In Debt On A 100k Salary?! - Til Debt Do Us Part 104 - Without A Safety Net

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Weddings And Beyond TV

Weddings And Beyond TV

Күн бұрын

Пікірлер: 277
@marinashear3818
@marinashear3818 3 жыл бұрын
I love Gail’s saying, “Money isn’t rocket science, it’s discipline.”
@solidstate9451
@solidstate9451 2 жыл бұрын
I have no discipline and I save every month money. It is more of a habit.
@cherryrotella3714
@cherryrotella3714 2 ай бұрын
That’s it in a nutshell 👍
@debmacie1612
@debmacie1612 Ай бұрын
Not only is fast food really, really bad for your body, it’s very bad for your pocketbook. It should be an occasional treat, not the normal way to feed your family.
@s.c.7675
@s.c.7675 3 ай бұрын
I have a feeling Josh secretly hates hockey. Lol
@leahkrawczyk5912
@leahkrawczyk5912 Ай бұрын
Oh my gosh, yes! His reaction when Dad put it on the board tells volumes!!
@grreeeeee
@grreeeeee Күн бұрын
yeah what are the odds 3/3 kids like the same sport
@omalleysmith9100
@omalleysmith9100 2 жыл бұрын
This just goes to show that its not about how much you make, but how much of it you KEEP.
@onlychas
@onlychas 2 жыл бұрын
Right!
@M_SC
@M_SC 2 ай бұрын
That’s really only something to say to people with more mkmey
@quitadiva4235
@quitadiva4235 4 жыл бұрын
I looove watching this show. Money, money, money, money, money, money, monnnneeeeyyyy!!!
@joeblack8478
@joeblack8478 2 ай бұрын
Haha but no saving money
@alicetheegreet
@alicetheegreet 2 ай бұрын
Money, money, money, moneyyyyyyyy! I love this show too! LOL 😂
@moewilson4605
@moewilson4605 2 жыл бұрын
I think it is nice that they included the kids a lot. The kids are also learning about finances.
@MeaganJones-qc8uw
@MeaganJones-qc8uw Жыл бұрын
They are a bit older and this show is intelligent reality, so that's cool
@A_Girl_named_nick
@A_Girl_named_nick 2 жыл бұрын
Omg. This hits hard. I make/made a good 6 figure income but we were almost paycheck to paycheck. It made noooo sense! But then we stopped eating out, saving HUNDREDS a month. Stopped all the services like a pool cleaner, maid, yard care, the gym membership we never used. My husband is a stay at home dad, he started cleaning the yard and pool. I do more cleaning and I cook 6 nights a week, and the 7th night we will have leftovers. Now we are debt free, have a nest egg and almost have our home paid off. It is CRAZY how quickly a budget can put this into perspective. Credit cards. Debt cards, just hid the problem for a longer time.
@wolfdog1492
@wolfdog1492 Жыл бұрын
Love this programme. It helped me.
@sandysmith71
@sandysmith71 3 ай бұрын
Yay! Thank you for sharing this ! Most don’t realize how things like eating out add up
@M_SC
@M_SC 2 ай бұрын
He’s the stay at home parent but you do nearly all the cooking and cleaning!?!?!?
@kaydublin5164
@kaydublin5164 2 ай бұрын
👏🏻
@sandysmith71
@sandysmith71 2 ай бұрын
@@A_Girl_named_nick that is so awesome! Thank you for sharing . I don’t think many people realize how much they really spend
@angelaprice3435
@angelaprice3435 11 күн бұрын
I got your answer to eating out....Crockpot crockpot crockpot...sandwiches and snacks prepared ahead of time.
@choosey87
@choosey87 27 күн бұрын
Those kids are old enough to stay home alone 😂
@Rachel-ul8et
@Rachel-ul8et 2 жыл бұрын
This is the first one I saw that the kids are learning right with the parents. That’s so great!
@joank.0421
@joank.0421 4 ай бұрын
Changing their family legacy and teaching good financial habits. ✨️
@ysette8
@ysette8 3 жыл бұрын
I'm impressed with their commitment and progress. I also am struck by how their house is neat and clean and it doesn't seem to be filled with stuff the way a lot of the other families' houses are. I suspect they have a better chance of making this stick than others because they aren't battling a shopping addiction.
@KC-qr3wk
@KC-qr3wk 3 жыл бұрын
They’re battling children’s sports and eating out addictions. Both are just as addictive as shopping. I say this as I used to be addicted to both too - eating out more and it blew out my budget and my waistline. Anyone on here is here because of an excess in one area or another and I don’t think any addiction is worse (or better) than another.
@peggypeggy4137
@peggypeggy4137 4 ай бұрын
@@KC-qr3wk I was thinking that this family will be a lot better off when they don't eat out. The foods that she was buying at the supermarket was a million times healthier. The hockey thing I am more torn about. I'm glad that they didn't take that away from the kids because sports are really important. I think they would be OK if they just stay away from the stupid impulse buying. which we are all guilty of from time to time lol This family was nice.
@maryholden3136
@maryholden3136 10 ай бұрын
This episode made me cry because of memories: as a young bride my husband used to brush my hair RIP Charlie
@1anythingandeverything
@1anythingandeverything 5 ай бұрын
that part actually made me tear up too, and i don't even have some sentimental memory of hair brushing either; it was so sweet
@MrsEJV
@MrsEJV 2 жыл бұрын
As the daughter of a hockey coach, you can’t IMAGINE how expensive that sport is. Now with travel teams at such young ages, in addition to ice time and equipment, factor in overnight trips on weekends, eating every meal out - insanely costly sport.
@davisholman8149
@davisholman8149 2 жыл бұрын
So great for that family’s togetherness. It is more than a ‘sport” - it is a lifestyle. I am an American in Scottsdale, Arizona. We don’t get much hockey here. Yes, there is a team - but not much hockey for kids. My child started plying lacrosse - it was in its infancy here too. We all enjoyed it as a family so much.🌵😎🇺🇸
@buglove515
@buglove515 2 жыл бұрын
I was sooo excited when my kids were old enough to play school ball! Still not cheap but not near as expensive.
@jordandior3191
@jordandior3191 4 жыл бұрын
You can enjoy your money AFTER you have an emergency fund and are debt free.
@JehanineMelmoth
@JehanineMelmoth 4 ай бұрын
That’s very Dave Ramsey, but it’s unnecessarily miserable. Gail always works fun and entertainment into the budget, so that they enjoy their lives and their money even when paying off debt.
@yourfavnurseb9699
@yourfavnurseb9699 11 күн бұрын
@@JehanineMelmothI’ve been listening to Dave like crazy but just started watching these vids with Gail and I’m thinking more about enjoying life while getting out of debt.
@JehanineMelmoth
@JehanineMelmoth 10 күн бұрын
@ good! Xxx
@neolithic3
@neolithic3 3 жыл бұрын
Something they didn't address is what if something happened to HER. They only focused on what the husband brought in. If the wife died or was disabled, their lifestyle would absolutely tank. All the non paid work she does for the family would suddenly have to be paid for out of his salary. Goodbye sports and anything non essential. They would barely scrape by.
@kimberleyhunter6815
@kimberleyhunter6815 3 жыл бұрын
What you pointed out may have occurred to Gail and her team later on. She did make "role reversals" challenges in some of the later episodes.
@Dave_thenerd
@Dave_thenerd 2 жыл бұрын
What you say is absolutely true but I think they were more concerned with immediate financial danger like not being able to pay the mortgage and loosing their house. As opposed to the husband and kids having to pick up the cooking and the cleaning and cutting out the sports.
@michelleclawson4240
@michelleclawson4240 2 жыл бұрын
@@Dave_thenerd i think it's different in Canada (this show) but in the USA the childcare would be a large financial strain and effect his career too.
@ayela562
@ayela562 2 жыл бұрын
@@michelleclawson4240 it’s not that different here. Child care is also a huge strain on Canadian households.
@LucasFernandez-fk8se
@LucasFernandez-fk8se 2 жыл бұрын
Ok I get what you mean but also like not really ? I get she couldn’t shuttle the kids around daily and they’d have to put the kids in ASP but other than that they’re only loosing 20k of income. The main trauma is loosing their mother tbh
@bonnyroggenbauer6518
@bonnyroggenbauer6518 6 жыл бұрын
I love the willpower at the grocery store.
@Jane5720
@Jane5720 2 жыл бұрын
I love how she involve the kids with the budget I think that’s really important that they understand what’s going on so they have the expectations and it’s good that they have it come from someone else other than just their parents. And then they got a treat and they ate cake so yay to Gale for all of that
@budgetwithrenay2419
@budgetwithrenay2419 2 жыл бұрын
I love it when the whole family steps up.
@leahkrawczyk5912
@leahkrawczyk5912 Ай бұрын
What a fantastic, easy-going family who really gets the concept and wants to make a better life for themselves in the long run. Seems like one of the most genuine families I've seen on this show! Teaching a lot of great lessons to their kids, too!
@alicetheegreet
@alicetheegreet 2 ай бұрын
I love when I get to revisit these episodes. I love this show. I'd love an update on ALL of these couples.
@Daisypetal100
@Daisypetal100 14 күн бұрын
You definitely spend less and choose more wisely when you're paying in cash.
@Me-mb1ex
@Me-mb1ex 5 жыл бұрын
“I think he knows I have pretty good handle on it.” So what show did she think she was on?😂
@Rooneytunes01
@Rooneytunes01 5 жыл бұрын
Sanbika haha
@caseyhill636
@caseyhill636 2 ай бұрын
What a wild time for women’s eyebrows the early ‘00’s was 😂😂😂 Those parents have raised some good kids- A Canadian boy willing to sacrifice his hockey!?! Sweet kid. ❤
@melissatodd673
@melissatodd673 2 ай бұрын
Are you KIDDING? Compared to the nightmares all around the orbital sockets now, they looked so natural and pretty….
@NotAFanOfHandles
@NotAFanOfHandles 2 ай бұрын
@@melissatodd673 You're joking, right? Back in the early 00s, many women's eyebrows were practically nonexistent. The amount of overplucking made many women look like they lost their eyebrows in 'Nam. Yes, Gail's eyebrows are pretty natural, but Nicola's eyebrows were rather skinny, though not as bad as some I've seen. The frequency with which I saw women with drawn on eyebrows back then was wild. I normally wouldn't suggest Buzzfeed articles, but a quick google search for "early 2000s eyebrows" pulled up an article titled "18 Eyebrow Transformations From The Early 2000s That'll Make You Put Down The Tweezers" that lets you compare the style back then with celebrities in the mid 2010s and they were nearly all overplucked (number 18 is Christina Aguilera's "no eyebrows, only pencil" look, which was hilariously common back then where I lived in SoCal, only hers at least weren't straight up brown McDonald's arches reaching to her hairline.)
@radioserrelind
@radioserrelind Ай бұрын
@@melissatodd673 Ehhhh, Mom's brows are giving overplucked, but Gail very sensibly kept her natural ones.
@ktsterlin9304
@ktsterlin9304 2 жыл бұрын
This family was so sweet. I wish they all were like this ❤
@samsamcupcakes6476
@samsamcupcakes6476 4 жыл бұрын
So cute!!! Doing something nice for each other without spending money 👍
@ddchomeschool
@ddchomeschool Жыл бұрын
Hockey is like :the: most expensive sport, I’ve heard.
@maryholden3136
@maryholden3136 10 ай бұрын
And one of the most dangerous in terms of injury
@sandysmith71
@sandysmith71 3 ай бұрын
Yup
@helenaroxbigtime
@helenaroxbigtime 2 жыл бұрын
I love how the couple became happy and close again!
@tiffaniquewright8841
@tiffaniquewright8841 2 жыл бұрын
This is the cutest couple. I hope it works out for them.
@keithcasey866
@keithcasey866 3 ай бұрын
Hockey is extremely expensive..i had a very good freind who lost his house because all 3 boys were in travel hockey for 10 yeqrs. Sad and pathetic but true.
@sandysmith71
@sandysmith71 3 ай бұрын
I’ve read that travel hockey is expensive
@kenbuddybuddy2005
@kenbuddybuddy2005 Жыл бұрын
This is such a nice family. I wish them all a life of happiness and success.
@lair4919
@lair4919 3 жыл бұрын
Now this is a family worth helping and good attitude..Likey😚
@onwardwiththeswans8558
@onwardwiththeswans8558 5 жыл бұрын
That bag was like the Mary poppins bag I was wondering how much more was coming out
@happycook6737
@happycook6737 3 жыл бұрын
I have 2 suggestions, crockpot or instapot! Cooler with snacks in car for kids.
@bovnycccoperalover3579
@bovnycccoperalover3579 Жыл бұрын
Nice family plus the kids are well brought up.
@Sacheen81
@Sacheen81 9 ай бұрын
I love this family.
@M-hc9xm
@M-hc9xm 2 жыл бұрын
Getting takeaway for 5 so often? That alone will do them in. and if he's on an allowance, she should be too.
@LightworkBeacon
@LightworkBeacon 3 жыл бұрын
I love Gail & this show; but you can really see that the camera work got better over time in these earlier episodes! lol
@romanawilhelminacrane9690
@romanawilhelminacrane9690 14 күн бұрын
Gail ordering 10000 jars online and hauling them around... Man I love the jar method
@jennysouthern7188
@jennysouthern7188 3 күн бұрын
Oh that mum is deeply insecure. She is happy with the way she does finances but isn’t on a finance show, she dies the finances and acts surprised at a £12,000 hobby she makes her children partake in? She’s saying she is belittled. Because her husband makes more money, but all he’s asking is “where is the money going?” And rightly so if he’s making around £100,000 a year. What topped it off for me is her belittling her children “oooh miss name brand is going to stop asking for clothes?” Uh, YES because she feels like she has to parent her mother. She’s showing more maturity than her mother and it’s really really sad to see.
@General_Zod99
@General_Zod99 3 ай бұрын
the kids are in school all day no need for child care she should be working more
@anniehope8651
@anniehope8651 13 күн бұрын
If you just spend less you don't have to work more. Somehow for Americans the solution is always to work more. I guess it's because of credit cards, that you pay afterwards. So first you buy something, and then you find ways to pay for it. When you're more used to debet card culture, where you first need money before you can buy anything, like in Europe, you only spend what you have. And so when it turns out you're tight, the first solution is to cut your spendings. It's very uncommon to have more than one job. Also, you can't work more if you already work full time. It's legally not allowed. So 'work more' usually is not the way out. And if you have a husband with a good job, and you work part time as a wife, that should be more than enough to live off. And by having some time on your hands, you can live cheaper. You can do more yourself, or you have time to find the cheapest option, to clip coupons etc. Working less makes it easier to spend less.
@General_Zod99
@General_Zod99 13 күн бұрын
@anniehope8651 what do you mean you aren't allowed to work more if you work full time? Lol dumbest thing I've heard today congrats
@judymcpheron5955
@judymcpheron5955 Жыл бұрын
Great progress! Well done Gail.
@barbbuffington6931
@barbbuffington6931 2 жыл бұрын
Loved the exercise she did with the kids
@snackman2005
@snackman2005 2 жыл бұрын
These can be interesting to watch. But without a follow up a year or two down the road how do we really know if these people turned their financial lives around?
@Momo-po5tn
@Momo-po5tn 2 ай бұрын
I think this show is from 2005
@BlackNight603
@BlackNight603 4 жыл бұрын
I love how strict Nicola is with her children
@marinashear3818
@marinashear3818 3 жыл бұрын
Amen! Great for her!!!
@davisholman8149
@davisholman8149 2 жыл бұрын
@@marinashear3818 She is a very good mother.
@katemiller7874
@katemiller7874 2 жыл бұрын
I can’t stand it. When you keep saying no they feel like they don’t have anything then some not all turn out to be big spenders. I did the opposite with my kids. They are so great with money they save 90% of their money because they had things. Never felt deprived.
@ykook7000
@ykook7000 2 жыл бұрын
@@katemiller7874 they already had everything that's the point! Parents should be saying No sometimes
@BlackNight603
@BlackNight603 Жыл бұрын
@Robert Mitchell that's true
@kanalowe6657
@kanalowe6657 2 жыл бұрын
I think I watched this episode on tv maybe 10 maybe 15 years ago. Hope they are doing well. The kids would be adults or close to adults now.
@bovnycccoperalover3579
@bovnycccoperalover3579 7 ай бұрын
This was 2005 so all the kids are adults now. Hope that they are all doing well.
@reghup3747
@reghup3747 2 жыл бұрын
So these guys have IQ to earn 100k,but not to do 4th grade math, to be told how much is too much
@bovnycccoperalover3579
@bovnycccoperalover3579 Жыл бұрын
Being intelligent doesn't make you disciplined.
@happycook6737
@happycook6737 3 жыл бұрын
Wow, old fashioned cash register! I forgot about those.
@liveyourlife7367
@liveyourlife7367 Жыл бұрын
Communication goes a long way too!
@denisebarker9288
@denisebarker9288 2 жыл бұрын
Nice family. I wish them well.
@chapman1569
@chapman1569 2 ай бұрын
I am surprised that Gail didn't include in their budget savings for the kid's education. She does that in other episodes.
@jb6712
@jb6712 Ай бұрын
This was one of the very earliest episodes, maybe just the second or third one, when the show was first filmed in 2005. Gail hadn't yet refined her techniques, but did so soon after this.
@NL-hu2ud
@NL-hu2ud 2 жыл бұрын
I have noticed in a few episodes (this one included - unless I missed it?) They don't mention the total debt.
@nathaliedasilva555
@nathaliedasilva555 2 жыл бұрын
I'm thinking it's because they had no debt but were living paycheque to paycheque and had no savings. Hence the need for Gail to show them how to cut their expenses and save.
@christinebutler7630
@christinebutler7630 2 жыл бұрын
Why is a family with a full time housewife eating out all the time? Cooking from scratch is the quintessence of housewifery, no?
@ykook7000
@ykook7000 2 жыл бұрын
They literally said they are always travelling to sports and such ...its not just about cooking
@kamelianc7205
@kamelianc7205 Жыл бұрын
She is not a full time housewife. She works outside the home full time as an EA in a school.
@sandysmith71
@sandysmith71 3 ай бұрын
She works outside out of the home
@lizzie1897
@lizzie1897 2 ай бұрын
Yes and get up earlier so you’re u can have a nice breakfast together. Can’t believe they have a 10 year old child and neither one of them cook.
@angelasepi657
@angelasepi657 2 жыл бұрын
Cute family. I hope they stuck with it.
@938quilt
@938quilt 4 жыл бұрын
wow that's a lot of jars LOL!
@WantonBaby
@WantonBaby 2 ай бұрын
$43K in childcare for grown kids ????? If i made $125K $12K for sports is a drop in the bucket
@jb6712
@jb6712 Ай бұрын
They were NOT "grown." The oldest was only 12, then 10 and 8. Here in the States it's not legal for a child under the age of 14 to be a primary care person for such young children as the girl's brothers. Their mother worked as a teacher's aide/assistant, so she was able to be home at the same time they were, having the same work hours as they had school hours, and that's how they were able to save the expense of after-school care for children too young by law to be alone for hours. There wasn't anything about $43k in childcare costs; it was $18k a year that WASN'T having to be spent because of the mother being able to be home when the kids were there.
@budgetingdaddyuk6761
@budgetingdaddyuk6761 2 жыл бұрын
It's not about how much you make, it's about how much you can save or invest.
@Kingtattedsr
@Kingtattedsr 2 жыл бұрын
How is child care 1500 a month when all the children are school ages . 12,10,8? I’m so confused
@zeed683
@zeed683 2 жыл бұрын
Before and after school care is expensive
@kandykate163
@kandykate163 2 жыл бұрын
When I was those kids age when school ended, the bus would take me home and I would be alone and doing things myself
@kaydublin5164
@kaydublin5164 2 ай бұрын
This is Canada, I think they are more expensive than the US
@chapman1569
@chapman1569 2 ай бұрын
My friend is a nurse and when she started her career, she got the nightshifts . She is a dingle parent , she had a 2 year old girl at the time that she put in overnight daycare. Her shift ended at 8 in the morning, she would go home, sleep until 2 and get her little girl back. Then she would bring her to the daycare at 7 pm, get some rest and start over the next day. Daycare ate a lot of her earnings. After 2 years she was burned out, ended up in a psychiatric unit and it took her years to get better.
@jb6712
@jb6712 Ай бұрын
Depending on the laws there, it's entirely possible that it would have been illegal for the 12 y.o. to be responsible for her younger brothers. It's illegal here in the States--most of the states, some just don't care--for children under the age of 14 to even do general babysitting, let alone take care of much younger siblings for hours at a time. Her work hours were pretty much the same as the kids' school hours, her being a teacher's aide/assistant, so it isn't a matter of her having to "work more" when she's already working full time.
@lealuckau9278
@lealuckau9278 Ай бұрын
Really? New rooms for the boys & 12k a year for hockey. Daughter gives up clothes???
@LegendofBen
@LegendofBen 2 жыл бұрын
Wow season 1 looks/feels so much rougher than later seasons.
@bovnycccoperalover3579
@bovnycccoperalover3579 Жыл бұрын
Also better!
@jb6712
@jb6712 Ай бұрын
Well, yeah, it's that way with any new tv show. None have ever been good from the get-got, and "reality" tv has never been good, no matter which genre it deals with. This is about the only one that had credibility because Gail had high standards that had to be adhered to.
@celiagorleski2716
@celiagorleski2716 5 жыл бұрын
She wants to cut up her debit card and live on cash. They are basically the same thing. It should have been the credit cards she should have wanted to cut up.
@toniacampbell6384
@toniacampbell6384 4 жыл бұрын
this was made in 2002-2005 where keeping track of finances wasn't as convenient as it is now. We can check on our phones. Back then they had to go get a bank statement and i'm pretty sure online banking wasn't much of a thing for normal people back then. Cash is easy to keep track of. really easy. Also all the couples use the cards. Using cash will also put in perspective how much money they are really spending. Compared to their debit card where they have a vague idea on what's in the bank. So no. Debit card isn't the way to go for these couples.
@ellenorbjornsdottir1166
@ellenorbjornsdottir1166 4 жыл бұрын
Overdraft?
@happycook6737
@happycook6737 3 жыл бұрын
No. With a debit card you can tap out that account. With cash when it's gone it's gone.
@jenniferpearce1052
@jenniferpearce1052 2 жыл бұрын
@@happycook6737 When you tap out the account the debit card is attached to, the cash in it is gone. Same thing as cash. Just less visceral.
@cindymann3673
@cindymann3673 Жыл бұрын
@@jenniferpearce1052but with a debit card, there can still be overdraft + fees
@debbiechaney6607
@debbiechaney6607 4 жыл бұрын
Great couple!!
@lesliepierce8808
@lesliepierce8808 3 жыл бұрын
I thought they were sweet and obviously willing to learn from Gail. Hope it all worked out for them.
@mmp495
@mmp495 Ай бұрын
Very sweet family. They worked together easily…great job. ❤
@starwars1744
@starwars1744 4 жыл бұрын
How about some sheetrock in the basement before two new bedrooms.
@suzieq390
@suzieq390 2 жыл бұрын
Plastic shopping bags. This is very old 😂
@handylady8015
@handylady8015 4 жыл бұрын
I want cake now.
@gabhm4bbw
@gabhm4bbw 2 жыл бұрын
You get $100 a week allowance? WTH do you waste $100 a week on? You should be saving half of that!
@lizzie1897
@lizzie1897 2 ай бұрын
Gas money? I’d definitely be making my lunch
@abigailloar956
@abigailloar956 4 жыл бұрын
Is it just me or does Canadian money look like monopoly money haha
@neolithic3
@neolithic3 3 жыл бұрын
Almost every country in the world except for the US has colourful and interesting monetary notes. Just like how everyone else in the world uses Celcius instead of Fahrenheit.....it's the US that is the strange one not the rest of the world. The ignorance is stunning.
@joannacurran8475
@joannacurran8475 2 жыл бұрын
The reason most countries have for having notes of different colours and sizes is to make life easier for those with disabilities. It must be extremely difficult especially for those people who are visuslly impaired when sll USD are the same size and colour. Really unacceptable in these times
@abigailloar956
@abigailloar956 2 жыл бұрын
The lack of humor is stunning. Lord 🤦‍♀️
@katemiller7874
@katemiller7874 2 жыл бұрын
Neolithic3. Don’t be jealous dear
@LL-fd7xn
@LL-fd7xn 2 жыл бұрын
American money is easily and always counterfeited. Take your USD and shoved it up your Deadbeat assssss. Wait, I'm just being jokingly mean troll.
@eizhowa
@eizhowa Жыл бұрын
So her staying at home pluss her income is values the same as a 70k a year total income.
@maryholden3136
@maryholden3136 10 ай бұрын
Yes, because of the savings on childcare
@cocofluff
@cocofluff 6 жыл бұрын
Its insane they make over 100 thousand dollars a year and have no savings! Oh right, indulging in expensive sports and a housewife who doesn't cook.
@mabelw7
@mabelw7 6 жыл бұрын
100k is only 65k after taxes... its not alot,... nowadays to save and live in nice home/lifestyle and go on vacations need 200-250k/yr combine
@SuzanneU
@SuzanneU 5 жыл бұрын
Mmm. Nicola earns $25,000 a year. She saves the family $42,000 a year in childcare costs. That's not a negligible contribution.
@ultraboombean
@ultraboombean 4 жыл бұрын
@@SuzanneU amen !!!
@kylepederson9420
@kylepederson9420 4 жыл бұрын
@@mabelw7 They made 125k in 2004
@davisholman8149
@davisholman8149 2 жыл бұрын
@@kylepederson9420 I did too - but Canada is more expensive than life in the USA. Much higher taxes.
@charlottebreton6796
@charlottebreton6796 Жыл бұрын
Active lifestyle but eats junk food all the time.....
@lizzie1897
@lizzie1897 2 ай бұрын
It’s that surprising?! Healthy exercise then junky food. I think we’re better at food prepping and making healthy food you can carry.
@lauralinden6840
@lauralinden6840 2 жыл бұрын
Having three kids eliminates a lot of discretionary income.
@simonnelarson6295
@simonnelarson6295 4 жыл бұрын
They r not happy that is why they spend
@paullyrenee
@paullyrenee Жыл бұрын
Best couple yet
@spaRKLES88604
@spaRKLES88604 3 жыл бұрын
Can we talk about how much of an absolute daddy he is 👀
@danielle8608
@danielle8608 Жыл бұрын
If you insist lol not my taste
@baum7222
@baum7222 2 жыл бұрын
why was childcare even brought up? the youngest is 8?
@bovnycccoperalover3579
@bovnycccoperalover3579 Жыл бұрын
After school sports.
@baum7222
@baum7222 Жыл бұрын
@bovnyccc operalover thats not childcare though
@C42D-k3r
@C42D-k3r 8 күн бұрын
this one's really nice actually.
@slf5141
@slf5141 3 ай бұрын
He makes a good living ... its how much you spend !
@MsJubjubbird
@MsJubjubbird Ай бұрын
three kids would be expensive. And they only get more expensive as they get older
@juditharsenault2131
@juditharsenault2131 2 жыл бұрын
God was dealing me about getting fast food. I resisted but fell flat on my face twice. I got a Whopper Jr at Burger King and it was cold and dry. Worst burger I ever had. Next I bought a muffin at a convenience market and it was dry and awful. That cured me . He made sure the food was awful when I disobeyed Him.
@malachinumba1
@malachinumba1 2 жыл бұрын
What is an RSP payment?¿ I was thinking RSPCA at first 😂
@verolly31
@verolly31 2 ай бұрын
That massege may have led to another baby eh!? Lol
@vt-yp7yq
@vt-yp7yq 2 жыл бұрын
Great episode.
@raymondcouture2032
@raymondcouture2032 4 жыл бұрын
125K a year, 3 kids and being told they do not belong to this contry's middle class any more ? WTF
@neolithic3
@neolithic3 3 жыл бұрын
It's from 2004....
@kimberlygoguen3219
@kimberlygoguen3219 Жыл бұрын
They are sweet together ❤
@LisaHeggie-rv8zb
@LisaHeggie-rv8zb Ай бұрын
Great family
@daschundloverable
@daschundloverable 2 жыл бұрын
1500 x 12 = 18k not 42. ...still a big chunk. hockey is an expensive sport to play, unlike baseball, swimming, football, basketball, wresting.what did I.......... forget?
@M-hc9xm
@M-hc9xm 2 жыл бұрын
When you get into club sports, those are all expensive.
@Kingtattedsr
@Kingtattedsr 2 жыл бұрын
I’ve noticed that some of her shows they make up random numbers that don’t really add up ; just to make it sound better
@jb6712
@jb6712 Ай бұрын
Is it a Canadian thing for the banks and stores to generate a debit card charge for each purchase? I'm American, have lived in the States all my life, and have been to Canada only twice in my 72 years, so am unfamiliar with their money system. I use my debit card exactly the same as cash, nobody ever charging anything for it, so I rarely carry cash. The only time there's a fee is if I think I'm going to get cash back from certain stores--and I won't, simply because they do charge a nominal fee for something I can get for free from my bank.
@mkelson6315
@mkelson6315 4 жыл бұрын
Where can we watch shows beyond season 2?
@rachellewellyn9062
@rachellewellyn9062 4 жыл бұрын
Prime
@deborahblackvideoediting8697
@deborahblackvideoediting8697 4 жыл бұрын
You might have found them already, but Syndicado TV (a KZbin channel) has more seasons.
@marinashear3818
@marinashear3818 3 жыл бұрын
I’m watching on KZbin, but I see a lot of the programs I’ll have to purchase if I want to watch them. Not willing to do that (eats into my entertainment budget).
@CaraMarie13
@CaraMarie13 Жыл бұрын
Like how is life insurance in Canada? Like a term insurance on both of them for 1m each. Actually, i just realized life insurance has never been brought up in this show.
@Ndstars1
@Ndstars1 3 жыл бұрын
I don't think they should have asked the kids to volunteer to sacrifice. The kids will just be scared that the household is unstable. The parents can just inform them that a sport will be stopped without making the kids feel responsible for the family's debt.
@louiseclarkashburn6664
@louiseclarkashburn6664 2 жыл бұрын
I disagree. The way it is handled makes all the difference. Involving the kids helps them to learn the lessons along with the parents. Rather than scaring them, it empowers them because they see that we all have the ability to change our financial future.
@LucasFernandez-fk8se
@LucasFernandez-fk8se 2 жыл бұрын
Yea without telling the kids why they’re doing this the kids are just gonna be bitchy and upset that their lifestyle is being downgraded without understanding the underlying cause
@shelbys2750
@shelbys2750 2 жыл бұрын
It doesnt seem like they were in debt, they were just living paycheck to paycheck.
@katemiller7874
@katemiller7874 2 жыл бұрын
You nailed it. If kids think there is financial problems. Grades will suffer. Some kids really worry while some can take it in stride. Kids need to get good grades in school not worry about their parents finances. School is hard enough.
@Mkay999
@Mkay999 2 жыл бұрын
They couldn’t save the $1000 WITHOUT the help from the kids. The kids had to be more mindful of electricity, water, and especially their clothes. They are huge contributors to where the money is going and they realized it. Everyone has to work together as a family in order to have any savings for them
@AncientShadow
@AncientShadow Жыл бұрын
Was this the only family/people without debt?
@maryholden3136
@maryholden3136 10 ай бұрын
It's the first one I've seen
@honieebean
@honieebean 2 ай бұрын
I don't like they had to give up their healthy hobbies
@mmp495
@mmp495 Ай бұрын
It will be beneficial for a season until they get their finances established.
@katiethomas5889
@katiethomas5889 4 жыл бұрын
I bet the sports cost a lot, you could cut back on these. Sad but it maybe necessary.
@user-ui1zv8bd4y
@user-ui1zv8bd4y 4 жыл бұрын
Hockey is a very expensive sport.
@christinejones4086
@christinejones4086 14 күн бұрын
The 1st red flag was all the Take-out food, 2nd red flag was the the spending on crap they don't need. Modern parents are so determined to give their kids everything (hockey & soccer) they never had as children. Parents need to stop indulging their kids and themselves. And once again, all that Take-out is unhealthy and look at the wife, she is way over-weight and her children will end up over-weight as well.
@victoriacristina9610
@victoriacristina9610 2 ай бұрын
Its me or ALL the thumbnails keep changing?????
@solidstate9451
@solidstate9451 4 жыл бұрын
I don't feel comfortable when the child gave up his sports. A child shouldn't sacrifice his social life and his friends because of the bad decisions of his parents. Team sports is so important for a child to get social skills.
@carolc2574
@carolc2574 4 жыл бұрын
He didnt. He offered to, and the parents were touched by it, but the dad said that he wouldn’t allow it. It was dad who gave up sports for himself but not the kids
@Ndstars1
@Ndstars1 3 жыл бұрын
@@carolc2574 Yes, but I'm sure the kids felt guilty while sitting around the table, asking to volunteer and that not fair to them. Their parents mess shouldn't be on the kids.
@ediemaar2446
@ediemaar2446 3 жыл бұрын
The most important thing you can give a child is a stress free home and a model relationship that does not model resentment
@stephaniepuebla8487
@stephaniepuebla8487 2 жыл бұрын
He volunteered. I agree that adult problems are adult problems but also it's sweet and shows great character when family steps up to reach a common goal that benefits all.
@ruthosornio7779
@ruthosornio7779 2 жыл бұрын
I never could play sports as a kid....the expense was too much.
@cpmffeilberg4970
@cpmffeilberg4970 4 жыл бұрын
I have to live on $90 a month and manage, how can they be so careless with their $? If I had even 1 year of their income I would make it last a long time, without Gail. Come on guys, get with it.
@angelikalaser7778
@angelikalaser7778 4 жыл бұрын
So you live on the street and eat from stores garbage bins?
@millsykooksy4863
@millsykooksy4863 4 жыл бұрын
$90!?!?!?!😂😂😂😂
@nanettemorton4054
@nanettemorton4054 2 жыл бұрын
My guess is that you don't pay rent, utilities, car insurance, etc.
@kaitlinobrien243
@kaitlinobrien243 12 күн бұрын
£££❤
@Tamarind525
@Tamarind525 2 жыл бұрын
Would be helpful to know what year these episodes are from. Best estimate is 2005?
@ykook7000
@ykook7000 2 жыл бұрын
Does it matter it's obvious they are over a decade ago
@bovnycccoperalover3579
@bovnycccoperalover3579 Жыл бұрын
Yes, 2005
@Raquelsanchezsantos-ht2km
@Raquelsanchezsantos-ht2km Жыл бұрын
Agradecimientos: BBVA Telefonica Jazztel Liga bbva Orange Tempus Grupo lo monaco Harmont&blaine C&a H&m Camisas antonio monpo Artesanos camiseros Walmart canada fashion Richard davis jeans Franklin & mashall David walls Punto blanco Parama jack
@Teenywing
@Teenywing 2 жыл бұрын
What year is this? $600 a MONTH for groceries?! That wouldn’t last one week for my house
@Candlewick14
@Candlewick14 2 жыл бұрын
Same...we are a family of only 3 and I think we would spend 400 per week in australia
@tedros6917
@tedros6917 Жыл бұрын
2004? I think it could definitely work
@MsJubjubbird
@MsJubjubbird Ай бұрын
@@Candlewick14 Cost of living is higher in Australia. But this was also 2004.
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