Unboxing the Unionbank Rewards Card (the new CITI Rewards Card)

[@DarylDelCastillo-f9c]

Thanks sa napakalinaw na explanation. Question, magkaiba ba ang credit limit ng virtual at physical?

[@septemvigintioctingentiill7957]

mine have same credit limit for both physical and virtual

[@letsdev5142]

@@septemvigintioctingentiill7957 Same ba ang cash advance pin at pin ng card pag nag shopping sa mall?

[@MarsReactionChannel]

Kaka approve lang sakin at nalula ako sa limit na binigay sakin hehe thanks to Union Bank!

[@letsdev5142]

Same ba ang cash advance pin at pin ng card pag nag shopping sa mall?

[@macristinarivera2853]

Kahit ano po bang i-spend like online shopping,dine sa fast food basta maka 20k within 60days automatically naffl na po?

[@karlalaggui1763]

Love this review! Hawig kayo ni Luis Manzano ng voice. 🤗

[@Hanesy]

Galing oo nga nu 😊

[@jonabieflores3586]

Hello sir. Just asking lang po if pwede po gamitin ang UB Rewards Visa platinum to pay for grocery like sa Puregold? If yes po, magpapatong din po ba iyon ng interest? And ilang percent interest po sya? First time user ng CC po. Thank you in advance sir ☺

[@drewdizm523]

Yes. No interest if you pay everything by your due date.

[@KeonPH]

Thank you, St. Jax! 🙏

[@troycuenca]

Question: I've activated my UB CC platinum rewards virtual acct. Not the physical card, Am I liable for the Annual fee?

[@maroonrick9286]

Good Mornin SIr Jax! Kapag inapplyan na CC is yung Mastercard (variant) nito, eligible ba sya sa NAFFL Promo? or Visa lang talaga sya now? Thank you

[@JaxReyes_]

Should be kung ano naka promo alam ko visa

[@Raymond-mo2fh]

Hello po Sir @Jax Reyes, literally ANY purchase po (Like food, merchandise, online utility payment, through online/physical store) na ginamit mo si Credit card mismo is maka count po sa 20k purchase for the NAFFL requirement po? TIA!!

[@valerieaquino1710]

tutorial po sa paydirect pls. hindi ko siya makita sa app. thank you

[@TheRichMoon]

Sa annual fee for life po ba, like halimbawa you are going to spend 20k to waive the AF, puwede bang installment yung 20k instead of bayaran agad in cash?

[@MarvinJohnDumas-gh1or]

Upp

[@Taurus21jay]

Need mo mka swipe worth 20 k from the approval date..

[@amithyjanebermudez3091]

​@@Taurus21jay hindi pwede kapag mag pay ka via online using Virtual Card?

[@jmneri9227]

hello If I may ask po how to track the delivery of the Physical Card po?? and how to request?? medyu matagal na po kasi ako na approve wala pa rin ang physical card kooo

[@JaxReyes_]

Call the bank po pag ganun if ever to check if tama address po

[@aldrichevia]

Ask lang po for update, Narecieve nyo na po ba physical card nyo?

[@cieloann4259]

Hi, counted po ba sa 20k spend for NAFFL if kumuha ng 24 installment sa any gadgets store?

[@hatman2jagged]

Hi Jax. Are payments made for PagIbig MP2 counted towards the 20k spend requirement?

[@triplem9777]

Sir pa sagot sa tanong.

[@wengthevlogger9400]

Pano pakuha ung gift

[@wengthevlogger9400]

Egift??

[@mocha_chuchay5945]

May 20k spending rin ba ung mga Unionbank CC na may Airport lounges?? For life na rin po ba ma waive un??

[@adamseries2261]

Counted po ba if gamitin pambayad ng SpayLater si Rewards Platinum CC para umabot ng 20k for NAFFL? Appreciate po sa makakasagot.

[@JaxReyes_]

no

[@hyunjinki1995]

How to update or set up a virtual card of UnionBank Rewards Platinum Visa ? And can I change it into Mastercard ? Thanks in advance as newbie in credit card holder in the Philippines

[@Rayray2025-h8y]

So hindi po lahat ng store hindi pwede installments?

[@musictheme3278]

Kahit saan kaba mag shop at kumain may points? Bakit sakin hindi pa nadating points?

[@JaxReyes_]

Yes

[@KirkCervantes-o9b]

Hi! this was very informative, although I do have a question - do you still need to call UB when you use this CC abroad?

[@JaxReyes_]

No need

[@mjacflyff]

Ano mas higher tier na card, UB Visa Rewards Gold or this? parang mas mababa ata yung salary req. neto pero Visa Platinum sya

[@JaxReyes_]

Si gold visa kasi may lounge access ito wala

[@mjacflyff]

@@JaxReyes_ Thank you 😍

[@deepol232]

If you are going to spend the 20k for AF, applicable ba sya for installment? Or straight payment?

[@JaxReyes_]

if you spent it on an installment product pwede siya installment pag bayad. application to installment kasi might be case to case basis and for approval ni UB yan.

[@HeleneArroyo-sm8oi]

if applied thru moneymax po. ask ko lng po kung mag spend po ng 10k within 60days para po ba ma claim ung egift need po ba na straight payment po o ok lng po ung installment ?

[@sf4656]

Thanks for the review idol!

[@trojan010207]

yung 20k ba na spending after 60days paba need bayaran? and pwede ba ito installment? or one time payment lang?😊

[@justEntertainmentbyAe]

Sa 20k spending requirements pasok din po ba dun un mga schedule payment like fees for tuition or other miscellaneous fees

[@marcjuliusbunag1833]

Sir Jax. Counted po ba if gamitin pambayad ng meralco and manila water yung CC para sa 20k spend? And sa merchant installment, counted din ba yun o yung payment lang na pasok within 60 days?

[@JaxReyes_]

should be swipe yung card bawal yung through the UB app to pay

[@enzotv9870]

Hi, paano po yun since 15k lang yung credit limit e 20k yung required cost of purchases to avail NAFFL? Tia.

[@JaxReyes_]

pay in advance po

[@janinemariel5303]

@@JaxReyes_kuya jax for online purchases pwde ba sya like lazada, shein or shopee? May points po ba doon and valid purchase po ba yun? TIA sana po mapansin nyo question ko 😇

[@JaxReyes_]

@@janinemariel5303 yes may points and dapat pwede yes

[@juandelacruz8414]

hi.. what is your top 3 credit card that a person should have? thank you!

[@rsajphx]

Hello Sir Jax, may I ask if working pa yung link niyo sa description box for UB Rewards Platinum? If nag-apply ba ako using your link, eligible pa rin ba ako for the NAFFL with the min. spend of 20k for first 60days? I recently joined KKB group and really interested in getting my first CC. Apparently, I can’t apply using the link for UB Rewards x KKB. I can’t proceed with the application kasi nag-eerror after mag-upload ng selfie. “Thank you for your interest. However, we cannot process your card application at this time.” Is this an application/site error? I don’t have any pending application with UB, this will be my first time applying.

[@JaxReyes_]

yes there is a KKB link that you can try may 50k welcome gift siya make sure its your first UB CC and no Citi CC before pa po

[@byrontherocks639]

@@JaxReyes_hello po, confirm ko lang dapat ba first UB CC mo ang UB Rewards Visa Platinum para pasok sa NAFFL after ma spend 20k? May nauna kasi ako UB CC :(

[@iamjcg4362]

Dun sa instalment offer nila hanggang 6mos lang. Pwede po bba un irequest to 1 year?

[@thesoftieshyboy4281]

Hi, after ma-activate, automatic ba un na pwede na syang gamitin abroad?

[@JaxReyes_]

yes po!

[@rickjamesbarachina2248]

Hello goodpm question lang yung 20k na kailangan ii spend pa ma no annual fee for life, kahit ba yung virtualcard yung gamitin mo, no annual fee narin yung creditcard mismo? Virtual man or yung card mismo?

[@annalyngutierrez1330]

Almost 4 months na hindi ko pa rin na received ung card ko. Sept 8 pako approved

[@JaxReyes_]

Grabe ff ip mo siya via hotline

[@annalyngutierrez1330]

@@JaxReyes_ hindi po ako nakakapasok sa hotline.. palagi ako disconnected.. pwede po kayang sumadya ako sa pinaka malapit na branch ng Unionbank at dun ako mag follow up?

[@realt4331]

Same te. Sept 2 ako naapprove until now wala pa rin. Nakailang follow up na ko sa cs. Nagtry ako kanina pumunta sa branch sabi email or call cs na lang daw 😂 last nov call ako cs sabi upon activation ng physical card ang counting ng 20k for 2 months. Netong dec sabi nung cs di na ako qualified sa naffl dapat daw ginamit ko yung virtual card sa 20k spending 😂 ang bulok ng sistema ng ub. Cut na lang, meron naman na ko rcbc. Hahaha sorry sa rant

[@annalyngutierrez1330]

@@realt4331 totoo po yang sinabi mo.. naku papa cut ko narin ung saken hindi ko rin magamit walang card e hindi naman ako mahilig mag online spend.. panget ng sistema, pa putol nalang din saken tutal meron naman ako metrobank,saka eastwest

[@irishpagapulan7758]

Sakin mag-2 months na. Raised a ticket online, nagreply via email after a week. Nagrequest nalang ako na for pick up sa nearest branch pero after 1 month wala pa din sa branch yung card ko 😅 hirap tawagan ng CS nila, even contact number sa branches di matawagan/sumasagot. Better na wag nalang iactivate, sakit sa ulo hahaha!

[@haidyallam]

can you still use your citi credit card even if it was replaced to union bank credir card?

[@JaxReyes_]

Once active na si UB you cannot use the old citi na

[@bansphotography7105]

Automatic ba no annual fee or need pang gumastos kaagad ng 20k para maavail yung no annuel fee? Also, pano maverify kung eligible na yung CC sa no annual fee? Ty.

[@j.m.m.d.]

hi yung 20k spent needed hindi naman po un one time transaction lang noh? tia

[@mocha_chuchay5945]

Jax ano kaya ung kapalit ng Simplicity + visa?? Kasi nung nag gawa ako sa Unionbank ng account ang nakalagay is U Platinum Visa.. ito ba ung platinum nila na may Airpoirt lounges access na 3000 annual fee?? Pero CITI simplicity has no annual fee for life

[@francesoriano8347]

Jax pwede ba more than minimum or 50 percent ng outstanding balance lang muna bayaran sa union bank rewards? Sana masagot. Tia

[@lloydd.2306]

can I pay union bank cc thru BPI savings account? thanks

[@airajoysison]

Hi, thanks for this info. Ques lang po tap enabled na din po ba ang ub rewards visa plat? Hope masagot po. Thank you!

[@Ewen-05]

Yes po

[@rheymac9450]

Hi do I need to inform UB for 20K use with in 60 days to waive the NAFFL?

[@JaxReyes_]

No po they should send sms by batches

[@romelimariaalojado5426]

Ilang days po ba bago mag-reflect yung earned points? Thanks po!

[@kimmyestimo4008]

eto din question ko . sana may makasagot

[@alfredpineda8560]

Diba need magspend ng 20k for the annual fee to be waived? Ok lang ba na magpurchase online using the card? Is that counted?

[@amithyjanebermudez3091]

Counted po ba?

[@Noel-go3dz]

good day sir 😊 when i used my citibank cc to pay for utilities like meralco, i was rewaded with miles... that was the reason i used my citibank cc more than my pnb cc... would unionbank cc also give rewards for payments for utilities?

[@Akhikunn]

di hamak na mas mgnda citibank nuon.Million na limit ko

[@erickmanangan4803]

Sir regular credit card ba yun UnionBank Cash Back Titanium Mastercard? Thank you.

[@christopherneilbamba3151]

Hi Sir, Single purchase lang po ba yung 20k spend para ma avail si NAFFL sa UB rewards platinum? Or pwede multiple purchase basta ma complete si 20k spend within 60 days? TIA

[@jasondavidvailoces9199]

20k accumulated po, not 1 single purchase

[@ms.junnah]

Hello automatic na yan once na meet mo ang 20k spend like pag activate ng cc ko 10k for the first month and another 10k sa 2nd month total of 20k na pasok sa 60days. No annual fee lifetime na ba? Thank you sa makasagot.

[@chubbybettyloves2122]

Up

[@raymonileto7488]

My very first CC.. thanks @Jax & KKB 😍

[@JaxReyes_]

Congrats!

[@leoftana2705]

Thank you. Very direct and informative

[@rachelleestiller2582]

Hello sir saan po makikita yun expriration date and cvv ng virtual card? Thanks

[@unliwanderer2985]

I have a landbank savings account and unionbank savings account, can I apply for unionbank's reward platinum card?

[@israelpascua1166]

Ask lang po if yung need to spend na 20k is pwede on both virtual and physical card ? Thanks po .

[@MATbookkeeping]

bakit hindi po magamit un UB paydirect? i'm using citibank cc. when po kaya pede gumamit ng paydirect?

[@MichaelAmazonOnlineArbitrageVA]

Hello Sir Jax been following you for 2 years now thank you for the learning vids about cc. Ask ko na rin po with regards to UB Rewards CC,valid din po ba yung mag cash advance ng 20k to avail the NAFFL? ty po.❤

[@JaxReyes_]

Thank you po! Hindi pwede ang CA dapat purchase siya po

[@kalokohanvines3206]

Hello, Jax. Question lang, Nag apply ako ng UnionBank rewards credit card last week and fortunately na approved naman. Ang kaso idedeliver siya sa dati kong address. I'm worrying kasi minsan hindi natawag ang ninjavan. Basta nalang nila pinapa received kahit hindi authorized ang tatanggap. Pwede ba activate yung card even without the UnionBank app?

[@NEILLHALLARIES]

Good day tanung lng po sna ako kung anu mangyayari sa credit card n citi mrami po kasi akong naipon na points paano po kya sya magagamit?

[@justEntertainmentbyAe]

Nag Activate alo pero wala lumalabas na card details sa online account ko

[@tatzz1286]

..hello sana ma notice..okay po ba tong CC na ito sa mga OFW?..khit wala sa ph pde po magopen?..thank you.. 😊❤

[@CarlmathContrata]

Sis ask ko lang Po ilang days bago mag reflect sa dashboard kopo kaka received ko lang Kasi Po Ng CC ko from UB..??

[@JaxReyes_]

pag approved lalabas dapat yan

[@imeelucero5930]

Hi, may idea po ba kayo why it is not showing up on my dashboard, naka received naman ako same ng pinakita mo na activated also via email din. Then I tried via web pero may error na "we cannot use the details you have provided at this time" .

[@francisocampo8767]

Yong easy convert po ba pasok din sya sa promo para sa no annual fee life time? Thank you

[@Baby-LynPamittan]

Bi sir. I’m using citipay all po. How i use it po to new unionbank app. It’s very convenient po kasi sakin to pay may doctors fee. Thank you

[@procopio3274]

Hello, Paano po kapag gumawa ako ng union bank account tas umabot ng 2 years na wala akong naideposit? Sabi kasi ay kapag hindi namaintain ang 10k na balance ay may babayaran na 350 per year. Magkakaroon ba ako ng utang na 700 kung after 2 years lang ako makapagdeposit? Salamat po.

[@hildapramo]

good day!i have already received my rewards credit card one month ago but I cannot activate it online..What should I do sir?

[@JaxReyes_]

Call bank po

[@neveahhalle]

Hi po what if 15k lang ang credit limit, tas dapat 20k need spend para free annual fee. Paano po kaya ang gagawin? Thanks

[@gwenrosco3309]

Kaka activate ko lang po nun credit card and un virtual credit card kaso hindi po sya nagrereflect sa dashboard po. Paano po kaya yun?

[@NielDanhilFrancisco]

Hello sir, upon reaching to 20k spendings within 60 days po, automatic makkuha yung NAFFL at uung eCG no nees na tumawag sa kanina para dun sa no annual fee?? Thanks po

[@ericacordon9273]

Ilang beses ko po inupload yung passport ko po parating deny . Pano po ba e upload id using passport thanks sa sagot.

[@izon9452]

How to claim po yung egift na 2,000 pesos?

[@chubbybettyloves2122]

Up

[@yajson]

How many points per mile?

[@Earlie-sn6rf]

hi po ask ko lng pede po ba mag purchase gadget installment any store like in green hills? salamat po

[@HectorLaude]

Ask ko lng pwede Po ba after three months kopa activate Ang CC Visa platinum Card from Union Bank. Thanks for rply

[@JaxReyes_]

should be pwede

[@monalizalagman8029]

Already activated but cannot use over the counter and online payment what should I do

[@junakisvlog]

How to activate po? Laging error sa apps Saka sa website.

[@jappetdepalubos9040]

Anong courier po nagdeliver ng card nyo? Ako po kase is Go21 pero failed delivery daw because they can't locate me sa address ko kahit andun lang naman ako.

[@jaidelynbautista9879]

Same scenario of go21

[@judieoliquino4806]

same experience with me. House closed daw syempre mahirap nowadays n bukas ang kabahayan di ba? may tao man po sa bahay during sked ng delivery pero wala man narinig n tumatawag haasyss... i emailed union bank customer service to replace their courrier. bagal service nila.😊

[@jhoanadelossantos2086]

Ask lng po kpg di nameet ung minimun spend na 20k within 60 days ibig sbhn mgkkroon sya ng annual fee

[@JaxReyes_]

@@jhoanadelossantos2086 yes

[@joannezhang6034]

hello po ilan days po bago nyo nareceive un physical card? please sana masagot thank u

[@l.a8180]

Ano po online bank app pwd mag pay kay UB nag check po ako kay BPI BDO at metrobank wala po

[@merryjoycoronel3706]

Hi just want to ask, I am entering my friends referral code in UB app but once I hit submit there's a pop up saying otp is required. There is an otp sent, though I did not know where to put it po? Asking for help po thanks!

[@FranciscoPeralta-p9o]

Hello po pano kopo malalaman kong bayad napo ung 1st statement account balance kopo?

[@JaxReyes_]

Check sa app ni UB

[@marlonrendon9364]

Pwede po ba magamit sa pagbili ng gadget yan sa ibang store or online?

[@gsc0424]

Kaylangan po b mag create ng Pin for the actual credit card para magamit sa transaction?

[@25thBamm]

Pasok po ba sa promo ng UB CC if first CC ko siya?

[@sherwinjoven5439]

Paano gamitin ung 15k limit at wala poko pin At ung 7500 cash advance n wala din po akong pin Salamat

[@Funny-boyLOL-xd]

Hi po sir just got my cc yesterday,, activated na po sya pero bakit di po mkita outstanding balance ko mobile banking??

[@JaxReyes_]

nakalink na ba yung card?

[@rachellejoymartinez8352]

Talaga po bang 0.00 ang nakalagay sa outstanding balance?

[@JaxReyes_]

@@rachellejoymartinez8352 kung wala ka ginastos po

[@Mikayila23]

Ni activate ko na po ung virtual card ko kaso di po sya lumalabas sa dashboard ko sbe nman sa email succesfully activated na pero d po lumalabas.

[@JaxReyes_]

try refreshing or re login sa app

[@Mikayila23]

@@JaxReyes_ same pdn po. I tried it so many times po and kht sa ibang device.

[@joannefuego6308]

Hello po.. Ndi q po kc maintindihan paano po ung cutoff ng union bank.. Wala po kc nkalagay

[@JoD-d1e]

Hi, I’m planning to get my first CC. About this po do I need to open a bank with them first para makapag apply for credit card? Thank you

[@cagampangkarylljoyr.948]

pls answer

[@selenophileme17]

Ilang days po mag reflect ang virtual credit card at available credit po? Kanina pa nag email na I was approved tapos di pa nag reflect yung virtual card # and I already entered the card reference number po and It was already registered po daw

[@ryoko206]

kahit ba gamitin yung virtual card sa app to purchase online pasok padin ba sya sa NAFFL Promo na 20k spend??? Pls Answer this!

[@JaxReyes_]

maka ! naman po sir. yes pwede

[@ryoko206]

@@JaxReyes_ thank you po 😭😭

[@healtheworldforabetterplac7574]

How to activate yung Virtual App? I can’t huuuhuh

[@Demir_Savere]

Pwede po magtanong, i have Citi Rewards Card , already waived na yung annual fee nya, may na received ako na UB Rewards Card, need ko pa ba spend ulit ng 20k again to waived the annual fee ? Thank you in advance

[@JaxReyes_]

pag may citi bawal na

[@christianphilquinto3516]

Magkano po bayad ng supplementary ng UB rewards ? Wala ko makita sa website thank you

[@LesterAdriano]

Can i pay my unionbank credit card dues using gcash??? Sana po masagot

[@johairia]

Hi po..Just received an email from UB then activated my virtual card. Ung 20k na spending for no annual fee magsstart naba for virtual card pa lang po?

[@violasawitan3404]

yes po, need ka magspent ng 20K para wala kang annual fee

[@clarisapelisco2265]

Is it counted if I already paid the credit and Hindi pa abot sa 20k? Or do I need to make it 20k before I pay?

[@juandelacruz8414]

hi.. may maererecommend po ba kayo na credit card for OFW? na maganda gamitin abroad?

[@EddenValencia]

Ano po gagawin pag na returned to sender ang cc unionbank po???

[@JaxReyes_]

call UB po

[@PositivitysDust]

Hello what if you hit na 20k, then ayaw ko na gamitin, no annual fee pa din ba?

[@JonasChua-t9e]

Kakarating lng po NG cc ko Tanong lang po kapag inactivate n po ba ito talaga po bang no annual fee for life n ito?

[@JaxReyes_]

may spend requirement po yan yung rewards po 20k in 60 days