Do NOT Make These Mistakes With Your First House! [Home Buying Guide]

Home-buying Guide: bit.ly/Delhi-Home-Wint-Wealth
Explore the nuances of buying a house in Delhi NCR with our detailed guide. From location-specific costs to hidden expenses and the advantages of home loans, we cover everything you need to know. Join us for essential tips and insights in this comprehensive video!
Wint Wealth: www.wintwealth.com/
Ankush Sayal - MD & CEO, Real Land Advisory - / ankushsayal
0:00 - Introduction
0:26 - Cost of buying a House in Delhi/Gurgaon
1:36 - Price Per Sq.ft in Different Localities
3:03 - Why This House?
4:23 - Additional Costs of Buying
5:51 - Interiors
6:27 - DDA
7:07 - Under Construction Flats
7:56 - Pre-Owned Houses
8:50 - Checklist for Buying a House
11:00 - Things to Keep in Mind
12:50 - Amenities
14:02 - What do you love about Delhi NCR?

[@WintWealthYT]

Fill this form to be featured on Wint Wealth: forms.gle/iuUgM7fyGTfUUiVE9

[@RobertaKathy-rs3ks]

The way to end inflation is to end the counterfeiting. Money creation without product creation is inflation. Make investments to survive.

[@LucyAlder-i8n]

What are you talking about and how could this be explained?can someone please explain

[@KokoJulia]

Do you have any idea of any good broker/trader I can start with that's trust worthy?

[@RobertaKathy-rs3ks]

Jane Roy

[@RobertaKathy-rs3ks]

My financial advisor , she’s a professional and has helped many become millionaires fr

[@GabrielLex-kl2xh]

I must say crypto is the future and the way investment is the only concept that separate the rich from the poor

[@vanshajnanda8489]

The reality is , most properties in the city are not appreciating at all since the last 10 years. And there is something in Delhi that we talk about, ki bolne ke rate kuch aur hain, jab apni property bechne jao toh pata lagta hai ki jitna aap soch rahe ho , us rate pe buyer hai hi nhi.

[@sanketnegi1]

These are new property rate ... Old ka value kum hojata hai

[@prashantchaturvedi8146]

Aur jab kharidne Jai. Tab kitne ka mil raha hai? If you are talking about apartments which are already 25-30+ years old, yes their appreciation will be less. Tell me once location where land rates or new property have not increased in last 10 years?

[@pollkholl8038]

No one give 1cr or more for old unit based property.... every one like to buy new projects with that much cost.

[@suryansh57]

True true ….same for pune and Bangalore IT area

[@peterparker1521]

bhai aisa nahi hai ..dwsrka ie andar 3 bhk 1.2 mei mil raha tha in post covie -2020 mei .. ab apko waha 2 se kam nahi milega .

[@user-ho4yz2fl3i]

there's no open sky in delhi, its just that if you have invested so much money into a property you have to make yourself believe its fresh air

[@caustic576]

Absolutely, it's a fallacy

[@Rahul09Y]

Koi ni bro. Tum mountains m stay kro if ur job allows. Every city in the world has issues. Ntng is perfect

[@vanshajnanda8489]

Only properties in Gurugram , Dwarka expressway and some in Noida have given any kind of appreciation. Gurugram being an exception in terms of very high returns after covid times. Ask people , what was the condition before 2019. This recent surge in Ncr property prices is not going to stay like this. It's a bubble waiting to burst in my opinion.

[@amanvirk]

In gurugram also, the majority of appreciation is on new property because of dealers lobby. Buy something today and try selling it after 2 years, you will find the appreciation is merely 5% PA.

[@bharatsharma2482]

Not true!!! I live in Gurgaon that's why I can tell. As long people are coming to cities to settle the price will keep on increasing.

[@manojshangloo9506]

Gurgaon is very difficult place to live it is hype on ground reality it is totally different.

[@shk161]

loan default honge toh fir start hoga nanga naach

[@bassworld5279]

​@@bharatsharma2482yes but not at this pace, log yo yha 2019 se pehle bhi a rhe the

[@ManasSrivastava492]

Can literally sense nervousness in the person from Gurgaon. He has spent all his savings on a flat, over spent on interiors. Justifying everything is good. Reality hits only some time later.

[@Palak_Kapoor]

Bro he ia audit teacher for CA students that too a famous one, he could probably recover it in 3-4 years

[@ManasSrivastava492]

@@Palak_Kapoor I looked back at the reviews of his society. The approach roads are bad, and there was flooding in ground floor last year. I'm saying this because I know the bubble that Gurgaon flats are in. 3 Cr flat on Dwarka expressway, well in this video itself the realtor had given an estimate of around 1.5 Cr. Nothing justifies a 4x valuation. Because no one is buying it for 6 Cr. His income is inconsequential here. No one wants to lose on an investment, especially when it's a house you buy only once. PS: Nothing personal against him. Just want to make everyone aware that all isn't hunky dory in Gurgaon's real estate.

[@abhishekkumar-bt6tu]

@@ManasSrivastava492shiny dreams sold by cartel.

[@soodup]

You of course don't buy anywhere except Delhi, it is not wrong to expect a good quality of life without having 20cr in your pocket. For such delhi advocates all its severe shortcomings are overshadowed by presence of schools and false safety. So sacrifice a good life and live in a builder flat with congested roads, parking issues, uncivilized neighbours, water crisis etc.. list is endless... it will be a promising future when these greedy people realise the value in leaving builder Floors and moving to apartments with good quality of life.

[@vinay82kaul]

This man is paying at least ₹15000/- per month maintainece charge , also DG power bill is very high in Gurugram as there are frequent power cuts , especially in summer

[@sudhir2455]

The best time to sell the property is now if you find the buyer and builder allow you to sell. Invest that money in selective banking stocks..Buy the same property again after 2 years (same price or 10% cheaper) and your wealth swell 2X on the value you have already made through appreciation in your real estate asset.

[@DrKallalPramanik]

Taking a loan on a 3 crore flat and slogging for the rest of one's life is indeed very challenging for a salaried person.

[@msdadsfsx]

most do it to show off to their relatives, his wife would have forced him

[@WHB001]

Price is too high and not worth investing in flats. Moreover temperature is very hot and looks like 46-50 degree is very normal in delhi so it’s better to look for alternate location if you already have one flat in NCR.

[@Abuzar_khan441]

We as Indians forget or neglect to invest even 10 % on our fitness than what we invest on flats I think this is a one area that we must learn from western nations😊

[@lakshayahlawat5761]

There's so much ignorance in this comment I would have to write a book to explain everything wrong with this comment

[@Abuzar_khan441]

@@lakshayahlawat5761 if i invest even 10% of that time that u r investing in writing that book in your fitness your 60s and 70s might get jumping

[@Abuzar_khan441]

@@lakshayahlawat5761 instead u should try to invest 10 % of that time on your fitness and body sugar maintenance you'll have a vibrant facial glow 🌟 instead of writing a lame book 👍

[@CAKapilGoyal]

Thank you Wint Wealth for covering us on your channel. I hope this video will help people’s who are planning to buy house in Delhi NCR. Thank you CA Kapil Goyal CA Agrima Kansal

[@WintWealthYT]

It was a pleasure meeting you. Thank you for being a part of this video!

[@priy98]

Subscribed your channel Kapil sir, you have great communication skill...

[@ayushgrover9425]

Kapil Sir loved the way you explained 6 factors really impressed 👍

[@manojshangloo9506]

Delhi & Gurgaon is not only options for purchasing property you can look options in noida,Indrapuram ,Vaishali & Vasundhra good accessibility from delhi & better places to live

[@Sharmajikabeta_-.U2]

lol who wants to live in Noida and Ghaziabad …status is also something

[@ambitesh]

​@@Sharmajikabeta_-.U2 At what cost?

[@cornershop9617]

​@@Sharmajikabeta_-.U2😂😂where r u from?

[@Sharmajikabeta_-.U2]

@@cornershop9617 Gurugram

[@arnavrana4866]

​@@Sharmajikabeta_-.U2 abe chutiye dekha hai Gurgaon Or delhi barish me flood aata hai vahan 😂

[@rohanarya5341]

Kapil Sir On Fire

[@niteshjha1322]

Most of the prices that are there in Delhi NCR is a bubble created by investors. You will face reality once you go for resale.

[@shikharjohar6731]

Very apt video for the current times. Buying any decent house in Delhi NCR is now a distant dream. Kudos to the team for such an amazing video!!!

[@sahilgupta7001]

I didn't get the point, I am heard alot of people ranting about how bad is gurgoan, high pollution, power outages, rowdy people, heavy traffic still the prices are appreciating crazily, it is a bubble or am I missing something ??

[@sw9038]

Please make same video for Pune City

[@Amit-lv5ml]

A simple maths application reveals that if a person buy 3 crores priced flat where downpayment is 1 cr and loan is 2 cr, then in a period of 20-30 years, even if he sell flat at 15 crore, he will be in marginal profit.....and what is the guarantee of private job in 20-30 years duration....AI will flop all the existing jobs and person might curse the decision to buy high prices dabba flat 😢

[@msdadsfsx]

3 cr for flat plus 50 lakh in interior plus maintenance would be more than 10k, that guy will have to work till death

[@GrishmaRaj]

He is not doing any job... He has his own Institute... And a very renowned faculty of chartered accountancy... So he do not need to work till death.. Just to pay off this emi... Lol😂

[@loveleenkaur3693]

Really informative

[@AmanDewbey]

great video, looking to buy a house myself!

[@WintWealthYT]

Nice! Here's hoping you find your dream home (:

[@planetwonders]

Yeah work like donkey all life, buy 2-3 Cr house, and then Thank god you got the house! 😅

[@eshantgarg401]

that too after 30 years of loan repayment.

[@yagamilight5359]

well that's how life works for many people

[@eshantgarg401]

@@yagamilight5359 that's how people live their life.

[@planetwonders]

Stay liquid until retirement and then buy 40 year long home loan with death related home insurance!

[@sudhir2455]

attribute a most of it to fed printing dollar and NRI blocking these assets at cheap interest rates

[@SOCMetal]

I hope your do give links for home buying guide for bangalore in future vedios

[@kalaanime]

Case study request on Rohini flats, as people facing water issue

[@PankajSingh-Pune]

Pls do a video on Pune. Will help a lot for buyers.

[@yogensood8293]

Very insightful! Keep bringing such content 😄

[@shivamsaini3964]

Hey Wint Wealth can you also make a video on Land Prices in Delhi and NCR covering Noida, Faridabad , Gazhiabad, Gurgaon

[@sakthiveld5682]

Can you do one video about the housing in Chennai?

[@nishitaagarwal7761]

Where in ggn he is staying.

[@pankajdhami6434]

No comparison between new palam vihar and south delhi, this experion building doesn't even have proper road connectivity towards main gurgaon few years back just leave other amenities there is no proper grocery shop in vicinity and it is all a village area literally why make this video, any person who lived in new palam vihar aka sector 112 will anytime shift to south delhi instead giving 3 cr for a flat

[@priy98]

Great episode covering every part of delhi

[@YV-2000]

Great

[@utkarshsaxena6615]

Wow, audit teacher kapil sir here. Really delighted to see him on this channel.

[@WintWealthYT]

Haha, well recognised 😅

[@mohitagrawal8292]

@@WintWealthYT tag kapil sir to increase the view on it,and sir told in a vlog that house cost is around 10cr a year back

[@sw9038]

​@@WintWealthYT Please make same video for Pune City

[@Nobody-tr6pc]

Wow, such an insightful video

[@dhruvdani]

Do one for South Mumbai

[@kacchu]

12:13 AGREED

[@yashaswisingh8596]

can you do a video like this for Mumbai and navi mumbai

[@devalsavla4966]

kzbin.info/www/bejne/rX7dhphtZsp-gq8feature=shared

[@madhusaivemulamada3556]

Thank you Nishant. Can you also analyse Hyderabad real estate?

[@MayankPrajapati7164]

Kapil sir ❤

[@shashankjain8605]

7 lakh or 7 crore all worry for hispital, schools, garden??

[@akashhamare8293]

Similar video on Mumbai Please

[@devalsavla4966]

kzbin.info/www/bejne/rX7dhphtZsp-gq8feature=shared

[@m8hzr]

The price of 4bhk there is price of 1 bhk ,2bhk here in Mumbai

[@nitisharya7790]

Polluted city m house lene se accha gaanv m zameen kharidkar farm house bna lo.

[@PuneetSanwal]

Fir ilaj ke liye shehar bhago. Bachon ki padhai ke liye bhago. Naukri aur dhande ke liye sheher bhago.

[@amitamit-lr5sh]

In china, real estate has collapsed and prices shrink upto 75 percent ..now to arrest price fall further, banks are finding 'malicious non buyers'....those people who have build heafty bank balances and not buying property at all.😅😅

[@shashankjain8605]

Having 6 crore will you buy that 380 sqyard flat ?! I think with every increase there are few buyers?! 6 crore guy will try to buuy indpenedent plot??

[@priy98]

Yes in 6 crore one can build luxurious bunglow in our pune😊

[@viveknaskar]

Love this video.

[@rohitm8965]

Realestate company guy looks animated 😅

[@FoxRoars]

5000/sqft feels like penny for Mumbaikars and Bangloreans :D

[@Aeresx]

So should we be happy about what is there to brag about.

[@FoxRoars]

@@Aeresx Its just POV!

[@SD_003]

Came here to say exactly that. I dont see such low rates even in chandapura let alone proper Bangalore or even EC/Sjp-road area

[@Jazzmine96]

5000/sqft is for the worst places like Okhla, a decent livable middle class place like Dwarka has much higher rates and Okhla is not a safe or decent place to live in

[@Myview_Aravind]

People live in city are mostly employees.

[@komaltasmed841]

I live in east delhi, its too much कंजस्ट्स, if you find a space for two wheeler feel like king, but offcourse we have facilities 😊

[@uditnarayan9489]

Thanks for this video. Much appreciated

[@WintWealthYT]

Glad it was helpful!

[@ashishsharmaiitkgp]

This was really helpful. Is it possible to create similar video for Bangalore?

[@devalsavla4966]

Similar video has been made for Bangalore and Mumbai both

[@KamalKamal-ds9tk]

Delhi ncr prices are over priced and over hyped but one thing is sure this is the best time for sellers not for buyers as major slowdown is expected

[@MithunOnTheNet]

That CA won't let his wife talk or contribute with her opinions?

[@Heisenberg-02]

Similar video for Bangalore please

[@WintWealthYT]

Hey, we already have two videos on homebuying in Bangalore. Do check out this playlist: kzbin.info/aero/PLBM2AYYPgO_Rt1Z-2M1H77RSyEX24Jsna

[@Heisenberg-02]

@@WintWealthYT Oh nice thanks!

[@8694vicky]

Thanks ❤ CA would have charged lakhs for this much advice 😂

[@Amit-lv5ml]

Most comments are from people belonging to real estate business....these crocodiles comment like, wow ..wonderful...etc. etc...i appeal to general public not to get influenced by such crooks

[@TheObserver68]

All nice and shiny until you realize that both high temperatures and high AQI levels make sure you don't get to step out of your priced possession much, for a good part of the year. And it's only going to get worse in coming years apparently. Sad reality of this whole region which is probably the best in terms of infra, in all of the country.

[@pplo7]

My age is about 21 years I always think flat or builder house are not that worth of money.as you always have to give maintenance, live with society rules.why I am investing 4-6 cr just to follow rule and lecture by any other person.whatvif I get fired from job I will not able to give maintenance and the environment is not good. No relation with society.

[@bawa987]

Make video on Mumbai

[@WintWealthYT]

Hey, we already have a similar video on Mumbai. You can check it out here: kzbin.info/www/bejne/rX7dhphtZsp-gq8si=enBAURd-eDEg9sof

[@amitamit-lr5sh]

Agar koi banda retire ho raha hai aur uske paas 3 cr hai(plus wo abhi apne makaan mein hai), toh kya apna flat beche, 3 crote inn chashmish logon ko de, tab ncr ke far flung place mein rahe?iss se better ye nahin ki 7 % fd ka anand le jis se use salana 21 lac mile retired life mein...har month 1 lac 75 hajaar as interest le..aish kare.koi rent bhi nahi dena...bacchhon ki full help ho sakti hai...retired person ka kharcha paan 25 to 30 hajaar mein bade aaram se ho jata hai...aur baki 1 lac 45 hajaar ki ek aur fd le le har maheene agar bacchjon ki help ki requirement nahi toh..aisa karna the best hai ya fir kissi bhadde, fraud builder ki jeb mein apna sab kuch de de...wint wealth waala banda ye sab basics bhool gaya lagta hai..

[@Nobody63981]

I have worked in Banaglore Pune and multiple places but I feel blessed as my village is in Gurgaon right next to Manesar where I do have agriculture land and my brother is sarpanch

[@mohit4success]

good stuff man

[@priy98]

Sir In this video u told house cost as 3 crore but in your channel u said as 10 crore.😊

[@drxreflections]

Black aur white component ka koi kuch nahi bolta 60-70% black , baaki white wala to aap bata hi rahe ho

[@TheDrmkathuria]

Our flat in Delhi was 100 percent white ! Dr Monika kathuria

[@rohanagarwal6848]

Highly inflated price of flats in Delhi NCR region if one would go to sell it they will hardly get any capital appreciation

[@PentangleYT]

Bro, you didn't even consider to talk about NOIDA

[@miso1076]

Seemed like a soft marketing for Gurgaon. Sure there are excellent housing socities but the infrastructure and law and order is way worse than Delhi. Try going late night with family regularly or expect decent power and water connection. Dwarka expresssway could either win or lose out big. Also, Dda flats has excellent facilities compared to Gurgaon builders. Try complaining against them and face their bodyguards.

[@lokeshaggarwal5129]

this video is not good, frames changes too frequently so confusion

[@peteradamson9808]

Haan bas regular deni hogi, aage ya picche se depending upon preference

[@PRAVEEN-je8oh]

Prices quoted for Rohini properties is very low in this video. Such price is not available for illegal colonies like Prahlad Vihar or Deep Vihar. You are trying to promote Gurugram- it seems.

[@alekhmittal6110]

Yes. Rohini price is not correct. Sec 9 Rohini is atleast 15000/sq ft

[@divyanshujindal]

Yes, very true. Average price is 15000/sqft

[@shortcutindianews]

This is not home it's flat

[@Mukundpawar44]

Who is even interested in buying a property in Delhi or New Delhi. Please make some relevant videos based on your on your product offering or service line.

[@mr.rananowactive2992]

Delhi inhabitant here. You are absolutely right.

[@sahilpatell]

3000 per sqfeet in Lucknow in any good locality

[@asianmart7122]

Is there any appreciation happen in Lucknow if anyone wants to invest?

[@randomlondoner]

Why live in extremely polluted cities if you have so much money to spend?

[@vasuverma5013]

Chalo dekhte hai aap super kyu hai 😂

[@nikhil199029]

Video was unstructured and graphics could have been simpler. "Kehna kya chahte ho"

[@itsalesconsultant]

NCR expensive... "Mumbai: Hold my Beer"...😂

[@ItsMe-pz9mk]

Bss jindgi bhar isi ka randi rona karna atleast delhi ke lower middle class logo ka bhi lifestyle better hai other state/city walo se

[@sunilchauhan5953]

How a salaried person can take risk of buying a flat worth crores. He could use his money to make a businesss.

[@amar5318]

It feels affordable when compared to Mumbai

[@rohitbhalla1059]

Kapil sir yeh kis line mein aa gaye aap

[@gustavofring8765]

Kapil sirs clickbait videos have worked well it seems

[@caakhil091]

Don't know how a normal salaried person without any financial back can afford their own house

[@Nopanop]

Mumbai pune waale sq ft dekh le bol rahe honge itne me to hamare builder 4 flat thok dete

[@Aaaoooooo]

No one is paying that Gurgaon guy 6 cr for his 3 bhk just because some unknown bollywood actress, or a comedian, or some army people live in the complex. 😂

[@0nlypets_world]

paying 3 crore for a land u dont own but a space in space is crazy

[@Amit-lv5ml]

6 crores ka 7 percent fd interest 42 lacs hota hai...matlab 2.5 years mein banda 1 cr earn kar lefa...koi apna itna benefit inn chashmish logon ko kyon dega...flat ek dabba hai jiski koi value nahi hoti... Inn bhaisaab ko ye baat 5 years ke baad maloom par jayegi

[@amitamit-lr5sh]

Inflatiin ke naam se darate hain logon ko aur dabba flat mein jabardasti invest karwate hain....7% ki fd bohot jabardast hoti hai....jab 25-30 hajaar ya fir 40 hajaar mein gujaara hi jaye retiremnet ke baad, toh inn sab musibaton mein kya padhna? Maje karo, get another fd every month from the remaininh unutilized money after the month is over....this way, iy will be a never ending process of making money...7 pishtein khayengi...tab bji khatam nahin higa....

[@iyernil1]

Don’t buy - just rent or buy in Tier 4 city at low price 😂

[@priy98]

In tier 4 cities rent yield is very low not even 2% rental yield

[@ramakrishna1008]

Buying a home in Tier-4 town costs 1/4th of the flat cost in Tier-1 city & though rentals are low, you can save a lot of money while buying home & you can reinvest remaining money across the diversified portfolios, this way you will be able to get good returns as well & this helps in financial stability & debt free or low debt.

[@Abuzar_khan441]

Iska course mene liya tha😂

[@saleenagupta384]

Delhi is now over expensive. With low quality of life and bad air. Too much of Air pollution with Too much of Water Crisis with Too much Property Rates Life is hell for Salaried Middle Class.

[@Adup5724]

Everyone is talking about 3cr flat. Guys he is making good money, he cant afford that flat. Cant you see he's wearing Versace. How many of you have shirts of that brand. Not everyone can buy 3cr flat. Its only for people earning combined more than atleast atleast 3 lakhs per month after taxes. Even with this salary, it will take years to save for down payment. People buying flats so early in their lives have rich parents with huge saving or lands. And they help them with the buying. Normal salaried people even with 35L package cant even think of buying such properties, You know, even with 35L, what in hand one can get. People buying right now are only people in real estate, nri, very few business men and start up founders. Dont fall for this dream of buying house. Its not worth it. Live on rent for 30 or even 40k. Save rest 60K for future. You can invest that money for retirement. And maybe build your dream house at your native.

[@rameezzari7339]

Flat is a depreciating asset. Only third party marketers, builders, and banks are making money. Jago grahak jago dont just go and buy from builders. This is foolish.

[@shashankrawat4437]

Times a changing end user don't buy flats for investment but for convince, on top of that Mivan construction will reduce maintaince cost and increase project life. In urban place flats provide acces to parking and amenities in affordable price.

[@amitamit-lr5sh]

Paani ki fikr Karo bhaiyon....when there is no water, then what is the use of buying 3 crore house and thinking of 6 crore...ye sab neeche aayenge 20th floor se 1 balti Pani bharne....this is the reality....search for Delhi ncr becoming a desert soon😢

[@ZaynMalik-iy7pq]

Ur dumb unka pass alag systum hota h tanker ka panni bharna k liya ghar m bina nicha gya

[@geramer]

Let's hope they could afford air purifier after paying EMI.

[@You-soul-ti6yc]

3 crore flat on EMI that too in gurgaon is not Value for Money .Baaki paisa hai toh phooktey reho...

[@msdadsfsx]

50 lakh interior plus maintenance will be 15k per month

[@saurabharya172]

East or West delhi is best. gurugram noida has only wine shops . Everything experience .

[@cornershop9617]

East delhi😂😂😂 Noida 10 times better hai east delhi se

[@amitamit-lr5sh]

Most comments are from real estate crocodiles.....and saying how amazing, wonderful ...etc etc.... I appeal to genral public not to be influenced by such east india company mentality people

[@piyushgautam2047]

Delhi mai dream house??? Who the fuck is dreaming so bad?