We Bought an Abandoned House in Portugal | Now What?

Josh and Kalie from ExpatsEverywhere have taken you along in the journey of looking for a property in Porto, Portugal to buy and renovate. Through all of the ups and downs, they finally found a place they bought. They run you through the search, mortgage process, stress, and results.
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Hi! We’re Josh and Kalie, expats since 2009. We’ve lived in Spain, South Korea, Saudi Arabia, Singapore, and now Portugal (we know, we broke the “S” streak 😅). Follow ExpatsEverywhere for expat interviews, city breakdowns, travel tips, and more to help you live your best life abroad!
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#ExpatsEverywhere

[@urso2424]

Wow! What an excellent and informative video in a very enjoyable format. In addition to all that I was able to learn about real estate in Porto, Portugal, I am even more impressed by your high level of communication and presentation. All the best as you move into the next phase.

[@ExpatsEverywhere]

Woah! This comment is phenomenal. You don't know how much we appreciate hearing this. It took a while to plan, produce, and edit. We know the video isn't perfect. We see our own flaws but we really appreciate this comment. - Josh & Kalie

[@kathleenwestmacott1845]

This is a patron from the past , I am so happy for you too !! My name is Kathleen Westmacott ! You guys are amazing and I have followed you all the way through ! I wanted to move to Portugal so bad but I am 70 yrs old and 100 percent on my own . I struggled with the computer & communication to the point of embarrassment!!! You were both extremely kind to me !!! You kids keep it up . I hope to be a patron to your new show so I can support you both !!! God Bless the 3 of you on this beautiful journey 😊❤️

[@ExpatsEverywhere]

Thank you, Kathleen! We appreciate the support. We appreciate your blessings. God bless you too and we hope you can visit us in Porto when we're finished with the project! :-) - Josh & Kalie

[@yumikosato591]

🎉🎉🎉congratulations!!! This was the most suspenseful 30 min I spent in a very long time!!! More suspenseful than our SEP appointments!!!! We cannot wait to tag along the next chapter of your big adventure!!!!

[@ExpatsEverywhere]

Thank you, Yumiko! Your support played a big role in our journey here in Porto. Thank you very much. - Josh & Kalie

[@LifeinGlow]

What a story!! Wanted to watch a couple of minutes and watched the whole video. Glad that you guys nailed the deal in the end, uff!! That old building looked kind of scary 😂… Thank for sharing the process and making the video engaging to watch, look forward to see your new channel and journey ahead. Cheers, Tatiana

[@LifeinGlow]

As an astrologer was wondering when did you start the whole process and signed the first document. Seems like a Mercury retrograde story a bit and some Saturnian influence . I’d take a look at those charts of the moment (doing a research). Wonder if you’d like to collaborate and I can check the locational astrology influences as well. I’ve heard also buying property in Spain can be tricky as well.

[@teodoro1007]

Hi, I'm still living in the yellow 5 C apartment in your July 2021 vid in Coimbra. During 2022 and up to September 2022, I had a BPI account, which gave me nothing more than trouble. I had troubles at the start of 2023 in Madeira. So I opened an account with Millennium in March 2023, and it was another world. Last problem: when I went to the BPI to close the account, their machine swallowed my Millennium card, telling me that my PIN was incorrect, despite using it a hundred times in other "Multibancos". So a bank is not equal to a bank. The Millennium Group, which took over the BCP, is Polish (allied), while the BPI was acquired by the Spanish "Caixa Bank" (like the Germans ). I'm really glad for you. Due to my "very old age," I went through buying, selling, notaries and banks in Hamburg, Munich, Argentina, Miami, and more. Thumbs up for Portugal

[@ExpatsEverywhere]

Hey! Thanks for the message. This was our only interaction with BPI since it was the sellers bank. Needless to say, not good. - Josh & Kalie

[@BocaJoeKay]

Buying (old/older) property in Portugal is complicated and really should not be done without a great attorney. Even with cash. Your chronical of your experience is spot on. Congratulations. You might want to include the discussion of initial taxes and stamps, records fees at closing as well in your new channel, which I will most definitely subscribe to. You and Kalie are terrific. BTW I used wise to transfer a boat load of money to my back here in Portugal. It took longer than I imagined having to prove I was not "money laundering" ☺

[@ExpatsEverywhere]

Thank you. We believe that we certainly have a great attorney. Thanks for joining us on the other channel for the continuation of that journey. I think we can get into the tax bit in time as we're going to register the transaction to see if we can get the IMT refunded since we're fixing up an old property. :-) - Josh & Kalie

[@flavOG]

Looking forward to learn from you guys' experience! Thanks J and K! @@ExpatsEverywhere

[@LTRaider]

Congratulations!! I’m so excited for you!!

[@ExpatsEverywhere]

Thank you. :-) - Josh & Kalie

[@ExpatsEverywhere]

Thank you very much. We're excited too but we know there's a long road ahead. - Josh & Kalie

[@paulabuls5802]

Parabéns!!!! We recently purchased (with Teresa’s help) a semi-detached house near Campanhã. We have about 4 months of renovation before we can move in. We’ll be very excited to follow your building process! Cheers! Paula and Serafina

[@ExpatsEverywhere]

Congratulations to you and Serafina! We had no idea. Will you be at the next meetup? - Josh & Kalie

[@HanhNguyen-hk6kg]

i'm about to make an offer on a semidetached house that's been declared a ruin in Campanha too! It's on Sao Roque da Lameira. Will need so much work. I'm doing this all on my own (although i have friends there). Do you mind sharing more about the permitting process? I appreciate it :D

[@paulabuls5802]

You’re going to be farther out than us. Our house is much closer to the Campanha train station. We don’t really know anything about the permitting process. All the renovations we’re doing don’t require permitting.

[@HanhNguyen-hk6kg]

@@paulabuls5802 ah ok I'm hoping for the same with mine but I guess I won't know until an architect gets in there. May I ask who you're using to do the work? Thank you!!

[@jaanaprall9961]

Congrats! I've been following your journey for some time now. I moved to Portugal from Northern California and after viewing somewhere in the neighborhood of 50 -60 properties would say your assessment is spot on. The lack of insulation, ventilation, heating and cooling is everywhere, even in super expensive properties! I have come to the conclusion as well that I am not comfortable buying a property with all these issues. I do not want to own something with ongoing mold/damp issues. And a new build is also really problematic. I have spoken to many people who have had their builds take 3 times as long as expected and have had the cost of building materials more than double during the process. I have decided to pause, rent, assess the market and learn more. Would be super cool to have a property with multiple nice small houses, possibly prefab with shared amenities like a pool and/or garden in a more rural or suburban setting. Looking into this idea, but assuming it would be close to impossible with the current regulations in place. Have any thoughts on this idea?

[@ExpatsEverywhere]

Thank you. It's a cool idea and could work assuming the demand for rural communal living is there. It's not our cup of tea at this point in life. We need a good school for our daughter and it's beneficial to be so close to the Dragão as we don't want to own a car. - Josh & Kalie

[@Carolinapetroska]

Lol. Closings in Portugal are not done the same way as in North America where they now close electronically. Here you have so many people at the notary's office. Sellers (including the family), sellers' lawyer, buyers, buyers'lawyer, sellers' realtor, buyers's realtor, notary, notary's staff. Yes the office is usually big enough to accommodate everyone. I was lucky enough not to have a loan and pay with my own money which simplified the deal a little but still, it was stressful. Wire transfers and so on... I gave myself plenty of time to make sure the money was ready when I closed the deal. Everything went just fone in the end.

[@briant3404]

wow that was an incredible and super informative video!!! It's so hard to find this kind of content . look forward to your following your new venture !! parabéns!!!!

[@ExpatsEverywhere]

Thank you, Brian! We tried to maintain the important events in the story to tell the 18 month process while leaving you with nuggets of how the process could be for you if you are doing the same. We're glad that it came across well. - Josh & Kalie

[@nancibishof6462]

Congratulations! I'm looking but further south than Porto. My wish list is that I want to be center ville in a town with enough people to have groceries, a pharmacy, doctors, a hospital, restaurants, and other services. The house will need a bit of ground for a veg garden. And yes, I have an excel file to help me find towns that fit my criteria and even have the realtors/immobiliers listed too. And yes, I am a diamond in the rough casa type of person. Much rather make it my own than live with the choices others made. My wish for you is smooth sailing in the rehab phase of this project.

[@ExpatsEverywhere]

Thank you! Keep us posted on your project and where you land. We hope it'll be smooth too. We know it'll be long-ish. - Josh & Kalie

[@Dinom-tt5wz]

Soooooo happy for you guys! Makes me really happy our process was so streamlined! "Portuguese bureaucracy for the WIN!!!"

[@ExpatsEverywhere]

Thank you, Dean. We hope all goes well with your language exam. - Josh & Kalie

[@MariaHelenaFarris]

OMG …..I texted this to my husband! I know you’re gonna think we’re crazy…. but we have moved a lot 13 moves from ‘98-‘14 and build with every move except once and we rented for a year. So we know we know how it goes….. or really my husband does. It’s all been an experience …..and have loved it! Granted movers were paid by husband’s relocation work. So renovating in Portugal will be for sure new to us. THANK YOU FOR ALL THE INFO!!

[@tamaramadelin4831]

Phew!! Glad it all worked out and now let the work begin!! Very exciting and I'll be watching on the new channel!!

[@ExpatsEverywhere]

Phew indeed. LOL Thank you, Tamara! Thanks for the support and watching the new channel when it's ready. - Josh & Kalie

[@whatsitwhosit]

Damn, I need a nap after that story.... sooo stressful. Congrats to you guys... looking forward to the renovation(s) and new channel!

[@ExpatsEverywhere]

At least you didn't fall asleep during the story. :-) Thanks for watching and we're looking forward to seeing you on Let's Get Building. - Josh & Kalie

[@OurContinuingAdventure]

As always, very informative, but even more than that is your continued commitment to transparency and in this post, transparency of the emotional side of getting the "close" into the goal. This is one of the reasons the community you have helped create here in Porto and in Portugal truly care about one another. Well done!

[@ExpatsEverywhere]

Thank you very much! We just try to be our authentic-selves and if people like it, great. If they don't, we understand. We're not going to appeal to everyone and that's okay. We do hope to continue to cultivate a group of friendly well-meaning people in our community in Porto and Portugal. Thanks for the love. - Josh & Kalie

[@aracelireyes999]

I am so excited for you. Let's move on to the next chapter. I am going on this journey with you. Moving with you to your next channel, so excited.

[@ExpatsEverywhere]

Thank you! We appreciate you following us over there. :-) - Josh & Kalie

[@GeraldFigal]

Wow! What a story. I admire your perseverance and I’m soooooo glad it worked out in the end. Kudos! For me, the takeaway is: pay cash if at all possible. 😊

[@ExpatsEverywhere]

Thank you, Gerald!! Yes, cash helps for sure although, the bank making sure of the documents was really nice too. Give and take. You know? - Josh & Kalie

[@GeraldFigal]

Yeah, the document jungle is pretty head-spinning, so getting that done right via the bank is a plus for sure. Maybe my takeaway is to just rent. Of course there are pros and cons to that, but it might make sense for 60-something retirees who will likely be keeping a house in the US.

[@jeanineh6006]

Congratulations!!! So very happy for you all. 😊❤ Hope it's all you want and more!! And Congratulations on 3 years in Portugal coming up very soon!!!

[@ExpatsEverywhere]

Thank you so much!! You're good. Great memory. :-) Hope to see you soon. - Josh & Kalie

[@DDanV]

CPCV signal is costumery to be from 10 to 20%, not strictly 10%. Also if you have a bank in the mix and are waiting on a loan it's essencial to have a clause on the CPCV that the signal defaulting depends on the approval of the bank loan on time (i.e., if the bank loan isn't approved on time then the CPCV is null and void and the signal is returned to the buyer), to protect yourselves (if the seller doesn't want that clause you can always wave it, but then it's on you... but most sellers accept that clause as default because it's more than expected to have it when there's a bank loan in the mix). Regardless, glad for you that everything went ok in the end, but you got lucky the seller was more forgiving than they had any obligation to be, apparently.

[@briant3404]

excellent point on the contingency clause for the CPCV

[@ExpatsEverywhere]

Thank you. We did get it closed before they could have gone through the process of keeping the deposit. It was just a delay by about 2 weeks when the bank finally set the closing date. - Josh & Kalie

[@MarthaReynolds]

Congratulations, Josh and Kaley! 🎉🎉🎉 Bravo. We’ve been following your journey. So happy for you and your family. Thank you for all the information. 🇵🇹

[@ExpatsEverywhere]

Thank you, Martha! We really appreciate that. We'll keep the information coming. For the project, it'll be on the new channel for the usual stuff, we'll be right here. - Josh & Kalie

[@sagmahi]

I am so excited for you guys....how unbelievably stressful though. OMG. 😱 I loved how completely composed Kalie appeared in the video. 😊 I am so happy it all worked out in the end and am looking forward to the renovation. I hope to make it over there soon to see what's going on. 🇵🇹💕

[@ExpatsEverywhere]

Thank you. Us too! It was for a 4-6 week period before the final deed got done. Otherwise, it wasn't bad. It was just long. We're looking forward to the end product too. - Josh & Kalie

[@kimwilliams1217]

Bravo! What a wonderful journey. Thank you for sharing it with us all. Looking forward to the next chapter in your story.

[@ExpatsEverywhere]

Thank you very much. We're excited to share the ups and downs of the next phase. - Josh & Kalie

[@the_ikiru]

You guys are really stepping up your video creation game with all this b-roll and music.

[@ExpatsEverywhere]

Thank you very much for the recognition. We're going to keep trying to improve. - Josh & Kalie

[@lga908]

Congratulations! I can totally relate to you guys on the process and stress, even though we are on the second purchase in Portugal (also in Porto btw), but this is the first time we made use of a mortgage. Our process is slightly different because we first applied for an equity release loan from our existing apartment already fully paid a few years ago (also in Porto). Then only after that we go for a lower loan on the purchase of our new house. The process goes forever but we finally got our first part of the loan approved and with all documents submitted for the second part of the loan, we now keep our fingers crossed. An important note: the bank will ask for updated documents for the time of the application process, say if the application took 3 months they will suddenly ask you for the newest ones. That caught us by surprise and caused us some trouble but luckily our record keeping was good.

[@SuziRed22]

So excited for you guys! This was going on when we met you in Porto back in June!! You did a great job of keeping it under wraps!!! I'm super excited for your new channel!!

[@ExpatsEverywhere]

Thank you very much, Suzi. :-) We appreciate it and we're super excited for it too. - Josh & Kalie

[@Jacob-tp3sw]

I think you should make a video about NHR as quickly as possible.

[@ExpatsEverywhere]

We're filming with a tax company on the 11th, however, there's not a lot of official information so we're not sure how much we'll be able to talk about NHR. - Josh & Kalie

[@Jacob-tp3sw]

@@ExpatsEverywhere If you are looking for questions, here is one: If they cancel NHR, how much more tax a US person will pay in PT? For example, a single US person making 150K foreign/US income a year (2 x mean household income) live in PT. For such a case, tax with NHR and tax without NHR?

[@ExpatsEverywhere]

@@Jacob-tp3sw Thank you. We filmed today and the short answer is A LOT! With 150k be getting taxed 20% with NHR and not on NHR you're above the income level that gets taxed at the 48% on the progressive tax. So it's not an effective tax rate of 48% but it's going to be much higher than 20% flat tax. - Josh

[@ericsoderlund3236]

So happy for you guys. Love the cameo from Teresa, who is responsible for me and Lisa having our wonderful apartment in Matosinhos. Look forward to watching the progress on the new channel. Parabéns!

[@ExpatsEverywhere]

Thank you so much, Eric! It's good to see you. Yep, Teresa had a nice little cameo for sure. We're looking forward to publishing over there and documenting things. - Josh & Kalie

[@franciscoarroyo7498]

Congratulations, I will follow up on the build process, and soon in the future, I will be moving to Portugal.

[@ExpatsEverywhere]

Thank you! We hope to see you on the new channel. - Josh & Kalie

[@franciscoarroyo7498]

@ExpatsEverywhere when the new channel is opening?

[@tucorredoracallejera1668]

I am so proud of you, with determination, discipline and positivity thing are always accomplished. Feel so happy for you. Let the new journey begin. Hope to see you soon. Still waiting on visas approval🎉🎉🎉🎉🎉

[@ExpatsEverywhere]

Thank you very much. We appreciate hearing that. To a new journey! All the best on your visa approvals. Keep us posted. - Josh & Kalie

[@veronicadcf]

Another awesome video! We cannot wait to follow your journey!

[@ExpatsEverywhere]

Thank you, Veronica! Thanks for all the support that you have given. - Josh & Kalie

[@observer8736]

Great job guys! Congratulations 🎉 Hard work paid off🎉

[@samanthafromme]

Wow! You weren't kidding about this process being a roller coaster! Congratulations on the property!! And, this is the BEST video yet! (I do not apologize for all of the exclamation marks!) :)

[@ExpatsEverywhere]

Thanks, Sam! It was a wild ride. Most drama in a home purchase yet and hopefully the last. LOL Thank you for all the exclamation marks. - Josh & Kalie

[@suem2001]

Congratulations! We've just gone through the process of buying a house and could do our own 30 minute vlog about the process - we feel ya! We should have signed the deed 30 June, but we're still not over the finish line. Buying in Portugal is definitely not for the faint of heart!

[@ExpatsEverywhere]

Thank you, Suzanne. Are you going to do a vlog? Would you like to be a guest on our podcast to talk about it? If so, get in touch with Kalie at [e-mail] and she can schedule something. - Josh & Kalie

[@portugalrealestate]

Congratulations! The video explaining the pain during this process was amazing. It is extremely bureaucratic indeed. I loved how you described the step by step, and there is still the appraisal, inspection, documents check and title survey, etc. it’s a lot… I’m so glad you guys were able to still get it even after the cpcv timeline expired 🙏🏻👏🏻 you deserved it! 👏🏻

[@ExpatsEverywhere]

Thank you very much. We didn't go into those milestones in the video although each step took its own time, especially the appraisal. - Josh & Kalie

[@choup-channel]

Thank you Josh & Kalie. Very informative video indeed; plus you nailed it on the sound-track lol.

[@ExpatsEverywhere]

Glad you enjoyed it! Thanks for watching. - Josh & Kalie

[@shawnhiggins9671]

Congrats! Been following along from the start and it's good to see your plan come to fruition

[@ExpatsEverywhere]

Thank you, Shawn! On to the next phase of this. - Josh & Kalie

[@romang9480]

Great video, great passion for win! Good luck with renovation! 🙌

[@ExpatsEverywhere]

Thanks so much! We hope to see you on the new channel! We're getting closer and closer to firing it up and uploading over there. - Josh & Kalie

[@IberianLife]

Congratulations! I don’t know how you did it through Novobanco. They are putting me through hell. All I did with them was open a checking account. I’m happy for you guys.

[@ExpatsEverywhere]

We don't know either! It was Rafael helping us through the process a lot. He worked really hard and we feel like he went above and beyond what a broker normally does. Initially because our income (on our 2021 taxes) didn't look so good, Novobanco was the only reasonable offer we received. Thank you. - Josh & Kalie

[@TyMark]

what i laughed with this episode (not in a derogatory way). how proud you felt when the deal was closed.i think you bought a very interesting property with a fair price. congratulations.

[@ExpatsEverywhere]

Thank you, TyMark. Yes, pride (being proud) can be a complex feeling and in this case it was a lot of stuff wrapped up into getting across the finish line. Let's see how the next phase goes. - Josh & Kalie

[@lesleysmith8300]

I'm so pleased for you guys. I have signed up to the other channel about the building. Look forward to following your journey. ❤🙂🍷

[@ExpatsEverywhere]

Thank you and thanks for joining us on the other channel! We hope to start producing videos there at the end of this month or beginning of next. As soon demolition starts, we'll start filming and creating videos. - Josh & Kalie

[@moward301]

Congratulations, you guys‼️🎉🎊🍾🙌🏾👍🏾 I could feel every emotion of this journey. I'm glad you got through in the end. I'm happy for you all.😊❤

[@ExpatsEverywhere]

Thank you, Mo! :-) You've been here the whole way. We appreciate it. We felt the support. - Josh & Kalie

[@JasonJFlippingLife]

Best wishes on the new project. I know you're excited. Cannot wait to see what you do with that property.

[@ExpatsEverywhere]

Thanks, Jason! You've been following this for a while! We appreciate the support. - Josh & Kalie

[@attilaks2116]

Congrats guys. BTW, loved the humorous take on what was a somewhat lengthy and painful but rewarding process.😅

[@ExpatsEverywhere]

Thank you! Thanks for recognizing that. We tried to have fun with this video. - Josh & Kalie

[@romangerardo7068]

OMG! ❤… YOU DID IT 🎉🎉🎉…. I’m so happy for you guys!!!… can’t wait to see what happens next 😃

[@ExpatsEverywhere]

Thank you. We did. :-) See you over there on the other channel for that content. - Josh & Kalie

[@JacquelineMmari-e2y]

Thank you fir sharing your experience and expertise. Very helpful and encouraging. Congratulations. The issue CPCV is very important and might be helpful exploring more in your future videos to educate us many of us have been caught in ignorance.

[@ExpatsEverywhere]

Glad it was helpful! Thank you. Yes, I think we could talk more about a CPCV. Good idea. When us and our lawyer can catch our breath, we'll get a video put together. - Josh & Kalie

[@bstein99]

Congrats guys, excited for you both

[@ExpatsEverywhere]

Thank you very much. - Josh & Kalie

[@zuchs1969]

Congratulations! So happy for you guys.

[@ExpatsEverywhere]

Thank you! :-) - Josh & Kalie

[@AndNowIWrite]

Congratulations! Been following you since you arrived here. This video exhausted me, so I'm sticking with van life! But YAY for you!!

[@ExpatsEverywhere]

We understand that. Enjoy the simple life. :-) We have made life more complicated for ourselves for sure. LOL - Josh & Kalie

[@sisik1613]

I love that you all had the selfless idea of adding more units to Portuguese real estate. This will definitely help. I hope others who are able to will consider doing the same. Congratulations as well 🎉

[@ExpatsEverywhere]

Thank you very much. Don't get us wrong we get the benefit of also having a nice house when we're done but we are happy to have a positive impact on the housing stock in Porto. I hope others consider doing the same too as there are many, many buildings in the city that could use this kind of redevelopment as opposed to buying land and building new. - Josh & Kalie

[@ricardoxavier827]

Here we have a 2 party dictatorship as well, like you have in USA. The diference is that the 2 main centrist parties, toguether, only get 75% of the national level seats. But at the local power, because its lower number of seats, thst 2 main parties gets 95% of the seats. Small parties rarelly get more than 12% of the votes, and at local power you need at least 8% of the votes. So, that 2 parties rules all the local power that allows to construct more houses. And, that 2 parties rules the houses market as well... That 2 parties controls build licences and the selling market, so, they keep the housing as scarce as possible to be profitable to the heads of that 2 parties, PS and PSD, the parties of corruption. No american or brazilian or russian or chinese investor, can come here and start to build houses to decrease scarcity, making the prices to fall... PS and PSD, the 2 biggest criminal gangs of Portugal, keep portuguese society as their economic hostages.

[@torivalspirit6516]

Congratulations!🍾

[@elaine1732]

Congratulations. Thank you for sharing your journey and vulnerabilities. You both overcame so much. I look forward to watching your new series.

[@ExpatsEverywhere]

Thank you, Elaine! Vulnerabilities, that's a good word for it. We do feel that way a lot when we put out a video. We can't always show the best of everything. Sometimes stuff goes wrong. Right? We have to show you all that too. Fortunately, way more has gone for us than against us in Portugal. Thanks for following this journey. - Josh & Kalie

[@kingboss9859]

Congrats on the new home! Looking forward to the renovation

[@ExpatsEverywhere]

Thank you!! Hope to see you on the new channel. - Josh & Kalie

[@seamusp5991]

Congrats on the place! 🎉

[@ExpatsEverywhere]

Thank you, Seamus. Thanks for being a part of the journey. - Josh & Kalie

[@menarobertson84]

I enjoyed this so much, educational and funny!!!

[@mcp2112]

Congratulations guys, best of luck with the reno!!! 👊

[@ExpatsEverywhere]

Thanks, Tom! We'll need a bit of luck on the reno for sure. :-) - Josh & Kalie

[@Jacob-tp3sw]

Congratulations and wauvvv: very analytical way of buying a property!

[@ExpatsEverywhere]

Thank you, Jacob. We thought so. We approached it like we would any real estate investment. - Josh & Kalie

[@Jacob-tp3sw]

@@ExpatsEverywhere I am sure you have already though about this, but I think NHR update may be the inflection point for the real estate demand. If I were you, I would not spend too much money on it and try not to make it luxuries. Instead, I would make sure it will something that locals can afford. I may be wrong, though.

[@Sketchbook9999]

I am here from your Fuji video. Nor sure as to WHY you left. But looking forward to watching your other videos. Peace from England UK

[@ExpatsEverywhere]

Thanks for the peace! Same to you. Thank you for watching our new stuff. - Josh & Kalie

[@ForeignAffair822]

This is very inspiring, we all are learning through your journey! I am still looking for an accountant in Porto, would you recommend anyone that knows about online businesses, or maybe one of your videos that has some insights about it? Thank you so much for all the information you guys are giving out here!

[@ExpatsEverywhere]

We're very happy to inspire. That's a nice thing to say. We have 3 objectives when we put out a video; inform, entertain, and inspire. If we can get at least 2 of the 3 in a video, the video goes live. Please email Kalie at [e-mail] for accountant information. - Josh & Kalie

[@robinbailey55]

Congrats brother!! 🎉

[@ExpatsEverywhere]

Thanks, Robin. - Josh & Kalie

[@tatianaschoenfield9819]

Congratulations! Josh, you’re starting to look more Portuguese 😊🎉

[@ExpatsEverywhere]

Thank you, Tatiana! And thank you, I'll take that as a compliment as long as it's more Cristiano Ronaldo than Fernando Mendes. :-) - Josh (& Kalie)

[@bcrocksaz]

Great story. Congrats and good luck!

[@ExpatsEverywhere]

Thank you! We appreciate hearing that. - Josh & Kalie

[@TheGlobalNobles]

Awesome and congrats! 🎉

[@ExpatsEverywhere]

Thank you very much. - Josh & Kalie

[@ixxifan]

Well done you guys. Can't wait to see the progress😀

[@ExpatsEverywhere]

Thank you. You and us both! We're looking forward to the content on the new channel. - Josh & Kalie

[@mashanti_worldwide]

Congratulations 🍾. Inspirational and hope to meet up with you both on another trip to Porto

[@ExpatsEverywhere]

Thank you!! Please keep an eye on our meetups. - Josh & Kalie

[@thezenergy9543]

What a journey, so happy for you!! 🎉 Excited for your new chapter and subbing to your new channel!

[@ExpatsEverywhere]

Thank you very much for watching, commenting and subbing to the new channel. It's going to be high drama over there we're guessing. LOL - Josh & Kalie

[@pauloclemente238]

Great news 👍 Congratulations 🥂🎉

[@ExpatsEverywhere]

Thanks, Paulo. We appreciate it. - Josh & Kalie

[@mattzhao101]

Congratulations! Very happy for you to see everything works out! I am sure you are not alone :( The Portugal system and how they look at problems are not that similar to US system or the way we solve issues... Again, I am happy for you guys and looking forward to the new series.

[@ExpatsEverywhere]

Thank you, Matt! Thanks for the email and we look forward to producing stuff on the new channel too. - Josh & Kalie

[@regineb9245]

Excellent, detailed content - wish you much, much happiness on this new adventure!

[@ExpatsEverywhere]

Thank you! We're glad that you enjoyed the details. - Josh & Kalie

[@sammudd1365]

Congrats!! I know you have worked hard and long towards this. I bought a house in the Azores a couple of months ago and will undergo renovations too. I look forward to learning from and with you.

[@ExpatsEverywhere]

You can do it! Great job! Thank you. - Josh & Kalie

[@jordanthomas1107]

You guys are awesome. Happy you found something!

[@ExpatsEverywhere]

Thanks, Jordan! We are too. Wild ride! - Josh & Kalie

[@maryferreira1926]

Congrats 🎉 wishing you much success on your new venture❤ from 🇨🇦

[@ExpatsEverywhere]

Thank you, Mary!! We appreciate the love from Canada. - Josh & Kalie

[@alexnmark64]

Congratulations. Well deserved. ❤❤

[@ExpatsEverywhere]

Thanks, Alex & Mark. We appreciate your support. - Josh & Kalie

[@ninarosaphotography2039]

Congratulations!

[@ExpatsEverywhere]

Thank you! - Josh & Kalie

[@Loretta-g6j]

Wow! What a journey.. Congratulations...

[@ExpatsEverywhere]

Thanks a ton - Josh & Kalie

[@dawnsspiritualrhythms369]

Congratulations to your family🎉👏🏽💫

[@ExpatsEverywhere]

Thank you! :-) - Josh & Kalie

[@aciangi]

Parabéns 🎉! Totally know your home buying pain. Welcome to the (Bonfim) neighborhood! Hope we see you and the fam around 😊

[@ExpatsEverywhere]

Thank you. Thanks for the welcome as well. We'll be there in 2025 if all goes well. LOL See you around. - Josh & Kalie

[@jmedina0920]

Congratulations,being following you guys and so happy for you. I have a question regarding transferring a large sum of money to purchase property. We also have Wise, looking to save as much fee as possible. How did you come to find The bank you mentioned as your bank to transfer your money. I did find out that if you add Wise to your US bank that you can send money to your Wise account without having to pay Wise a transfer fee,as long as it’s in your USA funds and you also can earn interest each month.

[@ExpatsEverywhere]

Thank you very much. We found out about SpartanFX from a viewer. We looked into it. Spoke with them directly and then used them. SpartanFX isn't a bank but it's a transfer service like Wise. Yes, you'll still have fees with Wise when you convert the money from your Wise USD account to your Wise Euro account but that'll likely be the only time you pay a fee with Wise. Because Wise will allow you to move your money from Wise Euro to your PT bank account without a fee. - Josh & Kalie

[@Solo50plus]

Loved this video...I was captivated!!

[@ExpatsEverywhere]

Aww. Thank you so much!! We appreciate the love. - Josh & Kalie

[@paulrumohr]

Good job you two!

[@ExpatsEverywhere]

Thank you, Paul. - Josh & Kalie

[@englishduo8286]

Brilliant Perseverance and Foresight. Well Done!

[@ExpatsEverywhere]

Thank you! We certainly can't predict the future but we can control our effort (perseverance) so onwards and upwards. - Josh & Kalie

[@Calipeixegato]

Congratulations! You must feel an immense sense of accomplishment to see your dream plan come to fruition! Disappointing that almost everyone ended up dropping out, but in the end, better to shake out the weak links before yo sign any contracts to buy anything. But I'm curious about how was the money structured between you and the other family? Did you get the mortgage and buy the property in your name only or is the other family also listed on the mortgage and deed? How did you decide how much each family had to contribute for the purchase price and how much toward the renovation costs? Do you have a separate contract with the other family? If you can formalize and lay out those kinds of details, you'd have a new consulting business that you can market to other people looking to do the same thing 🙂

[@ExpatsEverywhere]

Definitely a sense of accomplishment on the first step. IT was a small victory but the battle isn't over and we need to get this next phase done. We're not disappointed. It has worked out. The acquisition was actually made a lot easier by it and I learned a ton. We are solely on the mortgage. There's a payment schedule for the "buyers" of their individual units, which will fund the renovations. We have CPCVs with "buyers" to serve as the contract. - Josh & Kalie

[@cloureiro]

Wow !!! Awesome!! Congrats!! 👏👏👏

[@ExpatsEverywhere]

Thank you! - Josh & Kalie

[@REASONFORTRUTH]

Congratulations!!!!

[@ExpatsEverywhere]

Thank you! - Josh & Kalie

[@MrJim911]

Congrats! Happy to hear you used Spartan for larger transfers, soooo much better than Wise.

[@ExpatsEverywhere]

Thank you, Jim! We had a very good experience with SpartanFX and will only use them for big transfers. We still like using Wise for travel and smaller money movements. - Josh & Kalie

[@tobymartin7707]

Woohoo, full speed ahead!

[@ExpatsEverywhere]

Indeed! Thanks, Toby! - Josh & Kalie

[@nadia59821]

Hi Josh! Great video as always!

[@ExpatsEverywhere]

Glad you enjoyed! Thank you. - Josh & Kalie

[@belindabelinda7463]

Congrats 🎉

[@ExpatsEverywhere]

Thank you! - Josh & Kalie

[@daveaway]

Great story. Thanks for sharing.

[@ExpatsEverywhere]

Thanks for listening, Dave. - Josh & Kalie

[@flavOG]

Congrats Josh and Kalie!! And Cia ;) The first of many! Just finished the video. I'd edit it to shorten it and would definitely dump the background music. Nobody asked, I know lol

[@ExpatsEverywhere]

Thank you very much. The story could have been longer if we got into the details so I'm not sure how we could have made it shorter while maintaining major events. As for the background music, we'll continue to improve our selection but the data definitely shows that there's higher retention with music than without. - Josh & Kalie

[@flavOG]

That’s interesting… about the music. To my ears it competes for my attention between what’s being said and the music itself but that’s me 😅 The new channel will be super interesting! Can’t wait guys!

[@antoniof9756]

Glad your "quest" had a happy end (well, for the first part...). 👍

[@ExpatsEverywhere]

Thank you, Antonio! That's right, it's definitely the first part. - Josh & Kalie

[@royking7298]

Finally! Congrats! Question: perhaps I lost track, but I have to ask. How many buyers went the distance with you to the end? Or did you end up buying the building all on your own?

[@ExpatsEverywhere]

Thank you, Roy. Those are two different questions but as stated in the video of the original 3, none, however one that we picked up when one dropped out is still here. We did end up buying the building on our own. So we're selling the units off individually. It was cleaner that way and we were able to be the sole family on the mortgage. - Josh & Kalie

[@cookmaster3626]

Congratulations and Best wishes in the next venture of getting it ready for occupation.

[@ExpatsEverywhere]

Thank you! It's the long game, right? :-) We know it's a long-ish road ahead. - Josh & Kalie

[@ericmckenzie9157]

great history of events. Excited for you guys.

[@ExpatsEverywhere]

Thanks, Eric! We appreciate it. - Josh & Kalie

[@magbstyle]

CONGRATULATIONS 🌟 🎊 👏🏽

[@ExpatsEverywhere]

Thank you so much 😀 - Josh & Kalie

[@anadossantos1429]

Congrats ❤😊 All the best ☺️ can't wait to see the renovations ❤🗝️ 🏠

[@ExpatsEverywhere]

Thank you, Ana! We appreciate your support. - Josh & Kalie

[@jeffrosenberg8456]

Congratulations

[@ExpatsEverywhere]

Thank you, Jeff! - Josh & Kalie

[@ritamattos4237]

Uauuu Congrats,so Happy for the new Journey. 👏👏💪💪 Eu💙Porto PS: Apesar de toda a burocracia 😉👏👏👏💪

[@LeoHipolito]

Congratulations 🎊 🎉

[@ExpatsEverywhere]

Thank you. - Josh & Kalie

[@jasonwang7767]

Yay!!!!! Congrats!!!!

[@ExpatsEverywhere]

Thank you, Jason. - Josh & Kalie