[@TilVacuumDoUsPart]

It’s funny how our dreams change right in front of us!! Good luck on your debt free journey!

[@jessicagregory8355]

I’m having our 3rd little boy in August and will be transitioning to a one income household as daycare would seriously be my pay every month for 3 kids.... I am so thankful for the new journey we will be beginning in August and glad you did a video about this!

[@TilVacuumDoUsPart]

Congratulations on the baby boy and good luck on your new journey!!

[@jessicagregory8355]

Til Vacuum Do Us Part thank you so much!

[@ATTHESPEEDOFLIFE]

OMG! We are one income family with Dave Ramsey! Good for you all!

[@TilVacuumDoUsPart]

It’s not always easy but it can be done!!

[@jules1011]

This was such an amazing discussion, thank you both so much!

[@TilVacuumDoUsPart]

We love sharing what has helped us!! We could film a 2 hour video so easily!!

[@chelleg5370]

Great video....great advice. I always learn something new when I watch your videos. 😊

[@TilVacuumDoUsPart]

That’s awesome! I love hearing it!! Hopefully it stays that way!!

[@newmoonmama]

Ashley, I know this is an older video but I was searching this topic and I came across your video and I’m so glad I did 🤍 Health insurance is our biggest concern if I leave my job to raise our babies…what did yall do for health insurance?

[@Okietactical]

Great info! I completely agree find those who love you for you and not what you own!! Thank you for answering my question!!

[@TilVacuumDoUsPart]

Glad you enjoyed the video!! Thank you so much for watching!! 😊

[@midgesilvers7805]

Very smart advice! Thanks so much!

[@TilVacuumDoUsPart]

Thank you for watching!!

[@shirleycarter465]

I just love your videos! I know you guys are so proud of what you have accomplished! Thanks for the video! You are such a great family!

[@TilVacuumDoUsPart]

We have worked very hard to make it on our own!! Thank you so much for watching!!

[@shereemcginnis3652]

Great video. I watched it before but wanted to watch it again. You 3 have it figured out and should be very proud if yourselves. I say 3 because what you're doing is benefiting all 3 of you. You are instilling great values and life lessons for Sav too. And Tyger is too cute and he can get by on his good looks. LOL. Love that dog. Have a blessed day! Tfs!

[@TilVacuumDoUsPart]

Thank you so much!! 3 is perfect for us!! We love our small family!! Thanks for watching... twice!! 😂☺️

[@shereemcginnis3652]

I was an only child and 3 is perfect. :)

[@TilVacuumDoUsPart]

Ohh Thank you for sharing!! I love hearing that from adults. I always wonder how she will feel when she grows up!!

[@stephkathryn452]

I absolutely LOVE your channel and I am so happy I found it!! You are going to thrive so well here on KZbin, can’t wait to see all of your accomplishments this year😄

[@TilVacuumDoUsPart]

Thank you!! That is so sweet!

[@misspowers3857]

It shouldn’t be really easy to save 1,000 he says Unless you’re still working and paying 2,000 a month for daycare on your 3,000 salary when you’re the breadwinner as the wife ...

[@DanielaDiaries]

Love you guys! Such great advice! Thanks for sharing

[@TilVacuumDoUsPart]

Thank you!! We love sharing what we have learned!

[@ashleygreen3308]

Thank you so much for introducing me to Dave Ramsey. He is so motivating and I’m going to try it with our family. When you cut out a lot of the things you don’t need, how much of a budget would you give yourself and husband for spending money or money for them to go do something? I know you said 100 a month. But was that in the beginning of the process? Also, was it hard around the holidays to save? Can you do a video on how to sort your envelopes. Like for your tags and so on. That’s a awesome great idea to have envelopes to stay organized :)

[@TilVacuumDoUsPart]

When we were paying off debt there was zero fun money. Everything we made went to debt so we could fly through that step. I wanted to get through it quickly as possible. Once we had zero debt and our 3-6 months savings is when I starting taking fun money. Others have asked about the envelope system as well so I’ll figure out how to incorporate it into a video!

[@christinaruiz4183]

To help with goals and avoid temptation to shop, I have a visual reminder. Right now I'm saving for a barn. I found a picture of the prettiest barn I could find. I have it saved on my cell. It reminds me of what I'm working toward. So I ask myself "Do I want a barn or this handbag, makeup etc?" Every dollar I save snowballs towards my barn.

[@TilVacuumDoUsPart]

That’s an awesome tip! Thanks for sharing!!

[@mrs.bryant3409]

Thank you for doing this, it is so important to be a great role model and giving real examples help so much. Loving your content!

[@TilVacuumDoUsPart]

We love sharing our journey with you. Part 2 will be up next week.

[@JessicaAnnBeauty]

listened for 18 minutes to see if I was gonna sub... you guys are great! subbed. I love the unity here!

[@TilVacuumDoUsPart]

Awe!! Thank you so much. 😘

[@daniellagoracciathome9411]

What an inspiring video. Great tips. I loved to hear about the golf balls 🤣🤣🤣. We have about the same thoughts here at home! I’m a SAHM since my daughter is born. Good job guys! 👏🏻👏🏻👏🏻

[@TilVacuumDoUsPart]

We’ve done some crazy things!! 😂🤦🏽‍♀️🙈

[@akgram6599]

We love Dave Ramsey as well and like his frisky real world philosophy and attitude. While I worked part-time when the kids were in school I would not call myself vicious. I have been blessed with a position that allows me flexibility to assist and attend school events and even aid teachers with reading. I still work with school committees including career and tech education which I feel is important for our future generations. Now that I work full-time I still help with my grandkids when sick, attend events and chaperone field trips.

[@TilVacuumDoUsPart]

That’s awesome! It’s nice you have that flexibility!!