Tiny Changes, Huge Results For Financial Independence

In this video, we'll go through some of the most important habits you'll need to master if you want to reach Financial Independence a lot faster.
Financial Independence doesn’t really mean anything unless we define what it actually is. While it does have a lot to do with the amount of wealth you have, it’s more about having the ability to choose to do or choose not to do certain things.
There are even different levels of F.I. as well. Someone who pays off all their bad debt has reached a higher level than someone who is on the continuous hamster wheel of taking on debt to buy things they can’t afford.
Someone who has a 3 month emergency fund has reached a higher level of F.I. than someone who has $0 saved up which forces them to stay at a job they really don’t enjoy.
The ultimate level of Financial Independence is of course someone who can do what they want whenever they want regardless of the amount of money it costs.
Check Out My Recommendations (It helps support the channel):
🔥 M1 FINANCE Investing- Free $10 (once you deposit at least $100 within 30 days) bit.ly/427KBBn
📚 Here's a video on how to use M1 Finance • M1 Finance Investing T...
📝 NewRetirement - The retirement planning tool I personally use to make sure I'm on track with saving for retirement. It's perfect for "Do it yourself" investors bit.ly/3EAAhrJ
🔒 AURA - 14 day free trial to see if your personal information has been leaked online and have it removed aura.com/jarrad
📝 Empower - Free Net Worth Tracker bit.ly/3NUNtwq
📧 Business Inquiries: [e-mail]
Affiliate Disclaimer: Some of the above may be affiliate links. Support the channel by signing up or purchasing through those links at no additional cost to you. I appreciate you for helping me keep this channel running
Disclaimer: This video is for entertainment purposes only. Everyone's situation is different so do your own research before making any decisions with your money. If you need help then contact a Certified Financial Fiduciary before trying anything that is mentioned in this video. I prefer a Fiduciary financial advisor that charges an hourly fee as opposed to an ongoing fee based on a % of your portfolio. Always remember that incentives determine the type of advice they give you so one that charges an hourly fee is less likely to be problematic.

[@JarradMorrow]

Check Out My Recommendations (It helps support the channel): 🔥 M1 FINANCE Investing- Free $30 m1finance.8bxp97.net/eX16D Here's a video on how to use M1 Finance kzbin.info/www/bejne/oXayhGCtZ5aIacU ---------- 🔥 Personal Capital- Free Net Worth Tracker personalcapital.sjv.io/3PBNmk ---------- 💎 WEBULL - Up to 12 Free Stocks When You Deposit Any Amount Of Money bit.ly/WeBullJM ---------- 💵 ROBINHOOD - 1 Free Stock robinhood.c3me6x.net/PoaWz ---------- 📈 PUBLIC- Free stock worth up to $300 public.qwjcdi.net/Xx4MXa

[@jasonfbaker]

Is the wait list the same from a few months back? I signed up back then.

[@JarradMorrow]

Yes, if you’re on that list then I still have your name so no need to sign up again

[@caringfemaleboston2310]

Just added name to wait list

[@JarradMorrow]

@@caringfemaleboston2310 the group started at the beginning of January. You can join here: bit.ly/PrivateFi

[@jasonfbaker]

I was reading over the weekend of a man who worked at Walmart and decided to work every OT possible. He ended up investing his pay and is on path to be a 1 to 2.5 MM retiree at 65-70. Was a neat story that even a Walmart worker (living very simple) can retired a millionaire.

[@jeffreyphillips4182]

I worked a job that paid me 42$ an hour at it's peek. I retired at 58 years old and I loved my job for 40 years. How many Walmart employees can claim they love their job? And that's the key isn't it...

[@georgesideropoulos6704]

I licked the like button

[@JarradMorrow]

😂 hopefully you don’t get sick!

[@TTTTyme]

Great content man. Super relatable. Easy to digest. Breaks through the noise of “financial advice”.

[@JarradMorrow]

Glad it was helpful!

[@TheMotoKing]

Great video brother 👍

[@JarradMorrow]

Much appreciated

[@lingc3576]

I like your idea of 1% habit change. Thanks for sharing.

[@JarradMorrow]

Glad it was helpful!

[@herlifemusings23]

This is such a great channel

[@JarradMorrow]

Thanks!

[@alexh9858]

Great video as always Jared! While the path you laid out is aggressive it certainly is achievable once you've taken care of bad debt. Could you share the link to the FI calculator shown? I'm interested to see my retirement trajectory using your model.

[@JarradMorrow]

Appreciate the feedback! I believe the website is called networthify

[@alexh9858]

@@JarradMorrow thank you! I'll check it out.

[@lilychiang12]

Liked the video for Molly!

[@JarradMorrow]

She thanks you a ton! 😃

[@TTTTyme]

What tool did you use around 5:50 for gauging FI? I have a spreadsheet but like that visually.

[@JarradMorrow]

It's called Networthify

[@user-Dolley]

“Only flushing the toilet every 5th time.” Hahaha

[@JarradMorrow]

Have you met those types of people before?! So nuts. They all deserve swirlies 😂

[@user-Dolley]

@@JarradMorrow Yes! One of my coworkers used to brag about stealing “free” napkins from chipotle

[@JarradMorrow]

Hahaha

[@mscebbi]

What meditation app do you use? :)

[@JarradMorrow]

The one I use is called "Waking Up". I might be a little biased since I was a beta tester before they released it to the public. Most of them have free trials so I'd suggest trying out a few of them to see which one fits your style the best.

[@carlosesparza3718]

Can you start a fitness page? I want to get results and look hot like you. Congrats on achieving gym bod goals

[@JarradMorrow]

😂 no, not starting a fitness page. Sorry!

[@GDUBLEY]

Rounded down to 69% for obvious reasons XD

[@JarradMorrow]

Always round down 😃

[@jeffreyphillips4182]

Eating junk food because it's cheap isn't a good recommendation. You won't live long enough to enjoy your investments

[@JarradMorrow]

So true!

[@CaseyM7]

What meditation app do you use??

[@JarradMorrow]

I was a part of the beta testing group for the "Waking Up" app and have continued using it

[@CaseyM7]

@@JarradMorrow Thanks!

[@MarlonOwnsYourCake]

Tl;dw: make more money

[@JarradMorrow]

tldr for any finance video on YT: make more, invest more, save more, spend responsibly. 😂 no need to watch another video ever again

[@knittingknut]

Yo lost me when you called Elon Musk a legend. He’s a poor excuse for a human being.

[@JarradMorrow]

😂 well that escalated quickly. Why do you dislike him so much?

[@jessebailey3367]

do you work in the Oil industry?