Question for you: How many American Express credit cards do you have? Which is your favorite? 👇
@BTCSowhatАй бұрын
Schwabb , Pro Lowes, Gold, Platinum, everyday card, (Platinum is my favorite right now)
@Fish4Points17 күн бұрын
2 Amex Plat, and Bonvoy Brilliant
@enriquel1993Ай бұрын
I messed up by getting the Platinum first. It's such a turn-off not being able to get a welcome offer for the Green and Gold even if you plan on being a long-term customer. The Platinum should at least have 3x on Dinning.
@Fish4Points17 күн бұрын
I feel your pain i got the plat in sept of 2023 and then a month or 2 later LIFETIME LANGUAGE i felt very defeated
@AdiscretefirmАй бұрын
Travel 3x transit 3x restaurants 3x from my free WF Autograph
@KevinYangАй бұрын
Yeah those are solid multipliers. I just hope that the other transfer partners they plan to announce throughout the year will make their ecosystem more compelling!
@AdiscretefirmАй бұрын
@@KevinYang me too, for now just moving Active Cash over and letting the pile get bigger. Honestly I could do the alliance thing and get flights on any of the legacy carriers if I need to
@kimberlychin1996Ай бұрын
I love the Wells Fargo autograph card too!
@KevinYangАй бұрын
@@Adiscretefirm Hoping for some major players on the transfer partner list!
@MontyTheCardNerdАй бұрын
Makes sense that you cancelled the card that you did. I think the Bonvoy Brilliant would be a great card for you as the Platinum status should be powerful in Asia. Great video Kevin!
@KevinYangАй бұрын
Yeah, but too bad there's no elevated bonus on it right now! Have you experienced that in Asia?
@MontyTheCardNerdАй бұрын
@@KevinYang Yeah might be worthwhile to wait. I haven't but have heard of how great it can be from friends ... nice lounge, good breakfast, and the like.
@KevinYangАй бұрын
@@MontyTheCardNerd Yeah.. will have to try it!
@jesusessentialsАй бұрын
Seen a lot of these videos and they are all good. The right card really depends on a persons lifestyle.
@KevinYangАй бұрын
So true! And hopefully these videos and examples helps people think through options!
@callmeNenoАй бұрын
Amex is awesome Customer service is stellar & classy . I need to keep some type of relationship with them
@robert8311Ай бұрын
Can you explain this to me As someone who doesn’t see the appeal and seems like over hype of Amex customer service
@KevinYangАй бұрын
100% Their customer service, especially being able to go through live chat, is second to none!
@KevinYangАй бұрын
@@robert8311 Really just anything you need to contact the company for, the experience has been way better than others. Even just the ability to do pretty much anything via live chat
@callmeNenoАй бұрын
@@KevinYang phenomenal indeed
@KevinYangАй бұрын
@@callmeNeno What's been your best experience with them?
@kaina732Ай бұрын
I have the Gold and the Blue Business Plus. I use the Gold for groceries and the BBP as the catch all for business that the Chase Ink Cash doesn't have higher multipliers. I am still considering the Platinum when I start travelling internationally (in two years). I am considering cancelling the Gold and keeping the BBP.
@KevinYangАй бұрын
The Amex Platinum is an amazing card! Lots of people say the Gold is a great everyday card, and if I qualified for the welcome bonus I probably would too! Do you use the credits?
@kaina732Ай бұрын
@@KevinYang I use the credits for flights and hotels.
@kaina732Ай бұрын
@@KevinYang I have been using the UberEats and GrubHub most months.
@KevinYangАй бұрын
@@kaina732 Any others to help justify that high annual fee?
@kaina732Ай бұрын
@@KevinYang I don’t go to Dunkin or Five Guys on a regular basis. I don’t use RESY. Not sure I will keep the Gold as I can still save my MR points with my AmEx Blue Business Plus.
@SickStyle201Ай бұрын
The CSP gets 5X the points for Lyft purchases through March 2025
@KevinYangАй бұрын
Looks like they also updated the CSP DashPass through Dec 31 2027 and up to $10 off non-restaurant orders
@KevinJohnsonXАй бұрын
Why not downgrade to no annual fee card?
@KevinYangАй бұрын
Great question! You can only product change between their charge cards family, which I believe is just Green Gold Plat
@stevedice5963Ай бұрын
@@KevinYang blue business plus is no annual fee..... after going through 2 plats, 2 golds, 1 business gold between my wife and i we just kept the BBP to hold the points transferred most of it to charles schwab to invest.
@elielruiz4936Ай бұрын
wheres the cat anchor host ?
@galato4234Ай бұрын
Thank you for this video. How you handle your credit score when you close a credit card? thanks.
@KevinYangАй бұрын
I think there will be some small effect. Given it's a charge card, utilization doesn't really change, but payment history does. However because it's a relatively new card anyways, I'm not too worried
@RITPAАй бұрын
I have the brilliant card. It isn’t worth it. 6X on every Marriott card, including the brilliant you’re better off with the Marriott business and Ritz Carlton combination.
@KevinYangАй бұрын
Would love to hear more about your experience! What about for the Marriott Platinum status/free night?
@RITPAАй бұрын
Ritz is 6x multiplier and $450, has better priority pass, same 85k FNA, net costs $150 after $300 united travel bank hack. Brilliant is $650, net $350 after annoying monthly dining credit. $350-$150… Basically is Marriott Gold upgrade to Platinum status worth $200/year? I am downgrading Brilliant in October.
@Txcowboy8021 күн бұрын
I'm planning on cancelling my Plat and getting the Brilliant next year (I have a family to eat up that restaurant credit easily.) I currently have the Ritz.
@RITPA21 күн бұрын
Brilliant isn’t worth it unless you’re at Marriotts a lot. Definitely not worth canceling platinum with transferable points. I have not got upgrades with Brilliant. Ritz has same FNA for cheaper.
@Txcowboy8021 күн бұрын
@@RITPA dang, I was hoping that Platinum status would have some upgrades with Marriotts. I was planning on using the two 85k credits (Ritz/Billiant) on an anniversary weekend for me and the misses. I would use up the $300 Ritz travel credit and the $300 Brilliant credit pretty easily, so using the two nights certificate on >$800 per night room at a Ritz or St.Regis.
@coconutbay4845Ай бұрын
Did you have referrals for 175k?
@KevinYang28 күн бұрын
For which card?
@PingPingTravelАй бұрын
Great video. I also primarily travel within Asia. So many great places here and having higher level of hotel status is a big plus. I was upgraded to a suite in Shenzhen, China for having Hilton Silver status before!
@KevinYangАй бұрын
That's an amazing upgrade! How often would you say you get upgraded?
@PingPingTravelАй бұрын
@@KevinYang It is hard to say for Hiltons in Asia as I have not stayed in many. But for IHG properties, I would say 90% chance as an IHG Platinum member. The upgrades are usually much more than just a higher floor but almost never a super upgrade (but has happened before).
@KevinYangАй бұрын
@@PingPingTravel Good to know! Honestly IHG is a program I haven't really given much thought before
@docsaysАй бұрын
Good video. I might have to let go 1 of amex cards in the future. I currently have: Green Gold Biz Platinum BBP Marriot biz BCP I recently got the plat biz to test it out. If it works ill keep it might cancel my green, although i really like it for broad travel & air b&bs. If i dont get value from plat then I’ll cancel in yr 2 Im keeping my Gold. The changes work for me Im keeping the Marriott biz for the FNC. but i do want the brilliant for platinum status & to stack elite nights with the biz card. Definitely keeping the BBP Will mostly likely downgrade the BCP to the BCE I want to also add the delta gold or platinum
@KevinYangАй бұрын
That's a lot of Amex cards? The cancelling of Green sounds right given all your other cards and how you use them. Were you able to get a high welcome offer on the biz plat?
@docsaysАй бұрын
@@KevinYang - 250k MRs for $15k spend in 3 mths. Still working on it.
@mrright1716Ай бұрын
Amex us the best. 💯
@KevinYangАй бұрын
Yeah they're still right up there with Chase for me, sometimes beating them in some areas like customer service!
@fwoodbridgeАй бұрын
Please stop saying "which would have costed ...", it's, "which would have cost ..."