What is involved when purchasing Cash or Finance in The Villages, FL?

What is involved when purchasing Cash or Finance in The Villages, FL? Where can you find the ARC Manual, Resident, and Guest ID information? Find out in this episode
Robyn Cavallaro
Florida Realty Investments
[e-mail]
352-901-0838
Check out Pickleball Merch
pbzone40.com
What I use daily on Amazon www.amazon.com/shop/robyncava...
📔Get your copy of my book "Thriving in The Villages, FL" Ebook Download
tinyurl.com/4e3pe3xh or
***on Amazon in Paperback*****⬇️⬇️⬇️
amzn.to/3oxFpIA
Visit my Pickleball Merchandise Shop pbzone40.com
________________________________________________________
💕 Products I use and love. I hope you will enjoy them too
➡ Pickleball Journal amzn.to/3ODFbKz
➡ PB Zone 40 All Journal Page amzn.to/3OGJQLV
➡Butcher Box butcherbox.pxf.io/5gPNK2 High-Quality Organic Meat
➡ Nespresso Vertuo Coffee Maker amzn.to/3D0WkXB
➡ Car Battery Starter amzn.to/3ogn5QC
➡Cordless Tire Inflator amzn.to/3UEUS5d
➡ Hurricane Battery Lantern amzn.to/3UGFmpg
➡ Garage Organizer amzn.to/3qSDAnp
➡ Cell Phone Screen Protector amzn.to/3TCLzRH
➡GEM Real Food Vitamins www.dailygem.co?sca_ref=2429817.zKHe2FF4cL
Disclaimer:
All opinions expressed in my videos are my opinions and are based on the best of my knowledge, experience, and taste.
🎟 If you find a link to a product, I may receive a small commission if you purchase the product. You Do Not pay more for the items. If you choose to purchase an item I mentioned in my video, Thank You! for the support. I will be sure to mention that in the video.
MLS Disclosure
The real estate listing data marked with this icon comes from the IDX program of the Stellar MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. Listings displayed on this website may be subject to prior sale or removal from sale; the availability of any listing should always be independently verified. Listing information is provided exclusively for consumers’ personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law.
🛒 As an Amazon Associate, I earn from qualifying purchases.
Find me:
Instagram @robyncavallaro
Facebook / robyncavallaro1
Pinterest / robyncavallaro1
Website robyncavallaro.com
#RealEstate #TheVillages #RobynCavallaro

[@kerilotta5421]

Very helpful thanks

[@Robyncavallaro]

You're welcome!

[@GAN-0]

For me cash or finance depends on what my money is making me where it is. If a loan is 6.5% and I can earn 7% with investments, I’m going to pay the 6.5%(or vice-versa).

[@mariaroqueta3135]

Great video! Please make a video on the topic of Common Problems while waiting to close. This is why I ask. I’m moving from my condo into a home. I will buy cash as soon as i first sell my condo. The buyer of my condo is getting a partial loan from a bank. UNTIL the bank saw that my community has 2 residents filing a law suit. So now a letter from our management attorney needs to be made for the bank to release an agreement to loan money. All new to me and side swiped me- So many ups & downs when dealing with selling/buying a residency. ♥️🏡♥️

[@Robyncavallaro]

Great topic. Will put somethiing together

[@lauralampe1664]

Excellent topic for a video.

[@Pete-rs4yz]

I'm three years from retirement and would likely do a 50/50 cash finance deal. I think this would facilitate a smooth sale. Also has a buyer ever made a purchase contingent on ARC guidelines?

[@Robyncavallaro]

Not to my knowledge. That is something you or your Realtor would have the check prior to an offer. There are not many homes in violation.

[@johnkatrich2954]

Offending the seller is not on the top of my list of concerns. LOL

[@Robyncavallaro]

It may be if you make a really low offer and they will not counter ;)

[@lw3269]

@@Robyncavallaro Very true. If I receive a low ball offer from a potential buyer, they won't hear back from me. It's a harbinger of how the sale would go if we struck a deal. Nope.

[@johnkatrich2954]

@@greese6916exactly my point. The Seller is probably dismissing a real chance to negotiate and lock in a deal. You should never ignore offers that can lead to a firm good contract. It’s all part of the process.

[@GAN-0]

I’m sure the Villages isn’t typical of most Florida real estate these days, but the way the market is dropping in the state, I don’t think there is any way a seller could be offended. Buyer rules right now and probably for some time to come….

[@roxysdad40]

In an overheated buyer’s market I would think sellers would be less likely to take offense. Seems like TV is resistant to some market pressures and I will be surprised if TV sees the volatility that exists nearby.

[@michaeltomasso3371]

My wife and I were in the villages two months ago. The market is not overheated for Buyers. in fact, 6 of the 10 homes we looked at we’re still for sale when we got back home.

[@Robyncavallaro]

Agreed, we have a lot of inventory which means choice for the buyer!! Are you still looking

[@michaeltomasso3371]

yes we are. We are evaluating the market in Spanish springs from now to the end of August..

[@lcac31]

Hi Robyn, I'm a veteran that owns a home in Wisconsin. I love your videos; can you talk about using VA loans verse conventional loans? My wife and I haven't decided if we want to use our VA. We're coming in for our lifestyle visit in August, We're so excited for our visit.

[@Robyncavallaro]

Great idea. Let me know when you in town

[@kennymartin4928]

I was planning on selling my home and using that money for half of the payment and financing the other half. Is that ok?

[@Robyncavallaro]

Yes that works!

[@kennymartin4928]

Thanks, will be contacting you this fall

[@reagansholl7442]

Hi Robyn do you also represent your buyer if they decide to go with a new build?

[@Robyncavallaro]

Thanks for watching. Yes I can for a fee. Call me to discuss

[@frankclark717]

We are selling are home in 2 weeks so we are hoping for quick sell looking to buy some down and the rest by VA loan

[@Robyncavallaro]

Awesome news! I'd love to help you find a home on the MLS side

[@lauralampe1664]

Excellent video Robyn. I know you are not a mortgage officer, but have you had any clients on Social Security who successfully qualified for a mortgage for 40 to 50% of the home's value? Don't know how difficult it is to qualify for a mortgage when one is getting Social Security, but also putting down a substantial down payment.

[@Robyncavallaro]

I am not sure. I have a lender if you want to ask questions. He would offer better information

[@lauralampe1664]

@@Robyncavallaro could you send me his email address or website? Thank you!

[@dibari22]

What if you've just been hiding cash under your mattress for the last 20 years and you wanted to pay for the home with $250,000 in cash but it was never in the bank?

[@Robyncavallaro]

Sounds like a lawyer question.

[@matthewharmon9121]

I'm hearing you say "bank statement showing the cash". Does this mean that if I have the money sitting in a Fidelity Investments money market brokerage account, then this type of statement would not be accepted? It would be hard to accept putting 400K into a savings account at 0% interest!

[@Robyncavallaro]

I said also if it’s in an investment account, you need a copy of that statement. It doesn’t necessarily have to be in a bank account.

[@Robyncavallaro]

What I said was whatever type of account you have the money in we need a copy of that statement. I did mention I’ve had buyers send me a copy of their 401(k) or their investment portfolio, where the money would come from.

[@karenschuster9831]

Do you have tax stamps in Florida

[@Robyncavallaro]

Yes we do. The doc stamp here is .70 per every $100 of selling price.

[@auroranite]

@@Robyncavallaro please explain what this is and how a Buyer is affected? Tks

[@michellegaines-mitchell7937]

What tax benefits do retired military get ?

[@Robyncavallaro]

If you are military related 100% disabled you pay ZERO in property taxes in Florida

[@michellegaines-mitchell7937]

@@Robyncavallaro what about other percentages? I know about 100% people

[@martinweber202]

i called you but u did not answer

[@Robyncavallaro]

I’ve been on the phone all afternoon. Try again, please.