In The Red On Overdue Tax Payments - Til Debt Do Us Part 103 - Physician Heal Thyself

[@bettygrable6440]

Mom looks great for having five kids and being married 25 years 😊

[@Erica-bo7nk]

Can you imagine feeding 5 growing boys??? My brother used to come home from football practice and eat half a loaf of bread.

[@danamccarthy5890]

They can get jobs as well.

[@aussiemouth747]

My younger brother used to eat almost a whole block of cheese! 😆🧀

[@Ndstars1]

It's amazing how much money one's pride costs.

[@sofronitskytiti]

Great points!! Lots of money are spent to impress others.

[@irhonda31]

👍🏻

[@Weenpuncher]

Well said!

[@Trustbutverify2651]

A great show - it demonstrates that no matter how much you make, everyone can fall into the debt trap and once there, it's difficult to get out without a realistic look at the picture and the discipline to live life differently. The "I work hard; I deserve it; I like nice things" can keep someone a pauper forever - and the long-term consequences later in life are drastic. I know exposing themselves like this was very difficult for this couple, but being willing to do so will help a lot of people.

[@elizabethallen4353]

Gail's hair is the MVP of this episode. Spectacular natural curls!!

[@jb6712]

Nope, curling iron. If you see her at home, her hair is straight with barely a hint of curl.

[@DeviIInADress]

Those are definitely roller set curls

[@trehunt9373]

$18,000 more than they make a month! Whaaaaaaat! They’re toooo old to not know how to count. My eyes just bulged at this one.

[@jadevu904]

It is crazy, it means that he owe some much money to overdraft and credit

[@aussiemouth747]

How can they be so dumb?🤔🤷‍♀️🦘

[@maryholden3136]

I could see how she felt like a single parent with 6 kids

[@aussiemouth747]

Shouldn't have had 6 kids if they couldn't cope.

[@Frugal_fitchic]

The scrapbook industry never came back.

[@minitea4315]

True! It was just a fad...

[@angelikalaser7778]

It just evolved in Erin Condren and stickers

[@millsykooksy4863]

Mm some people still like to do it

[@bronwynbrown9804]

@@angelikalaser7778 exactly what I was thinking! 😂

[@suekennedy1595]

All the scrapbooking shops around me closed.

[@americanprayer4835]

Wow! What an amazing change in Doc! In the beginning, he was egotistical and entitled. Throughout the challenges, he became totally humble.

[@laminage]

The clothes alone could have gone to a thrift shop.

[@maryclaremayo6157]

Gail hid their credit and debit cards in that messy closet. I wonder if they got thrown out in the decluttering!

[@pamtanner516]

Having worked in collections in for many years, 9 times out of 10, those that consolidation loans must have to discipline to not open up or no longer charge on the newly zeroed out credit cards, thus end up worse off than before.

[@ellen5539]

Gail was so beautiful to them. I hope they were able to make it work. They seem like good people who got way off track. The gift of some family photos at the end was an awesome idea 🥰

[@debbielockhart7762]

They seemed like complete snobs to me. I am betting they divorced.

[@rhsb553]

A garage sale is alot of work, but drowning in debt isn't any fun, either.

[@universes_collide]

The best part is, the garage sale would make more money than the store

[@dragoonslayer82]

They didn't want to have a yard sale in that nice neighborhood. Poor babies.

[@euenfheiejrj]

I grew up in a very affluent town in NJ (suburb of NYC) and our neighbors had garbage sales. Wtf

[@dorothy9618]

Too proud to have a garage sale.

[@hollyb6885]

Yet they went on a national tv show so everyone can see how screwed they are.

[@Daphattack]

Nobody wants it. Hello consigmnent stores want it. They are just too proud to do it.

[@ensignmjs7058]

Affluent neighborhoods are populated by people who want new/individualized items. Few would frequent yard sales.

[@nataliefontane]

You can tell someone's rich when instead of potentially earning $1000+ on the shit they don't use, they just decide to send it to a landfill because garage sales are "too hard."

[@juditharsenault2131]

They did put stuff on their front lawn and give it away. They probably could have made a lot of money if they had a garage sale. You had a good point, though.

[@MoreMedication]

I’ve never had a garage sale, and never will. I don’t relish the idea of arguing with strangers as to whether my item is worth the $5 price tag, or would I just consider giving it to them for a quarter. I give to charity thrift stores or Value Village. And I believe that is exactly how this couple felt. And in this time of Craigslist I run curb alerts. I put the stuff on the boulevard and am always happy when it is gone at the end of the day.

[@empatheticwriter]

When I was a freshman in college my roommate was this rich. She threw away everything, new mini fridges, shoes...she lost six pairs of ray ban sunglasses (at least $200 each) in like 2 weeks. She was a Tom boy, but she was proud of a skirt she "only" got for $100 Instead of $300...but she never wore it...

[@caterinaramirez8864]

This is why I walk around my wealthy neighborhood before every garbage day lol. It is wasteful and people are too consumerist. But I understand that for these high earning people, their time is more valuable then a sale would be worth. This doctor said his salary is based on patients, so he could probably earn more by doing an extra few days of clinic then devote the time to a sale

[@kunya16]

​@@MoreMedicationall that could've been condensed to "I'm entitled and extremely rich".

[@leslietrivette91]

She needs to sell her so-called business and get a job

[@back2the80s]

They didn’t want neighbors to know their finances issues by having garage sale

[@sofronitskytiti]

The funny thing is they are ready to be on TV. The neighbors would know anyway.

[@lolareh8756]

@@sofronitskytiti well you did hear him ask at the beginning whether that messy closet was going to be on tv. I think that was a real wake up call for him.

[@ruthirwin8222]

​@@lolareh8756yep that was funny

[@bubblesleef4415]

This is the stuff that should be taught in schools!

[@AndyinMTL]

Amen

[@starwars1744]

Bubbles lee F agreed

[@anniekochera]

I agree, We used to have this required in school until the 90's. I graduated in the 80's and we learned this, how to read contracts for loans and jobs, and how to do taxes. we had 'pretend jobs' with preset salaries and we had to budget our apartments and cars and everything like that. I was shocked when these types of classes were not only not required anymore but not even offered anymore.

[@marybetheby5184]

@@anniekochera Yes!They keep it mum so they can be debt slaves..

[@marinashear3818]

@@anniekochera Absolutely agree! I think it would be eye opening for students, as well, possibly even show them how hard their parents work to provide for their families. Classes like that can be brought back into schools; it just takes many parents forcing the issue through teachers, principal and/or school board. Also, I saw a snippet of a Suzy Orman program once wherein she said “Clutter costs you money.” That had a profound impact on me, and I’ve come to realize the veracity of that statement. So glad Gail got this family to declutter their home.

[@huson-7wk]

I am a teacher and I get absolutely exhausted by being told that everytime something goes wrong with families, that schools can somehow make up for a lack of parenting. GROW-UP PARENTS!!! Yes, I definitely agree that some finances should be taught in schools. However parents should be teaching finances from the earliest point of when a child can understand that money is made from hard work and not from just asking for it, like it somehow drops out of the air. An 8 yr old child with an allowance of $8 a week, needs to be shown how to put aside a specific amt for savings, and then begins to learn the difference between WANTS and NEEDS and what that means for their future. There is such a thing parental responsibility. I then would be very glad as a teacher in the educational system to help SUPPORT your efforts. I do this for my three children, so why can't you do that for yours???? Just saying.....

[@Liimpy]

What are you ranting about, idk how long you been teaching but i went thru grade school in the late 80s early 90s.. they taught us basic economics in home-ec.. we also learned how to use a stove and cook.. we learned how to use table saws,drills etc in wood shop.. these classes barely exist in a few schools anymore..

[@jenniferwilliams6494]

@@Liimpy this part!! I was taught how to invest in a math class at school. Depending on the school you went to, you may have learned some basics. In high school they taught us how to write a check. When I worked at a college, one of my students had no idea what to do with any part of that check.

[@jenniferwilliams6494]

It's about education. If the parents don't know, how will they teach their children. 🤔 This is why it's not hard to put even a small segment for budgeting or economics in a math class. Your ranting about something thats been done and is successful. A lot of people do not know basics. It's not an all out fix but it helps. I learned basics then my job offered financial counseling. I took it upon myself to go and I learned how to budget from there. In turn I teach people around me. Kids and grown people.

[@TheCaitling]

When I was very young, I got an allowance of a quarter every week. If I held onto the quarters two weeks in a row (instead of spending or putting in my piggy bank/saving), I could trade that 50 cents in for a dollar instead of getting another quarter. It was a cool introduction to investing that I wish my folks had expanded on or helped me get a jump on with a Roth or something.

[@deborahblackvideoediting8697]

I completely agree. Parents need to step-up and teach their children about finances. Of course some parents are clueless and need to educated themselves. I wish so much that I'd been taught more about finances when I was growing up. Anyhow, when I was pregnant, I found out about a fantastic book called 'Money Doesn't Grow On Trees'. And I followed the advice with my son who is now almost 15, and has a very healthy bank account for someone his age. We've planned with him about how he can attend University without the weight of a massive student debt hanging over him after he graduates. He and his friend are always coming up with money-making ideas, and every time they earn money, my son puts it in his bank account. I've very proud of him and the way he thinks about the future when making decisions about spending money.

[@laminage]

You've got that right. In my family I saw cousins have their parents wrapped around their fingers which was wrong. They spend and now are in serious debt but they don't acknowledge it. God Bless Gail, some of these folks needed help more than others but she always does her best to help them.

[@LK-vf9uc]

A penny saved is a penny earned. No kidding. You can be a doctor and still a financial hot mess.

[@gonegirl4690]

Interesting to see that a doctor doesn't necessarily make all that much money. He was only a little bit above $120,000 and he had to make sure he saw as many patients as possible.

[@droid2D2C3P0]

@@gonegirl4690 this was a decade or two ago and he's in family med which isn't as lucrative as others, also might be self employed so could be building the practice to make much more in the long run

[@millsykooksy4863]

“I’m not willing to part with my seadoo.” 😂

[@blaakcoffee]

😂😂😂

[@Natalie-Cornacchione]

What even is that?

[@millsykooksy4863]

@@Natalie-Cornacchione jet ski

[@Cheirosa81]

Who would 😂

[@CDN1975]

Rob passed away in 2014. Hope Yvonne is doing well because no doubt his life insurance paid off all their debt.

[@Rooneytunes01]

That’s too bad

[@bovnycccoperalover3579]

That's so sad.

[@vivianavillegas9727]

How do you know that?

[@ruthirwin8222]

Wow thats awful

[@hollyb6885]

Oh my. Sorry to hear that.

[@cramsa]

This is more common than you think... making big money and spending even more than you make, not a good ending.

[@RA-yg7ss]

Geez as a healthcare director in a small town with a higher salary than that, I understand why every older MD has told me to not go into debt for med school when you can make more in operations with a B.S., I’m so glad I listened

[@debbielockhart7762]

This was close to 20 years ago.

[@adandd]

Family docs don’t make a lot because they run a business with a lot of overhead including staff. It’s why they are so hard to find in Canada. Most med students now specialize in things like emergency, cardiology and anesthesiology.

[@boilermakerthings3438]

No one is talking about 5,000 in back taxes A MONTH!?!? What the hell? That's 60k a year right there.

[@myyt3824]

FOR REAL HOOOOOOOOW?!?!

[@TheKatyMadison]

@@myyt3824 My guess is as a doctor, he's self-employed. He clearly wasn't setting aside the 30% to 40% of his income needed to cover social security (15% for self-employed people), federal and state income tax. May have been true with her self-employment income, too. When you are your own boss, you are in charge of your own paycheck including paying all the thing employed people automatically have deducted from their paychecks.

[@vanessat.8633]

When you're self employed and neglect your taxes you quickly end up in a huge mess.

[@Erica-bo7nk]

Can you imagine what the taxes are today??? This show aired 10-15 years ago. I hope they are doing well.

[@drewconway7135]

@@TheKatyMadisonThis is Canada, so things work a bit differently, but yes

[@susieenglish302]

As soon as craft items went online, craft shops were redundant

[@almaur703]

Arrogant doctor and the wife’s business owns her

[@lizbosen771]

I need to hear more about these taxes

[@littleblackcar]

How the Hell do you even spend $18,000 a month? I would have to actively, consciously, work at wasting money to do that.

[@droid2D2C3P0]

Well almost half of it is back taxes and bank charges which don't really count.. but even 10k spending a month is ridiculous too

[@bovnycccoperalover3579]

Must be easy if you think you're too rich to fail.

[@wendyfransky423]

I don't even make that much.

[@bettygrable6440]

@@wendyfransky423they don’t either 😂

[@cocofluff]

Most doctors are deep in debt because of student loans and ego. They overspend to maintain the image of the rich doctor and hide their money problems.

[@deathrowtodisneyworld5030]

I'm a nurse and one of the doctors I work with pays $3500 a month in student loans and bought a 650k house, zero down, the payment with taxes/ins is over $4500 a month. Never mind the cars, the electric bill, the stay at home wife and 4 kids. He works EVERY DAY.

[@tundrawomansays5067]

The reality is not only do they have the debt, but they have absolutely zero financial education. They take not a single course in Personal and Business Finance so when they’re finally ready to practice they don’t know what they’re doing. It’s insane. And because of their naivety, anyone can tell them this or that fad (or just plain awful “plan”) financial plan or strategy is the way to go-and it’s not. I’ve received better financial advice *and they would too* from my local credit union and saved big bucks on fees associated with commercial banks-and these people are clueless most of the time that there’s any difference between a credit union vs. a commercial bank. They also don’t require the billing they outsource to compete for their business, the firms they use to file taxes quarterly for their taxes, office cleaning services, supplies etc.to compete either. These are just daily overhead vs. income realities they don’t know a thing about. Some of them didn’t even know to escrow their taxes on their real estate, thinking the mortgage payment covered that and instead get hit with these tax bills they’re unprepared for. Sigh. It’s a mess of ignorance-simply not knowing and hubris-and we all get hung on that petard at some time or another. A practitioner like this one who isn’t a Specialist doesn’t make big bucks. Family Practitioners and Internists are desperately needed but Specialties are where the money is-we all do what’s in our best economic interests and that pot a gold promised at the end of Specialization training looks damn good.

[@suekennedy1595]

Married to a dr. We paid our first house off in eight months second house in four years. However we had no University debts as my husband went though in the 1980s in Australia when Universitys were free.

[@cocofluff]

@@suekennedy1595 Good for you! There are exceptions to every rule.

[@katrinaumana2127]

Dave Ramsey calls it Docitis its sad for them to work so hard & be so smart. But blind in their finances.

[@yourfavnurseb9699]

Michael’s killed the scrapbooking store

[@rebvanwinkelstein2578]

So they have 5 children that could help and business experience because she s a shop- owner, but a garage- sale is hard? Jesus..

[@stitchesbysue]

Would love to know how they are doing now...

[@budgetnthangs]

stitchesbysue I know right. I wish they did a "where are they now" update after each season.

[@bstrong4919]

stitchesbysue a

[@macylavallee1886]

Rob passed in 2015 Yvonne has never remarried the 5 Boys are all grown up and doing well!

[@susannachua7305]

@@macylavallee1886obituary says 2014

[@yourfavnurseb9699]

@@macylavallee1886dang, for real? !

[@renafielding945]

The idea of trying to manage on that much money is not relatable to me. I have five children too, and their father who died two years ago, didn’t leave me anything. So I managed without him. My house is paid for and my taxes are paid.

[@momof2momof2]

I'm widowed too, but have 2 children. Thankfully my late husband and I were good with our money, and he made sure to take good care of us. You, are a Super Mom

[@karynm3365]

NEVER do a consolidation loan! Especially tied to your mortgage!! Most people will be right back where they started in about a year- with horrendous debt which now has actually increased.

[@truegrit7697]

Wow - these two were too arrogant for a lawn sale. They'll just "give it away", when they desperately need the cash.

[@renafielding945]

I live on $15,000 a YEAR.

[@xkaokdkl11933]

Sucks to suck

[@renafielding945]

@@xkaokdkl11933 stop shopping! Life is good.

[@susannachua7305]

You don’t feed 5 boys. My one son ate 5-6 big meals a days in high school and university during lockdown. My daughter ate normal except for one month as a 14 year old teen. Don’t gloat!

[@bovnycccoperalover3579]

I get so tired of people saying that I deserve this or that. You deserve only those things you can pay for without incurring debt or putting your family in financial peril. Hey, I have made a ton of mistakes myself and they cost me in many ways. I read that Rob passed away. I hope that he was happy in the time he had left.😥😥😥😥

[@peggypeggy4137]

It looks like Rob fell into the image/ego trap. His overhead and taxes, student loans would have been really high and by the time you are paying all that interest he learned that he wasn't nearly as wealthy as his "image" was. It looks good on paper (Dr. making 120K--15 plus yrs ago) but the reality is something else. My income has been much more modest than their's. I made tons of mistakes myself but I tried to move on and learn something from them.

[@haweater1555]

"Scrapbooking" is a very specific "trendy" hobby that you virtually cant turn into a money making business. And a specialty store overlaps with offerings of more well known stores, like Michael's crafts. Quilting / sewing is a more popular hobby but has much more tangible results, an artform spread out for many to see and buy, not just a book on a shelf. Also, many women in recent years were sucked into opening "meal assembly prep" stores (started by "Dream Dinners" franchise), until they all closed down due to the high operating cost of any food services business and the lack of customers that even understand what the concept is all about.

[@ericnelson6725]

The first and main problem is this guy should not be in private practice; he needs to work for something like the VA or prison system where he only has to work 40 hours and is garun teed a paycheck and benefits. He clearly doesn't have what it takes for running his own practice.

[@ediemaar2446]

He’s Canadian

[@bovnycccoperalover3579]

I am curious. What do you mean? Are doctors paid by the government?

[@MrMarvel1991]

@@bovnycccoperalover3579 yes, our taxes pay them. The doctors are paid a service rate. They money they make depends on what service they preformed and how many patients they see a day.

[@CDN1975]

@@bovnycccoperalover3579 yes they are. We have universal healthcare.

[@momsaidicould]

$18000! Holy sh*t

[@justalittlebitmo]

Remember when $120,000 was a doctor's income? Inflation is crazy

[@sharonburling2262]

Wow! They had a lot of jar money!

[@Cosmo26271]

I wish there was a where are they now to watch.

[@MrsEJV]

I’m not sure where I recall this from, but he passed away not too long after the show was on.

[@macylavallee1886]

Rob passed away in 2015 yvonne has never remarried

[@colleenduffy1139]

@@macylavallee1886 Damn that's awful. Do you know why he passed away? Was curious about this couple aswell, partly bc the monthly overspend was the highest I've ever seen on this show. Hopefully it wasn't money stress.

[@macylavallee1886]

@@colleenduffy1139 he passed due to lung cancer, the family just had a bunch of work done on their house and the show added how much they spend on the new renovations to their monthly total they spent but in reality it was much lower! I’m dating the youngest son!

[@colleenduffy1139]

@@macylavallee1886 Very sorry to hear that! Thanks so much for taking the time to reply. I can relate to the reno costs, that makes more sense.

[@sct4040]

This wife is no saint, and this husband is blind.

[@jenniferwilliams6494]

They were so proud and STUPID that they didn't have a garage sale. 🙄 They should be embarrassed that they have a business that don't bring ish in and just buy stuff that they can't afford, lol!

[@darkdamara1155]

Back when people knew how to use the word "literally" correctly. I miss those days.. Sigh..

[@queen.kristal8395]

Scrapbook store I would sell it and get a real job.it’s not going to bring you enough money especially if it’s not in demand

[@bovnycccoperalover3579]

I never even knew such shops exist.

[@peggypeggy4137]

@@bovnycccoperalover3579 I think they were quite popular for a while. This show ran from 2005--09. I could be wrong but I think that scrap booking store was close to the Beaches (there was one there when we first moved in that area years ago that looked very much like this one) I believe that the dollar stores started supplying scrap booking stuff. It would have been hard for her to compete with that. Hope they are OK.

[@naomiking2442]

I LOVE Her!!!

[@LorraFae]

Naomi Talking Money me toooo

[@debmacie1612]

I hope the parents will pass this knowledge down to their children. So far all they have ever experienced is having everything they ever wanted. Now the parents need to make the boys part of the household budget and learning to use money as a tool for a secure future.

[@pamsmith1665]

Robin has no income. How is she going anywhere?

[@ruthirwin8222]

How can a doctor not cpunt and understand intetest, baffling

[@babiifrshj07]

She should add some more crafting variety to her store to boost income. Maybe carry some notions for crotchet/knitting/sewing. All of these episodes are pretty old, so I wonder how they're faring today. I hope well.

[@Rooneytunes01]

Someone posted that he passed away in 2014

[@mirrorimage9224]

Didn't she say she was selling hee business?

[@damarisnieves2678]

I hope the kids learned something.

[@nancydavidson2295]

I wonder why they didn't involve the kids. Maybe have the kids put together the yard sale and keep the money they made.

[@droid2D2C3P0]

@@nancydavidson2295 they might have behind the scenes but just didn't want their faces on camera since you can see them helping in some scenes

[@javaskull88]

That house is an absurdity on a $120K income.

[@drewconway7135]

This is from 2004

[@celiagorleski2716]

$320,000!!! YOWSERS!!!!!!

[@Natalie-Cornacchione]

I think it's extremely lazy not to have a garage sale when the money made could be used to pay off some debt! Even if it was only a few hundred dollars.

[@darkdamara1155]

You can see it in her face and hear it in her voice: embarrassment. That was the reason. Also, I think they didn't want the neighbours get any of their stuff for a fraction of the original price. I see it in my country as well. People would rather throw stuff away or donate them to a thrift store than give or sell them to friends, co-workers, family and neighbours. Enviousness, selfishness, egotism.

[@kunya16]

They'd have cleared 2k easy. They just didn't want to swallow their ego or allow "the poors" onto their property.

[@stepheniedomingo9089]

It just meant they were not really greedy when it came to money hence they decided to donate and gave away their surplus stuff. My auntie who was always doing well financially opted for a garage sale thinking her stuff had value where in reality they were not. It just showed her greediness when it came to money instead of giving away free stuff to family and friends or donating them still thought about financial gains in return

[@user-et3id5cu7d]

Imagine not noticing you were spending $18,000 more than you make every month.

[@bovnycccoperalover3579]

He nailed it when he said he was an ostrich. I certainly was for quite a while and I am still working on it.

[@sct4040]

I would have to go to Cartier a lot to spend 18k per month.

[@americandevo]

Are they too lazy or ARROGANT to have a garage sale?!

[@bovnycccoperalover3579]

Probably embarrassed because, apparently, their status and reputation, was more important than any money that they would make in a garage sale.

[@BeyondChange]

15+ yrs later, wonder how they are doing. I'm sure they look a bit older now.

[@Rooneytunes01]

He passed away after a brief battle with cancer in 2014 :(

[@bovnycccoperalover3579]

Tragic! I hope they did pay everything off and he had some good years. He died only 9 years after this show aired.

[@drewconway7135]

Just like everyone else looks older than they did 15 years ago. What an odd thing to say

[@katiethomas5889]

They make a lot of money combined. So I would think they can live well and even enjoy life (within reason though!).

[@MoreMedication]

No they don’t. They live on his income. Her business brings in nothing. She does not draw a salary. Any profits pay the rent, stock and her staff.

[@DorisJuenger]

I'm really confused by this episode: 1. Isn't this guy a doctor? If he was able to study medicine, how is it possible that he doesn't notice that they are overspending by 18.000 Dollars every month? 2. All the kids seem to be teens, why are they not pitching in when it comes to chores or the yard sale? I really don't get it...

[@Linnet09]

Being a doctor and handling personal expenses are two different sets of skills.

[@spaRKLES88604]

18 K a month more than they make? What the fuck

[@Kaaybrat]

“I’m not willing to give up my Sea-Doo”. Seriously wtf.

[@jb6712]

He did sell it, though, if you paid any attention to what was said.

[@CeravvvEgan]

Every second woman on this series scrapbooks. Is there a very strong affinity with scrapbooking in Canada? I’ve never seen anything like it and I’ve lived in three different continents and numerous countries in my life.

[@jamesstuart3346]

Switch to electronic banking. Pay as much as many bills as you can electronically and use a card for all shopping. You will instantly know "where all the money goes"

[@jb6712]

This was back in 2004, electronic banking was only in its infancy, and nobody really wanted to be doing it until it proved itself to be a good thing.

[@ourdebtfreejourney5642]

She has a hobby and has her husband pay for it by himself....yet, she complains about how their finances are a mess....she is definitely getting ready to leave him ...she had him consolidate her business loan into their mortgage, which I bet he would end up taking on alone

[@back2the80s]

A scrap booking hobby store? How is this sufficient income?

[@blaakcoffee]

@@back2the80s it’s not.

[@sandywaters4940]

I agree w/u. When Gail was speaking to them separately at the end & Gail asked her if she was cleaning out the house to get ready to leave him, I didn't believe 1 word she said by the way she was talking & answering.

[@beckyshell4649]

@@back2the80s I think that this was about 20 years ago and scrap booking was a booming business back then but I don't know about it being able to carry a whole store. The outside of their house looks high-end but the inside I would not say was fancy. Part of it may have been because it was cluttered and part may be because now it looks dated.

[@102tatertot]

Yikes @ the trophy wife with the SCRAPBOOKING store lmfao 🤣 they’re both fools, but she’s delusional

[@nancysmith2874]

Yard sale too much work! Poor baby

[@liveyourbestlife143]

18,000 You would have to scoop me off the floor

[@janeparent9178]

omg these two with their doubt and arguing and they asked for her help !

[@naomiworldcitizen9966]

*Love Gail*

[@karynm3365]

I usually agree with everything Gail tells people, except NEVER ever "consolidate" your consumer debt into your mortgage!!!. That is insane. All you've done is added a ton more interest to that debt. Instead, STOP buying stuff you don't absolutely need. Do a budget, stick to it and pay off the debt asap. Dave Ramsey has the right idea!

[@drewconway7135]

Not all of it was consumer debt. She had a business Visa that they consolidated. And we don’t know if the other loans that were consolidated were unsecured-they don’t specify.

[@dianethompson6804]

Nice people. I hope they are doing good.

[@jb6712]

He died in 2014.

[@denisebarker9288]

I wonder how they are doing today.

[@allisonking7057]

Heard he passed away from lung cancer in 2014, 9 years after this episode aired

[@5thdimensionliving727]

Omg!? Is it possible to spend 18k a month !? I’d even struggle at Harrods 😢 The doctor is completely clueless. Shocking that such an eminently qualified person cannot do simple maths !?! Shocking. How can you be 320k in debt and not know it! It’s nuts. What kind of example is that doctor showing those boys. It’s disgusting. If she leaves him, her life will improve dramatically. He’s a noose around her neck. She needs to get a job and get a proper regular pay check 👍

[@bovnycccoperalover3579]

He's only book smart. He isn't street smart and lives in a cloud. It's unfortunate.

[@momof2momof2]

"We try to manage on my income only" LOLOL At an average of $120K 🤣🤣🤣🤣🤣🤣

[@drewconway7135]

Right? And this was shot in 2004. Of course, it’s Canadian dollars, but he doesn’t pay taxes so they have plenty extra

[@QueenB086]

Being a doctor in Canada with that universal healthcare sucks huh?

[@drewconway7135]

This marriage is kaput. She’s got one foot out the door. I hope she *does* leave, so she can try to eke out a living on child support and find out just how much she was taking her husband for granted while he subsidized her stupid scrapbooking store hobby.

[@Lillybochic]

So true!!!!

[@queen.kristal8395]

Yeah you’re not going to make much scrapbooking I would sell her business or inventory and get a real job with a real paycheck

[@jb6712]

He died in 2014, still married to her. She didn't leave him, so your comment is utterly vile and irrelevant.

[@drewconway7135]

@@jb6712Thanks, Karen! 😘

[@isoldeandseamusclubhouse2863]

18,000 a month!!! How many sugar babies are there?

[@angelawallace6317]

What is wrong with these people

[@konradvonmarburg7733]

The wife needs to close her store and get a job.

[@jb6712]

This episode is from 2005, doc died in 2014, so likely she got a real job once that happened. At least the boys are all adults now, so she doesn't have to take care of them.

[@konradvonmarburg7733]

@@jb6712 How do you know when he died?

[@debbielockhart7762]

I watched all of these episodes when the originally aired here in Canada. This couole was the worst. I never forgot how much they were overspending. And they were not very lokeable in my opinion. They are up shit' creek but still a garage sale is somehow "beneath" them lol. I don't think they deserved the full $5k.

[@verolly31]

I wonder if they are still married🤨

[@jb6712]

He died in 2014, nine years after this episode was made. So, no, they're not still married.

[@ruthirwin8222]

He come over badly..like he is too important to budget Actually she is just the same ...a drs wife with a tiny business Delighted how well they have donr

[@christinejones4086]

The first red flag is their age difference and 2nd red flag is HIM. He spends more than he makes and he makes $100,000/year! My hubby & I make $100/yr together and we are NOT in debt! He's a bloody Doctor (FFS) I wish I was married to a Dr.

[@joycef8443]

He makes $120,000 a year…they overspend by $1,800 a month…wow!

[@droid2D2C3P0]

18,000 not 1,800

[@expertpanda513]

Poor little rich babies, do bloody entitled, why ring Gale if you don’t want to do as she request

[@colleenduffy1139]

They aren't rich!

[@pattimartin859]

There is no excuse for this BULLCRAP. I guess he thinks being homeless and divorced will never happen. Back taxes ....ridiculous

[@bovnycccoperalover3579]

Didn't he have an accountant!

[@jb6712]

This is one of the earliest episodes of the show, I believe, so around 2004. He died in 2014.

[@annkirshner4468]

What's scrapbooking??

[@suekennedy1595]

It’s a hobby by which you put photos in fancy albums to keep them forever,it started in the Mormon community and by a multi level marketing business.It’s very very expensive and not so popular anymore.

[@annkirshner4468]

@@suekennedy1595 sounds riveting

[@lynnettemurphy8243]

@@suekennedy1595 Is that not just a photo album? What do these shops sell? We don't have these in Ireland & haven't come across them in Europe either.

[@drewconway7135]

Something bored white suburban housewives do while watching soap operas and day drinking ‘til their kids and husband come home

[@LKA-si7ln]

It’s not popular anymore because most people do scrapbooking digitally

[@ilikejumprope]

I make more money than that doctor lol

[@deliraaline]

It is from 15 years ago.

[@virginiavallek1654]

Sad when 2 people get into debt then one of those 2 people threatens to leave. She can't do better at her age with her number of kids

[@janisdrew-cross4417]

Very true.

[@mirrorimage9224]

I understand what your saying and some people after divorce are truly done with marriage.

[@jb6712]

He died in 2014, nine years after this episode was made. They were still married, so there was no divorce...and the boys are now all adults.

[@cabayern9416]

Another episode where the woman plays around and uses the guy. Wow. What is HER education? Stop playing store and go to work.

[@bovnycccoperalover3579]

She spoke about selling the store. I hope that she did.

[@josephouko5615]

t

[@leslietrivette91]

How does a Dr. only make $100k?!? Socialized medicine is really working out well, huh?

[@ronashah872]

He owns his practice so he won't make as much as a multi doc practice. He's responsible for his employees and office alone

[@EwYoureCringe]

Yeah but he is in debt from overspending, not medical school. In Canada medical school is 50k vs 200k in the US. The debt to income ratio is still better in Canada.

[@lh7501]

That shows how well it does work If he earnt more where would it come from ? It would be robbing from those who could not afford it

[@hjcabc]

This was recorded in 2005. These days the average salary for a family physician in Ontario, where this was filmed, is now about $250K. I think a young doctor probably starts a bit lower, from what I've read online, but an experienced family doctor can be making well into the $300,000 range.

[@magzclifford8383]

This is from 20 years ago. 😂

[@Frissdas1207]

Yaaaa those 5 kids probably aren't his lol.

[@jb6712]

That's a nasty, uncalled for vile remark. Just because you have half a dozen kids by multiple partners doesn't mean everyone else doe.

[@Frissdas1207]

@@jb6712 So, it's vile when I say it but not so when you say it? You're the living definition of chocking on irony. This isn't surprising coming from someone who can't even spell "does" correctly. Enjoy your miserable life. ☺️

[@RosaLopez-zw2ff]

So far this is one of my favorite "Til Debt Do Us Part". Such a wonderful happy ending!