5 High Profit, Tax Free Government Investing Options! | Ankur Warikoo Hindi

[@warikoo]

Some more schemes listed below: 1. MAHILA SAMMAN SAVING CERTIFICATE (MSSC) - 2 years scheme offering 7.5% per annum (thanks @shivamgohil8359 ) 2. Pradhan mantri vaya vandan yojna - 8.2% per annum, 15 L max (thanks @niteshagarwal6465) 3. Get my new book 'GET EPIC SHIT DONE' here: ankurwarikoo.com/getepicshitdone Get my first book 'Do Epic Shit': ankurwarikoo.com/doepicshit Subscribe to warikoo Shorts for tips in less than 60 seconds: t.co/pMdPNe4Quf My Money Apps: US Stock Investing + Investment Tracking (INDMoney): bit.ly/37M1rik Portfolio Investing (Smallcase All Weather Investing): bit.ly/3u0is0I Life Term Insurance (PolicyBazaar): bit.ly/3XsEGWi Health Insurance (PolicyBazaar): bit.ly/46hvbNL Corporate Bonds (Wint): bit.ly/3sbUI8c How to pick the right insurance (Ditto): bit.ly/3xFh7OU Crypto Investing (WazirX): bit.ly/3O4KC2 My gear for shooting this video: 🎥 Sony a7III camera: bit.ly/3M42wAV 🎬 Sony FE 24-70 f2.8 Lens: bit.ly/3KCCiF0 🎙 Shure SM7B Microphone: bit.ly/3O1NAVA 🔆 Fill Light 60W: bit.ly/37aJolP 💡 Key Light 150W: bit.ly/3O9nyjs 📽 Benro IT15 Tripod for Sony a7III camera: bit.ly/3O4PvJ1 Useful links: 20 books for your 20s: bit.ly/WarikooBooks 20 online courses for your 20s: bit.ly/WarikooOnlineCourses Gadgets that I use: bit.ly/WarikooGadgets

[@viral_agent0]

What is the value of 1 ruppee ?

[@banbeharisarkar]

just stop press: Pradhan Mantri Vaya Vandana is closed for subscription. PMVVY is not valid although it was a good scheme!

[@RahulGupta-hi7dd]

SSY OR MUTUAL FUND FOR 21 YEARS TENURE ? PLS MAKE VIDEO

[@drrobinashaheen7135]

Hi..senior citizen saving scheme me jaisa ki apne btaya ki lock period 5 yrs hai. Agr is dauran us senior citizen ki death ho jati h to kya ye nominee ko carry fwd hoga? Otherwise kya position rahegi?

[@arbazalikhan6528]

00:01 - For Senior Citizens 00:22 - Senior Citizens Saving Scheme 01:38 - For Girls 01:51 - Sukanya Samriddhi Yojana 03:11 - For Working Professionals 03:23 - National Saving Certificate 04:08 - Public Provident Fund 05:56 - Young Professionals 06:16 - National Pension Scheme 09:23 - Sovereign Gold Bonds Thanks Ankur ❤

[@luckyjain9613]

Thanks bhai

[@ArbazKaldane]

The best part of video is, it started on the 1st second without saying introduction of his video.

[@claircourtway]

I'm 54 and my wife and I are VERY worried about our future, gas and food prices rising daily. We have had our savings dwindle with the cost of living into the stratosphere, and we are finding it impossible to replace them. We can get by, but can't seem to get ahead. My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for.

[@CharlesBenjamin-q]

I feel your pain mate, as a fellow retiree, I’d suggest you look into passive index fund investing and learn some more. For me, I had my share of ups and downs when I first started looking for a consistent passive income so I hired an expert advisor for aid, and following her advice, I poured $30k in value stocks and digital assets, Up to 200k so far and pretty sure I'm ready for whatever comes.

[@claircourtway]

@@CharlesBenjamin-q That's actually quite impressive, I could use some Info on your FA, I am looking to make a change on my finances this year as well

[@CharlesBenjamin-q]

@@claircourtway My advisor is Victoria Carmen Santaella;

[@CharlesBenjamin-q]

You can look her up online

[@CharlesBenjamin-q]

Nah I Can't say I can relate, Victoria Carmen Santaella charge is one-off and pretty reasonable when compared to what I benefit in returns.

[@OscarBarnaby3k]

As an lnvesting enthusiast, I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?.

[@NikolasMartine01]

Well as you know bigger risk, bigger results, but such impeccable high-value trades are often carried out by pros.

[@MatthewAidan4ns]

People dismiss the importance of advisors until they are burned by their own emotions. I remember a couple of summers ago, following my lengthy divorce, I needed a good boost to assist my business stay alive, so I looked for qualified consultants and came across someone with the highest qualifications. She has helped me raise my reserve from $275k to $850k, despite inflation.

[@TeddyAlexanderv6]

How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?

[@MatthewAidan4ns]

My CFA NICOLE ANASTASIA PLUMLEE a renowned figure in her line of work. I recommend researching her credentials further.

[@TeddyAlexanderv6]

Thank you for this amazing tip. I just looked the name up and wrote her.

[@NicholasBall130]

One lesson I've learnt from billionaires is to always put your money to work, and diversifying your investments. I'm planning to invest about $30k of my savings in stocks this year, and I hope I make profits.

[@cowell621]

You are right. The best approach I feel is to diversify investments- by spreading investments across different asset classes like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown.

[@TylerJamestown]

That makes sense. I’ve been using a financial market expert for two years now and I own a six-figure diversified portfolio from investing in stocks. I want to diversify more this year, though.

[@StocksWolf752]

I really want to get in with a financial advisor this year, especially as all markets are hitting highs. I don't want to be too optimistic and end up losing everything.

[@TylerJamestown]

Sonya Lee Mitchell is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.

[@lolitashaniel2342]

I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an email shortly.

[@mchitra2165]

Sir I have seen all kinds of financial videos on KZbin but nothing to beat you!!! My mom and mother in law are 80 year old. They were listening to your video with so much interest that I was amazed, they seemed to have understood the financial basis first time in their life. Hats off to you… you explain in such simple terms, I am a corporate professional over 50 years of age but honestly most financial fundas are becoming clear only now. I will not let my daughter make the mistakes that I made. Thanks for this wonderful education. I wish I had seen your videos 20 years ago!

[@Curbalnk]

Every week I buy more of whatever is the lowest percentage of my portfolio and try to keep everything around 10%, but what could be my safest buys with $400k to outperform the market in 2024?

[@greekbarrios]

I would avoid the index funds, mutual funds, or specific stocks for the time being. 5% fixed incomes are the safest bet for now. Save your cash for when the market actually shows signs of recovery or better still consult an advisor

[@blaquopaque]

Generally speaking, woking with an advisor can be beneficial acquiring wealth gains in form of dividends, digital assets, etc, and over time will provide more returns. Thankfully, I can attest to the success of this approach seeing my portfolio of $330k grow by 25% in this bull run

[@kansasmile]

@janbechler9618 this is interesting! the bull rally seems a good time to invest, never invested in the stock market before but quite enthused about it, would obviously need some guide as a total newb... mind if I look up your advisor please?

[@blaquopaque]

I have been working with 'Monica Selena Park,' and the beauty of it is her expertise extends to various aspects of financial advisory. She has skillfully constructed a diversified portfolio for me including digital assets, i have amassed 7 figures earnings, capable of withstanding inflation and market changes. I'd suggest you research her further on your browser, sure you'll find her basic info.

[@susannicky]

Great video! For 2023, it’s hard to nail down specific predictions for the housing market is because it’s not yet clear how quickly or how much the Federal Reserve can bring down inflation and borrowing costs without tanking buyer demand for everything from homes to cars.

[@graywilliams_77.]

A lot of folks have been going on about a January rally and said stocks that would be experiencing significant growth these festive season, any idea which stocks this may be? I just sold my home in the Boca Grande area and I’m looking to remunerate a lump sum into the stock market before stocks rebound, is this a good time to buy or no?

[@graywilliams_77.]

Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.

[@usharanimishra9281]

In my opinion 3 most important investment are 1. Term plan 2. Health plan 3. Pension plan... Pls 1st do invest in these 3 plans and then try to invest in other funds as per ur goal

[@therakeshkumarrathore]

How much you invested

[@usharanimishra9281]

@@therakeshkumarrathore I am 32 now..as i have started investment in term plan at very early age when i was 23 years old i am giving premium of only 5.5k annually against 80 lakh coverage, then in health plan i hv to invest 12.7k annually against 5 lakh coverage, and contributing 15% of my salary in NPS...😊

[@AadiNotes-11th-12th-Commerce]

The real person to whom we can actually trust !!

[@SURESHPOJARI]

Don't trust anyone do your research, take all the information as guidance only.

[@AnujNeogi-ih2db]

@@SURESHPOJARI absolutely I agree

[@travellerabhi2349]

Khud ka dimag nhi h kya tere paas ?

[@maximumeffort9817]

Yeah always research,and i can't point out, but there's some info presented in faulty manner in some videos

[@suhas4424]

he is person who will never lie on you guys pls don't get into misunderstanding 😊

[@ngng1244]

It wud have helped,if you cud have added: 1.for each of the scheme a simple table which shows taxability ,period,interest compounding frequency,min/max amt of investment for each scheme 2.another table showing say maturity amount if you invest the max amount at current rates..say for SCSS...the full maturity amount is calculated upfront but can be paid qtrly ,half yearly,etc.. 3.showing a calculation for ppf for say 15,20,30,40,50 yrs

[@ca.harshgupta24]

1:03 Hi Ankur, Small correction. Penalty for SCSS shall be 1.5% if it is after 1 year but 1% if it is after 2 years. Also, penalty is levied on only the deposited amount and not the entire corpus.

[@pradeeptyagi3226]

that's what I thought, penalty on the entire corpus would be insane. thnx for clarification

[@datasharan]

You should have also included the Tax benefit of NPS apart of 50k if someone’s employer has the option of adding 10% of their basic towards NPS. This can be over and above of that 50k of 80ccd.

[@Unknown2024me]

The confidence this man has even when he fumbles is crazy. Does not even hesitate to move forward 🙏🏻🙏🏻

[@ritesh1165]

I have been watching you for 2 years . A few times your video and content are very knowledgeable and informative but I am looking for a day when you will make such videos which are not made by anyone before you and that video can help one in here and now. Rest you are a good personality with convincing sound and appearance.

[@warikoo]

Noted

[@jayeshkhatik2498]

Inexpensive:- solimo stainless steel water bottle expensive:- APC back- UPS power backup

[@RAHULTALKS.]

Where is 13% return as per thumbnail

[@mem1001953]

This is how they lie and make you to see their KZbin. You can complain to you tube.

[@ansumankhatua437]

It is there in sovereign gold bond ...if you don't watch complete video this the result

[@RibhuVashishtha]

01:35 The Senior Citizen Savings Scheme is a secure and lucrative government scheme for senior citizens. 03:10 Senior Citizen Saving Scheme and Sukanya Samridhi Yojana are the best investment options. 04:45 Investing in National Savings Certificate (NSC) and Public Provident Fund (PPF) are recommended for different age groups 06:20 PPF is like a retirement fund with a 15-year lock-in period and offers tax benefits. 07:55 National Pension Scheme provides a mixed mutual fund with different asset allocations 09:30 NPS ensures perpetuity income after retirement 11:05 Investing in digital gold through sovereign gold bonds is a smart way to earn returns on investment. 12:34 SGBs can be bought directly from the government or in the secondary market Crafted by Merlin AI.

[@namanverm4426]

Kya SGB secondary market kharidne pr bhi same value hai?

[@BanuNatarajan-sy1fj]

Very good and informative God's bless you please continue to do more service ❤❤

[@UmutEmre-wb3do]

Finch's presence in 4ra ads is huge, bro. It shows they care about quality and sports expertise. 🌟

[@nakshtraruhela7263]

Warikoo- one who's video starts right at 00:00

[@pradeeptyagi3226]

wish more youtubers did the same :)

[@KatherineAnderson-lm8bw]

I began my investment journey at the age of 33, primarily through hard work and dedication. I am to share that my passive income exceeded $100k in a single month for the first time. This success reinforces the importance of the advice mentioned earlier. It is not about achieving quick wealth, but rather ensuring long-term financial prosperity.

[@SophiaBint-wj8wn]

Investors should exercise caution with their exposure and exercise caution when considering new investments, particularly during periods of inflation. It is advisable to seek guidance from a professional or trusted advisor in order to navigate this recession and achieve potential high yields.

[@Jessicatorres_768]

This is superb! Information, as a noob it gets quite to handle all of this and staying informed is a major cause, how do you go about this are you a pro investor?

[@KatherineAnderson-lm8bw]

Through closely monitoring the performance of my portfolio, I have witnessed a remarkable growth of $500k in just the past two quarters. This experience has shed light on why experienced traders are able to generate substantial returns even in lesser-known markets. It is safe to say that this bold decision has been one of the most impactful choices I have made recently.

[@RyanContreras72]

wow that’s stirring! Do you mind connecting me to your advisor please. I desperately need one to diversified my portfolio.

[@PhilSommer2]

Do you mind sharing info on the adviser who assisted you? I’m 40 now and would love to grow my stock portfolio and plan my retirement.

[@ElifMustafa-ss9rk]

Totally man, 4ra events made us feel like a big family We enjoy every match together.

[@KarthickPillai-v3o]

Excellent presentation, congratulations 🎉

[@saurabhgulgulia]

Nsc received at the time of maturity is exempt, you have to pay tax at slab rate of yearly interest you accrued on nsc interest. You can also claim 80c each year on interest amount you accrued on nsc.

[@ngng1244]

So only last year,ie 5th years interest is taxable

[@sandeepkumarsharma7758]

Nicely explained and nice information 🙏🙏🙏

[@niteshagarwal6465]

Hi, one more scheme is available for senior citizen that is Pradhan mantri vaya vandan yojna ( by LIC) @ interest rate 8.2%, 15 lacs maximum can invest.

[@warikoo]

Brilliant. Thanks for adding

[@aruntyagi9669]

I think interest rate in Pradhan mantri vaya Vandana yojana is 7.4% and not 8.2%

[@niteshagarwal6465]

@@aruntyagi9669 yes, u are right.

[@reborned16894]

Feel lucky my decision was right in investing in SCSS for my mom.

[@sassymusic6754]

"Your KZbin channel has truly been a beacon of financial knowledge and insight. Your clear explanations and engaging teaching style make complex financial concepts easy to understand. Thank you for sharing your expertise and helping your viewers become more financially savvy!" appreciate for your hard work Wariko Sir

[@faydekibaat1198]

ghanta

[@warikoo]

Wow, thank you!

[@faydekibaat1198]

@@warikoo reply my comment too Mr Warikoo 😀

[@Timurilknur-hk7yf]

Totally agree, man. It's awesome that 4ra brings in real cricket stars like Finch. Makes it so much more relatable, bro. Cricket and 4ra just got even better with Finch onboard, man. Can't wait for the next IPL bets. 🎉🏆

[@amritchaswal1613]

Thanks for this video, Sir. A feedback I'd like to give is that there are FDs which are even offering 9.5% Interest. Even Banks like HDFC are offering 8% to Senior citizens. So you would need to update your knowledge on this.

[@touch1812]

HDFC Bank is offering Max 7.75% for 55 months for senior citizens.

[@EraySermin]

Sahi kaha, 4rbt pe sab logon se baatein karke aisa lagta hai jaise purane dost mil gaye ho

[@archanadeshmane4449]

Very nice and informative video for all generations

[@Userae_473]

Sir, your channel gives me a vibe of happy learning 🎉

[@13resham]

You studied so much. Very knowledgeable video.

[@RAKESHSHARMA-xf9oy]

Hi Ankur, can you make some video for savings for around 50 years for retirement. Thanks

[@SiddikaUmit]

Watched the last matches and bet on 4RA, it was so much fun, now I'm excited for the World Cup T20 😁🎊

[@joelshiri3330]

Thankyou ankur. Very useful. God bless

[@AbhishekDubeyAdv]

Love your content, ordered both the books immediately. Please keep your content regarding financial awareness going, people need it more than ever.

[@premnarayan6650]

Sukhanya Samriddhi and PPF interest gets compounded .

[@harikeshyadav1419]

Hello sir.. Sir sukanya samridhi and *sip*investment dono me vest kaun sa rahega

[@Tharki_baba_69]

Sir ...15/20 lakh lumpsum amount hei ..kaha invest karna sahi hoga...q k monthly basis mei income v chaiye..mis fd mei toh paisa kam ho jata hei..toh kaha invest karu? Monthly basis mei 15 lakh se income ana chaiye nhi toh invst toh digi gold mei v kar sakte hei ..pls make vdo on this topic

[@abhaymalpote2064]

Appreciate your dedication and consistency ❤

[@warikoo]

Always!

[@dakshnailwal1]

​​@@warikooWhy can't one buy all ( in bullion form ) gold if they want to have a return of 8-10%? The would not be any lovkin period in that case?

[@ambikaramachandra621]

Useful information thank you ji 🙏

[@TechWorldDeb]

This is really an useful video

[@dskushwaha]

Mutual Funds are better than NPS because they are flexible. But they are only for disciplined investor, indisciplined one may choose NPS and pay higher charges.

[@supriyakumari-hc6ci]

Sir please make video on NHAI bonds. You explain very well. Looking forward to this video.

[@rajeshjoshi2110]

Sir plz make a video for government employees. Jinke liye pention already hai and PF bhe already hai for post retirement. Besides that where else should they invest.

[@anweshamandal6058]

Post office

[@rajeshjoshi2110]

@@anweshamandal6058 i won't mind if you explain a bit more

[@AlperNalan]

Kal ka event toh epic tha, 4ra ke admin bhi kitne helpful hain bhai

[@sunilkumarsharma4300]

But 80C is not in the new regime of tax, please tell me about the new income tax regime

[@kushalsingh1716]

Really helpful video 🙏

[@ytmedia132]

Please make a video for investment options for NRI

[@yviruss1]

Good vid Ankur.

[@manishakaneria1293]

Sir thakful for your always better information , I am very fan of u and forsooth watch your videos

[@findurself]

I guess after a long time you have come up with a little different topic .. liked it sir..

[@Umesh_Agarwal]

Very informative. The way you have explained and compared every scheme is incredible

[@kirtimacwana9779]

Well explained 👌

[@uniquestudy247]

Best part of video pralommoo prlmmm plaaaa 😂😂😂😂 Warikoooo sir is best

[@rajaneeshraj5724]

NPS is the most underrated scheme 😮

[@warikoo]

Agree

[@madhangopal325]

1. Ssy (1.5l) per year, tax free - 8% , under age of 10, 21 age withdraw or marriage whichever is earlier. 2. National savings certificate 3. Ppf like retirement fund bcz 15 year lock up period 4. National pension scheme - 60 % lumpsum tax-free and rest 40% pension income monthly and tax should be paid on it.

[@swapnag5445]

Thank you Ankur, this is really helpful... Looking forward for many such videos

[@tallgirlwithgratitude]

I was so waiting for this video... This came very late almost after 2 yrs i would say. This topic was very much searched by me on various channel

[@gunvantraytawadia6989]

Very good & educative inf

[@devrajbakshi8386]

People should enjoy funds post 60 instead of thinking on investment

[@sunilgowda110]

Eye opener , i was not aware of nps

[@somasekhardabali6178]

the max limit for investment in SCSS has been removed

[@sohilvahora2121]

Really helpful content for people of all age

[@amitnokwal2859]

from where to buy soverign gold bonds

[@BindeshPrajapati]

Where is 13% return as per thumbnail !!

[@AnkitaSharma88]

Can we increase or buy more units yearly within 8 years in SGB? Or it’s a fix unit every year?? Please help

[@KayceeBeemer]

Thanks for the analysis! Just a quick off-topic question: My OKX wallet holds some USDT, and I have the seed phrase. (behave today finger ski upon boy assault summer exhaust beauty stereo over). Could you explain how to move them to Binance?

[@aesthetics35]

Sir, can you also give some suggestions for govt. employees as for them investing in stocks is prohibited..?

[@selviwilliams4783]

Very informative, thank you! Could you also please put out a video for NRIs who'd like to invest in India for their children's education?

[@meenakapila7045]

Hello ankur U r super genious Please help me Is the sukanya yojna aaplicable in Poor backward villages ?

[@anildhir3552]

Please tell about investments of age 45-50 year people. Specially NRI people🙏

[@M.abhishek_]

Sir, LLA sir ne Jo FD pr video bnaya h vo ek bar aap bhi explain kr dijiye.

[@MamtaShah-s8t]

I have observed that you simply copied Pranjal Kamra’s video

[@drmeetasarkar]

Please suggest safe investment for senior citizens for monthly passive income

[@anuragsharma8010]

Appreciate your Efforts !

[@rameshhariharan2623]

Sir verygood, im tamilian no hindi, but able to understand more than tamil , caps coming and learni g from u h8ndi, very very good v8dros, i th9nk Our PM AND FM SHALL SEE THIS VIDEO FTOM THAT THEY NEED TO INCREASE ANOTHER 3 PERCENT ROUND TO 10 PERCENT FOR SENIOR, WHY NOT JUNIOR, G8RLS WHYNOT YOUNG BOYS, AND 8NCREASE POST 9FFICE LIM8T FROM 15LAKS TO 30 LAKS, SO M9NEY PROTECYED, NO SON OR DA7GHTER GO FOR TASMAC IN TAMILNADU OR BEER OR WINE, RACE OR PARTY HULLING, SIR GREAT SIR, I WISH PM AND FM WILL SOON SEE YOUR VIDEOS

[@ashokagarwal8367]

Interest is taxable in Scss,Nsc,Sgb

[@dk-ey2kw]

Now 40% annuity becomes also taxfree. And Ppf is taxable in new tax regime😊

[@Swarnasekhardutta]

Atal Pension Yojana APY , is also a good scheme for low income category household. You could have mentioned that as well

[@SomnathMukherjee-zs5dr]

If the government changes in future, will there be any changes in the scheme?

[@Jamunkela]

Make video on government employees also

[@hissayphinjobhutia272]

Sir, can you make a detailed video on SGB ?

[@ShyaniDutta]

Yes highly appreciated

[@rakeshsatapathy5803]

Govt. Issue karne k Baad SGB Market se kharidne se uspe kya tax lagta hai ... Please reply ...

[@tanishq___]

Sir your channel is a truly gold mine of knowledge ❤

[@gowrishankarmurthy8461]

Nice brief about savings .

[@greenlife9572]

please discuss about NPS in details

[@assam775]

86k jama kar diya 10 months main ppf me. Lekin kV kV 5 tarikh se jyada ho jata hain .

[@OnurSultan]

Bhai 4RA pe khelte khelte itni strong community ban gayi hai yaar mazaa aata hai

[@ranjeetavirdi6829]

Sir please make a separate video for annuity deposit scheme and what will be there terms and conditions.

[@rishadar]

Whats the purpose of Sukhanya smrithi yojna with 21 years of lock in period,In 21 years every thing changes, SGB is better than that.

[@nagarajubandi3131]

Sir please discuss about investment in crupro index fund in detail

[@anantm939]

Sir plz bataye govt employees apni salary ko kaha invest kare female hai or unmarried hai plzsir kesme

[@drakula372]

Sir what you think about treasury bills??

[@svk_munger]

First comment 😁 please reply Sir and Thank you soo much for such informative information 🙂❤

[@blessed6874]

NPS doesn't go beyond 8-8.5%. 11-12% return is unrealistic.

[@ramangarg9990]

It will be realistic in coming years

[@blessed6874]

@@ramangarg9990 how come?