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Section 8 of the Housing Act of 1937, often called Section 8, as repeatedly amended, authorizes the payment of rental housing assistance to private landlords on behalf of low-income households in the United States.
Section 8 Housing Choice Vouchers - Generally, very low-income families (50% or less of AMI) are eligible. However, low-income families (80% or less of AMI) may be eligible if the families meet other specific criteria (e.g., elderly, have disabilities).
The Section 8 Program is an initiative under the purview of the U.S. Department of Housing and Urban Development. The program aims to provide access to safe, clean, and affordable housing for very low-income families, those who are elderly, and those who are disabled.
There are four basic types of Section 8 voucher programs, each administered just a bit differently.
· Tenant-Based Housing Choice Voucher (HCV)
· HCV Homeownership Voucher
· Project-Based Voucher (PBV)
· Project-Based Rental Assistance (PBRA)
The program typically issues vouchers that individuals can present to landlords who have agreed to be part of the Section 8 program. The program then pays the landlord directly for the value of the voucher, while the tenant makes up the difference. Though this is the basic model, housing voucher programs are administered locally by public housing authorities in a variety of ways.