Why I Rent | The Embarrassing Truth..

[@A012345689B]

I'm all for renting!! It's just me, I dont want to own a home as a single lady. I have no kids and and of course no husband. I always buy used cars I can pay out right. I'm so done with payments on items. I do have a credit card, only to build my credit. I live below my means. I am free of debt, and free to live. Ah it feels so good.

[@tiyang44]

You sound like you're living my life. I spoke to a co-worker who was telling me that I shouldn't rent for life and buy a house. However if I don't have kids or husband or even can't buy a house outright with cash, why should I get into debt for the rest of my life being single? I don't get the dislike towards renting.

[@marleyhill34]

I'm single, child-free and renting. If I lose my job, UK social welfare benefits will pay my rent until I get another job. When I was 25, I took out a non-adjustable loan for 10 years for my post graduate course. I didn't want the monthly payment shift up or down. I actually paid it off early at age 34. When I left my husband, I had to default on a few credit cards which dropped my credit score but it stopped the interest. I didn't have to go bankrupt. 5 years later, I got my credit score back up.

[@tweetyslife253]

@@marleyhill34 the U.K. Has credit score? I live in Europe and didn't knew this.

[@marleyhill34]

@@tweetyslife253 yes it does have a credit score.

[@tweetyslife253]

@@marleyhill34 oh, thanks

[@sarakhaldi9767]

I saw this HAPPEN TO SOOOOO MANY PEOPLE IN 2008, I sold cars from 2000 - 2011. I saw this coming from all of those predatory loans (even in the ones I signed out), like you were stuck with. I was a stay at home mom, married, in a huge new home, and in an abusive marriage. I am now divorced, he walked away with EVERYTHING except our precious child, and my life. I signed up for college, as my lawyer encouraged me to(the only person that truly believed in me ever), moved into a rental, it is not in the best neighborhood, lucked out and the previous amazing owners (I will be forever grateful for) updated my townhouse before I moved in. I am in debt up to my eyeballs, but I am safe, my kids are safe, we are healthy, earned my associates, will be finished with my bachelor's in May of 2022.

[@BlessedBakerKids]

Congratulations! Amazing testimony.❤️

[@TexasMom68]

Amazing! I believe in you too. I was a single mom at 25 with three babies and went to college and worked while my kids were in school. I am 52 now with a job I love and have always rented because of house maintenance upkeep I don’t want to deal with etc. I have lived years at the homes I’ve had so landlords know I’m not a rent risk. It’s ok. You do what you need. God bless you.

[@pamelaliegh]

I feel like your going to succeed Sara. 🥰✌🏼🌸

[@mrshappilymarried1]

You Go Girl!!!!🙏🏽🙏🏽🙏🏽

[@cameyblue534]

Thank you for sharing your story!

[@brookec5188]

Oh Wayna, you are an inspiration! When I was 26 in1976, I was evicted from an apt with my young son. We were living in my car for couple of days. I went on to become a very successful Realtor in Florida and in 2005 I bought 6 houses with about $800,000 in Palm Bch County, Fl. I took 15-year loans thinking I would have them all paid for when I was 70 and that would be my retirement. Through the recession, I lost them all and every penny I worked my entire Life for. I also got severely injured with NO insurance. So at 64 I also went bankrupt. I was the most depressed I had ever been. I just started working and saving and just sold that home for $100,000 and bought one near Disney for $125,000 cash. Then did a $35,000 renovation on it, too. All cash. I am 72 and did not want to be paying a mortgage when I stop working this year. I will only be getting $1200 a month SS to live on BUT I have NO debt at all and will have to work at least part-time at some level. You are doing a great service to tell your story so others can be careful what they do. Getting out of debt and saving is so important. Especially now that we are headed into a recession and hyperinflation AGAIN. I have remodeled my house completely with DIY and furniture bought on FB and it is just what I want. I LOVE being there. I just tell everyone to keep WORKING no matter what, just keep working at whatever they can find and it will all work out. I am proof at 72. PS You are smart and gorgeous in every way! A Blessing to all.

[@hotcheetobabe8722]

There is nothing embarrassing about being an incredibly hardworking mother who wanted the best for herself and her child. You're inspiring thank you for sharing. I'm 22 and this advice is really helpful.

[@enough_is_enough5131]

Sis LITERALLY EVERYONE went through the same exact thing don’t be embarrassed! I am an Escrow Officer and I lost my damn house!! I paid way too much for the house. Put $75k down put thousands in updates and I did the backyard myself broke my back. I chose the house over a wedding so I never had one just the court house. When the market crashed both my husband and I lost our jobs I live in CA so my house was $530k for 904 sq ft one bathroom.🤦🏽‍♀️ Anyway I tried to work with the bank they said nope bc we never missed payments in years Smfh! So I said I have to stop paying and fk my credit up before you will work with us? Yep! I couldn’t refinance I lost all equity and we had no jobs! I had 4 kids! Tried to do a short sale first buyer backed out when the banks started collapsing found a 2nd buyer and the bank foreclosed in the middle of the short sale process no warning just foreclosed. They said once the notice of default is recorded they are doing favors by working on the short sale and not obligated to do anything. Anyway so I went from owning my own home from 21 to losing my house. My daughter still talks about missing that house to this day she’s 19. Girl please do not cry you’re literally nowhere near alone. Love you and don’t ever feel embarrassed for getting through a struggle you’re stronger for it! ☺️😘

[@lisarachal3601]

This is NOT an embarrassing story at all it’s more like an inspirational story. Thanks for sharing! Love your channel.

[@lovelyek8187]

It's so true i brought a house in 2019 thinking ppl was gonna be there to help me, but instead ppl just there, no financial help.

[@lisarachal3601]

@@lovelyek8187 look at you now! Look at what your experience of having no financial help did for you…you got up and handled your business! Great job sis!

[@MoveSumthin40]

ABSOLUTELY!

[@ynitar5800]

Yes ma’am a testimony

[@debe253]

@@lisarachal3601 exactly well said

[@yolandami5923]

If you don’t have a comeback story, you haven’t lived long enough! Thank you for being brave enough to share your story. 🖤

[@summerraine3934]

Amen!!!

[@kstephens4885]

Gurl, I just said that! If you don’t have a story or regrets you ain’t lived or lives long enough!

[@bonitabonita3431]

@@kstephens4885 nobody needs to live w/regret, ever. Life’s 2 short🥳🙌🏾

[@reesemonique]

You shouldn't be embarrassed to rent. More people are buying homes later in life now and alot of people prefer to rent now because they just don't want to be tied down to something for so many years. thanks for sharing your story.

[@ms.jbelle]

I agree I'm in a weird space I want to own because of my kids but I like renting due to after a year if I want to move to another town or even another state I can--& my heart/spirit has settled in the "forever home"

[@camg5900]

I agree. I was single parent at 25. My daughter is 26 now and in post graduate school - raised sole by me. I’m 50 years old & still renting. I am just now in a position to buy a home. Don’t feel any type of way about why you rent.

[@prettyprincess94602]

Right there was nothing embarrassing about this story. She was young and didn’t know any better. I’m in my 50s and trying to buy a home now in California, which is crazy in itself.

[@jebsmith323]

@@ms.jbelle Exactly! Buying a home commits you to several years so that you don't lose every penny for downpayment, moving costs, upkeep. Ownership just doesn't make sense for most people anymore.

[@wifeyb.9779]

@@jebsmith323 if I sell my home I won't loose a dime I'd actually make a good 200k plus I paid 5k in closing and down payment you are not stuck in a home you buy same as you are not in home you rent

[@mynapturalrocks]

Sisssss! You got me up crying at 4 o'clock in the morning! I NEEDED this. For the past few years, I was renting a house below my standards just so that I could save to purchase a home. I was almost there & in this sellers market my landlord sold the house I was renting & gave me 30 days to get out. I tried to buy in a frenzy but this market is horrible. I just can't do it. I'll be moving into an apartment in 2 days. I'm a single mom. A professional. I'm feeling like a failure because I did the things to be "better than this". I've been feeling like I'm at my lowest point. Idk what God has for me in this season but I know it's going to be greater than anything I could have imagined. You've given me the confidence and that little extra push to go through it grateful and gracefully. Thank you

[@RailinX]

similar situation, we also had our house we rented put up for sale ... moving out in a week. Went through some terrible stress the past month but it's going to be fine!! Things will work out eventually.

[@sandybanks2865]

Some people are homeless and you say your in a house below your standards wow sounds real grateful…..

[@asiakaleem4587]

Sis... walk with your head held high... YOU are not your lowest point... this is temporary... you will find your way... you WILL PREVAIL! God Bless you... Asia :)

[@FELIXB3]

@@sandybanks2865 someone being homeless/ having things worse off doesn't negate someone's feelings & their struggles.

[@sandybanks2865]

@@FELIXB3 okay

[@racheltyree4879]

Girl!!!! I'm literally about to lose my apartment after I was laid off... the world is crazy... all I can do is think about my 5 year old sleeping in a car at night and what a failure I feel like... it's nice, so nice to hear someone being real and honest. I truly appreciate you sharing your story with everyone. It does help me see that there is light at the end of the tunnel and to keep my faith knowing that God doesn't leave us... this really helped me! Thanks for being courageous enough to speak about it! ❤🧡💛💚💙💜

[@k.o.1174]

Have you looked at C Classes or a Bus

[@terrysingleton4129]

God will supply ALL your needs . I am a living witness. Stay blessed.

[@monicakeenon8943]

Contact United Way of your city.

[@tinydancer8485]

Reach out to friends ds who have extra space that way u have company moral support

[@Lezahardy]

@@k.o.1174 What are C Classes and I’m sorry I don’t understand, a bus? Thank you in advance.

[@helenbrenner1844]

I love your honesty and compassion! Blessed to be a blessing! When I was 51, I left my ex and our 2500 sq ft home with nothing and moved into a 900 sq ft crappy 2 bedroom apartment with my daughter. We had such a blast hunting for everything at resale places and the dollar store. We really knew what was important to us and that little place was our kingdom! There’s so much more to the story but suffice to say that everything I have I appreciate because I once had nothing. What I lacked in material I had in blessings. I had my self-respect and self-love. 6 years later I’m still rebuilding my entire life but happier than I have ever been.

[@melaniekolomyja7335]

Awesome! Bless you for sharing your story!🙏🏼❤️🙏🏼❤️🙏🏼❤️🙏🏼

[@LakolaRaines]

Amen it's the little things that count.🙏🏽 🙏🏽

[@whale2207]

I am about to be in your exact same shoes.

[@flowersforreal2026]

Thanks for sharing this small anecdote. I hope your story continues to be beautiful.

[@so.many.obstacles]

I don’t understand the mindset that renting is wasting money. How is having a roof over your head wasting money? I know some people that own homes and don’t have reserves for home repairs. Having to forgo heat and air because you can’t afford new HVAC or a hot water heater is not cute. I’m 41 and I don’t owe a home and never have. I don’t plan on owning a home anytime soon either. I like living in different places and not being rooted in one place. Even when that time comes I want something small because I plan to continue to travel.

[@tonigonzalez2827]

I so agree, I want something I can afford if something goes wrong.

[@adalls2088]

You are right my parents didn’t buy a house till their mid 40s

[@topaznora2055]

It is wasting money. If you had bought a house 10 years ago like you were suppose to then you'd be significantly richer through equity. And you can sell your home every year if you want move into a new one. Why do renters think you can't pick up and move when you want. Poor mentality. It is literally the number 1 way to build lasting generational wealth in America.

[@icebergdl757]

@@topaznora2055 Absolutely. Some people will never get it.

[@JJTheFoodie]

@@topaznora2055 Still not a waste of money, just missed opportunities. Not everyone cares for real estate investing and that's okay.

[@sagittariusque8932]

The most richest person could lose everything in a blink of an eye.

[@lalajackson8346]

Like Travis Scott is about to lose his 30mil with 2.75 billion in lawsuits from Nov 5, 2021 astroworld

[@chelebell1275]

There is nothing to be embarrassed about. So many people were affected by that. I never thought I would be in an apartment again at 57 yrs old. Lost my beautiful home in a divorce. Here I am struggling, my credit now demolished. I am trying to get back on track. This is inspiring for me, that there is hope. I am new to your channel and glad to follow. 💗

[@staceyboling5026]

I appreciate your story!! I was crying with you. I am 50 now, bought and gave up 2 houses over the years. Filed Chapter 13, was able to pay off from a job buy out, but had to rent houses for 8 years and made those houses my homes to the point both landlords offered to sale me the places, but I couldn't at the time because of the poor credit scores and bankruptcy. I was finally able to buy at 44 yrs old after praying those years for my own piece of America with a 15 yr mortgage, it will be paid off by the time I am 60. You gave great advice!! Educate yourself, (realtors and bankers want the sell, dont get information from them) this is huge!!! Spend below your means and save, this is so important!! I am a nurse too!! We work so hard and serve so well our community. Every profession does!! We cant afford to be 'ill' financially. Thanks for sharing.

[@valzartlounge561]

Renting is waaay OK!!! I considered buying a condo when I retired from the military as a single person, almost bowing to the "owning property is king" mentality. I was fortunate that during my Military transition classes in 2013, there was a financial planner that came with a different point of view. Owning a house for the sake of owning a house is ridiculous if you don't have the time, inclination and MONEY RESERVES to maintain that property! Some people don't really understand what's involved in OWNERSHIP. You are on the financial hook for everything! Every little structural, cosmetic, and utility problem that comes up or weather damage that comes along YOU have to pay for. There's also insurance and property tax that's due every year! I am very happy renting and the convenience of having maintenence on-call for any issues that crop up. Thank you for sharing your story spreading this word!!👏🏾👏🏾👏🏾Blessings to you and yours lady!💖💕

[@bibinek9950]

👏👏👏 renting is great!!! People should stop bashing people for renting

[@apriljoy425]

As a home owner I totally agree.Ppl have no idea the money that can go into upkeep and repairs.

[@scarletjazz]

Exactly, do what works for you. I've been on both sides and had way less stress as a renter.

[@MsKrystia]

So true!!!

[@thelmabarros1680]

I was saying the same thing sista you.said it and i agree with you allthe way to bank Everything sky high in building trade yes pay the rent U ever see lots ppl in mallin summer time , winter 2 there saving on light billes / Av / it all good pay the Rental Thank you be bless

[@LaurenLinguist]

I felt those tears. I am just getting started with the video but I can’t even rent, that is how hard I fell. I’m living with family with my daughter as a single mom and I moved out at22, too. We all have our struggles, but I’m a firm believer everything happens FOR us, not TO us.

[@leslielewis40]

I’m right there with you. I’m 51, have a daughter and my two granddaughters with me. I’m in a neighborhood that I used to conduct CPS investigations in years ago (someplace I never thought I would be). I’m just trying to pick myself up from where I am. But I’m believing God to help me save, improve my credit and not spend the second half of my life the way I spent the first. I’m also praying that my daughters will not repeat my mistakes. Hang in there, sis. This too shall pass! 🙏🏽

[@aunteepsalmsfasting]

HALLELUJAH.

[@clarisahernandez5280]

I've been living with my parents because of an illness (I'm almost 50). I try to remember and be thankful that they can take me in and they're retired. It's hard.

[@Greatboldness]

I can’t rent traditionally either. God blessed me to rent a studio apartment from a family member. So I can get out of debt as well. I had to sell me car too and fortunately I can get around fine without it. I’m finding I’d much rather trust God in my process than to bow my head in shame. cause when God gets through with these finances I KNOW it was nothing but HIM. And I’m glorifying Him even now. I’m on my way to absolute freedom from debt and recognize more and more that freedom must begin and be maintained in the mind! Wishing you peace and blessings!

[@FarAway5319]

I love your story. I’m a single mom now too with two girls. After my separation from my ex husband I was in a lot of debt. I worked hard to make sure I pay off my debt. I live with my mom and step dad now. I hate not having my own place, but it has helped me so incredibly much. I’m almost done with my bachelors degree. I’m hoping to get my first crappy cheap apartment because you have inspired me to do so. I can make my apartment pretty because you’ve shown me how. ❤️ you’re wonderful, strong, independent woman. Be proud! You have accomplished so much.

[@lovenaturally3116]

Definitely continue to stay focused being greatful for the help of your parents and super diligent in your finances and purposeful in your spending and you will definitely be where you want to be in due time, the right way. Wayna couldn't have said it more perfectly. When your world seems to shatter God always put the right people in place to help you pick up all the sharp little pieces if you let him and hang on to the patience to handle the situation right. Keep on keep on, from one mother to another

[@sweettreatsoverload4296]

Save money before you move. Have At least six months worth of rent or save for a house if possible. If they don't fix this situation with people not able to pay for there house. There will be a lot of houses on the market hopefully real cheap.

[@stopit41]

You ain't lying. I had about 3 different payday loans every Friday. This story took me back to my younger self.

[@lkofie6670]

Hey...whatever "crappy cheap apartment" you may find yourself in would at least BE YOURS. It's starting somewhere and doesn't mean it'll be the end all be all either.

[@natthebratster]

It's official: you are now my favorite influencer and personal hero. It's one thing to go through really defeating and debilitating life events. It's another to overcome and reinvent oneself completely. Then it takes a whole new level to have the courage to share that pain and struggle with the public in an authentic and raw way. There's so much manufactured content on social media and it's not uplifting or inspiring. Thank you for being you and sharing your life and definitely your tips ans hacks. God Bless!!

[@robbinsanford714]

Agreed. I love Her!She is my fave now as well.❤ She Makes me feel so much better about the younger generation that will be the builders of the world my Grandson will grow up in!❤🙏

[@trece3433]

Do not keep apologizing!! Young people need to hear this story. They always think that leaving the house is going to be so great. It’s not easy out here. God bless you and thank you for sharing!! 🙏🏾😍💖

[@nicholesantiago2601]

Thank you for making this video. I rent but desperately want to own my home. Especially now with rental prices skyrocketing. But every day I thank God that I have a roof over my head and the ability to pay rent.

[@michellejohnson1298]

Amen Sis me too.

[@joyaustin6581]

Renting gives you more freedom to move for career opportunities and you don’t have to deal with shady contractors and repair people. I liked not having to be home for repairs. Leasing office and landlords have a key. I saved more when I rented but I close to live in less expensive areas. In owning I was out 5k alone when furnace went out, had roof leak, fence damage and bought into the hype of upgrades. You still have property taxes, lawn care, homeowners insurance and sometimes HOA fees. My homeowners insurance is 12x my renters insurance. Homeownership drives the economy because of all the expenses that come with it. If it goes up in value you still have to pay realtor fees and taxes on profit. Technically if you have a mortgage you’re renting from the bank but you’re covering all the upkeep.

[@marilynringel9228]

@@joyaustin6581 yes you bring up many good points Yes have experienced too Owning a house can be a big ATM machine

[@eleanorirving2475]

@@joyaustin6581 The following statement is truth. "Technically if you have a mortgage you are renting from the bank."... "But you're covering all the upkeep."

[@fefrazier4127]

@@joyaustin6581 good point

[@Royaltybrand]

Watching this waiting for the embarrassing part pumpkin all I see was a young 22 year old who acquired property and broke stereotypes you were ahead of your time im sooooo so so so proud of you and you are so bright so beautiful and so creative. Nothing to be embarrassed about this is your story and it's so beautiful and you are just goals God got you thank you for sharing all I see is a powerful testimony from one of God's precious girls.

[@Royaltybrand]

@Coco Chanel she didn't click bait it was embarrassing to her I was just telling her what's embarrassing to her wasn't that embarrassing to me

[@g.pearson4726]

U can report it I just did It’s annoying as heck

[@IrisStyleInc]

God is teaching me now “Be happy where you are. Greater things shall you do” . This was so powerful and needed THANK YOU!

[@OHoneyPot]

This right here❣️

[@traceycrawford9938]

I was a single mum who lost everything and ended up going bankrupt too! Thank you for for being so open and inspirational ❤️

[@karenprivette1936]

I have had many hills and valleys in my life, divorce, my son died...etc. The key is to tackle them when they come and move on. Girl you gotta roll with the punches when they come and do better next time. You have it underground control. Be very proud of yourself!!!! Love you from Myrtle Beach SC. 🐢🙏💯👑👍👌😘❤

[@lovingme_jan8058]

Don’t be embarrassed, you wasn’t the first and you won’t be the last. Your testimony is going to bless someone, and that’s what giving your testimony is all about. May God continue to bless you and keep you.

[@mskeyland8516]

Me it was meant for me!!

[@journeytofabulous3902]

This is the very first time I ever commented on a video, I just wanted to to say thank you for sharing your story. Please don’t be embarrassed, God had a plan for you and it’s what you had to go through. I really enjoy watching your videos but I think this was your best video by far. Thank you for sharing and Thank you for all that you do.

[@Janaleezy]

Ok I know I’m not the only one like “22 in 2006?” Girl! You look 22 now 🥳

[@citygurl0105]

Right! Looks so good!!

[@victoria-qq4jr]

I know I was like when this happen🤔 you don’t look too far from 22. Very beautiful❤️

[@irvinperez96]

OMG the timing of your video, Im 28 and live in LA and make good money, just enough to buy a place but I keep telling myself NO NO NO, not with these prices, i have really cheap rent but live in a studio and its hard to tell yourself to be humble and stay living below your means when you know you can afford more and deserve more. I just thank god im a private person and dont have the need or care to impress anyone.

[@kristinrodriguezrealtordmv3434]

Yes!! Keep stacking $$ and enjoy that studio. Because it's also so important to have reserves once you bu a homes. Living below your means is a major key.

[@janetabernathy9703]

I keep seeing videos about multi-housing maybe you can look into that you live in 1 & rent the others out & that pays yr mortgage! whatever you deceide i wish you the best!!!

[@4islandbeauty]

Wise decision

[@ms.sherlock]

You are doing the right thing from my experience. I'm 71. A lot of years to observe life!

[@darnelleekiaha8642]

It was not only about your past but also the fact that you had your child in the middle of it all. The guilt. I was there. It will always bring me to tears when i remember me and my son in a shelter. He was too young to remember but i will never forget. Stand tall. You made it thru the darkness. Proud of you!

[@saigefield674]

A girl from Seattle, Washington is watching your video today and it brought tears to my eyes that you felt ashamed to speak about filing bankruptcy and almost losing the shelter for you and your child. There is nothing to be ashamed about. The system is rigged in the first place, the cost of living is far higher than minimum wage, and even people like myself who went to college and has a fine career, I may never dream of owning a home, or even starting a family. The cost is too much. I cried not because I've ever been in your exact situation, but because I understand the constant struggle.

[@florencia_sis]

Girlll you gave me chills.........I waited patiently for the LORD to help me, and he turned to me and heard my cry. He lifted me out of the pit of despair, out of the mud and the mire. He set my feet on solid ground and gave me a firm place to stand. Psalms 40:1-2

[@stephaniesingleton4364]

🔥❤🔥❤🔥👍🏾🔥

[@ingacarr4470]

Amen thus testimony so relatable

[@metrell.]

I bought my first home at 18. This video was so deeply relatable.😭 I was a child. I used to here older people say, “when I look back over my life,.....” it’s the lessons and gratitude for me!

[@MichelleMidori]

I bought a condo literally 1 month before the pandemic hit and man, I’ve had some sleepless nights worrying about job security and thank God I’m ok but I’m building up my savings again so I can sleep at night 😴 thank you for sharing your story and I love your advice at the end. Don’t let anyone tell you how to spend your money 🙏🏾

[@meganhopkins9788]

Omg yes like wow...I moved out 4 months before COVID hit and I’m self employed -.- I was still blessed to have sales to pay bills but wow it was scary

[@homeandhearttv1]

I'm so glad you didn't "re-film" this. Thank you for your honesty. Being in real estate in 2008 I "know someone" (and MANY others) who went through the same thing. Your pain was not without purpose. Your advice is stellar: Trust the process. So wonderful to have discovered your channel, Wayna. Your transparency will help and encourage many. No judgment... just love....

[@smc6746]

The Lord blessed me with an apartment that did not require a credit check and my landlord has never raised my rent and told me at that time that they would never raise my rent! 13 years and it’s still the same and I live in the Bay Area of California💃🏼. I am able to decorate the place any way I want and they make me feel like family❤ and this is my home to do what I want. I am in the process of upgrading and updating it. This is how I found your channel. I thoroughly enjoy your DIY videos and wish you all the happiness in the world. ❤️🙏🏼

[@bridgetcruse]

"For my thoughts are not your thoughts, neither are your ways my ways, saith the Lord" ~ISAIAH 55:8

[@shaunacoleman3306]

Amen. I needed this reminder.

[@zeezee990]

Yess Girl.. Say that.. Looooove that Scripture 😇❤

[@lkofie6670]

AMEN TO THAT!

[@nicolehj8416]

@@zeezee990 "Yess Girl"?! Shut up.Some of you females have no respect.

[@zeezee990]

@@nicolehj8416 Get a Life

[@kimbwf629]

You should not be embarrassed. You survived and are thriving. The recession wiped out many people. You are a success story.

[@NoLyeNapturallyMe]

If the quote, "Your current situation isn't your final destination" was a YT testimony. Our Valley moments are not the end-all be-all. Sometimes they are simply molding and redirecting us. I hope you continue to shed any residual embarrassment about this. Thank you for sharing your testimony.

[@chloebelle4526]

I went through the EXACT same thing - bankruptcy and foreclosure. Sleepless nights, crying all the time, doubled over in stomach pain - horrible. I went from someone with great credit who always paid bills on time, to a person who felt so irresponsible and had PTSD. Somehow you get through it, you find strength you didn't know you had and learn some valuable lessons. Thank you for sharing your story.

[@deborafoor5038]

I feel so fortunate to have seen this video! I found your channel when your video about hanging a TV without a drill popped up on my KZbin feed. I'm a DIYer and enjoying decorating and redecorating my home. After the TV mounting video, I decided to subscribe to your channel, and then THIS VIDEO popped up, so I decided to watch it as well. Imagine my surprise when I realized what I was watching wasn't just financial advice on the advantages of renting when circumstances dictate renting, but a down-to-earth, honest, and moving talk about life and the human experience. For some perspective, I am a 66-year-old white woman, a retired professional in the legal field, raised by blue collar parents (with some ugliness thrown in, but I won't go into that; we all have our issues), recently widowed, trying to do stuff around my home that my husband previously did, re-learning how to live my life and find purpose after losing the love of my life. Your video--this video--was so inspiring for so many reasons. I'll comment on just one of those reasons. Near the end of the video, you said you weren't proud of what you had to go through (the bankruptcy and foreclosure, for the most part) to get to where you are today, that it was still embarrassing to you. I want you to know that at least one person (me) wants to tell you to let that embarrassment go--feel no shame at all. To use your own words, it's important to share where you've been and to trust the process. Those concepts will help every single person who watches this video, and your embrace of those concepts will certainly shine through every video you make, regardless of the topic, hanging a TV or whatever. That's my advice. Everything you've done and experienced so far has resulted in a woman whose inner beauty just glows. So those experiences are nothing to be ashamed of at all. Thank you for this video, for reminding me I can find purpose regardless of my circumstances, and for reminding me that there are kind and wise people like yourself out there. I will be watching your videos for a long time.

[@thejasminediaz]

I bought a house and lost the house during the crash. Lost a job and two cars...basically went completely broke. I rent now and living my best financial life. We've all gone through some shit. Keep growing girl

[@yasminesoso8595]

Let’s give you a big round of applause! As a mother and in your EARLY 20s you were doing big things(and no ding bigger)! Most 23 year olds now only own a pair of LV bag. You had a whole condo. I’m proud of you! I’m currently pregnant with my 1st child so thank you for inspiring me today. When you said “I knew god had something really great for me” I felt that!!! I had tears in my eyes just hearing that. Thank you ! thank you !thank you! ❤️🙏🏽

[@niquandacooper221]

I’m really proud of her ❤️

[@iamshe3275]

I think I cried harder than you during this video. It takes a lot to be vulnerable and I thank you for your testimony. In 24 minutes you inspired someone, stopped someone from making a huge mistake, motivated someone to do better and enlightened someone to wise up. I'm grateful for you! ❣💞❣

[@feminineallure6763]

THIS is the comment right here!!! ❤

[@Angeegabs]

I'm currently renting and paying off debt, and all my friends are living in nicer apartments. I see so much hope and inspiration in your story. Thank-you for your channel and your vulnerability

[@ms.ladysanders3939]

Please believe that some of your "friends" lives ARE NOT what they seem. You are doing great as long as you don't worry about what others are dining. 🙏🙏

[@rialucia80]

I’m a new subscriber. Thank you for all of your content. Thank you immensely for sharing your story! You have nothing to apologize for. Everyone struggles and goes through something. I’m disabled since birth with cerebral palsy. I met the man I was going to marry in 1999. We rented for years, we moved with our family in 2009 to a house out of state that we paid for…but, even with that, two years later in 2011, my husband passed away unexpectedly from a massive heart attack. Things just kept getting even worse! In 2013, I moved cross country to a one bedroom apartment back near my family where I’m originally from. Then my mother had health issues and had to move in with me so I could take care of her - in that same apartment. There’s a lot that has improved greatly (my mother’s health for one - thank you God!) and there are still some struggles. But every day, I am grateful and blessed. Every day I work at making the best of everything. I know no matter what, I’ll be okay at the end of the day. God bless you and your family sweetie 🙏♥️

[@bibinek9950]

It doesn't matter if you rent. Why is it embarrassing. I live in Sweden and I rent an apartment as well. I maybe don't have a bought apartment, but I'm glad I even have a roof over my head and a nice apartment 🙏 so I don't care if I rent. When I rent. I'm not tied up, I can move whenever I want, when something is broken I just call my landlord and he fixes it. Buying an apartment isn't even yours, because you buy it from borrowed money from the bank, because no one here buys an apartment cash, it's all credit. So no matter if you "buy" the apartment isn't even yours. You not always gain money in buying and then selling, most of time you lose. And you can't move whenever you want. You pay rent as well even if you bought it. If something is broken you have to pay it all yourself. What if you at that moment are without job because corona or you have been sick a lot and lost your job? Are you gonna take new loan to fix what's broken? I don't know... I see more benefits with renting than buying. People should stop bashing people or looking down on them because they rent. You are not a better human or have higher status because you "bought" your apartment. Just having an apartment is a huge thing

[@janetabernathy9703]

thank you for yr thoughts!!! i agree! at this time & place in life we must all be thankful just to have a roof over our heads!!!

[@mizsab365]

wow, thank you for your insight! very powerful and true

[@KmaloneY601]

This statement u made, I could'nt have said it better.

[@fittomakeup9890]

Exactly!!!

[@sherryw9206]

I agree with you 100% It's not yours until that loan is paid in full.

[@sheilaalexander4999]

Don't feel bad, I lose my townhouse and I was embarrassed, I came out of it and I am doing good. GOD got you.

[@patriciareaves8315]

I love your story. I’ve struggled with a home situation, with five children, lived in shame because of it. Made bad choices, let shame define me. Not living my truth. Wanting that home so bad, sold my soul. Senior citizen now, heart attack last year and by the Grace of God, only by his Grace I am still here ! I started watching you on KZbin because you gave me the joy to look forward to my new Rental adventure! Thank God for being broken 🤲🏾

[@cynthialeon6639]

Omg this is hitting so close to home. This is the rough season I am going through now. I have 6 children own my home and just got laid off. I don’t want to find myself homeless. My heart hurts listening to your story because this is becoming mine and the worst is that I feel like a failure like I failed my kids. I know in my heart has a better plan for me and in him I trust, I have faith and I believe in his ways for me. Thank you for sharing such a beautiful powerful story. 🙏🏻🙏🏻🙏🏻🙏🏻

[@yeswe_buy_houses1805]

OMG MY STORY IS IDENTICAL!!! Everything from the son thing to the 100K debt thing to the 2006 downswing to foreclosure, bankruptcy. .... you'd be surprised how many people this happened to. By the way, I was a teacher so I also had a decent income but couldn't recover. I'm still trying to recover and its be over 20 years. I honestly feel like marginalized people are almost routed that way because, we are now facing the elimination affirmative action, yet DISCRIMINATIVE PRACTICES ARE STILL TAKING PLACE IN THE WORKPLACE. YOU DO THE MATH.

[@keishadrain2208]

Wayna your story is an inspiration to me. I got divorced, lost my home of 16 years and became a single mother of 4. I cry too when I think of where I was, and where God has brought me. Thank you for sharing your story!

[@Sassybesos]

The good thing about being in a bind; you’re now equipped with resources. Knowledge helps so many ppl.... you’re blessing someone.

[@neishatate7734]

Thisssssss

[@nutsbirthdayjones9056]

Thank you for sharing your story❣️ “Don’t let other people’s ideas spend your money” What a powerful message!!!!

[@a.yh.7336]

Amen.we cannot let someone else belief system make us make decisions that are noteivhr for us. Sisters are so hardworking and resilient. And we go thru soooooo much. Bless her.bless all of us on life's journey.

[@marilynringel9228]

Like your saying

[@judyherring4953]

It's hard to put yourself out there like that. I so proud of you. We all had something we went through. But we have to learn from our mistakes. I know. I was homeless and now I bought my first home by myself. I'm 62 and it took me this long to get my act together. But I'm here and I will ride this to the end. Like you. I have 2 savings. High interest. Thank you for your video

[@brookec5188]

Where are you getting high interest on savings?

[@ccolechannel9973]

Thank you for sharing your story. I'm going through a difficult time...had to leave a toxic marriage I stayed in ( 20+ years ) for my children ( I thought that was good until I learned it was unhealthy for my children and for me) if it wasn't for the Lord I would have lost my mind. Like you said, God has something better. I always knew he had better for me...this is a reminder for me. I don't normally leave comments ,but your testimony really touched me. God bless you!

[@samrobinson5130]

You don’t need to apologize for choking up! Thank you for having a big heart to decide to share your story to help others 💛

[@sharmaineclif6731]

This story made me cry because so many of us can relate. My journey is in the "making a plan" stage. This is inspiring. I am reading the comments and wow!!!!! We are making it. We are growing. Women, single mothers are pushing through and inspiring one another. Thank you!!!!

[@honeydew46]

All I can say is,"Amen!" Sending love and gratitude to you. I'm 43, and have had a similar situation. Losing everything and starting over, moving overseas. I know it was God,that watched over my husband and I, when we had nothing and no one but HIM,and one another. HE still continues to do so.

[@a.yh.7336]

Hey queen. Love this video and love ur honesty. I'm 43 .single. teacher. Renter. And have been for what seems like forever due to student loa s. But I'm believing in God. I am trying to hear his voice. Seeking his guidance . I wi have a house but more importantly ..I will be able to afford it. In jesus name

[@naturalnikki8675]

Amen! It is so.

[@tweetyslife253]

Lol, I'm 43 too ladies and I love learning about other countries and how ladies like us handle situations. Sending you bright future, all the way from France.

[@phillove1015]

I'm a single mom of 43, I went through a situation where we living out of our car for several months it wasn't easy but God blessed us. We currently live in an apartment and I have dreams of a house one day. But my #1 job is maintaining stability for me and my son. So never be ashamed because God blessed you to something greater.

[@mitime234]

This Story is Everything!!!!!!!! You have no idea!!!! Not all of us choose to go into debt, and struggle getting out of it. There are so many variables to deal with. This Story literally put me in tears, because the last few years has Been a Trial. S/o to everyone here that has pushed forward, this world will break you down if you let it. Be encouraged

[@aliciav63]

RN here in Los Angeles after a very bad divorce from a 26 yr marriage im having to restart my life over again we split assets but I chose half his pension rather than the cashing out of my part of our marital home... no money in the bank ... kids grown ... i do have a pension but cannot utilize it yet... im basically broke... im a renter no shame ...you inspire me !!! I 💓✨💓✨💓✨💓✨💓✨

[@annie2263]

Girl, you are OK. As many have said, you were a home owner at 22. I know people in their 60's that were never a homeowner. There is nothing embarassing about your story and I am glad that you shared it.

[@MzLady-rr8gj]

Girl, this was me as well. I had 3 children , lost my home after 17 years. But I will say this , never have I seen the righteous forsaken nor his seed begging for bread. This too shall pass. When you sow seeds you will reap a harvest if you faint not. Yes putting money in your future is more important now than ever, lesson that I too learned and gain wisdom from these situations. Beautiful come up story, thanks for sharing. Keep shining 🦋💎

[@wavetranquility4243]

Thank you for sharing this. This is so important for people to hear. A single mom here, too…I feel this.

[@laneywilsom8555]

I lost so much my business, my home, I've had to go to program for homeless It was called project roomkey they give you a motel room you have a curfew and you have to go to drug and alcohol meetings mind you .I'm not and addict but they didn't want to hear it . By the way I have depression and high anxiety while all of this is going on. But they got me a section 8 apt and EBT fresh food . I have filed for SSDI Social security disability And I'm starting over First step is to take care of my mental health. And now I'm trying to pull this dusty apt together on a almost nonexistent budget. But thank you for sharing your not alone . We do what we have to It's called survival and learning to adjust 🌹🙏🤗😜✌️

[@BrenaeJ]

Such a beautiful story. My husband and I brought our first home at 21 & 25. We never felt peace about buying the home but did it anyway. 2 1/2 years later, we just sold our home and started renting. God is just so good because we are soooooo much happier. This is where we need to be right now in our life and I’m okay with that.

[@void________]

What was not right for u in owning?

[@sacredempress4917]

How did you buy a house and sell it 2 1/2 yrs later?

[@BrenaeJ]

@@sacredempress4917 What do you mean?

[@BrenaeJ]

@@void________ Our home and surrounding homes were cheaply built and issues started to arise with the structure of the home that we felt as if we were not responsible for and we basically had warranty claims being submitted on a consistent basis. We brought our home in a rush and were not very well educated on everything that goes with the process. Once we sold, we walked away with a very large check therefore even after all of the stress it was a very big blessing in disguise.

[@alldemmochalattesxoxo16]

The beauty is you lived & learned. That is NOTHING to be embarrassed about🤎

[@caramelqueen1]

Donot be embarrassed! God has something bigger for you. I was homeless and pregnant with twins. Lost one of my twins at 3 months in my pregnancy and delivered my daughter the surviving twin at 6months in my pregnancy. I was doing hair in a park in the park to survive 2015. Then 2 years later God pulled me and out and now I am in a nice apt with my daughter in a nice area. You are a good person. He will pull you out. You will have a big house soon. I see a 5 bedroom for you. Stay strong💪🏽 it is coming. Strong Black 👸🏽 I love your videos.

[@janetabernathy9703]

I am so glad everything worked out for you as well! Blessings!!!

[@caramelqueen1]

@@janetabernathy9703 thank you so much. We are happy now.

[@mariaa.confortimswlcsw4193]

I thought I was the only broke professional who just got her 1st apartment after a really hard time. Your story is so similar to mine that it just renewed my faith in myself. I never doubted God, or so I thought, until I realized I must have because I doubted myself. Thank you for being here and sharing this. I have had to learn everything backwards and I felt so embarrassed but I've been getting stronger and mostly because I've been less afraid to tell my truth and more afraid to try and cover my spots these days. Thank you. You are amazing. I am sitting in my lovely bedroom after 5 years of being homeless and a practicing therapist. 🙃

[@rmp9417]

Pushing 65 and learning from you! Thank you dear heart, giant hugs. I am recovering from so much and hoarding and getting tons of therapy. You are so wise, bless your heart and family, thank you 🌿🌿🌿

[@LurdelizBatista]

This is so much more relatable than you think. I was a single mom also and up and moved to another state chasing a job that wasn’t even what I thought it would be. I was tired of living at home and rented an apartment and then eventually that job didn’t follow through. I barely had a savings and was living check to check. At the time, I needed to be bailed out all the time. I ended up moving back to my parents house, going back to school and saving up as much as I could. Met my fiancé, and have built up a savings again. I am nowhere where I want to be at 27, but I know there’s a better plan for me and good things are coming knowing what I wish I knew back then- now.

[@whatstemporary]

Lord this Pandemic is the worst... It made me realize I have to do better... All I can say is It’s time for everybody to have their own business at this point... You cannot depend on a job nowadays... I stop working at the hospital due to my small children 2 & 4. I’m a single mom and have no family but Jesus. I had to make a decision.. I stayed home with my children and started a business... I pray that everyone gets blessed. Keep on striving no matter what... I love your story.. I’m in Florida😊

[@g00dth3m3]

uhmmm... what's the business? If Wayna allows u to share.

[@leslieyoung3268]

what's the business?

[@lifebeautifulsimplewithken8371]

Huney! Let me tell you, please don’t EVER be embarrassed to give your testimony!! You are here and you made it through!!! God is Great!! There are more people than not that went through this then and are going through it right NOW! You are an inspiration sweet lady! I have mad respect for you sharing your story…. In case you didn’t know, your story has inspired someone including me🥰😘

[@mskeyga]

I had to sell my house about a yr ago, my payments changed after 2 1/2 yrs due to my lender not calculating my property taxes correctly. And I wasn’t making enough money to cover so instead of going into foreclosure I sold it. Didn’t want to but I had to do it. So thankful for your transparency, love to see where God has brought you from!

[@TheSterlingRose]

Your story really touches my heart because I went through something similar. It was 2008 and my son was 2 1/2 years old at the time. I lost my house to foreclosure. I was two months behind in my mortgage. I hadn't been able to work that June and July, so I wasn't able to pay my mortgage in July and August. That September I sent in the payment for July and half of August, figuring I could catch up in a couple of months. The bank refused to work with me, sending back my partial payment. They demanded the whole amount right then and there, or demanded I move out within two weeks. They threatened to come with the police to get me out of my home and I believed them. I was very scared and didn't know what to do. I didn't have the cash up front, so I panicked and moved out.That house sat vacant for almost two years before the bank sold it. For two years I kept getting letters from the county with fines for overgrown grass, youths vandalizing the home, druggies and squatters occupying the house, etc. I felt horrible for putting my old neighbors through this, but couldn't do anything about it. I left that house super clean and pristine with all appliances. It was move-in ready. I thought the bank would take care of it and sell it right away. I wanted to do a short-sale, but they told me I would still owe the bank the balance between the sale and what was still owed on the mortgage. That could be thousands of dollars that I didn't have. In hindsight, I would have stayed in the house until they came to kick me out. Many people did and were able to live in their homes that were in the process of foreclosure for years before they were kicked out. During that time they paid off all their debt and saved up for their next home. Horrible time in my life, but I made it through by the grace of God.

[@cdk1473]

Your story was not embarrassing. Gurl my story is embarrassing. I have felt bad for many years and still kinda feel bad. I didn’t finish college and It took me along time to break free of a negative situation my children’s father put me in. I have not own a home or car and I am in my forties. And 3 years ago was the first time I was hired at a decent paying job. I watched KZbin for ideas and tips and I appreciate your videos because even though I don’t like my space I want to make it look nice. Thank you for this video this make me appreciate you more. Now I need your help for my kitchen. How can I get your help?

[@TheRealDoraLondon]

💗💗💗💗💗💗💗

[@AMATEURDECORATINGLIKEAPRO]

WOW! Our testimony stories are so similar. Thank you for blessing us with your transparency. It helps so many to know they are not alone. Keep soaring in His Name. ❤️🙏

[@anissamichele]

Girrrrrlll, you are amazing!! Thank you so much for sharing your story. I’ve been in real estate for almost 20 years and I’ve realized that a house is never yours...you still have to pay property taxes. If you don’t pay, your house can be taken away. Property ownership isn’t for everyone and that’s okay!! I’m sure your story will help someone and I hope that they know they will be able to succeed!! 🙏🏽❤️

[@simplychante]

Wayna..I have been subscribed to your channel for a while now. This is the first time that I am seeing this video. It came at the right TIME in 2022. I am currently working 2 jobs, in work 7 days a week, I'm so exhausted, not sleeping enough, not as happy and it doesn't even seem like taking on a part time even is helping as much as I.thought. I am in my late 30s and I resonate with not listening to your parent when they tell you what not to do. Which I find may be the reason why I am just trying to catch up. And it is just me and I feel like I shouldn't be in this space because of that. No matter what though i am always sowing my seed and know for sure God will work it out! I appreciate all the tips and advice you gave. But most of all I truly appreciate your transparency and the emotionally charged video. Gave me some hope. So thank you VERY MUCH AND MANY BLESSINGS.

[@Ambrosha_Unscripted]

Your testimony is amazing. I came across your page looking up renter friendly home decor and renovations. This brought me to tears because I can relate to it in so many ways. Keep being a blessing and a shinning light mamas. God got us. Love and peace to you.

[@deidregibbs]

I do look at you different..... I see you as my reflection in the mirror going through similar situations I see you stronger than you thought you are and most of all I see you as a survivor of life. ❤️❤️❤️❤️

[@gloriaalleyne7135]

Girl I feel your pain, but what I do know is that you cannot have an Easter without going through a Good Friday. I was working, paying a car loan, rent and had no money to buy groceries but a good friend was there to assist me when I was in the valley. There were many times when I asked God have you forgotten me?. I need you Lord. Looking back I would not change a thing because of this situation I was able to buy a home. God is good. There is nothing to be ashamed about, you learn and you make better decisions.

[@brdsiview6637]

Single mom with a son, and I’m around the same age as you. Thank you for sharing your story. I get embarrassed at times that I’m renting and not buying. However, we have to do what’s best for our families and we’ll being. I’m glad you have overcome those hardships and in a much better space! Love your videos and inspiration you give. God bless!

[@quoteme.goddess6957]

Don't be embarrassed. There are numerous single people, and couples, who lease large houses, and they're far from low income. The point is they're renting, in the finest neighborhoods, and you're holding shame, for not being a home buyer. You'll get there, when you get there. I appreciate, here, wherever here may be. Remember: Comparison is the thief of joy.

[@216goldgoddess5]

@@quoteme.goddess6957 👏🏽speak 💯

[@sandybanks2865]

Well I rent and I’m not embarrassed at all so what your saying is renters are losers I bet my apartment looks better than your house and I don’t have to pay property taxes. You people are so insulting and obnoxious!!!!

[@heatherkingston1445]

@@sandybanks2865 You have totally missed the point of her testimony. And what do you mean by " you people" exactly?

[@quoteme.goddess6957]

@@heatherkingston1445 Sandy has zero understanding. Just overlook her.

[@shaniceevans659]

This is my second time watching your video and this video just changed my life. I am in my 20’s and ready to make that jump of house purchasing but this gave me a huge wake up call. I have now decided to invest and set aside emergency funds and like my partner is wondering what happen between 12:00 am (when I first started watching the video) last night and now. I am here working out how much we really have to spend and working out how we can save and put up for a rainy day! These things were never taught in school, our parents never sat us down and explained what they went through, so here we are as youths trying to make it out of poverty/breaking generational curses and building wealth but honestly we don’t know how to so we try what we can and hope it lands. I know what it’s like to be broke 😞😞 and mind you I too have been embarrassed but I feel like it’s more disappointed and feeling like a failure. This video gave me hope and I made a promise to my self today that I will never make any rash decisions with my finances. Thank you very much, you may not know me or my partner but your video have just impacted my life for ever!!!

[@susanjones5592]

Brave young woman. AND STILL willing to tell her story to help others. THANK YOU!

[@ichooseme4life]

Freedom comes from living within or below your means. In my 20s and early 30s I spent more than made leaving me with too much debt. By the time I was in my mid 30s I made some changes and promised myself to not carry much debt. At almost 48 I've held to that promise. Do what works for you!!

[@TheSexcellentDiva]

This is the most transparent, insightful and inspirational videos I've seen in a VERY long time. Without the test you cannot appreciate the testimony. (I got more than a few stories) The journey is filled with one-ways, detours, re-routes, turbulent weather, floods and seemingly dead-ends but through storms things are rebuilt and the growth potential is unmatched. Congratulations Wayna for living in YOUR new pupose

[@unique_queen818]

This video was so inspirational. Everyone around me is encouraging me to buy a home and I don’t feel as If I’m ready.

[@asiakaleem4587]

its 3:53 am and you got me crying too! THIS IS MY LIFE WAYNA! THE EXACT SAME TIME AND THE EXACT SAME SITUATION! When I was going thru, I had just separated, and my son was about 2. I mean the payday loans... the contractor, trying to sell even NACA!!... all of it! I was right there with you and didn't even know it! I have been subscribed since the I saw you put the marble contact paper on your kitchen countertops and bar. There was a light about you... that I just gravitated to... and I have been with you ever since. I am so so happy for you! So proud of you and I wish you only Blessings, Peace and Prosperity in your life. Thank you for telling your story... God Bless You Sis!! Asia :)

[@whaleryder64]

We as women and mothers have to do that which is necessary and put pride aside. Nothing to be ashamed of. Life put you through so you can now teach others... Amen 🙏🏾🤗🕊️ 🌺

[@lynnstaton7090]

The LESSON was u at least tried it out. The BLESSING is u learning from the lesson and surviving in order to share this with others who can learn from your experience. ALL PRAISES BE TO THE LORD. u survived girl.

[@carolynt7787]

Wow, inspiring story. You learned many lessons, one being humility. Thank you for sharing.. many of us can relate. Here's a scripture that has always kept money and material things in perspective: Proverbs 22:7 "The rich is the one that rules over those of little means, and the borrower is servant to the man doing the lending.” We actually become slaves to the lenders. How freeing to get out of that vicious cycle. I applaud you.

[@driaw7104]

Where you are in life is where you're meant to be. Don't be embarrassed by anything in your life, someone else is praying for all you have. Owning a home or property isn't everyone's goal in life and that's okay. Its what's right for you and your life. Live within your means in a way to grow your options.

[@susanshew2373]

I am crying with you. Please do not be embarrassed. You are strong. I am older, but I went through the same thing financially. . . . I lost my townhouse around that time. Then I ended up with an abuser who tried to control my every move. I won't go into what he used to do because I won't be able to finish this. I rented a house far from him. But it got to be too much, and it was too big for only me and my pets. Then in 2019 I moved into an apartment, which I cried and cried about. It's older, but I have made it look cute. I live across from a river and there is lots of wildlife which I love. My apartment manager lives above me. I couldn't ask for a more kind person. Before I moved in I asked her if I could have a couple of bird feeders and she said no. But I am clean and I keep it clean out there. Now she loves the birds who come and gives me jars of peanuts to keep the other wildlife fed. Sorry this is so long. I wanted to tell you I'm retired and I don't have much. But I have God, too, and my pets. I'm in the autumn of my life. That's ok. I've lived a lot but my life is much different now. I'm healthy. I'm grateful for that, at least right now. So, thank you for telling your story. You are a strong woman! I'm proud of you and I don't even know you. . . . be well.

[@myluxury1st]

Thank you for sharing your testimony. I had a similar situation when I bought my first home at 22. So I can totally relate to the sitting up at night on the couch and looking at bills and trying to refinance and having the adjustable mtg. I even got the home with no money down and it was a brand new construction. They tried to eff everyone up back then but we made it out. Unfortunately I have not had any parental guidance and moved out when I was 17. Been with my husband ever since and we just take it day by day. Doin well by thew grace of God.

[@joselyn72]

God is SOOOOOOOOO good. He always comes through and shows out!

[@natashahale7269]

This story had me in tears because of your true authenticity. I admire your courage and strength. Listen, we all have a story to tell but it takes true strength to share. Beautiful story!

[@selahaja]

This was so necessary. I was crying at work today, thinking about how the direction of my life is/was going. However, God is really teaching me how to steward what I have in this season. I’m thankful you shared this testimony & it has brought clarity into my heart. Thank you so so much.

[@txoxley]

The fact that you recognized that you shouldn’t have bought a place to begin with and the fact that you were still given a loan you couldn’t afford is essentially the reason why The Great Recession even happened. It’s a lesson to us all really. A warning against greed. I’m so glad you were able to come out okay and are so much stronger now. I love your channel and ideas for renters. Thank you for sharing your story. 💛

[@luciamarinaccio9568]

I came across this video randomly, i lost my best friend who’s from where you are in FL recently and felt the need to watch . I’ll start by saying … I absolutely love you , you made me cry and gave me hope , a little back story 6 days into a world pandemic my neighbors accidentally burned my house down… freak accident they called it , I had just left a relationship with nothing but my child and pets & I put everything I had into this home to make a home for my child , and within a moment it was all gone I didn’t have insurance I was left barefoot across the street holding my babies watching my home burn down , because of covid there was no help , I was so angry and discouraged I didn’t know how or why this was happening to me again left with nothing if anything my child didn’t deserve this . I realize now god has a plan I don’t know what it is yet all I can see is struggle but hearing you today I know it was meant for me , so thank you for this . Much love

[@empresssk]

I’m so sorry you experienced this tragedy. I hope you were have made great recovery since 😢