Choosing Mutual Funds for the BEST RETURNS! | Investing for Beginners | Warikoo Hindi

How to decide best places for your investment based on when you need the money - if you are not an expert? What if I do not give you direct answers rather tell you how to think, so that you can pick your own mutual funds?
In this video, we will figure out how you can pick your own mutual funds, with the help of a 3X3 matrix!
This video comes with notes. Check them out here: bit.ly/3nQCo2e
Check out my past videos on investing in mutual funds:
How to invest in mutual funds: bit.ly/3o1hZaS
Mutual Funds for Beginners: bit.ly/3RBqjvp
Investing in Index Mutual Funds: bit.ly/3uLPeCz
00:00 Introduction
02:00 How much should you invest in Mutual Funds?
03:00 What are Mutual Funds?
04:30 Difference between mutual funds and stocks
06:25 Debt Mutual Funds
07:00 Equity/Growth Mutual Funds
07:25 Hybrid Mutual Funds
09:35 Long Term Investments
14:30 Mid Term Investments
16:55 Short Term Investments
17:30 What is your RISK?
18:25 Cost of Buying and Selling Mutual Funds?
21:30 Tax Implications
21:55 Conclusion
#mutualfunds #investing #warikoo
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[@warikoo]

This video comes with notes. Check them out here: bit.ly/3nQCo2e Subscribe to my all new Shorts channel, warikoo Shorts, and learn personal finance and career tips in less than 60 seconds! t.co/pMdPNe4Quf My first book is out now! The title of the book is also my life motto: "DO EPIC SHIT" Get yours NOW: ankurwarikoo.com/doepicshit Check out my past videos on investing in mutual funds: How to invest in mutual funds: bit.ly/3o1hZaS Mutual Funds for Beginners: bit.ly/3RBqjvp Investing in Index Mutual Funds: bit.ly/3uLPeCz My Money Apps Zerodha (for stocks): bit.ly/3iYKROh INDMoney (for US Stock investing): bit.ly/37M1rik (use my code AWG to get free google stock) Smallcase All Weather Investing: bit.ly/3u0is0I Smallcase Capitalmind Momentum: bit.ly/3j0oBnn Smallcase Weekend Investing: bit.ly/3KEYCxW WazirX (for Crypto): bit.ly/3O4KC2F Get insurance advice from Ditto: bit.ly/3xFh7OU

[@ranjeetsingh_Vlogs]

Hi

[@user-K18]

Congratulations sir for 2 million 🎊🎊💯

[@yogitapapreja5389]

You didnt mentioned for index funds, where will they classify

[@Abhinandan-Sharma]

Dear Sir please meet with Sandeep Maheshwari.

[@arulsingh.editorian]

I have a query, are ETFs of Nifty and smallcap different than mutual funds. If not should I skip mfs and continue with nifty and mid cap etfs?

[@scottanderson523]

The stock market has been a really tough one this past months, but I watched an interview on CNBC where the anchor ‘Jim Cramer’ kept mentioning "...KARINA MATTIS...". This prompted me to get in touch with her, and from October 2021 till now we have been working together, and I can now boast of $540k in my trading portfolio.

[@peterdavidson8316]

Good one, working with her also helped accumulate up to 350k in my trading portfolio.

[@jamesalexander6738]

I am a beginner and I am hoping to start with $93,000. I hope this is not too small to start with because my dream is to attain my financial goals within a short period of time.

[@evelynnoah7582]

Sure you can start with that amount and even less. With a proper financial guidance, you can build a small amount to a larger sum.

[@eleanorarthur2651]

Seeing the name Karina Mattis made me stop to read your comment. I can attest to the fact that getting in touch with Ms. Karina during the pandemic was how I was able to scale through the crazy stock downtrend and this helped saved my finance

[@richardwalker7574]

I just looked up this person KARINA MATTIS out of curiosity, and surprisingly she seems proficient. I thought this was just some overrated BS, I appreciate this.

[@knowledgeseeker749]

70% i low risk (large cap) 20%in mid risk (mid cap) 10% in high risk (small cap)

[@hardik1945]

Same

[@brainstormd]

“Knowledge is power: You hear it all the time, but knowledge is not power. It's only potential power. It only becomes power when we apply it and use it.” - Jim Kwik

[@haiwinhccch9842]

😂 our Indian education system is full of potential energy only.

[@sahilgoel5294]

Its so true

[@KailasSBhat]

Spot on

[@jaiganesh4453]

Sir....literally jis tarah se aapne samjhaya me video pause karke comment kar raha hu maza aa gya mtlb itna simply...thank you sir we neend more people like you ♥️♥️

[@adarshbaxla6391]

Aapki video dekh ke bahut acha...aur motivate bhi hogya... thank u so much sir ❤️❤️

[@hrishikeshkalola2943]

In love with your video editor , superb. and ofcourse the video itself ⭐

[@rohanmalode2306]

Really the best video I have ever seen on mutual funds.

[@atharvakarawade5073]

Just cleared concept and everything with nice explanation...hats off sir👍🙌...& Thank you so much

[@user-vl4lu5py8y]

Sir i am in class 10th and have somehow convinced my parents to invest in mutual fund and stocks.. i have got an account and will further manage everything by myself.. i convinced them by showing your videos too.. thanks sir..

[@shwetaraj7477]

Wow! That;s mighty impressive on you and your parents part. Kudos!

[@AnkitKumarKnowledge]

Many many congratulations.... Ankur Sir for getting 2 M subscribers....

[@rajanipandare8238]

Thank you for this video. It was very well sorted 😊

[@tuhinmitra935]

Sir, you just earned a new subscriber. What a great explanation ! Thank you very much Sir 😃

[@royalprince6517]

Great Video Sir . through your this video i totally understand what is meaning of mutual funds

[@himanshusahu9828]

This is one of the best video on mutual funds I’ve ever seen… thanks Ankur for sharing such a precious knowledge!!!

[@theabhishekshaww]

Loved this one like all your videos but this touched. Thnaks a lot sir.

[@mdyunusansari3677]

I was eagerly waiting for this type of video

[@vivekchatterjee5471]

Congratulations!! On achieving 2 million milestone 🎉🎉

[@shrutibhide9285]

Thank you so much for this video .. really gave me a clear vision

[@BikeMania1989]

Thanks for the detailed video. I wish I would have seen this a year ago, but "der aaye durust aaye" 😃

[@natashasingh9894]

Thank you so so much sir ..... This is the knowledge I needed ✨️

[@beautifulworld6037]

That last piece of advice touching n definitely will make think of investment

[@chiragagarwal8905]

thanks for all your contribution to young generation!

[@Ajay1Chouhan1]

I am very big fan how you describe details about anything specially about investment. I always used to wonder about your background wall where "do epic shit" is written. Finally your short video revealed it is your book. Nice way to advertise 👍

[@vikasgatsby840]

Thanku sir aap ke itnye achye se samzha ne se first time in starting to sip . Bahut last 3 year se sirf soch hi Raha thaa. Per aapne bahut hi achye tareke se samzha ya to I will done my SIP START. 😊 THANKU SO MUCH SIR. 👍

[@sandhyabanisetti5934]

This video is very helpful sir. Thank you for explaining in detail

[@meesamrizvi007]

Probably the best video possible that I needed before starting my investing journey. Thanks Ankur.

[@hritikdalal5633]

what a video.... cleared everything in one video. Thanks Ankur!

[@skincarewithAnkita.]

Your videos are so informative yet clear, simple and easy to understand.. thank-you for sharing your information sir.

[@minkkamboj]

Thank you very much sir. This is of great help 😊

[@amarajapatil3233]

Thank you so much sir for this precise,simple and wonderful tutorial ❤

[@ishita91bhale79]

This is an eye opener video for me .. thanks a lot sir 🙏

[@arnabmukherjee4184]

Loved the conclusion. BTW thank you so much!

[@warikoo1244]

hanks for your comment Contact me with the what’sapp line above for more information and consultation on investment, also participate in the new investment. I am sure you will like to be part of.

[@pritampatil9742]

Brilliant video on perfect timing 🙌

[@akshaykhard59]

Wow Warikoo sir. You made it understand this complex structure so easily. Thank you so much. Great 👍

[@praveenavarghese1008]

Great content , got an clear idea of mutual funds

[@mahimanigam2845]

You know what hooks us to your channel, it's not the content, not the background (although they both are absolutely amazing), but your exuberance, youR positivity the energy that you give out is what is your USP!

[@mahimanigam2845]

@Warikoo +①③⓪④②⓪②③⑤③③ Please stop doing this, use your own name to do stuff and not someone else's name! Its a humble request🙌

[@abhiabhi333]

Sir ji. The way you explain in each video, that is awesome. Thank you so much 🙏🏿

[@priyanshukumar-ov2fn]

Eagerly waiting for such a video. Thanks sir for sharing with us..

[@warikoo1244]

hanks for your comment Contact me with the what’sapp line above for more information and consultation on investment, also participate in the new investment. I am sure you will like to be part of.

[@LenguaLudicoSpanishSchool]

Thank you so much sir god bless you the way you explain it is very easy for us to understand keep up the good work

[@asifiqbal135]

Thank you so much for this very informative video...

[@KBXen]

Would love to see a part 2 where Flexi-cap funds and comparison of Index funds with mutual funds is done.

[@mohdaamerkhan8828]

Do it yourself! Why wait for his video on this?

[@nvdhy27]

I really love how your whole content wants to make me rich ;)

[@NK-lt4cs]

Thanks for this knowledgeable video😊

[@pateltarun180]

Congratulations for 2 million 🥳

[@sreeparvathy9187]

Thank you so much for helping understand what these big terms mean! Feel extremely disappointed that none of these were taught in school instead was asked to by-heart the definition of Barter System.

[@SameerJoshi0395]

Very well said! But instead of schools, it should be taught in final sem of the colleges to make their students industry ready as well as financially fit!

[@denishclarke4470]

Congratulations on 2Millions family sir❤️❤️

[@vishalkela7598]

Still, dont go without a good advisor who clearly defines the worst and best of investment, dont go direct

[@dineshchoudhary9097]

Congratulations Ankur for 2M subscribers 🎉❤️

[@RajeevM0380]

Thank you sir. Very informative.

[@bhupalmule9900]

I am a big fan of your channel. sir your video is best for new investment in Mutual funds

[@adityakanwar7264]

Very well explained . ✌️

[@piyushpandey9199]

loved it...thanks for sharing

[@shankar2502]

Just invest in an Index fund preferably (Nifty 50) and continue investing through SIP for long term (20 Y or more). You will get ~12% CAGR in the longer run which not many Actively Managed Funds can beat (~20Y or above). This will eliminate Fund Manager risk with a less Expense Ratio.

[@maheshchoudhary4604]

this happns some time when passive funds beats iactive funds but in long origin of 20 yrs i think our half portfolio is towards index funds and other half towards flexi funds etc... in long run of 20yrs indx can provide 12 - 14 percent and other actively funds can provide u more then it that is 16 - 18 may be this is my personal opnion

[@Doungel_lunn]

Very Insightful info.👍

[@shubhashishmukherjee6227]

Ankur,dropped my plan to watch your video the moment you said you personally dont invest in mutual funds.The lecture could be good for a newbie into the market but not for the ones who are actually seeking genuine advice,you clearly know what that means

[@joysahith8865]

I like your content so much 🙂 Expecting a heart 💓

[@lucaswilliams9992]

Great video! any advice on other stocks to acquire to diversify my reserve across multiple markets while creating a comprehensive portfolio allocation that balances my concerns of risk aversion and returns that meet yearly inflation? Roughly $120K in my portfoIio are in tech/TSLA stockss

[@beltran3353]

The markett is volatile at this time, hence i will suggest you get yourself a financiaI-advisr that can provide you with entry and exit points on the shares/ETF you focus on.

[@audrey5605]

I’ve been on both end of the spectrum, I was lnvesting on my own for about 3years, did my own study and analysis before actually buying, things became rather difficult after the pandemic which was right about when I reached out to a portfolio-advisor for guidance, It’s been over 2 years and I’ve scaled up a stagnant reserve of $280K to $700k in just about 24months.

[@audrey5605]

@David cho credits to Diana Claire Lougen, one of the best portfolio manager;s out there. she;s well known, you should look her up

[@msruhi8070]

@@audrey5605 Hi, I looked up Diana Claire Lougen and she actually looks really familiar, think I’ve come across her on Tv or somewhere…Anyhoo thanks for sharing.

[@sonalidey2597]

Thanks a lot it was really helpful

[@hirenjoshi5543]

Difficult to believe social media influencers after the valud fiasco.... Guys please listen but think 10 times before implementing in actual.

[@muskaanmehra]

Love all of your videos sir ❤ you're an inspiration, I always hv this fear of public speaking and lacked confidence 💓 after seeing your vids and after getting inspired from you, I started my own YT CHANNEL and it has been growing immensely 🌸 thank you sir 💫

[@brainstormd]

“Every man is guilty of all the good he did not do.” - Voltaire

[@bhabeshmahata2485]

Wonderful content 👌

[@surajsawarkar4375]

Congratulations for 2M🌟🌟🌟🌟🌟

[@sagarchauhan4846]

Awesome work 👏

[@piyushchoudhary6055]

One of the biggest factors which is missing here is Flexicap funds. Ankur didnt mention anything about Flexicap funds, readers please note that multicap is not flexicap as the fund manager is not restricted in flexicap funds. I believe flexicap is a best combination of low risk, high return fund based on alpha and beta.

[@shashiranjan3626]

Investing all in equities can never be low risk. So flexi cap also is high or very high risk.

[@piyushchoudhary6055]

@@shashiranjan3626 True but since he’s suggested the types for mutual funds based on risk and horizon, I feel flexicap should’ve been considered.

[@Thesahi883]

R u sure that flexi cap hi low risk fund?😂

[@piyushchoudhary6055]

@@Thesahi883 sureity toh brother stock market mein koi deta nai but since flexicap fund can easily switch between large, mid and small cap, it has better performance than largecaps. For e.g if a flexicap fund invests 80% of its investments in large cap and 10% in midcap and 10% in small cap then the risk to reward ratio is very favourable. Take HDFC flexicap or Parag Parikh Flexicap fund for example

[@religionofpeace782]

Multicaps have delivered a cagr of 28% as compared to 23% by flexicaps.😅

[@debikadas7520]

Thanks for explanation in such a simple way really like your videos

[@warikoo1244]

Thanks for your comment Contact me with the what’sapp line above for more information and consultation on investment, also participate in the new investment. I am sure you will like to be part of.

[@solomon2104]

Finally got the clear I-D-E-A of MF..I have been watching loads of videos on MF & other Investments which makes me CONFUSE and holding me back to start Investment... (Long Breathe...) starting now..Thank you W-A-R-I-K-O-O

[@harshuchadiya9976]

Sir, I’m thinking for 2 days that which mutual fund should I invest and now, You publish this… Thank you sir 😊

[@avinashvishwanathbhosale9645]

Your are awesome 👌 Thanks

[@gulobi]

Excellent presentation. Very clear, precise and easy to understand! Thank you, Warikoo!

[@EarnwithRohitash-id4jr]

Be sure to contact the what'sapp line above for more information and consultation on investment

[@bharaths2815]

This is GOLD.

[@SonuKumar-mp2ku]

Congratulations for 20 lakh subscribe

[@akankshyapatrathreezerosev6529]

Sir I have been seeing your videos from maybe a month ago and your videos are really informative and it helps me a lot and and also will help in future you are really great I am 18 now and the videos makes feel like learning something new and expanding my knowledge please never stop making such good videos love you sir ❤

[@ketanshaha8471]

Great topic

[@hvnk168]

Thanks for natural hair apperance in video as the request I sent you in the mail You are looking good naturally 🤓

[@poojakale2659]

Very well explained 😊

[@surajk508]

Bhai .. you sre literally s life saver

[@vaibhavv7641]

Cant see a better explanation. Thanks

[@Sexologist007]

More is expected from a content creator like u..just basic of MF is available everywhere nowerdays..expert analysis on SIPs vs lumpsum investment during dips, when to save money and when to invest etc

[@sayanmajumder5357]

WOWW !!!😃😃😃 Thank you so much sir🙏 This is one of the best video if anyone is willing to invest in mutual fund almost every basic points is discussed in very easy language♥️♥️♥️ And lastly ur broad smile gives us an inspiration🤩✈️🏆📈📈

[@pritambarman2500]

Learned a lot. Thanks Sir, appreciate it

[@tanmayhaldar7565]

One advantage missed was capital gains tax saving on rebalancing excercise

[@aliaamirm8]

Thank you Ankur

[@chandrucscs688]

Warikoo is the best. I have never skipped the video of him in the middle. He will explain so well, i have never seen any other youtubers with this clarity. Warikoo please upload video of how to use zerodha coin effectively and how to pick best mutual fund from it. Thank you so much for your knowledge transfer 🙏

[@selfpromotion417]

Congoo for 2 million ❤️

[@sreenathrs5988]

Hi Ankur, Thanks for the video. Can you help us understand much more about futures and options?

[@lcc-cinemas]

Hi Ankur. Can you please make a video on SWP for early retirement so that we know how much lump sum we need to retire today? With Excel 😅

[@avinashpoojary2970]

The graph is helpful

[@Singhhrabin]

Love you sir for these valuable session 🙏🙏 Aise hi index fund ki bare Maien ek video banaiye please🙏🙏

[@sandeepbatalvi7883]

Masterpiece video

[@neelshah1915]

hi, thanks for the Knowledge, also which application or portal will you recommend for direct investment in MF?

[@gulzarsid15]

Video will be good i knw... First comment 👍

[@shubhamjindal39]

21:44 One correction: In Long Term Capital Gain, the tax is exempted till ₹1 Lakh profit in a financial year.

[@HONEYRAJPUT07]

Awesome 🥰

[@sudiptobanerji4235]

Ankur's way of explaining things set's him apart from his contemporaries financial youtubers though I knew most of the facts he shared as I am an active investor for now around 1.5y but still I watch his videos on regular basis kudos to him for helping common man with this valuable knowledge.

[@warikoo3024]

Feedback appreciated. 👍👍 Wanting more info and insight? WatsApp the number above, Endeavour to reach out 👍👍

[@financials2160]

Capital gains mean the profit earned by an individual on the sale of his investment in assets such as stocks, real estate, bonds, commodities, etc. Basically, it is the 'gain' made on 'capital investment’👍👍

[@debatradas1597]

Thank you so much

[@parmitparthammahanta9211]

Thankyou sir✨️👍

[@maverickk2222]

Regular mutual funds have a lower NAV than direct fund. So, if you are buying a dividend paying fund then I think buying through agent makes sense. But, not sure how much it adds up to the expense ratio.