Рет қаралды 864
The Integrated Village Savings and Loans Associations (VSLA) project is a financial inclusion and gender empowerment scheme that aimed to build the financial, economic and social capacities of cocoa farmers in the Ashanti Region through self-governed savings groups. The project, which was implemented by Participatory Development Associates (PDA) in partnership with Nestle Cocoa Plan, Cocoanect and Cocoa Merchants Limited, incorporated a Gender Action and Learning System (GALS) which sought to empower women and men to overcome gender norms and make prudent financial decisions through gender empowerment and financial literacy training. The project approach combined various community-driven methodologies such as Gender Action Learning Systems (GALS), Participatory Action Learning System (PALS), Community Reflection, Monitoring and Evaluation (CRÈME) and the traditional village savings and microcredit schemes in a manner that ensured gender empowerment and equity for inclusive development. The VSLA-GALS approach was thus a three-layered structure underpinned by community-led and participatory learning and gender-sensitive methodologies. The overall objective of the project was to improve savings culture, access to microcredit, improve income, wellbeing and gender justice in household decision making.