Stress Spending Cop In Debt - Til Debt Do Us Part - Debt Dispatch

Ted is a paramedic, Melissa a cop. Working opposite shifts in high-stress jobs, and caring for two young kids, has left them with no energy to track their money. So, they spend, spend, spend. Totally divorced from their financial reality, the couple underestimates their monthly income yet still overspend across the board. Their healthy joint income is more than enough to comfortably support the family, so Gail’s first question is: “where’s the money going?” .
.
Watch more from Weddings and Beyond - / weddingsandbeyondtv
Explore our family of KZbin channels with Free movies, tv series and documentaries.
📼 TOP BOX is where you’ll find an eclectic mix of mind-bending documentaries, cult classic films and investigative television documentaries. / topboxtv
▶️ I Love Docs for documentaries: / ilovedocs
▶️ North of Main for Independent movies: / northofmain
#weddings #gettingmarried #realitytv

[@JehanineMelmoth]

Wow! A couple who really love each other! I hope they are still happy.

[@amberkulik2078]

They are still very happy!! These are my parents 🥰

[@JehanineMelmoth]

@@amberkulik2078 oh that's wonderful news! Thanks for letting us know!

[@mandy3486]

​@amberkulik2078 your parents are honestly my favorite couple from all the ones I watched on this show. They seem like just genuinely nice people. Best wishes to your family!!!

[@PSPSarah1]

These two are just lovely! I wish them very well.

[@sourdoughsavant22]

As many have said already, it was heartwarming to see that they were a team from the beginning and took responsibility together. No pointing fingers, and both motivated to fix their situation! So much easier to help someone who wants to be helped.

[@amberkulik2078]

This is my family!! My parents are such a wonderful couple and to this day are still such a great team ☺️

[@clyde1951]

​@@amberkulik2078 great to hear 😊 & 👍👍to the jobs your parents do!

[@bovnycccoperalover3579]

Happy to hear your family is doing well.

[@rosemarywilliams9969]

😭 when he put Priceless on her back it was so sweet🖤

[@Carol-vv5cm]

I'd like to see Gail show a disabled retired person how to survive on a fixed income with our current inflation.

[@vg6790]

They most like know how to handle money.

[@garrettholtz8379]

Those on a so-called "fixed income" from Social Security are going to get a bigger raise than most workers. They get a cost of living raise, which is more than a lot of workers can say these days.

[@Carol-vv5cm]

@@garrettholtz8379 they always raise the cost of Medicare each month which overrides any increase

[@joyrenenardozzi6226]

She has been clear in other episodes you need enough money to cover your basic expenses. She can’t get someone to manage money they don’t have. Often there is way to reduce spending but when there’s a mismatch on money coming in and money going out something needs to change…and that’s not her responsibility. If you have very limited money coming in you may need to change your living situation or rely on family. But she can’t do that for you.

[@Carol-vv5cm]

@@joyrenenardozzi6226 wow! What a stern reply to a simply statement. Go eat something.

[@everythingelse_underthesun]

Watching this in 2023 and it's so refreshing to see Gail doing what she's so good at. What an amazing couple. This episode, for me, really highlights that having a big income salary doesn't ensure you'll be debt free. If you're not careful with your spending and go beyond your means anyone can be in big trouble! I've learned so much from Gail!

[@Wyledgirl30]

Being “house proud” has caused so much financial ruin. Everyone that I know who have gorgeous, showpiece homes have enormous mortgages. My husband and I bought a fixer-upper for cash about ten years ago. It is a stunning place that people look at with awe? No way! It’s small and unimpressive, but it’s ours. We don’t have a mortgage and the value, when you add up what we’ve done to improve it plus how much it initially cost, would give us a 400% profit if we sold it today. At the end of the day, it’s the people and the love that matters to us, not having granite countertops, vaulted ceilings, and extra bedrooms that we don’t need. If that’s important to others, then God bless! We all have our priorities in life. Financial stability is infinitely more valuable to me than an impressive house.

[@susananderson7473]

Amazing couple. Thank You to both of them for serving the public.

[@Sparrowdean]

It's a job and they are both well paid for doing it. They may well be a nice couple, but the only amazing thing about them is their shockingly poor money manage skills.

[@asimskentzos9231]

this is a very good example of people who make really good money and mismanage it, its sad really.

[@cjhoward409]

My neighbors make almost triple what my husband and I make and they are BROKE ! It’s all the years of credit card abuse and paying all that interest to the bank. And they still do it. I’ve made suggestions, but it falls on deaf ears.

[@bovnycccoperalover3579]

Cjhoward. Some people refuse to learn. I was one. Don't give up. One day a light will finally go off in their head when they're ready to learn.

[@cherryrotella3714]

It’s difficult to understand how they can have not a clue about managing money but have children. I find that scary!

[@jmlol3261]

What a sweet family!!! They were in it together from the beginning and have a common goal and understanding.

[@christinenightingale3186]

They make $12k a month and overspend by $8K? That's $20k a month they spend!

[@slf5141]

Crazy !

[@amyannshipyor4096]

Me and my husband bought our first home together 5 years ago and still live in it today. I could not imagine 3 houses in 8 years.

[@cjhoward409]

The average house sells every 5 years. 🤷🏼‍♀️ We have been building our own house, out in the country on 5 acres. No debt 😊… doing it one paycheck at a time. We should be completely done in 2 years. So, even though it will be a total of 10 years to complete, it sure beats a 30 year mortgage !!! 😏

[@zilazilazila]

​@@cjhoward409okay...

[@bovnycccoperalover3579]

I hated the mortgage and moving process so I.only did it once. It would take quite a lot for me to move again.

[@bevhocking1752]

Loved watching these two. Thought they were a great team.

[@deborahblackvideoediting8697]

What a wonderful, loving couple. They really went into this with a great attitude, and gave 100% with every challenge. They also took responsibility for the mess they got themselves into, unlike some couples who blame each other (or blame anyone or anything). And it just makes a person feel good watching two people who have been together for eight years, have two kids and very stressful jobs, and yet they're so loving and supportive of each other. This is one couple I don't need an update on because I have the feeling they've done very well over the years!

[@linkjones4535]

Very nice and attractive couple. I wish them the best.

[@danikeebler1662]

I would love to see where this couple is today. They are so awesome. You can see they are in love, they are fun and sincere. I would love to see how far they came..

[@amberkulik2078]

this is my family!! all grown up now lol... my parents are doing amazing and are still wonderful and goofy just like they were back when this was filmed

[@myyt3824]

@@amberkulik2078 my parents are the same ❤

[@jenjones90]

​@@amberkulik2078you're proud of having losers for parents?

[@bovnycccoperalover3579]

Such a sweet family. So glad that Gail helped them and they actually listened to her.

[@lisamartin3734]

8,600 over budget every month 😳😳😳

[@christinebutler7630]

I know, that's four months of my budget!

[@thevictoriagoogin]

There's a doctor on one of the episodes 17K A MONTH OVER SEVENTEEN!!!!

[@Mimi-fe2gm]

Cute couple. Glad they got help. Future is looking bright!

[@suzanneweaver7579]

Loved this episode!! Good people who took Gale's advice seriously.

[@denisebarker9288]

What a happy family you helped.

[@TammyMayCormier]

I really like this couple, they seem sweet and genuine but just disorganized due to their demanding careers. I hope they are still together and doing well!

[@Frissdas1207]

Probably the strongest couple amid all the episodes.

[@LCmonman]

😂 the “priceless” tag 😂 so adorable

[@TxTaz]

My favorite episode! They were an incredible team!

[@Gitanarosa]

They make so much money. I do remember that homes were so expensive compared to what people earned. I couldn’t believe it

[@vg6790]

God bless you both. Stay safe.

[@mmp495]

They were a sweet, great couple. They will make it. ❤

[@matthewbrown6163]

Convenience Living is your biggest drain on any household. A co-worker smoked & bought cigarettes from the 7/11. I told him he paid 33% more for convenience shopping. He allowed me to buy a carton with his money & give one pack a day at work - he had 3 full packs left by Friday & $50.00 in cash to keep. I told him his weekend was going to have a great start.

[@christinebutler7630]

Just think what he'd save by quitting, not to mention that most health insurers charge much much higher premiums for smokers.

[@matthewbrown6163]

@@christinebutler7630 Cigarettes are about $1USD each here with so many taxes - but people still smoke. Glad I quit in 2000 as it was $3 USD a pack then but now on any life or health insurance you need to state your smoking habits.

[@cjhoward409]

@@christinebutler7630 Where my husband works, he pays the same health care premiums as smokers do. 🤨 I think that’s wrong !!! And he never goes to the doctor. He takes very good care of his overall health. We have a neighbor who works for the same company. She’s morbidly obese and a smoker and she’s at the Dr offices almost weekly !!! 😮

[@amazonorchid1321]

@@matthewbrown6163 I quit too before the huge tax hike. Best thing I ever did for my health and my finances!

[@matthewbrown6163]

@@amazonorchid1321 I was o/seas often for work with Y2K so over the Tasman to our Kiwi Cuzzes where cigarettes are double our price here so I brought in 2 cartons & they paid me the DF price so I had 2 more cartons returning. I smoked the best & when the Y2K ended I was back to domestics but I had 14 cartons in storage LOL. I quit Melbourne Cup Day 2000 & took a drag a year later & hated it. At $1.30 USD a cigarette now - beats me how people afford a pack a day, drive a car, buy their fancy coffees & live ????

[@the.blue.raven7777]

I love Gail's laughter

[@Brooklyn-rj3np]

Lovely people!!

[@kathryndockrey1477]

$221 a week for entertainment? Crazy !

[@om-nj2hw]

Absolutely lovely couple 💗

[@judymcpheron5955]

Love these happy endings.

[@momof2momof2]

How can you have so much income and not have any idea about where its going

[@bovnycccoperalover3579]

Stressful jobs?

[@leahwolber7082]

What a sweet couple, they truly love each other and have each others backs!

[@dianabinkowski3927]

I was taught by parents who lived thru the depression in the 1930's. Never live above our means. I am 75 and followed that all my life. With hubby we never spent what we didn't have. I am widowed after 51 1/2 years of marriage and live very comfortably. I even put 30% of my income into a savings account. It's put aside in case I end up in a nursing home later in life and no one will have to support me. No kids so I have had to rely on myself.

[@ronashah872]

Moved three times and that is the size of that kitchen

[@judykane3024]

Wonderful people with adorable children.

[@echothehusky]

wow 12,000 a month and they are short of money?!

[@gracefulhumble7248]

Lovely couple

[@ellen5539]

They are so, so beautiful together. Lovely family 🥰🥰

[@solidstate9451]

They have three times the money we have. And we save.

[@christinebutler7630]

These folks must be paying through the nose for off hours child care.

[@christinebutler7630]

With any luck they're able to work opposite shifts

[@CareBear208]

They went through a lot of houses in a short time.

[@katebaker8763]

They are a sweet couple and they will fix it thanks to gail

[@LeMErin21]

Easily one of the most likable couples I’ve seen on this show.

[@ruthirwin8222]

Financial distress is exactly right

[@amyfletcher4749]

The best thing to do is a cash budget. After bills and savings and debt you get a bit for yourself..groceries and gas. When those 3 are gone your done spending for.the.week. it's been working perfectly for me for years.

[@cjhoward409]

It still amazes me that people can’t figure this out in their own.

[@enriquemeza484]

That is crazy to me they make a combined income of about $155,000 and they are still struggling living paycheck to paycheck that is just ridiculous but it goes to show you. It doesn’t matter if you make. Millions of dollars because if you cannot budget then you’re screwed.

[@charlottebreton6796]

They make 160,000 dollars per year. How the fuck are you in debt.

[@bovnycccoperalover3579]

Undisciplined and not keeping track or paying attention.

[@jasonleatherwood2172]

I see it all the time military and police are the worse with their money

[@DaughterofBabaYaga]

Lol Gail would be irritated if she gave that first challenge. 😂 i just mentally went through the house and practically all the "big ticket" things and fruniture were collected over time from "Free" sections or second hand drop offs from family. "Hey we're getting rid of this we know you like messingband redoing furniture...want it? Make it not my issue anymore??" 😅😅

[@reginafisher9919]

What country do paramedics make $80,000 a year they sure don't make that here in the USA they make about $35,000 a year that's before taxes

[@jonanna8516]

Australia is more. But it’s a university degree in Paramedicine as a minimum qualification and at least initially you are assigned a base which could be anywhere in the state that you are employed.

[@amynunya6167]

Uhm, no. I'm a paramedic and make well over $35K. I think that you're thinking of EMTs. There's a big difference concerning job and pay.

[@asimskentzos9231]

@@thekatvita the cost is very high only if you live in Toronto & Vancouver and maybe Calgary not everywhere else. especially during the year this was filmed.

[@lisamartin3734]

I think its in Canada. I could be wrong.

[@Lina.Initiate]

It’s Toronto, Canada! They can make way more now, this show is over 10 years old

[@DaughterofBabaYaga]

Something this show really showed me is how poorly we are doing in society without having someome managing the home better. Whether man or woman when theres someome actually "managing" the household and not the drinking wine and watching reality t.v. kinda managememt. I know a stay at home Mama and because of how well she manages their money, cooks and grows food (takes the lils outside gardening with her to teach them now theyre old enough to pull weeds). They save a FUCK TON of money. Its food. It is always the food. Big t.v.? New car? Easier to KNOW you shouldnt indulge. A coffee here....a burger there...late night snacks at the 711 and suddenly youre hemorrhaging money.

[@marlenemaschke3763]

That obstickle couese looks fun.

[@TPG1977]

150,000 sound like a decent amount but them the Canadian govt takes 40 percent or more. They pay high Canadian but real high province taxes.

[@territ1231]

Just making a list makes a person see what's happening.

[@CassTrashPuppy]

The smiling and the laughing 😖😖😖

[@jreinel1966]

I don't fell bad for people making a lot of money having financial problems,really?

[@sneakerfreak2002]

How are backwards numbers like these even possible?!?

[@robinricart3155]

They shouldn’t count on just their pensions……it might not be as much as they will need

[@caracavalier6344]

2,000 times 12 is 24,000 that's only half of there debt I'm confused

[@joanneberger9902]

I was thinking the same

[@juditharsenault2131]

Me too

[@juditharsenault2131]

Maybe that's on top of the regular debt payment plus the $5,000 they won going towards that debt.

[@ginnyberg9271]

A cute couple

[@sarahuber8567]

You’d have to work during the summer.

[@narekowed8213]

Whe saying how old are kids are why do they always have to say he’ll be three in June why can’t they just say he’s two years old that’s like me saying I’ll be 52 in November!! SMH 🤦🏻‍♀️

[@slf5141]

Bring Gail back !!!

[@sarahuber8567]

I wonder how many times they have upgraded houses since then til 2024.

[@slf5141]

Just confirms its not how much you make its what you do with it !

[@kellypruitt2362]

This is probably about 80% of people only no one goes on tv to talk about it

[@brendasuelong-bryant3855]

💙💙💙💙

[@rg8162]

Melissa is not 31.

[@57jauar]

This is probably the worst one I've seen. Wife had to much fun, considering the mess that was created & needed Gail's help. NOTHING FUNNY HERE 🤬🔥💥

[@cristinamason6593]

How can you help a single mom living on a teacher salary???

[@rebeccaa2433]

The average teacher salary these days is pretty decent 58k. The Northeast pays very well and many teachers make near or over 100k. Get in the best district/area as possible.

[@asimskentzos9231]

buy a crockpot and make home cooked meals for starters

[@scalpeldude]

lol5 54

[@abcjg65t]

Us whites are out here broke as hell.

[@CAGChannel1]

Canadian show

[@abcjg65t]

@@CAGChannel1 Canadian whites are broke as well.

[@asimskentzos9231]

@@abcjg65t these 2 are not broke they make very good money and can recover if they just manage their money

[@abcjg65t]

@@asimskentzos9231 ok

[@abcjg65t]

@@asimskentzos9231 same thing