Unlock the Secret to Saving $200 More Each Month!

In this video, we show you four simple plans which allow you to save $200 more a month. Whether you're debt-free, living paycheck to paycheck, a frugal living fan, or living on a low income, we'll talk about a plan that is right for you.
Join us as we unlock the secret to saving $200 more each month.
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//ABOUT:
We're Hope and Larry and we love practical frugality. We raised our four sons, debt-free, including paying cash for our home when our income was well under the national average. For tips on saving money, budgeting, paying off debt, and setting goals (while living with a spirit of joy and abundance), subscribe to us here on KZbin and visit us at our website and on social media.
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[@Sunshine_State]

I turned in my leased 😬 car and will drive a paid off car we’ve had sitting in the garage, changed car insurance, cancelled cable TV, cancelled landline phone & made some changes to our cell phone service. It adds up to over an $8,000 savings per year!

[@Sunshine_State]

I will add that I turned in the lease a year early.

[@creditczar6979]

Great job🎉 Congratulations! Enjoy the fruits of your frugal labor.

[@Sunshine_State]

@@annveronica7795 i’m not going to get rid of my cell phone. FaceTiming with my daughter who is away at college is priceless to me. Being available for my husband who is a police officer and works long hours is priceless to me.

[@Sunshine_State]

@@annveronica7795 excuse me? I’m not a troll and I don’t know anything about added digits. Would you care to enlighten me? Not sure why you would try to act like a jerk towards me.

[@Joce123]

I paid almost all the the car price.. Only took out a small loan so I could always sell the car if needed

[@mbr663]

I grew up in the 50's with parents that never wasted food, and I'm glad they taught me not to waste. After so many years of prosperity in the U.S., some younger family members tease me about my frugality. They think it's a bit neurotic. I don't care. I just keep using a spatula to thoroughly clean out mayonnaise jars, and peanut butter jars, and I have enough for an extra sandwich or two, which I think is dandy.

[@chrisl418]

I've been following your advice for some time now. I've gone from living paycheck to paycheck to 1. Setting a budget, 2. Moving to reduce rent cost, 3. Looking at each category and trying to reduce them, 4. Looking at alternatives for entertainment that don't cost more than I've already spent (knitting hats for the homeless while watching TV or a fake crackling TV fireplace on cold rainy weekends), listening to free audio books on Libby during my work commute, 5. Making an oatmeal mix using your recipe and bringing it with me to work (avoiding the overpriced junk food from the snack machine if I don't have time to make a sandwich) and I've been inspired to say, "Hi and thank you!" as you've helped me see there may be a financial future without debt and with security if I keep on this path towards frugality.

[@UndertheMedian]

You made my day with your kind comment. We're so excited for your journey and we're honored to be a part of it.

[@jsbarto1]

I prefer to go to one of my local gas stations to fill up; the cheaper ones are in areas where people have been carjacked or held up while attempting to get gas...I'll pay a few dollars extra to stay safe!

[@chrisk4053]

Water!! Drink from your faucet and use a brita filter!!!

[@skyartsmanagement]

Where I live, we pay less for electricity in off-peak hours. I have got into the habit throwing in a load of laundry before bed, and then hanging it in the morning. I also start the dishwasher before bed rather than immediately after supper. Clothes washing and dishes now cost me 40% less.

[@ellengriffith1585]

I used to be a coffee junkie but lately I have been having vertigo attacks and a little while back I had a 48 hours vertigo attack that was mild but I had upped my coffee intake by having more iced coffee and tea. After some research I discovered that caffeine can be a trigger for Vertigo. I quit cold Turkey and my vertigo has decreased significantly. I’m now no longer making my own coffee or buying my occasional latte and will be saving about $20 to $40 (Canadian) a month. Yes I miss my lattes or morning coffee and afternoon tea or iced coffees but I hate having vertigo.

[@nickiclarke4304]

Sound advice and lots of ideas - your videos are jam packed. Love how you research things to give us the most up to date figures and information. Thank you for all the work you do to deliver high quality content each and every time. I also love how you talk about your own ongoing frugal journey - you don't act like you have done it all and know everything better than everyone else. I love how you are always learning and experimenting, and encourage us to do the same.

[@marcil7389]

I often make my own greeting cards. I bought 10 blanks/envelopes at dollar general for $1.00 and use ideas from pinterest.

[@v113d94]

My bank takes all your change and transfers it to the saving account. It’s called “The Power of Change.

[@sharonlugone5955]

My boyfriend comes over once or twice a week for dinner and some British TV for a lovely evening. But sometimes we like to go out. Instead of going to dinner, which has become really expensive, we go on morning coffee dates. Reno has lots of great coffee shops and we love hanging out with the young hipsters. We take turns treating. ❤

[@alexandra109]

First. I love these videos. I love how excited you both are about saving money. However, I think it is important for people to feel successful and we often forget when eliminating one thing you often substitute another and need to budget for that. It may be a much lower cost item but if you wonder why you aren't saving what you thought that may be the reason. For example, if you are eating out and lower/eliminate this, your grocery budget will go up. You will still save money, but you need to adjust your grocery budget accordingly.

[@einat1622]

Still cheaper than eating out. Their video was solid because they offer alternatives to things cut (free online content, a much cheaper mobile company, bike rides instead of car, etc.).

[@dorawedlock3969]

Keep tires inflated to correct pressure. We have Roku and get Tubi, Pluto,and several other free stations. Saved $60 a month. If you are eligible apply for HEAP. I don't know if is state or federal program. Instead of hot showers every day, use a wash cloth and wash. Eat less! You don't need to eat until you are stuffed. Good for waistline and budget.

[@brenda121143]

I paid $138, a one-time expense, for a Roku TV and am saving $195 a month.

[@robinholbrook8296]

You can get free cell service and $30 off home internet if you have EBT card

[@KC-dr3cg]

Philco $20 mo..63 channels

[@KC-dr3cg]

Maybe it is Philo

[@hello-vs4me]

Does it have unlimited calls and unlimited text

[@teresakooser5695]

If you take your lunch you can save money by batch cooking inexpensive food very flavorful items that you would want to eat all week

[@jenniferbrown787]

I stash not only my change. But i set aside any $1 bills in a shoebox. They will add up quickly.

[@alisatjaden3906]

When I got a small stimulus check I bought a Harbor Freight 100watt Thunderbolt solar panel. Had a coupon & birthday gift card, so it was a great price. Saved up for a small Bluetti Max Oak power station to hook up to solar in my front yard. Such comfort & peace of mind to have a backup for charging cellphone, lights etc

[@chrisl418]

Wow, that's so smart! Larry runs smaller appliances off his solar battery daily so Hope and Larry are using them daily! It's like free electricity. Monthly, that must save them a bundle. We live in an apartment with a huge pine blocking the balcony light, but during the summer we get direct sun all the way to the afternoon, so maybe I can rig up a small solar setup...hmmm you've got me thinking. We get power outages in the winter sometimes...maybe there's just enough sun to charge a battery some on winter days...and the rest of the year I could run small appliances off it....?

[@Dirty2Go]

Oh my goodness, you mentioned Starbucks, and while I don't go there, I don't think I could possibly pay that much for a cup of coffee! I would freaking panic! lol Another free streaming service is Crackle :)

[@pjp9383]

To be fair, that's the price for the lattes etc, more than the price for a regular cup of coffee. Not that those aren't also getting more expensive - inflation! - but I'd guess that most of their viewers who still occasionally go to Starbucks are probably choosing the simpler and less expensive drinks.

[@marilynmcardle7330]

I did this and came up with $212.00 mo. Love how Not doing something saves money. Get more walking in hanging out clothes with my lines up now. Feelore in control. Love you two.

[@PerilousRainbow]

I switched to Mint mobile a while back, wanna say 8 months or so, amazing savings on my bill. To start, I had a referral code for $30 for 3 months on the data plan I have. Loved it so then I did the yearly payment so not only did I get an amazing price I don’t have to think about it being due every month, I just budget in 1/12 the price or more because I’m thinking I’ll just pay it ahead of time again for next year.

[@vzimmer1951]

We do still have cable. We are really old and don't do internet except on my phone. My husband can't handle a smart phone. He still uses a flip phone. TV is his link to the outside world. He watched a lot of news and the Western Channel along with sports.

[@TC-fx5zu]

Depending on who your cable provider is you may be able to lower your bill a little. When we had Dish they were pretty good about giving discounts occasionally. We always got movie channels like HBO and Showtime 6 months for half price and they would email to remind us when the promotion was about to end. I’d call them up and they’d give me another deal. One time when I called to try to lower my bill they gave me a loyal customer discount $35 off my bill every month for a year.

[@Smooshes786]

I encourage people to check what their Senior family members are paying for their tv. I learned someone was paying $168 a month for their cable- no internet/no phone plan! I got them under $100 with new services if they choose to use them. They were never offered a change when calling to discuss invoices even. Our rural area has a community board- we offer to pick up for each other when going into town.

[@heatherknits124]

The easiest way to save $200 a month is to earn an extra $250 (tithe and taxes). My favorite way to save on eating out is to let my boss cover my food. If I work an extra hour, or three, my boss is willing to let me eat at work, so I’m not wasting time going out. Not everyone can do this, but, When I was absolutely desperate, hunting and fishing kept me fed. It also kept me exercised.

[@alexiss680]

you’ve helped me to pay off debt and actually pay myself money each month! Thank you so much!!!!!!

[@paulacostello6912]

We live in an apartment and the washer and dryer each cost $3. I simply can't/won't afford to pay $6 for one load of laundry so I hang everything on a rack in my living room. At the beginning i thought i'd have to use the dryer for towels and jeans but it turned out they dry fine. I just have to time it so I can leave the drying rack up for three days.

[@heidibonjour]

I also hang my laundry to dry but I bought a "laundry alternative" brand clothes extractor; now my towels dry in a day! ( amazing how much water is left after a conventional spin cycle!)

[@TC-fx5zu]

I hang towels on pants hangers so they’re not folded over then hang them on the shower rod with a fan blowing on them to dry them faster.

[@kerryjames6312]

By having ten no spend days a month I save two hundred dollars

[@bnbtemple5936]

That's fantastic! I'm afraid of I tried that, I'd just postpone for a day or two the buying of whatever and still end up spending. Willpower is what I need 😊

[@spcatmom]

We drive old, paid-for vehicles and rent when traveling out of town. About $200 to rent for one week vs. a monthly car payment for something newer. We're trying to save to pay cash for an upgrade.

[@shirleydenton4747]

Some of my favorite frugal habits is patience patience patience. I do not just order paint to update my house. I use my Ibotta, Fetch, Microsoft rewards for using Bing to search, and Receipt Hog Rewards for Lowes gift cards to get paint which I use in Winter. Other times I save seeds year to year from my garden to plant following year, and I save a fortune. Also, I just throw my fav tomato seeds under the back steps, and they are protected from frost, so. I do not ever have to buy tomato plants which are pricey. I carry frozen something in my ice chest in my car, so that I can keep refrigerator items in the ice chest and make it a day of errands, shopping, and running. Most appointments I always make on Wednesday to coincide with grocery ads coming out. I clean with simple cleaners, and make my own bleach spray and pour alcohol over wipes to use to clean things that become contaminated. I mix planting vegetables in my flower garden, barely noticed, and always have my favorite wonderful Romaine lettuce and green onions to run out and gather saving about $4 a week in the spring, summer, and fall. Compost and save on dirt. I chop my own vegetables, and never buy processed ready made, therefore not paying extra for somebody to do this adding to the product cost. I patiently look at anything costing very much and look for alternatives or cheaper ways. Credit cards paid monthly and use 3 that give rewards …….I alternate them using whichever gives me the most rewards for that particular item……this gives me at least 1 to 5% on absolutely everything I buy. Even utilities are put on credit card if they don’t charge a fee. Another, is my car is always vacuumed and washed right in my driveway. Laundry…I use 1/3 as much laundry detergent (per Prepper Princess) and only cold water, plus line drying. Full loads only. Since dryers are energy hogs I suspect you may be underestimating the savings. Love you guys, and appreciate your videos so much. You are tops because you never talk down to your followers like they are stupid, and you actually work out plans for saving. Some KZbinrs just say stuff with no previous plan to see how it works.

[@kerryjames6312]

Ten things I will cut out reduce my grocery bill stop eatting out stop drinking take out coffee run errands together unplug electricals not being used using cash living off written budget sinking funds batch cooking meals in slow cooker freeze in portion liable freeze eat in microwave cook once eat three time eat from fridge freezer cupboards small stock pile washing up Adin in kitchen sink to put squirt dishwashing liquid warm water then when done tip dirty water down sink then fill up bowl to cd water rinse dishes then use water water plants I don't garden anymore meatless meals hang washing out to dry free activities shop of a written shopping list

[@llkg9]

If you can't drive less, change your driving STYLE. You use a lot more gas speeding to the red light versus cruising to the light at a reasonable speed. (IF NO ONE'S BEHIND ME, I'll even practically coast to a red light.)

[@HazelCotton]

Re saving your change. Some banks will count it for free and put it in your account, if you bank there. UNDER NO CIRCUMSTANCES pour it into a Coin Star machine. It'll charge you an 11% premium to count your own money. Stupid. And here's another novel idea. Use cash and spend it. My grocery store loves to see me coming, because I give them correct change. Just by using cash, I have saved hundreds over the years.

[@TC-fx5zu]

You can flip the top up on the coin slot at Walmarts self check registers and dump a bunch of change in to pay for your purchase. I had no idea it would open like that until an employee told me

[@elainemacpherson8407]

I live in the uk and it’s very common to hang out the washing to dry. Houses are smaller here to so it’s also common to not have a dryer either

[@JaneDay]

no eating out, eat less at home, cut tv, minimise your mobile and find two items to sell every month, or bless others by giving them things, things you have but but they need. Pay a bill for someone.. god will bless your socks off.

[@karenwarren8993]

Hi Hope and Larry! Thanks for your wonderful channel. My top tip is turn off your modem when you go to bed at night and when you go out to work. Most people completely forget about this. I switch mine off even when I go out to do the grocery shopping! 😃 I also recommend switching off the power to your oven/stove at the wall. Many people use their oven (and microwave) as a clock, which is just wasting power. If you love your TV shows I also recommend checking how many kW per hour your TV is using. Older (and larger) plasma screen models can use 25% more power than an energy efficient LED screen, and TVs and set top boxes account for 8% of energy use in the average household! If I’m alone at home I’ll watch TV on my laptop placed on the coffee table - it’s cheap and quick to charge up a laptop and then you can watch TV using no power at all! 👍

[@Mrsmadison45]

Horse 🐴 and Buggy works excellent saving on gasoline prices 😊

[@UndertheMedian]

LOL! Yes, it does.

[@janefoley5184]

But you have to feed a horse. I know someone was given a free horse then they had to build a barn to house hit!

[@sparky5092]

​@@janefoley5184 sell the poop 💩

[@rosacriado248]

Hi guys! Great videos! I do realize that I am a super duper saver.😂😂 Greetings from Barcelona (Spain)

[@debracarroll7732]

Hope and Larry we cut the cable. We were paying 127.00 monthly for basic cable.

[@jennifereyler6182]

Sending you two blessings today. Thanks for all your hard work.

[@splash0306]

I save money by ordering groceries. When in the store, I add about $50 (or more 😢) of things that look appetizing, but I don’t need.

[@suekaiser4163]

Same here! Works awesome to stop impuse buying!

[@angelaharris1112]

Just started watching your videos! Thanks sooo much!❤

[@brg2743]

One way we have saved is to buy forever postage stamps before proces go up.

[@tenthousanddaysofgratitude]

I guess I’m more frugal than I thought. Don’t eat out, never buy coffee out, mobile is from work, haven’t had cable for a decade, (have Pluto, Tubi and free Canadian online channels) and live rural but never drive anywhere without an errand on the way. I hang my clothes on racks, wash in cold water and I’m at $50 a month grocery budget already so, can’t cut much there (always on sale/discount). 🤷‍♀️ I heat my body, not the room and don’t have AC. I pay annually for everything and use every reward programme on offer. 😂 I track all my expenses in the every dollar app, which is free, and I suggest that for everyone. I will go unplug my dehydrator because it has an led indicator and uses phantom power and will look for some things to sell. Thanks guys! One idea: automate savings and there is the snowball approach to get you accustomed to it: save $1 in week 1, $2 in week 2, $3 in week 3 etc. I like to start Jan1 and go to week 26 then flip to week 52 and count backward so I’m not trying to save over $200 during December but only around $100.

[@joannedibben2352]

Your life style sounds very impressive and frugal well done to you🌈🌠

[@cogit8able]

I quit paid for TV. You can still get local networks with a digital antenna available cheap at Walmart antenna. All TV plans cable or dish jack up the rates after the intro period .

[@nelliedean7088]

I find that as long as you hang out washing early enough in the day how cold the weather can be, and it will still dry. It needs to be out at 9.00 and it will be dry by 7.00 pm as long as it is about 9 degrees centigrade or more, and in England it is humid.

[@kerryjames6312]

Hi hope and Larry I am frugual minded by life experience on a pension could learn more tips

[@saltyassassins5816]

Back in March I got rid of my vehicle. It was a 900 dollar vehicle that I bought 3 years ago. Long story short it needs work and it wasn't worth putting the money into it. So down the road it went. Brother and I are riding bus for now. It's 42 dollars per month for a bus pass and a tank of gas costed us 50 bucks

[@marcil7389]

Had to chuckle at your errand-running advice. We call it "West Virginia Style" because that's how my husband grew up--going to town and getting everything done in one trip. It was an adjustment for this suburb gal.

[@laurenyost1526]

We live rurally and have learned some tricks for saving money on gas. I'll put in a Walmart pickup order for my husband to pick up after work. It only takes him an extra 10 minutes, and it saves me a trip to town. Second, we've found that many Phillips 66 gas stations will give you .10-.15 of per gallon if you pay with Paypal. It's saved us quite a bit over the last few months since we started using it!

[@KC-dr3cg]

I dislike setting up the electronic transfer between banks. I forced myself to do it. I have my paycheck going into my bank and then pay my loan from a credit union...60 cent stamp..$3.50 gas to drive there round trip.electronic transfer free..takes 3 days of planning for the money transfer

[@lynnbrown9164]

My sister lives in Montreal and doesn't get mint mobile so I'm not switching but I did switch to AT&T from Verizonon on a family plan with my son and dauhter and we are all saving money

[@beth3535]

Im paying Verizon $39.99 for internet (about $20 more than I think is reasonable) and $30 (plus tax) to ATT for my autopay phone service. My next move will be to Mint Mobile.

[@Allan_A]

We temporarily turned off cable in 2013 😂

[@katemooers4147]

got rid of cable internet is only $66 and we are switching our phone to Mint mobile

[@alycer.8158]

I really love your channel not only are the tips so helpful but seriously it calms me down- there is hope. On a side note I always see when you touch or hold on to that husband of yours- I love Love ❤️

[@UndertheMedian]

Thank you for your kind words, Alyce. We're honored to be a part of your journey.

[@KC-dr3cg]

I it sit outside when not at work morning & night night to save on lights being as late as possible..saves 68 hours a month.

[@douglashart5059]

I love the fact that the both of you are working together on this! I haven't quite got my spouse on board with making cuts on wants instead of needs.

[@LOLA-kr7vn]

When you figure it out let me know hon... I have a bit of resistance with mine as well.

[@ellendunn559]

I’ve had the same challenge. I figured out that husband grew up with super-frugal parents, and once he started making his own money as an engineer, he didn’t want to feel deprived or the pressure to be frugal. So I didn’t push. Over time, he saw how I was saving $ on groceries (numbers don’t lie) and yet we eat very well. He still hates that I wash out ziploc bags, I hate that he leaves the water running while he brushes his teeth - but neither of these is a deal-breaker!

[@ChristinaSmithHomeLife]

I didn’t realize I was “uber frugal,” but I guess I am! Thanks for adding that title to my resume! 🏆

[@UndertheMedian]

Excellent. I think the term "uber frugal" would be "uber cool" to add to your resume.

[@auctionjjk]

One thing I HAVE to cancel is Audible. It's $16/mo. Over the last year - been giving my significant other my monthly books on HER account - since I don't use them. On top of that - I have 9 more books to use (which I will do by the next billing cycle. I can always re-join if I want). I have books that I have not even listened to. Just a waste of money now - I was an avid listener of some podcasts, etc. But - Spotify has similar ones that I listen to way more.

[@dianerocha7303]

I recently combined my cell phone and internet into one plan. I pay $68 a month for the two. I also recently shopped around for new insurance rates. I am saving $1450. a year because I shopped. I even received better coverage than what I had. I need to be better at saving little items.

[@loisclark8616]

my biggest aggravation spenature is 60 for internet...actuality i forgot, our phone bill 175.00 for 2 phones? What would be your ideas?

[@citrinehills7131]

I'm trying so so hard. You know what else would be good for you to cover is how to be frugal on PET Food ie. cats mainly .. Pet food is super expensive but I don't want to compromise on nutrition and human grade food for my two little lovelies..

[@JHKCreations]

So true

[@phyllistorbush2516]

Don't forget that there are 52 weeks in a year, so your savings is greater than you think. Example: $50 per week X 52 weeks in a year = $2,600

[@lifemyway200]

I got rid of cable 6 years ago and i also do not currently pay for any streaming services. Im content with just youtube and other free streaming apps. If i want to watch a specific movie, ill ocassionally rent one off youtube or google tv:)

[@nancyhuff4677]

Yes, MEAL PLAN!! Family is not always keen on it, I try to make interesting, simple and easy meals, I write out weekly plan on Monthly Calendar print out sheet. Then we can see how many times we eat such foods, leftover meals, and eat outs! They tend to forget what we have eaten throughout the month! Sometimes, they are shocked and then agree with me!! Meal plan and writing on Calendar works for us!! 🥰😋

[@gmw6337]

is there a plan E..... I'm doing almost everything you mentioned.....

[@UndertheMedian]

LOL! Well, we certainly have a lot more money-saving strategies.

[@missymurphy9996]

I’m doing most of these things. Still trying to convince hubby to cancel cable and switch phone carriers. I do my errands after work because when I get home I am not getting back out again unless I go to church which is just 5 minutes from my house. Thankfully I don’t like coffee, so I am already saving money there. Buying Starbucks is like buying cigarettes in my opinion.

[@kerryjames6312]

I buy quality over quantity buy gifts for year for family when sales are on

[@kimmyfox726]

All ready done cut cable , do not eat out in less we have gotten gift card as gift we ate out maybe three times a year , drink mostly instead of pop or juice. Take refillable bottles with us when going out, walk places or take public transit, dry clothes on drying rack, use small lamps instead of over head lights with energy saving light bulbs, eat leftover food, cook meals at home, fixes or repair clothes, all ready sold some stuff that we are using , I don’t go to star bucks often and when I go it be I receive a gift card I received one 3 years ago it still has enough to buy to drink and baked goodie’s I go maybe 2 a year. I pay $35.00 months for cell phone service I was paying $70 Canadian a month I was able cut it in half that. I don’t own a car walk most places or take public transit it cost me $85 Canadian dollars monthly, I hydro bill is $25 a month we un plug things not in use or turn power bar when items are not in use. We also use small appliances electric instead of using large appliances. I have been buying groceries on sale and discounted for years and very little groceries I buy are for prices I price match,use coupon, if I not discounted.

[@ellengriffith1585]

What service do you use for your cell phone? I’m in Alberta and I pay over $100 for just my one phone that’s with Bell.

[@bettyreynolds5106]

I had two very high utility bills in a row, one was $420 and the next one was $389 so i had the utility company check my meter and the did and replaced it. Now my bill is $137. So you may need to have yours checked.

[@alexandra109]

Great catch. I hope they gave you some kind of credit for those 2 bills.

[@kerryjames6312]

Frugual queen of France is my no mentor who put me on my journey to frugality

[@UndertheMedian]

I love Frugal Queen of France. She is a very genuine person.

[@kerryjames6312]

@@UndertheMedian yes and I love you guys to xx

[@TinyBudgetCo]

I switched to mint mobile a couple days ago. I even got my landlord to sign up for it.💖 I love sling tv free, and Pluto

[@kathlynsteinman3599]

I used to spend nearly 100 for my cell every month. Now I'm paying a little more than 40 per month through my cable company. There are 2 people on my plan, and we each pay just over 40.

[@tracyhuckaby5876]

Great tips. Google Maps will also show you gas prices. We put clothes on hangers and then hang over doorways.

[@suekaiser4163]

Me too!

[@KC-dr3cg]

Using Zest keeps mosquitoes away

[@judithcoe7551]

Hi Larry and Hope! Thanks for the Encouragement! Can we get a copy of that paper you have to fill in our own savings? ❤🎉😊 God Bless!

[@SherryEllesson]

Hope & Larry, some friends of mine who moved into a place in The Villages are not allowed to have an outdoor clothesline so they buried hooks in the walls in their garage and strung lines between them. They have a small oscillating fan they use during the more humid months that they say doesn't cost much to run (thanks to the Kill-a-Watt meter) and they never run their electric dryer.

[@UndertheMedian]

Great solution!

[@brg2743]

Yeah!

[@lookingafterthepennies]

We hang our clothes on a clothes airer over our radiator in our bathroom to dry them. We use a moisture absorber and so we have no issues with mould in the room

[@terryhenderson424]

We spent much of '22 on a pretty tight budget with a lot of unplanned, mandatory expenses....are you talking "saving" or "setting aside"? Our over all governing thing has been to reduce the number of bills we must pay per minth; this lets us juggle more money as needed. In general, we buy things out right. Additionally, we use/ do many to most of these things and more to save on money and set the remaining money aside until the end of the month. Then, at least for now we spend the left over one way or another from a prioritorized list. On the other end of mid April, our only driver lost 2nd gear; the day after we spent a bunch of money to pay ahead on power etc... but not the end of the month more discretionary money. Using the remaining money, juggling the account and also spending buffers, and eating from the larder we were able to get a move on a title transfer of a vehicle sitting several years, get it running, get some needed repairs, give it an oil change plus new wipers, add some already owned back up lights, and begin to wash the green and also brown lichens off it. We did juggle credit card use semi-blindly just in case we ran out of money but, were able to pay it off with what was already sitting in the account. May's money will pay for a driver's door lock, a convince we've decided to fund; if needed, we could just continue using the passenger side but a driver's door lock is one of those wants approaching a need, not 100% but close enough. Oir next set of "setting aside" is to replentish our account and spending buffers while we regroup and decide how were going to fund our all but needed, summer diy.

[@carolchidlow4798]

Cut cable and got Sling, savings $56.00 per month, $672. per year. Changed cell phone from monthly plan to prepaid plan, savings $65.00 per month, $780.00 per month. Weedled and whined to my wifi company (phone company) to cut my bill to $0 only paying taxes which is $1.05 per month. Savings $78.95 per month, $947.00 per year. Total savings on those three items $199.95 per month, $2,399.40 per year. All of this done two months ago. Still looking for more money to save.

[@nc3015]

I’m about to be on my own for the first time and your videos will be my Bible.

[@Silverknight2022]

I have enjoyed the “down to earth” frugality tips that y’all give. Thanks a bunch

[@jillric6714]

Best advice for catching up mortgage? Plus really want to get to having my mortgage in full before its due on 1st

[@jonnaborosky8836]

I've never had cable. I've never measured the difference, but putting an insulated cover over the hot water heater tank saves money. Try taking an item or 2 out of the grocery cart either before or at the checkout point. I already do all the plan D items you mentioned, as well as all the A, B and C options. One more thing that can save is to wear long johns in the colder months instead of being tempted to turn the thermostat up or use a space heater.

[@Mrsmadison45]

Hi Larry and Hope ❤ Great video as always ❤

[@UndertheMedian]

Thanks for hanging out with us. We appreciate it.

[@llkg9]

No cable. Canceled Disney Plus, then Hulu & HBO Max, then YT Premium 😔. Netflix is last, but next!

[@sandrabryan9106]

Last week I got $70 worth of groceries for free by cashing in reward points plus $10 of gas free, plus I earned another $15 worth of grocery reward points My budget for gifts for the year is $500. I just got $222 worth of gifts (for 6 birthdays I budget $20 each-) for just over $36 CAD (26.50 USD). also, I am up another $275 by selling one item on ebay. Wow! I didn't realize people spent so much money dining out. I budget for $125 Cad a year ($92 USD) for 2 adults. My bank rounds up and puts the change into savings account. Great video!

[@kerryjames6312]

I save my change I use my sinking funds to save find free activities hobbies to do

[@ellendunn559]

Frugal friend lives in Maine, commutes an hour to her job in New Hampshire. She just saved $75 on groceries by shopping in NH after work - lower prices, no sales tax! (My late MIL used to do the same thing.) If you live near the border of another state, would it be worthwhile to shop there?

[@KC-dr3cg]

I can't emphasize enough the importance of contentment and making do with what I've got as well as exercising patience for delay of gratification..

[@christinecatrambone964]

We did it and cut the cable cord. We got a Roku and are absolutely loving the TV shows from our childhood. I don’t miss cable or the bill at all. Love your channel and the great tips👏

[@johnafagerquist8235]

Double dipping the comments... sorry. I have not left the house, with change in my pocket, for more than ten years. You mentioned a jar; think small trash barrel. One day(s) I'll throw an audio book on, in the background, and get after rolling it all up. I use cash, almost exclusively, so, I'm well over $20. per month. I also do not let the cashier grab from the "take a penny, leave a penny" dish. If my purchase comes to $2.01, I hand the cashier three ones, and get the $.99 in change. I fantasize about doing this method with one dollar bills; never leaving the house with anything smaller than a five, and tossing the ones in their own bank. It seems a big step, but I'm building the courage, and I'm sure I'll be trying it out soon.

[@alissonvonderlane862]

I bought a retractable line from amazon! I love it! I only use the dryer for sheets and towels!

[@saradear1303]

I stopped at Walmart about I always go to the clearance and I found the Keurig coffee it was 24 pods for.75 cents

[@UndertheMedian]

Holy cow! That's a good deal!

[@mohammadanwarayoubi415]

Wow, it’s amazing. Honestly I’m just wondering how do you do that? I cannot do that already quitting even though I know you are right.

[@KC-dr3cg]

If you have gotten to a point that you don't need to drive your car very much through companies like Allstate you can insure your car by the mile hundreds of dollars or what you can do(doesn't even have to be a running car - put it in your garage..or parked near garage. I do pay to keep the license current. I have found that having two cars insured is $720 a year cheaper than just insuring my nice vehicle.

[@bitsybarkley]

I don’t have cable, I don’t ever eat out, and fixing to get rid of my new phone going to 15.00 on cell phone . I may go to store once a month for food. I used 40.00 for gas for 2 mos. Thanks about power strip I hang all my clothes never dry . I Read more books since I don’t have cable… use library more.

[@pennyoflaherty1345]

We have Netflix $15 a month au so not to bad. We’ve replaced paper towels with cut up old T-shirts & I’m starting to do the same with tissues. We don’t buy biscuits or cakes choosing to make them myself, we cooked 2 hard boiled eggs a day, using gas it bumped our gas bill heaps, so we now cook 8 eggs a time it saved a lot. I’ve been given a air fryer oven so I use it instead of my oven, im hoping it will lower electricity bill. Thanks for all your advice

[@MsArri81]

We cut cable in 2015. What we need to cut back now are streaming sevices because they are increasing their prices of their monthly subscriptions! We currently have 4. We will be cutting Hulu because they are increasing their prices to $18 a month! I have to better about my spending at Starbucks.

[@JanetKing-g9c]

I love you 2!!!!! Never seen better hands on a man - even having worked with professional male hand models!!! Another career for you maybe 🤔

[@thechronicillnessdiaries2773]

My gosh you can but a whole container of coffee for $7! Why are ppl even buying Starbucks??! Cellphone? Get Ting. $15 bucks!

[@rusty8719]

Grow your own vegetables. I only have room for container gardening. I am growing lettuce and this should save me $12.00 per month. I will also try and grow berries in pots which could save me about $15.00 per month.

[@heidibonjour]

Thanks for the inspiration! I only have room for container gardening, too.

[@mountainjune]

I live in a rural area up in the mtns so I make my trips into town count. Since I usually only go once a month I do treat myself to starbucks. (if I have a doctors appt I plan other errands around it too.) With gas prices through the roof it saves us money big time. I also do curbside pick up, this helps me stick to my list, avoiding impulse buys. When I shop in store I don't go shopping hungry. That one my mom taught me. It's amazing how much more gets put in your cart when you're hungry. 😆 I've been doing the thermostat one since I was a kid, it was easier when we had a fireplace. Now it's central heating, so I take the chill off in the mornings and then switch it off and wear a sweater. Unless it's really cold 🥶