Using AMERICAN ECONOMICS is BROKEN (Rimworld Vanilla Trading Expanded)

NEW VANILLA EXPANDED MOD just dropped and oh man is it a good one. STOCKS, BANKS, and most importantly, DEBT! As a proud American, I can say that I feel a special patriotic love for debt and deficit spending, because today in Rimworld, we're going to be exploiting banks to accrue unholy amounts of debt and use it to win the game. If you thought student loans were bad, well well well, just wait until the end of this video and you'll realize we can rack up more debt than a kindergardener playing clash of clans with his mom's credit card. Enjoy!
Second Channel: / @antikleaper
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Complete modlist of everything I use (BUT NOT at the same time): steamcommunity.com/sharedfile...
Vanilla Trading Expanded: steamcommunity.com/sharedfile...

[@idkputsomerandomname9657]

Hmm with this you could take a huge "loan" to arm yourself to the teeth, then finish off the empire. So technically, you own the Empire's bank and just waive off your debt

[@Philia69]

genius

[@valentinmitterbauer4196]

If you owe the bank 1 million, you're in trouble If you owe the bank 100 million, the bank is in trouble It also reminds me of one of those old "Problem?" Trollface- rage comics where it goes: 1. Get a loan of 1 billion dollar, 2. Buy the bank you owe money to, 3. Cancel your own debt, 4. Problem?

[@comradeviper4054]

Kuwait moment...

[@AA-gj7tc]

Why would you need to pay back the bank, when the bank no longer exists?

[@bilboplayedminecraft3322]

Congratulations You just had the same thought process as many millions of warlords throughout mankind's history, getting debts paid off was a lot harder back when the person who owed you money could just take over

[@crusadr_4966]

My man really just recreated the 2008 financial crisis in Rimworld

[@fine1298]

Subprime mortgage loans 💀💀

[@Claptain_Planet]

This is what's happening right now. Rich people/corporations/banks using borrowed money as collateral to borrow more money.

[@kabobawsome]

@@Claptain_Planet I mean, yeah. The current recession is fundamentally the same as what happened in 2008 but with different assets.

[@Claptain_Planet]

@@kabobawsome all the assets. The everything bubble. Every sector got pumped full of record high debt through loans they took that were basically interest free. Now the FED is increasing interest rates because all that money printing is causing inflation of our currency and those loans are not even close to paid off. It's gonna end badly.

[@Bossman50.]

His colony name was the bite of 2008 so it’s very fitting

[@laecard1778]

„How did you get one-shot by a axe through the heart?“ I think the answer is in the question.

[@mirceazaharia2094]

Because he was a wuss and didn't have enough sharp armor, or enough hitpoints.

[@kirbyis4ever]

@@mirceazaharia2094 Should have packed that tough trait instead of being a wimp!

[@giovannicesaramorim9adigan961]

@@kirbyis4ever Should have had nanomachines, son.

[@UrPPhard]

@@giovannicesaramorim9adigan961 STANDING HERE

[@mishagaming1075]

@@UrPPhard You realise, that singing this song cause someone said nanomachines is stupid.

[@left4dead193]

Stock market? Oh god, Sseth is going to have a field day.

[@silver1340]

"After all, it's a biological requirement of mine to speculate the stock market in any game I play." - Sseth, Endless Space 2 Though I doubt he'll make another review of RimWorld, much less a mod.

[@left4dead193]

@@silver1340 Agreed, but I do hope he's plays it regardless. Man loves his markets.

[@goatlord2302]

Rimcoin, warg of rim street

[@luviam0001]

I already here his voice... *Hey hey people, Seth here*

[@kirbyis4ever]

@@luviam0001 "Today, we are going to be exploiting **the free market** with methods of *dubious* legality."

[@metalgearlikersupreme]

It would be great to see them implement an anti-ponzischeme mechanic where the bank sends raiders to come fuck your shit up for defrauding them and it scales based on the ratio of loans paid back to money that was gained by loans

[@Bondrewd_21]

Yes, that too, but it's not the main decision. The main solution is to rethink the trust mechanic. - Why does the maximum loan amount increase after the delivery of the previous one? - Because the bank makes sure that the money that it gives you you spend with benefit and increase. Тherefore, trust should be measured in terms of increased money, not debts repaid. Kleaper received and gave money without increasing it.

[@Bondrewd_21]

The term of his debt before the end of the video did not even expired

[@Bondrewd_21]

And of course, you need to take into account that money can grow if you just put it in another bank.

[@MrDainemudda]

Ah like the US of A

[@kulgydudemanyo]

This would be the best way to fix this. Realistic *and* very fun!

[@BluMan506]

"This is where the fun begins" -Ankel ManEater SkyRunner

[@TheSuperZOS]

Ah yes, the corporate bailout simulator.

[@yea3603]

I hope the mod creators make an IRS and FBI to collect debts

[@akiamini4006]

Even joker feared the IRS , so they gotta be OP AF

[@voin5371]

I may be crazy enough to charge a mechanoid naked with a knife but no way in hell am I taking on the IRS.

[@derkurier2710]

Void *Cought* Cought*

[@therewarden9759]

​@@voin5371 i may be crazy enough to torture grammar police with tear gas and beatings, but the IRS hell no..

[@matthewgladback8905]

Oh Lord, it's Florrynomics all over again! It has the same basic elements, of taking out loans to pay out your earlier loans, and never truly paying off your debts. The only difference here is that the time scale is completely different. It's Turbo-Florrynomics!

[@brettmcclain9289]

That is the functional definition of being insolvent.

[@cry0995]

@@brettmcclain9289 Not with sufficient growth, being insolvent means you can't pay back your debt, with growth you can pay off increasingly large debt.

[@casinoroyal93]

@@cry0995 it's a nice cardboard scheme if i have ever seen one

[@lesnoyelf228]

I do it all the time in EU4

[@zzzmeta4555]

Man, every time a new vanilla expanded releases, I’m definitely going to expect you to break it now

[@goreobsessed2308]

Unpaid bug finding woot

[@GermanTopGameTV]

"If you owe the bank 1 Million Dollars, you are screwed. If you owe the bank 1 billion dollars, the bank is screwed." Capitalist Proverb

[@traviscorrea6784]

Currently playing with this mod installed. Persona cores are trading at $0.82. Someone must have found the original factory lol

[@mirceazaharia2094]

If so, then in this scenario, they are idiots, since they've flooded the market and tanked the price. In which case, hoard them and wait for the bubble to burst. Wait for them to cost an arm and a leg once more. Dump them on the market by selling them to multiple factions at once, make yourself a pretty penny.

[@legion6211]

Blame oskar

[@THE_BLOOD_MAN]

Never did I expect a legitimate Ponzi scheme to be possible in rimworld before now

[@user-dl3jh7tp5m]

This mod is musthave for roleplayes, without this mod, playing traders is 10-level pain-in-ass

[@micha2978]

Bro, You just explained how todays banking system works. XD (but it is only for banks, not for normal people)

[@Jigundus]

I’m kind of confused why you didn’t double down on research benches while you had two researcher pawns. Unless you have one scheduled to day and one to night you only had one pawn doing research at a time? It would have gotten you there twice as fast to just build another one

[@quickwimnl]

rebuilding the trap while he is still dying on it, is just mean. I love it.

[@markpeterson1027]

The empire is locked at -100 for me because I'm a non-vanilla faction and that's how it works when you're not new arrivals. Now I know how to take advantage of them (since I can't ever ally anyway) to buy myself a few archocentapedes. Yes, they're also on the market. Thanks grim!

[@atomspalter2090]

found youi rchannel today. Watching all the rimworld atm. Love it!

[@namvo3013]

Infinite loan like that is fantastic cuz the money is real silver, not paper money so no worry about inflation, buying power never go down lol

[@valentinmitterbauer4196]

I am pretty sure at a certain moment in time you'd own more silver than there is physically on the planet, meaning you'd have to import silver from another one, driving up supply. Irl there are maybe 560k tons of silver, meaning if your rimworld has similar aboundancies you'd own the entire silver reserve of your planet when you've got around 70million in the bank, assuming that 1 silver piece in rimworld is 8g. If you owned ower 70 million in silver, the silver price would start to inflate, as you or your bank would need to import silver from other planets.

[@TheTechmaster1999]

you see, thats the interesting thing. Lets take the amerixan Dollar for example $1 will always be one dollar. You may have inflation meaning that $1 has less buying power, but thats because the prices of everything else rise as the dollar is viewed as more worthless (when in reality it was always worthless, just accepted as a medium of trade) So, even if you have all of the currency, you still need to worry about inflation because products and servi es can be seen as more or less valuavle at a given time depensing on the market

[@namvo3013]

@@TheTechmaster1999 you can print trillions of dollar and give it to everyone, but you can't print silver. Also silver has its own value in chemical, tools, metallurgy, jewelry and more. Hoarding silver mean the demand from those businesses will increase.

[@TheTechmaster1999]

@@namvo3013 You are correct in that you can't print silver, but the idea of supply vs demand remains. Lets take real world diamonds as an example: We view them as really expensive and rare, but the truth is that they are really common but a company holds most of the worlds diamonds to artificially keep the value high. Diamonds have lots of uses besides jewly such as industrial cutting tools. Point being that even though you may have a currency solidified in the physical realm instead of the imaginary, that does not protect you from the effects on inflation. Decreased demands in the industry using the material or sudden discoveries of deposits can massively devalue the physical currency The benefit of fiat money (that is arbitrary curremcy) is that you can more effectively control inflation whereas with gold standard (or otherwise physical currenxy), you cannot control when new deposits are discovered nor demands for the materials in industries Physical currencies are more like investijg whereas fiat currencies are more secure so long as the inflation is properly managed by the governing bodies

[@namvo3013]

@@TheTechmaster1999 If a company hold the largest amount of diamond in the world, making the price sky high and they got away with it, that mean the same thing can happen again with another precious mineral. People still accept to buy expensive diamond ring and diamond cutter so no problem with hoarding precious metals. Paper money can become worthless trash, but gold standard don't. With fiat money the money printer can give people loans for very low cost as much as they want then make people payback with their hard, real labor. With gold standard no one can lend more than they actually have, and people can save their fruit of labor for the future. From the goverment pov, fiat money is good for them cuz they want to control and monopolize all gold in the country. From the worker pov, gold standard is good for them cuz they want to accumulating wealth for their families.

[@KWifler]

Hopefully they fix the bank exploit in American economics IRL, lol

[@arkthecat9212]

This made me feel like I'm high... *"HIGH ON AMERICAN SPIRIT"*

[@spidermovies30]

I saw that mod release and I just knew you would do a video on it

[@foreng3095]

Ooh, with VFE-Pirates (and Randy's List). In an event of an emergency, you could take a loan and hire some junkers.

[@legion6211]

Hire the super soldiers

[@johnolson726]

Im so glad that I can say that I’ve been here since 2k subs

[@kacperspisz4239]

then empire sends 100 troopers to retake all that moeny

[@OskarPotockiVE]

Looking into fixing it, sorry xd

[@mirceazaharia2094]

Thanks, you've ruined everything. But don't worry, we'll exploit something else and break it even harder.

[@jaguarstar7426]

Doing contracts actually give the game some purpose for me

[@Desert_Seal_]

How are you not bigger, literally one of my favorite guys on yt rn

[@lokithegodkiller6914]

P1: I'm in cropping debt. P2: eh your fine here have a few thousand. P1: how, aren't you in debt to? P2: it's not debt, because I never planned to pay it back. P1: but won't you go to jail for that? P2: no, after all I used you account....

[@davesbasement7635]

i knew you would break the game somehow in matter of days when i seen this mod

[@WackyIraqi777]

I appreciate your illustration of why fractional reserve bankng is broken

[@austinshields5147]

IVE NEVER seen a heart shot that’s so funny!!! Oh and I’m sorry for your loss

[@yungdomino4718]

Whats funny is the only unrealistic thing about this is taking loans and doing this is as illegal as murder irl. Itd be funny if the empire could audit your colony and forcefully reacquire the value of their loans in goods. IE, your geothermal generator lol

[@rockcaster1091]

They arrive too late. All my pawns have power armor and legendarys miniguns. They gonna take that wood generator over my death hands

[@scienceandponies]

I imagine the natural fix would be to limit the number of loans you can take out at the same time. The more fun fix is to have the raid strength from a bank faction scale with debt to them instead of colony wealth on hand so you can't just hide it all in your alternate bank.

[@cry0995]

​@@scienceandponies the better fix would just be to deduct the owed silver from the amount you can borrow, like in real life really, that way you can't use borrowed money to borrow more money and actually need to get richer before the bank agrees to lend you more

[@kirbyis4ever]

@@scienceandponies IRS is gonna come knocking st your door with orbital bombardments.

[@juanmanuelc6644]

@@rockcaster1091 -every warlord ever

[@sheepy627]

The fences in the kill box sometimes aren't even needed. The AI will see the path closest to the inside wall as the shortest path and use that. This is inconsistent though.

[@MrDainemudda]

I remember a similar mod, I always bought dozens of my shares when somehow (?) a trader got them for like ten something silver. After a couple of raids and producing enough wealth, those shares were worth multiple thousands, giving me hundreds to thousands of dividend in goods and silver from somewhere (?) Snowballing my shares' value and though the dividend even higher... Yeah this mod was rough, dunno if it's still that broken. Stopped working for me when the raids' sized crippled my computer.

[@Philia69]

Ngl the thumbnail is just perfect

[@buckaroobonzai2909]

Rimworld should have prosthetic Archotusks that can be used in combat to bite entire limbs off and to thrust into people.

[@samuelsramek8542]

When one day the Spiffing Brit will finish his explots, this guy will be his full on successor

[@TheRealIrish2710]

what mod gives the "Heart" pop up when your researcher got absolutely merked by that axe?

[@jonragnarsson]

I didn't know that Jeff Bezos made Rimworld mods.

[@dudeguy2791]

good video kleapster

[@lutfihartanto4982]

Bro Became no 1 Intergalactic Monetary Fun (IMF) Wanted list 😂

[@kevinpham7211]

This hits different in 2023.

[@wolfehoffmann2697]

This is exactly how Keynesian theory works, except it also results is massive, crippling inflation. Something I imagine the mod doesn't account for.

[@andrewmadilecy5704]

Was recommended a video of yours from like multiple years ago. I don't know if you got a higher quality mic, or if you've just matured a bit, but you sound astronomically more bearable. Keep up the good work

[@ThPhysics]

This is ageing well

[@marvingrafe5328]

Reminds me of the irl RobinHood Leverage-Exploit

[@TheGrimKleaper]

Ha yep I was gonna mention that in the video. Literal infinite money glitch in real life (sorta)

[@mongolicious7858]

the thumbnail goes so hard

[@ryandang5525]

Thanks for teaching us how america is in debt

[@emilabedz5577]

I need this mod 😍

[@noapteapestrada7139]

When you do it , it's "exploiting the system" . When the banks do it , it's "fractional reserve banking " .

[@Soapetr394]

7:04 was that the bite of 2008?!

[@AntiAnathema]

WE LIKE DA STONK

[@erikbell1723]

Somehow I missed the contract thing mostly I just noticed all the stuff I was selling reducing in price an advanced components going crazy

[@buckaroobonzai2909]

I guess you can just do that and build all-silver items with silver floors, weapons and fences and all that.

[@wjm4elements]

SHOT TO THE HEART 3:36

[@lilrayallen13]

If only i could do this in real life

[@SirAroace]

you can...if your rich

[@yungdomino4718]

You can, its just insanely illegal lmao

[@kirbyis4ever]

You can... It's just illegal (in most places with any banks that work proper) and you need the initial cash first. Gotta spend money to make money.

[@egorbananov7738]

the US have been doing that for like 80 years already

[@mogus6271]

stockmarket THE BITE OF 2008

[@neco5740]

Have I gone too far of the deep end, wanting to correct a rimworld video about the real life macro economics of a country I don't even live in? Yes, I probably have

[@aryasetian.9166]

happy april mop btw

[@Salt_and_Peroxide]

YES

[@Salted_Fysh]

Somehow I am both curious and afraid to look up if that was a genuine Rowling quote.

[@thefriendlywendigo6161]

Love the pyramid scheme loans

[@twitch42069]

Not even 2 seconds and you are already breaking the mod XDDD

[@sirrickles5487]

Yes

[@DrunkButcher]

2:10 I cast gun is from a movie called Wizards (1977) he’s battling his brother and he says “I still have a few tricks up my sleeves that mother taught me” and just pulls out a fuckin Luger and caps his ass

[@dustinjohnson6278]

Bro used the infamous Ponzi scheme tactic

[@artificerdrachen6908]

I can finally use all that smokeleaf and yayo money.

[@alfredoaaron2664]

So this is how the 29 crack happened

[@shapeswitch_mood7221]

If only Mr.Cringe did that.

[@Mjdecker1234]

1:31 lmao, this is so me. 1k + hours and never used one, don't even know how to make one technically. Never beat the game so you see it how is. Lack of a base, and skill lol

[@Holgast]

'The Bite of 2008'

[@williamconnors2418]

The Spiffing Brit sent me here!

[@miniaturejayhawk8702]

A woman with 7 cooking is *always* a keeper. 😎😎😎

[@analien4813]

Was the silver being ingots a separate mod or part of the mod?

[@TheGrimKleaper]

I’ll be honest, I have no idea what mod that’s from cause I’ve been looking and cannot for the life of me find it. I do know it’s not from Vanilla trade expanded tho

[@analien4813]

@@TheGrimKleaper Alright well thanks.

[@cibrig8719]

@@TheGrimKleaper it's one of the vanilla textures expanded mods. I think there's only two, and I can't remember which one it is but it's one of the two

[@lollol5263]

@@cibrig8719 the main one.

[@lollol5263]

@@cibrig8719 and other one is variants for buildings.

[@whisper6534]

Up!

[@rirtunsasgi2626]

Lol orbital bombardment by silver bars.

[@NovaAndCat]

Man, not even my trading advisor teaches me to dodge tomohawks, iam getting ripped off here

[@rockandroll547]

the real way to deal with the economy is to repay loans with greater loans

[@somebodywhoexists1951]

unfortunately this exploit has been patched it seems, because now theres a cooldown on taking out loans. how dare mod devs be responsible and patch things???

[@mort5566]

AMERICA! HECK YEA!

[@LividDS]

Can you do this loan exploit in real life?

[@robmitch4085]

What the hell that Viking channel the power of every single God from every religion prayed to the ultimate deity of luck and let the power of Jesus take control of his axe. How do you so flawlessly land a shot with a throwing ax that you not only hit the heart but hit it in a way it's just instant death.

[@newbiegaming6090]

Too bad I won't be able to experience that before they patch it...

[@kylesprenkel680]

ah yes your colony has become too big to fail

[@olliefischer]

9:26 your inability to tell the difference between 500,000 dollars and 5,000,000 dollars is physically painful

[@olliefischer]

11:17 oh god you did it again plz learn to count digits

[@R3GARnator]

He recreated the Chinese economic system!

[@derrichtigearzt8932]

Guinea pigs are great animals for beginners, small, clean, and only live for a week...

[@giacomomeluzzi280]

This got patched out the day after you posted this LMAO

[@MurkXYZ]

If you owe the bank a million dollars, you're screwed. If you owe the bank a billion dollars, the bank is screwed.

[@carltheoneeye9353]

The reason the stock market matters in regard to normal people is that food will cost alot more (it is now) gas will cost alot more (growing higher by the day) the government will try to raise taxes (they are).

[@miraak9572]

Merca!!!!

[@kai1299]

What you did with the loans is called rehypothication and it’s a real thing banks do because of the 90% reserve system in America what you did is accurate to real life and shouldn’t right fully be patched lmao

[@SergamingPlayz]

im gonna inflate rimworld with dev mode boyyyssss

[@miguelreyesvilla5434]

How DAOS work but in rimworld

[@soulguardian3379]

Если переводить в рубли всё что ты получил получится 384758492929747478274832 милиардов рублей Боже как я люблю валюту своей страны

[@nekosoup0401]

580 000$ же, хотя он и сказал 5.8 миллионов, но это ошибка. А 580 000 долларов равна 37 443 350 рублям, т.е. даже не миллиард..

[@awsomebot1]

so this is why you use warren buffet pics while you speak. youre literally him

[@Commrade-DOGE]

So… you can have an immortal bunker empire of multiple bunkers thanks to your loner starting colonist. That basically destroys the economy

[@hozic9929]

I fucking love dept