What are you legal rights in disputing credit charges?

[@snowyowl9132]

The merchant that wrongfully charged my card doesn't seem to have contact details online except a mailing address (~300 miles away from me). The bank has refused to remove the charges claiming that there is insufficient evidence that it was fraud. I guess I went about it the wrong way over the phone, and should instead put a letter for the bank through mail?

[@shadism1714]

Or you should have talked to the dispute center for the bank and send them an evidence or documents to prove you’re not a scammer , also I highly recommend to never use a credit card cuz they make money off you so debit cards are more reliable and better and don’t charge over 1000 dollar a year

[@PraveenSrJ01]

Take them to court

[@sedricmiller1857]

I put a dispute in and they denied it and then now it’s in collections. I asked what the extra charges are for and they said it’s interest for not making a payment on time. That’s 1000% interest

[@PraveenSrJ01]

Take those bastards to court

[@MulitSeeker]

Me too but getting ready to try this method.

[@sedricmiller1857]

What if xfinity charged me $1,085 for a $120 phone bill??

[@eddiew2325]

That’s a steal

[@Huang88x4jk]

Dispute,if bank refuses,submit a complaint in BBB against Xfinity and bank,if not work,you need to bring them to small court❤

[@Dieselpwr]

Never got the goods as agreed on time

[@chiefchicagolimo9720]

How about a merchant being scammed? How we can get protected from criminals who steal from us ? I do 100% business online- don’t take credit card info! I have a dispute from a client who booked the service online, did the CVV and the captcha, communicated with me via email, and texted my driver and was recorded in the vehicle using the service! Fullsteam credit card processing still gave the money back to the client ?!

[@YolandaDavis-q9w]

Serve debit card denied my dispute they took my hold income tax

[@eddiew2325]

Hehe

[@nealsmith3390]

Wrong