URGENT: Federal Reserve Announces MASSIVE Rate Cut, Bailout Begins!

Get free life insurance quotes from America’s top insurers and start saving today with Policygenius: Policygenius.c... | Thanks to Policygenius for sponsoring this video! Let's discuss the Federal Reserve Rate Cut and what this means for the stock market, housing prices, and your money | Add me on Instagram: GPStephan
GET MY WEEKLY EMAIL MARKET RECAP NEWSLETTER: grahamstephan.c...
THE AUGUST INFLATION REPORT:
It was just reported that inflation only rose by 0.2% in August, which was the lowest level since February of 2021. This effectively puts the 12-month inflation rate at just 2.5%, with Energy being one of the main culprits, having fallen 4%. On top of that, Used Cars and Trucks have declined 10%, new vehicles are down 1.2%, and oil is down 12.1% over a year.
THE STOCK MARKET:
Since the market is always forward-looking, stocks might sell off because rate hikes have already been priced in. For instance, one Investing.com analysis made the argument that investors “front-run” and anticipate future rate hikes - or cuts - and therefore, everything that happened today is already factored into where it’s trading. In terms of what’s most likely to happen in the future, history tells us that it all depends on whether or not we avoid a recession, which means according to all of the data, it appears as though rate cuts do not make AS BIG of a difference as people make it out to be, compared to the overall health of the economy.
HOUSING PRICES:
The good news - for buyers - is that prices are starting to get cut. A recent report found that “The share of available listings that saw a price cut in July rose to 18.9%, causing the median price to fall from $445,000 to $439,000." Realtor dot com says there are two reasons for this: First, interest rates remain higher than expected (which means less buyer activity) and, two, a lot of would-be buyers are holding out for lower mortgage rates in the future - so, sellers are reducing their prices to entice them back.
In terms of rental prices, new data found that one-in-three property managers offered a concession on rents amid a glut of supply. Apparently, multi-family construction is on the rise, with “more units completed in June than in any month in nearly 50 years.”
The KZbin Creator Academy:
Learn EXACTLY how to get your first 1000 subscribers on KZbin, rank videos on the front page of searches, grow your following, and turn that into another income source: the-real-estat... - $100 OFF WITH CODE 100OFF
My ENTIRE Camera and Recording Equipment:
www.amazon.com...
For business inquiries, you can reach me at [e-mail]
*Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. This is not investment advice.

[@GrahamStephan]

-Get free life insurance quotes from America’s top insurers and start saving today with Policygenius: Policygenius.com/graham -Here is a link containing the source material for each piece of research cited. I do my best to make my videos as accurate as I can, and the additional resources should help anyone who wants to look into them further - enjoy! docs.google.com/spreadsheets/d/1tc8aOfMzLF3AJvUIH6aZB9AguTwn3i7aUJh3J7wMaRo/edit?usp=sharing

[@mr.liquifier8343]

Too late

[@Lawlz4Dayzz]

But can I get life insurance BEFORE I die, so its not death insurance?

[@crivera1056]

The Federal Reserve cut down 0.5% is only a maneuver to help Democrats in the November election. The inflation is in no way going down. What do you need to know is how the Federal Reserve was created and who signed the bill. Federal Reserve is as federal as Federal Express.

[@SkyDesmond-jh2pm]

I think the Posters Personal Assistant Coach Hilder trades for everyone I meet. I met her twice at a meeting in Connecticut and after her lectures from her. I had to personally ask her to be my financial advisor. she is definitely good.

[@erismanyanjan3701]

I have never seen a trader as open and transparent as Coach Hilder with her clients. The way she decides to make a profit for her clients. she allows you to express your fears and she still rests your fears and that is my respect. I don't normally comment on videos, but this word should be included. she is really cool.

[@annaj.osorio]

The belief that the Federal Reserve would stop raising interest rates was the driving force behind the entire economic chaos. What should we do now that we have a situation where interest rates are crashing? At this point, how would you suggest that I safely allocate $300k?

[@ErinWarner-zc9jy]

dividend stocks could make you a fortune if you know how to go about it. But it's always a good idea to work with a CFA for a streamlined strategy and help profit a lot.

[@ClaudiaSchreiber-b1p]

No doubt, having the right plan is invaluable, my portfolio is well-matched for every season of the market and recently hit 100% rise from early last year. I and my Financial advisor are working on a 7 figure ballpark goal, tho this could take till Q3 2024.

[@JBHus]

This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? I'm in dire need of proper portfolio allocation

[@ClaudiaSchreiber-b1p]

“Viviana Marisa Coelho” is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment

[@KristensenJørgensen]

She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

[@FusunTumsavas-cq7tp]

Honestly, this situation makes me uncomfortable, especially with the Fed cutting interest rates by 50 bps. It signals deeper economic concerns, and I’m uncertain about my $130K investment strategy considering the possibility of not just a recession but even a depression.

[@RusuSilva]

I agree. Even with great opportunities, we should proceed cautiously. Seeking market analysis or advice from certified market strategists is important.

[@RossiPopa]

Absolutely, having a solid plan is crucial. My portfolio has doubled since early last year. My financial advisor and I are working towards a seven-figure goal, though it might take until Q3 2024.

[@RichardMoore-jg5tl]

I could really use the expertise of this advsors

[@RossiPopa]

Monica Shawn Marti is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.

[@RichardMoore-jg5tl]

Thanks for the info. I searched for her full name and found her website right away. I reviewed her credentials and did my research before reaching out to her.

[@SlowrideHome91]

Sounds like a skeptical outlook on things then. With the rate cuts do you think it's best for us who are not conservative investors to focus on bonds or dividend stocks? I want to reallocate my 7-figure portfolio and I preferably want the assets with the best ROI.

[@AddilynTuffin]

Bonds are a safer bet. They offer good stable yields. But dividend stocks could make you a fortune if you know how to go about it. But it's always a good idea to work with a CFA. It streamline your strategy and help profit a lot.

[@PauleAraiza]

Since risk is at an all-time high right now, perhaps you should be a little more patient and return when it has decreased.

[@PapiChulo-t1s]

I’m currently working towards FIRE with a focus on dividends & growth investing. Since 2014, I’ve built a portfolio made up of 30% NVDA, 25% SCHD, 15% VOO and over 30% in digital assets, thanks to my CFA. This strategy has helped me earn $49,000 a year in dividends. Back in 2014, I only earned $21 in dividends.

[@FelineAirstrip]

ls how can i meet this advis0r?

[@PapiChulo-t1s]

Jennifer Leigh Hickman is the Texas-based CFA I work with. Just search the name. You’d find necessary details to work with to set up an appointment.

[@chrgeorgeson]

I'm in tech. I'm an unemployed and the amount of competition I'm against when it comes to other tech workers who are out of jobs is insane.

[@a.b232]

Tech is dead man. I hold MSc in tech and I am changing to more "stable" fields. I cannot accept working in a field as volatile as this. Can't raise a family working in tech.

[@williamrori1274]

When you say you're in tech, are you actually? Like you have a STEM degree or your just a generic email worker that happens to work in a tech field?

[@nathang2465]

Yeah tech is bad don’t do it 😉😉

[@decoryder]

@@williamrori1274 I'm a Network Engineer with a STEM degree, and I second what the OP is saying; I know a lot of qualified, highly capable people who have been laid off months ago and still haven't found work. This is new, I've never seen it this bad, not even in 2008.

[@christophermichaelson9050]

​@@a.b232That's why I left the field in 2009 as an IT Manager for a fortune 200 company. No regrets, 14 years of pred med, med school, residency and fellowship later...

[@NicholasBall130]

Personally, I think investors will start to seek more market diversification. can i confidently invest about $350k into the financial markets in 2024? I'm still not sure how rates will effect the market just yet, which worries me a lot.

[@StacieBMui]

I think investors who are wary of changing market trends should seek out bear market directions from certified strategists/planners. Safer that way

[@cowell621]

No doubt, having the right plan is invaluable, my portfolio is well-matched for every season of the market and recently hit 100% rise from early last year. I and my CFP are working on a 7 figure ballpark goal, tho this could take till Q3 2024.

[@StocksWolf752]

This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation

[@cowell621]

Rebecca Nassar Dunne is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@JakeInvest]

prices did not come back down. they just stopped going up as much, and the inflation numbers are a bunch of lies anyways.

[@GrahamStephan]

Some areas are coming back down, check the recent report!

[@asdfmldasklfdhjlasd]

The prices youre talking about isnt inflation its corporate greed.

[@owendavies8227]

Prices came back down here in rural WV, but there are food shortages due to the recent drought, so all the food is coming in from out of state.

[@mattiej2311]

@@asdfmldasklfdhjlasd ah yes, those greedy grocery stores and their...1.5% profit margins. and to the guy below me who says the manufacturers are the greedy ones: Tyson: 1.43%, Sysco: 2.98%, PFG: 1.44%. wow. so greedy.

[@doyoueatrocks]

He’s talking about fake data in the government reports… he’s not likely to believe the new report because it’s a newer lie… that’s my educated guess anyway

[@Bossdup]

They must be using AI to figure out how to squeeze every last dime of financial freedom out of the working class.

[@zippo32123]

i hope so, Just remember AI suggests that rcoks will help with digestion, and glue on pizza helps hold it together. Dont worry about. AI its kinda a meme right now.

[@jamesmcluvlee]

Probably

[@Bossdup]

@@zippo32123 for being just a meme it’s basically doing all the heaving lifting for grad school

[@PlayboiMaui]

Ur joking, but some organizations literally are doing that

[@Bossdup]

@@PlayboiMaui AI was a bogeyman for a few media cycles till advisors showed investors how it all works

[@mikef8846]

Walmart has started implementing digital price tags at all stores. This is so they can update and increase prices instantly in response to rapid and sudden inflationary events. Trust me, electronic price tags at Walmart is a very bad omen.

[@kito1san]

Sleeze bags Walmart.

[@mikejames7684]

Meh. Seems like this would be useful regardless.

[@Shineynsparkles]

Reason number 45 of why not to shop at Walmart

[@aron6998]

I haven’t been inside a Walmart in at least five years

[@Smith14Tyler]

That is very possible, but I do want to make people aware of how many hours a week employees spend just pricing and repricing items in the store. It’s a cost saver. Also it ‘should’ help with price accuracy - when something goes on, or comes off of sale 😊

[@mikepaulus4766]

When you create 40% of all the dollars in existence over two years, prices are going to permanently increase. Things rebalance at the new price point before wages adjust. Thus fulfilling the prophecy that the peasant always pays.

[@Bossdup]

How to make the peasant always pay. Someone typed that into an AI prompt. Now it’s Fed policy.

[@betterlivingonabudget]

So true, except that we are all paying for the democratic idiocy forced on us for '19' reasons, including the wealthy - but the wealthy don't feel the pain of price gouging like the rest of us do.

[@IAmKeepItToasty]

The government is the problem. Not the people

[@wesleyturner1979]

Wages won’t ever adjust. We’ll all figure out how to do less with less and skate by… 😭

[@Ohh695]

How bold of you to assume the wages will adjust…

[@rewtdawg9852]

The disaster is all ready here, people are broke. It's going to get worse when they start the layoffs this fall. The final nail in the coffin is when all of the corporate real-estate defaults finally hit the books.

[@daMillenialTrucker]

you get what you vote for, luckily for me im a truck driver and highly needed here in the us lol

[@brandonhallam51]

Spring of 2008 is here

[@xwritersobx3238]

@@daMillenialTrucker you saying the truck market is gonna turn around?

[@jakemora6486]

@@daMillenialTruckerpeep aurora innovation or Uber freight big dog

[@jonathantaylor6926]

Powell basically said “grandma is fine”… after calling an ambulance for grandma.. the biggest FED cut in 16 years because the economy is great? Yeah right.

[@pandatactical4530]

Wow I'm SHOCKED! A big rate cut right before the election!

[@Libertarian_Neighbor]

This!

[@roboticbigfoot3222]

Powell was put there by Trump

[@Globeguy1337]

@@roboticbigfoot3222 Wouldn’t be the first appointee who went against him.

[@pandatactical4530]

@@roboticbigfoot3222 Nice Try!

[@user-ij9bs9ke9j]

@@Globeguy1337 gee, i wonder why.

[@tallbrian100]

Prices are not coming down, they are just not rising as fast.

[@84wildstyle]

...YET!

[@Michael.James6]

Or products will be smaller ..

[@kasomoru6]

We are not going through deflation, they do not like seeing the value of things go down.

[@douglassmith9445]

Wrong, some prices have come down, it’s just not all obvious and needs to be analyzed instead of a daily observation.

[@TheInsomniaddict]

@@douglassmith9445 Some prices going down, like gas, are cyclical. Look over the past 20 years and you'll see gas prices increase for spring and summer. The question is what price was gas last year during this exact same period?

[@henrycbn]

☺️People dont understand that the prices of things are never going back down. This inflation is deeper than we think. Those buying groceries are well aware that the real inflation is much over 10%. The increments dont match our income, yet certain investors still earn over $365,000 in stocks and assets. Wish I could accomplish that.

[@LuGatz-h8e]

Very possible! especially at this moment. Profits can be made in many different ways, but such intricate transactions should only be handled by seasoned market professionals.

[@TerranceAblao]

Brian demonstrates an excellent understanding of market trends, making well informed decisions that leads to consistent profit

[@ELIjuzDatBOy]

​I'm surprised that you just mentioned and recommend Mr Brian Nelson. I met him at a conference in 2018 and we have been working together ever since.

[@ELIjuzDatBOy]

he's mostly on Telegrams, using the user-name

[@ELIjuzDatBOy]

Brian1cn 👍🏻🔥💯

[@rawnarrative]

Fed cutting rates by 0.5% feels like a band-aid fix. We need stronger fiscal policies, not quick cuts to cover up deeper issues in the economy.

[@mnb3566]

It’s all a dog and pony show to garner votes for the Dems.

[@467076]

Elections coming up, so probably a political play.

[@fredpsimas1874]

What’s wrong with the economy is that government is 53% of gnp and most new jobs are government which is a drag on economy! Inflation is directly related to excessive government spending upon which higher interest rates have zero effect. Higher interest rates just make living more expensive!

[@RD-io6sm]

It's not even a bandaid fix. It's like they're dangling a carrot expecting everyone to forget how screwed we've been by big corporations and the government. It's not funny. It's not a joke. This is hurting A LOT of people.

[@imnotanalien7839]

Wage inflation, food prices, gas prices, insurance prices, prices of new cars, prices of houses and rent, those are all things people are having to deal with….those prices are not going down. And most people, do not have any savings and are worried about saving money for retirement. The middle class is continuing on a downward spiral.

[@sangmoon2464]

The biggest problem is that salaries aren't going significantly up, and companies aren't hiring full time jobs regardless of what unemployment rates say. The big companies I know have either let go of almost all their contractors or are continuing to let go of contractors. Rate cuts aren't going to change that any time soon.

[@CurieBohr]

My salary is up over 24% in the past 24 months.

[@Zygote1205]

@@CurieBohrSo is everyone else in the 16-24 age group and delinquencies/ charge offs are at ATH’s. Things are bad.

[@CurieBohr]

@@Zygote1205 I’m not in that age group. I’m not suffering. But, I had a household income of 175k before the 24%

[@macbookpro57]

@@CurieBohr good for you dude; do you want a soap box so you can tell the world? 😂

[@Bossdup]

@@sangmoon2464 I think the “biggest problem” is now AI is being used to carefully plan supply against demand, so as to keep prices just where they need to be to maximize profits.

[@shaijuy1111]

Govt will print more money and People will spend more and inflation will skyrocket again

[@juanwilliams3423]

You can always raise rates

[@GrahamStephan]

Let's see, the FED seems to think the jobs market is going to be slowing down a bit

[@judaspriestchild]

What would be the point? 😂

[@jarrod752]

It's just to try and bump the economy for the election.

[@rewtdawg9852]

@@judaspriestchild To spend money we don't have on things we don't need, so the politicians can launder it through their buddies NGO's

[@mg1822]

What we have here after the .50 drop is the Fed admitting were in a Recession without saying it out loud.

[@rn87mom94]

I’d agree if they did 75.

[@mnb3566]

Recession is only a recession if you define it as such, just ask the current regime in the White House.

[@soupcon4331]

😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂

[@TheInsomniaddict]

I think you mean -staflation- -shrinkflation- -slowcessation- rolling stayflation. If Trump wins, then it's a Recession.

[@mikef8846]

I swear the prices at the grocery store just went up in the couple of weeks.

[@yusaydat12]

I noticed this too. I shop at harris teeter and recently spent 100$ for basic breakfast and lunch grocery items

[@jdwyer5708]

@@yusaydat12 Your scientific study has been accepted.

[@yusaydat12]

@@jdwyer5708 😂

[@presidentselect3822]

I concur. I've noticed my grocery store advertisements aren't giving the discounts that they used to.

[@alexosow]

Dude it's 6 DOLLARS for 18 eggs. This is ridiculous!!

[@stephenverbrugge4167]

No prices will come back down. This is the new normal now

[@AmorilV]

Exactly. Why would companies charge less now that they know you'll pay the current price?

[@jeremyfernandes7781]

Agree

[@GhostLyricist]

People always get burned in an economic disaster. If they don't, it will just get pushed back further, and the correction will be 10x worse.

[@JorgiHutse]

In my opinion

[@JorgiHutse]

Francine duguay program is widely available online..

[@adrianoluciodaconceicaop-vv7zd]

The market has gone berserk! whether you're a newbie or a veteran trader, everyone needs a sort of coach at some point to thrive forward.

[@Kilcrease]

I appreciate the professionalism and dedication of the team behind Francine's trade signal service.

[@sean_evers]

Francine goes deeper than just looking at surface-level trends. she explores technical, fundamental, and sentiment analysis, offering a comprehensive perspective on the market..

[@Susan1Shirk1]

The clarity and precision in Francine market predictions are astounding. I'm so grateful to have found her reviews here on KZbin as well.

[@shiBuyaking109]

It’s not over it’s just getting started baby 🎉🥳🎊🍾🎈

[@Filippoendemione]

Excellent!! Everyone needs more than their salary to be financially stable. The best thing to do with your money is to invest it rightly, because money left for saving always end up used with no returns

[@anthonydooley3616]

It's not urgent and it's not massive. It's politics. I don't expect it to do anything prior to the election though. It's just something to talk about.

[@Enzoerb]

some years ago: "we are not going to raise rates until 2024" reality: cutting rates in 2024

[@GrahamStephan]

:o

[@williamlyons3947]

They should have raised rates another quarter.

[@RIpped_407]

@williamlyons3947 that's the only way to get the new home builders to lower housing prices. Those meatheads would raise prices if they could.

[@DewireGonchoff221]

*Amazing video, you work for 40yrs to have $1M in your retirement, meanwhile some people are putting just $10K into trading from just few months ago and now they are multimillionaires*

[@BailesPosey]

Hello, I am very interested. As you know, there are tons of investments out there and without solid knowledge, I can't decide what is best. Can you explain further how you invest and earn?

[@CordoneDavoren274]

Same, I operate a wide- range of Investments with help from My Financial Adviser. My advice is to get a professional who will help you, plan and enhance your management skills. For the record, working with Lisa Annette Robinson, has been an amazing experience.

[@ElveyBoddie]

Hello how do you make such monthly?? I'm a born Christian and sometimes it I feel so down 🤦‍♀️of myself because of low finance but I still believe in God

[@DebeaumontCadiz]

I'm favoured, $90K every week! I can now give back to the locals in my community and also support God's work and the church. God bless America,, all thanks to Ms Lisa Annette Robinson 😊🎉

[@SsssDddd-jb2cs]

Such information we don’t get from must KZbinrs, how can I get to her. ?

[@ericbaxter3944]

None of my cost of living expenses stagnated or dropped. In fact, the rest of the year inflation was going up, yet they decided to take CPI from the lowest inflation months and say there is no war in Ba Sing Se.

[@AdaneFenatw]

The rich stay rich by spending like the poor and investing without stopping then the poor stay poor by spending like the rich yet not investing like the rich

[@shirinahammed9019]

It's really heartbreaking to see how inflation and recession impact low-income families. The cost of living keeps rising, and many struggle just to meet basic needs, let alone save or invest. It's a reminder of the importance of finding ways to create financial opportunities. You've helped me a lot Ma'am, GERALDINE!! Imagine i invested $50,000 and received $190,500 after 14 days

[@JimmySmith-tr7nw]

Absolutely! Profits are possible, especially now, but complex transactions should be handled by experienced market professionals..

[@SmithWilliams-h1p]

Waking up every 14th of each month to 210,000 dollars it's a blessing to I and my family...Big gratitude to Geraldine Lane

[@CynthiaRuby-x9p]

Same here, with my current portfolio made from my investments with my personal financial advisor (Geraldine lane)

[@JackHarriet-u8o]

Wow! Kind of in shock you mentioned expert, Mrs lane What a coincidence!!

[@CarnageAwakens]

It's impressive that this man has given quality financial news for years

[@youenjoy8468]

We are in so much debt and no one talks about it

[@marselse]

How does the national debt affect you? People bring up debt, but don’t really understand it. I know it sounds bad but its not

[@ThePorkchop1787]

@@marselse When a larger and larger portion of your budget is going to interest on the debt then that means less spending for the people

[@nickschaps4022]

@@marselsebro, the government is borrowing money to pay its debt…. This is like your income being lower than your expenses so you go and get a loan or credit card to pay your bills…. And you therefore get more debt that you still cannot pay. This would be acceptable if the economy grew enough that tax revenue offset the larger debt load, but it isn’t, and at this rate it never will .

[@ryanhart7591]

💯

[@drgta6]

I'm debt free...that's your problem.

[@christopherfortineux6937]

Worth remembering. Once inflation occurs it doesn't go away. A reduction is a slowing. Deflation only occurs when economies collapse. Inflation didn't go negative it just slowed. People do not understand the stats.

[@billmelater6470]

Oh good. The same thing that gets us here every time will surely dig everything out this time. Credit expansion is how inflation is introduced.

[@wesleyturner1979]

Actually inflation sparked due to massive production losses due to Covid, a broken global supply chain, free large grants for business and a huge amount of available stimulus money. All of this coupled with near zero interest rates was finally inflationary. Cutting a half a percentage point shouldn’t do much if anything to spark an inflation spike.

[@billmelater6470]

@@wesleyturner1979 You can't conflate the two. You're mixing inflation - monetary expansion with actual increases in scarcity/production hardship. Prices can rise as a result of either or both but they are not the same cause.

[@wesleyturner1979]

@@billmelater6470 I’m not conflating. I’m saying that in order to have the inflation we saw there needs to be more than just an increase in available money supply or supply shortages. Lowering rates hasn’t caused an uptick in inflation as we learned in the past as rates fell to zero with inflation saying near two percent. In 2008 we also increased the money supply significantly with inflation still staying stable. Recent history has shown that only a severely restricted supply disruption coupled with a massive increase in stimulus causing demand will cause hyperinflation in this system. You’re about to see this again when this rate drop has little effect on our system other than some people deciding rates are acceptable enough to purchase some assets again.

[@nnebenkanal2081]

You look quite devastated, as if you didn't get much sleep or are going through something. Wish you all the best, really enjoy your content!

[@michellemanriquez975]

He looks a little sick. Hope he feels better

[@chrisk19791]

Probably worried about the tax on unrealized capital gains if you-know-who gets elected.

[@gladiusthedrifter5746]

Did anyone else see "THE STONK MARKET"?

[@detmostwant]

I really like this format. Finance news. I don't think anyone's really doing this

[@enralph2371]

Mans got a Ford GT chilling in his room

[@ernestconnell8087]

First of all it’s not a massive rate cut, and second the recession is not over.

[@5dc61]

The reason it was a bigger than expected rate cut is because a coming recession has been confirmed, remember that cutting or raising rates is a reactive action from the fed.

[@thomasrial4444]

It’s a massive rate cut for a time that’s being labeled as financially healthy. Most people in America and even across the world right now are not financially healthy.

[@richhands5269]

My three favorite channels: Graham Stephan, Stock Brotha, & How Money Works. Make my week complete! 🔥 🔥 🔥

[@adamdodski3627]

I've never seen anyone so prestodigitacious. Good info

[@veganmamafourgirls5370]

Thank you Graham for explaining the impact of the latest :)

[@McCdrizzle]

Lmfao. "Trump wants to make the US the bitcoin superpower" and "Kamala accepts donations from coinbase" is a little different lol but I respect Graham for trying to make it neutral

[@CaptainHookhatesBooks]

I feel like every body is pulling theese real estate stats out of their a**. Hear different stats everyday "prices are flat, going up still, getting cut" 😂😂😂

[@proalexv]

skip too 1:12, intro is wasted time, don't know why he always seems to try to extend his videos...

[@SaintYvess]

With the rates cut i have a couple of questions....can I safely invest $220k in the markets? What should I do differently?

[@FelineAirstrip]

There are strategies that could be put in place for solid gains regardless of economy or market condition, but such executions are usually carried out by investment experts or advisors with experience

[@AddilynTuffin]

Working with a financial advisor has been a game-changer for me. They provided invaluable insights and tailored strategies that aligned perfectly with my risk tolerance and financial objectives. With their support, I've seen significant growth in my investments and gained confidence in my financial future.

[@drgta6]

Buy bitcoins, it will go to the MOON!

[@Jake-n8m3n]

Last months inflation doesn’t matter when all the prices have 10 X in the past couple years

[@Arhtehc]

Appreciate the speed of getting this video out !

[@GrahamStephan]

You got it!

[@EmosNotDead]

Graham Stephan our King 👑

[@garrickhunter-o4e]

With markets tumbling, inflation soaring, and the Fed rate cut which means more red ink for portfolios. I'm still at a crossroads deciding if to liquidate my $125k bond/stock portfolio, or are there ways I can safely profit from this volatile mkt?

[@J.woltz48]

An uptick in volatility is not necessarily a bad thing, there are opportunities to be found even in this whirlwind. Best advice just get yourself a seasoned advisor to guide you in this current market

[@everceen]

True, I always emphasize the significance of having an advisor. This has kept me afloat since the covid-19 outbreak and as of today, I'm just about 10% shy of my first million dollar after subsequent investments.

[@beautifulpeoplealways]

@@everceen this is huge! your advsor must be grade A, mind sharing more info please? in dire need of proper asset allocation

[@everceen]

Annette Louise Connors is the licensed FA I use. Just google the name. You’d find necessary details to work with and set up an appointment. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did.

[@chadgriffith1969]

thanks for putting this out, curiously inputted Annette Louise Connors on the web, spotted her consulting page and was able to schedule a call session, she actually shows a great deal of expertise.

[@daredreamdo]

SO observant you are! I believe too that the Fed is trying to be ahead of any future downfall. Much gratitude for your content Graham. 🙏✌

[@Danilo8208SS]

I'm under contract to close on a house in a couple weeks but haven't locked in an interest rate yet. This came at the perfect time.

[@doyoueatrocks]

Way to time the market bro

[@patrickvegamortgage]

The rate cuts are most likely already baked into current rates.

[@BRBallin1]

I rate locked a few weeks ago so it’s not the best timing but I got 5.625% 7/6 ARM

[@wepid3426]

Refinance You're fine

[@Robert-Rojas]

@@patrickvegamortgageThis!

[@parkerflorence5332]

Finally some positivity in the market

[@vandydandy2697]

Never allow sponsorships. You’re clearly targeted by undercapitalized companies. Eventually that 100k deal will cost you everything

[@kito1san]

Inflation is really showing the greed of corporations which continue raising prices and crying cost are inflating. Then at the same time reporting record breaking profits. How can you have a profit and continue to cry about prices increasing when technically they are the one behind it.

[@Defy_Convention]

Once a company goes public it needs to show growth quarter over quarter forever, to keep shareholders happy.

[@willski52]

Congratulations! You win the "Most Ignorant Comment" award. Well done.

[@TheAgingAscetic]

If the $1 before the inflation would buy the same as $1.20 now then in order for companies to profit essentially the same they would need to profit 20% more. This could be what these “record profit” headlines are actually seeing. That being said I haven’t looked at the numbers so it’s possible they are increasing margins a substantial amount more than that.

[@thomasdurfee7157]

My dude, you can't be that ignorant. If cost of business is 900k and profit is 90k, then cost of business rises to 1.2 mil and your record profit is 110k your record profit is a lower percentage than before.

[@TheAgingAscetic]

@@thomasdurfee7157 we basically said the same thing at the same time in two different ways 😂🫡

[@AgiSunflowerVentures]

Feds put a bandaid on a gaping wound. Great information Graham, you’re my new standard for a great informative video 👏🏻

[@bms4654]

It's totally not because of politics, and Harris needs to look good.

[@GrahamStephan]

To me, 50 points is a rather large decision...25 would've made a lot more sense, but who knows

[@Globeguy1337]

Wasn’t there an undercover video of FED personnel suggesting that Jerome Powell made moves for political reasons? I think it was Okeefe.

[@AJ-ew7kr]

Harris has no bearing over this

[@Globeguy1337]

@@AJ-ew7kr Unless politics affect the decision - which has been alleged by a principle economist there.

[@nicksaylor3288]

Interest rate cuts lag. There won't be any reasonable relief in the economy by the election. Especially since jobs will likely keep going down

[@gelosyguat1211]

Just an example…. Up by 400% Then telling people it is stopping or going down by 300%- 250% When it should around 150%-200% only….. They are just playing 😂😂😂

[@ronniewilliams-g222]

The level of inefficiency and corruption in this administration is becoming absurd. Those who are disabled and do not receive the support to which they are legally entitled make me sad. I sincerely thank you, June Renae Matthysse. Imagine making $6k in 20 days with an investment of $1.5k.

[@RhysHuntoffice]

That woman transformed my entire life for the better. Among the folks I've met, June appears to be the most trustworthy. I'm surprised you know her as well.

[@djangojones7369]

Really enjoyed this one mate, especially your brief mention of Bitcoin;) Great content - you're my normie-go-to milestone for sensible measured updates 👍

[@crivera1056]

The Federal Reserve cut down 0.5% is only a maneuver to help Democrats in the November election. The inflation is no way going down. What do you need to know is how the Federal Reserve was created and who signed the bill. Federal Reserve is as federal as Federal Express.

[@ZazaMarkle]

👏🏼👏🏼👏🏼

[@Globeguy1337]

@@crivera1056 G Edward Griffin

[@simona5323]

So you saying they shouldn’t cut down rates?

[@crivera1056]

@@Globeguy1337 George Edward Griffin author of book "The Creature from Jekyll Island". But he is not the only one to speak about the Federal Reserve origin.

[@crivera1056]

@@simona5323 I am only saying why Federal Reserve is cutting interest now.

[@diebygaming8015]

We're already in a recession and have been for a while now.. the economy is not "fine" when every time i go to the grocery store, all the cheap lucerne milk gallons are sold out (basically all of last week), all the more expensive brands of milk are overstocked

[@nathan9825]

Housing prices just went up 🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣

[@gammills08]

Great vid. Thanks for running through things. I’m looking to buy in the next year. Switching careers and about to take a job. P.S. off subject I just gotta say your transitions to ads is probably the smoothest in the game. 😉 😊

[@saulgoodman2018]

So basically, he said nothing.

[@MrBubbyG_Official]

😂

[@f3nd13y]

Don’t be confused, a lower rate will not let you suddenly afford a house. It’s going to make it harder since there will be more competition (higher prices) since the supply hasn’t changed.

[@MrsCarQuestionsAnswered]

What took you so long.... Kidding... thank you for these quick videos!

[@GrahamStephan]

Thank you!

[@jollymon6672]

There was one thing I did not hear mentioned in regards to House Prices was the shortage of inventory, which would also effect these numbers, correct?

[@acwright]

Wrong time to cut rates. They should have jacked them up a bit higher

[@CurieBohr]

I tend to agree with this. But I’m not renting, in debt, or using credit cards.

[@CC-sp6kl]

I think the Fed know more about the economy than you..

[@matthewkendig41]

​@@CC-sp6klthe fed knows how to take more of your money than most do about saving. Big difference there.

[@acwright]

@@CC-sp6kl that makes their decision even dumber.

[@tanner3484]

Inflation has slowed though. They just finished Jacking them the highest weve seen.

[@davidvlls]

I think it’s not even about numbers anymore. Just pay attention to how often they start lying

[@BondTheOGYT]

Graham were you crying before you made the video?

[@Forbiddin]

He was forced to make/upload this video before the election

[@5dc61]

@@Forbiddinhe’s rich, but he’s also only 4’9” tall, so you call it.

[@whalesequence]

What sort of impact do you think this will have on my high yield savings account. I'm having a hard time finding an answer to this question.

[@brouckaert94]

Graham you're my favorite short king!

[@GrahamStephan]

:D

[@xrandomdonalds695]

I think there is a huge housing-tech bubble in the bay area which is going to trigger a recession. It started before the pandemic, plans for many single family homes were planned, but went over budget due to inflation. And even when they were built, no one was really living in them because there were less H1B visas being issued. Now in present day, many tech companies are cutting off 10% of their workforce which directly affects the housing. Thousands are applying for single tech jobs to keep living in the US and no tech companies are actively hiring.

[@GunGlutton]

Rate cuts before ww3

[@hunterlemay6340]

You also have the simple fact that during a high inflationary environment money looks to go to safe Haven’s, which are usually the top 500 companies so eventually that money is going to look to be more risk on and will flow downstream in the markets. that’s usually why you get the S&P 500 that takes a hit because money, flushes out into the market as capital becomes more available for smaller companies at better rates borrow, and help them grow faster.

[@jared19882]

I think you're missing a big point about rate cuts for stocks, while the cut might already be priced in, cutting rates means less money in bonds and CD's which means more money gets pumped into the market than what has been. It won't be overnight, but with how much money we printed and the inflation rates, as bonds/CD's mature along with no more lucrative rates for new ones, the money will funnel into the market.

[@NitroxVsGaming]

"Housing prices are at a record low!", Yeah... no. Compared to what? Last year? I'd like to see housing prices go back down to how they were pre 2020. Then, maybe, just maybe, I can afford a home.

[@thaidude6668]

Prices are not coming back down man just the inflation rate.

[@EvanBrand]

Dude what an informationally-dense summary, you did an amazing job. Let me know if you want to connect and get some labs run to help your energy, mood, sleep, etc.? Happy to join the podcast some day to talk telemedine, real estate, and cars.

[@jroar123]

Oh boy, the recession is over! This is great news. I wonder if the people getting laid off feel the same way? By lowering interest rates, it will benefit banks but not the people. We are headed to a depression and this interest lowering is going to hit hard with regards to inflation.

[@brandonrollerson4757]

It's not over

[@null2470]

I love how the thumbnail assumes the fed doesn't just charge us for our own money because we gave them sovereignty over our own currency.

[@thedopplereffect00]

They can't print gold

[@RobDeHaven]

Graham, you should do a video about the history of the Federal Reserve and what could happen to the banking industry if they cease to exist. How would the rates be controlled, etc.

[@JimmayVV]

we did the thing, buy a house with less competition (and a nice discount below asking to go with it) now, in August 24, a month ago, rather than wait a couple of years to see where things stack up. If prices at least stay the same, but especially if they go back up, I'd gladly take the rate cut and refinance the 6.75% mortgage back down to the better rates.

[@TheHousingTips]

Great news in some ways! Most people are doom and gloom. I am just happy that something is at least happening. I feel bad for my HYSA 😅

[@coilbiohazard]

Prices have only been going up to pay dividends to shareholders. Nothing the fed does can stop that.

[@pyruvatepersonage]

Saying that "prices are coming down because inflation is coming down" is just about the dumbest thing I have ever heard in these videos. Prices are still going up, but just more slowly now. We need prices to come DOWN, before we can start calling it "good news."

[@zippo32123]

id be good with just wages going up

[@samuelrichards3066]

&GrahamStephan , would love to see you do a video explaining how the building blocks of our economy (not just the stock market) have been affected by the two political parties in the last 7.5 years. A good number of citizens are making their decision on who to vote for based on biased (on both sides) accounts of how well either side did at boosting the economy. I’ve always been impressed by your lack of political drive and impartiality in your videos and would be excited to see your objective, fact and chart based take on who really did manage our economy the best, given their respective circumstances (ie Covid, Ukraine, inflation, etc). Would also love to see a video on the true cause of inflation in the last few years; was it really because of policy or an inevitability due to cause ___. 🤞🏽

[@Gettysburg2013]

The Fed is shitting bricks

[@5dc61]

😂 you actually think they care??

[@RoninLegion]

I believe every time the Fed pivots and cuts rates historically unemployment rates goes up

[@antipathous]

I really wish governments would keep their nose out of things and let the market take care of itself. Let the economy crash, let the market crash, let some people lose their houses, etc. Otherwise the game isn't about taking appropriate and educated risk or making smart decisions based on the economy, etc and more-so the game is just about deciding if you think the government is going to continue to effectively step in or not.

[@TechnoPalace]

I literally liked and subscribed bc you put in the effort to make this quality video so quickly. Nice. Thank you.

[@BCV2023]

Graham is the man!

[@GrahamStephan]

Enjoy!

[@landmarkcreations1183]

This is why I sub to this channel. Graham is my go to

[@jaym9846]

Woohoo! My credit card interest rate will drop from 21% to 20.5%.

[@rn87mom94]

Credit cards can do what they want.

[@crivera1056]

No really my friend. You don't have a credit card from Federal Reserve. That cut go to the banks who receive money from Federal Reserve.

[@AethersHill]

A lot of us in the food and beverage industry are wondering about recession. Hearing rumbling about quite a few people in major cities having the slowest season they've had in 18-20 years. Where I've been, a tourist area, beginning of the summer we were expecting to have a decent season since bookings were full up, so people are still traveling, but once they got here they weren't spending as much. So things aren't so bad that people can't afford to travel, but it seems like their budgets are a bit tighter than years past. Could just be due to it being an election year (everyone says these year are slower for tourism).

[@neo4102]

timing of this isnt coincidental - inflation is still super high despite the BS CPI (ie coffee went up 70%+ and was recently removed from the CPI)

[@Jonathan-gj1rl]

Of course. They have a candidate to drag across the finish line

[@Globeguy1337]

Remember that Okeefe undercover video about Fed political bias and Powell manipulating markets for political reasons?

[@E90Mel]

Rate cuts = more debt followed by more printing of cash.

[@sprinkle61]

Too late, the economy is 100 % going to manure, unless housing and cars come down another 40 %, and fast.

[@rn87mom94]

You do NOT want housing to come down 40 % 😭😭

[@LivinginOregonandWashington]

So many people hoping for the sky to fall because they didn’t get in when it was good 😢😂

[@RIpped_407]

The automobile market is on its way down. Pretty sad it's gonna be 2025 and some dealers still have 2023 models on lots with under 300 miles. And STILL insanely overpriced.

[@RIpped_407]

​@rn87mom94 the existing homes are already down in the Orlando market by 20 percent. New home builders are still buying down rates on the sinful 3-2-1 buydowns 😢

[@RIpped_407]

​@@LivinginOregonandWashingtonI know rite. That 2.25 on a 30 really sucks.