Sign up for the Investment Bootcamp: kzbin.info/www/bejne/n2jMg2t6irerg68
@kennethagoms8893 ай бұрын
Can't open the site
@rachnkem8323 ай бұрын
Can't open site
@FloFinance3 ай бұрын
@@rachnkem832 strange because this is a link to another KZbin video so should open. May be a youtube glitch. Send me an email to floflofinance@gmail.com Registration closes today.
@annamariaskin85313 ай бұрын
Flo can’t access the website 🤔
@annamariaskin85313 ай бұрын
Probably l am late
@EagleEyeReporters3 ай бұрын
This lady is very authentic, intelligent and down to earth 🌍. This is the first Nigerian that is so natural and doesn’t try to fake American 🇺🇸 accent or British accent that we have become accustomed to . Even Nigerians in China 🇨🇳, Russia 🇷🇺, will fake Our American 🇺🇸 accent when those countries don’t speak 🗣️ English! Keep it up Flo
@kdforextrader2 ай бұрын
I like her. She is real!
@hamzausman17922 ай бұрын
This is a perfect description of her. She is a good wife material ❤
@ErhuvwuAtore2 ай бұрын
She is not a fake teacher.
@oyedejishola73603 ай бұрын
Brilliant points ma'am. I use zenith bank for my TB but secondary market though. They've never returned my money and the process is simple.That's why I love it and surprisingly they don't charge Withoding Tax.
@Infoplan2003 ай бұрын
Great to see an African, a Nigerian lady saying something professionally beneficial and different from the "jetsam and flotsam gossips" by the "Shipwrecked." Congratulations!
@HereAndCurious23 ай бұрын
Always coming up with the facts! 👏🏽
@Norbert4ty58283 ай бұрын
If only naira can be stable Treasury bills/ bonds will make a lot more sense. But with the way naira is losing value no one knows the value of naira when Treasury bills will mature. I’ll rather invest in dollar bonds or dollar high yielding interest account. But If you earn in Naira treasury bills and bonds are still better than leaving your money in the bank.
@emekawilliams43333 ай бұрын
How do you invest in Dollar bonds? Any idea of the interest rates?
@okontaogwo56013 ай бұрын
Certain SEC-approved fintech companies, including the Bamboo App, PiggyVest App, AIICO Investment App, and Seed App by Anchoria Asset Management, offer investment opportunities in Eurobonds, also known as dollar bonds.
@TallAlexRogo3 ай бұрын
@@emekawilliams4333: Similar to investing in FGN Bonds & TB but much easier. You can invest through US online trading platforms like Vanguard, Charles Schwab, T Rowe Price, etc. You need a US bank to fund your account. Rates are approx 4.5 - 5%.
@goldinmybackyard2 ай бұрын
@@emekawilliams4333 Reach out to your brokers/ banks to invest in Eurobonds or dollar corporate bonds. Standard chartered bank is better resourceful that GT in my experience
@babsola65093 ай бұрын
For those of us disputing that NTB are subject to WHT, kindly note that the exemption granted for WHT lapsed on 2nd January 2022. Thereafter, income on FGN short term securities (NTBs), corporate bonds, state government and local government bonds are subject to the 10% WHT. So madam Flo is on point.
@FloFinance3 ай бұрын
Thank you ooo! That's how you know people who have too much money. 😂 If they invested in Treasury bills post 2022, it means they don't even notice the deductions.
@babs2743 ай бұрын
Thanks Flo for this enlightenment on treasury bills .didnt know you have to pay withholding taxes on TB's.
@favour_george2 ай бұрын
You are so detailed! Thank you Flo.
@phlintify3 ай бұрын
NTBs are also exempt from WHT ... I also doubt if banks deduct any charges (I've never experienced it). BTW, either instrument is fine; it all depends on the investor's taste and how they want their finances set up. Great job though!
@babsola65093 ай бұрын
No NTB are no longer exempt from WHT. The exemption grace expired at end of 2021. Consequently, IFRS issued a guideline that they are now subject to 10%
@phlintify3 ай бұрын
@@babsola6509 I've done both primary and secondary NTB markets and it's just safekeeping and transaction charges that were deducted (abi somebody dey dash me money from Cadoso office?)
@bettytheladygod78993 ай бұрын
I just subscribe 🎉 to your channel because of the way you sound and your mindset..❤
@valentinengozi92623 ай бұрын
Flo, your contents are very impressive and educating. Thanks for the great contents created to educate those of us in diaspora.
@FloFinance3 ай бұрын
My pleasure!
@cedricoshiloh56162 ай бұрын
Thanks for this info. You saved me a lot. Now I know where to focus on
@thenight.92203 ай бұрын
Hermana mayor, apreciamos el amor que nos muestras aquí. Más bendiciones y más bolsas de efectivo a tu cuenta bancaria.❤
@favourubi57883 ай бұрын
You are doing us such a great deal, ma'am. Thank you very much.
@kdforextrader2 ай бұрын
Thanks. This was helpful.
@amisuomotayo1364Ай бұрын
Thank you for this video.❤
@drolugbengaadetitunTV3 ай бұрын
Nice video. Good intro. The copier and pastiers dey give you watch hour and revenue too....Leave them. Good of you. My first time here....
@bernicekitchen3 ай бұрын
Thank you for always sharing vital information to us 👏
@agoiobunso3 ай бұрын
Thank you so much for another amazing and informative video
@JaiyeolaAmosOlaniyiАй бұрын
Thanks for the information.
@esthermjo_bj3 ай бұрын
I’m grateful for the information ma
@jollyuwagboe37682 ай бұрын
Nice one, very educative. Thank you very much.
@muritalaakande692 ай бұрын
More wisdom and knowledge kudos
@gbemiolukolade5484Ай бұрын
Wow, thought u only did food vlogs,nice 1❤
@illwillbeats3 ай бұрын
A lesson i learnt was on interest rate. If they say 20% for 295 days, the 20% is per annum which is actually 365 days. So if you invest 100k at 20% for 295 days, your interest is not 20k because the duration is 295 days not 365 days. Your interest is 295/365 × 20% × 100K = N16,164.38
@FloFinance3 ай бұрын
Ahhh, the most common trap that people fall into. 😂 Especially with the 91-day and 182-day and 294-day ones. They will press calculator without considering that the interest is for a whole year.
@illwillbeats3 ай бұрын
@@FloFinance One time I took from my 17% mutual fund to do 13% TB for 182 days thinking they would give me 13% of my capital. I almost cried 😢
@FloFinance3 ай бұрын
Chai o ... and the revocation fees you must have paid on the Mutual Funds. Sorry ooo, we invest and learn.
@deltaversegroup2 ай бұрын
This lady is a national treasure
@jubrilabiru95952 ай бұрын
@Flo, I missed your boot camp.. abeg let's have our own class/interview
@GadaffiEkhoragbon-dm3gcАй бұрын
No withholding tax on treasury bills investment in nigeria. It is same as the FGN bond. Tbills are a discount payable upfront.
@emmanuelodunze76482 ай бұрын
Wow,I love your page so much.I stumbled on it 2 days ago and I’ve been watching your videos back to back.How I wish I knew about your page much earlier…please when is the FGN savings bond expiring so that I can apply?
@emmanuelodunze76482 ай бұрын
Oh I just checked,August 16th
@augustineopara28872 ай бұрын
I love your spirit. God bless you.
@andy_chuks2 ай бұрын
Is FB Bond 100% guaranteed?
@FidelisjoyFega2 ай бұрын
Thank u very much for the information. God bless you
@dabangchristy9586Ай бұрын
Thank you so much ma'am, Good bless you 🙏 please what the difference between FGN Bonds and Treasury bills interest rate ma?
@ashoreozakafe10993 ай бұрын
Tanx
@ikennaudoye4913 ай бұрын
how do I get a stock broker
@stellawunmi2 ай бұрын
I would love to register but I'm just seeing this video. Is it too late ?
@clementodah6119Ай бұрын
The Lord is your strength
@illwillbeats3 ай бұрын
Another lesson: they might say your yield is 20% but your implied yield is 26% which is pretty high. The implied yield of 26% means that if they give you your upfront interest of 20% and you reinvest it at that rate of 20%, your total yield (interest + reinvested interest) at the end of the tenor could amount to 26%
@FloFinance3 ай бұрын
Over-sense der worry you! 😂
@illwillbeats3 ай бұрын
@@FloFinance 😆😆
@chumatez3 ай бұрын
Nice one
@esuedwin5773 ай бұрын
Nice 👍
@adedejikehinde58752 ай бұрын
Chai! I came late Sha 😢😢
@cassyoff3 ай бұрын
Am I late Flo..... today is Saturday
@tinaokoulat8722 ай бұрын
Miss flo how can I have a private talk with you please?
@favour_george2 ай бұрын
Flo is so funny😂😂😂
@augustineopara28872 ай бұрын
Please is it advisable to invest only electronically?
@psttundeolawuyi808927 күн бұрын
How do I invest in FGN Bond?
@ikennaudoye4913 ай бұрын
how do I invest in fgn bond
@kingken53342 ай бұрын
PLEASE, HOW MUCH IS THE MINIMUM AMOUNT FOR INVESTING IN FGN SAVINGS BONDS? AND HOW MUCH IS THE INTEREST RATE?
@FloFinance2 ай бұрын
Watch this playlist: kzbin.info/www/bejne/sGWcg6mDYq9-pbM for EVERYTHING you need to know about FGN Bonds.
@ozirity_2 ай бұрын
How can one invest in FGN bonds
@FavorOkon-f4o2 ай бұрын
Pls ma i need the subscription link for the federal government saving bond August, 2024
@ikepatrick91543 ай бұрын
"A bond mutual fund " gives low income buyers a chance to participate in FG bond purchase, when you buy into such mutual funds that pool participants money and purchase bonds!
@janefrancesmbonu33293 ай бұрын
What is the minimum to invest in FGN bonds?
@FavourEze-c3p3 ай бұрын
5000
@ifeanachochisom4595Ай бұрын
How can I invest in fg bonds
@abatansamuel3 ай бұрын
Wow. I can't believe I've been getting massive value from this channel without subscribing all these while!!! I just smashed the subscribe button now ☺ Thank you so much for not hoarding the valuable information you share from time to time. It really means a lot to me, and I'm fully convinced that's other viewers experience. Once again, thank you ma'am!
@anthonyobidimma5773 ай бұрын
Your information on tbill is not correct
@barrymascot81793 ай бұрын
You should have just listed all those wrong things she said. Instead of dropping a vague comment and disappearing. 🙄
@okontaogwo56013 ай бұрын
I would like to clarify that your statement regarding a 10% withholding tax on Treasury bills is incorrect. Currently, Treasury bills are exempt from any withholding tax. This information can be easily verified through various reliable sources. Some financial Institutions have what they call Custody fee which is considerably very little.
@barrymascot81793 ай бұрын
@okontaogwo5601 Thank you, my brother, for this clarification. Like Flo always says, she's learning too. Haha. Hope she got this one now. Since it's a short-term investment, i go put one leg to check am. I've been looking at it for a while, though
@FloFinance3 ай бұрын
Okonta are you speaking from a recent Treasury Bills investment?
@okontaogwo56013 ай бұрын
@FloFinance Indeed, both Treasury Bills and FGN Bonds have been subject to taxation at various points in the past. However, my primary focus is on the current situation, where the recent interest rate hike has impacted both instruments. Specifically, Treasury bills, which are my preferred investment vehicle, are currently exempt from withholding tax. It is essential to recognize that these investments are akin to clothing options, where individuals should select the one that best aligns with their unique style and preferences. In my opinion, it is inappropriate to favor one investment over the other. As I previously mentioned in my now-removed post, a personalized approach is crucial in the realm of personal finance, as different financial instruments cater to diverse individual needs. The ultimate goal should be to construct a well-diversified portfolio capable of generating consistent passive income streams.
@clementodah6119Ай бұрын
@Flofinance please recommend the best stock brokers
@catherinegana7848Ай бұрын
I am interested in FGN bonds. Kindly share your WhatsApp number so that I can contact you. Thanks for the teaching on FGN bonds vs Treasury bills