What is the Difference Between HMO, EPO and PPO, Medicare, Marketplace, and More

[@DanielSimental-f5b]

I sense PPO is better despite being higher monthly costs but is better and more convenient. For example, imagine having to wait weeks for your PCP to get referral for a specialist. However, if it's urgent and you can't get to the PCP in time, might as well go to the ER and spend lot more money. In addition, you were have to pay two copays going to your PCP and specialist. This is why I prefer the PPO plan

[@iHealthBrokers]

We absolutely agree!

[@SuperTimmorris]

Hi can you pls explain Medicare HMO PPO vs Advantage HMO PPO.

[@iHealthBrokers]

Medicare Advantage offers HMOs and PPOs. Original Medicare does not as there are no networks. So, the same differences highlighted in the video apply. Basically, PPO: higher premiums, in and out of network coverage, no PCP, no referrals. HMO: lower premiums, only IN NETWORK coverage, PCP and referrals required.

[@phillp7777]

i soon have to get on enroll Medicare.. turning 65.. but see Part A is free i guess.. worked 40 yrs.. but Part B is huge $164.90/mo Can't afford that no way No job. No income. $0 inc. No way !! in MA Can I get Adv plan or MediGap or sthing.. idunno to help pay ..tax credit ? to pay Part B and or Part D too. (is that Part C then kinda?) so stupid confusing. MC rly rly rly Suckkks charging Everybody $164.90 + higher for US govmint bs insurance. What a Ripppoff.. and get very little for it to boot huge huge deductibles.. copays etcetcetc. What a load crap. smfffh can't bevlieve it

[@iHealthBrokers]

Hi Phill. I saw your other comment as well. Definitely look into DSNPs and Medicare Savings Programs. We have videos here: kzbin.info/www/bejne/nmapanuun5Kprc0 and here: kzbin.info/www/bejne/g4KvaKNjnJiobas Feel free to call us with any questions! 888-410-344

[@alwaysthinktwice6612]

It may be too late to address your issues, but for others, see a Health Insurance Broker. They can help you decide and sign you up for any of the programs available in your area. Takes away your stress and there's no fee to you. Whichever insurance company they sign you up for pays them a fee. 9 out of 10 people that sign up on the Marketplace do so when they qualify for assistance with the payment. For those who have a larger income (I think it's over $20K per year for an individual for single coverage) you don't need to go to the Marketplace to sign up. You can go directly to a company or it's better to go to a Broker, which compares network types and companies for your needs and signs you up WITHOUT a fee. My son is aging out due to turning 26 and a broker was so very helpful.

[@shyam1280]

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[@iHealthBrokers]

Hello! I am afraid that I do not understand your question... Are you asking if we are hiring? We do not do medical billing. We are health insurance brokers.

[@shyam1280]

@@iHealthBrokers thanks