Top Interview Questions for Banking Job in India- For Credit Manager/Credit analyst/Risk Managers

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CA Ankush Jain

CA Ankush Jain

Жыл бұрын

If you are willing to appear for interview of Credit Manager/Credit Analyst/Risk Manager job in a bank and this video is for you all. Whether you are fresher or an experienced credit Manager, I have made a list of total 21 questions which you should go through before appearing for an interview for the said profile.
Disclaimer: These questions are not an exhaustive list but these are most commonly asked questions based on my personal experience of more than 8 years in this domain. There can be other questions also and therefore do not limit yourself to these questions only. However preparing them in advance will give you a lot of confidence and self belief before interview.
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यदि आप किसी बैंक में क्रेडिट मैनेजर/क्रेडिट एनालिस्ट/जोखिम प्रबंधक की नौकरी के साक्षात्कार के लिए उपस्थित होने के इच्छुक हैं और यह वीडियो आप सभी के लिए है। चाहे आप फ्रेशर हों या एक अनुभवी क्रेडिट मैनेजर, मैंने कुल 21 प्रश्नों की एक सूची बनाई है, जिन्हें आपको उक्त प्रोफाइल के लिए साक्षात्कार के लिए उपस्थित होने से पहले पढ़ना चाहिए।
अस्वीकरण: ये प्रश्न एक विस्तृत सूची नहीं हैं, लेकिन इस क्षेत्र में 8 वर्षों से अधिक के मेरे व्यक्तिगत अनुभव के आधार पर ये सबसे अधिक पूछे जाने वाले प्रश्न हैं। अन्य प्रश्न भी हो सकते हैं और इसलिए स्वयं को केवल इन प्रश्नों तक सीमित न रखें। हालांकि उन्हें पहले से तैयार करने से आपको इंटरव्यू से पहले काफी आत्मविश्वास और आत्मविश्वास मिलेगा।

Пікірлер: 249
@SandeepSharma-fd6zz
@SandeepSharma-fd6zz Жыл бұрын
Genuinely first video on youtube giving pragmatic and realisitic guide for facing interview in credit domain. Thank You sir.
@AnkushJain
@AnkushJain Жыл бұрын
Thank you ☺️
@rushabhpunamiya1835
@rushabhpunamiya1835 Жыл бұрын
I have started my banking journey with me being a Relationship Manager for liabilities account and i always wanted to move towards assets side....i got the opportunity internally and i started the career in wholesale banking...i didn't even knew how to calculate DP...my boss wasn't supportive to teach me anything about working capital and etc....than by luck i came to your KZbin channel and it really supported me and my channel....i am thankful to you .... because of you i am successful in analysing things in front of credit and i have done well till now..... it's just because of the knowledge that you gave me
@AnkushJain
@AnkushJain Жыл бұрын
Thank you Rushabh 👍
@SANTOSHKUMAR-pb2lb
@SANTOSHKUMAR-pb2lb Жыл бұрын
Sir thank you so much for such informative lecture , thanks from the core of my heart , you are doing something for banker' group , that too without any cost, which is really worth praising , thanks for sharing you experiences, your learning with us , their could be many who teaches you some or other things but it requires great effort to make someone learn the basic nuances of some thing and then take the same to greater heights that too without any expectations just with small motive , to make bankers serving in credit portfolio , to understand their basic duty towards society...Again thanks Sir
@AnkushJain
@AnkushJain Жыл бұрын
Thank you 👍
@shyam9511
@shyam9511 Жыл бұрын
Great Sir too Informative vedio this vedio has resolved all my queries and got lots of Knowledge for my interview Thank You
@AnkushJain
@AnkushJain Жыл бұрын
Your welcome 👍
@MDVaashir
@MDVaashir Жыл бұрын
Sir Your contribution through knowledge sharing, will help Indians to become a developed economy.
@AnkushJain
@AnkushJain Жыл бұрын
Thank you
@akashvijay6920
@akashvijay6920 Жыл бұрын
Outstanding sir , watching of your educational videos for credit underwriting and understanding is outstanding and perfect , you are only single one in senior post who shares experiences and videos for colleagues in industries✌️✌️✌️
@AnkushJain
@AnkushJain Жыл бұрын
Thank you
@manojregar123
@manojregar123 Жыл бұрын
Thank you sir🙏🙏
@raviprakashtiwari1172
@raviprakashtiwari1172 Жыл бұрын
Dear sir, Thankyou for making all these videos...👏👏👏your videos are worth to watch ❤️❤️
@AnkushJain
@AnkushJain Жыл бұрын
Thank you
@GauravSingh-so1sc
@GauravSingh-so1sc Жыл бұрын
Thanks sir for the thoroughly teaching the concept of finance
@AnkushJain
@AnkushJain Жыл бұрын
Your welcome
@shahrukh2433
@shahrukh2433 Жыл бұрын
Thank you so much sir … for such information…
@AnkushJain
@AnkushJain Жыл бұрын
Your welcome
@MinakshiRathee-1708
@MinakshiRathee-1708 13 күн бұрын
Thanku sir for providing such a very valuable lecture. Thanku very much sir 😊😊🙏🙏
@AnkushJain
@AnkushJain 13 күн бұрын
Your welcome
@MinakshiRathee-1708
@MinakshiRathee-1708 13 күн бұрын
@@AnkushJainsur 6 aug ko mera interview hai PNB credit officer ka please guide me regarding this interview 🙏
@highmauntains5411
@highmauntains5411 4 күн бұрын
Sir I seen your entire Playlist it's very excellent.
@AnkushJain
@AnkushJain 4 күн бұрын
@@highmauntains5411 thank you
@shubhammhaske938
@shubhammhaske938 Жыл бұрын
Thank you sir for this information 🙏🙏
@AnkushJain
@AnkushJain Жыл бұрын
Your welcome 👍
@chandamandhane8256
@chandamandhane8256 8 ай бұрын
Thank you so much sir... Blessed to have you sir...Sir please request you to make videos on basic questions that ask in interview about Ind As ,IFRS.Gaar..please sir make the videos on that
@AnkushJain
@AnkushJain 8 ай бұрын
Thank you
@goldenfiremonkey96
@goldenfiremonkey96 Жыл бұрын
Thank you sir for the video. I m currently preparing for BOI CO 2023 interview, hope this video and the playlist going to help me. I have engineering background and i have no experience in this field. But i hope this information going to be useful. Any additional advice is most welcome. Good day.
@AnkushJain
@AnkushJain Жыл бұрын
Thank you
@kartiksahani6109
@kartiksahani6109 10 ай бұрын
Thanks for the information
@AnkushJain
@AnkushJain 10 ай бұрын
Your welcome
@Lelomotivation_hub
@Lelomotivation_hub Жыл бұрын
Sir you are providing a super knowledge thank you so much but just for our knowledge we need the assessment parts of each and every product like CC, OD , TERMLOAN , BG , LC and many more by turnover method, mpbf method and other.... requesting your support
@AnkushJain
@AnkushJain Жыл бұрын
I have already made it. Please check the playlist section. Thank you for appreciation 😊
@anandprajapat3510
@anandprajapat3510 Жыл бұрын
Good and helpful video... Can you Please make video related Hybrid Annuity Models/Payments
@AnkushJain
@AnkushJain Жыл бұрын
Thank you. Will look into it
@vivekv3053
@vivekv3053 Жыл бұрын
You're great Sir. Could you please also make one video on how to prepare projected balance sheet and CMA from scratch.
@AnkushJain
@AnkushJain Жыл бұрын
kzbin.info/aero/PLjlclsu02a_xciJWFZ479EIBIaFfbk0sV Pl find the link
@gulabthakur154
@gulabthakur154 Жыл бұрын
Thank you sir g
@AnkushJain
@AnkushJain Жыл бұрын
Your welcome
@ramugehlot1274
@ramugehlot1274 7 ай бұрын
Thank you sir ❤❤❤❤❤
@AnkushJain
@AnkushJain 7 ай бұрын
👍
@Propertysuppor
@Propertysuppor Жыл бұрын
Thanks sir ....
@AnkushJain
@AnkushJain Жыл бұрын
Your welcome
@ramugehlot1274
@ramugehlot1274 Жыл бұрын
Thank you 🌹🌹🌹
@AnkushJain
@AnkushJain Жыл бұрын
Your welcome
@souravkarmakar2299
@souravkarmakar2299 Жыл бұрын
I feel very fortunate to have come to know about your channel. I have 2 years of experience in unsecured lending from one of the most prestigious micro lender and now looking forward to attaining career in Credit underwriting of WCL. Your channel gave me direction and confidence to get ahead with. Really thankful to you sir. 🙏
@AnkushJain
@AnkushJain Жыл бұрын
Thank you 😊
@ajknowledgepark7709
@ajknowledgepark7709 Жыл бұрын
Sir thank a lot sir you give time to educate us...........
@AnkushJain
@AnkushJain Жыл бұрын
😊😊
@neerajsharma2342
@neerajsharma2342 8 ай бұрын
Nice video sir
@AnkushJain
@AnkushJain 8 ай бұрын
Thank you
@Amitguptaslg
@Amitguptaslg Жыл бұрын
❤❤❤❤❤
@AnkushJain
@AnkushJain Жыл бұрын
Thank you ☺️
@sanjeetsingh8046
@sanjeetsingh8046 Жыл бұрын
Sir, Plz make a video on detailed analysis on ITR and computation...
@AnkushJain
@AnkushJain Жыл бұрын
Please refer lecture 86
@ayushgoyal6170
@ayushgoyal6170 Жыл бұрын
Request you to please make videos on financial analysis of Commercial vehicles dealership
@AnkushJain
@AnkushJain Жыл бұрын
Will see
@vikram76829
@vikram76829 Жыл бұрын
Nice video
@AnkushJain
@AnkushJain Жыл бұрын
Thank you 👍
@rajeshtoshniwal2956
@rajeshtoshniwal2956 Жыл бұрын
Thank you so much sir
@AnkushJain
@AnkushJain Жыл бұрын
Your welcome
@rajeshtoshniwal2956
@rajeshtoshniwal2956 Жыл бұрын
I am recently become CA and want to do Job in Bank as a Credit Manager Will you plzzz.. share which banks and fields should I prefer for my starting career which brings me more experience for future🙏☺
@AnkushJain
@AnkushJain Жыл бұрын
Credit manager is good option to start. Name of the bank doesn't matter for now as this is start of your career
@rittikpanchal1616
@rittikpanchal1616 4 ай бұрын
Thnks sir for this video I am currently Working in NBFC in credit department Thnks for this information
@AnkushJain
@AnkushJain 4 ай бұрын
Your welcome
@AnkushJain
@AnkushJain 4 ай бұрын
Your welcome
@ashajain1894
@ashajain1894 6 ай бұрын
Lectures 32,48,20,22,23,24,71,51,61,6347,Ratio,repo rate,cibil,mpbf,turnover,LC,BG
@AnkushJain
@AnkushJain 5 ай бұрын
??
@chandamandhane8256
@chandamandhane8256 8 ай бұрын
Sir request you to make the the videos on on basic knowledge of excel that they ask in interview
@AnkushJain
@AnkushJain 8 ай бұрын
Thank you
@sarika9333
@sarika9333 4 ай бұрын
Sir i watch your videos and find it very useful can you please make a video on Lines of Credit, i have interview in few days
@AnkushJain
@AnkushJain 4 ай бұрын
Thank you
@deepakkumarcreations7742
@deepakkumarcreations7742 6 ай бұрын
Sir me 29 years kaa hu. . competitive exams de raha tha but unfortunately nenhin hua crack mere se .ab me confused hu accountant or Pvt bank me Operation job ke bich me. Kuch dost keh rahe hai Pvt bank me achi growth aur salary hai aur kuch frnds keh rahe hai accounts me jyada Paisa nenhin hai lekin peace hai ...I mean fixed 10-6 ya fir max 7 pm Tak kaam karna hota hai but bank me timing ki koi thikana nenhin hai but sir ne ek achi life chah ta hu I mean achi salary bhi ho aur peace bhi ho ..achi salary matlab 20-30k ta ho to chalega ..to mujhe kya karna cahiye. Plz reply ..
@AnkushJain
@AnkushJain 6 ай бұрын
Agar 20-30k ki hi expectations hai then accountancy theek hai
@prajwalsalunkhe6975
@prajwalsalunkhe6975 Жыл бұрын
Sir ji rental income recievd (LRD)and Future rent income (FRR)And loan against property(LAP) ke upar video banayiye plz
@AnkushJain
@AnkushJain Жыл бұрын
Sure prajwal 👍
@user-og8ly8nh1j
@user-og8ly8nh1j Жыл бұрын
Hlo sir mene apka credit underwriting ka poora course kiya ha sir and mughe kafhi knowledge mili prectical way me. Sir me currently icici bank me deputy branch manager ki post pr working hun mera koi experience nahi ha credit me but mene finance se MBA ki ha regular 3 sal pahle and mare tax audit me ek sal ka experience ha then mera current experience branch operation me ha to kya me credit profile ke liye switch mar scta hun. Kya mere liye ye. Future orientate rahega sir plz guide me mera cv bhi kai bar reject hua ha es profile ke liye. But mughe knowledge ha sir acchi plz guide me sir
@AnkushJain
@AnkushJain Жыл бұрын
Watch this kzbin.info/www/bejne/epfLlJibqrV6ocU
@vinay94095
@vinay94095 Жыл бұрын
Sarcastically if one person before the interview start, says that he had watch all ur videos...then what questions will u asked. Bcoz then he can ans all ur question from the learnings of ur videos
@AnkushJain
@AnkushJain Жыл бұрын
Hahahaha I would than focus on questions about industry, his past experiences only
@athmajwala
@athmajwala Жыл бұрын
Sir, Pls explain in english or provide english subtitles for understanding by non-hindi speakers. Thank you.
@AnkushJain
@AnkushJain Жыл бұрын
Will try
@jyotirmoyroy59
@jyotirmoyroy59 4 ай бұрын
Sir, i have an interview on Tuesday day, 12th March for Credit Appraisal and Recovery Officer. It's a government institute recruited on contractual basis. And i am from Political Science background. What are the potential questions would be asked by the interview board? Please guide me sir. It would be a great help on me!!
@AnkushJain
@AnkushJain 4 ай бұрын
I have already explained tentative questions in this video itsrlf
@moviemasti6142
@moviemasti6142 28 күн бұрын
Sir how to find the lecture that u have given beside question it would be very helpful for me to prepare for interview sir🙏
@AnkushJain
@AnkushJain 28 күн бұрын
Complete Working capital credit Manager/Underwriter course: kzbin.info/aero/PLjlclsu02a_zBiRq_sZePov9GLkH-doTe
@newstatus3044
@newstatus3044 Жыл бұрын
Sir mane Btech kiya hai ,muje finance me intrest hai kya me MBA in Finance karu to credit manager ban sakta hu ? Ya Graduation Btech me kiya hai to muje growth nahi milengi?
@AnkushJain
@AnkushJain Жыл бұрын
Very less chance. You can try in sales profile instead
@Saksham9119
@Saksham9119 5 ай бұрын
Sir ek chij puchni thi apse Agr kisi bhi cc ka renewal time se 1 ya 2 mahine pehle ho jata h to jo processing charges h at the time of renewal hi katega ya jis din use actual mein due hona tha us din According to me renewal jis din bhi Kar Rahe h usi din katna chahiye
@AnkushJain
@AnkushJain 5 ай бұрын
Jb system mein upload hoga us time ktna chahiye..
@Saksham9119
@Saksham9119 5 ай бұрын
@@AnkushJain kya chij sir
@geetabhatt6691
@geetabhatt6691 Ай бұрын
Sir pls make video in Trade Advances in Wheels finance/ tractor finance
@AnkushJain
@AnkushJain Ай бұрын
Will check
@_satyam_
@_satyam_ 11 ай бұрын
sir i am a mcom post graduate.....what roles can i expect in private banks? can I apply for credit manager?
@AnkushJain
@AnkushJain 11 ай бұрын
Branch banking, sales and marketing team basically.
@chhharsha
@chhharsha 10 ай бұрын
Please share interview questions for internal audit position in banking sector?
@AnkushJain
@AnkushJain 10 ай бұрын
Will see
@PankajDevnani
@PankajDevnani Жыл бұрын
Sir Company Secretaries (CS) bhi iss profile mein jaa sakte hain because curriculum mein toh Accounts, Financial Management, Corporate Finance, Taxation, Company Law, Banking law , FEMA etc padhaya jaata hi hai.???
@AnkushJain
@AnkushJain Жыл бұрын
Yes ja skte hain
@sheetaljain9448
@sheetaljain9448 Жыл бұрын
Please make video on NBFC/ Realstate/power sector/infrastruture / Road sector / cash flow based funding
@AnkushJain
@AnkushJain Жыл бұрын
Yeah, on my list
@sheetaljain9448
@sheetaljain9448 Жыл бұрын
@@AnkushJain Thank you for sharing your experience for the benefit of banking fraternity.
@AnkushJain
@AnkushJain Жыл бұрын
👍
@sonupal-pv2qk
@sonupal-pv2qk 11 ай бұрын
How to calculate gearing ration/leverage ration for working capital loan
@AnkushJain
@AnkushJain 11 ай бұрын
Check this video kzbin.info/www/bejne/nZ6vnIyOhZekobM
@sajalmunjal6829
@sajalmunjal6829 10 ай бұрын
Please prepare a vedio for RM profile.
@AnkushJain
@AnkushJain 10 ай бұрын
kzbin.info/www/bejne/fHXRep6KeatrhNEsi=jn9II0a8roF9EFK-
@creps7729
@creps7729 Жыл бұрын
Hi sir I have experienced 2 years in banking as a mis coordinator . But I am an interested credit analyst. How can I do ? What can I do ?
@AnkushJain
@AnkushJain Жыл бұрын
Pl watch this kzbin.info/www/bejne/epfLlJibqrV6ocU
@Mannish-io8ic
@Mannish-io8ic 13 күн бұрын
how long can msme enjoy psl status after achieving turnover of nore than 250 cr
@AnkushJain
@AnkushJain 13 күн бұрын
@@Mannish-io8ic I think 3 yrs
@shubhamvarshney6694
@shubhamvarshney6694 Жыл бұрын
I have done mba in finance and having around 7 year experience as a credit analyst (financial analysis, financial spreading,due diligence) can i apply for credit manager.
@AnkushJain
@AnkushJain Жыл бұрын
Yes
@shubhamvarshney6694
@shubhamvarshney6694 Жыл бұрын
What's the procedure to apply
@yogigalve9312
@yogigalve9312 3 ай бұрын
Sir Me NBFC ka interviews dene ja raha hu or me ops team me kaam karta hu 2 saal se to mere promotion hone wala ha to vo kya kuch puch sakte ha
@AnkushJain
@AnkushJain 3 ай бұрын
Kon se loan product k liye interview hai
@yogigalve9312
@yogigalve9312 3 ай бұрын
BL ke liye Sir
@gonysingh3602
@gonysingh3602 Жыл бұрын
Tysm sir I had one question for credit manager post Whether it is necessary to use English language in interview or we can use hindi language also. Please confirm sir
@AnkushJain
@AnkushJain Жыл бұрын
Not necessary. You can use a bit mixture of both but it all depends upon interviewer. I personally don't distinguish the persons for language
@AnkushJain
@AnkushJain Жыл бұрын
You can join. HDFC bank hires CA inter profiles as well
@gonysingh3602
@gonysingh3602 Жыл бұрын
Thanks sir
@AnkushJain
@AnkushJain Жыл бұрын
Your welcome
@Shivkeram
@Shivkeram Жыл бұрын
Kya. Ca inter credit manager ke liye apply kar sakte hai..with articalship experience...
@AnkushJain
@AnkushJain Жыл бұрын
Yeah many banks hire ca inter as well
@nipuntiwari8154
@nipuntiwari8154 11 ай бұрын
Sir, what is the expected salary for a credit analyst in India?
@AnkushJain
@AnkushJain 11 ай бұрын
Starting salary around 7-8 lacs
@archanaagarwal57
@archanaagarwal57 6 ай бұрын
Great learning sir. Can you please tell how much CA fresher can expect in terms of salary in this profile in metro cities?
@AnkushJain
@AnkushJain 6 ай бұрын
Thank you Around 9-10 lacs for start
@archanaagarwal57
@archanaagarwal57 6 ай бұрын
@@AnkushJain thanks I assume this is CTC, not in hand and what is the best way to approach bank for this role?
@AnkushJain
@AnkushJain 6 ай бұрын
Yes CTC.. but fixed CTC.. Best way is internal reference only
@naveenkumarvishwakarma223
@naveenkumarvishwakarma223 4 ай бұрын
Please make a video for CV
@AnkushJain
@AnkushJain 4 ай бұрын
Will check
@hkhatnani8462
@hkhatnani8462 19 күн бұрын
Sir is there any lecture on project funding ?
@AnkushJain
@AnkushJain 19 күн бұрын
Yeah whole playlist is there but u have to subscribe membership to access the videos Project funding: kzbin.info/aero/PLjlclsu02a_y6lLEAJKLf4R3vP5Vay0Pk
@mohitmehta2020
@mohitmehta2020 Жыл бұрын
Sir job posting hometown k near hota h ya khi or?
@AnkushJain
@AnkushJain Жыл бұрын
Not necessarily. Can be in other city/state also
@vinaypathneja1576
@vinaypathneja1576 11 ай бұрын
Sir, are CMA's eligible for Credit manager profile in all private sector banks??
@AnkushJain
@AnkushJain 11 ай бұрын
Yes
@Rahulglsharma
@Rahulglsharma Ай бұрын
Sir can a chartered accountant finalist give interview for this profile.?
@AnkushJain
@AnkushJain Ай бұрын
Yes
@AjayAgrawal16
@AjayAgrawal16 Жыл бұрын
Hello sir I have one question I have recently completed my MBA in dual specialization in finance and marketing but i have made final year project in marketing so my major is marketing and minor is finance so will i face any problem in interviews because of major and minor
@AnkushJain
@AnkushJain Жыл бұрын
You can apply for sales profile also in banking
@AjayAgrawal16
@AjayAgrawal16 Жыл бұрын
@@AnkushJain i am not interested in sales profile
@AjayAgrawal16
@AjayAgrawal16 Жыл бұрын
@@AnkushJain major and minor ke chalte koi problem aayegi ky sir interview mai mai study dono ki equal kiya hu bs project marketing ka batana tha
@jitendramishra7591
@jitendramishra7591 Жыл бұрын
Sir pls make vedio on pd of assessment income
@AnkushJain
@AnkushJain Жыл бұрын
Ok
@rajpalsingh6245
@rajpalsingh6245 Жыл бұрын
Sir how to start career as a valueator in finance?
@AnkushJain
@AnkushJain Жыл бұрын
For valuer career, i won't be able to help you since I am not expert in that segment
@RahulSaini-lh8si
@RahulSaini-lh8si 4 ай бұрын
Dear sir is bcom person credit manager bn skta hai please guide me now i am currently working as a role of CPA
@AnkushJain
@AnkushJain 4 ай бұрын
No, minimum post graduation required preferably MBA
@pankajsitoni1475
@pankajsitoni1475 9 ай бұрын
Can you please tell me about how to buy real foreclosure?
@AnkushJain
@AnkushJain 9 ай бұрын
Real foreclosure?
@saviodas8112
@saviodas8112 11 ай бұрын
Hello sir I want to take pnb so credit officer interview class. Plz guide me
@AnkushJain
@AnkushJain 11 ай бұрын
I have updated lecture no in this video
@shivamagarwal9422
@shivamagarwal9422 Жыл бұрын
Sir I have a interview of gaap controller. so what they can ask
@AnkushJain
@AnkushJain Жыл бұрын
I am not aware about this profile
@shivamagarwal9422
@shivamagarwal9422 Жыл бұрын
@@AnkushJain sir can I send you JD
@kevalshah8131
@kevalshah8131 Жыл бұрын
Sir i am CA and i am looking for job in banking sector Does age matters for profile of credit manager in banking sector? Thank you in advance
@AnkushJain
@AnkushJain Жыл бұрын
Yes normally should be below 35
@kevalshah8131
@kevalshah8131 Жыл бұрын
Thank you sir
@AnkushJain
@AnkushJain Жыл бұрын
@@kevalshah8131 👍👍
@Commerceconcept666
@Commerceconcept666 18 күн бұрын
Sir appka bank m Kab opening aa rha h
@AnkushJain
@AnkushJain 17 күн бұрын
Hamare to abhi freeze hai
@shivamsinghvisen3063
@shivamsinghvisen3063 Жыл бұрын
Hello sir mai bcom graduate hu , abhi idfc first bank ka walk in interview chal raha h branch credit manager rural ke liye ,toh kya mere liye career sahi rahega, bcoz mai 2019 se govt exam ki preparation kr raha tha...plz give ur valuable suggestions....🙏
@AnkushJain
@AnkushJain Жыл бұрын
Yeah credit profile is good but for b.com graduate opportunities for growth are very limited
@shivamsinghvisen3063
@shivamsinghvisen3063 Жыл бұрын
@@AnkushJain sir muje kya krna chahiye ? Rural credit manager ka experience aage help karega ?
@AnkushJain
@AnkushJain Жыл бұрын
You should do minimum post graduation first
@shivamsinghvisen3063
@shivamsinghvisen3063 Жыл бұрын
@@AnkushJain sir interview dena chahiye?
@AnkushJain
@AnkushJain Жыл бұрын
Yeah interview de do
@vishvasoni2790
@vishvasoni2790 Жыл бұрын
Blg Relationship manager can apply for post of credit manager?
@AnkushJain
@AnkushJain Жыл бұрын
Qualification and experience?
@anilak6006
@anilak6006 2 ай бұрын
Dear sir, Please make a series of cic/RCU/FCU department working and how to the get verify ,GST,cin,in,epfo,tds, financial,
@AnkushJain
@AnkushJain 2 ай бұрын
Will check
@piyushshrivastav4968
@piyushshrivastav4968 Жыл бұрын
Is Credit Analyst good profile for non commerce background
@AnkushJain
@AnkushJain Жыл бұрын
For non commerce background, growth opportunities are very low in this profile
@piyushshrivastav4968
@piyushshrivastav4968 Жыл бұрын
@@AnkushJain thankyou sir
@AnkushJain
@AnkushJain Жыл бұрын
👍👍
@ChSumanthwww
@ChSumanthwww Жыл бұрын
Is jaiib and caiib course is useful for pvt Bank
@AnkushJain
@AnkushJain Жыл бұрын
No, they are not
@govindkhandelwal4962
@govindkhandelwal4962 Жыл бұрын
Sir, Can we convert DLOD into OD?? (Conversion of DLOD into OD)
@AnkushJain
@AnkushJain Жыл бұрын
Yes we can. However few points to be checked upfront 1. DLOD must be used for working capital purpose only 2. There should not be any financial crunch in the business i.e. there should not be any trigger indicating that client is in financial stress and will not be able to serve the DLOD repayments in future
@govindkhandelwal4962
@govindkhandelwal4962 Жыл бұрын
@@AnkushJain sir but my question for conversion of DLOD into OD. Currently borrower is enjoying DLOD facility and now borrower wants OD with enhancement after converting this running DLOD.
@AnkushJain
@AnkushJain Жыл бұрын
Yes I have answered that question only. Conversion can be done subject to above two conditions
@govindkhandelwal4962
@govindkhandelwal4962 Жыл бұрын
@@AnkushJain ok, thank you sir
@AnkushJain
@AnkushJain Жыл бұрын
👍
@Ykrock55
@Ykrock55 10 ай бұрын
Sir I'm persuing CA inter student can I apply for this post ??
@AnkushJain
@AnkushJain 10 ай бұрын
No. However you can be in offrole job profile which are called cpa. They report to credit managers
@whitedaffodils5046
@whitedaffodils5046 7 ай бұрын
Hello sir, Can a masters in economics degree holder become a credit analyst? If yes, where should we start from, as a fresher? Your help will be very much helpful.
@AnkushJain
@AnkushJain 7 ай бұрын
Very difficult. Haven't seen anybody doing it in my career
@whitedaffodils5046
@whitedaffodils5046 7 ай бұрын
@@AnkushJain Could you please guide me what job can I do with this degree? I am confused and unable to find a good job.
@AnkushJain
@AnkushJain 7 ай бұрын
You want to do job in private banks?
@whitedaffodils5046
@whitedaffodils5046 7 ай бұрын
@@AnkushJain yes, Private bank or even in private company. But the problem is I am a fresher, I have no experience so I am not getting anything good and don't know where to start from.
@AnkushJain
@AnkushJain 7 ай бұрын
You can do sales job... These jobs are easily available
@akashmakhija9627
@akashmakhija9627 Жыл бұрын
Sir i am working as a credit manager , can CFA help me to grow in this field?
@AnkushJain
@AnkushJain Жыл бұрын
No. It will not
@akashmakhija9627
@akashmakhija9627 Жыл бұрын
Then what kind of course I should prefer for professional growth.
@AnkushJain
@AnkushJain Жыл бұрын
What is your present qualification and age?
@pranjalsoni4382
@pranjalsoni4382 3 ай бұрын
Where is lectures?
@AnkushJain
@AnkushJain 3 ай бұрын
Lecture numbers given in this video?
@pranjalsoni4382
@pranjalsoni4382 3 ай бұрын
@@AnkushJain ok sir and thank you for make such a wonderful and knowledgeable study materials
@AnkushJain
@AnkushJain 3 ай бұрын
👍👍
@khushgada9802
@khushgada9802 Жыл бұрын
Sir, what is the difference between Credit Manager profile and Credit Analyst profile
@AnkushJain
@AnkushJain Жыл бұрын
Credit manager is usually having sanctioning/decision making power as well while in credit analyst profile there is no sanctioning/decision making power given.
@sidtalk007
@sidtalk007 Жыл бұрын
Both are the same, depending on company to company , designation is given
@Ramsvani
@Ramsvani 11 ай бұрын
Frok wherw do we get answers for these questions
@AnkushJain
@AnkushJain 11 ай бұрын
Hi I have updated lecture number in it containing the answers
@awacsgaming7282
@awacsgaming7282 Жыл бұрын
Sir kya frm karlege toh yh profile milskte hai m abhi graduate ho
@AnkushJain
@AnkushJain Жыл бұрын
Abhi credit manager nhi milega. Post graduation minimum karna padega..
@awacsgaming7282
@awacsgaming7282 Жыл бұрын
@@AnkushJain okey sir 🙏
@AnkushJain
@AnkushJain Жыл бұрын
🙏🙏
@user-lb9kt9fz8k
@user-lb9kt9fz8k 9 ай бұрын
How is home loan credit manager role in hdfc bank?
@AnkushJain
@AnkushJain 9 ай бұрын
Profile is good and bank is also reputed
@user-lb9kt9fz8k
@user-lb9kt9fz8k 9 ай бұрын
@@AnkushJain is it worth as a CA to join this profile?
@AnkushJain
@AnkushJain 9 ай бұрын
Ideally this is not a profile for CA
@user-lb9kt9fz8k
@user-lb9kt9fz8k 9 ай бұрын
@@AnkushJain ohk and what about business loan?
@AnkushJain
@AnkushJain 9 ай бұрын
Ha vo dekh skte hain
@rajeshchoudhury-iy5oo
@rajeshchoudhury-iy5oo Жыл бұрын
Can a ca inter pass out apply for this post??
@AnkushJain
@AnkushJain Жыл бұрын
Yes many financial institutions hire ca inter as well
@rajeshchoudhury-iy5oo
@rajeshchoudhury-iy5oo Жыл бұрын
@@AnkushJain thank u sir…. I had appeared ca finals twice but not been able to clear and I do not have any experience in the banking fields but I am working as a research associate in a mba university where I had 2 years experience …. What is the expected salary I can get by have this qualification??
@AnkushJain
@AnkushJain Жыл бұрын
For start 4-5 lacs p.a.
@rajeshchoudhury-iy5oo
@rajeshchoudhury-iy5oo Жыл бұрын
@@AnkushJain any increment of salary after first year of service ?
@AnkushJain
@AnkushJain Жыл бұрын
Normal salary growth of 7-10% is given like every other employee
@shivamsinghvisen3063
@shivamsinghvisen3063 Жыл бұрын
Sir mera idfc first bank mein branch credit manager rural ke liye interview hai, toh kaise puch skte h ???
@AnkushJain
@AnkushJain Жыл бұрын
Questions would be general like: 1. What docs to be taken to check the income of client 2. What to check when you visit the client 3. How to calculate income of the client etc. Rest please prepare questions mentioned in the video itself.
@sanjaygoyal8867
@sanjaygoyal8867 Жыл бұрын
Sir how to prepare for wc
@AnkushJain
@AnkushJain Жыл бұрын
You mean underwriting?
@sanjaygoyal8867
@sanjaygoyal8867 Жыл бұрын
AS A CA for WC Field in bank
@AnkushJain
@AnkushJain Жыл бұрын
You can start from lecture no. 1 on my channel and keep on following the series in serial order. This will help you immensely in preparation
@mannuverma3738
@mannuverma3738 3 ай бұрын
sir hindi me de sak te hai kay
@AnkushJain
@AnkushJain 3 ай бұрын
De skte ho.. thoda mix krlo Hindi and English ka
@rsinha023
@rsinha023 Жыл бұрын
Sir personal loan par bhi tips batyie for interview
@AnkushJain
@AnkushJain Жыл бұрын
Ok
@sujanjena2702
@sujanjena2702 Жыл бұрын
Sir credit manager kaliye minimum qualification...?
@AnkushJain
@AnkushJain Жыл бұрын
CA or MBA finance usually
@sujanjena2702
@sujanjena2702 Жыл бұрын
Sir already banking sector me 6 years experience hai retail banking me. Qualification -Graduation
@AnkushJain
@AnkushJain Жыл бұрын
Very thin chance then. Sorry to say this to you. I think you should explore growth opportunities in existing vertical only
@saviodas8112
@saviodas8112 11 ай бұрын
How to get in touch with you
@AnkushJain
@AnkushJain 11 ай бұрын
Hi, any specific query you want to ask
@saviodas8112
@saviodas8112 11 ай бұрын
Yes sir
@saviodas8112
@saviodas8112 11 ай бұрын
Regarding interview class on credit manager
@AnkushJain
@AnkushJain 11 ай бұрын
I have already updated lecture no in this video
@vintagegoldcricket4921
@vintagegoldcricket4921 Жыл бұрын
isake ans to do
@AnkushJain
@AnkushJain Жыл бұрын
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