NEW Amex Gold Card - HUGE Update

In this video we’re looking at the recent changes to the Amex Gold Card. The American Express Gold Card is one of the most popular credit cards on the market, but with its new $325 annual fee, it might not be the best credit card for you. We’ll go over some of the details of the new Amex Gold Card here.
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[@jesuscerda2326]

I feel like they Amex should have respected its current members by honoring the $250 annual fee and only charge the new fee of $325 to new members/applicant’s

[@Daniel_Braun]

Yeah at the very least they could have extended it so that every current cardmember was locked in at $250 for 1 year. This change is consistent with what they've done with past AF increases, but still will make a lot of current holders reconsider it

[@alfonsojohnson5148]

@@Daniel_Braun Im locked in for 250 until 2025. My renewal is this month, but after calling Amex, I was notified that the 325 kicks in next year. However I have access to the current updated perks. All that to say I will downgrade to the Green. Not worth keeping it.

[@nadirahdisantowonghamilton1423]

I literally was thinking they could actually do that. But unfortunately people can’t keep their big mouths shut about things and the first thing they’ll do is brag to someone that they only pay 250 vs others at 325. Amex is just eliminating the controversy between customers etc

[@kennygee2715]

I think I'll keep my Amex Cash card. the 3% on groceries and gas is why I use it. I was considering getting gold but I failed to realize they can jack up the annual fee whenever they want. I'll just stick to a card w/o a fee.

[@GunCultureUSA]

I think I’ll be canceling this card. What a bunch of useless credits. I was on the fence at $250. $325 is a deal breaker.

[@bloodz0r]

Me too, I'll probably DC it before renewal

[@Sakurasan2023]

I don't blame you

[@CutTheKam]

can you downgrade it to a no annual fee card? i think that would be best

[@doncheto9016]

@@bloodz0rwait until after the annual fee hits then cancel within 1 month so you don’t get blacklisted

[@GunCultureUSA]

@@CutTheKam I think you can downgrade to a $95 annual fee card or whatever the blue rewards card costs. Maybe $150? Not sure.

[@omgcrisbreezy]

They should’ve brought back the $100 airline credit. That’s all we asked for.

[@diegopena1761]

Or at least priority pass 😅

[@austinnguyen9107]

Oh yea that'd be pretty good. Would make a lot more sense

[@Alot0fmonkeys]

Back when we could use it to buy a $100 gift card from any airline was the BEST time to have that airline credit.

[@EdwinTX]

I think if the credits were all given upfront or at least you’re given the option to save them every month, that would make the coupon book much more worth it

[@GERMANFORLIFEMEL]

Full heartily agree

[@nichtsistkostenlos6565]

Yes, this is basically the scam of these cards. $325 to forget that you had to spend $7 on Dunkin coffee each month to make the card worth it. Amex is getting worse and worse every year.

[@DGA-808]

You can load a Dunkin gift card with $7 per month. It’s a hassle but could be used while traveling

[@EyePodX]

They do it because they know nobody is spending $10 on a meal, you’re going to go over that. If the credits could be saved you wouldn’t overspend.

[@randallraines6553]

The Dunkin Donut credit is just so pathetic. I refuse to drive to dunkin donut just to redeem a $7 credit 😂 what the hell is AMEX thinking? 🤔

[@codewithwings]

A classic donut and a large iced coffee is $7.09. What are you thinking?

[@michaelk8689]

💯

[@randallraines6553]

@@codewithwings yeah... im gonna go out of my way with my $325 a year amex gold card and go in to a dunkin donut to redeem a pathetic $7 credit. Maybe if it was a Starbucks credit. Not a ridiculous freaking dunkin donut 😂

[@anonymoose2474]

@@randallraines6553 They both suck but i can easily get more value out of a dunkin credit. 7 is weak, 10 would have been nicer and dunking donuts is a weird choice but is it really that hard? At least depending where you live theyre everywhere, and there's something for anyone at one

[@Trinity-ooof]

@@randallraines6553right? I’m not a child. Dunkin’ Donuts?

[@metalheadami123]

It’s also annoying knowing that every few years Amex will increase your AF. Won’t be long before this card is $500

[@schm147]

Bro it's been 6 years since the last increase. $250 in 2018 is worth $313 today, so the AF has pretty much kept up with inflation, plus at least they added up to $184 in new credits. Stop being a baby.

[@metalheadami123]

@@schm147 the citi card never increased its price the CSP never did. And those coupons are joke to make people overpay. No matter how anyone slices it the true cost of the card is likely over the $350. Also AF doubled in 8 years, so in 8 years safe to say card will be $600. You can keep your blind fold on if you want to but Amex has been dropping the ball the past few years with devaluation and coupons

[@cactus1845]

@@schm147why are you defending a company?

[@derekrequiem4359]

@@schm147 And why have most of the other annual fee cards _not_ increased their annual fee?

[@gadielsantellano4275]

​@@schm147that inflation increase is crazy

[@manny5848]

So, instead of increasing the multiplyers to 5x they decide to cap them and raise the fee 🤔 yeah no, that's not gonna fly with me

[@dino5254]

Wow get this. I went to my local Five Guys and I thought the guy charged me three times because the receipt wasn't printing and I swiped three times all approved. A girl comes over and says we don't take American Express, I go what, but you have a big promo with Amex.

[@afridgetoofar1818]

I’ll bet you feel like a sucker.

[@MyspacHor911]

Wtf is ur point? This is an amex video, not 5 guys

[@dino5254]

@@MyspacHor911 Ask Sebby or Daniel

[@anishshrestha8146]

​@@MyspacHor911ok dumbo

[@visceralvid131]

​@@MyspacHor911amex has promo with 5 guys dickhead

[@roushfenway1fan]

Amex became a fad around 2020. They are making record profits and are now getting a big head. Let’s see how it plays out

[@StanEscobar]

$325 for a non-travel card is unacceptable. With the Venture X priced at $400, it makes no sense to have the AMEX Gold

[@mikebuchholz347]

What about getting 200k a year in points between grocery stores and meals.. say you use half the credits still not a bad deal IMHO

[@StanEscobar]

@mikebuchholz347 i get my groceries from Costco and my sapphire preferred gets 3x on dining. It just doesn't make sense at that price

[@mikebuchholz347]

@@StanEscobar If you ever need anything on Chase Travel.. its outsourced.. absolutely terrible compared to Amex Travel which they own..

[@mikebuchholz347]

Who does Venture X have as a travel partner to transfer points to?? Never thought Capital One had legit partners I could be wrong.

[@android175]

I eat out a lot and go to bars. For me its absolutely worth it. I hardly travel enough to make a venture x worth it for me

[@HGRAP1]

Feels like they are increasing the fees of the Platinum and Gold, so they can introduce a lower end card with an annual fee around $150. Wouldn’t be surprised if we see a “Silver/Bronze Amex” in a year or so.

[@CP-jh8jl]

Is that the Amex blue?

[@HGRAP1]

@@CP-jh8jl amex blue is similar but it’s cash back only. They’ll likely release a similar one in the future but for points like the Gold and Platinum.

[@pwyattk]

They added the cap on groceries because Mr. Beast was buying out whole stores

[@derekrequiem4359]

*Spending $1000 on 1 grocery store vs Spending $1 on 1000 grocery stores*

[@JakeSDN]

He has a lot of people to pay off so he needs all savings he can get.

[@De_Guatemala]

I was pleasantly surprised at how many restaurants in Chile and Argentina accepted my Gold Card last month. And I used the 3X flights for Aerolíneas Argentinas and LATAM.

[@reevesharvey3125]

This seems to be contrary to the rest of the comments but these changes make the card so much better for me. I wasn’t able to use the dining credits at all before but now with Five Guys I can. And the Resy bonus will be maxed out for me. Like you, I prefer the smaller coffee shops but there is a Dunkin’ a few blocks from me so it’ll be a little free treat every month. I went from a $130EAF to close to $0 now. And the white gold is cold 🥶

[@michealmccallion1994]

Definitely cancelling this card next year. Lucked out and renewal is in September. At $250 I wasn’t sure but we eat out enough and spend on groceries recently. Was easily enough to cover the fee plus extra. Living in rural Kansas there is literally nothing this car offers for you outside the 4x points.

[@SandyNYC11001]

I actually got a question about just this! I contacted Amex and they notified me that I were to get charged the new fee of 325 even though my renewal date is in September. They explained that the renewal charge is in October thus triggering the new annual fee charge. So I’m very confused

[@lukevrijland1551]

Does canceling the card hurt your credit score?

[@seele02]

@@lukevrijland1551 closing a card will effect your average credit age which does hurt your credit score. if you've had the card for a long time it will hurt your score a good bit at first normally

[@jumpmaster1999]

Great info once again. I find AMEX points more difficult to use than other card ecosystems. Plus the coupon book style credits make my Platinum and my wife’s Gold more complicated than I want it to be.

[@prl08]

I get Shake Shack regularly so I was guaranteed to get half the old annual fee back and could usually force myself to use the uber eats so I could break almost even. Now only the $100 Resy is my sure redemption and that’s less than a 3rd of the new fee. I chatted with them and was able to get a retention offer that basically covers me when I renew at the old fee next month. I’ll see how this year goes then decide come next renewal. One of my main (vain) motivations for the card was the rose gold color, now I’m tempted by the white gold.

[@akcristianv9152]

How does the retention offer work? I currently have the Amex card for Less then a year and thinking of canceling. I use the card regularly

[@prl08]

@@akcristianv9152 I chatted with them and explained that I planned to shop around for a new card because the benefits no longer made the fee worth it for me. After a little back and forth, they offered me 25000 points after spending $2,000 over the next three months. I opened my gold card in 2022

[@NMEofdaST8]

did they get rid of shake shake ??

[@rationalron5511]

Current cardholder locked in w/ the $250 annual fee. Plan to keep for 1 additional year then cancel. New credits aren’t useful for me.

[@Mohammed-rw3hv]

Same

[@schm147]

I have to ask, why did you get the card in the first place? What were you planning on doing with your points when you got the card? I dunno about you but I got the card to save hundreds of dollars on flights by transferring points. If you got this card to turn the points into statement credits or gift cards then you got the wrong card.

[@needsomewater]

Man i was about to apply for it but now with the new update, I wouldn't get much value from it apart from the groceries and dining benefit. Shame

[@jonathanscott5252]

It all works for me… but I live in Manhattan most of the year. While I find the Dunk’s credit weird, I get a Sausage croissant there once a month, I’m sure. The Resy credit is fine. I eat out pretty often. Just means I have to pay attention to who is on Resy. Five Guys is better than Shake Shack IMO… but I frequent both at least once a month. Would prefer the lower fee but the new coupons are fine.

[@g.mr0w]

Agreed, living in a big city definitely helps with these credits.

[@bbbeezy]

The Dunkin credit is the most baffling thing to me. Something like Starbucks would have made way more sense. There are no Dunkins in the northwest section of the US where I live. Zero. I’m closer to more Tim Hortons than I am any Dunkins. Adding insult to injury, Dunkin doesn’t even sell their own coffee online. You are directed to buy it through third parties like Amazon or Target. Which is just crazy. So I can’t even use the credit that way.

[@faizpkmn129]

At the very least I would load $7 onto the dunkin app. I don’t necessarily go there all the time but it could potentially be a credit you can save up over time and use it. I’d be hard-pressed to say this reduces my EAF but i see it as some extra dunkin cash.,

[@JordyHimself1]

@@faizpkmn129will that actually work?

[@ParadoxlnABox]

About as baffling as giving Walmart+ to their Platinum cardmembers

[@TheArtistFKApingaso3687]

If I’m not mistaken, an Amex insider said that over 30% of Gold card holders use the card at Dunkin’s. That’s why they went with the credit, over a third of their customers will use it. As weird as it may seem they’re not just throwing crap at the wall to see what sticks.

[@ithinkmynameismoo5e]

That's part of their calculus. They don't want everyone taking advantage of every credit. They wan you to just under break even. Just like they want you to carry a balance. They are essentially working against you so it's up to us to pick the right cards in-order to win.

[@spida1988]

Well sadly i will be canceling my gold card😢

[@rosgyallay9529]

Amex is such a coupon book. I couldn’t use them in Asia and was shocked at how little Europe has adopted them. Bilt 3x dining with good transfer partners is so much better. Citi customer cash for 5% groceries

[@sonictonic_]

Looking good, Daniel! :) I'me excited for this update overall. Yes of course the white gold... but even with the WEIRD $7/mo Dunkin credit (nowhere near enough locations here in California to be useful for such a small credit), but I'm still getting positive value over the AF. Wish we had more RESY places too, but it's not too bad where I am, so I'll be inclined to try a few new places, which could be fun. Thanks as always dude!

[@jess..c]

I had the "highest ever" bonus points 75,000 ($4k in 6mo) when opening this card in 2021, now this 100K "highest ever" offer is lowered 11% value. I'm calculating by $1=18.75 points in 2021 offer, now it's only $1=16.66 points. AMEX would have to give 112500 points for $6K spendings to match 2021 "highest ever" offerings.

[@jeffreysmith5018]

I’ve had a gold card since 98. Not sure I can justify keeping it any more 🙁

[@singhshredz]

i was born in 99, just got one this year and will be cancelling :(

[@captauron4514]

98? They should waive your annual fees for being a loyal customer.

[@alexgoindumb]

i literally just applied and got approved yesterday. now today it all changed

[@Imahpoohsay]

same lmao.

[@faizpkmn129]

At least ur paying $250 for $240-$400 credits for Y1. Plus that sign up bonus 👀

[@TheCreditFrog]

I canceled my Gold card. It's not for me, especially with the higher AF and additional credits. The only regret I have was not keeping it until I could get the white gold design first, but it was getting canceled either way!

[@runforrestrun2428]

I’m also going to cancel my gold in November when the annual renewal hits. At least I’ll try the white gold for a few months ha. What was Amex thinking with the Dunkin’ Donuts credit?! 😂 Who are they targeting!!

[@Hvacnc]

How much did it effect your credit score

[@rubalcava7055J]

As soon as I saw this new Amex update this morning, I quickly got on your channel to see your opinion on all of this! Thanks Daniel!

[@morrischicago]

Don't sleep on the dining credit, i use to stop in Shake Shack every month and buy a gift card, only eat there once or twice a year, so had a stack of gift cards in my truck. Started giving them out to the unhoused in areas where there was a SS. Lately been ordering gift cards on Gold Belly and will probably use it around the holidays for a rib roast or something. Now I plan on buying Dunkin cards, if they trigger the credit, and hand them out to the unhoused.

[@AndyKenley8910]

this is... a fantastic idea, actually. the dining credit doesn't really appeal to me (i don't really eat at any of the places where i would personally get value out of it), but i'm moving to LA this weekend, and i know i can do this there. it's a way to get the value out of it, even if it's not for me. thank you for suggesting this!

[@HspncAt7heDisco]

You have to spend $8,125 annually on dining just to break even on the new Amex Gold, not including using the coupons. And they're so hyper specific that they're pretty much useless to most people. Personally, despite living in a city with access to almost all of them, the only thing in the list I'd really use is the Rest Credit. So not worth it when I can just use a Savor One or CSP instead

[@metalheadami123]

You need to spend $32,500 on food to start getting value over the savor card

[@shawnlin9873]

He's talking about the savor one which doesn't have AF.​@@metalheadami123

[@AdrianAcosta-bi7dc]

Isnt the savor card $0 AF?​@metalheadami123

[@qarbo08]

⁠@@metalheadami123you just need to spend $0 to start getting value from Apple Card or any other annual fee free cash back credit card

[@allyoucan69]

Luckily for me, I average $9000-$10,000 a year on food. Yeah the new updates suck but i still benefit from them

[@mmms1979]

Totally worth it to ask for a retention bonus after this fee hike. There are plenty of other Amex Offers throughout the year to help offset the annual fee, too

[@MyNameJim]

For the $120 dining credit, if I didn’t find a use for the $10 that month, could I just buy a $10 gift card and the gold would use the credits to pay for it? Might be a good way to get around the use it or lose it restrictions, but I don’t know is how it works for those who do have it right now.

[@leroytrinidad6388]

The whole Resy thing is a pain. Their website sucks to use. It isn't User friendly if you live somewhere like CT. Also if they went the Starbucks route instead of dunkin it would have been better.

[@bennyboy0077]

I like the video how it is with less editing. It’s more natural and the cuts don’t stop the flow

[@BaskInRelaxation]

I only use this card for dining, grocery store and bars this will prolly be my last year using this card!!!!.

[@Daniel_Braun]

Probably will be a lot of people cancelling honestly

[@Peanutdenver]

AMEX could lower it back to $250 if there's enough pushback and/or very little new customers applying for the Gold Card. It is a bit disappointing, it is a solid card for grocery shopping and paid for itself easily if you buy a lot of groceries like me.

[@paulMuadDibAtreides21]

How much do you spend annually on groceries roughly?

[@jona777dedios]

Not gona happen they making big money with their new clientele 😂

[@jona777dedios]

@Cremaschiii the ones that made them 61 billion in the last year they are doing something right and are attracting the right people to their products 🤑🤑

[@jona777dedios]

@Cremaschiii will see about that save this thread let's see in 1yr

[@Sarthak631]

Venture X is way better than paying $325 for amex gold. Will be canceling this card.

[@samlewis8354]

I saved 170$ in statement credits using the Amex offers. I earned 189k points first year with 90k sign on. I use all the Uber credits. I’ll start using the dunkin. My card renewed today at 250 so it’s staying in my wallet for another year.

[@AdamG20]

I'll be canceling this as well $325 is just dumb. I went with the Bilt credit card $0 annual fee its metal has no foreign transaction fee what does Gold card have that bilt doesn't?

[@jcaceres516]

These credits are hilarious

[@clemente22021]

I canceled mine about a year ago just stopped seeing positive things about it

[@htconexify]

Dunkin donut… haven’t seen one in years …

[@schm147]

10,000 locations in 45 states as of today.

[@Tied348]

Where do you live?? Lol

[@delias17]

I don’t understand why everyone is whining so much. The jump up to $325 is a smart business model to discourage the people that can’t afford it so it doesn’t inflate Amex’s benefit market. In reality, if you use all the benefits of the card, you’re now getting paid by Amex to use it versus before. We’re getting a total of $424 of credits for $325, whereas before it was $240 of credits for $250.

[@JuanRodriguez-se9hn]

Bro exactly!

[@javierRcastro]

“ discourage the people that can’t afford it “ seriously eat rocks man. This company has been making millions upon millions for decades . Get off your elitist bs

[@delias17]

@@javierRcastro Instead of throwing insults, you should try to have a civil conversation. Sounds like Amex just isn’t for you, and that’s okay.

[@adinlucena7047]

I agree with you, I was debating of canceling after the first year but now I will just keep the card since I can just eat the credits away.

[@drag0n4ever]

It would have been better had it been Starbucks instead of Dunkin.

[@tigerbojiteol]

Still itd be a crappy deal

[@MyNameJim]

No I like Dunkin better

[@WhipItSBreezy]

Both are trash but come on now, Starbucks is beyond disgusting, both taste-wise and price-wise lol

[@lancejones5983]

Even without Dunkin’ I’ll still get positive value thankfully.

[@anirudhganesh863]

Any other card that is equivalent to the Gold Card? I don’t want to keep this at that annual fee.

[@anthonygardner400]

Hey Daniel. My Gold renewal comes up in September. For the reasons you mentioned, I’ll probably be canceling the card, even though the white gold looks cool. But, I’m getting 5% back on restaurants with one of my Custom Cash cards, and 5% back on groceries with my second Custom Cash - all for no annual fee. It makes it tough to justify the Gold, even if it provides MR points. Thanks for the good video.

[@csboi]

FYI if your renewal is before 10/1, you'll renew at $250.

[@anthonygardner400]

@@csboi Thanks.

[@ogaspar4487]

How do i get a second citi custom cash ?

[@anthonygardner400]

I applied for one directly. Then, I product changed my Double Cash to a Custom Cash.

[@mprubio84]

@@anthonygardner400how long to wait after having the card to product change to another custom cash

[@Wealthlearner7]

Just got approved for the Amex gold 90k bonus last week with the $250 annual fee. And just put myself as an authorized user to get the White Gold card as well! 😅

[@thedisappointment]

Yo I read this comment and just did the same lol. I wonder if there will be any issues having 2 amex gold cards for the same user 🤷‍♀️

[@manny5848]

Congratulations, you played yourself

[@zouma2715]

@@manny5848he/she literally saved $75 on AF with almost the same amount of sign up bonus points , what r u talking about

[@mranderson8725]

@@manny5848😂😂😂😂

[@Wealthlearner7]

@@thedisappointment shouldn’t have any issues at all, will be using my auth user white gold card for job related expenses.

[@Mysteryqueen86]

I don’t have that offer from Dunkin’ how can I get the again

[@SampleofSteve]

With the Resy credit, my effective annual fee will probably go down... but I'll probably cancel before my renewal next summer. It's still a $325 charge for a coupon book.

[@Daniel_Braun]

Yeah at some point the coupon book thing gets a bit annoying from Amex. There's too many other good options on the market that don't have that nonsense!

[@TheCommonLex]

This card is still worth it for me. I’ve been using it and enjoying the credits it offers. I live in a city and all the places are easily accessible to me for less than 5 minutes drive. I don’t mind paying extra $7 a month/$75 a year.

[@jluisthe1]

As someone from nyc,even though the up front fee is more,the credits are so essy to use here,but now it does make me double think canceling the platinum and keeping this and the preferred card

[@CJ-cv1ds]

All these cards require so much strategy to break even. I run 1 airline card for everything. I feel like the closest thing to an attractive card would be flat 10% back, not 3 % on some restaurants during a waning moon in Kansas.

[@TheQuickyouknow]

I have the SavorOne so I wasn't considering this card, but I literally live next to a Five Guys and a 5 min drive from Dunkin 😭 My only concern is I feel like I'd eventually cancel the gold.

[@josephnordling8704]

Contrary to popular opinion, I regularly use all the coupons without going out of my way. I think the new additions are great and will definitely be keeping it in my wallet

[@soelaborate5066]

I was on the fence about getting the Amex Gold for the past few weeks. So glad I didn’t.

[@cedricgutierrez4906]

So if I have the card my annual fee is increased ?

[@alonsocarranza2959]

My annual fee just posted this month so I am locked in at $250. The new credits don’t really work for my spending habits. I will keep card for this year and will be canceling after.

[@markg813]

I think i'm doing the same. My AF hits before the October 1st deadline so i'll give it the extra year most likely

[@milesg4467]

I’ve been thinking about cutting down the number of cards I have and the increase in the fee was the push I needed to start. Will be canceling.

[@Frank-hn4ih]

Personally this card was forged in blood exactly to my monthly needs😂. I go to five guys, Dunkin, use resy, and Uber all at least twice a month.

[@Daniel_Braun]

You're the perfect target user for this card then! Glad to hear that the changes match up well with your normal spending habits 👍

[@LCHolley]

What is your recommendation for a travel card? I have an AMEX Platinum that I plan on downgrading to Gold

[@countwalker9362]

I don’t kno why so many people complain about this complaining about that either get the card or not

[@wing44]

most of the people complaining are existing customers, removing the credit card can hurt your credit score. Amex is kinda forcing their hand buy increasing the fee with same benefits

[@lordvelm]

Just cancelled the card prior to the new fee due to a lifestyle change. Now with this news I’m even more glad I did.

[@BradleyHansonPhotography]

It was already the best food card, and now it’s even better. Just adding the $100 Resy credit alone in $50 chunks is worth it. I only get $10/mo for Resy with my Delta Platinum. For the first time ever, the credits are more valuable than the annual fee, not to mention the 4x multipliers and purchase protection, etc.

[@ithinkmynameismoo5e]

If you have resy and use the two dining credits this card is almost a no brainer now.

[@RickGotti]

A restaurant I go to a couple times a month is on Resy and I use the food credits for Uber and Grubhub when I forget to pack lunch for work. With the Resy credit I get even more value back. $340 a year instead of $240 now. I don’t go to Dunkin’ but I’m sure my coworkers wouldn’t mind some donuts every month

[@baconblaster6422]

yeah i live in Downtown West Palm beach /South Florida . can use that 100 dollars easy , and i do uber eats every month also.

[@jwil4286]

If I lived in a state with Dunkin Donuts, I’d be more inclined to get this card with the right welcome offer

[@matthewwilliamson8885]

I’m up for renewal on this card in February. I will be over 100k points on it at point which I will probably transfer them to a partner and cancel this card before the renewal. I was already leaning that direction at $250.

[@blackeagleeye56]

I called to get my cancel date as none of the new features bring me any benefits. I got them to keep me by adding a spend $3000 in 3 months for 40k points. I’ll give it another year with this offer. FYI

[@JuanRodriguez-se9hn]

What Daniel said, some people may not like the new credits and the bump up in the annual fee, but me personally I use all the credits and I'll be using that resy and dunkin credit. I enjoy my amex card and with the new credits & current credits, I will literally be up $99 on the fee so the card is basically paying me.

[@wiscobuckeye]

But will the new card help me get a discount on a Speedmaster Professional?

[@Daniel_Braun]

I wish it got me a discount! 😂 Good eye there to spot the watch

[@Whoisbu89]

How does the resy credit work? I just eat at a resy restaurant and pay with the gold and Amex will give me a $50 statement credit after?

[@exclusivelymatt]

Yup, you nailed it.

[@TheArtistFKApingaso3687]

You have to enroll for the Resy credit though. Just log into your Amex account and enroll under the benefits tab. It’s really easy, just click agree and enroll and that’s it.

[@micahgreene4573]

You have to open a Resy account. Then make a reservation (Resy), get it? Then book with your Gold Card. If you just walk in off the street, it doesn't count.

[@TheArtistFKApingaso3687]

@@micahgreene4573 you do not need to have a Resy account nor reserve through Resy. As long as you enroll your card for the Resy credit and pay at a restaurant that is in the Resy list with your enrolled Gold card, you will get the credit. No where in the terms does it say that you HAVE to have a Resy account or that you have to reserve the restaurant through Resy.

[@exclusivelymatt]

@@micahgreene4573 This is incorrect. You do not have to use Resy at all to receive the credit, just use your Gold card at a restaurant that happens to use Resy. You just need to enroll for the credit in the same manner as the Dining credit, can be done in the AMEX app.

[@ivanescalante832]

I called Amex and asked for a retention offer to stay with the gold, but paying the 250 for this year. For the next cycle I think I’ll be considering other Amex options.

[@DarkCeremony]

This just became a keeper card for me. Effective annual fee for me is -$99.

[@praspurgh]

wait until you figured you didn't use most of the credit each month and they ran away

[@JerichoTheCity]

Wow, I'm glad I saw this. I paid $250 ~2 months ago. I'm setting up a reminder to cancel the card next year.

[@Ryan-iq2zd]

My AMEX Gold card renews in August. Does that mean I’m locked in at $250 until next year? Also, do the Resy benefits start on July 1st and the next one on January 1st, 2025? Thanks for any feedback and info…

[@Txcowboy80]

Yes to all your questions. Just make sure to activate everything online first.

[@Ryan-iq2zd]

@@Txcowboy80 thank you so much…

[@chillinbrotha1072]

I’ll be keeping the card because I still benefit from deals. I have a Five Guys near me, along with Dunkin’. I dine out and the spots I hit are on Resy so these credits alone take the sting out of the $325 annual fee. I benefited before the change and continue to do so. You mentioned that the annual fee hasn’t changed in years, so I don’t understand the uproar as items always increase over time. Thanks for the info.

[@Melgazar9]

I haven't eaten at Dunkin in 25 years 😂. Isn't Amex supposed to be more luxury? Dunkin'? Really? Might as well add McDonald's too 😂

[@clownster456]

No annual fee for military so I’ll probably get it I have the platinum too

[@juriosz]

We have one Dunkin in the whole state of Utah and it’s behind armed gates at the air force base. That credit is worthless in this state.

[@eddiemurray3978]

Personally I like the changes not so much the annual fee but the credits are cool I have a large family though.

[@Thats-Mr.Cat-to-you]

I have one more year at $250. I'll hold off making a decision until then, but I have the distinction feeling I will be canceling it or downgrading to green.

[@mlego001]

Have you considered highlighting the value of credit cards for active duty service members who get the annual fee waived? Many of us have AMEX Platinum/Gold, Chase Sapphire Reserve, etc. because of this. I feel this would be insightful to include this in your final thoughts at the end of your videos

[@izzyroses242]

Great Video! I liked the spoken word/unscripted approach. It felt more like a conversation.

[@WealthOfOpportunity]

No longer works for me Unless if I’m getting more than 2 refs per year on this card. I’ll be fine with the 3x on multiple cards and new subs. At least ordered the white gold 😂

[@thesailboatking]

Can you compare the new Gold vs the Amex Green card? I think it's a good downgrade from those who have a Gold.

[@iamchrischeek]

Does it just make more sense to go ahead and just get the platinum at this point now?

[@wilfredpapaya4739]

Wonder if Cap1 will come out with a new $95 AF Savor Card in the future. Whenever things settle with the Discover acquisition.

[@Daniel_Braun]

Yeah we'll see - it would be great to see something replace the Savor card

[@ItsIsaacOfficial]

Glad I just got my sapphire preferred I almost got this card a few months ago

[@Txcowboy80]

I’ll probably cancel the platinum and keep this and apply for the venture X.

[@lilillilil]

Hope they offer Dragon pass Lounge access like HSBC does. Even $150 credit cards offere Dragon pass but $3255 Gold offer Dunkin’s instead of lounge access? 😂

[@Moussa225]

Dunkin credit is kind of weak.. does it include Baskin Robbin’s? The Resy credit the jury is out on that, I’ll have to check Resy and see if there are any restaurants I’d be interested in. I also have a peanut allergy so the switch from Shake Shack to Five Guys is kind of irritating. Luckily my annual fee for 250 renewed already, so I’m locked in. So I’m going to see if the credits will change my mind. But I’m not too excited about it. Thanks for the review

[@ashutoshprakash1193]

Great video. I love the card but there is no resy and no dunkin donuts in alaska so I will cxl if

[@cellsvelocity3254]

Will be asking for a retention offer this coming December when annual fee hits. If I get one that is good will keep the card for one more year if not then will cancel. Sucks cause I was getting great value from it.

[@DavinciDames]

As a former dunkin employee I’m not even using it at Dunkin

[@Shawdunlap]

Your Uber cash expires every month anyways, so you can’t even stack the $10 you get.

[@1pCarlos]

Should’ve been a Starbucks credit instead of Dunkin

[@SpongeEvan]

Thank you Daniel! I was looking for it!

[@erickbaquedano7133]

Y’all don’t understand that this card and all Amex ecosystem is a STATUS card. Not for points and travel rewards. There is people out there that only care about status and not rewards 😅

[@Dankflamio]

I’m all for credits to justify annual fees if they are broad and useful, but I would use none of these.