What US Insurance Companies Aren’t Telling You | Informer

[@VICE]

Watch Next: Nightmare Confessions of a Former Shell Consultant kzbin.info/www/bejne/q3XYonyIhM2qkJI Our informer spent over 10 years working as a health and safety officer for the petroleum giant and told us what she heard, directly from thousands of fossil fuel workers around the world.

[@mandy648]

I had one of these people call me to collect a $20 bill & when he asked why hadn’t paid it I said, “We lost a child & it slipped through the cracks.” He started crying on the phone & never called me again. I hope that day he quit his job & found one that brought him purpose.

[@bigcrazewolf]

Lets not forget stock buy backs and giving shareholders money.

[@SgtKickAzzYT]

So with that CEO getting shot, & they are claiming he's a terrorist. But how is the health care in US, or the insurance companies ANY FUCKING DIFFERENT THIS IS ABSOLUTELY DIGUSTING! MAKES ME SIICK TO MY STOMACH THE WORST PART IS ITS NEEEEEVER EVER, GONNA GET BETTER.

[@rickgrimes7948]

In the wake of the recent retaliatory murder of a insurance ceo the premise of this video alone is an incitement of violence.

[@Alex24357]

Is this a reupload?

[@haveyoutried369]

My best friend punctured his lung after accidentally falling out a tree. In fear of crippling medical debt becoming an insurmountable burden on his family/friends, he chose not to seek medical attention and choked on his blood in his sleep later that night. He was 33. This is America.

[@jzm2293]

Sorry to hear that my deep condolences he didn't deserve to die so soon🙏 😥🫂. It's sad how people have to sometimes choose between death and insurance. I pray that this whole thing be a 180 turn to the Healthcare industry

[@sandy_sd10]

I'm so sorry for your loss. Hugs i😢lost my sister in May. She died of a massive heart attack after a double fusion. She died in Mexico 🇲🇽 because her deductible was more than paying cash in Mexico. They denied her for months for the operation. She was desperate and in so much pain. My oldest sister lives ìn Mexico (immigrants), so she had received medical care there before.

[@Sophie-cw7bf]

What the hell, killed himself to protect his family against debt I would do the same thing and I’d be buried in my garden funeral costs are a scam too 😢😢😮😮😮 this world is so cruel 😢

[@Tropicalbreeze487]

I’m so sorry

[@angusmatheson8906]

America is broken. Free Luigi Mangione.

[@Cats_Are_Scary]

I worked remotely for United Health Care as a prior authorization pharmacy technician. I lasted 3 months. The amount of people not getting their medicine was insane. I thought I was doing the job wrong, I thought what the hell is going on here. I quit and never looked back.

[@jaguarvssnake]

Thank you for speaking up.

[@ZekeBriarcliff]

Hell, they were probably about to give yo a bonus.

[@bluebandites]

@@ZekeBriarcliffoh my money over peoples lives

[@spootnik00]

That's why they are now using AI

[@paulgavian90]

Gurl who cares..dey just humans

[@Onora619]

They bugged my mom while she was in hospice too. Their response: Well, since you're dying anyway, why not give us what you can? AKA "You don't need your money. Just give it to us" Brian Thompson denied or delayed her insurance until she went from first stage to fourth stage. When she got too sick, she moved in with us and I was her caretaker until she died. She had had a fighting chance if Brian wasn't like "naaaaah" There are millions of people just like me and they grow by the millions every year.

[@NihonKaikan]

You are American. You voted for it. You did it to yourselves.

[@CraiiZeD]

@@NihonKaikan?????

[@crankypantsmcduff]

​@@NihonKaikanAre you ok?? These people needing insurance didn't ask the government to allow corporations to take over basic human rights and to make money off the backs of the people making them rich. They can vote, but the government still does what the government does. Normal hardworking folk who have nothing should not be experiencing the pain of making choices as to whether eating or paying to stay alive is the most important decision that they have to make. Bankruptcy or Death is a decision nobody should have to make. Corporate greed wasn't wanted by the population, yet it still goes on. If people are paying insurance then they have a right to use it for their care, even though universal healthcare should be in place as its a badic human right.

[@thepolishedwook]

​@@NihonKaikansaid someone who obviously doesn't understand the electoral college. 🙄

[@CrystalAlvarez-q8q]

@@NihonKaikanI’m guessing you’re not American since you don’t know how 💩 works here.

[@valaquenta220]

And the media still tells us to feel sorry about the CEO that got killed.

[@kevinhoward7605]

We dont

[@hbennett5640]

Healthcare Corp probably paid media to have that done...they have billions and want good PR...all a scam.

[@robinroupe9940]

The media can piss off.

[@ipickedsomething]

"Resistance is futile"

[@MrDecessus]

Never.

[@willboler830]

Yes, just a reminder, there are people out there that cheer when a person in despair cries. That's who we're fighting.

[@eksbocks9438]

And unfortunately. American culture will always say it's "Free Speech."

[@SL-ws6gg]

Oh, but don’t we care about the pooooor ceo. I saw corporate news trying to push a narrative that he “didn’t work for the money” … um why else would you accept $100M a year to make profit for shareholders knowing exactly how many people would die because of it? Anyone believing them has lost it.

[@ZetaMoolah]

@@eksbocks9438the line between the 1st Amendment and 2nd may blur

[@Jolene-t1t]

That's not what we're fighting. The fight is against the human condition

[@ANewPlace]

The demons cannot win

[@denisbouvier1489]

Too much inequality and not enough humanity.

[@BoopOnYourNose]

Reagan opened the last flood gates of unregulated greed

[@Kllama]

Words of wisdom

[@ViceHawk-c8n]

I AM HERE TO DO SOMETHING ! To do SOMETHING I WILL NOT BE DISRESPECTED AGAIN! I NEED HELP PUSHING MYSELF INTO POWER #MiddleClassSlavery 100,000 jobs is NOT going to fulfill me WHEN YOU ALL ARE FAILING AT WHAT YOU ARE DOING! ( ex. nba playing like basketball lords )

[@i-love-comountains3850]

​@@BoopOnYourNose Nah that was CitUni.

[@CliveRosfield.16]

Wake UP, America is the most EVIL. It brainwashed people around the world to believe you have democracy and freedom and rights but YOU REALLY DON"T. ENSLAVEMENT

[@Tap02]

This is why Luigi will always be remembered as a hero.

[@jongxina3595]

Mario and Luigi are the GOATS

[@shacktime]

His act will be in vain if we don’t all start stepping up.

[@onebeets]

@@shacktime this.

[@n.g.l.]

But how does that change anything???????

[@paulewog857]

@@Tap02 deny, defend, depose

[@ugib8377]

Pay insurance on your car, on your house, for your health. The second you need to make a claim on any of the above, they fight you tooth and nail to not fork it over. Sounds like a scam to me.

[@SammySosa4N]

Sounds like they think they’re untouchable

[@kshillingford4921]

That's what happens when you are in bed with the "representatives of the people".

[@thunder8185]

Unaffordable health care coupled with such a high cost of living. Propaganda has made us belive this is the best country in the world.

[@lolalalia4119]

Worse yet, McKinney and united Healthcare convinced the UK to start privatizing the NHS back in the 70s. These two American companies convinced Thatcher that the NHS needs to be a profitable business when that is exactly opposite of what the NHS was created to do. Now Republicans and the insurance e industry uses the NHS failings as an example of of why the US should never get universal health care. John Pilger with Endever just released a great about this

[@Makabert.Abylon]

Yep the morons of your country (the majority) think it’s the best country in the world.. And that’s by design by your government.. What is the point of even complaining about something if you know you live in the greatest country, then you also know that it can’t be better anywhere else. So nothing will ever change for you, you are doomed

[@tatchik77]

I know what you mean. When I hear people talk about "indoctrination" of kids in school, I think, we were brainwashed from kindergarten (I'm 46) to believe we live in the best country in the world. The wool is no longer over my eyes!

[@LemonHead-sq5ws]

It’s one of the worst and most depressing

[@Makabert.Abylon]

@@tatchik77and to never ask any follow up questions. In general you are a very uneducated people will extremely little knowledge about the rest of the world, and just as designed by your government. For them it really is the greatest nation in the world, they can do whatever they want!

[@lindalily69]

I just read a story online about someone's father who needed MRI to check for cancer that runs in the family but kept getting denied by the insurance company for over a year until the cancer became stage 3 and the father died 3 years later. He could have lived much longer if he had MRI earlier but the insurance company killed him instead. Absolutely disgusting what these companies get away with

[@jzm2293]

Sorry for that poor loss 🫂😢

[@obeii1805]

They will definitely deny diagnostics testing. They pay 4 an X-ray when the cases really needs a ct scan or mri

[@jzm2293]

@@obeii1805 even at times when it's really needed they still deny people have to be fighting on the other end of the phone just to get approved and it's sad what these poor folks go through just to get approved 😢

[@susiq1121]

I'm literally in an appeal because they denied a pet scan for stage iv cancer treatment check

[@angelicamichelle1646]

How much you want to bet Congress owns stock in insurance companies

[@xTHBlitz]

Mangione will be cemented in history as a type of Robin Hood. He did what millions who have been denied wish they could do.

[@wayfaringstranger]

People who feel like they have nothing to live for and nothing to lose have unimaginable power to change the world

[@marketingmasters3550]

@@wayfaringstrangerhow about you lose everything and make that change.

[@xxfiza.]

@@wayfaringstrangerthats the thing, he had everything to lose and obviously lived for a lot of great values. If only he had an army of media supporting him

[@KaitoverMoon]

Despite what his views and beliefs were, Luigi's actions were largely beneficial to us as a society regardless of the morality of it. "Eat the rich" is right, because they've been gouging chunks off of us for basically nothing.

[@itsdweezy]

There will be many more. This is just the beginning.

[@LexiWarner247]

Luigi isn’t a criminal, the privatized healthcare companies are.

[@nintendo_26]

I went to high school with one of the daughters of United Healthcare's founder, Richard Burke. The amount of money that girl had was disgusting. I remember hearing that she totaled her $95k Range Rover and her parents bought another one two weeks later. This was all happening while at the same school, one of my friends' mom lost her job after recently being diagnosed with cancer and she was struggling to figure out how to pay for own healthcare.

[@ElDigBick]

CRAZYYYYY!!!!

[@RykerMcDuffy3487]

Why would they send her to school with people who can't afford to pay for healthcare? I think you are lying becsuse rich people keep to rich people

[@nintendo_26]

@ if you must know the girl who’s mother couldn’t afford it went there on scholarship. Many expensive private schools have scholly kids. Look it up!

[@nintendo_26]

@evanmarshall3487

[@NerveFlux]

@@RykerMcDuffy3487 I can believe it possible because some rich people got rich because they are cheap.

[@sabustioneldrago3432]

This reminds me of the movie the Incredibles, where Mr. Incredible works for the insurance company and his boss says "I don't care about their coverage, Bob! Don't tell me about their coverage! Tell me how you're keeping Insuricare in the black! Tell me how that's *possible* with you writing checks to every Harry Hardluck and Sally Sobstory that gives you a phone call!" or "We're supposed to help *our* people! Starting with our stockholders, Bob! Who's helping them out, Huh?" They hit that nail on the head long ago. Its just money > people, that's all it boils down to, and we all suffer for it.

[@Himmiefan]

It's the exact some for for-profit hospital chains. They make money off sick people to benefit their stockholders, and yeah, they'd pad bills to Medicare.

[@kelseyjaffer]

A Bug's Life had a not-dissimilar message. Oh, the days before Disney and Pixar became heartless, greedy corporate overlords themselves.

[@AndrewThibeault]

And then when Bob almost kills his boss, it's the start of his return to heroism.

[@justjoshin69]

I was just about to comment about this the similarities are impeccable 😮‍💨

[@tomomihisaya]

A company is like a clock it only works when all of the cogs work together. 😂

[@Evanrholloway]

I missed a power bill when I was going through chemotherapy treatment in my early 20s. The bill got sent to collections and in a moment of frustration I said to the debt collector “Do you enjoy having a job that requires you to harass cancer patients” and he actually replied with a stone cold “Yes.”

[@parakhmody1413]

You mean they didn't, just cut out your power after you missed the bill?

[@Gnome-kc7pr]

They're not even people. We've been trained to believe everyone is of equal value but that just not true. Some of them are not human.

[@kautzman2334]

@@parakhmody1413 a lot of places thats illegal to do. some peoples lives rely on electricity. theyll just rack your bill up instead

[@invaderbrynn]

​@@parakhmody1413they will cut the power off AND come after you for the money.

[@MonkeyDChevy]

@@parakhmody1413most company’s have a one month policy

[@sarahc6473]

My aunt was diagnosed with cervical cancer. She had to go to a hospital for some procedure. Her Dr. kept insisting she not allow them to talk her into a biopsy. He had past patients charged $1000s for unnecessary biopsies. The staff kept hounding her to get one. Finally one Dr. at the hospital said it would only be for research to help future cancer patients. He assured her she wouldn’t be billed. Charge was $28,000. Fortunately we had multiple friends & family who were there that day who said they would testify in court that she was lied to. Only then did the hospital drop the charge.

[@jessicamaclean5767]

We get cervical cancer screenings for free in Canada and they send self screening kits to your house (they even pay postage)

[@tjrichez4297]

@@jessicamaclean5767Canada is Amazing ❗️

[@KadijaLegagneur]

Its true. This person is not lying. I worked in a hospital to get people's insurance info or sign them up for insurance if they didn't have. It was a miserable job and I was led by soul less, apathetic idiots. We had to constantly call patients, family members and even friends to make sure the hospital got paid, even if the patient was dead. There were cases that were so tragic and triggering, and my coworkers just told me "you'll go numb and just stop caring." I knew from that point I had to quit. I gave it 6 months.

[@vodka.mamaza]

be very careful about speaking on this publicly on any of your accounts. this person is masked because insurances and healthcare systems are extremely sketchy and they probably would come after anyone who tries to speak on it

[@goldblooded161]

Smh WOW

[@Ashtoobaked]

be careful out there .

[@KadijaLegagneur]

Thank you guys for the precautions. I’ve thought out the consequences and whatever happens, happens. We shouldn’t be scared into being silenced. They want us to be sheeple, but guess what? Well behaved women don’t make history.

[@kirbysthiccthighs]

@@KadijaLegagneuryou’re brave and inspiring. we need more people like you- and a person like you is what i strive to be.

[@ostegonation]

I had back surgery in 2016 to take out part of a disc that had ruptured into my spinal cord and made it so that I couldn't walk. I had to fight with that insurance company for 8 months while unable to walk. I've been fighting with them for about a year now to get an MRI to see what's going on because the pain is coming back... Two days after Luigi snuffed out that CEO I was approved and I'm having an MRI on the 3rd. Luigi did in one day what all of the corrupt politicians and CEOs haven't done in DECADES.

[@erinhilliard9347]

You deserve a thousand likes

[@maxstone9148]

Luigi is a National Treasure!!!!!!! 🏆

[@lexiecon_0G]

It pisses me off HOW CLEARLY you should get an MRI because of your past medical history BUT they didn't want to cover it because clearly your need for an MRI should be based off the average person insured by the heath care insurance. I hate health insurance. I'm glad you were able to get your MRI

[@ostegonation]

@@lexiecon_0G I appreciate that thank you! I can't believe how much pain I was in just laying on a flat board for 30 minutes for the MRI. I hope that my surgeon helps me come up with a gameplan when we review it in two weeks. Hopefully I'm not waiting another year for the treatment part of it. 🤞

[@ostegonation]

@@erinhilliard9347 I just wish there weren't millions of people with stories just like mine, or worse than mine.

[@elliehomes]

Luigi, meaning “renowned warrior.” He risked his life to fight for ordinary people.

[@camillemitchell301]

Please do not call him a hero. Two wrongs don't make a right.

[@Dan-zc3ou]

@@camillemitchell301 But a million wrongs make a business apparently, whether you are a bootlicker or a Cia/Russian Bot matters little, you have chosen a side

[@conley2729]

@@camillemitchell301 he was a hero. Like hercules or super mario

[@camillemitchell301]

@conley2729 good for you. Hope that works out for you.

[@once_upon_a_canopy_tree]

​​​@@camillemitchell301You are the definition of evil. You will sit there and condemn a slave who killed his Master because he sold his wife and children, and grape his slave wife.Two rights don't make it wrong you say. You are the worst kind of human being because you will sit there and allow corruption to happen and say, "cest la vie" , or, they will get their payment back someday, cheer up. Brute!

[@Sy8ro]

The craziest part is- all this is unnecessary. As a Canadian, I don’t understand how America hasn’t implemented basic healthcare. Meanwhile, the military budget is gross!

[@hbennett5640]

Me either. America is going down hill.

[@ipickedsomething]

This country shouldn't exist. It was born of a rebel cause and stolen from the original inhabitants. Everything about America is wrong. This place fkn sucks.

[@MrDecessus]

Because we have not crashed as a country. Look at how many wars and conflicts we get into to keep the population believing how great it is we are safe. LOL any soldier will tell you the population is far from safe if they get to loud.

[@LWoodard-v1p]

Racism. The belief it’ll help black people so whites don’t want that

[@doniciovelasquez9904]

American here. Military budget is for military industrial complex don't you know?

[@Babyshoes777]

There’s the old vice.

[@gu1l7y5p4rkfiles]

Old vice waited for violence and latched onto it to dictate content? yeaaarite

[@Idahoslav]

Old vices die hard

[@AWAKENER77]

Amen!

[@saiasura]

When the world needed em most they came back 🎉

[@AWAKENER77]

@ I just ate a whole pizza watching this and it was amazing on a Sunday.

[@XxXenosxX]

For profit healthcare is an embarrassment

[@dontcallmecute826]

Remember Hillary tried to give us universal healthcare (i.e. Medicare for all)? She was absolutely destroyed by Big Money because of that.

[@yert5035]

yep. did you know our taxes funded the discovery level research responsible for our medical innovation? not only are they murderers but also thieves.

[@CAKESLAPPA]

It is institutional violence.

[@denelson83]

​@@CAKESLAPPAWhich Americans are unfortunately stuck with.

[@TheCyberMantis]

Crimes against humanity.

[@TokoBuds]

Keep this content coming everyone. Insurance companies deserve to be infamous. If there is such a thing as "the enemy within", it's them.

[@GonzoLibre-pl3lc]

Right on!

[@bioxbiox]

One of my best friends was a medical officer, veteran from Afghanistan. He started working in a medical insurance company in the US with one main duty - to find even the slightest deviation from medical practices or potential to share responsibility with the patient - ate fast food regularly (liver failure), cleaned bathroom with detergents unprotected (lung emphysema), walking to work under the sun without SPF cosmetics (malign melanoma), wearing a backpack with tools while walking to work (joint replacement claim), etc. This hardcore man was so broken after less than two yeas of working there that he quit and eventually emigrated from the US. He said, that his only performance benchmark was how much money, from what they had to pay for the patient, he saved. He said that there were soulless psychopaths around him who earned 150-200 000 annually by denying lifesaving procedures or death insurance compensations. Actually, if someone successfully denied a death claim, they had a mini celebration with clapping and using the argument in the "lessons learned" trainings.

[@emcee1337]

in Europe when you sign a travel health insurance it clearly says it covers all countries except for USA.

[@aiaesthetics1124]

Yup because no one in America takes travel insurance. They dont want to chase the claim.

[@wintermonroe2894]

Smh smh😲🤦

[@JoieDeVivre35]

Wow 😢

[@mikeoxsbigg1]

Fourth world nation.

[@kasperk679]

this was a shock when I saw this in the papers for the first time. indeed, every country except America and some (very poor, very small) African countries.

[@aznballaboi4life]

It boggles my mind that someone who's dedicated 8-10 years of their life pursuing a career in medical field, become a doctor, and begins practice gets denied necessary equipment and drugs because some "specialist" from an insurance company doesnt think you need it to perform medical care. A doctor would be denied anesthesia for a 4 hour surgery because some "expert" from insurance says no you just need 1 hour to save money.

[@JhonIdrovo-the-human]

That “expert” is a finance guy checking where to cut costs. I know because I was close to that field. It got disgusting and I changed careers

[@blueprairiedog]

The people making those rules, and overseeing refusals, are licensed physicians. Medical directors make great money helping insurers refuse payment.

[@BeGioBijoux]

Many don’t go to med school to be a Good Samaritan, they go in for the money.

[@aznballaboi4life]

@@BeGioBijoux either way they saving lives

[@jacoblehrer4198]

@@BeGioBijoux Then they are incredibly naive.

[@beccaleigh7744]

The nurse at the second hospital whispered to me that I shouldn't have told the first hospital who my infant's insurance carrier was, and to never do so again. Sadly, we never got to test out that advice. The menengitis they ignored caused her to have 6 strokes overnight, which she did not survive.

[@rebeccawright5987]

I’m so sorry 😢

[@janetrogers4738]

I'm so sorry for your loss.

[@joannajamerson35]

😢

[@mrpumperknuckles1631]

Wait I thought Menegitis was something only people in their 30s get…

[@Matthew-hl5eg]

@@mrpumperknuckles1631 From what I understand, Meningitis is a bacterial infection, so anyone can get it. any illness of course has highly increased chances of complications for infants, and those sections of hospitals should have higher level of alert/knowledge when the baby acts strange/sick. Sorry for OP's loss, sue for malpractice (if not already).

[@chrisstrawn3396]

This is despicable, stuff like this is why Luigi Mangione is such a folk hero.

[@MarieRoque3985]

Thank you Vice for actually covering the real villain in all this, the US for profit health insurance industry!

[@Misplacedvter]

I second that!! Thank you for speaking on this corrupt industry. You’re doing what every single media company is afraid to do. Education on what goes on behind closed doors.

[@beerdedwanderer]

So don't buy health insurance, just pay cash at the hospital.

[@slappy4braps20]

They will literally raise the price of your medical care because you have insurance and a lot of times you end up paying the exact same as just paying them cash. Has happened to several people i know.​@@beerdedwanderer

[@adamalexander4883]

@@beerdedwandererObviously you can’t do that, a Percocet will cost you $500. Any surgery will easily run you in the 5, sometimes 6-figure range. We understand the system is corrupt and run by sociopathic monsters, but the game is rigged and we have no choice but to participate.

[@iceman9678]

Govt mandated + ins collusion is the worst form of healthcare.

[@naru694]

My friend did this job in college and she said every day she would go to her car during lunch and just cry. Her managers would get in her ear while she was on a call and try to make her be more forceful or lie to people or even yell at them but she just couldn't do it and ended up quitting.

[@blueoutrun]

This is very similar to a friend's story of mine who also worked in insurance. She was often just the messenger, but had to take regular breaks because the mental toll was so high. One story really stuck with me about an elderly man having to choose between his home and his wife's medication and she had to tell him the insurance denied him coverage. They were old. Retired. The man just didn't want to choose between his wife and being homeless. He had insurance! It's horrifying.

[@bunnyfernwood]

I’ve been being hounded daily by a debt collector over an ambulance ride I couldn’t afford yet had no choice but to take. The emergency room I went to sent me to another hospital and didn’t give me a choice bc of the state I was in. Yet my insurance company deemed the ambulance ride unnecessary. Insurance companies can eat dirt. Soulless corporate policy should not apply to healthcare.

[@Shay-rx4xu]

U can get the bill to zero

[@saltblush]

You can block them you know

[@bunnyfernwood]

@ oh I do but they keep calling from new numbers lol

[@tw8464]

It's crazy people pay thousands and thousands and thousands of dollars for "health insurance" work like slaves many with fake "salaries" 10, 12, 16 hours a day, and night never get any real vacation, no paid parental leave, practically chained to their "workplace," and even despite all that, they can't even call an ambulance even one time they're having a heart attack from all the stress the modern slavery caused, or they'll go completely bankrupt lose everything. This whole "trickle down" crime syndicate "system" is utter insanity

[@saltblush]

@@bunnyfernwood I block every number and if it isn't registered in my phone I don't answer.

[@CircusBean937]

When I was 17 I got in a car accident on my way to school and the other person’s car was totaled. His insurance company would call and threaten to suspend my license and sue me for $25,000 after my insurance had already given them $10,000. I just had a feeling something wasn’t right so I got legal advice. I found out I live in a state where they can’t suspend my license, nor could they sue me for $25,000 as a minor for an accident where I wasn’t at fault. Once I found out they were lying I blocked their number and have never heard from them since. Insurance is a scam in the US.

[@breeziibabii]

Insurace is a scam in CANADA too!

[@JhonIdrovo-the-human]

Needing legal advice when talking with a company that is supposed to tacaré offer you says it all

[@CircusBean937]

@@breeziibabii I’m actually surprised and disappointed by that. Lots of people over here always talks about how great Canada is!

[@lynb2039]

Skeptical. Insurance is vis a vis insurance, in USA, NOT the insurance going after ins CUSTOMER.

[@CircusBean937]

@ I wish I made it up, if I would have signed a contract with them I would probably still be paying on it over 10 years later. They were clearly trying to take advantage of me.

[@k.o.2456]

If you take a loved one to the hospital, DO NOT SIGN ANYTHING. My mom went to the ER. She did have Medicare. Nevertheless , they TRIED to get ME to sign to accept financial responsibility for her care.

[@LMLewis]

Good advice and very important. They did that at Johns Hopkins when I took my father there for cancer treatment. He had Medicare and they pretended it was just a formality. I refused, and they treated him anyway.

[@savannahlawrence4761]

A lot of providers, even non-emergency, will present a consent form for the patient to accept responsibility for costs that the insurance company doesn't cover. Don't sign that either.

[@Ami-zg5xq]

I agree do not sign anything when taking a loved one to the hospital. I had a coworker years ago who unwittingly sign ed when her mother had to enter the hospital. She became responsible for the bill and eventually lost everything including her home.

[@raftguy1376]

If there’s anything we’ve learned, it’s that if you’re gonna die, and insurance chose to deny, then you may as well do what Mangione did and take one for the team.

[@dmwolfson9224]

I worked for UHC as a nurse cross trained to case management had my 2nd call a cancer pt and ALL the notes were about how much money they had saved by denying treatments, visits, scans etc. As a nurse I felt so sick to my stomach and still do to this day.

[@greg6509]

Do you still work there?!

[@aawillma]

Where's mainstream media condemning The Adjuster now? THIS is the journalism that focuses on the heart of the issue. Why the only tears for that CEO are from other parasites.

[@emboheme]

They're all lining each others' pockets--why would they ever report on the actual issue other than gaslighting the American public into believing them? That won't make them profit...

[@AuntieMamies]

They're owned by people like Brian Thompson

[@scottfindley1345]

the workers that carry out the majority of this stuff are working stiiffs like you and me. they need to work, they need the job.. any job in some cases. the whole system is designed so that nobody has to take accountability.. its.. 'clean' murder. naturally the people at the top fully understand and cosign on this.. when youre the CEO youre the HNIC of that aparattus, thus blame (approproatley) is placed on them. I feel sad for BTs family, but we all have to make choices in what we do to make money, who that harms, etc. when another person loses their life because of it, noone is insulated.

[@matthewsanchez7953]

Legacy media is owned and operated by the CEO class. Bought and sold; they do as their told.

[@SL-ws6gg]

@@matthewsanchez7953exactly. If this doesn’t wake people up to the fact that their “news” is utter propaganda, I don’t know what will.

[@dodiebondwood]

Years ago, my husband had a hernia operation and he got strep and staff infection. We had capped the pay of the insurance so we were billed thousands of dollars. We were a young family at the time. Our son was 2 and I was pregnant with our daughter. We had trouble paying that high hospital bill so it went to collections. They constantly harassed us. One man told me to sell my house or sell my BODY!!! We tried to complain to management but we were told they no longer worked there. It really scared me. I still can't believe someone would say that. Over an operation.

[@adamalexander4883]

I would have to imagine the reason they no longer worked there was because they were fired for saying heinous things like that. The system is corrupted to the core, but they have to exercise at least some subtlety, they can’t be that on the nose about it, especially in the age of the Internet.

[@caryphillips4885]

@@adamalexander4883 You think someone would come up with that to tell people on their own? Obviously that was a top down decision and they were told to tell that to people. "They no longer worked there" is obviously just covering their own ass. That's what they really want.

[@visibletoa11userz]

That happened to me too

[@midwaymonster30]

Had state farm insurance for well over 25 years with no issues. Then, over a span of two years I had 3 claims. One of which wasn't even my fault. State Farm dropped me entirely.

[@Laulaulove]

Insurance is a big scam

[@inline4smilez]

100%

[@Shay-rx4xu]

Yup

[@Anyonka]

At what point are the doctors and pharmacies partially responsible? Pretty sure it's the billing depth at the docs/hospital that sends it to collections.

[@dickiemckay]

Yeh in the UK car insurance is mandatory, yet if you claim on it they increase your costs for years to come. They incentivise you not claiming even when you actually need to, and you have no choice not to be insured. They also discriminate on as much as they are legally allowed to.

[@pleasefeedmewaxworms]

@@Anyonka The doctors and pharmacies have long since been paid for by insurance companies. Generally speaking they ARE held accountable for medical malpractice while insurance companies keep making more and more money

[@MONEYM723]

Facts. I was under subrogation before. Lack of empathy is real. You can prove you have lost every single thing, literally dying and they will hound you.

[@Chickadeebunny]

Every time I’ve ever said insurance is a scam, people come at me and defend it. It goes to show how well they have programmed individuals with fear.

[@theironson1043]

I hear people doing that with car insurance saying "its necessary" it's Stockholm syndrome.

[@Chickadeebunny]

@ 110%

[@beerdedwanderer]

You should stop buying insurance and pay cash.

[@benfowler1134]

Wouldn’t surprise me if the scum operate troll farms to defend their interests. They can afford it

[@Chickadeebunny]

@@beerdedwanderer You can’t legally drive your car without having insurance.

[@JhonIdrovo-the-human]

Once I had a medical procedure done and when talking about insurance the doctor looked me in the eyes and said “the job of the insurance company is to not pay for this” and that was my introduction to the system

[@gracie0187]

When I lived in Korea, I paid approximately $5 USD for an x-ray of my broken toe, $2 for 5 days worth of cold meds, $3-7 for a walk-in doctor visit... Then I came back to the US. I am terrified of getting hurt or falling ill. Making an appointment to see someone takes forever. It is ridiculous here.

[@doujinflip]

I went to Seoul both for laser eye correction and to have my tonsils removed. Even paying full cash price it was less than half of what I'd have paid in the States.

[@opie7afe]

I broke my leg with no insurance last year...i could have flown to another country got good treatment, went on a month long vacation and still have money left over... in total it was close to 100k usd .. luckily alot of it was covered by a hospitals Charity fund and i got insurance eventually so that helped with a good portion as i ended up going through 4 surguries. Still owe probably 10-15k

[@Dr.Pancho.Tortilla]

at least the population in the US don't eat dogs and cats

[@mtaufiqnmtn]

Bad comparison, that's why you all did not get proper healthcare​@@Dr.Pancho.Tortilla

[@Masanumi]

​@@Dr.Pancho.Tortilla My god, is your comment showing your lack of education, manners and maturity. Korea is surpiorier in almost anything. Jealous?

[@CuriousGeorge4]

luigi mangione bringing back the old vice.

[@xibalbalon8668]

Dude single handedly sparked class consciousness in America without even knowing it

[@ryanfeller5765]

@@xibalbalon8668no he knew. This was a calculated gambled.

[@vgnlda]

@@xibalbalon8668 He's a valedictorian of his school. He knows that perfectly.

[@japple1080]

This is real journalism. This is what all the media companies should've been doing from the start. Brian Thompson would've been held accountable and still be alive if the media didn't turn a blind eye to our suffering for the money, its their fault for what happened too. VICE are complaisant too but better late than never I suppose.

[@H4NDCRAFTED]

Underrated comment

[@bannedmann4469]

Yup. The potential list keeps getting longer the more ya think about it..

[@AlexaBellaMuerte]

👏🏼👏🏼👏🏼👏🏼

[@mbohunsky]

All the media companies are owned by the same people that own the insurance companies along with everything else you consume. They will spoon feed you exactly what they want you to know and think. The illusion is starting to fall apart people are waking up and they are f@cking pissed

[@ReefCloverson]

Everyone should see this video, followed by your comment. Brian Thompson’s death is all the medias’ fault (and the people who control the media) for not covering the people. Instead they are following pointless stories that are forgotten. Our society has been rotted by intentional anti-intellectualism. It is in human nature to want better for the next generation. Our current system and media allows the human nature of greed to prevail, which leads to a decline in the quality of human life overtime

[@MVM.7]

I remember before Covid seeing interviews on universal healthcare. A lot of Americans were against it. Talking without knowledge about the topic. “It’s just bad because it takes a long time to get a appointment.” It’s good to see that Americans talk with more facts and discuss the problem.

[@blackpsychedelic]

I worked for a call center that priced apartments for customers. I spoke to an elderly lady who was looking for a home for herself and her dog after her current housing gave her a notice that she would be forced to move. I told her the price for the apartments and she just started crying on the phone. I immediately left, cried in the car, and accepted that I was unemployed until I could find a job that would keep me out of the misery business. I couldn’t imagine doing anything for an insurance company. It should be an automated system if they want cold humans.

[@nettewilson5926]

That’s where it’s headed.

[@Anna-ww4pv]

I find it hard to believe that you quit your job over 1 phone call.

[@akeleven]

Good for you!

[@ItsAsparageese]

​@@Anna-ww4pv I find it hard to believe that you're so naive and/or sheltered that you don't grasp how things work in real life, but here we are

[@Botis18]

​@@Anna-ww4pv I find it hard to believe that another person's feelings are any of your business, Anna.

[@cdub702]

This is why Luigi is a hero in my eyes.

[@BLACKONCODE2024]

I feel the same way about Chris, Micah and Gavin.

[@Charles-Darwin]

He technically has the moral and ethical high ground - hence the defamation.... a jury might realize that laws are social constructs around acceptable moral and ethical boundaries. If a person breaks a law, the govt can and does execute said person based on those laws. Insurance companies clearly exploit loopholes in and around laws, they profiteer on that. They break the law orders of magnitude higher - it's unreal and nonsensical that there's even such a business.

[@bherrin67]

Same, 100%. I hope and pray there are folks on his jury who feel the way I feel

[@crackerexterminator]

hero in the eyes of people with morals and a heart

[@crackerexterminator]

@@BLACKONCODE2024Chris Dorner?

[@etherean369]

As a Kenyan, I'm so happy that although we only have like 3 functional hospital chains(?), our insurance doesn't work like this. And our doctors are highly skilled and globally educated. Something as simple as an MRI, X ray and even surgery is accessible to most people now..and with socialized healthcare (since most people cannot afford the private insurance...which truly isn't that expensive for employed people), even manual workers in the village can afford to get limbs fixed after injuries and infections cured easily. Diseases like sickle cell are also easier to manage. USA isn't great anymore because human beings' dignity isn't prioritized and wealth isn't enjoyed by everyone. So can they really say they live better than majority of the world? Isolation, homelessness, poor healthcare and division: is this any kind of dream? Let's not forget the public doesn't acknowledge nor want to do anything about the fact that their country is a s3ttler colony. If the foundation is diseased, the building wil crumble eventually. Wake up. Only the people united by a common cause can bring change.

[@tina-mariecrocker5687]

❤❤❤

[@jenofire8724]

Isn’t that something… better healthcare in Kenya now… no, America isn’t a dream anymore.because it’s run by billionaires and corporations and greedy people who hoard resources for themselves.

[@beerdedwanderer]

Tell all that to all the Kenyans that come to the US and are highly successful

[@KKingTy03]

Agree with everything apart from the settler colony part. Although that obviously was bad, it's not the same situation as African countries who were freed from European imperialism decades ago in the 20th century. America is pretty much 100% settler now, the natives are less than 1% of the country, as such there's not really anyone to liberate at this point.

[@plantiful5619]

@@KKingTy03 Distinction without a difference. We started as a settler colony and, unfortunately for the indigenous people, were successful in displacing them. Which is the ultimate goal of a settler colony.

[@jamiesprinkbob]

back in the mid 90s my mom did basic secretary work for aetna and her boss really liked her so she gave her a "promotion" to handle customer service. during her training day she got a call from a woman whos husband lost his job/his insurance and his unemployment benefits couldnt cover the cost of their insurance. she was 8 months in to a very high risk pregnancy. my mom went to her supervisor sobbing and begging her to let her make this *one* exception and her supervisor straight up told her that "if we gave her one exception then everyone would get one". my mom went back to the phone and was crying telling her the news. she quit that day.

[@mikeshafer]

I remember a few weeks after my mother died of a 10 year battle with cancer. I was 16 and my sister was 18. A debt collector called from some insurance company and said we need payment. My sister told them that my mother was dead. The debt collector said "well can you pay?" My sister hung up. Horrible.

[@lynb2039]

They dont know your family makeup

[@mikeshafer]

@ I think you missed my point

[@benackerman779]

I was providing anesthesia to a patient who had a tumor on her spine and was supposed to have it excised. The surgeon was yelling on the phone to the insurance company because the morning of the procedure they had refused to cover the surgery to remove the cancerous tumor from this poor woman's spine--which caused her immense pain and lack of movement/ataxia. Eventually they covered it but the surgeon was on the phone for a good 1.5 hours. This is unacceptable. The insurance companies would rather pay for end of life care than a life saving procedure and that's the reality. If you're in the business of helping people cover the cost of procedures then cover the procedures--you will still be making plenty of money for what you charge and the deductible that must be reached for care to even be covered in the first place.

[@lordaizen6815]

That is heartbreaking to hear.

[@RonnieMyers777]

Company: You pay us just incase something happens Customer: And when something happens? Company: *_NO REFUNDS_*

[@Shay-rx4xu]

Just sick asl

[@ryannem1216]

Insurance is not a charity.

[@matthewsanchez7953]

Pay us money each month for a 20% chance on a dice roll that you get healthcare.

[@eurosonly]

No coverage for you

[@KhanhDinh291]

@@ryannem1216 you're right. its highway robbery

[@seamon9732]

Some people: "I don't want socialized healthcare, I don't want rationing, quotas and bureaucrats deciding who dies." Insurance companies: "Should we tell them?"

[@nissaforyou]

I will never forget 😢when my mom broke down when I was 13 or so with all the bills of the hospital on the floor. She cried so much, and I felt so impotent 😢😢😢😢

[@jzm2293]

😥

[@jzm2293]

I feel her pain truly as well 💔. I had a breaking point back in February I cried cause I was sent a letter in the mail that my medicaid would be cut off march 30th. I had very bad migraines that I thought my brain was going to come out my skull it took me a long fight till I thankfully got a CT scan at urgent care in mid March. Nothing was found thankfully. It was just bad anxiety running physically in my body. I was referred to the neurologist I cried because my anxiety attack was working full time spreading to all of my body to ache badly. I was in the middle of seeing the neurologist when I got my medicaid cut I even remembered seeing a different doctor due to my unbearable full time anxiety attack she told me there's nothing serious and ruled it anxiety she truly was the best she was like a mother who heard my cries and hugged me when I left that day. It's sad to loose insurance plus I heard alot of people and children who lost their medicaid in March in the middle of treatments too its heartbreaking 💔 😢

[@ca60453]

This is my number 2 reason for wanting to leave the US is healthcare. Its insane how that your ability to live is determined by your wealth. No wealth means you have no value. That is how America sees you.

[@iceman9678]

For the most part, lifestyle choices determine longevity.

[@sierrawest6568]

​@iceman9678 not true in a country where healthcare creates billionaires instead of health.

[@frankjamesbonarrigo7162]

@@iceman9678 I’d say genetics, but you missed the point of the ops post

[@iceman9678]

​ @frankjamesbonarrigo7162 maybe you're right. There are many genetically obese people, genetically inactive people, genetically drug & alcohol addicts... Cash pay healthcare in the USA is pretty reasonable but the vast majority of people are incapable of saving. Example: broken femur cost ~$11k and distal bicep tear ~$9k. Each one of those was cheaper than annual average health insurance premiums - deductibles notwithstanding.

[@geophrian]

​@@iceman9678 My juvenile epilepsy and appendicitis at age 12 were due to lifestyle choices? Fascinating insight. Thank you for your valuable contribution to the discourse.

[@0V3CHKiN]

The thing is that in some (if not most) cases, debts for a deceased person don't legally pass to another family member. They just call and threaten to do something if not paid. That should be illegal.

[@jesus2621]

Or people should not answer unknown calls and block any spam or unknown calls

[@steammachine3061]

Debts of the deceased die with the deceased. At least they do in UK law. If you provide any debtors with the death certificate of the person who's debt theyre chasing. There's no quesrioning that certificate. The debt is automatically there and then written off and walked away from.wven any assets that were bought but weren't fully paid on are ignored and passed on to the next of kin. If the deceased had an estate (money assets etc) when they died debtors are in a line behind funeral expenses. If and only after funeral expenses have been met and there's any money from that estate left can the debts be paid out of there's enough money left over. And usually debtors in the UK won't even chase it if there is out of respect to the next of kin

[@lunallena5594]

It depends on which state filial laws are enforced.

[@islabee94]

​@@jesus2621 placing the blame right where it belongs eh 🤡

[@Freakerbythespeaker]

That's happening with my dad right now. My mother died in June very suddenly without an estate, making him not responsible for her debt, but anyone that is owed money will continue to call and call and send emails and snail mail, refusing to give up. Vultures, all of them.

[@thisisfyne]

I broke my arm when I was a teen. It cost me nothing. I had to have my appendix removed in my 20s. It cost me nothing. I had to have sinuses surgery in my 30s. It cost me nothing. I now live with chronic illnesses, and I must see many specialists. I must go through many medical exams. All of that costs me nothing. For all my life, I've never had to deal with a private insurer aside from the one via my employer, to cover for pills and other general medecine. I'm very lucky to live in Canada. Sure, we pay taxes, but the insurance nightmare of the USA is a completely foreign concept to us.

[@thisisfyne]

@@cirilloucazzu4457 Life is extremely cozy here, you'd be a fool to believe otherwise

[@nikicervin2078]

Swede here, born and raised. I thought you might be interested in how the healthcare system works in Sweden. As you probably know, we have universal healthcare, which means we pay very little when we need medical care. A doctor’s appointment costs around $20, an appointment with a therapist about $15, and a visit to a nurse approximately $10. If you need to visit the doctor several times a year, the costs can add up. That’s why we have something called "högkostnadsskydd," roughly translated as "High Cost Protection." This means you only pay up to a cap of around $130 per year for healthcare. For example, if you have 12 doctor’s appointments in a year, you’ll still only pay about $130. The same principle applies to medication, where the annual cap is approximately $240. What if you get seriously ill and need hospitalization? Children up to 18 years old don’t pay anything. Adults pay around $20 per day during their hospital stay. Hospitalization costs are also covered by the "High Cost Protection," so even if you’ve had 12 doctor’s appointments and stayed in the hospital for 20 days, you’ll still pay no more than about $130 annually. How about the ambulance? Depending on the region, it costs around $20, but you don’t need to pay if it’s life-threatening, or if you are under 19 or over 85 years old. Our healthcare system isn’t perfect, but we can’t really comprehend the reality Americans face where you can be denied healthcare. It’s a human right! I really hope you take this opportunity to fight for your health. For those who wonder about taxes in Sweden; we pay ca 30 % in taxes, but are never denied health care.

[@michellem6826]

Unfortunately, the U.S. has a corrupt government where money and verbal speech are the same. So wealthy and rich businesses have a lot more speech rights. Their voices are prioritized and our mostly propaganda mainstream media is mostly owned by the wealthy and rich businesses. We are an oligarchy sliding into fascism. Trump’s re-election was mostly funded by 3 billionaires. Our public education system has slowly been defunded or watered down in many states. Most U.S. citizens don’t seem to know how the U.S. government works and that is intentional.

[@justinklenk]

Thank you for adding that much needed perspective, "from the inside." It truly helps. And is appreciated. ❤

[@beerdedwanderer]

That's literally how insurance works in the US too

[@nikicervin2078]

@@beerdedwanderer I'm sorry, I don't understand your comment. Do you mean how one pays a small fee for a doctors appointment?

[@beerdedwanderer]

@@nikicervin2078 that and maximum annual costs. Our numbers are different and depend on the coverage you choose. The coverage you choose determines your monthly premium. You get taxed for what you get and you get what you get. I'd bet that the wealthy in Sweden utilize private doctors though.

[@erin1569]

Thinking this is because of a few shady individuals is delusional. This is what the system was designed for, and it's working perfectly. Fight the system.

[@jabsdidit]

absolutely

[@athens31415]

When you live in an Oligarchy, it's not delusional, it's reality --- time to wake up -- the System IS run by a small number of people.

[@Pheyora]

Luigi started the revolution

[@erin1569]

@@Pheyora the revolution was started more than a century ago, you might've awakened to it thanks to Luigi

[@Pheyora]

@erin1569 no, no revolution has started a century ago. Class war is what started a century ago, I woke up to it back in 2008. I became radicalized back in 2011 when wall street elites laughed, mocked, and raised their white wine to protesters protesting the bail out. LUIGI STARTED A REVOLUTION. Period.

[@patti6178]

I am so grateful this person has come forward. We need more conversations about this. It's really telling that you have to disguise yourself like this just to tell truth to power without getting your life ruined.

[@prod1192]

A man had a mental breakdown and went for help. The insurance company said he obviously didn't need help since he was discharged 4 days later. They left him with the entire bill. What a scam

[@jamalsteward5044]

Holy crap, Vice actually gave us a new video and not a repost. This must be a sign, 2025 let’s gooo

[@dummkompf]

but this video is SOOO stupid.

[@Woudangst]

@@dummkompf Pretty ironic to say with a name like yours. 😂

[@clonazepanda]

@@dummkompf It’s not, highlighting an awful part of US society is definitely stupid. Sheep’s like you are the problem.

[@chrismaina1830]

​@dummkompf yes, corporate greed is dumb

[@ElRosco187]

@@dummkompf No you are.

[@bernuollifurmuoli5330]

Private healthcare needs to go

[@LevityBrevity]

Email your senator and house of representatives. If we all did that maybe we could bother them enough to change this crap. Fax, email, letter write, call. Easy to google their info! Do it!!

[@RealSurfacing]

These people are inhuman - the CEOs, their kin, board members, stockholders... all of them.

[@kasperk679]

stock holders over a insurance company, is that even possible? that is insane! (from an European point of view)

[@ronhartley4307]

WTF America!

[@user-gz4ve8mw9l]

The rich, government, capitalism, corporations ALL of it are monsters and criminals against humanity.

[@fourierxfm]

... and I hear it's open season, if you know what I mean. 😉

[@richerDiLefto]

@@kasperk679 They definitely exist.

[@volatilesky]

"heartless", "not having any kind of empathy", "getting in trouble for being a decent person". Suddenly makes sense how an ex has been working at all-state ever since she ditched 15 years ago or so.

[@kylefoster6795]

$6,000 for 3 MRI’s. Then they sent me to collections after 1 month of not paying the full amount.

[@Makabert.Abylon]

I would have payed $20 for each visit if it was 3 different occasions. Just as everyone else in the civilized world, except in the greatest country in the world tho

[@Zui9SPARTACUS]

Health and housing is a basic human right.

[@kylefoster6795]

@@Zui9SPARTACUS not in America

[@21pbx]

Hippa violation of the doctor to send it to collections

[@suedeB05]

That's because you're a bum and never bothered to set up a payment plan. They probably tried calling you but you just ignored it and now you want to play victim

[@night_city_nights]

Everyone in the US should see this video

[@LevityBrevity]

Email your senator and house of representatives. If we all did that maybe we could bother them enough to change this crap. Fax, email, letter write, call. Easy to google their info! Do it!!

[@DheaMediana]

Delay, deny, depose 🤢 Protect Luigi 🫶🏻

[@hbennett5640]

Universal Healthcare NOW!

[@antunesiaharris32]

I worked for a BS Debt Collection company in my early 20's. Many of the tactics shared in the video are one's we were encouraged to use. We made minimum wage but had opportunities for bonuses that relied on getting money in the door. The bonuses were crucial to cover one's living expenses. The worst for me, I inherited an account of an elderly Grandmother on a fixed income who was paying $65 dollars a month out of her $300 social security check on her grandsons disconnected phone bill so he wouldn't be arrested. Yes! We were encouraged to tell people Fraud Charges could result in an arrest unless the bills were paid. The woman called me before she mailed the payment and to confirm the payment was received. She was very sweet and over 80. It was horrible. Keep in mind, the company paid less $15 dollars to buy the $300 debt. Those practices were outlawed. It appears they are back.

[@lordaizen6815]

That is sickening.

[@thundergato84]

A medical bill went through collections. It was around $1,200. How much do you think the debt company paid for it?

[@lynb2039]

Illegal NOW

[@cirilloucazzu4457]

Yet you did the job and accepted the money. Interesting…

[@antunesiaharris32]

@@cirilloucazzu4457 The sweet woman was the inspiration to get another job. I shared with her she no longer needed to pay the bill as she would not be arrested. She contacted me on 3 Way with her Grandson. He too told her months before she was not responsible for the bill. He thanked me for my honesty.

[@TJ-vt6rt]

The good old U S of A. I have no idea how you guys haven't abandoned the place. The corruption in your country is astounding.

[@catoarce]

They actually believe it is the best country in the galaxy !

[@sp7749]

Not all of us do. ​@catoarce

[@itsdweezy]

We're going to take it back. Not everyone is asleep.

[@HarryBuddhaPalm]

The problem is that it's extremely difficult to earn enough money to leave.

[@pleasefeedmewaxworms]

@@catoarce I think USA has amazing people (working class), but their spirits are being crushed by the elites. If we all come together, even just 12 million Americans, we can absolutely regain control over corruption. Do I think its the 'best' country? No, but there are some things I love about it, and I believe if we could control the elites to not be so blinded by greed, we could become an incredible nation.

[@averagetim6190]

"collections" and "commission" don't belong in the same sentence

[@ballzysmxke]

im over 11k in debt at the age of 18 because i didnt have insurance when i got into a wreck. they suspended my license after sending the mail to the wrong address and now i cant even drive to work to make the money to pay it off. for 1 mistake my life is completely over and ive lost a lot of hope.

[@CRISSGRULLON]

Do not give up hope! Things are dire for a lot of us. But one mistake will not define who you are as a person. Now, if you learn from this take steps to change and get help, research resources that are there to help alleviate your situation. Heck, here on KZbin there are a lot videos about financial literacy and taking small steps to gathering control of your finances. I don't know if this will help in any way but don't stop trying second chances came for me in miraculous ways, I believe the same could for you.

[@jesseamaya4413]

The scariest person is one with nothing to loose.

[@sunnysideup4687]

As a Canadian, the very concept of health insurance is bewildering to me.

[@H4NDCRAFTED]

You pay for your healthcare , as do I in Uk. But it is social so we distribute those payments between those who need it. It’s more civilised and humane , but the money doesn’t come out of thin air so we do pay for it via tax.

[@littledottir]

@@H4NDCRAFTEDyes true, however I think the emphasis here is that what we pay in we have no issue accessing anytime it is required, without worry. For example; we don’t get denied heathcare services; nor are we forced into exorbitant debt *on top* of what we have paid into through taxes over the years (I am canadian, for clarity)

[@andrewvanos2916]

@@H4NDCRAFTEDalso we tend to have better drug price negotiation as well. So technically less total cost per capita

[@melaniemachete]

If you have a chronic illness in Canada, you still really need health insurance lol.

[@Kushgroove234]

Wait a few more years you’ll see it in Alberta

[@dianaavvv]

Ive worked in the medical field throughout my whole 20s ive seen how insanely corrupted the healthcare system in especially insurances. I hope they reallt start looking and holding people accountable, we the people have to put a stop its crazy how long its been happening as well

[@TryinaD]

@@mustbetrue1602the medical staff aren’t paid as well as you think lol

[@dianaavvv]

@ welp thats what i went to school for so 🤷🏽‍♀️ dont know what you get out of saying that comment lol?

[@GT-wj3gl]

​​@@mustbetrue1602As medical staff i can tell you that i dont see a dime of those profits. I'm barely getting by in this economy with hardly any savings. We don't make the prices and most of us actually do care for the patients in my experience. The people screwing them over are usually at the top making policies that are antagonistic to patient care.

[@dianaavvv]

@@TryinaD can we get an amen

[@typerightseesight]

My dad did the bankruptcy stuff right before cancer and when he died in hospice the bills just kept coming even after we reported the death. It took like 10 months to get the gas notice on the door. Billed him for almost a year after he died.

[@trxxblx-wxs-hxrx]

I am responsible for the dislike. I like your comment, but dislike how the health industry keep leeching you, even after death, like they bleed you of financial wealth, not well being health. Makes me v angry.

[@MissSuperNerd]

So terribly sorry for your loss and the madness from these soul sucking corporations 😢😢😢

[@jzm2293]

Sorry for your loss your father wasn't a number but a beautiful human soul. My deep condolences love and light 🫂💫❤😥

[@beerdedwanderer]

And you're so exhausted from throwing those bills in the trash you decided to write this?

[@typerightseesight]

@@beerdedwanderer No, I am just furious they would rather wrack his bills up through the roof while ignoring the fact entirely that anything that could have been worth anything to his family was being strategically taken away from everyone.

[@mshaybra3187]

"What US Insurance Companies Aren’t Telling You" that I am covered 💀

[@gogirl709]

My husband got bit by a rattlesnake while doing some lawn work. He was not insured at the time because we could not afford it as one person was $800/month. He got a $35,000 bill for anti venom treatment and one night in the hospital to make sure he didn't die

[@lynb2039]

Glad hes ok. Now u know what u hv to do. You must take the time to shop for insurance. Contact your state healthcare marketplace for health ins on a SLIDING SCALE BASED ON INCOME.

[@TheSmokeWatcher]

@@lynb2039 all for them to end up denying your claim anyway

[@georgeindestructible]

$35,000 bill for anti venom treatment??? WTF

[@jtboss9452]

Wow

[@KryptonXSupergirl]

@@lynb2039 um, no. 35k for fucking antivenom? Give me a break.

[@anildamodaran]

Listening to this just made my heart beat faster - anxiety, panic, anger, all rolled into one emotion.

[@vic-is-trying]

Same. Had to pause it multiple times to breathe through actual nausea from the stress and fury

[@gabbytorres6885]

Me too. It honestly just made my head hurt because we’re stuck in this. Like it’s my reality living in this country.

[@Coouge]

'Deny,' 'Defend, 'Depose'

[@burgersworth4870]

Hospitals are also to blame. They charge as much as possible knowing people will have to deal with the insurance company.

[@vinniemotts]

30000 for emergency kidney stone extraction WITH insurance. I will never be able to pay that back.

[@SuiteVII]

I hear kidney stones are thee most expensive thing you can go through

[@zenmode216]

You could have taken a business class ticket to India, get into the best hospital of New Delhi did your surgery, recovered for two weeks in a wellness centre and still saved money. There are some hospitals which would have accepted US insurance too!

[@myname8419]

@@zenmode216 Its emergency, not one that you can schedule to fly to another country first.

[@LadyAdakStillStands]

In our case, $15,000 ER visit for older sons stones. Sent home with meds to "help it pass". Younger sons surgically repaired leg from an auto accident $125,000.

[@zenmode216]

@@myname8419sorry to hear that you had an emergency like that!

[@LaserPunchshark]

How many more Luigi's will step up?!

[@melloyello6464]

We gotta get Mario next

[@ViceHawk-c8n]

here

[@ViceHawk-c8n]

here

[@chadthackston1992]

You don't want that. Eventually it will be someone who takes action against those who don't deserve it. Then what?

[@Lord.Schnitzel]

@@chadthackston1992 that ahppens every day. mostly by the system. so when someone snuffs out one of them devils people cheer and want encore. yes, my friend, it is what he wants any many others.

[@mandy648]

I had one of these people call me to collect a $20 bill & when he asked why hadn’t paid it I said, “We lost a child & it slipped through the cracks.” He started crying on the phone & never called me again. I hope that day he quit his job & found one that brought him purpose.

[@justinklenk]

And so shines a good deed in a weary world.

[@beerdedwanderer]

So rather than paying $20 that you owed you decided to export your grief onto somebody else?

[@Kim-oo9vv]

You suck!​@@beerdedwanderer

[@smeaglekoff3483]

⁠​⁠​⁠@@beerdedwandererif that’s all you got out of what he said, you’re too far gone

[@ivoryxoxoxo]

@@beerdedwanderer I should not have to remind you this, but no working class citizen is exempt from the predatory behavior that these companies practice, whether it's $20 or $20,000. It is not a matter of you versus me or anyone else, it is a matter of us against the systems that are built to keep the top 1% owning 30.9% of the country's wealth...and more.

[@3dstestmax557]

the background music interrupts, you can do without it. it distracts from what the speakers say - very redundant

[@hippiesmiles84]

Insurance companies, and other private entities that never should have been private, are not on your side. Greed is too great. Sadness.

[@AfterDiffusion]

Lucky for me in Indonesia, the main health insurance company BPJS is state-owned company, they never deny covering for procedures as long as the doctor say yes.

[@joshw9736]

Welcome to late stage capitalism. Horror show.

[@SL-ws6gg]

@@joshw9736 yes. and has been a horror show for those capitalism has improvised since its (relatively recent in the span of human history) conception.

[@beerdedwanderer]

Yeah, humans just recently figured out the exchange of goods and services...

[@SL-ws6gg]

@ nice job telling everyone you you don’t know what capitalism is 😂

[@beerdedwanderer]

@@SL-ws6gg okay, explain it.

[@Peacesoulution]

No corporatism and cronyism. Huge difference

[@YhmsK]

Is this the full episode?

[@0JudgeMint]

Healthcare insurance should be non profit

[@dontcallmecute826]

Remember Hillary tried to give us universal healthcare (i.e. Medicare for all)? She was absolutely destroyed by Big Money because of that.

[@bobbies1562]

It used to be non-profit. Blue Cross was one of the first. There were several of these Non-Profit health insurers when I was a child. Not sure when they decided there were billions to be made leeching off of us all. It’s diabolical.

[@michealcthompsonjr]

So should government, school, housing, hospitals, anything that deals with food....

[@andybrice2711]

I don't think it's that simple. A non-profit organization can still be focussed on expansion and enriching its executives. And I don't think there's anything wrong with an organization making a modest profit if it's doing socially valuable work using private investment. What's needed is sensible regulation which aligns the incentives of patients and insurers. And tackles corruption. Also, possibly a public, socialized alternative running in parallel.

[@tonysopranooo1]

@@andybrice2711 point is they try to weasel their way out of paying by every little made up technicality .. but the problem is we have such an unhealthy lifestyle and stuff they put in the food in America, thats it practically impossible for them to make any money without denying people . Our rate of health problems is the highest in all of the western world

[@Tin_Man1923]

I have had a lifetime of hospitalizations and operations but just to pick the most recent one, I was hospitalized for 2 weeks in May for a nearly fatal blood infection and that visit cost $242,600 with 1 SINGLE CT scan (taking literally 5 minutes) costing $20,000..... Greatest country in the world 🙄

[@nolesy51]

That’s insane

[@Enkaybe]

wtf😢 That’s diabolical

[@DSJWIX]

$20K for a 5-minute CT scan is insane.

[@Tin_Man1923]

@@cirilloucazzu4457 Thankfully, the insurance that I had with my ex-wife had not gotten cut off yet so I had it long enough that I no longer required hospitalization or home care. I'm still not 100%, but If I had not had that insurance, I would not be as far in my recovery as I am because I required IV antibiotics 3x/day for 10 weeks after being released. There's no way I could have afforded that, especially since I had to stop working as soon as I got ill

[@angelnumber0723]

2025... the year to rise up ✊🏽

[@Makabert.Abylon]

Never gonna happen, the majority of you guys are ignorant and happy. If you think you live in the greatest country in the world regarding everything, there is no point in changing anything, you still have it better then anyone else… Perfect design from your government, they probably live in the greatest country in the world as they can do wtf they want and get away with it.

[@jabsdidit]

the ball is in motion...

[@Haddley333]

It’s time. Don’t let the race baiting from media and politicians divide us

[@AuntieMamies]

If we actually do. There's a lot of people here that are just complacent

[@andrewweaver2517]

What better place than here, what better time than NOW!?

[@titansrule72]

many in this country have to choose between eating or health care because they cannot afford both.

[@LadyAdakStillStands]

Life, health, fire, auto, home, boat, motorcycle, theft, sports, investments, injury, disease, professional, death, funeral, dismemberment, construction, equipment...any type, area or reason, there's an insurance for it with greedy, wealthy men backing it. One could spend every paycheck on insurance alone and never have a need to file a single claim.

[@nilaja-itsmylife]

And when you do. They ain’t paying 🤦🏽‍♀️😭

[@Shay-rx4xu]

True this y I'll never bring kids here to just pay bills n deal with life hardships n bs

[@Shay-rx4xu]

​@@nilaja-itsmylifeu have to jump through hoops to get wtf they owe u

[@nilaja-itsmylife]

@@Shay-rx4xu not to be all up in your business 😅 Don’t ever let anything or anyone steal your joy ☀️ 💯🙏🏽. Children are a blessing ❤️🌹

[@MelussinasSong]

Life has become a commodity!

[@Willa279]

Lutheran Hospital charged $57k for 1 round of doc recommended rabies shots for my daughter. Insurance fought paying. It’s at collections

[@polluxtroy1310]

That’s insane. And should be criminal

[@prashanthb6521]

$57K for a rabies vaccine ? Was that a typo ?

[@Username-e5l]

That’s insane. I got my rabies shot for free in my country

[@Zbeastie]

As an American working overseas in a non democratic country, I also got a rabies shot for free.

[@bhaskarmukherjee4768]

Sadly.., No.

[@soccerguy325]

And this video didn't even touch on health insurance. You could make a movie-length Informer video with that kind of whistleblower.

[@MarieeSiou]

Documentary “ Sicko” is pretty damn insightful

[@User83411stwr]

I believe it, my dad had a heart attack and sepsis and was in the hospital. He was the main provider for the family. I stepped in and was paying some bills he owed. One of them being his car insurance. I told the lady if there was any way to extend due date for the payment and she was honest with me. She broke down and said she was in the same situation last year with her mother and that insurance companies don’t care, all they want is your money. She was kind enough to help me lower the amount but that it was out of her power to extend the payment