Why I Closed My Bank Accounts

[@TastingHistory]

Ooooh a disclaimer! This is gonna be good.

[@GrahamStephan]

haha thanks!

[@MajesticLawnGnome]

Lol

[@vigilanttrading7389]

@JohnDoesTech wow! It really means the WORLD to me that you got the first unverified comment. Congratulations!!! You should be famous!

[@Riley-Thurm]

Keep up the good work, Max!

[@barlotardy]

What th---?!? Shouldn't you be researching and cooking all the things?? GET BACK TO WORK!!!

[@Nomadunlimited]

You lend them your money and they still got the nerve to deduct money from you on their terms.Greed is the common trait of banks.

[@tylerguitar75]

the system comes down from the federal reserve! that's where they get the money they loan you, because they actually don't need your deposits since they can loan out more than what they have.

[@nickoshana2246]

The American Banking System.

[@DeniseTimmons]

Banks offer customers services. They keep your money save and insured (if they are FDIC covered), provide different means for you to access your funds (ATMs and debit cards), monitor accounts for potential fraud, and provide several everyday financial services (cash advances, check cashing, deposits and withdrawals). They have to pay people to do all these things. You expect all that to be free? The terms of “lending” as you say, are favorable to you, not the bank. When you deposit $100 in a checking account, the terms of the account state that you may withdraw your funds whenever you want. The bank does not just get to keep the funds you deposit. There is risk there, as you are in control of how much you keep in your account. Stop expecting banks to do everything for you for free. Furthermore, there are plenty of account options that will waive the monthly service charge if you meet some sort of requirement.

[@Native722]

Online banking is the way to go

[@94SexyStang]

@@DeniseTimmons You forgot the part of them LENDING percentages of your money(while ironically Charging you fees!) Why do you think banks panic when people withdrawal in droves....because it's NOT all there, they play games.

[@JarrodsTech]

Me who can't even use any of these banks in my country watching the entire video: *interesting*

[@zodiacfml]

seeing you across youtube. how do you even have time for your videos?😅 excellent video on that ASUS laptop on RAM issue and more laptop performance on external displays!👏

[@JarrodsTech]

@@zodiacfml Lots of testing = lots of time to watch videos 😅 thanks!

[@zodiacfml]

@@JarrodsTech yeah! got it!👍😂

[@fhadekhemmy]

You and I

[@calihuntfish7163]

😂😂😂😂

[@philobetto5106]

BOA disclosed banking information to the Feds without notifying their account holders and without a warrant

[@matthewgreen4564]

I know a man who tried cash a 2000 dollar check at Wells Fargo once. They wouldn’t cash it, even though he had more than 2k in his account. When he said close my account. They tried to give him a check. He said no too hard to cash

[@MakeSomething]

Dang. Appreciate all the effort put into this one!

[@cadeolof]

Foreal! That was a major deep dive!!!

[@strictpress5070]

WHAT UP DAVE!!!

[@financeabcs]

Graham does great research and presents the results in an entertaining way!!

[@msj56]

Nerd Wallet is a great resource as well.

[@mattdabeast7]

I love seeing Graham calling out all these banks. I didn’t realize how bad the terms are on some of these

[@sethlors5951]

"Subjected myself to the worst terms imaginable" Thank you so much Graham, how would I ever make it without you.

[@GrahamStephan]

you got it ;)

[@TheIcedCoffeeHour]

((:

[@basicexcel8366]

“And they also have an interest rate of 0.01% which is the same as getting slapped in the face” I’m dead 😂

[@SunnySJamil]

I read this while watching the video. Haven't gotten to the part where he said this and I am already laughing at how I imagine his delivery will be! 😆

[@ameliagarcia3485]

Early retirement is the dream. I refuse to accept that I have to be at the end of my life to enjoy time freedom. Let's hustle to financial independence!

[@georgeharold3317]

Lately I've been considering setting up an investment account for retirement, I have set asides $400k but somewhere along the line, I get cold feet maybe because I'm a rookie and have no idea what I'm doing, please I could really use some guidelines.

[@ramonlopez9687]

I have the same fear too because I think I'll make a mistake

[@emilydavis8321]

I highly suggest you get in touch with a coach or mentor to guide you on the best possible steps to take, that’s the most ideal way to jump into the market in these uncertain times.

[@sophiamiller2682]

I agree with this, Investment coaching sounds like a great idea, thought about it before but never knew how to go about it, Have you used a coach? what is the experience like?

[@emilydavis8321]

I made over $750,000 net between December and now with my adviser, (Tamara Diane Hagan) despite all happening and the occurrences across the nation. I hired help of a professional and I avoid a lot of losses diversifying into different markets spaces using this avant-garde strategy of hers. She is the only licensed fund manager that has got it right with me.

[@michaelmyers4090]

This video could not have been timed more perfect. I was just watching the old video about the worst bank accounts. Great job!!

[@financeabcs]

If you think about it all five banks have very similar terms. Ally bank seems to be a little better but no branch 100% internet banking is not as convenient. Is it?

[@Daniel_Braun]

The disclaimer at the beginner told me to smash the like button so now I pretty much legally have to! 👍

[@GrahamStephan]

hah thanks!

[@ukrainium_92]

I have been watching you for a couple months and I'd say that you completely changed my point of view on money and life as a whole. I view money very differently and don't like to spend things on unnecessary things. I'm not legally able to drive but once I get a job and grow in life I'd take these tips and advice along with me. Thank you my dude for opening my eyes ❤️

[@MichelleMarki]

Good for you!! You're on the right track for embracing personal finance! :D Keep it up!

[@joshlanders]

Great! Take of the advertising googles now because everything looks like you need it but very rarely do you.

[@sherrylewis6932]

So glad you're publicly calling them out! I boycott all big banks, especially any that took the bailout in '08. It's a bit more work to find the more ethical banks, but they are around.

[@TheDanaYiShow]

Imagine having to use "you won't be charged to use our website" as a plus 😂😂

[@martinbecerra7859]

Now THIS is my favorite type of content

[@GrahamStephan]

enjoy!

[@bambi_gunz]

I opened up a checking account with my father when I was growing up. I've had that account for 15 years not even thinking I could earn interest. Switched to Ally Bank thanks to your videos. Thanks Graham!

[@vjiggy81]

🤔 ally is not fdic insured!

[@davidpopowicz7689]

I personally love reading terms of service. It's just a rather good idea to see what your signing up for.

[@cannix8055]

I used to not really read them that much, then i worked for a company that provided a Warranty on household electronics dealing with escalated customers. It was eye opening how much we screwed people

[@jmds6660]

Watching this from the UK the concept of paying for basic domestic banking facilities is entirely alien. Pretty cool video.

[@mvpete13]

avoid YOTTA!!!

[@stephen-finance]

Disclaimer: Graham is about to hit you with the truth in a very entertaining way. May cause chuckling and improved financial literacy. For safety, smash the like button.

[@ChaldeaGurus]

I did! and I smashed the like button for this comment too! =)

[@Jayyy_Wav]

And extra safety… leave a comment and smash the bell notification!

[@josephbrlt]

Hear ye hear ye. Agreed. 😂👍🏻

[@smooothdude]

…

[@hammysmyths]

It's true. It's very easy to look over stuff you're signing up for and easier to just assume that it's normal. Another great video Graham! Way to compensate for the shortcomings of the public education system. 👏👏👏

[@Profitglutton90]

My mom banked with Bank of America for years and they never stopped finding ways to screw her over. I’ll certainly never be banking with them as long as I live.

[@LisaCulton]

Bank of America will suddenly close your credit card account if you don't use it often/don't carry a balance. Just FYI. They cancelled my credit card even though I'd had it more than 15 years. Other long-term card holders have also had this experience.

[@Dumbluck14]

If you have say a 20,000 line. You use it here and there and pay it off and pay none to little interest. They aren’t making any money on you. No matter what your history is with them. They can drop your line and give it to someone else who will use it and they make money. You and I don’t look at credit the same way the big banks do.

[@LisaCulton]

@@Dumbluck14 Credit is a liability for them. Deposits are also a liability for the banks. The banks are broke and they can't have millions of people like me with 30,000 line which could be utilized at any moment.

[@isaiahstevens800]

This was an incredible breakdown of these banking options. I was very familiar with Wells Fargo and BoA’s terrible practices. Subbing to this channel has been incredible

[@WaffleHouseYellow]

BOA is the Hitler of all banks. WF and their McDonald's colors, a close second...

[@TheIcedCoffeeHour]

Oh my gosh, Graham! Thanks for this terrific video (not that I needed it, I use CITbank) SUBBED!

[@monk9008]

Hey

[@DGBAntho]

Rip Jack

[@GrahamStephan]

SUBBED BACK WOW NICE STUDIO SET!

[@tyeherranen782]

Come on Graham I'm waiting for your response.

[@Nizo1]

@@GrahamStephan hahaha

[@successwithstacee9290]

Wow you did a lot of research on this one. I use a credit union but have Bank of America accounts as well but have never paid a fee. B of A is really easy to use as long as you keep a minimum.

[@samirazab8293]

12:15 “Now you can see how bad their bank is in 2021 format” had me dying

[@TheIcedCoffeeHour]

😂

[@GrahamStephan]

:O

[@Jackyliu009]

2:46 "A whopping 0.01% interest" had me dying

[@Sammysapphira]

Honestly I hate this new web design trend. Everything is so far apart and requires you to scroll for ages to find important info. 50% of the screen is empty or cosmetic. Old sites were better

[@TheRealDeal878]

Thank GOD someone else can relate.. Creating a short documentary on what has taken place with BOA.

[@PieceOfThePieWithTy]

Those monthly Fees bother me. Yes charge me for letting you hold my money... Makes no sense... Great Video Bro!!

[@davidcollier3604]

It is just their way of saying we really do not want to be bothered with your business... But for $$$ we will tolerate it.

[@spaceape5697]

I would be interested in the top five best banks besides the couple you mentioned at the end. I would really really really be interested in a top-five credit unions to bank with! 😉

[@leonardoa6704]

I've been waiting for a video like this for years

[@portillo6040]

Agreed

[@nofood1]

He already has one, but we need an update

[@Ned_Talks]

Credit unions tend to be more of a local thing in my experience… great sources for commercial loans that are favorable and help your local community in allot of cases.

[@warriormanmaxx8991]

@Space Ape - how about considering doing own research on the top five best banks. Search Engines galore !! Credit Unions are a local thing. If you got one locally, inquire, make a decision.

[@ColemanBassett]

Impossible to make this video without Wells Fargo 😂

[@GrahamStephan]

haha you know it !

[@TheIcedCoffeeHour]

😂

[@financeabcs]

It’s easy to pick on Wells Fargo. It’s like kicking a man when he is down…. Lol 😂 😂😂😂

[@MrArtVein]

It's funny because even in old Western films Wells Fargo were crooks.

[@austinmccleary52]

I think you should do a video on the best banks for saving or checking accounts. I absolutely loved this video it helped me better understand what to look for when signing up for a bank in the future. Thank you for making such informational content!!

[@chrisguli2865]

Banks paying 0.01-0.02 % interest on 50-100k balances should be criminal. At the very least it is beyond insulting.

[@royharper2003]

what is criminal is that you have the option to put your money elsewhere but yout don't

[@chrisguli2865]

@@royharper2003 Who says I don't - I'm just saying why bother offering 0.01% interest at all - better to just keep it non-interest bearing and be honest. I just use these accounts for small transfers and quick transfers. To advertise 0.02% on a 100k account IS CRIMINAL when they are charging 29% on their credit cards. It is insulting and a dis-incentive to save at that institution. What they are telling everyone is GO ELSEWHERE.,

[@BrandonMinguez]

"These are only competitive to literal garbage" lol

[@TsunamiSurfaceWash]

Hey, I appreciate the timing changes on “smash the like button” and Sponsors. Smooth and Quick while shining the truth about using your brain 🧠 💣🔥

[@Karanormal]

Your thumbnails make me laugh every time. Love me some Graham. Your content is incredibly useful and informative!

[@GrahamStephan]

THANKS!

[@TheIcedCoffeeHour]

Haha enjoy!

[@Franklin1234LJ]

I cried in pure laughter over the BoA savings account interest rates XD

[@Heather-ko2lv]

Oh, he's back to saying, "What's up you guys, it's Graham here," instead of, "What's up Graham, it's you guys here."

[@joshuawalker5044]

Graham... Now it's time for best bank accounts of 2021.

[@kawntentyt7964]

You are very skilled at making titles, other youtubers need to hire you as a title maker lol

[@GrahamStephan]

Ah thanks!

[@Je.rone_]

I'm trying to get better at making titles it is hard!!!

[@financeabcs]

@@Je.rone_ It’s an art. You have to lie a little: it’s called clickbait. It’s supposed to arise curiosity from the viewer. Notice that Graham said he was closing all his bank accounts but he is not. He needs to have at least one account to pay and deposit money. Of course he carries a higher balance than the minimum required not to be charged any fees. 🙏

[@DGBAntho]

Wow Graham thanks for the video I watched it all the way through!

[@monk9008]

Nice

[@GrahamStephan]

HOW?!

[@grahamfan]

7 minutes? Wow! I am getting super slow. lol! ha ha How does he do it? 😁

[@leocoe8846]

how are you so early teach me your ways

[@noefromhouston2079]

🤣🤣🤣

[@trentmincey7631]

Love your work I'm 13 and learning as I go

[@financeabcs]

Its great that you are starting early!!

[@samuelsilvestre2289]

Keep going! That's really important!

[@antoniotiberi1569]

As my brother always says “backwards is the way forward” Meaning Mattress Banking is the best.

[@Hazelrat10]

Wish there was a mention of credit unions here. They are generally even better than the banks mentioned at the end, with none of the controversies (like Ally’s contributions to the mortgage crisis or terrible work conditions at GS)

[@rspoonq5360]

can we get a list?

[@Hazelrat10]

@@rspoonq5360 credit unions by law need to have membership requirements. Some are more lax than others. For example I have military ties so I use navy federal credit Union and pentagon federal credit Union. Some consider eligibility based off employers, geography, or other ties (and not all credit unions are created equal). I can’t tell you which one to get because of this, but I can guarantee you that there are solid local and National credit unions available to you if you search your area

[@ImReadyAyu]

I bank with Ally due to Graham suggesting it and they've been really great! Their customer service is really quick and polite when I told them I was making a big charge for my Fiancée engagement ring. Only embarrassing thing that happened in that phone call was that he asked me a security question to confirm it was me. I forgot it was a dumb weeb question I randomly made and to hear him politely articulate my anime related question haunts me to this day 🤣

[@vorutouzamaki2635]

Hha that’s pretty awesome 🤣 more ppl like anime

[@akin242002]

Ally has been great. Same with Discover and Capital One for checking & savings. The only things big banks offer is convenience and the best credit cards.

[@vjiggy81]

🤔 ally is not fdic insured. Whats great about that.

[@ImReadyAyu]

@@vjiggy81 They are FDIC insured. Up to $250,000

[@dluff]

Been with a credit union since 1991 and never going back to banks

[@nathanfox5861]

When your praying he doesn’t say your bank and it’s the first one he says :(

[@Raylen_Fa-ield]

Nah, it's a good thing cus now you know you can get better banking without crazy fees.

[@brendandoherty8402]

Very happy with Schwab. I left Wells Fargo, but have a citi access account for that brick and mortar feel

[@JZainbear]

I remember when Wells Fargo refused to close my bank account. LOL. They kept my zero dollars for years. LOL

[@dachicagoan8185]

Chase is doing the same. I paid off my mortgage but the account is still at zero dollars. They tell me it's closed but it looks like it's still there.

[@wannaBepunjabi]

I haven't had to worry about monthly maintenance fees for a decade, since I switched to a local credit union. Never looked back.

[@btw-3006]

I left Bank of America for Charles Schwab for my main checking account (no maintenance fees or account minimums, unlimited ATM rebates, great customer service, etc.) as well as non-taxable investment account. Have not looked back.

[@wannaBepunjabi]

@@btw-3006 nice! I heard of them a few years back but didn't use them. Maybe one day!

[@MichelleMarki]

Graham Stephan: a real estate agent, a coffee drinker, a self-proclaimed personal finance enthusiast on KZbin: a true patriot through and through.

[@TheIcedCoffeeHour]

😊

[@grahamfan]

That's our Graham! 😊👍

[@mattbowyer6211]

Hodling a 10-yr treasury bond will pay 100x more in interest than keeping money in any of these banks, and that STILL doesn’t beat inflation 😂

[@matthew8153]

You will own nothing and you will be happy.

[@joshlanders]

Well what do you think ye old banks are doing? They buy bonds and lend money. What they lend keeps the lights on. The fees pay the executives. The bonds pay the savings rates. Obviously not that simple but, remove the massive millions from the executives and pay them normal wages and we would not have this problem. These low interest rates are why people can't save and spend. You have to choose if you want to invest or spend your money. Saving money today doesn't do anything for you other than reassurance of stability. If I can't save then the banks can't lend. It all feeds into one another.

[@Jimmy_Jones]

I'm so glad UK banks are nearly all free to use and have the same interest rates.

[@roxcyn]

Some alternative banks in no particular order (do your own research and not sponsored:) - American Express Bank - Discover Bank - Capital One 360 Bank - Ally Bank - T-Mobile Money - Comenity Direct Bank Check reviews online. BankRate is a good review site.

[@Alissaec]

I'm too poor to go with a bank that has crappy fees. No thank you. Discover, ally, and Navy Federal are pretty awesome.

[@drizzle335]

Glad I’m with a local credit union now

[@jseen9568]

I really wish Chase was on this list. They have a lot of shady crap regrading the different tiers of their checking and savings accounts, unnecessary restrictions that push you to the higher tier accounts (which come with either fees or ridiculously high min balance requirements) all with 0.01% interest.

[@santos4real]

The worst in my opinion!!!

[@deeandrews7051]

Bank of America transferred a fraud charge to the new card they issued, so I cancelled the new card too. Their customer service is horrible. If you have a fraud charge, they will tell you they have to "protect the vendor." No, they are protecting themselves.

[@laimypie]

Make one with the best banksss

[@cetriyasArtnComicsChannel]

yeah, started BoA about 17 years ago as a collage student. Its convenient for general adulting transactions and locations (used to travel and need to cash deposit). I wouldn't use them for savings nor investments.

[@spdandpwr]

Merrill isn't too bad, actually

[@Joshua-le1vn]

I've had a good experience with Merrill and their customer service is phenomenal!

[@spdandpwr]

@@Joshua-le1vn yeah they refunded me money on a day trade because of a technical error on their end lol

[@akin242002]

@@spdandpwr Merrill is okay. Free trades for ETFs, good research, and they offer IRA plans. Their lowest expense ratio "no load and no additional fee" Index mutual fund is 0.19% for a T.Row Price S&P 500 fund. Compare that to Schwab's S&P 500 fund SWPPX with a 0.02% expense ratio!

[@abba136]

Graham, you’re an absolute savage. 😎

[@grahamfan]

Graham is a beast in the very best way possible. 😊😁😎

[@GrahamStephan]

:)

[@OchoComics]

“Competitive to literal garbage” hahaha genuine LOL out loud

[@magnusspeed8774]

Thanks!

[@roxcyn]

When he says your main bank is the worst bank! 🤦🏼‍♂️

[@Better-na-better]

Graham, I love your videos, helping to keep me up to date with all of your much appreciated research. You’re funny & make even crappy news interesting! Xxx

[@Psy-Krow]

great video. mostly commenting for algorithm. I'm sure graham knows, and intentionally left out of the video, that the likely reason these major banks are are giving such terrible interest rates for checking and savings accounts and lots of fees is to discourage potential customers who aren't going to make them any money by just using checking and savings accounts (which cost them money in customer service). These banks have separate wealth management services as part of their investment banking sides of their businesses that they want anyone with half a brain and 20k+ laying around to make use of so you both make more money (and those by law must be separate accounts); checking and savings accounts are there as a convenience to those customers. HSBC just noped out entirely of it, that's hilarious.

[@festusdevid5253]

I really appreciate This video this is exactly what I need as motivation.

[@anthonyhill2967]

Yes I really like the way he educate people on this because I also lost a lot of money on this bitcoin stuff but thanks to one Mr scarlet Robert who helped me in trading

[@steventepper1842]

How does this bitcoin stuff really works,i have been searching for a good broker to trade with! Is real broker that hard to find?

[@hannahjones5108]

Yes you're right real brokers are hard to find but I have one which I'm trading with his name is Mr scarlet Robert is he familiar with anyone?

[@christophergeorge25]

Wow 😲 I'm surprised you called that name here. Yes I have been working with him and he is super fabulous.

[@charlotteking1430]

wow I'm just shock someone mentioned and recommended expert Mr scarlet i thought I'm the only one trading with him.

[@bubsandteeks]

So all the big banks come with some baggage! Thanks for the video, Graham!

[@Chester-Blackwell]

So glad you're publicly calling them out! I boycott all big banks, especially any that took the bailout in '08. It's a bit more work to find the more ethical banks, but they are around.

[@andrewacefraser]

"So now you can see what a bad bank they are in 2021 format LOL." I have become happier and have had better luck in life since I became a Graham Stephan Channel Member! 💸💸

[@cadeolof]

That cracked me up too!!!

[@financeabcs]

Cool that are happier and luckier!!! 🙏

[@andrewacefraser]

@@financeabcs Thank you my friend!

[@andrewacefraser]

@@cadeolof Yes Cade, totally Graham subtle comedy is the best.

[@financeabcs]

@@andrewacefraser You are welcomed!! 😊

[@DiegoValle392]

The average CD rate in Mexico is of 3% a year, and we have almost the same inflation rate

[@JasonBay-RealEstateInvesting]

Great video! Thanks for posting!!

[@SooDamGood]

I’m so glad to live in the U.K. while bank accounts are completely free to own unless you go into overdraft or late credit card fee. (Feel blessed)

[@baizawai]

There are plenty of financial institutions here that don't charge fees. Millennials and Gen Z complain a lot about fees but don't bother finding a good Credit Union, which are non profit. Also APY is so low because interest rates on loans are low....

[@brett2967]

Love this! This is the OG Graham content. Call out those crappy banks!!

[@jesusgrimaldo_]

This video had a lot of great information! Thanks Graham for the great content as always 👍

[@MiahMunch]

Hey graham I know this may get lost in the comments but I really want to say thank you for everything man. I was in a dark place after a break up. I wasn't in debt or anything like that but I first watched your best beginners credit cards video and absolutely loved the idea of building credit. I began watching your real estate videos and was quite fascinated by the idea of it all. You really inspired me and now I'm starting real estate courses to become an agent. Ik this is odd but you mean a lot to me

[@osvaldogerman876]

I like your new hairstyle Graham 😎

[@GrahamStephan]

thanks!

[@hg-yg4xh]

Us bank used to be great, I had them for more than two decades, I was platinum and all fees were waived. Went to BECU and I'm happier.

[@solarflare1008]

Great Bank info video.

[@christinab9133]

Thanks for these videos! I know they take a lot of time and research but they are very much appreciated!

[@jn2292]

Graham: "How bad could it (USBank) really be?" USBank: "Hold my beer...."

[@hhhhoooojdjd]

Their Zelle limit is 2k per day, the bonus to open an account was $400.... That's it.

[@jn2292]

@@hhhhoooojdjd If Satan were to create a bank and you multiplied that by 1000.... USBank would still be the worst bank ever.

[@gypsypath1]

Sounds to me like they’re saying, “Keep your cash at home (in a safe bolted to the floor) because we’re going to charge you if you keep it here _and_ we’re going to -steal it- _bail in_ your money if we decide we need it more than you do.”

[@Heather-ko2lv]

Alternative title: Six Worst Banks in the States and Three Solid Alternatives

[@johnramhos]

I hope you do a whole video showing the best ones like you did in the past.

[@zmbrown]

Do one for service members (e.g., Navy Federal, USAA, etc.)!

[@hhhhoooojdjd]

Navy federal is great but their Zelle limits suck and their transfer between accounts is a bit mysterious.

[@craigman7262]

too of an small audience

[@bobbylong8348]

NFCU is the BEST!

[@rediscoveryoursource5588]

"You reading this? If so...smash the like button :)" I always do.. but definitely had to with that one. 😂 You always find creative ways to sneak the "smash the like button" in there!

[@Mario-jj5wk]

I’m only going to college right now for a “free” bank account. Wanting to pursue real estate full time

[@richardmannyfield2059]

I love these types of videos

[@jarius0301]

This video saved me a whole lot of time. So much information in one place. Thank you.

[@SuperJohnep]

Gram why don’t you ever talk about Yotta savings ? 🥺

[@Theman-mk6xt]

Want an update on that lol

[@SuperJohnep]

@@Theman-mk6xt the one time he doesn’t answer me 😭

[@SuperJohnep]

@Tony McSteven why not ?

[@SuperJohnep]

@William Grim he said in his Yotta video he would give an update

[@SuperJohnep]

@Tony McSteven 😂

[@JonathanSorunke]

Those a some great picks! I’ve had accounts at all of them except Cathy and they where definitely some of the most upsetting banking experiences I’ve ever had. Great video!

[@CreateYourWorth]

Incoming lawsuit.

[@GrahamStephan]

..

[@TheIcedCoffeeHour]

:/

[@grahamfan]

Nahh!

[@michaelflinn2791]

People must have been asleep when the credit union was created.... I NEVER bank at banks.

[@sirsethers]

In Ketchikan, Ak, the Wells Fargo supervisors for the loan dept. encouraged their employees who process the payments to take the payment a day late, even if the payment was set to auto, then they can charge a late fee on top of it all.

[@j.m0ney133]

Wow 100 free trades by US bank. What a deal! Guess I can drop Robinhood and Webull now!!!

[@TheIcedCoffeeHour]

😂

[@bkgamers3353]

You should do the best overall banks for a video!

[@GrahamStephan]

sure!

[@TheIcedCoffeeHour]

sure thing!

[@TheCarpenterUnion]

He has

[@bkgamers3353]

@@TheCarpenterUnion not updated tho

[@ZacharyBuhler]

Graham I just wanted to let you know that I’ve been watching you for years and you motivated me to finally start my KZbin channel. I kept telling myself that I don’t have time and I finally stopped making excuses and I started. Thank you for the motivation and keep up the good work.

[@gabriellew.1164]

You have this annoying babbling tone, damn! And nix the sarcasm!

[@jefffuhr2393]

Long-time student of your channel--have learned a LOT, but hadn't subscribed. Finally subscribed as a thank-you after hearing your "Faux Sponsor" statement in the Intro! 🤣

[@greenviewmedia6186]

@Graham Stephan Thanks for the tips of watching everything at 2x speed, you've made my youtube video binging so much more effective.

[@GrahamStephan]

Great to hear!