Where Our Retirement Money Came From - Early Retirement

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This Is Our Retirement

This Is Our Retirement

Күн бұрын

Financial independence without saving $1 million and live life well. We started financially over when we emigrated to Canada, the house we owned in the U.K. Which we were counting on to release our equity, to start a new life in Canada suffered a large fall in price because of a housing crash. We had a lot less money than we had thought, so we were starting our financial lives over at aged 38. Our early retirement where the money came from is our story of retirement.
We share the secret to early retirement and show you where the money came from and how we were able to make the money back, create capital enough to retire at 55 and enjoy travel in retirement. The principles are simple anyone can do it you just have to take that first step.
We are not financial planners or advisors, we recommend before making any investment decisions you should consult a professionally licensed financial advisor.
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Пікірлер: 722
@ThisIsOurRetirement
@ThisIsOurRetirement 5 ай бұрын
Please subscribe to our channel it's free! 👍
@GraceCanadaful
@GraceCanadaful 3 жыл бұрын
You may not have money at the time, but you had each other - believe me, it makes all the difference. I am an immigrant who came to Canada in her thirties with a small child. Within two years, I had to start all over again, becoming a single mother. I am retired now and living a comfortable life, but I know, that with a partner like you are to each other, I could move the mountain. 😊
@ThisIsOurRetirement
@ThisIsOurRetirement 3 жыл бұрын
We do realize that if you have the right partner it really helps and for that we feel really lucky, we wish you well in your retirement Cheers 🌺🍷
@WIWomanful
@WIWomanful 2 жыл бұрын
We started saving at 40 in our 401k and the last 10 years have maxed our contributions with catch up when we became eligible. We are 56 and have over a million saved. So, it certainly can be done! We plan to retire in 1-2 years. I am writing these to encourage couples who are in their 40’s and may feel it’s to late to make a difference
@ThisIsOurRetirement
@ThisIsOurRetirement 2 жыл бұрын
That’s wonderful Joan thanks for sharing we wish you a very happy retirement Cheers 🍷🌺🍺
@andreawatkins7145
@andreawatkins7145 2 жыл бұрын
Thank you…I needed to hear this great story!
@ThisIsOurRetirement
@ThisIsOurRetirement 2 жыл бұрын
@@andreawatkins7145 Thanks for watching have a great weekend Cheers 🍷🍺🌺
@ericfoss5457
@ericfoss5457 Жыл бұрын
One million dollars in only 16 years. Simply unbelievable!!!!! WOW
@fredflintstone2234
@fredflintstone2234 11 ай бұрын
Is that a million for the both of you, or 1 million each?
@tobypace
@tobypace 2 жыл бұрын
We did the same thing! Paid ourselves, paid off our mortgage on a small house fast (no big vacations), sold the house and reinvested, paying cash for our next place, maintained and renovated as we could afford it, then did it again! Everything sold now, retired at 53 with a decent pension, big savings in the bank, and bought a very modest, easy to maintain, small home cash.
@ThisIsOurRetirement
@ThisIsOurRetirement 2 жыл бұрын
It’s fantastic that you planned it out, we did very similar things, owning eight homes in total over our married life, then cashed in. Have a wonderful retirement.
@dougmorris9317
@dougmorris9317 3 жыл бұрын
You two have an impressive story, raising 2 kids and owning nice homes and still retiring early. I also retired at 55, I'm 60 now. Never married though, no kids. Just took advantage of my jobs 401ks, lived minimally and invested my after-tax money, around 55 I realized I was never going to spend what I'd accumulated, so why keep working? I love the freedom of not working, but I'm still trying to figure out what to do with myself. Sorry for the ramble, good show guys 🙂
@ThisIsOurRetirement
@ThisIsOurRetirement 3 жыл бұрын
It is difficult trying to find something, we based a lot around our life long hobby of photography and that got us into producing editorial stock photos then video and now KZbin. Along the way learning new photo skills, editing and not forgetting teaching ourselves financial planning. Try and stay curious to learn something or follow current affairs, if you were a good student learn something new. We really appreciate your support of our channel, have a nice weekend.
@eh6454
@eh6454 2 ай бұрын
Hope you find that feeling of purpose soon 😊
@brianwhite6004
@brianwhite6004 2 жыл бұрын
Great story! My wife and I also live in Ontario and retired 3 years ago. We're 58 and 57 now. She also read the Wealthy Barber many years ago and, much like you two, we paid ourselves first and helped put our two kids through university. In addition to investing in somewhat disappointing mutual funds, we used the equity in our home to buy more real estate. First buying a rental house and then a commercial building which we kept rented for 13 years and then sold it for FIVE times what we paid for it.
@ThisIsOurRetirement
@ThisIsOurRetirement 2 жыл бұрын
Sounds like you are enjoying a wonderful retirement earned by some great financial decisions Cheers 🍺🍷🌺
@taffyalusa4642
@taffyalusa4642 2 жыл бұрын
We did the same, paid mortgage off in 40s, then saved, saved, saved. Bought 2 rentals cash in downturn, 3 million portfolio came to USA w $2k. Reg jobs.
@ThisIsOurRetirement
@ThisIsOurRetirement 2 жыл бұрын
Wow what a great job you have done, it's amazing what hard work and creativity can achieve.
@patrickamato8839
@patrickamato8839 2 жыл бұрын
Thanks for sharing your story!
@ThisIsOurRetirement
@ThisIsOurRetirement 2 жыл бұрын
Thanks for listening enjoy your weekend Cheers 🍺🍷🌺
@marisapavan8615
@marisapavan8615 2 жыл бұрын
Thank you for sharing your story!
@ThisIsOurRetirement
@ThisIsOurRetirement 2 жыл бұрын
You are so welcome!
@kimmykero2421
@kimmykero2421 Жыл бұрын
Absolutely awesome! Good for you and thanks for sharing!
@ThisIsOurRetirement
@ThisIsOurRetirement Жыл бұрын
Our pleasure! enjoy your week Kimmy Cheers 🍷🌺😎
@michaelfriedman2221
@michaelfriedman2221 3 жыл бұрын
Thanks for sharing your story! Loved the pictures.
@ThisIsOurRetirement
@ThisIsOurRetirement 3 жыл бұрын
You are so welcome! enjoy your weekend Cheers 🍷🌺🍺
@shaneboone5911
@shaneboone5911 3 жыл бұрын
I discovered you two today,and enjoyed listening to your talk.keep making videos please and thank you.
@ThisIsOurRetirement
@ThisIsOurRetirement 2 жыл бұрын
Thank you, your so kind
@rachelwalsh4378
@rachelwalsh4378 2 жыл бұрын
Great advice👍Really enjoying your videos 🏴󠁧󠁢󠁷󠁬󠁳󠁿
@ThisIsOurRetirement
@ThisIsOurRetirement 2 жыл бұрын
Glad you like them!
@joannant
@joannant 3 жыл бұрын
Thank you for your honesty.
@ThisIsOurRetirement
@ThisIsOurRetirement 3 жыл бұрын
Thanks so much
@pauladosch7062
@pauladosch7062 3 жыл бұрын
Love your photos, thanks for sharing your memories!
@ThisIsOurRetirement
@ThisIsOurRetirement 3 жыл бұрын
Glad you enjoyed it Cheers 🍷🌸
@AnnMitt
@AnnMitt 2 жыл бұрын
Thank you for your honesty and sharing. 👍
@ThisIsOurRetirement
@ThisIsOurRetirement 2 жыл бұрын
It’s our pleasure to share, thanks for watching!
@b.h.7423
@b.h.7423 2 жыл бұрын
Great sharing
@ThisIsOurRetirement
@ThisIsOurRetirement 2 жыл бұрын
Thank you so much 🙂 have a nice Sunday Cheers 🍷🌺🍺
@mikejrexec
@mikejrexec 3 жыл бұрын
Congratulations. Well done.
@ThisIsOurRetirement
@ThisIsOurRetirement 3 жыл бұрын
Many thanks
@allthingsnu4673
@allthingsnu4673 2 жыл бұрын
Thank you for sharing your story. It is very helpful and encouraging.
@ThisIsOurRetirement
@ThisIsOurRetirement 2 жыл бұрын
You are so welcome!
@yolylacy5416
@yolylacy5416 3 жыл бұрын
It's a pleasure watching you.
@ThisIsOurRetirement
@ThisIsOurRetirement 3 жыл бұрын
Thank you enjoy your weekend Cheers 🌺🍺🍷
@hennagal7360
@hennagal7360 2 жыл бұрын
Thank you for the privilege of hearing your story - it is really helpful
@ThisIsOurRetirement
@ThisIsOurRetirement 2 жыл бұрын
Our pleasure thanks for watching glad you enjoyed it have a great week Cheers 🍷🌺🍺
@kathrynmcmeekin9931
@kathrynmcmeekin9931 2 жыл бұрын
I just found your channel and are enjoying watching. What caught our eye was the video on a staying in Portugal, as it is something we would like to do. Keep enjoying life and happy travels.
@ThisIsOurRetirement
@ThisIsOurRetirement 2 жыл бұрын
Thanks for watching we love visiting Portugal 🇵🇹 especially over the winter months , we are really enjoying our life in retirement have a wonderful week Cheers 🍷🇵🇹🇨🇦🍺
@carlosverapan2253
@carlosverapan2253 3 жыл бұрын
Well done guys. Carlos from,Melbourne Australia
@ThisIsOurRetirement
@ThisIsOurRetirement 3 жыл бұрын
Thanks for watching have a great week Cheers 🇦🇺 🍷🍺🇨🇦
@sbwhite599
@sbwhite599 2 жыл бұрын
This is actually amazing advice for anyone.
@ThisIsOurRetirement
@ThisIsOurRetirement 2 жыл бұрын
Thank you 🌺
@nanaanitas4245
@nanaanitas4245 2 жыл бұрын
Great story very similar to our. Wish you good luck and enjoy your travel
@ThisIsOurRetirement
@ThisIsOurRetirement 2 жыл бұрын
Thank you! You too! have a great week Nana cheers 🍷🌺🍺
@jimbertrand2499
@jimbertrand2499 3 жыл бұрын
Look forward to every weekend episode.
@ThisIsOurRetirement
@ThisIsOurRetirement 3 жыл бұрын
Thanks so much glad you enjoy them Cheers 🍺🌺🍷
@Sweetie8387
@Sweetie8387 2 жыл бұрын
Great advice and interesting vlog
@ThisIsOurRetirement
@ThisIsOurRetirement 2 жыл бұрын
Glad you enjoyed it have a wonderful weekend Cheers 🍷🌺🍺
@jmarti03261
@jmarti03261 10 ай бұрын
Great story...Thank you both for sharing!
@ThisIsOurRetirement
@ThisIsOurRetirement 10 ай бұрын
Glad you enjoyed it!
@jjkatter
@jjkatter 2 жыл бұрын
Beautiful story. Sage advice. A lovely couple.
@ThisIsOurRetirement
@ThisIsOurRetirement 2 жыл бұрын
Thank you so much! glad you liked it enjoy your week Cheers 🍷🍺🌺🙂
@lisemae
@lisemae 2 жыл бұрын
Love watching your vlogs, it feels like i know you both for so many years:)
@ThisIsOurRetirement
@ThisIsOurRetirement 2 жыл бұрын
😊 thank you glad you enjoy them have a great week Cheers 🌻🍷🍺
@angiecomfort7275
@angiecomfort7275 3 жыл бұрын
Thank you Norm n Tin. Always a pleasure watching ur show
@ThisIsOurRetirement
@ThisIsOurRetirement 3 жыл бұрын
Thanks for watching we do appreciate your support have a great weekend Cheers 🌺🍷🍺
@destinybromley2934
@destinybromley2934 2 жыл бұрын
Such a supportive couple and parents. Love your videos. Thx for sharing your stories.
@ThisIsOurRetirement
@ThisIsOurRetirement 2 жыл бұрын
Thanks so much for your kind words.
@asiaticonaeuropa
@asiaticonaeuropa 2 жыл бұрын
Thanks for sharing your story. Once again your story confirms the most basic rule: saving first.
@ThisIsOurRetirement
@ThisIsOurRetirement 2 жыл бұрын
Thank you Yes! You need to save first for peace of mind. Thanks for watching.
@paulhunter6652
@paulhunter6652 2 жыл бұрын
Another great video by a wonderful couple.
@ThisIsOurRetirement
@ThisIsOurRetirement 2 жыл бұрын
You are so kind thank you.
@jimvautour595
@jimvautour595 3 жыл бұрын
you guys are lovely, & salt of the earth. Really enjoying your videos.
@ThisIsOurRetirement
@ThisIsOurRetirement 3 жыл бұрын
Thanks so much!
@jimmyhvy2277
@jimmyhvy2277 Жыл бұрын
An old friend told me he retired at 50 . He invested money for 25 years , than had enough to retire . So at the age of 30 i started to Scrimp , save and invest . Luckily i had enough to retire at 49 years old .
@ThisIsOurRetirement
@ThisIsOurRetirement Жыл бұрын
That sounds wonderful have a wonderful day Jimmy Cheers 🍷🌺🙂
@aussiejenny777
@aussiejenny777 9 ай бұрын
I retired at 46. Because I paid myself first. Now l look after my 75yo Schizophrenic mother full-time as her Carer. She also has skin cancer and Arthritis in her legs and can't walk at times. I now get the Carer Pension and Carer Allowance fortnightly from Centrelink (Social security) to look after her here in Australia. In my free time, l attend my Japanese University courses online.
@barbaraebner5889
@barbaraebner5889 2 жыл бұрын
Another heartfelt message of life still to be lived in retirement. I agree with a previous post. You both are on the same page. That is the key.
@ThisIsOurRetirement
@ThisIsOurRetirement 2 жыл бұрын
We are very fortunate Barbara we are on the same page , we married young and always had the plan to share a life after kids in retirement .Think the secret is we enjoy each other’s company and love ❤️ being together Cheers 🍷🌺
@bennyw.9716
@bennyw.9716 3 жыл бұрын
Very happy for you both. Thanks for sharing your story.
@ThisIsOurRetirement
@ThisIsOurRetirement 3 жыл бұрын
Thanks for watching 🌺
@davidedepaiva7104
@davidedepaiva7104 2 жыл бұрын
Solid advise and sacrifice
@ThisIsOurRetirement
@ThisIsOurRetirement 2 жыл бұрын
Thanks for watching have a great weekend Cheers 🍺🇨🇦🍷
@wellnone9367
@wellnone9367 3 жыл бұрын
I love listening to you both reminiscing, and giving the rest of us good ideas. An excellent channel idea. Thank you for your cheerfulness, too.
@ThisIsOurRetirement
@ThisIsOurRetirement 3 жыл бұрын
Thanks for watching enjoy your sunny 🌞 weekend Cheers 🥂
@MichaelB-gi4lt
@MichaelB-gi4lt Жыл бұрын
I was 29 when I read the wealthy barber. It was life changing….and I am still reaping the benefits.
@ThisIsOurRetirement
@ThisIsOurRetirement Жыл бұрын
Awesome book 📖👏
@laoverture2325
@laoverture2325 2 жыл бұрын
This is a lovely story.
@ThisIsOurRetirement
@ThisIsOurRetirement 2 жыл бұрын
Thank you so much!
@deborahnicholson6206
@deborahnicholson6206 3 жыл бұрын
The best one yet!! Very much enjoyed your story and seeing all the photos. Dxx
@ThisIsOurRetirement
@ThisIsOurRetirement 3 жыл бұрын
Wow thanks Deborah for the compliment, glad you enjoyed it and our flash back photos, hope you are keeping well and have a wonderful weekend Cheers 🍷🌺🍺
@pl7868
@pl7868 2 жыл бұрын
I'm very happy for you and good job :) your videos are really interesting, hearing a perspective like yours of coming from england and starting over with all the excitement of a new country or two to get to know, i retired at 55 to , the hardest part was getting used to not working for the first few years. that and not being able to buy whatever you see thinking i'll pay later, now it's planned ahead. and the peace of mind thinking everything is paid now i put the work in does sink in so it's time to relax :)
@ThisIsOurRetirement
@ThisIsOurRetirement 2 жыл бұрын
That’s strange I (Tina ) at first couldn’t grasp the thought of retiring when I was working but when we put a plan in place to retire and sell the house in 18 months it all made sense. Since we retired never even thought about work LOL 😂😂we have been so busy travelling and enjoying life Cheers 🍺🍷🌺
@ThisIsOurRetirement
@ThisIsOurRetirement 2 жыл бұрын
@@pl7868 Yes hard but worth it 🌺
@spezia8066
@spezia8066 3 жыл бұрын
I love this couple and their stories. Thanks for the useful info.
@ThisIsOurRetirement
@ThisIsOurRetirement 3 жыл бұрын
Thanks for watching Cheers 🍷🌺🍺
@janinalebedew7347
@janinalebedew7347 2 жыл бұрын
Thanks for your videos. So reflects our own retirement philosophy and experience. One thing we notice is that you have lots more money saving opportunities than we do in Oz. Still we enjoy a great quality of life which compensates :)
@ThisIsOurRetirement
@ThisIsOurRetirement 2 жыл бұрын
Yes we do feel that we are well looked after in Canada 🇨🇦, which helps us too have great quality of life , you live in a beautiful country too 🇦🇺glad you are enjoying your retirement Cheers 🍷🇦🇺🍺🇨🇦
@deborahdownie8039
@deborahdownie8039 2 жыл бұрын
You are so relatable. I read the Wealthy Barber as well, and it showed me and my husband that you didn’t have to have a high paying job to retire very comfortably. We were fortunate enough to retire at 55 as well because of paying ourselves first too. We always bought used vehicles and went on modest vacations with our children yearly. 🙌🙌
@ThisIsOurRetirement
@ThisIsOurRetirement 2 жыл бұрын
That’s the text book way of doing it Deborah, worked for us too glad you were able to retire at 55! Wishing you both the best. 😀😀
@dominic8218
@dominic8218 11 күн бұрын
Very inspirational 👌🏻
@ThisIsOurRetirement
@ThisIsOurRetirement 10 күн бұрын
Thank you 🙌
@vjn2390
@vjn2390 3 жыл бұрын
Love you two! Thank you for sharing 💕
@ThisIsOurRetirement
@ThisIsOurRetirement 3 жыл бұрын
Thanks for watching!
@mariafigueroa7069
@mariafigueroa7069 3 жыл бұрын
I just love you two beautiful souls. The positive vibes are just wonderful. Thank you for sharing your journey 💕🇨🇦
@ThisIsOurRetirement
@ThisIsOurRetirement 3 жыл бұрын
Thank you so much! enjoy your weekend Cheers 🌺🍷🍺
@carolmapp444
@carolmapp444 3 жыл бұрын
Thanks for sharing!
@ThisIsOurRetirement
@ThisIsOurRetirement 3 жыл бұрын
Thanks for watching!
@rafaeldonnelly3593
@rafaeldonnelly3593 2 жыл бұрын
Good to see that you were able to bounce back
@ThisIsOurRetirement
@ThisIsOurRetirement 2 жыл бұрын
Thank you 🌺
@rafaeldonnelly3593
@rafaeldonnelly3593 2 жыл бұрын
@@ThisIsOurRetirement “De nada” 👍
@katz103
@katz103 Жыл бұрын
Great t-shirt today !!
@ThisIsOurRetirement
@ThisIsOurRetirement Жыл бұрын
Thanks Kat!
@inquirer1016
@inquirer1016 3 жыл бұрын
Wonderful video that everyone should see. Very impressive money management. Well done and congratulations. You both planned things out quite well. Mutual funds are over rated as they are slow movers and have high expenses. Taking charge of your own investment like you did requires dedicated research which unfortunately most people won't do for lack of interest. You reap what you sow and your success is the proof. I've subscribed to your videos as they are inspiring.
@ronny-drz
@ronny-drz 3 жыл бұрын
Wonderful video & wonderful couple! I really enjoyed your story & the “vintage” photos interspersed were great. All the best, Ronny
@ThisIsOurRetirement
@ThisIsOurRetirement 3 жыл бұрын
Thank you so much! 🌺enjoy your weekend Cheers 🍺🌸🍷
@Mychannel-pr3rt
@Mychannel-pr3rt 2 жыл бұрын
Thank you so much!!! I am 21!! And here trying to learn
@ThisIsOurRetirement
@ThisIsOurRetirement 2 жыл бұрын
You will be on the right track as you’re curious, well done.
@carolynadams1249
@carolynadams1249 Жыл бұрын
OMG! Almost every video I watch by you has something in common with the way my husband and I live our lives, and I remember buying the wealthy barber book and reading it several times from cover to cover, over the years I forgot that I was following his ideas and not mine, we are at a comfortable place in our lives financially at the age of 67 and 69.
@ThisIsOurRetirement
@ThisIsOurRetirement Жыл бұрын
That is awesome Carolyn, thanks so much for watching.
@kenardturner7173
@kenardturner7173 3 жыл бұрын
I wish I could have had more time to plan our retirement. It was forced on us during the housing crash of 2008 thru 2015 or so. I struggled for 3 years working 4 months a year and finally I decided to change careers. There was no end in sight to the recession.I retired to get my pension and go back to school and got my C.D.L. classA drivers license. I went into driving a semi tractor/trailer (Big Rig) or 18 wheeler. That's what saved us from loosing everything. I always tell people that I'm semi retired. The great thing about it is that there's no age limit. There is about a 20% shortage of experienced drivers so there is a great demand for drivers. You get paid to see the country. I can be a short term snow bird in the winter by taking loads from the north to the south. From snow on the ground to 🌴 palm trees in a few days. Almost like spring break.
@MagentaOtterTravels
@MagentaOtterTravels 3 жыл бұрын
I really loved hearing your story AND seeing your old photos!
@ThisIsOurRetirement
@ThisIsOurRetirement 3 жыл бұрын
Glad you enjoyed it Happy Mother’s Day 💐Cheers 🌺🍷🍺
@wilmabrock6257
@wilmabrock6257 3 жыл бұрын
Love your common sense approach. I too worked to be mortgage free and have made the same quality investments. The last ten years have been happily travelling too.
@Jacquie_Kirk_111
@Jacquie_Kirk_111 9 ай бұрын
Another amazing video! Thanks! I retired a few years ago, your videos are very educational!
@ThisIsOurRetirement
@ThisIsOurRetirement 9 ай бұрын
Glad you like them! Cheers 🙂🌺
@tonyhay4183
@tonyhay4183 2 жыл бұрын
What a nice couple of people.
@ThisIsOurRetirement
@ThisIsOurRetirement 2 жыл бұрын
Thanks so much have a great weekend Cheers 🍷🌺🍺
@user-gc5ee8gh8h
@user-gc5ee8gh8h 5 ай бұрын
Congratulations on your early retirement story I have only just found your channel 😊. My husband and I are working towards an early retirement we plan to retire the end of next year and travel can’t wait! We are in Australia and with all the crazy cost of living at present i sometimes second guess myself.
@ThisIsOurRetirement
@ThisIsOurRetirement 5 ай бұрын
That is awesome! welcome to our channel have a great weekend Cheers 🇦🇺 🍷🇨🇦☕️
@RetirementBudgetCalculator
@RetirementBudgetCalculator 2 жыл бұрын
Great story. Amazing how one book can set the direction of life.
@ThisIsOurRetirement
@ThisIsOurRetirement 2 жыл бұрын
It really is! have a wonderful day Cheers 🍷🌺🍺
@4nshale
@4nshale Жыл бұрын
Great video.
@ThisIsOurRetirement
@ThisIsOurRetirement Жыл бұрын
Glad you enjoyed it
@Sarah-zv9ug
@Sarah-zv9ug 2 жыл бұрын
Very good advice!
@ThisIsOurRetirement
@ThisIsOurRetirement 2 жыл бұрын
Glad you think so! Sarah have a great weekend Cheers 🍷🌺🍺
@tsocanuck
@tsocanuck 3 жыл бұрын
Great story ..and folks thats the way to do it. Congrats
@ThisIsOurRetirement
@ThisIsOurRetirement 3 жыл бұрын
It sure is glad you enjoyed it happy Sunday 🌺🍷
@psidvicious
@psidvicious 3 жыл бұрын
Great advice. My retirement was enabled by similar strategy. So many people just continue to upgrade their lifestyle as their career becomes more profitable and never get around to saving and investing for retirement. The best thing I ever did was, when I got to a comfortably acceptable standard of living, all of the increases gained in my salary went towards savings and investment. The funny thing is, it begins to add up surprisingly quickly. Then when you look at your statements, it becomes even more motivation to save even more.
@ThisIsOurRetirement
@ThisIsOurRetirement 3 жыл бұрын
Great comment thanks for sharing it’s amazing how quickly a small amount can mount up so quickly hope you have a great weekend Cheers 🌺🍷🍺
@OurMoneyQuest
@OurMoneyQuest 2 жыл бұрын
We agree with this completely. It’s like whenever you make more money, people tend to spend more and more. We chose to live as if we were making one salary even when we had 2 salaries coming in and use the rest to invest instead of just wasting it on material things that weren’t really adding value to our lives. And now I’ve been a stay at home mom for the past 5 years, my husband just retired last year at 38 and we reach a million in net worth last year too! A little sacrifice goes a long way!
@guyr7351
@guyr7351 Жыл бұрын
I did something similar, had a job I loved and it was the best I have been paid. We were able to manage our own pension payment so I ramped this up to approx 30% of my salary. Sadly made redundant during Covid and struggled to get a job aged 60, new job 60% of what I was being paid but luckily when I moved 5 years ago because of my age needed to clear all loans / cards etc we had. Best thing I have ever done stress free regarding finances, inherited money used to boost pension, reduce mortgage and also bought a buy to let property. At present I won’t be retiring early unless new job does not work out, but funding in place we are ok
@sherylriehl1334
@sherylriehl1334 2 жыл бұрын
So glad you both did so well! Both of our children just bought homes - one in Oshawa and one in Georgetown. Unfortunately they both were over $800,000!! Both kids had first owned condos and I know they have put the excess they got from the sale of those into these houses but still - it’s so scary! Don’t know if their lives will ever be as good!
@ThisIsOurRetirement
@ThisIsOurRetirement 2 жыл бұрын
It is crazy the price of houses 🏡 at the moment , also means first time buyers won’t be able to get in on the market which is a shame but congrats to both your children . Thanks for watching Sheryl have a great week Cheers 🍷🌻🙂
@iandermott6558
@iandermott6558 3 жыл бұрын
Hello turtle here i will be doing same journey now glad that you are there to help guide me I have made some mistakes I don't need anymore keep up your great work
@ThisIsOurRetirement
@ThisIsOurRetirement 3 жыл бұрын
Best of luck! 🌺
@Dutchy-1168
@Dutchy-1168 3 жыл бұрын
Good work Guys ‼️🇨🇦
@ThisIsOurRetirement
@ThisIsOurRetirement 3 жыл бұрын
Thank you!
@blancaw6280
@blancaw6280 2 жыл бұрын
That's wonderful! Love that you shared that information. I think that will help a lot of people to realize it is possible.
@regganrex6810
@regganrex6810 2 жыл бұрын
Yeah! I saw the deep secret of it. Thanks so much for sharing this wonderful Aid
@ThisIsOurRetirement
@ThisIsOurRetirement 2 жыл бұрын
We are glad you found it helpful, yes it’s possible to rebuild your future even with set backs Cheers 🍷🌺
@ThisIsOurRetirement
@ThisIsOurRetirement 2 жыл бұрын
Thanks For watching glad you liked it Cheers 🍷🍺🌺
@Gurkha9
@Gurkha9 2 жыл бұрын
It takes discipline something which not everyone has
@ThisIsOurRetirement
@ThisIsOurRetirement 2 жыл бұрын
@@Gurkha9 True but we all have choices in life that takes us different directions Cheers 🍷🇨🇦🍺
@carlaseier9735
@carlaseier9735 3 жыл бұрын
We really appreciate your videos. We aren't far behind you on this journey and trying to navigate retirement. You given us so much food for thought. We're talking to our kids a lot about financial stuff. You reminded us of The Wealthy Barber and we're starting a family zoom financial discussion on that book!👍😀
@ThisIsOurRetirement
@ThisIsOurRetirement 3 жыл бұрын
Best of luck! that’s great pay yourself first the best tip we got from the book 📖 have a great weekend Cheers 🍷🌸🍺
@mannybranco9089
@mannybranco9089 3 жыл бұрын
Thanks for sharing your personal experiences about this important topic. I'm in my early 50s and pretty much have been on a similar path as you and that's why I love watching your videos. Funny enough, it was your love for Portugal (I'm from the Azores but live in Canada) that got me interested in your initial videos but listening to your financial plan has helped confirm to me that I've been on a right path with my plans which is so similar to yours. This makes me feel good! Thank you.
@ThisIsOurRetirement
@ThisIsOurRetirement 3 жыл бұрын
We are so pleased to hear this, just a shame we can't travel to Portugal at the moment. We wish you success on your financial journey. 😀😀🇵🇹🇨🇦
@jimjimgl3
@jimjimgl3 2 жыл бұрын
Keeping your eyes on the prize both figuratively and literally! You are poster kids for living free of debt. It is great you planned for the time you would end working and begin another chapter of your life. My partner and I lately have started talking about the "R" word. I'm 64 he is 56. We both enjoy our work--I'm a commercial photographer and he is a photo set designer and prop stylist--but just last night driving back from a job with a tricky client he turned and said "maybe we should retire". We have the funds to retire (with no debt and ancillary income) but we enjoy our work so I'll have to see how frequently this topic starts to come up in the near future.
@ThisIsOurRetirement
@ThisIsOurRetirement 2 жыл бұрын
Personally when one says “ maybe we should retire” you need to have a very frank discussion with each other especially if you have adequate funds 💰. You can’t buy time or health we just did a video called Reality of Retirement it would be a good one for you watch together especially as you are 64 . In our case Tina is 64 and Norm is 65 , we took early retirement at 58 and 60 and it gave us a brand new chapter in our lives and we have never looked back .Thanks for watching and have a great weekend Cheers 🍷🌺🍺
@user-vb1ct6dj1z
@user-vb1ct6dj1z 5 ай бұрын
Wonderful story! Harkening back to a time in Canada when young families could work hard, buy a house, provide a higher education for their children and save for early retirement. The Canadian dream. ❤ My wife and I were able to do the same for our two daughters which allowed them to embark on successful careers. Canada is going through a rough period at present and one can only hope the ship will be righted sooner, rather than later.- Mike from Ottawa👍
@ThisIsOurRetirement
@ThisIsOurRetirement 5 ай бұрын
Yes Mike we agree, Canada has been great to us but recently we do worry for our Grandchildren, if they will be able to buy a house.
@user-vb1ct6dj1z
@user-vb1ct6dj1z 5 ай бұрын
@@ThisIsOurRetirement 👍🍺🏒🥅
@x-creator4460
@x-creator4460 2 жыл бұрын
Such a beautiful couple with great personality and wisdom ! Watching both of you convinced me that life is beautiful.
@ThisIsOurRetirement
@ThisIsOurRetirement 2 жыл бұрын
Wow, thank you!
@ftkinsella
@ftkinsella 3 жыл бұрын
Great story. You two are amazing. ❤️🇨🇦❤️ Cheers!!!
@ThisIsOurRetirement
@ThisIsOurRetirement 3 жыл бұрын
Thanks so much! Cheers 🍷🌺🍺
@billybasu3900
@billybasu3900 2 жыл бұрын
You should be proud of yourselves, you have earned it!
@ThisIsOurRetirement
@ThisIsOurRetirement 2 жыл бұрын
Thank you we hope you have a wonderful Sunday Cheers 🍷🍁🍺🌽
@philfyphil
@philfyphil 3 жыл бұрын
The world would be so much a better place with more couples like you. Whenever I say the late 80s, I always say the Kate Adies! Just a little bit of trivia.
@ThisIsOurRetirement
@ThisIsOurRetirement 3 жыл бұрын
Thank you
@elliesimpson1313
@elliesimpson1313 3 жыл бұрын
CONGRATULATIONS!
@ThisIsOurRetirement
@ThisIsOurRetirement 3 жыл бұрын
Thanks 🌺
@susanpettit8751
@susanpettit8751 3 жыл бұрын
Thank you your story. We were lucky enough to to find and read the Wealthy Barber when we were just starting out too. We made sure we gave our kids this book when they hit their 20’s. We are looking retiring in the next year as well - at 57!
@ThisIsOurRetirement
@ThisIsOurRetirement 3 жыл бұрын
It’s a great book perfect age to retire we wish you well enjoy your weekend Cheers 🍷🌸🌞
@RickRackTravels
@RickRackTravels 3 жыл бұрын
We also did the transatlantic move - much later in life then you guys though. Thanks for sharing your story. You are lovely people - enjoy your retirement 🥰
@ThisIsOurRetirement
@ThisIsOurRetirement 3 жыл бұрын
Thanks so much! 😊 Cheers 🍷🌺🍺
@jpadma9
@jpadma9 2 жыл бұрын
You guys are so cute! Thank you for sharing with us! 💗🙂
@ThisIsOurRetirement
@ThisIsOurRetirement 2 жыл бұрын
Thanks for watching! 😀😀💕
@bettylagogianes4243
@bettylagogianes4243 3 жыл бұрын
As always, informative and charming to watch! It's so valuable to hear others' stories versus talking-head experts. Nothing beats real-life experience. Thanks!
@ThisIsOurRetirement
@ThisIsOurRetirement 3 жыл бұрын
Glad you enjoyed it!
@juliamundt101
@juliamundt101 3 жыл бұрын
My husband retired at 58, and I at 53. Our story is similar. Bought and sold a number of starter homes and 21 years at our current home we are about to sell for almost double what we bought it for. Lots in investments, no debt, & our 3 kids graduated college with no debt.
@ThisIsOurRetirement
@ThisIsOurRetirement 3 жыл бұрын
That’s wonderful thanks for sharing Cheers 🍷🌺🍺
@equaliser2265
@equaliser2265 2 жыл бұрын
Bollocks
@jutawan_5602
@jutawan_5602 3 жыл бұрын
Thank you both for sharing. I'm planning to retire when I reach 55 myself...4 more years to go!
@ThisIsOurRetirement
@ThisIsOurRetirement 3 жыл бұрын
Best of luck! 🌺
@nyonya02
@nyonya02 2 жыл бұрын
Congratulations! Financial Freedom .. living in your own term
@ThisIsOurRetirement
@ThisIsOurRetirement 2 жыл бұрын
Yes it’s great you just need a bit of planning Cheers 🌺🍺🍷
@doodleacademy
@doodleacademy 3 жыл бұрын
Thank you for sharing your story...interesting, as always. Stay safe. :)
@ThisIsOurRetirement
@ThisIsOurRetirement 3 жыл бұрын
Thanks for watching!
@dznrocks6605
@dznrocks6605 2 жыл бұрын
Awesome job! I plan to be semi retire in two year when I turn 50. I already paid off my house and only have to worry about bills. Have a very healthy 401k and other investments. I did get to do all kinds of traveling in my 20's to Europe. Can't wait to do it again when I semi retire. I plan to fully retire when I turn 55.
@ThisIsOurRetirement
@ThisIsOurRetirement 2 жыл бұрын
Sounds like a great plan we wish you well hope you have a wonderful weekend Cheers 🍷🇨🇦🍺
@Omartboy68
@Omartboy68 2 ай бұрын
Really love hearing your story. Like you, my wife and I funded our retirement the same way. We also came in the 90s from the Philippines. Last year, we sold our house and moved to a condo. Great job in sharing your story. All the best for both of you.
@ThisIsOurRetirement
@ThisIsOurRetirement 2 ай бұрын
That is awesome! 🙂
@cynthiarhodes1375
@cynthiarhodes1375 3 жыл бұрын
Have been following your channel for a couple of month now and every video I watch I am better for it. Your wisdom and zest for life life is contagious. My husband and I sold our condo in Seattle and relocated to another state due to a relocation with his job. We are now rethinking whether we just rent at this point in life. We are both in our early fifties and you have given us food for thought. Thank you for sharing your story 🙂
@ThisIsOurRetirement
@ThisIsOurRetirement 3 жыл бұрын
Your welcome we are really enjoying renting gives you a lot of freedom plus the pool and gym are great ( closed because of Covid ) wish you both well Cheers 🍷🌺🍺
@mjax8614
@mjax8614 2 жыл бұрын
I nearly left when I saw your "modest" house, thought this couldn't be for me, but I'm sticking with it!
@ThisIsOurRetirement
@ThisIsOurRetirement 2 жыл бұрын
So glad you enjoyed it have a wonderful weekend Cheers 🍺🍷🇨🇦🙂
@minfongwong
@minfongwong 3 жыл бұрын
I am so grateful you shared your journey, and so I can look forward into my next decades with yours as a guidepost.
@ThisIsOurRetirement
@ThisIsOurRetirement 3 жыл бұрын
You are so welcome!
@RenLuuk
@RenLuuk 3 жыл бұрын
You guys are a great inspiration!! I hope lots of people listen to your sage advice when they are in their 30's and 40's. One of my daughters has been pension saving since 20 and my other one will be starting in September. I am hopeful they will be set when they retire!!! Always lovely to watch your videos. You are a ray of sunshine in this KZbin world x
@ThisIsOurRetirement
@ThisIsOurRetirement 3 жыл бұрын
Thank you so much! Happy Mother’s Day 💐 Karen we are glad you are enjoying our videos it’s great advice pay 💰 yourself first have a wonderful weekend Cheers 🍷🌺🍺🤗
@RenLuuk
@RenLuuk 3 жыл бұрын
Boy, you guys are totally indoctrinated Canadians. I celebrated Mother’s Day (or rather, Mothering Sunday) two months ago. Good thing I am here to keep the UK traditions going. You guys are fully brainwashed now 😂
@ThisIsOurRetirement
@ThisIsOurRetirement 3 жыл бұрын
Your so funny LOL 😂 😂Cheers 🍷
@ourfamilyvideos7283
@ourfamilyvideos7283 2 жыл бұрын
Love watching you sweet couple. We’re in the US and we really enjoy your channel. I love how she says “Norm”😍. Selling off a paid for home and investing so it “can make the fruit you’ll pick later” is a great way🤗
@ThisIsOurRetirement
@ThisIsOurRetirement 2 жыл бұрын
Awesome! Thank you! we appreciate your support we hope you have a wonderful weekend Cheers 🍷🇺🇸🇨🇦🍺
@paularoberts2129
@paularoberts2129 2 жыл бұрын
Lovely story Well done it can be very rewarding when you are debt free We have always saved to buy items it's paid off in long run Xx💙💚💛💜
@ThisIsOurRetirement
@ThisIsOurRetirement 2 жыл бұрын
So true! thanks for watching hope you have a wonderful weekend Cheers 🍷🇨🇦🍺
@ThisIsOurRetirement
@ThisIsOurRetirement 2 жыл бұрын
You are right, it just feels better in the long term, thanks for watching 💕👍😀😀
@paularoberts2129
@paularoberts2129 2 жыл бұрын
❤❤
@ThisIsOurRetirement
@ThisIsOurRetirement 2 жыл бұрын
@@paularoberts2129 🍷🌺🤗
@NoteConference
@NoteConference 2 жыл бұрын
Great story! Pay yourself first instead of investing with what's left. What's leftover never happens
@ThisIsOurRetirement
@ThisIsOurRetirement 2 жыл бұрын
It’s funny but pay yourself first and it’s amazing how things will grow 💰have a great week Cheers 🍷🌸🍺
@PaulaJoW
@PaulaJoW 3 жыл бұрын
Love your t-shirts, Norm. You have great taste in music! Thank you for being so honest and forthcoming with your journey.
@ThisIsOurRetirement
@ThisIsOurRetirement 3 жыл бұрын
Thank you we like a wide variety Classic rock, Bluegrass to Opera, thanks for watching, have a good weekend.
@PaulaJoW
@PaulaJoW 3 жыл бұрын
@@ThisIsOurRetirement For me it's the three Cs - classic rock, classical and Celtic. :)
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