When should you invest in Liquid funds?

What are Liquid Mutual Funds?
When should you invest in Liquid funds?
If you have cash lying in your bank account and you know that you are going to need this cash in the next 90 days, instead of leaving it in the bank account and generating 2-3% returns, you can consider investing in liquid funds that can give you 4-5% returns.
Infact Liquid funds give slightly better returns than short term fixed deposits.
Liquid funds have no lock in period so you can withdraw any time.
Also there is no exit load as long as you keep the money for at least 7 days
And when you withdraw the money, you will get the money back within 1 workday
Liquid Funds are mutual funds which invest in short term loans (up to 91 days). These loans are given to Govt or very reputed companies so the default rate is close to 0.
Best time to invest in Liquid Funds is when REPO rate is increasing which is what is exactly happening right now.
If you have any questions drop them in comments, like this video and subscribe to my channel.

[@torahulj]

Please watch this video for best Liquid Funds in 2023 kzbin.info/www/bejne/rJbNf4ttbMqtmdk

[@Chandhappan77]

Post the link

[@hanumantharaovasireddy848]

Ok

[@mumtazkhan2426]

Which are the best liquid funds.

[@shreekantsheshagiri9400]

Why cannot you post a video url as a link ?

[@kumariatmuri3833]

A

[@oki484]

I think you are one of the best and no nonsense influencers in the you tube. Keep it up.

[@Excel_Balaji]

When ever I saw you video im learning new things.... I started take notes😅❤

[@jayprakashchandrawanshi8445]

❤❤❤ best knowledgeable videos and you are also

[@JishnuChatterjee]

Awesome 👍🏻

[@sahilpole7836]

Agree with all the facts except one - TCS is never an borrower in the capital markets, it’s a cash surplus company & is an investor.

[@9353pete]

How is tax treated for Liquid fund investment? Can you pls share some insights

[@vivekguduri4346]

Does liquid mutual funds subjected to market risk or the rate is fixed?

[@kumarreddy9623]

Useful info

[@whatsappstatuslovers4205]

Can give process how to buy liquid fund

[@mohammedfaisal4241]

Can you pls make a video on best liquid funds 2024

[@d.balasubramaniyandurairaj8473]

Please suggest few high return liquid funds

[@anuragvr7773]

But taxation is there, please explain that

[@jinenderthakur8116]

As liquid funds are type of debt mutual fund with nav so when market is on fall more units accumulation very much confusing whrn to invest in them

[@TheAkhildogra]

This is not practically possible. I have invested 50k in Mirae Asset Liquid fund on 21-Feb & today on 21-May, my return is 1.86% only.

[@kamalakarsharma7590]

Pls always mention hidden charges like brokerage deductions and any...else no use..pls don't show only frontend..

[@AryanSingh2512.]

Usually they have 0.15 - 0.20 % Expense Ratio

[@vathirajan]

Taxable at income tax taxable rates.

[@prasadmurugan1616]

Hello sir, very good information sir, I need one clarification sir, investing in gold etf is good when compared to investing in liquid bees sir

[@ankitthakur1415]

Sir only one question, so according to you its a good idea to park your emergency money in liquid funds right ?

[@amitparanjape6950]

Which liquid fund should I opt for as of today ?

[@ganeshshanbhag9068]

Liquid funds have 30% tax , better to use arbitrage funds for short term

[@karthikrajar7676]

Arbtriage have higher expense ratio and has exit load for 1 month, Taxes are generally implicated according to tax slabs..

[@rohitrawat7912]

Is saving account's interest tax free?

[@rohitg4615]

Nothing is tax free in India... Even your bank interest is taxed.

[@sameerk_28]

They're taxed according to your tax bracket.

[@shravyakulal5756]

@@rohitrawat7912noo

[@saibyt321]

Thanks Rahul for your wonderful videos educating us. Could you pls suggest 2 good liquid funds as of today, 20-Sep-24 ?

[@kumariatmuri3833]

Please suggest some liquid funds names

[@TaraBahadurThapa-h6y]

why you are not talking about STCG?

[@yadav7314]

Needs complete details of liquid funds Sir

[@ManishKumar-js1tp]

I invested them if I withdraw within one year then on intrest if 30% tax on stcg then what is the benefit

[@prashantchoudhary-db9wp]

Which one is best for investing

[@KavithaKavi-x8v]

Give me more details about liquid funds

[@Sonu51590]

Could you please tel the list of liquid funds

[@bhaskarv2142]

Please give more details

[@alverzenongkhlaw5688]

But sir there's tax to barao too...check tax charges of am not mistaken..Hope I'm being right..

[@ManipurCryptoMinining]

what about overnight fund

[@Vishal_rana02]

As per new tax regime.. is Liquid Fund is still better than FD for short term as per as long term scenario ?

[@AmitGupta-ok2wq]

Rahul please suggest best liquid fund for 90-180 days

[@vineeshp6]

If 'd have to park my money in mutual funds for 8-10 months. Which is the safest mutual fund

[@limosa1000]

Only Drawback Tax Implications Income as per tax slab In my case it is 30%😢

[@harryy5171]

In case of nippon liquid bees, why invested value is decreasing after few days?

[@amirbahadar7378]

❤ sir best liquid fund name?

[@dhirajpandey6018]

Please mention about tax also, please give complete info, the resulting return percentage will reduce to 3 percent if you lie in 30%tax slab

[@pramodm3678]

Sir I need to know about liquid funds

[@chrisgod20060]

Hi, how much is the tax if liquid funds are withdrawn after 1 year?

[@vijayalakshmi4631]

Example of liquid fund in equity markets

[@jasvindersingh5840]

Sir emergency fund ko liquid fund me rkh skta ha

[@monky_369]

Is there any risk or is it safe?

[@vinodkumar-mh4vb]

Pleaze suggestvsome good liquid funds pls

[@ameyapathak2008]

Rahul bhai ..why have you not made any video on LIQUID BEES ETF from Nippon...I was searching your video on this topic..😅 but later came to know that u haven't made any of it😅

[@Amarsingh-ge9iu]

Any fund you suggest?

[@poojarohra8928]

Monimum amount limit kitna h

[@Dracppm]

What are the chances of loss

[@harrygarg4538]

Instead put money in larger and midcap with zero exit load after one weeek

[@saisirishareddy4459]

HK investing in liquid funds is good now in 2024?

[@diptendudas6016]

Best liquid fund to invest

[@BAP5779]

Can we keep some amount for emergency in liquid funds, Is it good idea to do so.

[@jpzona90]

How to access these funds, please.

[@torahulj]

I will upload a video on best Liquid Funds soon.

[@mezhshaikh8786]

Sir ,I m new to mutual funds, I need to invest 1000 a month as a saving,but it should be safe,I thought of investing in hdfcliquid fund,how is it ??? Please guide me

[@arghyapathak2497]

If I will make a LinkedIn fd with the money ?

[@degreerising]

what is tax liability

[@kumarm6617]

Security?

[@sujayeendrakulkarni7613]

Sir could you please suggest liquid funds to invest

[@enjoy7754]

Sir, I have one question. If I invested in a liquid fund but because of some reason I withdral the fund. There have any penalty.

[@jj1322]

No

[@wjames092]

sir what about Expence ratio??? what should be the maximum Expence ratio that should be avoided?

[@siddharthsingh7292]

Do we hav to withdraw exactly after 90 days or can we keep it for a longer duration also ?

[@kushalsharma3718]

You can keep it whatever time you wanna stay in..just after 7 days mostly no exit load penalty..so yeah whatever time deem for your investment

[@siddharthsingh7292]

@@kushalsharma3718 thank u

[@anuragmk3402]

If i want to invest in more than 6 months in liquid fund. What shall I do

[@jeganmuthu6962]

Can you pls share top 3 liquid funds

[@torahulj]

Released a video recently on my channel :)

[@Hari-si8ec]

Liquid funds is bad option for people in high tax brackets, my friend ended up entire amount as tax as it furer lead to increase of cess😮. Any other options for higher tax bracket?

[@vejei123]

it is consider for long term

[@pradeepjavali7136]

What r the tax on this funds

[@sudhiradke2254]

Which liquid funds

[@umakamat2723]

What happens if you dont redeem in 90 days and remain invested in liquid funds for long term

[@VikashSingh-ev3gi]

how to buy liquid funds and which are the best liquid funds

[@mummanasubramanya4941]

How about STCG taxes? Will they be applicable?

[@westernkingyt5385]

Can i invest in liquid funds for 1 year

[@ClasherAVRP]

I redeemed a liquid fund but it was credited only after 2 working days. Groww told they will handle liquid fund also like other funds

[@sanjaynatekar8186]

IDFC First bank pays 7% on SB acc

[@ajinkyapeshattiwar2436]

Is it compulsory to sell liquid fund after 91 days?

[@Lilhomietiger]

No

[@gobinathsubramaniam6541]

Any fund is available now

[@SonuSingh-co9ls]

Do we chance of loosing our money

[@srinivasansm]

What about tax for our getting 6 or 7 % with in a year

[@rahuljagatap7854]

Auto sweep is best option for this situation

[@vathirajan]

Don't get carried away by his words. Completely misleading. Liquid fund give les than 1% for 30days and 2to3% for 6m.

[@_s.i.d_]

You are getting carried away my friend. He obviously means per annum rates. He said you get 2-3% on savings bank which is per annum rate. So obviously for liquid funds also he will talk about per annum rate.

[@vathirajan]

Buddy, if you look at the video, he talks about 90 days period.

[@AryanSingh2512.]

Depends on funds to funds. Most of lock-in period is 7-10 days. If plan to invest for a month then there will be no lock-in.

[@someothername9462]

​@@vathirajan1% for 30 days translates to 12% per annum. Isn't that far better than an FD?

[@vathirajan]

You can directly check the returns of liquid funds by yourself, it will be 4 to 6% per annum. If liquid funds are going to give 12% per annum beating the inflation, then everyone will park there as 12% is pretty descent amount.

[@KB-et9xb]

Why no one talks of short term capital gains tax that comes with liquid funds

[@chiragmayekar8179]

What returns we get if we withdraw money in 15days?

[@shrikantbmali]

Check exit load, usually, nothing if you keep the money invested for more that 7 days.

[@intradaytipsbyrahul]

I have coin app,can you please the best liquid fund to keep money for atleast 60 to 90 days

[@trnswamy]

What about tax?

[@palashvijay809]

I hava emergency fund of 6 months can I park the entire money in liquid fund

[@akanshamanav8138]

I don't get why should we invest when repo rates are high

[@rainetravels1410]

Banks do not give 2-3% interest 🙄 That's Treasury Direct accounts

[@Broke.To.Billion]

But in india they do ..i was shocked when I reached the UK and knew their interest rate 0._ lol

[@winkyLion]

what are liquid funds? is a debt funds?

[@ketanredekar6839]

How to buy liquid funds

[@rj_bkk]

Suggest a good liquid fund

[@mishthi2115]

STCG LAUGHING IN THE CORNER

[@murliisrani3369]

How to invest in liquid funds ?

[@ayeshahatalkar6715]

What about tax on liquid funds

[@anjaliR02]

What about tax on liquid funds?

[@somnathbanerjee6975]

How to put money in liquid funds

[@Seafarerrahulvlog]

What i choosed? Liquid funds which have less expense ratio

[@qualitytimepass3926]

How to invest online in liquid fund Abhishek Goel

[@shikhajadhav5157]

How to invest in liquid funds

[@82830375]

Can I park my money in liquid funds for a year or more? Or should I withdraw within 90 days? Can anyone help me out

[@devanshshrivastava8005]

Now saving accounts also give 5-6%

[@DeepakGS-fp4dz]

1, what will happen,if we didn't redeem after 91 days 2, my father is under 0% tax bracket, So i keep all my money under his demat account, So how much tax we need to pay for the interest we earned through liquid fund for a year, Please help me to understand the above, Thanks in advance 😃 Good Day🌞