Understanding Whole Life Insurance for the Insurance Exam

[@shreyapatel66]

I typically never add a comment but had to come on here and thank Melissa! I passed my PA life exam this morning. I came across her videos couple days ago and to be honest, I felt as if I wasn't fully understanding some of the concepts. She makes learning concepts so much easier with her tips and you will retain the information. I cannot thank you enough insurance queen and good luck to everyone taking the test!

[@insuranceexamqueen]

Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

[@TheBlossomingLife]

Congratulations! 🎉

[@wesleyrhodus8524]

Studied Life insurance on exam fx for hours and Queen managed to teach me more than exam fx in less than an hour 🤣

[@insuranceexamqueen]

Yes!!! That's awesome!! Glad to be of service

[@sunnybtheempress4417]

I swear

[@MrsTipton]

Girl yes! so far I definitely understand her way more! I hope it translates to my chapter quizzes so I can pass those and the final practice exam.. I’m so nervous!

[@chalfontelark9882]

Thanks a ton for all of your help. I watched many of your P & C videos when i was going through the licensing process and now I'm looking to get my L & H and I'm sure i'll be watching many of your videos for that as well. You truly have been a blessing and in return, i want to bless you. Im not sure what you believe but Jesus Christ changed my life forever. The Bible says that He's the Way, The Truth, and the Life and there's no way to The Father except through Him. I just wanted to show Him off for a bit here haha to bless you. He loves you. Once again thank you so much for your content!

[@insuranceexamqueen]

You're welcome. Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

[@lydiadraper3752]

I found your videos 3 days before my P&C exam. Before you, I was not confident at all, but your videos helped me pass the first time! I am now watching your life videos to help with my next exam. I can not thank you enough for these!!

[@insuranceexamqueen]

Yes! I love this! So glad they are helping!

[@NEWS2025-b5d]

You were blessed to be an amazing teacher.

[@insuranceexamqueen]

Thank you! 😃

[@jackiehaines4094]

Passed the P and C exam because of your videos and now I’m on to the L and H test.

[@insuranceexamqueen]

YES!!!

[@fromjaxflorida]

I love the graphics. I can't understand just reading the words but your illustration makes it very easy to understand the concept. You're a great teacher. Thank you for doing this.

[@insuranceexamqueen]

Yes, I love to teach properly!! check out insuranceexamqueen.com for more videos like that

[@minaperez8943]

Thank you for your videos I will take my exam again tomorrow I really wanna pass ! But wanted to say Thank you enjoy listening to you watching your videos ! 🙏🏻🌷

[@insuranceexamqueen]

You got this!!

[@MoneyStrategiesSOULutions]

Did you pass?

[@BigJelNotTheLilOne]

Just failed my exam by 9 points was so disappointed, was recommended this channel! I’ll let you know I’m taking the exam hopefully thur or Friday

[@insuranceexamqueen]

You can find everything here: www.insuranceexamqueen.com/

[@ariesandrews1418]

I'm preparing to take my exam this coming Tuesday for Georgia's Life Only Exam. I passed my Xcel course and do fairly well on their simulators, but I still wasn't confident. I found your channel from a reddit thread and am so much more confident. I'm actually not scared anymore! Thank you for these and for making them easy to understand.

[@insuranceexamqueen]

Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

[@ariesandrews1418]

@insuranceexamqueen I just wanted to thank you so much! I crammed your videos the last two days and passed my exam today with a 94%!

[@2013argos]

Your videos have been so helpful! I wish I would have known about you on day one, I would have just bought your courses instead of Excel!! You explain things so clearly!! Thank you!

[@insuranceexamqueen]

excel partners with Melissa Go here, click on recommendations and then scroll to your state to see the most important topics for your exam, and get Gold for a 90% First Time Pass website. Click this link: www.insuranceexamqueen.com/login It’s a great idea to look at your exam content outline and know the exact percentage of the most tested topics. You can find every state outline under the Files Section of the facebook study group. facebook.com/share/XbF6toywYh315Hca/or State Exam Requirements: prepare2pass.com/requirements Watch the videos on repeat and write down all notes that melissa has provided We are so excited for you to pass the exam, make sure to trust yourself and listen to this audio to get pumped to. pass! kzbin.info/www/bejne/mGnGnWt3frJqoJI I am sending you all the loves and vibes to pass the exam

[@MoriGmich]

I am studying to take life and health exam for PA. The company that offered me to take the course has links with excel solutions where I only had to pay a small amount, I think 25 or 30 somewhere there. It's been two months since I started the excel course but it's boring just to read and answer the questions. So, I typed insurance exams teaching on KZbin and you(Melissa the queen) showed up right away and I am relieved from the stress when I started watching all your videos. Believe it or not, I scrolled down to the oldest videos and I am learning much more clearer from you that the excel. The person you invited, Peter, he is wonderful I wish I can be more knowledgeable like him. I am not confident yet to take the test but I will definitely schedule it very soon. Thank you Melissa, you're doing a job helping people like me who struggle understand the insurance language by breaking it down in a simpler way to understand

[@insuranceexamqueen]

Hello! I am Melissa, the Insurance Exam Queen. Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam! I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible. During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam. My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions. You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam. Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 900 5-Star Reviews on my Google Business Page. My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material. Below, I have written up what is most important for your state exam, and where you should spend your time during your studies. The easiest and most tested chapters are General Insurance, Life Basics, Life Provisions, Term vs Whole, Annuities, Health Basics, Health Provisions, Disability Insurance, Medical Plans and State Law and I cover all of them in my Royal Treatment Class Series. General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Most states will range in how much this chapter is tested typically being around 5% to 10%, but since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law. With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know. So first, we focus on the things that overlap. Life Basics and Health Basics overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but the life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options. Life Basics is also known as completing the app and health Basics also known as field underwriting and both chapters are all about the application process an agent goes through when selling a policy as well as the basics of life/health insurance. While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies. Annuities which are actually the opposite of life insurance requires mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc. Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers. Provisions also tends to be one of the largest chapters on all state exams, sometimes even up to 25% or more of the exam is just on provisions. For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance. Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series. Right now, I have three options for the Royal Treatment Life and Health and both come with 100 Day Access. The Sliver Life and Health Series will cover a simple review of the most tested topics across all states. The Gold Life and Health Series will cover an in depth review of the most tested topics across all states. Personal Platinum is Gold + Silver + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial! Additionally, as part of Platinum you get to attend all classes I host for Life and Health for free during your 100 days access. Plus you’ll have access to previous Boot Camp recordings that are not available anywhere else. You can find everything here: www.insuranceexamqueen.com/ Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule If you want One-On-One Tutoring you can book with Peter Here: wkf.ms/3LSJC2B Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

[@gosteelers2291]

Testing today at 3 pm. Let’s Gooooo

[@ManicMercurianAstrology]

Thank you so much for this visual, I have seen the term "Whole Life" / "whole life insurance" SO much and even memorized test questions in my practice exams but I never actually understood what this concept was until just now. You were talking about insurance vs cash value when it all clicked , You explain things in such a great way Ive watched hours of your other videos as well THANK YOU THANK YOU THANK YOU

[@insuranceexamqueen]

Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

[@melissahendler747]

Your videos are so so so helpful! I wouldn't feel as confident taking my exam if I had never came across your videos.

[@insuranceexamqueen]

Fantastic!! I am glad to be of service!

[@papaj4344]

I’m studying for L&H in Tennessee through excelsolutions. Doing those courses compared to listening to you is NIGHT AND DAY. I enjoy you so much more. I just hope the test will be similar to the teachings 😅

[@insuranceexamqueen]

Go here, click on recommendations and then scroll to your state to see the most important topics for your exam, and get Gold for a 90% First Time Pass website. Click this link: www.insuranceexamqueen.com/login It’s a great idea to look at your exam content outline and know the exact percentage of the most tested topics. You can find every state outline under the Files Section of the facebook study group. facebook.com/share/XbF6toywYh315Hca/or State Exam Requirements: prepare2pass.com/requirements Watch the videos on repeat and write down all notes that melissa has provided Always remember you have it exactly what it takes to pass, keep a positive mindset, and listen to Melissa’s meditation! kzbin.info/aero/PL98TB5a2YSNXhjNRxU5iCjnUecqv3Iu0W We are so excited for you to pass the exam, make sure to trust yourself and listen to this audio to get pumped to. pass! kzbin.info/www/bejne/mGnGnWt3frJqoJI I am sending you all the loves and vibes to pass the exam

[@papaj4344]

@ thank you SO MUCH!!!

[@patriciacdiaz]

omggg i wish i came across your vids sooner because this FINALLY clicked in my brain after spending days trying to grasp this crap

[@yvonne529]

Here I was bitxhing that you had no life and health videos and then I found them haha. Thanks so much, I got an 89 on my P&C and now I’m so grateful your videos will definitely speed up getting my LH license too, thanks so much for your dedication to insurance

[@insuranceexamqueen]

I got life and health Gold! It's the best!

[@noymc6614]

Thank you so much, I passed my 2-15 state exam your videos helped me tremendously

[@insuranceexamqueen]

Yes!! Congrats!!

[@jacobconlon3513]

Bought the gold course from you, as well as took the practice test 50 times, and passed my life and health the first time!

[@insuranceexamqueen]

Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

[@jacobconlon3513]

@@insuranceexamqueen I definitely will! If you are struggling to retain the information, she will help you.

[@stevenpittman177]

I'm in the midst of an online Life Ins. class. Not to be mean, but the instructor is so monotoned...I can't stay awake -- and I'M A TEACHER!!!! This video just summed up two chapters--thank you!

[@insuranceexamqueen]

I am so glad!

[@pricialafrance4671]

Huge Thank you for sharing all of your videos, it help me understand the materials so much better, you simplify things and make it make sense. this is your calling, wish you much success. You were awesome to watch and tell Peter a trillion thanks I love his explanation as well, the light bulb brightened with his explanation. Thanks a million

[@insuranceexamqueen]

Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

[@insuranceexamqueen]

You welcome. Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

[@4EVERLEARNING247]

Wow! You explained this in such a way, answering questions as I was asking🎉 thank you! In prep for my life producer exam😊

[@insuranceexamqueen]

Go here, click on recommendations and then scroll to your state to see the most important topics for your exam, and get Gold for a 90% First Time Pass : www.insuranceexamqueen.com/

[@insuranceexamqueen]

Glad it was helpful!

[@jaarstol]

you are amazing!! So glad I found you - I’ve been studying with AD Banker and it’s sooo boring and it doesn’t explain things or put them in context the way you do at all. I’m feeling so much more confident I’m signing up for next week! Thank you so much I’ll check out your FB and packages too! 🙏👑❤

[@insuranceexamqueen]

Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

[@GriseldaMolinaMadrigal]

so I am so glad I came across your videos, they are extremely helpful. I do want to add that I liked seeing the colors on your hair, the purple top, and your nails, idk but it was very pleasant to look at. Not trying to be a weirdo but it was a nice clean soothing sight, especially with the nice clean white background.

[@insuranceexamqueen]

I'm so glad!

[@mckenziehansche6863]

Do you have a video covering several policies? I was looking for them. You’re videos are helping me study through these quizzes

[@insuranceexamqueen]

I have complete videos in my course packages. What state adn exam?

[@KatM272]

You’re edgy, cool, and have an educational channel about such an interesting topic, I love this. I’m trying to see if being a life insurance agent is something that’s right for me to do part time… do you have any suggestions for someone that is trying to see if this is for them? Does it make the most sense to start alone or with some sort of agency..? It seems like there’s so much information

[@insuranceexamqueen]

I would say with an agency, they really help you understand the products and how to sell them etc. You will have a career for life!

[@KatM272]

@@insuranceexamqueen thanks for the response! Would you say it’s feasible to find an agency that is fair/remote that allows us to do this on our free time at our own pace? Or do the majority of agencies pressure agents etc

[@iloveyoumadhuri]

I liked this video! Thanks!

[@insuranceexamqueen]

Glad you liked it! Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

[@canyonproductions7683]

My boss gives me Exam Fx so I can start writing Life in the future- Im TOTALLY Lost and then Insurance exam queen page saves me once again 😂

[@aaronjennings8385]

Do you have a video about infinite banking?

[@roserandolph-startupbusine5821]

Melissa do you have state specific training (Maryland)? Thank you...

[@insuranceexamqueen]

Yes and no. I stick to the common stuff among all exams, but I do work with agencies who need support with more state specific material.

[@insuranceexamqueen]

Are you doing just life or Life and Health?

[@roserandolph-startupbusine5821]

@@insuranceexamqueen Life only... Thanks...

[@ShowMeYourBonus]

Why would someone choose this over term? Is it because you can pull out money if needed? I feel like term sounds way better with the higher coverage and lower premiums

[@insuranceexamqueen]

To be able to loan yourself your own money without credit checks is one. There are a lot of reasons, each person needs to see what's best for them

[@Daniellesmithaesthetics]

Thanks this helps, do you really help study?

[@insuranceexamqueen]

Hi! I would love to meet with everyone and be able to tutor, but the requests are so often and the business is so large to manage that I am not available for One on One anymore. Also if you are not in the facebook study group yet, I highly suggest joining: facebook.com/groups/1082073882582049/ The only way to work with me directly is through the Platinum Membership where you will be added to a group chat and you can ask questions and receive support via text or audio messages. Platinum also includes free tickets to any live classes being hosted during your 100 days access. There is also Angela the ultimate study buddy, and Peter who provides one-on-one tutoring if available. We also offer live classes frequently. Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule If you want One-On-One Tutoring you can book with Peter Here: www.insuranceexamqueen.com/1-1-booking/alllinestutoring/register If you need a Study Buddy, you can book with Angela the Ultimate Study Buddy here: calendly.com/ultimatestudybuddy

[@Daniellesmithaesthetics]

Have any videos for Oreogn LAW Life insurance

[@insuranceexamqueen]

Yes, but you'll still need to have state specific text for the exact #'s. I'll cover the basics of the department of insurance, the unfair trade practices and which numbers you need to remember.

[@jbsmith89]

Nice video! Queen fo sho

[@insuranceexamqueen]

😘😘

[@MichaelRodriguez-tc8ur]

Do you have a day class for life insurance? I have my test Sunday

[@insuranceexamqueen]

What state?

[@MichaelRodriguez-tc8ur]

@@insuranceexamqueen Texas! I have 2 others who are testing with me as well

[@insuranceexamqueen]

@@MichaelRodriguez-tc8ur Hello! I am Melissa, the Insurance Exam Queen. Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam! I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible. During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam. My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions. You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam. Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 140 5-Star Reviews on my Google Business Page. My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material. Below, I have written up what is most important for your state exam, and where you should spend your time during your studies. Completing the application, Types of Life Insurance, Life Provision and State Law/Insurance Regulations are the most important focus for your exam breakdown. Completing the application is all about the application process an agent goes through when selling a policy as well as the basics of life insurance. Types of Life will teach you about all the available life insurance policies and the ones you want to really focus on are Term vs Whole and Annuities. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers. Provisions tends to be one of the largest chapters on all state exams, sometimes even up to 25% or more of the exam is just on provisions. Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series. Right now, I have two options for the Royal Treatment Life and both come with 100 Day Access. My Sliver Life and Health Series (just skip the health videos) will cover an in depth review of the most tested topics across all states. Personal Platinum is Silver + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial! Additionally, as part of Platinum you get to attend all classes I host for Life and Health for free during your 100 days access. Plus you’ll have access to previous Boot Camp recordings that are not available anywhere else. You can find everything here: www.insuranceexamqueen.com/ Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

[@braviewanstall237]

thank you be safe #AZ #LH

[@laurenlizzi4375]

You are godsent❤

[@insuranceexamqueen]

that's fantastic! We appreciate your business and so glad you passed! If you haven't already we would love a 5 Star Review on our Google that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review Or leave a video testimonial Here - testimonial.to/insurance-exam-queen/all For next steps in building your insurance career, please visit our Sister group: Insurance Sales Queen New Agent Support. Her Courses and Resources can be found here: learn.theinsurancesalesqueen.com/courses #motivation #inspiration #support Sending you all the love and good vibes

[@jennifermurray6949]

Is the beneficiary paid both the Death Benefit and the Cash Value? So, they would get the 100,000 and then say 45,000 on top of that as the cash value for a total of 145,000? *I finished the video… and now I can’t remember which policy is the one that pays the cash value and the death benefit.

[@insuranceexamqueen]

If you are not in the facebook study group yet, I highly suggest joining: here you can post questions like this and get help from others that are also studying facebook.com/groups/1082073882582049/ Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

[@aneciathomas6318]

Do you have video for universal life?

[@insuranceexamqueen]

Yes, my gold life series has videos on universal life, but it is not one of the most tested topics on the exam.

[@insuranceexamqueen]

You can find my gold series on insuranceexamqueen.com

[@lolsmilyface09]

I'm trying to find past the Arkansas life insurance and I am not being successful at it at all can you please help out

[@insuranceexamqueen]

Hello! I am Melissa, the Insurance Exam Queen. Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam! I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible. During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam. My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions. You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam. Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 140 5-Star Reviews on my Google Business Page. My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material. Below, I have written up what is most important for your state exam, and where you should spend your time during your studies. Completing the application, Types of Life Insurance, Life Provision and State Law/Insurance Regulations are the most important focus for your exam breakdown. Completing the application is all about the application process an agent goes through when selling a policy as well as the basics of life insurance. Types of Life will teach you about all the available life insurance policies and the ones you want to really focus on are Term vs Whole and Annuities. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers. Provisions tends to be one of the largest chapters on all state exams, sometimes even up to 25% or more of the exam is just on provisions. Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series. Right now, I have three options for the Royal Treatment Life and both come with 100 Day Access. My Sliver Life and Health Series (just skip the health videos) will cover a simple review of the most tested topics across all states. My Gold Life and Health Series (just skip the health videos) will cover an in depth review of the most tested topics across all states. Plus you’ll get Silver as well. Personal Platinum is Gold+ Silver + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial! Additionally, as part of Platinum you get to attend all classes I host for Life and Health for free during your 100 days access. Plus you’ll have access to previous Boot Camp recordings that are not available anywhere else. You can find everything here: www.insuranceexamqueen.com/ Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

[@mollymegan2303]

Melissa! Please help me pass the Life, accident and health insurance exam!

[@insuranceexamqueen]

Which state?

[@deadflowerss143]

thank you

[@reddottacticalfl]

ty

[@jizzosignature]

You can't get because you are dead so it might be best to say your beneficiary will get ... however if your live to 100 then and only the you will get.... keep up the awesome work

[@HighvibeHolly]

What state are you in

[@insuranceexamqueen]

Illinois

[@sidshri6080]

Whole life ins is saving your own money for your own death. The insurance portion kicks to fill deficit incase you die before the policy matures (@100 years), for which we pay a little premium for the cost of ins. We could as well take a term ins, but it wont last till age 100, so theres a good chance we could outlive the term and lose all the insurance payout

[@insuranceexamqueen]

Go here, click on recommendations and then scroll to your state to see the most important topics for your exam, and get Gold for a 90% First Time Pass : www.insuranceexamqueen.com/ It’s a great idea to look at your exam content outline and know the exact percentage of the most tested topics. You can find every state outline under the Files Section of the facebook study group. facebook.com/share/XbF6toywYh315Hca/or State Exam Requirements: prepare2pass.com/requirements Watch the videos on repeat and write down all notes that melissa has provided We are so excited for you to pass the exam, make sure to trust yourself and listen to this audio to get pumped to. pass! kzbin.info/www/bejne/mGnGnWt3frJqoJI I am sending you all the loves and vibes to pass the exam

[@ryanpadden5146]

I thought if you lived to be 100, the company would pay the benefit and pay the cash value? Is this not true???

[@insuranceexamqueen]

We’re glad you are here for support and looking forward to seeing what the group chimes in with. If you would like to be able to ask Melissa questions while you are studying, you will want to get the Platinum Package available on Insurance Exam Queen. /www.insuranceexamqueen.com/

[@Meselfiskool]

Savage!

[@apollosoundsystems]

ty